Home > The First National Bank of Grant Park > Income and Expense
The First National Bank of Grant Park, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $892,000 | 4,983 |
| Total interest expense | $58,000 | 5,978 |
| Net interest income | $834,000 | 4,775 |
| Provision for loan and lease losses | $-440,000 | 6,944 |
| Total noninterest income | $226,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $70,000 | 3,467 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $156,000 | 3,123 |
| Total noninterest expense | $971,000 | 4,068 |
| Salaries and employee benefits | $424,000 | 4,536 |
| Premises and equipment expense | $154,000 | 3,327 |
| Additional noninterest expense | $393,000 | 3,550 |
| Pre-tax net operating income | $529,000 | 2,769 |
| Securities gains (losses) | $-5,000 | 6,741 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $524,000 | 2,495 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $524,000 | 2,497 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $524,000 | 2,497 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $529,000 | 2,393 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 4,738 |
| Total interest expense | $304,000 | 5,953 |
| Net interest income | $3,903,000 | 4,471 |
| Provision for loan and lease losses | $763,000 | 2,138 |
| Total noninterest income | $933,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $360,000 | 3,129 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $573,000 | 3,171 |
| Total noninterest expense | $5,078,000 | 3,422 |
| Salaries and employee benefits | $1,859,000 | 4,308 |
| Premises and equipment expense | $725,000 | 2,946 |
| Additional noninterest expense | $2,494,000 | 2,572 |
| Pre-tax net operating income | $-1,005,000 | 6,669 |
| Securities gains (losses) | $394,000 | 1,128 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-611,000 | 6,623 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-611,000 | 6,617 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-611,000 | 6,619 |
| Net charge-offs | $618,000 | 2,380 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,005,000 | 6,682 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 4,747 |
| Total interest expense | $246,000 | 5,989 |
| Net interest income | $3,005,000 | 4,475 |
| Provision for loan and lease losses | $583,000 | 2,084 |
| Total noninterest income | $669,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $261,000 | 3,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $408,000 | 3,236 |
| Total noninterest expense | $3,345,000 | 3,790 |
| Salaries and employee benefits | $1,352,000 | 4,416 |
| Premises and equipment expense | $494,000 | 3,192 |
| Additional noninterest expense | $1,499,000 | 3,120 |
| Pre-tax net operating income | $-254,000 | 6,563 |
| Securities gains (losses) | $178,000 | 1,526 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-76,000 | 6,517 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-76,000 | 6,515 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-76,000 | 6,515 |
| Net charge-offs | $382,000 | 2,517 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-254,000 | 6,579 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 4,752 |
| Total interest expense | $179,000 | 5,949 |
| Net interest income | $2,016,000 | 4,469 |
| Provision for loan and lease losses | $478,000 | 1,872 |
| Total noninterest income | $537,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $168,000 | 3,289 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $369,000 | 2,759 |
| Total noninterest expense | $2,186,000 | 3,852 |
| Salaries and employee benefits | $911,000 | 4,412 |
| Premises and equipment expense | $319,000 | 3,282 |
| Additional noninterest expense | $956,000 | 3,241 |
| Pre-tax net operating income | $-111,000 | 6,540 |
| Securities gains (losses) | $178,000 | 1,189 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $67,000 | 6,141 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $67,000 | 6,141 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $67,000 | 6,141 |
| Net charge-offs | $262,000 | 2,451 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-111,000 | 6,558 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 4,722 |
| Total interest expense | $104,000 | 5,804 |
| Net interest income | $1,025,000 | 4,441 |
| Provision for loan and lease losses | $105,000 | 2,781 |
| Total noninterest income | $258,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $86,000 | 3,236 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $172,000 | 2,868 |
| Total noninterest expense | $1,088,000 | 3,867 |
| Salaries and employee benefits | $467,000 | 4,375 |
| Premises and equipment expense | $164,000 | 3,233 |
| Additional noninterest expense | $457,000 | 3,315 |
| Pre-tax net operating income | $90,000 | 5,514 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $90,000 | 5,498 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $90,000 | 5,498 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $90,000 | 5,498 |
| Net charge-offs | $75,000 | 2,700 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $90,000 | 5,337 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 4,589 |
| Total interest expense | $831,000 | 4,827 |
| Net interest income | $4,135,000 | 4,457 |
| Provision for loan and lease losses | $1,231,000 | 2,124 |
| Total noninterest income | $295,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $374,000 | 3,166 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-79,000 | 6,869 |
| Total noninterest expense | $5,016,000 | 3,528 |
| Salaries and employee benefits | $2,008,000 | 4,166 |
| Premises and equipment expense | $677,000 | 3,277 |
| Additional noninterest expense | $2,331,000 | 2,738 |
| Pre-tax net operating income | $-1,817,000 | 6,762 |
| Securities gains (losses) | $75,000 | 2,282 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,742,000 | 6,795 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,742,000 | 6,795 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,742,000 | 6,795 |
| Net charge-offs | $1,278,000 | 2,081 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,817,000 | 6,783 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 4,550 |
| Total interest expense | $586,000 | 5,097 |
| Net interest income | $3,267,000 | 4,326 |
| Provision for loan and lease losses | $270,000 | 3,754 |
| Total noninterest income | $522,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $278,000 | 3,185 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $244,000 | 3,789 |
| Total noninterest expense | $3,347,000 | 3,839 |
| Salaries and employee benefits | $1,534,000 | 4,125 |
| Premises and equipment expense | $433,000 | 3,718 |
| Additional noninterest expense | $1,380,000 | 3,355 |
| Pre-tax net operating income | $172,000 | 5,579 |
| Securities gains (losses) | $6,000 | 3,178 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $178,000 | 5,579 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,580 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $178,000 | 5,580 |
| Net charge-offs | $259,000 | 3,406 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $172,000 | 5,482 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 4,529 |
| Total interest expense | $407,000 | 5,103 |
| Net interest income | $2,219,000 | 4,281 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $299,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $176,000 | 3,270 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 4,263 |
| Total noninterest expense | $2,190,000 | 3,929 |
| Salaries and employee benefits | $1,041,000 | 4,088 |
| Premises and equipment expense | $294,000 | 3,698 |
| Additional noninterest expense | $855,000 | 3,577 |
| Pre-tax net operating income | $148,000 | 5,413 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $153,000 | 5,348 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $153,000 | 5,347 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $153,000 | 5,348 |
| Net charge-offs | $106,000 | 3,784 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $148,000 | 5,281 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 4,812 |
| Total interest expense | $210,000 | 5,134 |
| Net interest income | $988,000 | 4,611 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $188,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $89,000 | 3,215 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $99,000 | 3,590 |
| Total noninterest expense | $1,134,000 | 3,847 |
| Salaries and employee benefits | $521,000 | 4,114 |
| Premises and equipment expense | $162,000 | 3,505 |
| Additional noninterest expense | $451,000 | 3,444 |
| Pre-tax net operating income | $-48,000 | 6,546 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-48,000 | 6,581 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-48,000 | 6,583 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-48,000 | 6,581 |
| Net charge-offs | $-44,000 | 7,337 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-48,000 | 6,562 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 4,580 |
| Total interest expense | $1,390,000 | 4,449 |
| Net interest income | $4,049,000 | 4,559 |
| Provision for loan and lease losses | $1,938,000 | 2,119 |
| Total noninterest income | $714,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $476,000 | 2,730 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $238,000 | 4,324 |
| Total noninterest expense | $4,734,000 | 3,766 |
| Salaries and employee benefits | $2,109,000 | 4,085 |
| Premises and equipment expense | $622,000 | 3,628 |
| Additional noninterest expense | $2,003,000 | 3,252 |
| Pre-tax net operating income | $-1,909,000 | 6,747 |
| Securities gains (losses) | $12,000 | 3,262 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,897,000 | 6,828 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,897,000 | 6,828 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,897,000 | 6,829 |
| Net charge-offs | $1,821,000 | 1,971 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,909,000 | 6,808 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,160,000 | 4,626 |
| Total interest expense | $1,127,000 | 4,405 |
| Net interest income | $3,033,000 | 4,623 |
| Provision for loan and lease losses | $370,000 | 4,024 |
| Total noninterest income | $535,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $372,000 | 2,727 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $163,000 | 4,529 |
| Total noninterest expense | $3,471,000 | 3,823 |
| Salaries and employee benefits | $1,593,000 | 4,096 |
| Premises and equipment expense | $461,000 | 3,717 |
| Additional noninterest expense | $1,417,000 | 3,396 |
| Pre-tax net operating income | $-273,000 | 6,373 |
| Securities gains (losses) | $-457,000 | 7,590 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-730,000 | 6,788 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-730,000 | 6,789 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-730,000 | 6,789 |
| Net charge-offs | $641,000 | 2,729 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-273,000 | 6,423 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 4,535 |
| Total interest expense | $759,000 | 4,481 |
| Net interest income | $2,141,000 | 4,436 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $454,000 | 3,404 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $245,000 | 2,754 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $209,000 | 3,441 |
| Total noninterest expense | $2,289,000 | 3,854 |
| Salaries and employee benefits | $1,058,000 | 4,127 |
| Premises and equipment expense | $299,000 | 3,809 |
| Additional noninterest expense | $932,000 | 3,401 |
| Pre-tax net operating income | $126,000 | 5,354 |
| Securities gains (losses) | $-381,000 | 7,660 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-255,000 | 6,631 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-255,000 | 6,633 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-255,000 | 6,632 |
| Net charge-offs | $338,000 | 2,906 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $126,000 | 5,243 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 4,643 |
| Total interest expense | $386,000 | 4,568 |
| Net interest income | $1,038,000 | 4,562 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $221,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $111,000 | 2,947 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $110,000 | 3,338 |
| Total noninterest expense | $1,090,000 | 4,032 |
| Salaries and employee benefits | $518,000 | 4,256 |
| Premises and equipment expense | $142,000 | 4,028 |
| Additional noninterest expense | $430,000 | 3,620 |
| Pre-tax net operating income | $79,000 | 5,306 |
| Securities gains (losses) | $-105,000 | 7,707 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-26,000 | 6,523 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-26,000 | 6,525 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-26,000 | 6,524 |
| Net charge-offs | $43,000 | 3,853 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $79,000 | 5,161 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,169,000 | 4,531 |
| Total interest expense | $2,094,000 | 4,317 |
| Net interest income | $4,075,000 | 4,518 |
| Provision for loan and lease losses | $371,000 | 4,970 |
| Total noninterest income | $1,193,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $560,000 | 2,665 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $633,000 | 2,823 |
| Total noninterest expense | $4,895,000 | 3,763 |
| Salaries and employee benefits | $2,202,000 | 4,066 |
| Premises and equipment expense | $705,000 | 3,437 |
| Additional noninterest expense | $1,988,000 | 3,326 |
| Pre-tax net operating income | $2,000 | 5,397 |
| Securities gains (losses) | $75,000 | 2,354 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $77,000 | 5,248 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $77,000 | 5,247 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $77,000 | 5,247 |
| Net charge-offs | $986,000 | 2,878 |
| Cash dividends | $50,000 | 4,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,000 | 5,476 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 4,576 |
| Total interest expense | $1,661,000 | 4,313 |
| Net interest income | $2,998,000 | 4,584 |
| Provision for loan and lease losses | $281,000 | 4,680 |
| Total noninterest income | $938,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $421,000 | 2,665 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $517,000 | 2,754 |
| Total noninterest expense | $3,630,000 | 3,788 |
| Salaries and employee benefits | $1,624,000 | 4,141 |
| Premises and equipment expense | $529,000 | 3,477 |
| Additional noninterest expense | $1,477,000 | 3,315 |
| Pre-tax net operating income | $25,000 | 5,577 |
| Securities gains (losses) | $30,000 | 2,554 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $55,000 | 5,534 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $55,000 | 5,534 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $55,000 | 5,534 |
| Net charge-offs | $962,000 | 2,240 |
| Cash dividends | $50,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $25,000 | 5,611 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 4,594 |
| Total interest expense | $1,147,000 | 4,356 |
| Net interest income | $1,984,000 | 4,609 |
| Provision for loan and lease losses | $191,000 | 4,388 |
| Total noninterest income | $672,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $268,000 | 2,727 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $404,000 | 2,541 |
| Total noninterest expense | $2,447,000 | 3,796 |
| Salaries and employee benefits | $1,108,000 | 4,111 |
| Premises and equipment expense | $393,000 | 3,228 |
| Additional noninterest expense | $946,000 | 3,421 |
| Pre-tax net operating income | $18,000 | 5,700 |
| Securities gains (losses) | $30,000 | 2,159 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $48,000 | 5,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 5,580 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $48,000 | 5,580 |
| Net charge-offs | $413,000 | 2,565 |
| Cash dividends | $50,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $18,000 | 5,721 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 4,631 |
| Total interest expense | $581,000 | 4,433 |
| Net interest income | $984,000 | 4,628 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $313,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $127,000 | 2,774 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $186,000 | 2,614 |
| Total noninterest expense | $1,124,000 | 3,962 |
| Salaries and employee benefits | $568,000 | 4,056 |
| Premises and equipment expense | $141,000 | 4,156 |
| Additional noninterest expense | $415,000 | 3,474 |
| Pre-tax net operating income | $53,000 | 5,589 |
| Securities gains (losses) | $11,000 | 1,882 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $64,000 | 5,481 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 5,484 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $64,000 | 5,484 |
| Net charge-offs | $134,000 | 2,533 |
| Cash dividends | $50,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $53,000 | 5,464 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,890,000 | 4,526 |
| Total interest expense | $2,890,000 | 4,364 |
| Net interest income | $4,000,000 | 4,575 |
| Provision for loan and lease losses | $1,259,000 | 2,391 |
| Total noninterest income | $1,053,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $631,000 | 2,554 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $422,000 | 3,495 |
| Total noninterest expense | $4,696,000 | 3,756 |
| Salaries and employee benefits | $1,957,000 | 4,527 |
| Premises and equipment expense | $605,000 | 3,910 |
| Additional noninterest expense | $2,134,000 | 2,697 |
| Pre-tax net operating income | $-902,000 | 6,970 |
| Securities gains (losses) | $-958,000 | 7,725 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,860,000 | 7,338 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,860,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 3,664 |
| Cash dividends | $379,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-902,000 | 7,067 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 4,542 |
| Total interest expense | $2,278,000 | 4,338 |
| Net interest income | $2,998,000 | 4,618 |
| Provision for loan and lease losses | $275,000 | 3,694 |
| Total noninterest income | $783,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $459,000 | 2,626 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $324,000 | 3,554 |
| Total noninterest expense | $3,400,000 | 3,849 |
| Salaries and employee benefits | $1,556,000 | 4,355 |
| Premises and equipment expense | $462,000 | 3,870 |
| Additional noninterest expense | $1,382,000 | 2,976 |
| Pre-tax net operating income | $106,000 | 6,383 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $114,000 | 6,102 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $114,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,776 |
| Cash dividends | $250,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $106,000 | 6,304 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 4,556 |
| Total interest expense | $1,603,000 | 4,320 |
| Net interest income | $1,967,000 | 4,667 |
| Provision for loan and lease losses | $195,000 | 3,200 |
| Total noninterest income | $511,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $284,000 | 2,750 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $227,000 | 3,516 |
| Total noninterest expense | $2,056,000 | 4,159 |
| Salaries and employee benefits | $1,018,000 | 4,463 |
| Premises and equipment expense | $308,000 | 3,890 |
| Additional noninterest expense | $730,000 | 3,606 |
| Pre-tax net operating income | $227,000 | 5,642 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $231,000 | 5,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 5,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,273 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $227,000 | 5,357 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 4,661 |
| Total interest expense | $813,000 | 4,464 |
| Net interest income | $972,000 | 4,715 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $226,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $103,000 | 3,386 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $123,000 | 3,399 |
| Total noninterest expense | $932,000 | 4,457 |
| Salaries and employee benefits | $485,000 | 4,662 |
| Premises and equipment expense | $152,000 | 3,950 |
| Additional noninterest expense | $295,000 | 4,173 |
| Pre-tax net operating income | $206,000 | 4,907 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $210,000 | 4,554 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $210,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $90,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $206,000 | 4,509 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,209,000 | 4,661 |
| Total interest expense | $3,550,000 | 4,302 |
| Net interest income | $3,659,000 | 4,880 |
| Provision for loan and lease losses | $1,341,000 | 1,152 |
| Total noninterest income | $803,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $400,000 | 3,525 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $403,000 | 3,717 |
| Total noninterest expense | $4,407,000 | 3,820 |
| Salaries and employee benefits | $2,484,000 | 3,739 |
| Premises and equipment expense | $597,000 | 3,850 |
| Additional noninterest expense | $1,326,000 | 3,781 |
| Pre-tax net operating income | $-1,286,000 | 8,138 |
| Securities gains (losses) | $10,000 | 1,349 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,276,000 | 8,186 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,276,000 | 8,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,474,000 | 763 |
| Cash dividends | $5,785,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,286,000 | 8,185 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,498,000 | 4,628 |
| Total interest expense | $2,603,000 | 4,365 |
| Net interest income | $2,895,000 | 4,748 |
| Provision for loan and lease losses | $784,000 | 1,112 |
| Total noninterest income | $584,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $288,000 | 3,594 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $296,000 | 3,760 |
| Total noninterest expense | $3,270,000 | 3,848 |
| Salaries and employee benefits | $1,884,000 | 3,695 |
| Premises and equipment expense | $442,000 | 3,879 |
| Additional noninterest expense | $944,000 | 3,885 |
| Pre-tax net operating income | $-575,000 | 8,123 |
| Securities gains (losses) | $10,000 | 1,001 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-565,000 | 8,167 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-565,000 | 8,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,343 |
| Cash dividends | $5,735,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-575,000 | 8,163 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 4,679 |
| Total interest expense | $1,661,000 | 4,487 |
| Net interest income | $1,937,000 | 4,766 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $345,000 | 4,356 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $162,000 | 3,940 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $183,000 | 3,949 |
| Total noninterest expense | $2,189,000 | 3,848 |
| Salaries and employee benefits | $1,270,000 | 3,707 |
| Premises and equipment expense | $300,000 | 3,853 |
| Additional noninterest expense | $619,000 | 3,932 |
| Pre-tax net operating income | $3,000 | 7,756 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $3,000 | 7,781 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,000 | 7,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $5,685,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,000 | 7,762 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 4,677 |
| Total interest expense | $785,000 | 4,621 |
| Net interest income | $1,029,000 | 4,605 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $152,000 | 4,613 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $67,000 | 4,285 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $85,000 | 4,082 |
| Total noninterest expense | $1,081,000 | 3,888 |
| Salaries and employee benefits | $640,000 | 3,705 |
| Premises and equipment expense | $155,000 | 3,786 |
| Additional noninterest expense | $286,000 | 4,106 |
| Pre-tax net operating income | $55,000 | 7,218 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $55,000 | 7,082 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $55,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $5,551,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $55,000 | 7,065 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,330,000 | 3,765 |
| Total interest expense | $3,823,000 | 3,702 |
| Net interest income | $5,507,000 | 3,753 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $671,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $436,000 | 3,361 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $235,000 | 4,800 |
| Total noninterest expense | $5,422,000 | 3,127 |
| Salaries and employee benefits | $3,075,000 | 3,066 |
| Premises and equipment expense | $785,000 | 3,056 |
| Additional noninterest expense | $1,562,000 | 3,191 |
| Pre-tax net operating income | $576,000 | 6,263 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $576,000 | 5,901 |
| Extraordinary gains, net | $5,958,000 | 9 |
| Net income | $6,534,000 | 1,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $455,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $576,000 | 5,899 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 3,573 |
| Total interest expense | $3,070,000 | 3,452 |
| Net interest income | $4,350,000 | 3,633 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $522,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $330,000 | 3,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 4,614 |
| Total noninterest expense | $4,131,000 | 3,093 |
| Salaries and employee benefits | $2,299,000 | 3,056 |
| Premises and equipment expense | $628,000 | 2,888 |
| Additional noninterest expense | $1,204,000 | 3,128 |
| Pre-tax net operating income | $606,000 | 5,837 |
| Securities gains (losses) | $-119,000 | 8,447 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $487,000 | 5,814 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $487,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $149,000 | 4,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $606,000 | 5,332 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 3,595 |
| Total interest expense | $1,960,000 | 3,441 |
| Net interest income | $2,864,000 | 3,667 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $336,000 | 4,450 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 3,445 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 4,648 |
| Total noninterest expense | $2,716,000 | 3,127 |
| Salaries and employee benefits | $1,509,000 | 3,100 |
| Premises and equipment expense | $413,000 | 2,919 |
| Additional noninterest expense | $794,000 | 3,155 |
| Pre-tax net operating income | $394,000 | 5,930 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $394,000 | 5,422 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $394,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $394,000 | 5,416 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 3,749 |
| Total interest expense | $875,000 | 3,614 |
| Net interest income | $1,371,000 | 3,794 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $156,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 3,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,003 |
| Total noninterest expense | $1,359,000 | 3,144 |
| Salaries and employee benefits | $754,000 | 3,141 |
| Premises and equipment expense | $208,000 | 2,926 |
| Additional noninterest expense | $397,000 | 3,141 |
| Pre-tax net operating income | $123,000 | 6,769 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $123,000 | 6,368 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $123,000 | 6,367 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,718,000 | 3,857 |
| Total interest expense | $2,733,000 | 3,585 |
| Net interest income | $4,985,000 | 3,956 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $496,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $289,000 | 4,270 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $207,000 | 5,094 |
| Total noninterest expense | $5,018,000 | 3,232 |
| Salaries and employee benefits | $2,792,000 | 3,165 |
| Premises and equipment expense | $841,000 | 2,762 |
| Additional noninterest expense | $1,385,000 | 3,443 |
| Pre-tax net operating income | $343,000 | 7,256 |
| Securities gains (losses) | $9,000 | 1,510 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $352,000 | 6,966 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $352,000 | 6,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,005 |
| Cash dividends | $199,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $343,000 | 6,986 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 3,914 |
| Total interest expense | $1,954,000 | 3,573 |
| Net interest income | $3,627,000 | 4,049 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $270,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $182,000 | 4,659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 6,150 |
| Total noninterest expense | $3,759,000 | 3,206 |
| Salaries and employee benefits | $2,084,000 | 3,153 |
| Premises and equipment expense | $615,000 | 2,813 |
| Additional noninterest expense | $1,060,000 | 3,351 |
| Pre-tax net operating income | $48,000 | 8,196 |
| Securities gains (losses) | $9,000 | 1,516 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $57,000 | 8,165 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $57,000 | 8,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,299 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $48,000 | 8,161 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 3,960 |
| Total interest expense | $1,236,000 | 3,543 |
| Net interest income | $2,360,000 | 4,101 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $169,000 | 6,107 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $110,000 | 4,838 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $59,000 | 6,157 |
| Total noninterest expense | $2,458,000 | 3,243 |
| Salaries and employee benefits | $1,338,000 | 3,243 |
| Premises and equipment expense | $389,000 | 2,922 |
| Additional noninterest expense | $731,000 | 3,243 |
| Pre-tax net operating income | $11,000 | 8,313 |
| Securities gains (losses) | $9,000 | 1,390 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $20,000 | 8,284 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $20,000 | 8,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $11,000 | 8,295 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 4,024 |
| Total interest expense | $571,000 | 3,649 |
| Net interest income | $1,169,000 | 4,148 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $74,000 | 6,332 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $47,000 | 5,132 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $1,162,000 | 3,399 |
| Salaries and employee benefits | $617,000 | 3,484 |
| Premises and equipment expense | $180,000 | 3,146 |
| Additional noninterest expense | $365,000 | 3,254 |
| Pre-tax net operating income | $51,000 | 7,887 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $51,000 | 7,750 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $51,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $51,000 | 7,721 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,353,000 | 4,086 |
| Total interest expense | $1,768,000 | 4,025 |
| Net interest income | $4,585,000 | 4,064 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $294,000 | 6,453 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $209,000 | 5,129 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,680 |
| Total noninterest expense | $4,095,000 | 3,665 |
| Salaries and employee benefits | $2,262,000 | 3,620 |
| Premises and equipment expense | $664,000 | 3,262 |
| Additional noninterest expense | $1,169,000 | 3,838 |
| Pre-tax net operating income | $664,000 | 6,214 |
| Securities gains (losses) | $-6,000 | 8,098 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $658,000 | 5,743 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $658,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,777 |
| Cash dividends | $490,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $664,000 | 5,651 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 4,118 |
| Total interest expense | $1,272,000 | 4,100 |
| Net interest income | $3,423,000 | 4,071 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $224,000 | 6,459 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $159,000 | 5,136 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 6,663 |
| Total noninterest expense | $2,998,000 | 3,714 |
| Salaries and employee benefits | $1,672,000 | 3,643 |
| Premises and equipment expense | $495,000 | 3,282 |
| Additional noninterest expense | $831,000 | 3,972 |
| Pre-tax net operating income | $559,000 | 6,063 |
| Securities gains (losses) | $-6,000 | 8,396 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $553,000 | 5,565 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $553,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $440,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $559,000 | 5,472 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 4,149 |
| Total interest expense | $827,000 | 4,179 |
| Net interest income | $2,263,000 | 4,109 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $144,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $101,000 | 5,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 6,699 |
| Total noninterest expense | $1,958,000 | 3,805 |
| Salaries and employee benefits | $1,087,000 | 3,732 |
| Premises and equipment expense | $305,000 | 3,509 |
| Additional noninterest expense | $566,000 | 3,919 |
| Pre-tax net operating income | $389,000 | 5,921 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $389,000 | 5,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $389,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $390,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $389,000 | 5,286 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 4,224 |
| Total interest expense | $405,000 | 4,286 |
| Net interest income | $1,114,000 | 4,142 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 5,252 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $935,000 | 3,971 |
| Salaries and employee benefits | $522,000 | 3,868 |
| Premises and equipment expense | $135,000 | 3,876 |
| Additional noninterest expense | $278,000 | 3,983 |
| Pre-tax net operating income | $218,000 | 5,621 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $218,000 | 5,125 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $321,000 | 1,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $218,000 | 4,992 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,455,000 | 4,594 |
| Total interest expense | $1,648,000 | 4,604 |
| Net interest income | $3,807,000 | 4,522 |
| Provision for loan and lease losses | $145,000 | 4,649 |
| Total noninterest income | $271,000 | 6,804 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $177,000 | 5,528 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $94,000 | 6,634 |
| Total noninterest expense | $2,863,000 | 4,759 |
| Salaries and employee benefits | $1,527,000 | 4,789 |
| Premises and equipment expense | $344,000 | 5,233 |
| Additional noninterest expense | $992,000 | 4,305 |
| Pre-tax net operating income | $1,070,000 | 4,991 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,070,000 | 4,450 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,070,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,940 |
| Cash dividends | $365,000 | 4,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,070,000 | 4,279 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 4,659 |
| Total interest expense | $1,257,000 | 4,676 |
| Net interest income | $2,823,000 | 4,578 |
| Provision for loan and lease losses | $120,000 | 4,343 |
| Total noninterest income | $192,000 | 6,958 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $125,000 | 5,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $2,025,000 | 4,937 |
| Salaries and employee benefits | $1,103,000 | 4,897 |
| Premises and equipment expense | $246,000 | 5,386 |
| Additional noninterest expense | $676,000 | 4,580 |
| Pre-tax net operating income | $870,000 | 4,920 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $870,000 | 4,385 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $870,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,610 |
| Cash dividends | $365,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $870,000 | 4,213 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 4,668 |
| Total interest expense | $851,000 | 4,735 |
| Net interest income | $1,894,000 | 4,559 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $130,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $47,000 | 6,676 |
| Total noninterest expense | $1,320,000 | 5,005 |
| Salaries and employee benefits | $713,000 | 5,007 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $448,000 | 4,612 |
| Pre-tax net operating income | $629,000 | 4,701 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $629,000 | 4,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $629,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $365,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $629,000 | 3,961 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 4,734 |
| Total interest expense | $426,000 | 4,847 |
| Net interest income | $929,000 | 4,612 |
| Provision for loan and lease losses | $38,000 | 4,186 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 6,569 |
| Total noninterest expense | $649,000 | 5,070 |
| Salaries and employee benefits | $358,000 | 4,996 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $216,000 | 4,699 |
| Pre-tax net operating income | $307,000 | 4,730 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $307,000 | 4,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $307,000 | 3,979 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,458,000 | 4,868 |
| Total interest expense | $1,928,000 | 4,918 |
| Net interest income | $3,530,000 | 4,729 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $261,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $172,000 | 5,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $2,470,000 | 5,120 |
| Salaries and employee benefits | $1,287,000 | 5,227 |
| Premises and equipment expense | $283,000 | 5,748 |
| Additional noninterest expense | $900,000 | 4,542 |
| Pre-tax net operating income | $1,111,000 | 4,919 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,111,000 | 4,293 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,111,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $372,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,111,000 | 4,189 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 5,111 |
| Total interest expense | $2,875,000 | 4,884 |
| Net interest income | $2,897,000 | 5,193 |
| Provision for loan and lease losses | $143,000 | 4,894 |
| Total noninterest income | $255,000 | 6,818 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $173,000 | 5,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $82,000 | 6,833 |
| Total noninterest expense | $2,141,000 | 5,495 |
| Salaries and employee benefits | $1,070,000 | 5,752 |
| Premises and equipment expense | $241,000 | 6,196 |
| Additional noninterest expense | $830,000 | 4,667 |
| Pre-tax net operating income | $868,000 | 5,290 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $868,000 | 4,657 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $868,000 | 4,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,784 |
| Cash dividends | $36,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $868,000 | 4,551 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,180,000 | 5,612 |
| Total interest expense | $2,900,000 | 5,052 |
| Net interest income | $2,280,000 | 6,148 |
| Provision for loan and lease losses | $285,000 | 2,968 |
| Total noninterest income | $339,000 | 5,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,653 |
| Total noninterest expense | $2,116,000 | 5,475 |
| Salaries and employee benefits | $1,081,000 | 5,625 |
| Premises and equipment expense | $254,000 | 5,991 |
| Additional noninterest expense | $781,000 | 4,816 |
| Pre-tax net operating income | $218,000 | 8,289 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $218,000 | 7,960 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $218,000 | 7,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,136 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $218,000 | 7,964 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,408,000 | 6,012 |
| Total interest expense | $2,492,000 | 5,204 |
| Net interest income | $1,916,000 | 6,799 |
| Provision for loan and lease losses | $153,000 | 4,205 |
| Total noninterest income | $327,000 | 6,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 4,940 |
| Total noninterest expense | $1,939,000 | 5,802 |
| Salaries and employee benefits | $979,000 | 5,970 |
| Premises and equipment expense | $266,000 | 5,851 |
| Additional noninterest expense | $694,000 | 5,270 |
| Pre-tax net operating income | $151,000 | 8,800 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $154,000 | 8,608 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $154,000 | 8,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,604 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $151,000 | 8,590 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 7,084 |
| Total interest expense | $2,040,000 | 6,121 |
| Net interest income | $1,349,000 | 7,997 |
| Provision for loan and lease losses | $171,000 | 3,894 |
| Total noninterest income | $231,000 | 7,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,717 |
| Total noninterest expense | $1,806,000 | 5,984 |
| Salaries and employee benefits | $867,000 | 6,367 |
| Premises and equipment expense | $246,000 | 6,015 |
| Additional noninterest expense | $693,000 | 5,204 |
| Pre-tax net operating income | $-397,000 | 10,136 |
| Securities gains (losses) | $61,000 | 1,591 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-336,000 | 10,151 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-336,000 | 10,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-397,000 | 10,154 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 8,871 |
| Total interest expense | $1,131,000 | 8,314 |
| Net interest income | $982,000 | 9,228 |
| Provision for loan and lease losses | $41,000 | 6,989 |
| Total noninterest income | $95,000 | 9,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,870 |
| Total noninterest expense | $1,123,000 | 7,929 |
| Salaries and employee benefits | $553,000 | 8,225 |
| Premises and equipment expense | $89,000 | 9,234 |
| Additional noninterest expense | $481,000 | 6,666 |
| Pre-tax net operating income | $-87,000 | 10,476 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $-69,000 | 10,490 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-69,000 | 10,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $25,000 | 7,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-88,000 | 10,477 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 9,732 |
| Total interest expense | $844,000 | 9,500 |
| Net interest income | $912,000 | 9,805 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $58,000 | 10,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,975 |
| Total noninterest expense | $663,000 | 9,941 |
| Salaries and employee benefits | $316,000 | 10,223 |
| Premises and equipment expense | $69,000 | 10,108 |
| Additional noninterest expense | $278,000 | 9,102 |
| Pre-tax net operating income | $307,000 | 9,087 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $189,000 | 9,400 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $189,000 | 9,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $183,880 | 9,403 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 10,715 |
| Total interest expense | $646,000 | 10,507 |
| Net interest income | $735,000 | 10,738 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $69,000 | 10,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $614,000 | 10,514 |
| Salaries and employee benefits | $267,000 | 11,032 |
| Premises and equipment expense | $58,000 | 10,852 |
| Additional noninterest expense | $289,000 | 9,354 |
| Pre-tax net operating income | $190,000 | 10,526 |
| Securities gains (losses) | $29,000 | 1,653 |
| Applicable income taxes | $68,000 | 9,832 |
| Income before extraordinary items | $151,000 | 10,455 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $151,000 | 10,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $130,990 | 10,631 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $177,000 | 12,564 |
| Total interest expense | $76,000 | 12,538 |
| Net interest income | $101,000 | 12,564 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $10,000 | 12,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 12,536 |
| Total noninterest expense | $94,000 | 12,585 |
| Salaries and employee benefits | $43,000 | 12,579 |
| Premises and equipment expense | $12,000 | 12,519 |
| Additional noninterest expense | $39,000 | 12,570 |
| Pre-tax net operating income | $17,000 | 12,032 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,000 | 11,509 |
| Income before extraordinary items | $13,000 | 11,992 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $13,000 | 11,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $13,000 | 12,026 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 12,613 |
| Total interest expense | $423,000 | 12,118 |
| Net interest income | $408,000 | 12,798 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $94,000 | 11,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $505,000 | 12,143 |
| Salaries and employee benefits | $247,000 | 12,218 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $199,000 | 11,739 |
| Pre-tax net operating income | $-3,000 | 12,450 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-7,000 | 12,770 |
| Income before extraordinary items | $4,000 | 12,504 |
| Extraordinary gains, net | $-7,000 | 12,262 |
| Net income | $-3,000 | 12,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,000 | 12,371 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 12,864 |
| Total interest expense | $604,000 | 12,274 |
| Net interest income | $483,000 | 13,134 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $93,000 | 11,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $485,000 | 12,722 |
| Salaries and employee benefits | $267,000 | 12,397 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $164,000 | 12,734 |
| Pre-tax net operating income | $91,000 | 12,109 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $17,000 | 12,189 |
| Income before extraordinary items | $79,000 | 12,232 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $79,000 | 12,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $74,900 | 12,004 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.