Home > The First National Bank of Groton > Income and Expense
The First National Bank of Groton, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,058,000 | 3,119 |
| Total interest expense | $733,000 | 3,917 |
| Net interest income | $7,325,000 | 2,833 |
| Provision for loan and lease losses | $216,000 | 1,946 |
| Total noninterest income | $838,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $307,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 2,916 |
| Total noninterest expense | $5,625,000 | 2,884 |
| Salaries and employee benefits | $3,170,000 | 2,869 |
| Premises and equipment expense | $584,000 | 2,750 |
| Additional noninterest expense | $531,000 | 2,916 |
| Pre-tax net operating income | $2,322,000 | 2,793 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $276,000 | 2,281 |
| Income before extraordinary items | $2,046,000 | 2,762 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,046,000 | 2,790 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,046,000 | 2,764 |
| Net charge-offs | $167,000 | 1,258 |
| Cash dividends | $1,185,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,046,000 | 2,792 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 3,101 |
| Total interest expense | $483,000 | 3,939 |
| Net interest income | $5,530,000 | 2,836 |
| Provision for loan and lease losses | $233,000 | 1,531 |
| Total noninterest income | $578,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $232,000 | 2,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 3,039 |
| Total noninterest expense | $4,222,000 | 2,866 |
| Salaries and employee benefits | $2,382,000 | 2,848 |
| Premises and equipment expense | $453,000 | 2,705 |
| Additional noninterest expense | $346,000 | 3,038 |
| Pre-tax net operating income | $1,653,000 | 2,917 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $181,000 | 2,396 |
| Income before extraordinary items | $1,472,000 | 2,863 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,472,000 | 2,893 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,472,000 | 2,864 |
| Net charge-offs | $191,000 | 906 |
| Cash dividends | $546,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,472,000 | 2,892 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 3,089 |
| Total interest expense | $293,000 | 3,908 |
| Net interest income | $3,722,000 | 2,836 |
| Provision for loan and lease losses | $109,000 | 1,772 |
| Total noninterest income | $377,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $154,000 | 2,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 3,063 |
| Total noninterest expense | $2,842,000 | 2,852 |
| Salaries and employee benefits | $1,586,000 | 2,853 |
| Premises and equipment expense | $306,000 | 2,683 |
| Additional noninterest expense | $223,000 | 3,056 |
| Pre-tax net operating income | $1,148,000 | 2,890 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $131,000 | 2,403 |
| Income before extraordinary items | $1,017,000 | 2,844 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,017,000 | 2,874 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,017,000 | 2,843 |
| Net charge-offs | $124,000 | 844 |
| Cash dividends | $546,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,017,000 | 2,867 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 3,075 |
| Total interest expense | $130,000 | 3,889 |
| Net interest income | $1,870,000 | 2,847 |
| Provision for loan and lease losses | $167,000 | 975 |
| Total noninterest income | $183,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $76,000 | 2,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,079 |
| Total noninterest expense | $1,401,000 | 2,903 |
| Salaries and employee benefits | $798,000 | 2,887 |
| Premises and equipment expense | $153,000 | 2,724 |
| Additional noninterest expense | $107,000 | 3,079 |
| Pre-tax net operating income | $485,000 | 3,131 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $44,000 | 2,618 |
| Income before extraordinary items | $441,000 | 3,067 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $441,000 | 3,066 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $441,000 | 3,067 |
| Net charge-offs | $35,000 | 923 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $441,000 | 3,089 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,456,000 | 2,951 |
| Total interest expense | $470,000 | 3,301 |
| Net interest income | $6,986,000 | 2,880 |
| Provision for loan and lease losses | $150,000 | 1,951 |
| Total noninterest income | $784,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $317,000 | 2,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 3,104 |
| Total noninterest expense | $5,348,000 | 2,927 |
| Salaries and employee benefits | $3,045,000 | 2,916 |
| Premises and equipment expense | $593,000 | 2,732 |
| Additional noninterest expense | $467,000 | 3,104 |
| Pre-tax net operating income | $2,272,000 | 2,977 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $246,000 | 2,537 |
| Income before extraordinary items | $2,026,000 | 2,927 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,026,000 | 2,924 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,026,000 | 2,926 |
| Net charge-offs | $170,000 | 1,001 |
| Cash dividends | $1,170,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,026,000 | 2,956 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,514,000 | 2,923 |
| Total interest expense | $355,000 | 3,089 |
| Net interest income | $5,159,000 | 2,876 |
| Provision for loan and lease losses | $150,000 | 1,628 |
| Total noninterest income | $581,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $235,000 | 2,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 3,157 |
| Total noninterest expense | $3,974,000 | 2,937 |
| Salaries and employee benefits | $2,267,000 | 2,913 |
| Premises and equipment expense | $459,000 | 2,684 |
| Additional noninterest expense | $346,000 | 3,157 |
| Pre-tax net operating income | $1,616,000 | 3,025 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $170,000 | 2,581 |
| Income before extraordinary items | $1,446,000 | 2,962 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,446,000 | 2,960 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,446,000 | 2,961 |
| Net charge-offs | $57,000 | 1,157 |
| Cash dividends | $534,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,446,000 | 2,995 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,618,000 | 2,912 |
| Total interest expense | $225,000 | 3,062 |
| Net interest income | $3,393,000 | 2,880 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $378,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $151,000 | 2,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 3,198 |
| Total noninterest expense | $2,638,000 | 2,940 |
| Salaries and employee benefits | $1,491,000 | 2,941 |
| Premises and equipment expense | $321,000 | 2,623 |
| Additional noninterest expense | $826,000 | 2,928 |
| Pre-tax net operating income | $983,000 | 3,026 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $94,000 | 2,602 |
| Income before extraordinary items | $889,000 | 2,953 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $889,000 | 2,952 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $889,000 | 2,953 |
| Net charge-offs | $43,000 | 1,030 |
| Cash dividends | $534,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $889,000 | 2,989 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 2,893 |
| Total interest expense | $114,000 | 3,011 |
| Net interest income | $1,670,000 | 2,864 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $185,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $77,000 | 2,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 3,189 |
| Total noninterest expense | $1,298,000 | 2,959 |
| Salaries and employee benefits | $744,000 | 2,942 |
| Premises and equipment expense | $165,000 | 2,587 |
| Additional noninterest expense | $389,000 | 3,019 |
| Pre-tax net operating income | $482,000 | 2,951 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $49,000 | 2,521 |
| Income before extraordinary items | $433,000 | 2,896 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $433,000 | 2,894 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $433,000 | 2,896 |
| Net charge-offs | $42,000 | 733 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $433,000 | 2,922 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,027,000 | 2,812 |
| Total interest expense | $483,000 | 3,212 |
| Net interest income | $7,544,000 | 2,736 |
| Provision for loan and lease losses | $500,000 | 1,035 |
| Total noninterest income | $751,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $267,000 | 2,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 3,289 |
| Total noninterest expense | $5,168,000 | 2,971 |
| Salaries and employee benefits | $3,029,000 | 2,913 |
| Premises and equipment expense | $586,000 | 2,781 |
| Additional noninterest expense | $1,553,000 | 3,041 |
| Pre-tax net operating income | $2,627,000 | 2,842 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $330,000 | 2,401 |
| Income before extraordinary items | $2,297,000 | 2,855 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,297,000 | 2,856 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,297,000 | 2,856 |
| Net charge-offs | $995,000 | 423 |
| Cash dividends | $1,140,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,297,000 | 2,832 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 2,850 |
| Total interest expense | $363,000 | 3,309 |
| Net interest income | $5,723,000 | 2,764 |
| Provision for loan and lease losses | $375,000 | 1,009 |
| Total noninterest income | $560,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $189,000 | 2,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,320 |
| Total noninterest expense | $3,888,000 | 2,980 |
| Salaries and employee benefits | $2,279,000 | 2,928 |
| Premises and equipment expense | $450,000 | 2,760 |
| Additional noninterest expense | $1,159,000 | 3,075 |
| Pre-tax net operating income | $2,020,000 | 2,925 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $282,000 | 2,354 |
| Income before extraordinary items | $1,738,000 | 2,968 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,738,000 | 2,968 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,738,000 | 2,968 |
| Net charge-offs | $265,000 | 691 |
| Cash dividends | $519,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,738,000 | 2,939 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 2,928 |
| Total interest expense | $243,000 | 3,377 |
| Net interest income | $3,641,000 | 2,841 |
| Provision for loan and lease losses | $275,000 | 963 |
| Total noninterest income | $364,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $118,000 | 2,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 3,324 |
| Total noninterest expense | $2,611,000 | 2,963 |
| Salaries and employee benefits | $1,519,000 | 2,922 |
| Premises and equipment expense | $302,000 | 2,733 |
| Additional noninterest expense | $790,000 | 3,007 |
| Pre-tax net operating income | $1,119,000 | 3,130 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $144,000 | 2,524 |
| Income before extraordinary items | $975,000 | 3,158 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $975,000 | 3,156 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $975,000 | 3,158 |
| Net charge-offs | $223,000 | 614 |
| Cash dividends | $519,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $975,000 | 3,135 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 2,906 |
| Total interest expense | $122,000 | 3,444 |
| Net interest income | $1,836,000 | 2,803 |
| Provision for loan and lease losses | $225,000 | 730 |
| Total noninterest income | $178,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $59,000 | 2,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 3,346 |
| Total noninterest expense | $1,305,000 | 2,956 |
| Salaries and employee benefits | $769,000 | 2,890 |
| Premises and equipment expense | $148,000 | 2,797 |
| Additional noninterest expense | $388,000 | 2,992 |
| Pre-tax net operating income | $484,000 | 3,278 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $55,000 | 2,642 |
| Income before extraordinary items | $429,000 | 3,299 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $429,000 | 3,300 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $429,000 | 3,299 |
| Net charge-offs | $31,000 | 993 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $429,000 | 3,269 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,010,000 | 2,877 |
| Total interest expense | $557,000 | 3,713 |
| Net interest income | $7,453,000 | 2,723 |
| Provision for loan and lease losses | $650,000 | 1,994 |
| Total noninterest income | $718,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $262,000 | 2,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 3,241 |
| Total noninterest expense | $4,984,000 | 3,011 |
| Salaries and employee benefits | $3,002,000 | 2,946 |
| Premises and equipment expense | $578,000 | 2,815 |
| Additional noninterest expense | $1,404,000 | 3,161 |
| Pre-tax net operating income | $2,537,000 | 2,656 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $368,000 | 2,156 |
| Income before extraordinary items | $2,169,000 | 2,723 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,169,000 | 2,721 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,169,000 | 2,723 |
| Net charge-offs | $266,000 | 1,360 |
| Cash dividends | $1,110,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,169,000 | 2,675 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,031,000 | 2,892 |
| Total interest expense | $427,000 | 3,785 |
| Net interest income | $5,604,000 | 2,719 |
| Provision for loan and lease losses | $650,000 | 1,727 |
| Total noninterest income | $520,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $193,000 | 2,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,253 |
| Total noninterest expense | $3,738,000 | 3,001 |
| Salaries and employee benefits | $2,236,000 | 2,930 |
| Premises and equipment expense | $442,000 | 2,784 |
| Additional noninterest expense | $1,060,000 | 3,131 |
| Pre-tax net operating income | $1,736,000 | 2,780 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $241,000 | 2,252 |
| Income before extraordinary items | $1,495,000 | 2,834 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,495,000 | 2,833 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,495,000 | 2,834 |
| Net charge-offs | $263,000 | 1,094 |
| Cash dividends | $504,000 | 2,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,495,000 | 2,786 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 2,904 |
| Total interest expense | $292,000 | 3,837 |
| Net interest income | $3,787,000 | 2,715 |
| Provision for loan and lease losses | $500,000 | 1,591 |
| Total noninterest income | $373,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $167,000 | 2,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 3,273 |
| Total noninterest expense | $2,518,000 | 2,987 |
| Salaries and employee benefits | $1,582,000 | 2,863 |
| Premises and equipment expense | $294,000 | 2,789 |
| Additional noninterest expense | $642,000 | 3,298 |
| Pre-tax net operating income | $1,142,000 | 2,755 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $181,000 | 2,141 |
| Income before extraordinary items | $961,000 | 2,862 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $961,000 | 2,861 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $961,000 | 2,862 |
| Net charge-offs | $191,000 | 1,035 |
| Cash dividends | $504,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $961,000 | 2,818 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 2,849 |
| Total interest expense | $148,000 | 3,943 |
| Net interest income | $1,953,000 | 2,637 |
| Provision for loan and lease losses | $250,000 | 1,297 |
| Total noninterest income | $186,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $89,000 | 2,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 3,217 |
| Total noninterest expense | $1,232,000 | 3,054 |
| Salaries and employee benefits | $774,000 | 2,908 |
| Premises and equipment expense | $151,000 | 2,760 |
| Additional noninterest expense | $307,000 | 3,412 |
| Pre-tax net operating income | $657,000 | 2,434 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $102,000 | 1,918 |
| Income before extraordinary items | $555,000 | 2,509 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $555,000 | 2,509 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $555,000 | 2,510 |
| Net charge-offs | $104,000 | 862 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $555,000 | 2,477 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,629,000 | 2,839 |
| Total interest expense | $555,000 | 4,043 |
| Net interest income | $8,074,000 | 2,613 |
| Provision for loan and lease losses | $750,000 | 1,132 |
| Total noninterest income | $802,000 | 3,099 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $379,000 | 2,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,210 |
| Total noninterest expense | $5,071,000 | 2,984 |
| Salaries and employee benefits | $2,959,000 | 2,963 |
| Premises and equipment expense | $555,000 | 2,937 |
| Additional noninterest expense | $1,557,000 | 3,009 |
| Pre-tax net operating income | $3,055,000 | 2,423 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $494,000 | 1,998 |
| Income before extraordinary items | $2,561,000 | 2,537 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,561,000 | 2,538 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,561,000 | 2,539 |
| Net charge-offs | $473,000 | 1,075 |
| Cash dividends | $1,065,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,561,000 | 2,503 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,493,000 | 2,865 |
| Total interest expense | $411,000 | 4,103 |
| Net interest income | $6,082,000 | 2,625 |
| Provision for loan and lease losses | $300,000 | 1,600 |
| Total noninterest income | $591,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $279,000 | 2,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,244 |
| Total noninterest expense | $3,747,000 | 3,031 |
| Salaries and employee benefits | $2,211,000 | 2,979 |
| Premises and equipment expense | $430,000 | 2,886 |
| Additional noninterest expense | $1,106,000 | 3,140 |
| Pre-tax net operating income | $2,626,000 | 2,293 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $447,000 | 1,903 |
| Income before extraordinary items | $2,179,000 | 2,400 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,179,000 | 2,400 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,179,000 | 2,401 |
| Net charge-offs | $156,000 | 1,467 |
| Cash dividends | $483,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,179,000 | 2,372 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 2,885 |
| Total interest expense | $261,000 | 4,164 |
| Net interest income | $4,037,000 | 2,641 |
| Provision for loan and lease losses | $200,000 | 1,556 |
| Total noninterest income | $386,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $185,000 | 2,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 3,264 |
| Total noninterest expense | $2,506,000 | 3,047 |
| Salaries and employee benefits | $1,475,000 | 2,993 |
| Premises and equipment expense | $288,000 | 2,891 |
| Additional noninterest expense | $743,000 | 3,153 |
| Pre-tax net operating income | $1,717,000 | 2,297 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $302,000 | 1,851 |
| Income before extraordinary items | $1,415,000 | 2,408 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,415,000 | 2,408 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,415,000 | 2,408 |
| Net charge-offs | $41,000 | 1,972 |
| Cash dividends | $483,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,415,000 | 2,384 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 2,926 |
| Total interest expense | $128,000 | 4,185 |
| Net interest income | $1,990,000 | 2,691 |
| Provision for loan and lease losses | $100,000 | 1,466 |
| Total noninterest income | $183,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $88,000 | 2,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 3,288 |
| Total noninterest expense | $1,222,000 | 3,114 |
| Salaries and employee benefits | $738,000 | 3,014 |
| Premises and equipment expense | $139,000 | 2,994 |
| Additional noninterest expense | $345,000 | 3,306 |
| Pre-tax net operating income | $851,000 | 2,280 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $149,000 | 1,842 |
| Income before extraordinary items | $702,000 | 2,363 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $702,000 | 2,361 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $702,000 | 2,362 |
| Net charge-offs | $29,000 | 1,522 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $702,000 | 2,348 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,309,000 | 2,869 |
| Total interest expense | $445,000 | 4,060 |
| Net interest income | $7,864,000 | 2,682 |
| Provision for loan and lease losses | $600,000 | 1,277 |
| Total noninterest income | $819,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $422,000 | 2,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 3,356 |
| Total noninterest expense | $4,770,000 | 3,145 |
| Salaries and employee benefits | $2,770,000 | 3,100 |
| Premises and equipment expense | $515,000 | 3,102 |
| Additional noninterest expense | $1,485,000 | 3,186 |
| Pre-tax net operating income | $3,313,000 | 2,363 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $569,000 | 1,872 |
| Income before extraordinary items | $2,744,000 | 2,445 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,744,000 | 2,443 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,744,000 | 2,444 |
| Net charge-offs | $682,000 | 789 |
| Cash dividends | $1,020,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,744,000 | 2,447 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,155,000 | 2,895 |
| Total interest expense | $323,000 | 4,076 |
| Net interest income | $5,832,000 | 2,712 |
| Provision for loan and lease losses | $400,000 | 1,318 |
| Total noninterest income | $597,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $311,000 | 2,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 3,432 |
| Total noninterest expense | $3,551,000 | 3,161 |
| Salaries and employee benefits | $2,053,000 | 3,119 |
| Premises and equipment expense | $418,000 | 2,996 |
| Additional noninterest expense | $1,080,000 | 3,249 |
| Pre-tax net operating income | $2,478,000 | 2,412 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $428,000 | 1,933 |
| Income before extraordinary items | $2,050,000 | 2,475 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,050,000 | 2,474 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,050,000 | 2,474 |
| Net charge-offs | $311,000 | 974 |
| Cash dividends | $459,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,050,000 | 2,469 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 2,909 |
| Total interest expense | $213,000 | 4,044 |
| Net interest income | $3,832,000 | 2,745 |
| Provision for loan and lease losses | $350,000 | 1,062 |
| Total noninterest income | $397,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $206,000 | 2,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 3,446 |
| Total noninterest expense | $2,363,000 | 3,189 |
| Salaries and employee benefits | $1,346,000 | 3,170 |
| Premises and equipment expense | $275,000 | 3,028 |
| Additional noninterest expense | $742,000 | 3,208 |
| Pre-tax net operating income | $1,516,000 | 2,506 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $252,000 | 2,016 |
| Income before extraordinary items | $1,264,000 | 2,591 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,264,000 | 2,590 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,264,000 | 2,590 |
| Net charge-offs | $223,000 | 869 |
| Cash dividends | $459,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,264,000 | 2,582 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 2,925 |
| Total interest expense | $106,000 | 4,036 |
| Net interest income | $1,896,000 | 2,775 |
| Provision for loan and lease losses | $200,000 | 934 |
| Total noninterest income | $196,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $102,000 | 2,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 3,435 |
| Total noninterest expense | $1,178,000 | 3,230 |
| Salaries and employee benefits | $657,000 | 3,240 |
| Premises and equipment expense | $153,000 | 2,883 |
| Additional noninterest expense | $368,000 | 3,227 |
| Pre-tax net operating income | $714,000 | 2,560 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $115,000 | 2,050 |
| Income before extraordinary items | $599,000 | 2,613 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $599,000 | 2,613 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $599,000 | 2,613 |
| Net charge-offs | $154,000 | 668 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $599,000 | 2,610 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,780,000 | 2,927 |
| Total interest expense | $416,000 | 3,937 |
| Net interest income | $7,364,000 | 2,790 |
| Provision for loan and lease losses | $650,000 | 1,208 |
| Total noninterest income | $864,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $438,000 | 2,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 3,374 |
| Total noninterest expense | $4,823,000 | 3,161 |
| Salaries and employee benefits | $2,620,000 | 3,243 |
| Premises and equipment expense | $550,000 | 3,085 |
| Additional noninterest expense | $1,653,000 | 3,024 |
| Pre-tax net operating income | $2,755,000 | 2,603 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $670,000 | 2,199 |
| Income before extraordinary items | $2,085,000 | 2,627 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,085,000 | 2,626 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,085,000 | 2,627 |
| Net charge-offs | $671,000 | 906 |
| Cash dividends | $975,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,085,000 | 2,606 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,807,000 | 2,949 |
| Total interest expense | $310,000 | 3,958 |
| Net interest income | $5,497,000 | 2,820 |
| Provision for loan and lease losses | $375,000 | 1,412 |
| Total noninterest income | $617,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $319,000 | 2,302 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 3,485 |
| Total noninterest expense | $3,611,000 | 3,177 |
| Salaries and employee benefits | $1,951,000 | 3,269 |
| Premises and equipment expense | $412,000 | 3,111 |
| Additional noninterest expense | $1,248,000 | 3,016 |
| Pre-tax net operating income | $2,128,000 | 2,630 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $502,000 | 2,065 |
| Income before extraordinary items | $1,626,000 | 2,718 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,626,000 | 2,717 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,626,000 | 2,718 |
| Net charge-offs | $369,000 | 984 |
| Cash dividends | $438,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,626,000 | 2,706 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 2,957 |
| Total interest expense | $197,000 | 4,023 |
| Net interest income | $3,648,000 | 2,821 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $403,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $211,000 | 2,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 3,535 |
| Total noninterest expense | $2,434,000 | 3,176 |
| Salaries and employee benefits | $1,299,000 | 3,293 |
| Premises and equipment expense | $278,000 | 3,097 |
| Additional noninterest expense | $857,000 | 2,965 |
| Pre-tax net operating income | $1,317,000 | 2,700 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $295,000 | 2,156 |
| Income before extraordinary items | $1,022,000 | 2,781 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,022,000 | 2,781 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,022,000 | 2,781 |
| Net charge-offs | $289,000 | 858 |
| Cash dividends | $438,000 | 2,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,022,000 | 2,763 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 2,994 |
| Total interest expense | $97,000 | 4,059 |
| Net interest income | $1,793,000 | 2,856 |
| Provision for loan and lease losses | $150,000 | 1,115 |
| Total noninterest income | $207,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $107,000 | 2,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,474 |
| Total noninterest expense | $1,159,000 | 3,313 |
| Salaries and employee benefits | $664,000 | 3,280 |
| Premises and equipment expense | $136,000 | 3,180 |
| Additional noninterest expense | $359,000 | 3,332 |
| Pre-tax net operating income | $691,000 | 2,559 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $151,000 | 2,104 |
| Income before extraordinary items | $540,000 | 2,631 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $540,000 | 2,631 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $540,000 | 2,631 |
| Net charge-offs | $152,000 | 713 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $540,000 | 2,613 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,560,000 | 2,971 |
| Total interest expense | $426,000 | 3,908 |
| Net interest income | $7,134,000 | 2,836 |
| Provision for loan and lease losses | $600,000 | 1,295 |
| Total noninterest income | $651,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $462,000 | 2,221 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $189,000 | 4,410 |
| Total noninterest expense | $4,566,000 | 3,376 |
| Salaries and employee benefits | $2,505,000 | 3,399 |
| Premises and equipment expense | $550,000 | 3,179 |
| Additional noninterest expense | $1,511,000 | 3,319 |
| Pre-tax net operating income | $2,619,000 | 2,605 |
| Securities gains (losses) | $19,000 | 2,394 |
| Applicable income taxes | $598,000 | 2,106 |
| Income before extraordinary items | $2,040,000 | 2,750 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,040,000 | 2,748 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,040,000 | 2,749 |
| Net charge-offs | $542,000 | 1,028 |
| Cash dividends | $936,000 | 2,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,025,370 | 2,712 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 2,979 |
| Total interest expense | $324,000 | 3,917 |
| Net interest income | $5,328,000 | 2,859 |
| Provision for loan and lease losses | $500,000 | 1,135 |
| Total noninterest income | $563,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $336,000 | 2,268 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $227,000 | 3,946 |
| Total noninterest expense | $3,379,000 | 3,411 |
| Salaries and employee benefits | $1,867,000 | 3,397 |
| Premises and equipment expense | $415,000 | 3,203 |
| Additional noninterest expense | $1,097,000 | 3,421 |
| Pre-tax net operating income | $2,012,000 | 2,610 |
| Securities gains (losses) | $19,000 | 2,332 |
| Applicable income taxes | $501,000 | 2,053 |
| Income before extraordinary items | $1,530,000 | 2,793 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,530,000 | 2,793 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,530,000 | 2,793 |
| Net charge-offs | $401,000 | 928 |
| Cash dividends | $420,000 | 2,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,515,750 | 2,749 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 3,006 |
| Total interest expense | $210,000 | 3,966 |
| Net interest income | $3,528,000 | 2,883 |
| Provision for loan and lease losses | $300,000 | 1,234 |
| Total noninterest income | $385,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $211,000 | 2,352 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $174,000 | 3,789 |
| Total noninterest expense | $2,232,000 | 3,445 |
| Salaries and employee benefits | $1,239,000 | 3,427 |
| Premises and equipment expense | $266,000 | 3,291 |
| Additional noninterest expense | $727,000 | 3,457 |
| Pre-tax net operating income | $1,381,000 | 2,537 |
| Securities gains (losses) | $19,000 | 1,971 |
| Applicable income taxes | $355,000 | 1,977 |
| Income before extraordinary items | $1,045,000 | 2,722 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,045,000 | 2,720 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,045,000 | 2,721 |
| Net charge-offs | $218,000 | 1,065 |
| Cash dividends | $420,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,030,750 | 2,682 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 3,016 |
| Total interest expense | $105,000 | 4,009 |
| Net interest income | $1,761,000 | 2,894 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $187,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $103,000 | 2,378 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $1,118,000 | 3,461 |
| Salaries and employee benefits | $618,000 | 3,463 |
| Premises and equipment expense | $136,000 | 3,268 |
| Additional noninterest expense | $364,000 | 3,449 |
| Pre-tax net operating income | $730,000 | 2,413 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $188,000 | 1,904 |
| Income before extraordinary items | $542,000 | 2,618 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $542,000 | 2,618 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $542,000 | 2,618 |
| Net charge-offs | $116,000 | 930 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $542,000 | 2,571 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,169,000 | 3,056 |
| Total interest expense | $444,000 | 3,954 |
| Net interest income | $6,725,000 | 2,947 |
| Provision for loan and lease losses | $950,000 | 848 |
| Total noninterest income | $804,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $465,000 | 2,256 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $339,000 | 3,813 |
| Total noninterest expense | $4,520,000 | 3,444 |
| Salaries and employee benefits | $2,514,000 | 3,410 |
| Premises and equipment expense | $518,000 | 3,405 |
| Additional noninterest expense | $1,488,000 | 3,413 |
| Pre-tax net operating income | $2,059,000 | 2,953 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $467,000 | 2,283 |
| Income before extraordinary items | $1,592,000 | 3,124 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,592,000 | 3,125 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,592,000 | 3,126 |
| Net charge-offs | $885,000 | 761 |
| Cash dividends | $1,050,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,592,000 | 3,077 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,342,000 | 3,091 |
| Total interest expense | $337,000 | 3,983 |
| Net interest income | $5,005,000 | 2,990 |
| Provision for loan and lease losses | $635,000 | 862 |
| Total noninterest income | $591,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $346,000 | 2,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $245,000 | 3,896 |
| Total noninterest expense | $3,347,000 | 3,503 |
| Salaries and employee benefits | $1,868,000 | 3,429 |
| Premises and equipment expense | $378,000 | 3,509 |
| Additional noninterest expense | $1,101,000 | 3,457 |
| Pre-tax net operating income | $1,614,000 | 2,941 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $382,000 | 2,251 |
| Income before extraordinary items | $1,232,000 | 3,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,232,000 | 3,120 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,232,000 | 3,121 |
| Net charge-offs | $485,000 | 878 |
| Cash dividends | $552,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,232,000 | 3,071 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 3,118 |
| Total interest expense | $226,000 | 4,007 |
| Net interest income | $3,298,000 | 3,015 |
| Provision for loan and lease losses | $200,000 | 1,484 |
| Total noninterest income | $396,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $226,000 | 2,280 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $170,000 | 3,874 |
| Total noninterest expense | $2,218,000 | 3,541 |
| Salaries and employee benefits | $1,239,000 | 3,471 |
| Premises and equipment expense | $252,000 | 3,523 |
| Additional noninterest expense | $727,000 | 3,498 |
| Pre-tax net operating income | $1,276,000 | 2,623 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $326,000 | 2,049 |
| Income before extraordinary items | $950,000 | 2,841 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $950,000 | 2,841 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $950,000 | 2,843 |
| Net charge-offs | $176,000 | 1,277 |
| Cash dividends | $552,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $950,000 | 2,786 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 3,153 |
| Total interest expense | $113,000 | 4,051 |
| Net interest income | $1,635,000 | 3,041 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $188,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $109,000 | 2,330 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $79,000 | 3,937 |
| Total noninterest expense | $1,136,000 | 3,512 |
| Salaries and employee benefits | $621,000 | 3,495 |
| Premises and equipment expense | $142,000 | 3,316 |
| Additional noninterest expense | $373,000 | 3,442 |
| Pre-tax net operating income | $587,000 | 2,733 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $150,000 | 2,088 |
| Income before extraordinary items | $437,000 | 2,970 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $437,000 | 2,973 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $437,000 | 2,973 |
| Net charge-offs | $54,000 | 1,502 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $437,000 | 2,899 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,012,000 | 3,175 |
| Total interest expense | $486,000 | 4,064 |
| Net interest income | $6,526,000 | 3,047 |
| Provision for loan and lease losses | $450,000 | 1,555 |
| Total noninterest income | $879,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $511,000 | 2,246 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $368,000 | 3,730 |
| Total noninterest expense | $4,373,000 | 3,621 |
| Salaries and employee benefits | $2,491,000 | 3,484 |
| Premises and equipment expense | $500,000 | 3,633 |
| Additional noninterest expense | $1,382,000 | 3,730 |
| Pre-tax net operating income | $2,582,000 | 2,520 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $677,000 | 1,928 |
| Income before extraordinary items | $1,906,000 | 2,795 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,906,000 | 2,793 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,906,000 | 2,795 |
| Net charge-offs | $496,000 | 1,469 |
| Cash dividends | $870,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,905,260 | 2,747 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 3,224 |
| Total interest expense | $367,000 | 4,122 |
| Net interest income | $4,855,000 | 3,095 |
| Provision for loan and lease losses | $325,000 | 1,549 |
| Total noninterest income | $673,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $390,000 | 2,234 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $283,000 | 3,723 |
| Total noninterest expense | $3,271,000 | 3,642 |
| Salaries and employee benefits | $1,882,000 | 3,484 |
| Premises and equipment expense | $383,000 | 3,638 |
| Additional noninterest expense | $1,006,000 | 3,819 |
| Pre-tax net operating income | $1,932,000 | 2,569 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $505,000 | 1,984 |
| Income before extraordinary items | $1,427,000 | 2,818 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,427,000 | 2,818 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,427,000 | 2,818 |
| Net charge-offs | $406,000 | 1,338 |
| Cash dividends | $384,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,427,000 | 2,772 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 3,232 |
| Total interest expense | $250,000 | 4,113 |
| Net interest income | $3,219,000 | 3,097 |
| Provision for loan and lease losses | $125,000 | 2,089 |
| Total noninterest income | $422,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $252,000 | 2,255 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $170,000 | 3,885 |
| Total noninterest expense | $2,195,000 | 3,637 |
| Salaries and employee benefits | $1,270,000 | 3,472 |
| Premises and equipment expense | $253,000 | 3,686 |
| Additional noninterest expense | $672,000 | 3,832 |
| Pre-tax net operating income | $1,321,000 | 2,468 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $352,000 | 1,904 |
| Income before extraordinary items | $969,000 | 2,702 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $969,000 | 2,706 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $969,000 | 2,706 |
| Net charge-offs | $74,000 | 2,458 |
| Cash dividends | $384,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $969,000 | 2,664 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 3,269 |
| Total interest expense | $127,000 | 4,134 |
| Net interest income | $1,587,000 | 3,143 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $202,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $118,000 | 2,341 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $84,000 | 3,820 |
| Total noninterest expense | $1,089,000 | 3,693 |
| Salaries and employee benefits | $629,000 | 3,534 |
| Premises and equipment expense | $132,000 | 3,630 |
| Additional noninterest expense | $328,000 | 3,911 |
| Pre-tax net operating income | $650,000 | 2,444 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $175,000 | 1,859 |
| Income before extraordinary items | $475,000 | 2,663 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $475,000 | 2,666 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $475,000 | 2,666 |
| Net charge-offs | $29,000 | 2,245 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $475,000 | 2,617 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,841,000 | 3,313 |
| Total interest expense | $548,000 | 4,270 |
| Net interest income | $6,293,000 | 3,146 |
| Provision for loan and lease losses | $350,000 | 2,264 |
| Total noninterest income | $885,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $522,000 | 2,298 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $363,000 | 3,819 |
| Total noninterest expense | $4,310,000 | 3,744 |
| Salaries and employee benefits | $2,538,000 | 3,504 |
| Premises and equipment expense | $451,000 | 3,960 |
| Additional noninterest expense | $1,321,000 | 3,963 |
| Pre-tax net operating income | $2,518,000 | 2,455 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $621,000 | 1,933 |
| Income before extraordinary items | $1,898,000 | 2,711 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,898,000 | 2,714 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,898,000 | 2,714 |
| Net charge-offs | $310,000 | 2,543 |
| Cash dividends | $840,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,897,250 | 2,649 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,117,000 | 3,351 |
| Total interest expense | $416,000 | 4,328 |
| Net interest income | $4,701,000 | 3,177 |
| Provision for loan and lease losses | $275,000 | 2,169 |
| Total noninterest income | $664,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $385,000 | 2,339 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $279,000 | 3,859 |
| Total noninterest expense | $3,212,000 | 3,778 |
| Salaries and employee benefits | $1,893,000 | 3,537 |
| Premises and equipment expense | $356,000 | 3,893 |
| Additional noninterest expense | $963,000 | 4,040 |
| Pre-tax net operating income | $1,878,000 | 2,538 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $459,000 | 2,000 |
| Income before extraordinary items | $1,420,000 | 2,765 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,420,000 | 2,769 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,420,000 | 2,769 |
| Net charge-offs | $116,000 | 3,113 |
| Cash dividends | $372,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,419,240 | 2,684 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 3,351 |
| Total interest expense | $282,000 | 4,350 |
| Net interest income | $3,133,000 | 3,179 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $441,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $262,000 | 2,280 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $179,000 | 3,960 |
| Total noninterest expense | $2,157,000 | 3,773 |
| Salaries and employee benefits | $1,260,000 | 3,550 |
| Premises and equipment expense | $242,000 | 3,858 |
| Additional noninterest expense | $655,000 | 3,988 |
| Pre-tax net operating income | $1,217,000 | 2,570 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $290,000 | 2,052 |
| Income before extraordinary items | $927,000 | 2,796 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $927,000 | 2,800 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $927,000 | 2,800 |
| Net charge-offs | $77,000 | 2,994 |
| Cash dividends | $372,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $927,000 | 2,690 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 3,390 |
| Total interest expense | $142,000 | 4,431 |
| Net interest income | $1,558,000 | 3,205 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $200,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $120,000 | 2,433 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 4,092 |
| Total noninterest expense | $1,101,000 | 3,759 |
| Salaries and employee benefits | $634,000 | 3,581 |
| Premises and equipment expense | $126,000 | 3,789 |
| Additional noninterest expense | $341,000 | 3,914 |
| Pre-tax net operating income | $557,000 | 2,683 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $123,000 | 2,199 |
| Income before extraordinary items | $434,000 | 2,871 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $434,000 | 2,872 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $434,000 | 2,873 |
| Net charge-offs | $48,000 | 2,443 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $434,000 | 2,779 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,889,000 | 3,481 |
| Total interest expense | $684,000 | 4,466 |
| Net interest income | $6,205,000 | 3,286 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $876,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $513,000 | 2,435 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $363,000 | 3,768 |
| Total noninterest expense | $4,051,000 | 4,001 |
| Salaries and employee benefits | $2,328,000 | 3,744 |
| Premises and equipment expense | $491,000 | 3,865 |
| Additional noninterest expense | $1,232,000 | 4,289 |
| Pre-tax net operating income | $2,430,000 | 2,458 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $645,000 | 1,919 |
| Income before extraordinary items | $1,785,000 | 2,804 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,785,000 | 2,807 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,785,000 | 2,806 |
| Net charge-offs | $367,000 | 3,047 |
| Cash dividends | $810,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,785,000 | 2,684 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 3,549 |
| Total interest expense | $531,000 | 4,508 |
| Net interest income | $4,626,000 | 3,364 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $650,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $368,000 | 2,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $282,000 | 3,765 |
| Total noninterest expense | $3,016,000 | 4,051 |
| Salaries and employee benefits | $1,735,000 | 3,772 |
| Premises and equipment expense | $395,000 | 3,740 |
| Additional noninterest expense | $886,000 | 4,434 |
| Pre-tax net operating income | $1,910,000 | 2,443 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $509,000 | 1,925 |
| Income before extraordinary items | $1,401,000 | 2,760 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,401,000 | 2,761 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,401,000 | 2,760 |
| Net charge-offs | $177,000 | 3,423 |
| Cash dividends | $354,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,401,000 | 2,631 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 3,576 |
| Total interest expense | $370,000 | 4,511 |
| Net interest income | $3,063,000 | 3,385 |
| Provision for loan and lease losses | $200,000 | 2,964 |
| Total noninterest income | $402,000 | 3,653 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $239,000 | 2,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 3,948 |
| Total noninterest expense | $1,996,000 | 4,090 |
| Salaries and employee benefits | $1,151,000 | 3,807 |
| Premises and equipment expense | $260,000 | 3,766 |
| Additional noninterest expense | $585,000 | 4,455 |
| Pre-tax net operating income | $1,269,000 | 2,415 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $336,000 | 1,930 |
| Income before extraordinary items | $933,000 | 2,736 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $933,000 | 2,737 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $933,000 | 2,737 |
| Net charge-offs | $58,000 | 3,900 |
| Cash dividends | $354,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $933,000 | 2,606 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 3,633 |
| Total interest expense | $190,000 | 4,556 |
| Net interest income | $1,519,000 | 3,431 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $193,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $113,000 | 2,677 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 4,027 |
| Total noninterest expense | $994,000 | 4,118 |
| Salaries and employee benefits | $583,000 | 3,804 |
| Premises and equipment expense | $121,000 | 3,968 |
| Additional noninterest expense | $290,000 | 4,468 |
| Pre-tax net operating income | $618,000 | 2,477 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $165,000 | 1,925 |
| Income before extraordinary items | $453,000 | 2,815 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $453,000 | 2,817 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $453,000 | 2,818 |
| Net charge-offs | $23,000 | 3,594 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $453,000 | 2,678 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,970,000 | 3,682 |
| Total interest expense | $974,000 | 4,465 |
| Net interest income | $5,996,000 | 3,467 |
| Provision for loan and lease losses | $900,000 | 2,561 |
| Total noninterest income | $933,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $565,000 | 2,346 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $368,000 | 3,548 |
| Total noninterest expense | $4,094,000 | 4,054 |
| Salaries and employee benefits | $2,332,000 | 3,761 |
| Premises and equipment expense | $519,000 | 3,927 |
| Additional noninterest expense | $1,243,000 | 4,352 |
| Pre-tax net operating income | $1,935,000 | 2,574 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $500,000 | 2,034 |
| Income before extraordinary items | $1,436,000 | 2,860 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,436,000 | 2,862 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,436,000 | 2,862 |
| Net charge-offs | $927,000 | 2,451 |
| Cash dividends | $780,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,435,260 | 2,763 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 3,737 |
| Total interest expense | $767,000 | 4,463 |
| Net interest income | $4,435,000 | 3,517 |
| Provision for loan and lease losses | $325,000 | 3,496 |
| Total noninterest income | $711,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $423,000 | 2,359 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $288,000 | 3,517 |
| Total noninterest expense | $3,106,000 | 4,023 |
| Salaries and employee benefits | $1,755,000 | 3,759 |
| Premises and equipment expense | $397,000 | 3,935 |
| Additional noninterest expense | $954,000 | 4,284 |
| Pre-tax net operating income | $1,715,000 | 2,344 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $449,000 | 1,826 |
| Income before extraordinary items | $1,266,000 | 2,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,266,000 | 2,622 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,266,000 | 2,622 |
| Net charge-offs | $188,000 | 3,783 |
| Cash dividends | $342,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,266,000 | 2,533 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 3,793 |
| Total interest expense | $532,000 | 4,483 |
| Net interest income | $2,917,000 | 3,551 |
| Provision for loan and lease losses | $175,000 | 3,727 |
| Total noninterest income | $453,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $279,000 | 2,350 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 3,719 |
| Total noninterest expense | $2,097,000 | 4,049 |
| Salaries and employee benefits | $1,176,000 | 3,773 |
| Premises and equipment expense | $261,000 | 4,005 |
| Additional noninterest expense | $660,000 | 4,250 |
| Pre-tax net operating income | $1,098,000 | 2,384 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $296,000 | 1,815 |
| Income before extraordinary items | $802,000 | 2,671 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $802,000 | 2,671 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $802,000 | 2,671 |
| Net charge-offs | $151,000 | 3,394 |
| Cash dividends | $342,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $802,000 | 2,587 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 3,829 |
| Total interest expense | $274,000 | 4,530 |
| Net interest income | $1,440,000 | 3,586 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $219,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $144,000 | 2,264 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $75,000 | 4,016 |
| Total noninterest expense | $1,047,000 | 4,064 |
| Salaries and employee benefits | $585,000 | 3,800 |
| Premises and equipment expense | $135,000 | 3,977 |
| Additional noninterest expense | $327,000 | 4,300 |
| Pre-tax net operating income | $537,000 | 2,432 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $145,000 | 1,826 |
| Income before extraordinary items | $392,000 | 2,712 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $392,000 | 2,711 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $392,000 | 2,712 |
| Net charge-offs | $87,000 | 2,882 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $392,000 | 2,649 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 3,935 |
| Total interest expense | $1,237,000 | 4,740 |
| Net interest income | $5,680,000 | 3,625 |
| Provision for loan and lease losses | $500,000 | 4,120 |
| Total noninterest income | $914,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $557,000 | 2,441 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $357,000 | 3,691 |
| Total noninterest expense | $3,906,000 | 4,272 |
| Salaries and employee benefits | $2,208,000 | 3,946 |
| Premises and equipment expense | $465,000 | 4,373 |
| Additional noninterest expense | $1,233,000 | 4,537 |
| Pre-tax net operating income | $2,188,000 | 2,079 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $658,000 | 1,639 |
| Income before extraordinary items | $1,530,000 | 2,479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,530,000 | 2,476 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,530,000 | 2,481 |
| Net charge-offs | $603,000 | 3,395 |
| Cash dividends | $750,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,530,000 | 2,378 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,188,000 | 4,016 |
| Total interest expense | $938,000 | 4,864 |
| Net interest income | $4,250,000 | 3,672 |
| Provision for loan and lease losses | $275,000 | 4,429 |
| Total noninterest income | $698,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $412,000 | 2,530 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $286,000 | 3,616 |
| Total noninterest expense | $2,929,000 | 4,299 |
| Salaries and employee benefits | $1,672,000 | 3,955 |
| Premises and equipment expense | $357,000 | 4,381 |
| Additional noninterest expense | $900,000 | 4,605 |
| Pre-tax net operating income | $1,744,000 | 2,114 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $520,000 | 1,634 |
| Income before extraordinary items | $1,224,000 | 2,513 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,224,000 | 2,510 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,224,000 | 2,514 |
| Net charge-offs | $223,000 | 4,105 |
| Cash dividends | $324,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,224,000 | 2,381 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 4,059 |
| Total interest expense | $630,000 | 4,954 |
| Net interest income | $2,824,000 | 3,682 |
| Provision for loan and lease losses | $175,000 | 4,429 |
| Total noninterest income | $449,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $273,000 | 2,543 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $176,000 | 3,717 |
| Total noninterest expense | $1,973,000 | 4,281 |
| Salaries and employee benefits | $1,113,000 | 3,979 |
| Premises and equipment expense | $252,000 | 4,261 |
| Additional noninterest expense | $608,000 | 4,554 |
| Pre-tax net operating income | $1,125,000 | 2,154 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $335,000 | 1,620 |
| Income before extraordinary items | $790,000 | 2,525 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $790,000 | 2,522 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $790,000 | 2,525 |
| Net charge-offs | $148,000 | 3,846 |
| Cash dividends | $324,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $790,000 | 2,430 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 4,133 |
| Total interest expense | $319,000 | 5,043 |
| Net interest income | $1,395,000 | 3,758 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $209,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $132,000 | 2,600 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $77,000 | 3,982 |
| Total noninterest expense | $990,000 | 4,308 |
| Salaries and employee benefits | $556,000 | 4,038 |
| Premises and equipment expense | $133,000 | 4,203 |
| Additional noninterest expense | $301,000 | 4,577 |
| Pre-tax net operating income | $539,000 | 2,274 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $160,000 | 1,668 |
| Income before extraordinary items | $379,000 | 2,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $379,000 | 2,642 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $379,000 | 2,644 |
| Net charge-offs | $6,000 | 5,069 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $379,000 | 2,545 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,977,000 | 4,187 |
| Total interest expense | $1,445,000 | 5,242 |
| Net interest income | $5,532,000 | 3,683 |
| Provision for loan and lease losses | $325,000 | 5,153 |
| Total noninterest income | $831,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $560,000 | 2,665 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $271,000 | 4,142 |
| Total noninterest expense | $3,899,000 | 4,413 |
| Salaries and employee benefits | $2,148,000 | 4,138 |
| Premises and equipment expense | $513,000 | 4,305 |
| Additional noninterest expense | $1,238,000 | 4,660 |
| Pre-tax net operating income | $2,139,000 | 1,817 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $626,000 | 1,344 |
| Income before extraordinary items | $1,513,000 | 2,103 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,513,000 | 2,100 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,513,000 | 2,102 |
| Net charge-offs | $214,000 | 4,919 |
| Cash dividends | $720,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,513,000 | 2,070 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 4,234 |
| Total interest expense | $1,106,000 | 5,329 |
| Net interest income | $4,122,000 | 3,720 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $630,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $410,000 | 2,708 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $220,000 | 4,131 |
| Total noninterest expense | $2,917,000 | 4,429 |
| Salaries and employee benefits | $1,606,000 | 4,174 |
| Premises and equipment expense | $394,000 | 4,304 |
| Additional noninterest expense | $917,000 | 4,669 |
| Pre-tax net operating income | $1,610,000 | 1,933 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $467,000 | 1,475 |
| Income before extraordinary items | $1,143,000 | 2,256 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,143,000 | 2,253 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,143,000 | 2,256 |
| Net charge-offs | $95,000 | 5,104 |
| Cash dividends | $306,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,143,000 | 2,213 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 4,281 |
| Total interest expense | $757,000 | 5,396 |
| Net interest income | $2,726,000 | 3,726 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $393,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $262,000 | 2,759 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $131,000 | 4,344 |
| Total noninterest expense | $1,993,000 | 4,395 |
| Salaries and employee benefits | $1,068,000 | 4,236 |
| Premises and equipment expense | $279,000 | 4,151 |
| Additional noninterest expense | $646,000 | 4,515 |
| Pre-tax net operating income | $976,000 | 2,154 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $281,000 | 1,605 |
| Income before extraordinary items | $695,000 | 2,506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $695,000 | 2,503 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $695,000 | 2,505 |
| Net charge-offs | $66,000 | 4,659 |
| Cash dividends | $306,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $695,000 | 2,430 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 4,316 |
| Total interest expense | $392,000 | 5,427 |
| Net interest income | $1,352,000 | 3,733 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $193,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $126,000 | 2,791 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $67,000 | 4,324 |
| Total noninterest expense | $974,000 | 4,380 |
| Salaries and employee benefits | $533,000 | 4,253 |
| Premises and equipment expense | $144,000 | 4,104 |
| Additional noninterest expense | $297,000 | 4,442 |
| Pre-tax net operating income | $496,000 | 2,394 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $139,000 | 1,836 |
| Income before extraordinary items | $357,000 | 2,777 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $357,000 | 2,776 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $357,000 | 2,778 |
| Net charge-offs | $33,000 | 3,934 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $357,000 | 2,639 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,147,000 | 4,426 |
| Total interest expense | $1,967,000 | 5,344 |
| Net interest income | $5,180,000 | 3,846 |
| Provision for loan and lease losses | $435,000 | 4,013 |
| Total noninterest income | $874,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $557,000 | 2,785 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $317,000 | 4,011 |
| Total noninterest expense | $3,572,000 | 4,568 |
| Salaries and employee benefits | $2,036,000 | 4,391 |
| Premises and equipment expense | $439,000 | 4,825 |
| Additional noninterest expense | $1,097,000 | 4,541 |
| Pre-tax net operating income | $2,047,000 | 2,401 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $600,000 | 1,667 |
| Income before extraordinary items | $1,447,000 | 2,579 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,447,000 | 2,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 3,550 |
| Cash dividends | $690,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,447,000 | 2,728 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,361,000 | 4,490 |
| Total interest expense | $1,538,000 | 5,361 |
| Net interest income | $3,823,000 | 3,914 |
| Provision for loan and lease losses | $250,000 | 3,846 |
| Total noninterest income | $647,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $409,000 | 2,847 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $238,000 | 4,113 |
| Total noninterest expense | $2,654,000 | 4,591 |
| Salaries and employee benefits | $1,542,000 | 4,387 |
| Premises and equipment expense | $339,000 | 4,749 |
| Additional noninterest expense | $773,000 | 4,646 |
| Pre-tax net operating income | $1,566,000 | 2,753 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $466,000 | 1,986 |
| Income before extraordinary items | $1,100,000 | 2,916 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,100,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,845 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,100,000 | 3,065 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 4,543 |
| Total interest expense | $1,059,000 | 5,431 |
| Net interest income | $2,520,000 | 3,948 |
| Provision for loan and lease losses | $140,000 | 3,766 |
| Total noninterest income | $385,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $263,000 | 2,898 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $122,000 | 4,685 |
| Total noninterest expense | $1,770,000 | 4,616 |
| Salaries and employee benefits | $1,018,000 | 4,463 |
| Premises and equipment expense | $235,000 | 4,675 |
| Additional noninterest expense | $517,000 | 4,630 |
| Pre-tax net operating income | $995,000 | 2,958 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $292,000 | 2,245 |
| Income before extraordinary items | $703,000 | 3,317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $703,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,815 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $703,000 | 3,253 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 4,621 |
| Total interest expense | $547,000 | 5,532 |
| Net interest income | $1,257,000 | 3,964 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $175,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $117,000 | 3,105 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $897,000 | 4,573 |
| Salaries and employee benefits | $506,000 | 4,513 |
| Premises and equipment expense | $117,000 | 4,703 |
| Additional noninterest expense | $274,000 | 4,400 |
| Pre-tax net operating income | $465,000 | 3,215 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $131,000 | 2,487 |
| Income before extraordinary items | $334,000 | 3,574 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $334,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,100 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $334,000 | 3,479 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,187,000 | 4,674 |
| Total interest expense | $2,169,000 | 5,650 |
| Net interest income | $5,018,000 | 3,996 |
| Provision for loan and lease losses | $280,000 | 3,319 |
| Total noninterest income | $867,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $573,000 | 2,773 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $294,000 | 4,282 |
| Total noninterest expense | $3,459,000 | 4,563 |
| Salaries and employee benefits | $1,948,000 | 4,470 |
| Premises and equipment expense | $456,000 | 4,634 |
| Additional noninterest expense | $1,055,000 | 4,476 |
| Pre-tax net operating income | $2,146,000 | 3,169 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $645,000 | 2,414 |
| Income before extraordinary items | $1,501,000 | 3,452 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,501,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,567 |
| Cash dividends | $666,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,501,000 | 3,438 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,357,000 | 4,704 |
| Total interest expense | $1,608,000 | 5,696 |
| Net interest income | $3,749,000 | 4,010 |
| Provision for loan and lease losses | $205,000 | 2,962 |
| Total noninterest income | $678,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $439,000 | 2,717 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $239,000 | 4,169 |
| Total noninterest expense | $2,595,000 | 4,534 |
| Salaries and employee benefits | $1,474,000 | 4,428 |
| Premises and equipment expense | $334,000 | 4,689 |
| Additional noninterest expense | $787,000 | 4,417 |
| Pre-tax net operating income | $1,627,000 | 3,288 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $489,000 | 2,562 |
| Income before extraordinary items | $1,138,000 | 3,592 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,138,000 | 3,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,949 |
| Cash dividends | $276,000 | 3,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,138,000 | 3,573 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 4,713 |
| Total interest expense | $1,074,000 | 5,697 |
| Net interest income | $2,487,000 | 4,046 |
| Provision for loan and lease losses | $130,000 | 2,852 |
| Total noninterest income | $403,000 | 4,023 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $291,000 | 2,715 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $112,000 | 4,907 |
| Total noninterest expense | $1,743,000 | 4,535 |
| Salaries and employee benefits | $981,000 | 4,471 |
| Premises and equipment expense | $223,000 | 4,699 |
| Additional noninterest expense | $539,000 | 4,335 |
| Pre-tax net operating income | $1,017,000 | 3,497 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $301,000 | 2,732 |
| Income before extraordinary items | $716,000 | 3,767 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $716,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,785 |
| Cash dividends | $276,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $716,000 | 3,750 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 4,747 |
| Total interest expense | $523,000 | 5,744 |
| Net interest income | $1,238,000 | 4,060 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $201,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $146,000 | 2,650 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $55,000 | 4,922 |
| Total noninterest expense | $885,000 | 4,485 |
| Salaries and employee benefits | $495,000 | 4,466 |
| Premises and equipment expense | $120,000 | 4,509 |
| Additional noninterest expense | $270,000 | 4,283 |
| Pre-tax net operating income | $484,000 | 3,603 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $142,000 | 2,796 |
| Income before extraordinary items | $342,000 | 3,884 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $342,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,828 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $342,000 | 3,858 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,858,000 | 4,627 |
| Total interest expense | $1,803,000 | 5,687 |
| Net interest income | $5,055,000 | 3,970 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $875,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $589,000 | 2,727 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $286,000 | 4,402 |
| Total noninterest expense | $3,326,000 | 4,550 |
| Salaries and employee benefits | $1,891,000 | 4,458 |
| Premises and equipment expense | $462,000 | 4,482 |
| Additional noninterest expense | $973,000 | 4,598 |
| Pre-tax net operating income | $2,304,000 | 3,329 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $670,000 | 2,731 |
| Income before extraordinary items | $1,635,000 | 3,577 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,635,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,767 |
| Cash dividends | $588,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,634,290 | 3,558 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,083,000 | 4,649 |
| Total interest expense | $1,295,000 | 5,721 |
| Net interest income | $3,788,000 | 3,999 |
| Provision for loan and lease losses | $220,000 | 2,716 |
| Total noninterest income | $657,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $430,000 | 2,796 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,269 |
| Total noninterest expense | $2,520,000 | 4,510 |
| Salaries and employee benefits | $1,444,000 | 4,371 |
| Premises and equipment expense | $357,000 | 4,416 |
| Additional noninterest expense | $719,000 | 4,617 |
| Pre-tax net operating income | $1,705,000 | 3,487 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $494,000 | 2,878 |
| Income before extraordinary items | $1,211,000 | 3,721 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,211,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,903 |
| Cash dividends | $240,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,211,000 | 3,701 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,377,000 | 4,619 |
| Total interest expense | $848,000 | 5,654 |
| Net interest income | $2,529,000 | 4,012 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $385,000 | 4,138 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $273,000 | 2,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 4,889 |
| Total noninterest expense | $1,663,000 | 4,561 |
| Salaries and employee benefits | $961,000 | 4,386 |
| Premises and equipment expense | $235,000 | 4,444 |
| Additional noninterest expense | $467,000 | 4,688 |
| Pre-tax net operating income | $1,101,000 | 3,562 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $315,000 | 2,975 |
| Income before extraordinary items | $786,000 | 3,791 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $786,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,134 |
| Cash dividends | $240,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $786,000 | 3,783 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 4,606 |
| Total interest expense | $396,000 | 5,730 |
| Net interest income | $1,273,000 | 3,997 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $180,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $125,000 | 2,993 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $805,000 | 4,668 |
| Salaries and employee benefits | $461,000 | 4,549 |
| Premises and equipment expense | $115,000 | 4,545 |
| Additional noninterest expense | $229,000 | 4,739 |
| Pre-tax net operating income | $578,000 | 3,395 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $169,000 | 2,858 |
| Income before extraordinary items | $409,000 | 3,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $409,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $409,000 | 3,626 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,467,000 | 4,398 |
| Total interest expense | $1,417,000 | 5,379 |
| Net interest income | $5,050,000 | 3,926 |
| Provision for loan and lease losses | $350,000 | 2,522 |
| Total noninterest income | $789,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $524,000 | 2,957 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $265,000 | 4,606 |
| Total noninterest expense | $3,212,000 | 4,560 |
| Salaries and employee benefits | $1,778,000 | 4,515 |
| Premises and equipment expense | $463,000 | 4,407 |
| Additional noninterest expense | $971,000 | 4,515 |
| Pre-tax net operating income | $2,277,000 | 3,382 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $689,000 | 2,842 |
| Income before extraordinary items | $1,588,000 | 3,652 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,588,000 | 3,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,232 |
| Cash dividends | $540,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,588,000 | 3,625 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 4,385 |
| Total interest expense | $1,037,000 | 5,334 |
| Net interest income | $3,763,000 | 3,934 |
| Provision for loan and lease losses | $240,000 | 2,610 |
| Total noninterest income | $595,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $396,000 | 2,940 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $199,000 | 4,618 |
| Total noninterest expense | $2,360,000 | 4,602 |
| Salaries and employee benefits | $1,320,000 | 4,517 |
| Premises and equipment expense | $356,000 | 4,318 |
| Additional noninterest expense | $684,000 | 4,694 |
| Pre-tax net operating income | $1,758,000 | 3,352 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $542,000 | 2,811 |
| Income before extraordinary items | $1,216,000 | 3,625 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,216,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,298 |
| Cash dividends | $216,000 | 3,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,216,000 | 3,596 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 4,313 |
| Total interest expense | $681,000 | 5,236 |
| Net interest income | $2,507,000 | 3,920 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $346,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $265,000 | 2,879 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $81,000 | 5,595 |
| Total noninterest expense | $1,564,000 | 4,603 |
| Salaries and employee benefits | $873,000 | 4,522 |
| Premises and equipment expense | $231,000 | 4,365 |
| Additional noninterest expense | $460,000 | 4,653 |
| Pre-tax net operating income | $1,129,000 | 3,402 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $345,000 | 2,846 |
| Income before extraordinary items | $784,000 | 3,676 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $784,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,636 |
| Cash dividends | $216,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $784,000 | 3,631 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 4,355 |
| Total interest expense | $327,000 | 5,249 |
| Net interest income | $1,234,000 | 3,975 |
| Provision for loan and lease losses | $80,000 | 2,398 |
| Total noninterest income | $165,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $126,000 | 2,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $791,000 | 4,593 |
| Salaries and employee benefits | $436,000 | 4,540 |
| Premises and equipment expense | $116,000 | 4,396 |
| Additional noninterest expense | $239,000 | 4,502 |
| Pre-tax net operating income | $528,000 | 3,527 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $159,000 | 3,012 |
| Income before extraordinary items | $369,000 | 3,828 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $369,000 | 3,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $369,000 | 3,786 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 4,283 |
| Total interest expense | $1,293,000 | 4,908 |
| Net interest income | $4,674,000 | 4,007 |
| Provision for loan and lease losses | $370,000 | 2,512 |
| Total noninterest income | $787,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $535,000 | 2,985 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $252,000 | 4,630 |
| Total noninterest expense | $2,950,000 | 4,711 |
| Salaries and employee benefits | $1,621,000 | 4,695 |
| Premises and equipment expense | $424,000 | 4,580 |
| Additional noninterest expense | $905,000 | 4,676 |
| Pre-tax net operating income | $2,141,000 | 3,357 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $668,000 | 2,843 |
| Income before extraordinary items | $1,473,000 | 3,678 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,473,000 | 3,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,873 |
| Cash dividends | $504,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,473,000 | 3,624 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 4,297 |
| Total interest expense | $968,000 | 4,871 |
| Net interest income | $3,454,000 | 4,052 |
| Provision for loan and lease losses | $220,000 | 2,845 |
| Total noninterest income | $601,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $394,000 | 3,045 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $207,000 | 4,432 |
| Total noninterest expense | $2,176,000 | 4,720 |
| Salaries and employee benefits | $1,213,000 | 4,640 |
| Premises and equipment expense | $312,000 | 4,644 |
| Additional noninterest expense | $651,000 | 4,779 |
| Pre-tax net operating income | $1,659,000 | 3,351 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $522,000 | 2,828 |
| Income before extraordinary items | $1,137,000 | 3,680 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,137,000 | 3,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,038 |
| Cash dividends | $198,000 | 4,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,137,000 | 3,610 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 4,346 |
| Total interest expense | $646,000 | 4,880 |
| Net interest income | $2,264,000 | 4,106 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $321,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $246,000 | 3,186 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $75,000 | 5,718 |
| Total noninterest expense | $1,431,000 | 4,801 |
| Salaries and employee benefits | $801,000 | 4,724 |
| Premises and equipment expense | $210,000 | 4,621 |
| Additional noninterest expense | $420,000 | 4,892 |
| Pre-tax net operating income | $1,024,000 | 3,476 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $322,000 | 2,957 |
| Income before extraordinary items | $702,000 | 3,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $702,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,030 |
| Cash dividends | $198,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $702,000 | 3,752 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 4,374 |
| Total interest expense | $323,000 | 4,949 |
| Net interest income | $1,129,000 | 4,100 |
| Provision for loan and lease losses | $65,000 | 2,836 |
| Total noninterest income | $151,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $116,000 | 3,225 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $703,000 | 4,904 |
| Salaries and employee benefits | $396,000 | 4,776 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $208,000 | 4,925 |
| Pre-tax net operating income | $512,000 | 3,454 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $162,000 | 2,950 |
| Income before extraordinary items | $350,000 | 3,851 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $350,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,653 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $350,000 | 3,735 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,843,000 | 4,384 |
| Total interest expense | $1,515,000 | 4,839 |
| Net interest income | $4,328,000 | 4,124 |
| Provision for loan and lease losses | $330,000 | 2,962 |
| Total noninterest income | $696,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $489,000 | 3,140 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $207,000 | 5,216 |
| Total noninterest expense | $2,921,000 | 4,691 |
| Salaries and employee benefits | $1,568,000 | 4,706 |
| Premises and equipment expense | $419,000 | 4,578 |
| Additional noninterest expense | $934,000 | 4,493 |
| Pre-tax net operating income | $1,773,000 | 3,680 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $533,000 | 3,272 |
| Income before extraordinary items | $1,240,000 | 4,047 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,240,000 | 4,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 2,069 |
| Cash dividends | $474,000 | 3,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,240,000 | 3,870 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 4,421 |
| Total interest expense | $1,180,000 | 4,867 |
| Net interest income | $3,214,000 | 4,180 |
| Provision for loan and lease losses | $248,000 | 2,877 |
| Total noninterest income | $537,000 | 4,538 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $362,000 | 3,187 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 5,035 |
| Total noninterest expense | $2,202,000 | 4,648 |
| Salaries and employee benefits | $1,196,000 | 4,630 |
| Premises and equipment expense | $340,000 | 4,345 |
| Additional noninterest expense | $666,000 | 4,648 |
| Pre-tax net operating income | $1,301,000 | 3,844 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $388,000 | 3,470 |
| Income before extraordinary items | $913,000 | 4,249 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $913,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,774 |
| Cash dividends | $186,000 | 4,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $913,000 | 4,068 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 4,481 |
| Total interest expense | $816,000 | 4,866 |
| Net interest income | $2,085,000 | 4,267 |
| Provision for loan and lease losses | $165,000 | 2,855 |
| Total noninterest income | $301,000 | 4,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $231,000 | 3,259 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $70,000 | 5,983 |
| Total noninterest expense | $1,457,000 | 4,684 |
| Salaries and employee benefits | $792,000 | 4,647 |
| Premises and equipment expense | $224,000 | 4,388 |
| Additional noninterest expense | $441,000 | 4,662 |
| Pre-tax net operating income | $764,000 | 4,184 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $217,000 | 3,802 |
| Income before extraordinary items | $547,000 | 4,562 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $547,000 | 4,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,469 |
| Cash dividends | $186,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $547,000 | 4,343 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 4,465 |
| Total interest expense | $416,000 | 4,918 |
| Net interest income | $1,059,000 | 4,227 |
| Provision for loan and lease losses | $62,000 | 3,213 |
| Total noninterest income | $154,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 5,598 |
| Total noninterest expense | $720,000 | 4,710 |
| Salaries and employee benefits | $394,000 | 4,661 |
| Premises and equipment expense | $119,000 | 4,200 |
| Additional noninterest expense | $207,000 | 4,839 |
| Pre-tax net operating income | $431,000 | 3,863 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $131,000 | 3,466 |
| Income before extraordinary items | $300,000 | 4,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,782 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $300,000 | 4,049 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,757,000 | 4,690 |
| Total interest expense | $1,803,000 | 5,151 |
| Net interest income | $3,954,000 | 4,384 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $686,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $456,000 | 3,199 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $230,000 | 4,752 |
| Total noninterest expense | $2,775,000 | 4,712 |
| Salaries and employee benefits | $1,468,000 | 4,770 |
| Premises and equipment expense | $413,000 | 4,538 |
| Additional noninterest expense | $894,000 | 4,566 |
| Pre-tax net operating income | $1,665,000 | 3,833 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $484,000 | 3,512 |
| Income before extraordinary items | $1,181,000 | 4,126 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,181,000 | 4,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,463 |
| Cash dividends | $453,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,181,000 | 4,023 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 5,104 |
| Total interest expense | $2,183,000 | 5,833 |
| Net interest income | $3,594,000 | 4,478 |
| Provision for loan and lease losses | $115,000 | 5,373 |
| Total noninterest income | $541,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $367,000 | 3,633 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $174,000 | 5,222 |
| Total noninterest expense | $2,547,000 | 4,898 |
| Salaries and employee benefits | $1,361,000 | 4,864 |
| Premises and equipment expense | $344,000 | 5,086 |
| Additional noninterest expense | $842,000 | 4,623 |
| Pre-tax net operating income | $1,473,000 | 3,910 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $414,000 | 3,668 |
| Income before extraordinary items | $1,059,000 | 4,125 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,059,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,857 |
| Cash dividends | $435,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,059,000 | 4,013 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,502,000 | 5,379 |
| Total interest expense | $2,058,000 | 6,183 |
| Net interest income | $3,444,000 | 4,664 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $512,000 | 4,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,123 |
| Total noninterest expense | $2,396,000 | 5,003 |
| Salaries and employee benefits | $1,216,000 | 5,173 |
| Premises and equipment expense | $373,000 | 4,729 |
| Additional noninterest expense | $807,000 | 4,708 |
| Pre-tax net operating income | $1,480,000 | 4,102 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $458,000 | 3,686 |
| Income before extraordinary items | $1,022,000 | 4,320 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,022,000 | 4,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,142 |
| Cash dividends | $417,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,022,000 | 4,324 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 5,575 |
| Total interest expense | $1,943,000 | 6,096 |
| Net interest income | $3,057,000 | 5,098 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $415,000 | 5,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,812 |
| Total noninterest expense | $2,284,000 | 5,188 |
| Salaries and employee benefits | $1,156,000 | 5,304 |
| Premises and equipment expense | $361,000 | 4,864 |
| Additional noninterest expense | $767,000 | 4,939 |
| Pre-tax net operating income | $1,133,000 | 4,942 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $326,000 | 4,626 |
| Income before extraordinary items | $807,000 | 5,071 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $807,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,834 |
| Cash dividends | $369,000 | 4,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $807,000 | 5,029 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 5,870 |
| Total interest expense | $1,915,000 | 6,325 |
| Net interest income | $2,840,000 | 5,343 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $330,000 | 6,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,524 |
| Total noninterest expense | $1,973,000 | 5,648 |
| Salaries and employee benefits | $1,024,000 | 5,688 |
| Premises and equipment expense | $323,000 | 5,146 |
| Additional noninterest expense | $626,000 | 5,584 |
| Pre-tax net operating income | $1,157,000 | 4,995 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $354,000 | 4,736 |
| Income before extraordinary items | $803,000 | 5,185 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $803,000 | 5,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,662 |
| Cash dividends | $351,000 | 4,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $803,000 | 5,093 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 6,166 |
| Total interest expense | $1,877,000 | 6,512 |
| Net interest income | $2,686,000 | 5,779 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $294,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 4,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $1,837,000 | 5,995 |
| Salaries and employee benefits | $974,000 | 5,956 |
| Premises and equipment expense | $257,000 | 5,958 |
| Additional noninterest expense | $606,000 | 5,763 |
| Pre-tax net operating income | $1,103,000 | 5,526 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $327,000 | 5,489 |
| Income before extraordinary items | $776,000 | 5,564 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $776,000 | 5,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $306,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $776,000 | 5,519 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 6,456 |
| Total interest expense | $1,868,000 | 6,690 |
| Net interest income | $2,572,000 | 6,074 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $279,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $1,701,000 | 6,606 |
| Salaries and employee benefits | $921,000 | 6,363 |
| Premises and equipment expense | $262,000 | 6,077 |
| Additional noninterest expense | $518,000 | 6,913 |
| Pre-tax net operating income | $1,105,000 | 5,395 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $320,000 | 5,612 |
| Income before extraordinary items | $791,000 | 5,349 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $791,000 | 5,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $294,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $786,740 | 5,312 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 6,795 |
| Total interest expense | $1,692,000 | 7,157 |
| Net interest income | $2,510,000 | 6,297 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $331,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,436 |
| Total noninterest expense | $1,758,000 | 6,576 |
| Salaries and employee benefits | $882,000 | 6,646 |
| Premises and equipment expense | $299,000 | 5,646 |
| Additional noninterest expense | $577,000 | 6,678 |
| Pre-tax net operating income | $1,053,000 | 5,779 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $293,000 | 6,091 |
| Income before extraordinary items | $760,000 | 5,650 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $760,000 | 5,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $279,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $760,000 | 5,636 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,898,000 | 6,837 |
| Total interest expense | $1,360,000 | 7,348 |
| Net interest income | $2,538,000 | 6,396 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $288,000 | 7,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,256 |
| Total noninterest expense | $1,724,000 | 6,917 |
| Salaries and employee benefits | $877,000 | 6,771 |
| Premises and equipment expense | $267,000 | 6,229 |
| Additional noninterest expense | $580,000 | 7,179 |
| Pre-tax net operating income | $1,042,000 | 5,788 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $342,000 | 5,361 |
| Income before extraordinary items | $700,000 | 5,916 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $700,000 | 5,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $270,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $700,000 | 5,979 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 6,959 |
| Total interest expense | $1,412,000 | 7,500 |
| Net interest income | $2,510,000 | 6,530 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $226,000 | 8,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,533,000 | 7,721 |
| Salaries and employee benefits | $828,000 | 7,157 |
| Premises and equipment expense | $150,000 | 8,908 |
| Additional noninterest expense | $555,000 | 7,718 |
| Pre-tax net operating income | $1,118,000 | 5,456 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $386,000 | 5,138 |
| Income before extraordinary items | $732,000 | 5,923 |
| Extraordinary gains, net | $-12,000 | 12,346 |
| Net income | $720,000 | 6,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $234,000 | 5,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $732,000 | 5,656 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 7,324 |
| Total interest expense | $1,796,000 | 7,626 |
| Net interest income | $2,350,000 | 6,889 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $267,000 | 8,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $1,522,000 | 7,833 |
| Salaries and employee benefits | $785,000 | 7,356 |
| Premises and equipment expense | $180,000 | 8,311 |
| Additional noninterest expense | $557,000 | 7,904 |
| Pre-tax net operating income | $965,000 | 5,776 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $323,000 | 5,657 |
| Income before extraordinary items | $641,000 | 6,284 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $641,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 7,501 |
| Cash dividends | $198,000 | 5,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $641,660 | 5,944 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.