Home > The First National Bank of Greenville > Income and Expense
The First National Bank of Greenville, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,611,000 | 4,159 |
| Total interest expense | $3,335,000 | 4,299 |
| Net interest income | $4,276,000 | 4,000 |
| Provision for loan and lease losses | $163,000 | 3,959 |
| Total noninterest income | $891,000 | 3,323 |
| Gross Fiduciary activities income | $12,000 | 1,327 |
| Service charges on deposit accounts | $651,000 | 2,018 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $228,000 | 4,638 |
| Total noninterest expense | $3,130,000 | 3,959 |
| Salaries and employee benefits | $1,773,000 | 3,698 |
| Premises and equipment expense | $430,000 | 4,189 |
| Additional noninterest expense | $927,000 | 4,195 |
| Pre-tax net operating income | $1,874,000 | 3,736 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $595,000 | 3,698 |
| Income before extraordinary items | $1,281,000 | 3,844 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,281,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,562 |
| Cash dividends | $283,000 | 4,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,279,640 | 3,782 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,310,000 | 4,397 |
| Total interest expense | $3,371,000 | 4,329 |
| Net interest income | $3,939,000 | 4,389 |
| Provision for loan and lease losses | $14,000 | 8,292 |
| Total noninterest income | $826,000 | 3,617 |
| Gross Fiduciary activities income | $13,000 | 1,385 |
| Service charges on deposit accounts | $652,000 | 2,067 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $161,000 | 5,764 |
| Total noninterest expense | $2,956,000 | 4,351 |
| Salaries and employee benefits | $1,660,000 | 3,938 |
| Premises and equipment expense | $413,000 | 4,424 |
| Additional noninterest expense | $883,000 | 4,828 |
| Pre-tax net operating income | $1,795,000 | 3,735 |
| Securities gains (losses) | $-99,000 | 11,201 |
| Applicable income taxes | $554,000 | 3,816 |
| Income before extraordinary items | $1,142,000 | 4,031 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,142,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,102 |
| Cash dividends | $346,000 | 4,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,208,330 | 3,804 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,914,000 | 4,606 |
| Total interest expense | $3,287,000 | 4,389 |
| Net interest income | $3,627,000 | 4,704 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $722,000 | 3,984 |
| Gross Fiduciary activities income | $13,000 | 1,448 |
| Service charges on deposit accounts | $559,000 | 2,416 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $150,000 | 5,986 |
| Total noninterest expense | $3,027,000 | 4,258 |
| Salaries and employee benefits | $1,626,000 | 3,987 |
| Premises and equipment expense | $376,000 | 4,773 |
| Additional noninterest expense | $1,025,000 | 4,266 |
| Pre-tax net operating income | $1,322,000 | 4,896 |
| Securities gains (losses) | $42,000 | 1,423 |
| Applicable income taxes | $412,000 | 4,841 |
| Income before extraordinary items | $952,000 | 4,781 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $952,000 | 4,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,758 |
| Cash dividends | $270,000 | 4,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $922,600 | 4,887 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,513,000 | 4,514 |
| Total interest expense | $2,532,000 | 4,595 |
| Net interest income | $3,981,000 | 4,402 |
| Provision for loan and lease losses | $-62,000 | 12,049 |
| Total noninterest income | $699,000 | 4,125 |
| Gross Fiduciary activities income | $14,000 | 1,449 |
| Service charges on deposit accounts | $541,000 | 2,518 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $144,000 | 6,323 |
| Total noninterest expense | $3,092,000 | 4,302 |
| Salaries and employee benefits | $1,579,000 | 4,094 |
| Premises and equipment expense | $394,000 | 4,638 |
| Additional noninterest expense | $1,119,000 | 4,303 |
| Pre-tax net operating income | $1,650,000 | 4,060 |
| Securities gains (losses) | $160,000 | 575 |
| Applicable income taxes | $580,000 | 3,616 |
| Income before extraordinary items | $1,230,000 | 3,765 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,230,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $711,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,121,200 | 4,143 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,054,000 | 4,279 |
| Total interest expense | $2,416,000 | 4,976 |
| Net interest income | $4,638,000 | 3,821 |
| Provision for loan and lease losses | $-34,000 | 12,660 |
| Total noninterest income | $667,000 | 4,589 |
| Gross Fiduciary activities income | $42,000 | 1,372 |
| Service charges on deposit accounts | $506,000 | 2,757 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $119,000 | 7,333 |
| Total noninterest expense | $3,086,000 | 4,399 |
| Salaries and employee benefits | $1,563,000 | 4,124 |
| Premises and equipment expense | $438,000 | 4,355 |
| Additional noninterest expense | $1,085,000 | 4,596 |
| Pre-tax net operating income | $2,253,000 | 2,973 |
| Securities gains (losses) | $224,000 | 1,564 |
| Applicable income taxes | $809,000 | 2,738 |
| Income before extraordinary items | $1,668,000 | 2,935 |
| Extraordinary gains, net | $17,000 | 2,772 |
| Net income | $1,685,000 | 3,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $829,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,517,920 | 3,036 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,953,000 | 4,310 |
| Total interest expense | $3,248,000 | 4,845 |
| Net interest income | $4,705,000 | 3,846 |
| Provision for loan and lease losses | $108,000 | 7,079 |
| Total noninterest income | $677,000 | 4,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $506,000 | 2,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 6,197 |
| Total noninterest expense | $2,971,000 | 4,580 |
| Salaries and employee benefits | $1,483,000 | 4,280 |
| Premises and equipment expense | $433,000 | 4,497 |
| Additional noninterest expense | $1,055,000 | 4,840 |
| Pre-tax net operating income | $2,303,000 | 2,712 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $767,000 | 2,718 |
| Income before extraordinary items | $1,556,000 | 2,959 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,556,000 | 2,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 5,719 |
| Cash dividends | $676,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,542,600 | 2,778 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.