Home > The First National Bank of Granbury > Income and Expense
The First National Bank of Granbury, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $10,720,000 | 1,194 |
| Total interest expense | $3,041,000 | 1,413 |
| Net interest income | $7,679,000 | 1,107 |
| Provision for loan and lease losses | $5,000 | 2,666 |
| Total noninterest income | $763,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $241,000 | 1,038 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $522,000 | 1,463 |
| Total noninterest expense | $5,196,000 | 1,232 |
| Salaries and employee benefits | $3,156,000 | 1,185 |
| Premises and equipment expense | $419,000 | 1,466 |
| Additional noninterest expense | $522,000 | 1,463 |
| Pre-tax net operating income | $3,241,000 | 1,000 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $579,000 | 934 |
| Income before extraordinary items | $2,662,000 | 1,015 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $2,662,000 | 1,030 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,662,000 | 1,015 |
| Net charge-offs | $38,000 | 1,135 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $2,662,000 | 1,024 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $41,064,000 | 1,217 |
| Total interest expense | $12,727,000 | 1,425 |
| Net interest income | $28,337,000 | 1,107 |
| Provision for loan and lease losses | $658,000 | 1,181 |
| Total noninterest income | $3,249,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $989,000 | 1,037 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,260,000 | 1,456 |
| Total noninterest expense | $20,504,000 | 1,216 |
| Salaries and employee benefits | $12,563,000 | 1,154 |
| Premises and equipment expense | $1,542,000 | 1,530 |
| Additional noninterest expense | $2,260,000 | 1,456 |
| Pre-tax net operating income | $10,424,000 | 1,119 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $1,907,000 | 989 |
| Income before extraordinary items | $8,517,000 | 1,141 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,517,000 | 1,153 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,517,000 | 1,141 |
| Net charge-offs | $235,000 | 1,297 |
| Cash dividends | $3,460,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $8,517,000 | 1,162 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $30,414,000 | 1,220 |
| Total interest expense | $9,588,000 | 1,408 |
| Net interest income | $20,826,000 | 1,114 |
| Provision for loan and lease losses | $441,000 | 1,190 |
| Total noninterest income | $2,479,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $754,000 | 1,007 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,725,000 | 1,440 |
| Total noninterest expense | $14,867,000 | 1,237 |
| Salaries and employee benefits | $8,856,000 | 1,203 |
| Premises and equipment expense | $1,157,000 | 1,522 |
| Additional noninterest expense | $1,725,000 | 1,440 |
| Pre-tax net operating income | $7,997,000 | 1,088 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $1,388,000 | 996 |
| Income before extraordinary items | $6,609,000 | 1,106 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,609,000 | 1,121 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,609,000 | 1,108 |
| Net charge-offs | $249,000 | 996 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $6,609,000 | 1,116 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $19,957,000 | 1,227 |
| Total interest expense | $6,402,000 | 1,385 |
| Net interest income | $13,555,000 | 1,130 |
| Provision for loan and lease losses | $186,000 | 1,415 |
| Total noninterest income | $1,614,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $502,000 | 992 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,112,000 | 1,457 |
| Total noninterest expense | $9,952,000 | 1,239 |
| Salaries and employee benefits | $5,936,000 | 1,205 |
| Premises and equipment expense | $733,000 | 1,572 |
| Additional noninterest expense | $1,112,000 | 1,457 |
| Pre-tax net operating income | $5,031,000 | 1,129 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $828,000 | 1,061 |
| Income before extraordinary items | $4,203,000 | 1,135 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,203,000 | 1,151 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,203,000 | 1,137 |
| Net charge-offs | $237,000 | 759 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $4,203,000 | 1,138 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $9,768,000 | 1,231 |
| Total interest expense | $3,191,000 | 1,369 |
| Net interest income | $6,577,000 | 1,166 |
| Provision for loan and lease losses | $150,000 | 959 |
| Total noninterest income | $768,000 | 1,533 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $256,000 | 976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $512,000 | 1,497 |
| Total noninterest expense | $5,078,000 | 1,213 |
| Salaries and employee benefits | $2,982,000 | 1,204 |
| Premises and equipment expense | $374,000 | 1,556 |
| Additional noninterest expense | $512,000 | 1,497 |
| Pre-tax net operating income | $2,117,000 | 1,253 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $390,000 | 1,082 |
| Income before extraordinary items | $1,727,000 | 1,290 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,727,000 | 1,302 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,727,000 | 1,290 |
| Net charge-offs | $161,000 | 580 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,727,000 | 1,296 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $35,814,000 | 1,220 |
| Total interest expense | $8,033,000 | 1,492 |
| Net interest income | $27,781,000 | 1,114 |
| Provision for loan and lease losses | $156,000 | 2,173 |
| Total noninterest income | $3,749,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,042,000 | 964 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,707,000 | 1,350 |
| Total noninterest expense | $20,804,000 | 1,176 |
| Salaries and employee benefits | $13,171,000 | 1,073 |
| Premises and equipment expense | $1,446,000 | 1,581 |
| Additional noninterest expense | $2,707,000 | 1,350 |
| Pre-tax net operating income | $10,570,000 | 1,112 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,632,000 | 1,122 |
| Income before extraordinary items | $8,938,000 | 1,112 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,938,000 | 1,125 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,938,000 | 1,115 |
| Net charge-offs | $-5,000 | 3,722 |
| Cash dividends | $3,460,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,938,000 | 1,132 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $26,171,000 | 1,217 |
| Total interest expense | $5,065,000 | 1,565 |
| Net interest income | $21,106,000 | 1,109 |
| Provision for loan and lease losses | $293,000 | 1,379 |
| Total noninterest income | $2,892,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $776,000 | 968 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,116,000 | 1,302 |
| Total noninterest expense | $15,112,000 | 1,198 |
| Salaries and employee benefits | $9,150,000 | 1,139 |
| Premises and equipment expense | $1,096,000 | 1,565 |
| Additional noninterest expense | $2,116,000 | 1,302 |
| Pre-tax net operating income | $8,593,000 | 1,089 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,394,000 | 1,058 |
| Income before extraordinary items | $7,199,000 | 1,097 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,199,000 | 1,102 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,199,000 | 1,097 |
| Net charge-offs | $33,000 | 1,664 |
| Cash dividends | $1,500,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,199,000 | 1,116 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $17,133,000 | 1,209 |
| Total interest expense | $2,757,000 | 1,657 |
| Net interest income | $14,376,000 | 1,099 |
| Provision for loan and lease losses | $277,000 | 1,115 |
| Total noninterest income | $2,018,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $511,000 | 965 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,507,000 | 1,184 |
| Total noninterest expense | $10,171,000 | 1,180 |
| Salaries and employee benefits | $6,125,000 | 1,126 |
| Premises and equipment expense | $687,000 | 1,639 |
| Additional noninterest expense | $1,507,000 | 1,183 |
| Pre-tax net operating income | $5,946,000 | 1,056 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $980,000 | 1,026 |
| Income before extraordinary items | $4,966,000 | 1,060 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,966,000 | 1,073 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,966,000 | 1,060 |
| Net charge-offs | $31,000 | 1,360 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,966,000 | 1,067 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,403,000 | 1,207 |
| Total interest expense | $1,131,000 | 1,692 |
| Net interest income | $7,272,000 | 1,082 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $947,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $252,000 | 986 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $695,000 | 1,224 |
| Total noninterest expense | $5,119,000 | 1,187 |
| Salaries and employee benefits | $3,053,000 | 1,157 |
| Premises and equipment expense | $383,000 | 1,531 |
| Additional noninterest expense | $695,000 | 1,224 |
| Pre-tax net operating income | $3,070,000 | 1,061 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $480,000 | 1,073 |
| Income before extraordinary items | $2,590,000 | 1,039 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,590,000 | 1,038 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,590,000 | 1,038 |
| Net charge-offs | $24,000 | 1,045 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,590,000 | 1,058 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $29,944,000 | 1,155 |
| Total interest expense | $1,889,000 | 1,661 |
| Net interest income | $28,055,000 | 1,095 |
| Provision for loan and lease losses | $1,070,000 | 776 |
| Total noninterest income | $3,828,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $964,000 | 1,045 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,864,000 | 1,289 |
| Total noninterest expense | $19,632,000 | 1,200 |
| Salaries and employee benefits | $12,610,000 | 1,100 |
| Premises and equipment expense | $1,462,000 | 1,563 |
| Additional noninterest expense | $2,864,000 | 1,289 |
| Pre-tax net operating income | $11,181,000 | 1,188 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,596,000 | 1,222 |
| Income before extraordinary items | $9,585,000 | 1,132 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,585,000 | 1,131 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $9,585,000 | 1,132 |
| Net charge-offs | $71,000 | 1,391 |
| Cash dividends | $3,503,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,585,000 | 1,156 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $21,579,000 | 1,140 |
| Total interest expense | $1,197,000 | 1,562 |
| Net interest income | $20,382,000 | 1,109 |
| Provision for loan and lease losses | $740,000 | 765 |
| Total noninterest income | $2,755,000 | 1,454 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $713,000 | 1,067 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $2,042,000 | 1,360 |
| Total noninterest expense | $14,023,000 | 1,242 |
| Salaries and employee benefits | $8,676,000 | 1,173 |
| Premises and equipment expense | $1,108,000 | 1,553 |
| Additional noninterest expense | $2,042,000 | 1,360 |
| Pre-tax net operating income | $8,374,000 | 1,170 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,161,000 | 1,242 |
| Income before extraordinary items | $7,213,000 | 1,124 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,213,000 | 1,123 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,213,000 | 1,124 |
| Net charge-offs | $66,000 | 1,095 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $7,213,000 | 1,151 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $13,793,000 | 1,136 |
| Total interest expense | $754,000 | 1,417 |
| Net interest income | $13,039,000 | 1,114 |
| Provision for loan and lease losses | $520,000 | 674 |
| Total noninterest income | $1,812,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $456,000 | 1,084 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,356,000 | 1,394 |
| Total noninterest expense | $9,376,000 | 1,230 |
| Salaries and employee benefits | $5,746,000 | 1,171 |
| Premises and equipment expense | $755,000 | 1,538 |
| Additional noninterest expense | $2,875,000 | 1,201 |
| Pre-tax net operating income | $4,955,000 | 1,216 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $673,000 | 1,267 |
| Income before extraordinary items | $4,282,000 | 1,175 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,282,000 | 1,173 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,282,000 | 1,175 |
| Net charge-offs | $22,000 | 1,288 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,282,000 | 1,203 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 1,117 |
| Total interest expense | $371,000 | 1,396 |
| Net interest income | $6,457,000 | 1,094 |
| Provision for loan and lease losses | $285,000 | 525 |
| Total noninterest income | $887,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $224,000 | 1,092 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $663,000 | 1,423 |
| Total noninterest expense | $4,713,000 | 1,223 |
| Salaries and employee benefits | $2,854,000 | 1,181 |
| Premises and equipment expense | $378,000 | 1,552 |
| Additional noninterest expense | $1,481,000 | 1,153 |
| Pre-tax net operating income | $2,346,000 | 1,212 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $330,000 | 1,236 |
| Income before extraordinary items | $2,016,000 | 1,186 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,016,000 | 1,186 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,016,000 | 1,186 |
| Net charge-offs | $38,000 | 761 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,016,000 | 1,199 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $25,024,000 | 1,228 |
| Total interest expense | $1,710,000 | 1,508 |
| Net interest income | $23,314,000 | 1,204 |
| Provision for loan and lease losses | $375,000 | 1,245 |
| Total noninterest income | $4,420,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $866,000 | 1,077 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,554,000 | 1,347 |
| Total noninterest expense | $17,943,000 | 1,264 |
| Salaries and employee benefits | $11,865,000 | 1,136 |
| Premises and equipment expense | $1,192,000 | 1,827 |
| Additional noninterest expense | $4,886,000 | 1,357 |
| Pre-tax net operating income | $9,416,000 | 1,336 |
| Securities gains (losses) | $797,000 | 250 |
| Applicable income taxes | $1,403,000 | 1,362 |
| Income before extraordinary items | $8,810,000 | 1,257 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,810,000 | 1,256 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,810,000 | 1,257 |
| Net charge-offs | $280,000 | 867 |
| Cash dividends | $2,599,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,124,580 | 1,311 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $18,833,000 | 1,249 |
| Total interest expense | $1,330,000 | 1,540 |
| Net interest income | $17,503,000 | 1,219 |
| Provision for loan and lease losses | $375,000 | 1,009 |
| Total noninterest income | $3,392,000 | 1,427 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $647,000 | 1,071 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,745,000 | 1,373 |
| Total noninterest expense | $12,905,000 | 1,314 |
| Salaries and employee benefits | $8,228,000 | 1,214 |
| Premises and equipment expense | $899,000 | 1,842 |
| Additional noninterest expense | $3,778,000 | 1,320 |
| Pre-tax net operating income | $7,615,000 | 1,312 |
| Securities gains (losses) | $797,000 | 221 |
| Applicable income taxes | $1,239,000 | 1,298 |
| Income before extraordinary items | $7,173,000 | 1,228 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,173,000 | 1,228 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,173,000 | 1,228 |
| Net charge-offs | $309,000 | 639 |
| Cash dividends | $596,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,495,550 | 1,298 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,665,000 | 1,233 |
| Total interest expense | $928,000 | 1,544 |
| Net interest income | $11,737,000 | 1,205 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $2,158,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $420,000 | 1,056 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,738,000 | 1,402 |
| Total noninterest expense | $8,582,000 | 1,305 |
| Salaries and employee benefits | $5,538,000 | 1,196 |
| Premises and equipment expense | $549,000 | 1,943 |
| Additional noninterest expense | $2,495,000 | 1,314 |
| Pre-tax net operating income | $5,163,000 | 1,284 |
| Securities gains (losses) | $718,000 | 203 |
| Applicable income taxes | $880,000 | 1,248 |
| Income before extraordinary items | $5,001,000 | 1,180 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,001,000 | 1,181 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,001,000 | 1,181 |
| Net charge-offs | $263,000 | 563 |
| Cash dividends | $596,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,390,700 | 1,273 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,123,000 | 1,273 |
| Total interest expense | $483,000 | 1,560 |
| Net interest income | $5,640,000 | 1,241 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,085,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $214,000 | 1,025 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $871,000 | 1,393 |
| Total noninterest expense | $4,197,000 | 1,320 |
| Salaries and employee benefits | $2,702,000 | 1,205 |
| Premises and equipment expense | $282,000 | 1,924 |
| Additional noninterest expense | $1,213,000 | 1,315 |
| Pre-tax net operating income | $2,528,000 | 1,300 |
| Securities gains (losses) | $303,000 | 262 |
| Applicable income taxes | $375,000 | 1,366 |
| Income before extraordinary items | $2,456,000 | 1,208 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,456,000 | 1,208 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,456,000 | 1,208 |
| Net charge-offs | $247,000 | 382 |
| Cash dividends | $596,000 | 1,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,192,390 | 1,269 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $24,909,000 | 1,232 |
| Total interest expense | $2,272,000 | 1,817 |
| Net interest income | $22,637,000 | 1,160 |
| Provision for loan and lease losses | $750,000 | 1,877 |
| Total noninterest income | $4,265,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $864,000 | 1,077 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $3,401,000 | 1,341 |
| Total noninterest expense | $16,943,000 | 1,268 |
| Salaries and employee benefits | $11,137,000 | 1,142 |
| Premises and equipment expense | $1,249,000 | 1,752 |
| Additional noninterest expense | $4,557,000 | 1,383 |
| Pre-tax net operating income | $9,209,000 | 1,133 |
| Securities gains (losses) | $845,000 | 423 |
| Applicable income taxes | $1,446,000 | 1,158 |
| Income before extraordinary items | $8,608,000 | 1,087 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,608,000 | 1,087 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,608,000 | 1,087 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $2,310,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $7,881,300 | 1,124 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $18,831,000 | 1,230 |
| Total interest expense | $1,765,000 | 1,850 |
| Net interest income | $17,066,000 | 1,148 |
| Provision for loan and lease losses | $750,000 | 1,600 |
| Total noninterest income | $2,913,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $646,000 | 1,073 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,267,000 | 1,382 |
| Total noninterest expense | $12,164,000 | 1,304 |
| Salaries and employee benefits | $7,796,000 | 1,201 |
| Premises and equipment expense | $909,000 | 1,781 |
| Additional noninterest expense | $3,459,000 | 1,361 |
| Pre-tax net operating income | $7,065,000 | 1,068 |
| Securities gains (losses) | $845,000 | 344 |
| Applicable income taxes | $1,204,000 | 1,045 |
| Income before extraordinary items | $6,706,000 | 1,008 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,706,000 | 1,007 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,706,000 | 1,008 |
| Net charge-offs | $22,000 | 2,453 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,987,750 | 1,073 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,714,000 | 1,231 |
| Total interest expense | $1,239,000 | 1,877 |
| Net interest income | $11,475,000 | 1,131 |
| Provision for loan and lease losses | $400,000 | 1,792 |
| Total noninterest income | $1,762,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $437,000 | 1,072 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,325,000 | 1,419 |
| Total noninterest expense | $8,114,000 | 1,289 |
| Salaries and employee benefits | $5,150,000 | 1,204 |
| Premises and equipment expense | $591,000 | 1,809 |
| Additional noninterest expense | $2,373,000 | 1,305 |
| Pre-tax net operating income | $4,723,000 | 1,004 |
| Securities gains (losses) | $845,000 | 251 |
| Applicable income taxes | $857,000 | 941 |
| Income before extraordinary items | $4,711,000 | 896 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,711,000 | 897 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,711,000 | 896 |
| Net charge-offs | $-16,000 | 4,453 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,992,750 | 1,019 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,371,000 | 1,234 |
| Total interest expense | $708,000 | 1,828 |
| Net interest income | $5,663,000 | 1,127 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $765,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $251,000 | 1,110 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $514,000 | 1,494 |
| Total noninterest expense | $3,988,000 | 1,330 |
| Salaries and employee benefits | $2,598,000 | 1,199 |
| Premises and equipment expense | $295,000 | 1,832 |
| Additional noninterest expense | $1,095,000 | 1,408 |
| Pre-tax net operating income | $2,340,000 | 929 |
| Securities gains (losses) | $501,000 | 184 |
| Applicable income taxes | $520,000 | 724 |
| Income before extraordinary items | $2,321,000 | 820 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,321,000 | 820 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,321,000 | 820 |
| Net charge-offs | $-40,000 | 4,819 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,910,180 | 968 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $25,254,000 | 1,255 |
| Total interest expense | $3,040,000 | 1,788 |
| Net interest income | $22,214,000 | 1,140 |
| Provision for loan and lease losses | $725,000 | 1,162 |
| Total noninterest income | $3,691,000 | 1,396 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,037,000 | 1,115 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,654,000 | 1,301 |
| Total noninterest expense | $16,498,000 | 1,247 |
| Salaries and employee benefits | $10,597,000 | 1,153 |
| Premises and equipment expense | $1,251,000 | 1,744 |
| Additional noninterest expense | $4,650,000 | 1,333 |
| Pre-tax net operating income | $8,682,000 | 1,166 |
| Securities gains (losses) | $581,000 | 323 |
| Applicable income taxes | $1,591,000 | 1,066 |
| Income before extraordinary items | $7,672,000 | 1,153 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,672,000 | 1,155 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,672,000 | 1,155 |
| Net charge-offs | $498,000 | 1,033 |
| Cash dividends | $1,758,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $7,189,770 | 1,190 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $18,780,000 | 1,273 |
| Total interest expense | $2,282,000 | 1,799 |
| Net interest income | $16,498,000 | 1,168 |
| Provision for loan and lease losses | $525,000 | 1,120 |
| Total noninterest income | $2,745,000 | 1,391 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $774,000 | 1,121 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,971,000 | 1,298 |
| Total noninterest expense | $11,773,000 | 1,308 |
| Salaries and employee benefits | $7,358,000 | 1,225 |
| Premises and equipment expense | $877,000 | 1,850 |
| Additional noninterest expense | $3,538,000 | 1,313 |
| Pre-tax net operating income | $6,945,000 | 1,136 |
| Securities gains (losses) | $581,000 | 277 |
| Applicable income taxes | $1,300,000 | 1,033 |
| Income before extraordinary items | $6,226,000 | 1,105 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,226,000 | 1,106 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,226,000 | 1,106 |
| Net charge-offs | $182,000 | 1,366 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $5,743,770 | 1,157 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $12,426,000 | 1,277 |
| Total interest expense | $1,472,000 | 1,818 |
| Net interest income | $10,954,000 | 1,175 |
| Provision for loan and lease losses | $300,000 | 1,195 |
| Total noninterest income | $1,796,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $509,000 | 1,122 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,287,000 | 1,275 |
| Total noninterest expense | $8,041,000 | 1,290 |
| Salaries and employee benefits | $4,895,000 | 1,230 |
| Premises and equipment expense | $585,000 | 1,850 |
| Additional noninterest expense | $2,561,000 | 1,235 |
| Pre-tax net operating income | $4,409,000 | 1,151 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $724,000 | 1,143 |
| Income before extraordinary items | $3,685,000 | 1,187 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,685,000 | 1,187 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,685,000 | 1,187 |
| Net charge-offs | $111,000 | 1,352 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,685,000 | 1,162 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,036,000 | 1,301 |
| Total interest expense | $710,000 | 1,822 |
| Net interest income | $5,326,000 | 1,210 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $775,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $262,000 | 1,089 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $513,000 | 1,419 |
| Total noninterest expense | $4,006,000 | 1,291 |
| Salaries and employee benefits | $2,471,000 | 1,219 |
| Premises and equipment expense | $280,000 | 1,929 |
| Additional noninterest expense | $1,255,000 | 1,242 |
| Pre-tax net operating income | $2,020,000 | 1,201 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $375,000 | 1,092 |
| Income before extraordinary items | $1,645,000 | 1,268 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,645,000 | 1,267 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,645,000 | 1,267 |
| Net charge-offs | $107,000 | 862 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,645,000 | 1,247 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $22,929,000 | 1,281 |
| Total interest expense | $1,952,000 | 1,968 |
| Net interest income | $20,977,000 | 1,186 |
| Provision for loan and lease losses | $650,000 | 1,210 |
| Total noninterest income | $3,131,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,041,000 | 1,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,090,000 | 1,460 |
| Total noninterest expense | $16,058,000 | 1,263 |
| Salaries and employee benefits | $10,162,000 | 1,157 |
| Premises and equipment expense | $1,275,000 | 1,723 |
| Additional noninterest expense | $4,621,000 | 1,332 |
| Pre-tax net operating income | $7,400,000 | 1,296 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,145,000 | 1,268 |
| Income before extraordinary items | $6,255,000 | 1,318 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,255,000 | 1,317 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,255,000 | 1,317 |
| Net charge-offs | $145,000 | 1,881 |
| Cash dividends | $1,352,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,255,000 | 1,310 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,992,000 | 1,288 |
| Total interest expense | $1,329,000 | 2,026 |
| Net interest income | $15,663,000 | 1,194 |
| Provision for loan and lease losses | $550,000 | 1,051 |
| Total noninterest income | $2,383,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $771,000 | 1,141 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,612,000 | 1,453 |
| Total noninterest expense | $11,505,000 | 1,325 |
| Salaries and employee benefits | $7,101,000 | 1,218 |
| Premises and equipment expense | $947,000 | 1,757 |
| Additional noninterest expense | $3,457,000 | 1,341 |
| Pre-tax net operating income | $5,991,000 | 1,232 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $956,000 | 1,206 |
| Income before extraordinary items | $5,035,000 | 1,267 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,035,000 | 1,265 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,035,000 | 1,266 |
| Net charge-offs | $69,000 | 1,989 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,035,000 | 1,261 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,142,000 | 1,294 |
| Total interest expense | $829,000 | 2,040 |
| Net interest income | $10,313,000 | 1,197 |
| Provision for loan and lease losses | $350,000 | 1,062 |
| Total noninterest income | $1,561,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $506,000 | 1,151 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,055,000 | 1,468 |
| Total noninterest expense | $7,650,000 | 1,326 |
| Salaries and employee benefits | $4,734,000 | 1,221 |
| Premises and equipment expense | $600,000 | 1,835 |
| Additional noninterest expense | $2,316,000 | 1,339 |
| Pre-tax net operating income | $3,874,000 | 1,247 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $637,000 | 1,191 |
| Income before extraordinary items | $3,237,000 | 1,282 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,237,000 | 1,280 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,237,000 | 1,281 |
| Net charge-offs | $53,000 | 1,731 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,237,000 | 1,270 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,410,000 | 1,316 |
| Total interest expense | $382,000 | 2,085 |
| Net interest income | $5,028,000 | 1,231 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $713,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $249,000 | 1,178 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $464,000 | 1,561 |
| Total noninterest expense | $3,814,000 | 1,336 |
| Salaries and employee benefits | $2,358,000 | 1,239 |
| Premises and equipment expense | $283,000 | 1,935 |
| Additional noninterest expense | $1,173,000 | 1,311 |
| Pre-tax net operating income | $1,777,000 | 1,308 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $370,000 | 1,058 |
| Income before extraordinary items | $1,407,000 | 1,394 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,407,000 | 1,394 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,407,000 | 1,394 |
| Net charge-offs | $30,000 | 1,451 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,407,000 | 1,384 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $21,169,000 | 1,292 |
| Total interest expense | $1,241,000 | 2,194 |
| Net interest income | $19,928,000 | 1,219 |
| Provision for loan and lease losses | $650,000 | 1,208 |
| Total noninterest income | $3,291,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $995,000 | 1,190 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,296,000 | 1,404 |
| Total noninterest expense | $14,911,000 | 1,330 |
| Salaries and employee benefits | $9,532,000 | 1,206 |
| Premises and equipment expense | $1,163,000 | 1,885 |
| Additional noninterest expense | $4,216,000 | 1,448 |
| Pre-tax net operating income | $7,658,000 | 1,218 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,558,000 | 1,089 |
| Income before extraordinary items | $5,100,000 | 1,322 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,100,000 | 1,322 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,100,000 | 1,322 |
| Net charge-offs | $137,000 | 2,155 |
| Cash dividends | $1,217,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,100,000 | 1,311 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,760,000 | 1,298 |
| Total interest expense | $890,000 | 2,240 |
| Net interest income | $14,870,000 | 1,225 |
| Provision for loan and lease losses | $445,000 | 1,283 |
| Total noninterest income | $2,336,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $746,000 | 1,202 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,590,000 | 1,493 |
| Total noninterest expense | $10,769,000 | 1,377 |
| Salaries and employee benefits | $6,694,000 | 1,280 |
| Premises and equipment expense | $903,000 | 1,857 |
| Additional noninterest expense | $3,172,000 | 1,438 |
| Pre-tax net operating income | $5,992,000 | 1,203 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,649,000 | 1,043 |
| Income before extraordinary items | $4,343,000 | 1,287 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,343,000 | 1,287 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,343,000 | 1,287 |
| Net charge-offs | $83,000 | 2,082 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,343,000 | 1,267 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,390,000 | 1,307 |
| Total interest expense | $575,000 | 2,250 |
| Net interest income | $9,815,000 | 1,228 |
| Provision for loan and lease losses | $220,000 | 1,478 |
| Total noninterest income | $1,539,000 | 1,573 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $495,000 | 1,198 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,044,000 | 1,504 |
| Total noninterest expense | $7,132,000 | 1,393 |
| Salaries and employee benefits | $4,426,000 | 1,290 |
| Premises and equipment expense | $559,000 | 1,952 |
| Additional noninterest expense | $2,147,000 | 1,415 |
| Pre-tax net operating income | $4,002,000 | 1,193 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,087,000 | 1,048 |
| Income before extraordinary items | $2,915,000 | 1,273 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,915,000 | 1,273 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,915,000 | 1,273 |
| Net charge-offs | $15,000 | 2,739 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,915,000 | 1,253 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 1,309 |
| Total interest expense | $281,000 | 2,275 |
| Net interest income | $4,827,000 | 1,241 |
| Provision for loan and lease losses | $85,000 | 1,615 |
| Total noninterest income | $721,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $252,000 | 1,185 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $469,000 | 1,586 |
| Total noninterest expense | $3,575,000 | 1,405 |
| Salaries and employee benefits | $2,164,000 | 1,326 |
| Premises and equipment expense | $282,000 | 1,966 |
| Additional noninterest expense | $1,129,000 | 1,352 |
| Pre-tax net operating income | $1,888,000 | 1,233 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $575,000 | 980 |
| Income before extraordinary items | $1,313,000 | 1,355 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,313,000 | 1,355 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,313,000 | 1,355 |
| Net charge-offs | $-7,000 | 4,847 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,313,000 | 1,337 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $19,246,000 | 1,330 |
| Total interest expense | $911,000 | 2,578 |
| Net interest income | $18,335,000 | 1,262 |
| Provision for loan and lease losses | $550,000 | 1,384 |
| Total noninterest income | $3,353,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,071,000 | 1,139 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,282,000 | 1,460 |
| Total noninterest expense | $13,203,000 | 1,487 |
| Salaries and employee benefits | $8,513,000 | 1,308 |
| Premises and equipment expense | $999,000 | 2,151 |
| Additional noninterest expense | $3,691,000 | 1,652 |
| Pre-tax net operating income | $7,935,000 | 1,107 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,185,000 | 979 |
| Income before extraordinary items | $5,750,000 | 1,237 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,750,000 | 1,236 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,750,000 | 1,236 |
| Net charge-offs | $109,000 | 2,534 |
| Cash dividends | $1,082,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,750,000 | 1,209 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $14,331,000 | 1,344 |
| Total interest expense | $652,000 | 2,661 |
| Net interest income | $13,679,000 | 1,279 |
| Provision for loan and lease losses | $435,000 | 1,290 |
| Total noninterest income | $2,502,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $802,000 | 1,130 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,700,000 | 1,461 |
| Total noninterest expense | $9,454,000 | 1,544 |
| Salaries and employee benefits | $5,994,000 | 1,371 |
| Premises and equipment expense | $710,000 | 2,235 |
| Additional noninterest expense | $2,750,000 | 1,656 |
| Pre-tax net operating income | $6,292,000 | 1,070 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,827,000 | 931 |
| Income before extraordinary items | $4,465,000 | 1,217 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,465,000 | 1,217 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,465,000 | 1,217 |
| Net charge-offs | $60,000 | 2,461 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,465,000 | 1,184 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,523,000 | 1,356 |
| Total interest expense | $419,000 | 2,752 |
| Net interest income | $9,104,000 | 1,282 |
| Provision for loan and lease losses | $265,000 | 1,366 |
| Total noninterest income | $1,661,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $534,000 | 1,121 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,127,000 | 1,430 |
| Total noninterest expense | $6,241,000 | 1,562 |
| Salaries and employee benefits | $3,965,000 | 1,387 |
| Premises and equipment expense | $458,000 | 2,291 |
| Additional noninterest expense | $1,818,000 | 1,668 |
| Pre-tax net operating income | $4,259,000 | 1,056 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,179,000 | 957 |
| Income before extraordinary items | $3,080,000 | 1,173 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,080,000 | 1,173 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,080,000 | 1,173 |
| Net charge-offs | $54,000 | 2,091 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,080,000 | 1,135 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,815,000 | 1,342 |
| Total interest expense | $206,000 | 2,790 |
| Net interest income | $4,609,000 | 1,256 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $767,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $262,000 | 1,138 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $505,000 | 1,495 |
| Total noninterest expense | $3,090,000 | 1,582 |
| Salaries and employee benefits | $1,964,000 | 1,397 |
| Premises and equipment expense | $231,000 | 2,286 |
| Additional noninterest expense | $895,000 | 1,696 |
| Pre-tax net operating income | $2,136,000 | 1,030 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $531,000 | 1,011 |
| Income before extraordinary items | $1,605,000 | 1,111 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,605,000 | 1,112 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,605,000 | 1,112 |
| Net charge-offs | $24,000 | 1,870 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,605,000 | 1,090 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,624,000 | 1,483 |
| Total interest expense | $741,000 | 2,959 |
| Net interest income | $15,883,000 | 1,400 |
| Provision for loan and lease losses | $365,000 | 1,687 |
| Total noninterest income | $2,795,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,053,000 | 1,169 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,742,000 | 1,683 |
| Total noninterest expense | $12,026,000 | 1,596 |
| Salaries and employee benefits | $7,656,000 | 1,403 |
| Premises and equipment expense | $1,059,000 | 2,085 |
| Additional noninterest expense | $3,311,000 | 1,822 |
| Pre-tax net operating income | $6,287,000 | 1,317 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,666,000 | 1,152 |
| Income before extraordinary items | $4,621,000 | 1,435 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,621,000 | 1,435 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,621,000 | 1,435 |
| Net charge-offs | $124,000 | 2,461 |
| Cash dividends | $1,082,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,621,000 | 1,415 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,315,000 | 1,513 |
| Total interest expense | $541,000 | 3,044 |
| Net interest income | $11,774,000 | 1,426 |
| Provision for loan and lease losses | $190,000 | 2,009 |
| Total noninterest income | $2,079,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $780,000 | 1,188 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,299,000 | 1,700 |
| Total noninterest expense | $8,465,000 | 1,697 |
| Salaries and employee benefits | $5,325,000 | 1,505 |
| Premises and equipment expense | $799,000 | 2,108 |
| Additional noninterest expense | $2,341,000 | 1,916 |
| Pre-tax net operating income | $5,198,000 | 1,230 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,353,000 | 1,119 |
| Income before extraordinary items | $3,845,000 | 1,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,845,000 | 1,336 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,845,000 | 1,336 |
| Net charge-offs | $46,000 | 2,832 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,845,000 | 1,304 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,132,000 | 1,532 |
| Total interest expense | $351,000 | 3,122 |
| Net interest income | $7,781,000 | 1,446 |
| Provision for loan and lease losses | $130,000 | 1,940 |
| Total noninterest income | $1,384,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $513,000 | 1,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $871,000 | 1,710 |
| Total noninterest expense | $5,648,000 | 1,706 |
| Salaries and employee benefits | $3,530,000 | 1,516 |
| Premises and equipment expense | $536,000 | 2,107 |
| Additional noninterest expense | $1,582,000 | 1,904 |
| Pre-tax net operating income | $3,387,000 | 1,242 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $903,000 | 1,101 |
| Income before extraordinary items | $2,484,000 | 1,347 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,484,000 | 1,348 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,484,000 | 1,348 |
| Net charge-offs | $48,000 | 2,343 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,484,000 | 1,313 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 1,570 |
| Total interest expense | $172,000 | 3,188 |
| Net interest income | $3,793,000 | 1,471 |
| Provision for loan and lease losses | $65,000 | 1,847 |
| Total noninterest income | $690,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $256,000 | 1,168 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $434,000 | 1,669 |
| Total noninterest expense | $2,780,000 | 1,725 |
| Salaries and employee benefits | $1,757,000 | 1,531 |
| Premises and equipment expense | $236,000 | 2,340 |
| Additional noninterest expense | $787,000 | 1,907 |
| Pre-tax net operating income | $1,638,000 | 1,240 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $433,000 | 1,121 |
| Income before extraordinary items | $1,205,000 | 1,370 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,205,000 | 1,371 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,205,000 | 1,372 |
| Net charge-offs | $23,000 | 2,046 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,205,000 | 1,325 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,534,000 | 1,603 |
| Total interest expense | $682,000 | 3,367 |
| Net interest income | $14,852,000 | 1,488 |
| Provision for loan and lease losses | $575,000 | 1,331 |
| Total noninterest income | $2,331,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,018,000 | 1,263 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,313,000 | 1,947 |
| Total noninterest expense | $11,428,000 | 1,679 |
| Salaries and employee benefits | $7,064,000 | 1,473 |
| Premises and equipment expense | $1,063,000 | 2,139 |
| Additional noninterest expense | $3,301,000 | 1,872 |
| Pre-tax net operating income | $5,180,000 | 1,468 |
| Securities gains (losses) | $11,000 | 2,605 |
| Applicable income taxes | $1,299,000 | 1,306 |
| Income before extraordinary items | $3,892,000 | 1,625 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,892,000 | 1,625 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,892,000 | 1,624 |
| Net charge-offs | $48,000 | 3,794 |
| Cash dividends | $947,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,883,750 | 1,596 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,469,000 | 1,635 |
| Total interest expense | $515,000 | 3,391 |
| Net interest income | $10,954,000 | 1,519 |
| Provision for loan and lease losses | $500,000 | 1,127 |
| Total noninterest income | $1,796,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $748,000 | 1,295 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,048,000 | 1,878 |
| Total noninterest expense | $8,301,000 | 1,727 |
| Salaries and employee benefits | $4,987,000 | 1,564 |
| Premises and equipment expense | $794,000 | 2,164 |
| Additional noninterest expense | $2,520,000 | 1,832 |
| Pre-tax net operating income | $3,949,000 | 1,471 |
| Securities gains (losses) | $11,000 | 2,296 |
| Applicable income taxes | $1,065,000 | 1,255 |
| Income before extraordinary items | $2,895,000 | 1,636 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,895,000 | 1,637 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,895,000 | 1,636 |
| Net charge-offs | $-9,000 | 5,598 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,886,970 | 1,608 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,462,000 | 1,674 |
| Total interest expense | $354,000 | 3,365 |
| Net interest income | $7,108,000 | 1,557 |
| Provision for loan and lease losses | $365,000 | 1,077 |
| Total noninterest income | $1,063,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $488,000 | 1,302 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $575,000 | 2,120 |
| Total noninterest expense | $5,556,000 | 1,710 |
| Salaries and employee benefits | $3,309,000 | 1,571 |
| Premises and equipment expense | $536,000 | 2,146 |
| Additional noninterest expense | $1,711,000 | 1,791 |
| Pre-tax net operating income | $2,250,000 | 1,646 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $795,000 | 1,135 |
| Income before extraordinary items | $1,455,000 | 2,038 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,455,000 | 2,041 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,455,000 | 2,040 |
| Net charge-offs | $-18,000 | 5,841 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,455,000 | 1,982 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 1,710 |
| Total interest expense | $183,000 | 3,361 |
| Net interest income | $3,448,000 | 1,588 |
| Provision for loan and lease losses | $175,000 | 1,088 |
| Total noninterest income | $409,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $250,000 | 1,273 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $159,000 | 2,885 |
| Total noninterest expense | $2,778,000 | 1,718 |
| Salaries and employee benefits | $1,638,000 | 1,598 |
| Premises and equipment expense | $287,000 | 2,064 |
| Additional noninterest expense | $853,000 | 1,785 |
| Pre-tax net operating income | $904,000 | 1,914 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $435,000 | 1,027 |
| Income before extraordinary items | $469,000 | 2,692 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $469,000 | 2,695 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $469,000 | 2,695 |
| Net charge-offs | $14,000 | 2,677 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $469,000 | 2,649 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,352,000 | 1,737 |
| Total interest expense | $901,000 | 3,183 |
| Net interest income | $13,451,000 | 1,611 |
| Provision for loan and lease losses | $550,000 | 1,724 |
| Total noninterest income | $2,686,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,107,000 | 1,230 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,579,000 | 1,788 |
| Total noninterest expense | $10,878,000 | 1,771 |
| Salaries and employee benefits | $6,478,000 | 1,598 |
| Premises and equipment expense | $1,101,000 | 2,067 |
| Additional noninterest expense | $3,299,000 | 1,921 |
| Pre-tax net operating income | $4,709,000 | 1,494 |
| Securities gains (losses) | $164,000 | 1,017 |
| Applicable income taxes | $1,191,000 | 1,309 |
| Income before extraordinary items | $3,682,000 | 1,611 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,682,000 | 1,614 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,682,000 | 1,615 |
| Net charge-offs | $577,000 | 1,864 |
| Cash dividends | $947,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,557,360 | 1,622 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,664,000 | 1,762 |
| Total interest expense | $702,000 | 3,167 |
| Net interest income | $9,962,000 | 1,629 |
| Provision for loan and lease losses | $335,000 | 1,958 |
| Total noninterest income | $2,049,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $835,000 | 1,230 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,214,000 | 1,811 |
| Total noninterest expense | $7,974,000 | 1,804 |
| Salaries and employee benefits | $4,605,000 | 1,683 |
| Premises and equipment expense | $827,000 | 2,080 |
| Additional noninterest expense | $2,542,000 | 1,864 |
| Pre-tax net operating income | $3,702,000 | 1,476 |
| Securities gains (losses) | $85,000 | 1,331 |
| Applicable income taxes | $1,080,000 | 1,182 |
| Income before extraordinary items | $2,707,000 | 1,664 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,707,000 | 1,667 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,707,000 | 1,668 |
| Net charge-offs | $455,000 | 1,689 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,646,650 | 1,646 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 1,779 |
| Total interest expense | $474,000 | 3,201 |
| Net interest income | $6,553,000 | 1,646 |
| Provision for loan and lease losses | $190,000 | 2,184 |
| Total noninterest income | $1,427,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $555,000 | 1,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $872,000 | 1,762 |
| Total noninterest expense | $5,246,000 | 1,826 |
| Salaries and employee benefits | $3,054,000 | 1,695 |
| Premises and equipment expense | $578,000 | 1,996 |
| Additional noninterest expense | $1,614,000 | 1,933 |
| Pre-tax net operating income | $2,544,000 | 1,421 |
| Securities gains (losses) | $85,000 | 1,212 |
| Applicable income taxes | $720,000 | 1,172 |
| Income before extraordinary items | $1,909,000 | 1,592 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,909,000 | 1,595 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,909,000 | 1,597 |
| Net charge-offs | $417,000 | 1,407 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,846,950 | 1,570 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 1,799 |
| Total interest expense | $239,000 | 3,267 |
| Net interest income | $3,278,000 | 1,649 |
| Provision for loan and lease losses | $65,000 | 2,540 |
| Total noninterest income | $802,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $284,000 | 1,180 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $518,000 | 1,535 |
| Total noninterest expense | $2,654,000 | 1,823 |
| Salaries and employee benefits | $1,521,000 | 1,724 |
| Premises and equipment expense | $279,000 | 2,095 |
| Additional noninterest expense | $854,000 | 1,839 |
| Pre-tax net operating income | $1,361,000 | 1,330 |
| Securities gains (losses) | $87,000 | 725 |
| Applicable income taxes | $360,000 | 1,164 |
| Income before extraordinary items | $1,088,000 | 1,360 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,088,000 | 1,362 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,088,000 | 1,362 |
| Net charge-offs | $169,000 | 1,495 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,022,750 | 1,391 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,257,000 | 1,852 |
| Total interest expense | $1,112,000 | 3,353 |
| Net interest income | $13,145,000 | 1,687 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $2,775,000 | 1,742 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,148,000 | 1,240 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,627,000 | 1,765 |
| Total noninterest expense | $10,598,000 | 1,814 |
| Salaries and employee benefits | $6,116,000 | 1,658 |
| Premises and equipment expense | $954,000 | 2,356 |
| Additional noninterest expense | $3,528,000 | 1,865 |
| Pre-tax net operating income | $5,202,000 | 1,323 |
| Securities gains (losses) | $178,000 | 1,799 |
| Applicable income taxes | $1,404,000 | 1,149 |
| Income before extraordinary items | $3,976,000 | 1,463 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,976,000 | 1,464 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,976,000 | 1,464 |
| Net charge-offs | $216,000 | 3,683 |
| Cash dividends | $1,622,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,844,280 | 1,417 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,667,000 | 1,885 |
| Total interest expense | $868,000 | 3,381 |
| Net interest income | $9,799,000 | 1,712 |
| Provision for loan and lease losses | $80,000 | 4,589 |
| Total noninterest income | $2,082,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $854,000 | 1,253 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,228,000 | 1,753 |
| Total noninterest expense | $7,680,000 | 1,867 |
| Salaries and employee benefits | $4,391,000 | 1,710 |
| Premises and equipment expense | $662,000 | 2,548 |
| Additional noninterest expense | $2,627,000 | 1,885 |
| Pre-tax net operating income | $4,121,000 | 1,296 |
| Securities gains (losses) | $178,000 | 1,526 |
| Applicable income taxes | $1,167,000 | 1,090 |
| Income before extraordinary items | $3,132,000 | 1,431 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,132,000 | 1,432 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,132,000 | 1,432 |
| Net charge-offs | $37,000 | 4,721 |
| Cash dividends | $675,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,002,060 | 1,397 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,140,000 | 1,879 |
| Total interest expense | $609,000 | 3,368 |
| Net interest income | $6,531,000 | 1,708 |
| Provision for loan and lease losses | $80,000 | 4,103 |
| Total noninterest income | $1,295,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $568,000 | 1,249 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $727,000 | 1,872 |
| Total noninterest expense | $4,984,000 | 1,931 |
| Salaries and employee benefits | $2,916,000 | 1,721 |
| Premises and equipment expense | $432,000 | 2,605 |
| Additional noninterest expense | $1,636,000 | 1,993 |
| Pre-tax net operating income | $2,762,000 | 1,287 |
| Securities gains (losses) | $178,000 | 1,189 |
| Applicable income taxes | $797,000 | 1,069 |
| Income before extraordinary items | $2,143,000 | 1,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,143,000 | 1,386 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,143,000 | 1,386 |
| Net charge-offs | $39,000 | 4,231 |
| Cash dividends | $675,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,013,060 | 1,387 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 1,903 |
| Total interest expense | $326,000 | 3,327 |
| Net interest income | $3,237,000 | 1,727 |
| Provision for loan and lease losses | $80,000 | 3,124 |
| Total noninterest income | $618,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $292,000 | 1,203 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $326,000 | 2,003 |
| Total noninterest expense | $2,431,000 | 1,978 |
| Salaries and employee benefits | $1,450,000 | 1,729 |
| Premises and equipment expense | $223,000 | 2,558 |
| Additional noninterest expense | $758,000 | 2,130 |
| Pre-tax net operating income | $1,344,000 | 1,305 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $360,000 | 1,157 |
| Income before extraordinary items | $984,000 | 1,484 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $984,000 | 1,485 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $984,000 | 1,485 |
| Net charge-offs | $47,000 | 3,063 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $984,000 | 1,395 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,828,000 | 1,899 |
| Total interest expense | $1,817,000 | 2,972 |
| Net interest income | $13,011,000 | 1,715 |
| Provision for loan and lease losses | $395,000 | 3,777 |
| Total noninterest income | $2,391,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,211,000 | 1,217 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,180,000 | 1,931 |
| Total noninterest expense | $10,438,000 | 1,846 |
| Salaries and employee benefits | $6,006,000 | 1,633 |
| Premises and equipment expense | $866,000 | 2,726 |
| Additional noninterest expense | $3,566,000 | 1,886 |
| Pre-tax net operating income | $4,569,000 | 1,282 |
| Securities gains (losses) | $193,000 | 1,488 |
| Applicable income taxes | $1,308,000 | 1,102 |
| Income before extraordinary items | $3,454,000 | 1,424 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,454,000 | 1,424 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,454,000 | 1,424 |
| Net charge-offs | $549,000 | 3,067 |
| Cash dividends | $825,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,313,110 | 1,408 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,117,000 | 1,923 |
| Total interest expense | $1,443,000 | 2,945 |
| Net interest income | $9,674,000 | 1,740 |
| Provision for loan and lease losses | $395,000 | 3,249 |
| Total noninterest income | $1,748,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $904,000 | 1,222 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $844,000 | 1,964 |
| Total noninterest expense | $7,669,000 | 1,879 |
| Salaries and employee benefits | $4,374,000 | 1,680 |
| Premises and equipment expense | $673,000 | 2,674 |
| Additional noninterest expense | $2,622,000 | 1,928 |
| Pre-tax net operating income | $3,358,000 | 1,345 |
| Securities gains (losses) | $192,000 | 1,254 |
| Applicable income taxes | $1,015,000 | 1,080 |
| Income before extraordinary items | $2,535,000 | 1,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,535,000 | 1,498 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,535,000 | 1,499 |
| Net charge-offs | $468,000 | 2,739 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,398,680 | 1,508 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,362,000 | 1,953 |
| Total interest expense | $1,011,000 | 2,933 |
| Net interest income | $6,351,000 | 1,763 |
| Provision for loan and lease losses | $275,000 | 3,128 |
| Total noninterest income | $1,018,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $578,000 | 1,251 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $440,000 | 2,295 |
| Total noninterest expense | $5,008,000 | 1,927 |
| Salaries and employee benefits | $2,918,000 | 1,683 |
| Premises and equipment expense | $430,000 | 2,777 |
| Additional noninterest expense | $1,660,000 | 2,053 |
| Pre-tax net operating income | $2,086,000 | 1,399 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $675,000 | 1,052 |
| Income before extraordinary items | $1,410,000 | 1,707 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,410,000 | 1,707 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,410,000 | 1,707 |
| Net charge-offs | $334,000 | 2,563 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,410,680 | 1,635 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 1,996 |
| Total interest expense | $529,000 | 2,908 |
| Net interest income | $3,073,000 | 1,811 |
| Provision for loan and lease losses | $165,000 | 2,657 |
| Total noninterest income | $520,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $279,000 | 1,276 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $241,000 | 2,201 |
| Total noninterest expense | $2,459,000 | 1,971 |
| Salaries and employee benefits | $1,428,000 | 1,728 |
| Premises and equipment expense | $209,000 | 2,881 |
| Additional noninterest expense | $822,000 | 2,051 |
| Pre-tax net operating income | $969,000 | 1,482 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $394,000 | 903 |
| Income before extraordinary items | $575,000 | 1,989 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $575,000 | 1,988 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $575,000 | 1,989 |
| Net charge-offs | $247,000 | 1,935 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $575,000 | 1,943 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,532,000 | 1,953 |
| Total interest expense | $2,916,000 | 2,667 |
| Net interest income | $12,616,000 | 1,755 |
| Provision for loan and lease losses | $630,000 | 3,760 |
| Total noninterest income | $2,775,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,305,000 | 1,155 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,470,000 | 1,727 |
| Total noninterest expense | $10,090,000 | 1,937 |
| Salaries and employee benefits | $5,894,000 | 1,651 |
| Premises and equipment expense | $923,000 | 2,653 |
| Additional noninterest expense | $3,273,000 | 2,126 |
| Pre-tax net operating income | $4,671,000 | 1,091 |
| Securities gains (losses) | $86,000 | 2,292 |
| Applicable income taxes | $1,353,000 | 972 |
| Income before extraordinary items | $3,404,000 | 1,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,404,000 | 1,254 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,404,000 | 1,255 |
| Net charge-offs | $391,000 | 3,957 |
| Cash dividends | $825,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,342,080 | 1,226 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,731,000 | 1,978 |
| Total interest expense | $2,306,000 | 2,642 |
| Net interest income | $9,425,000 | 1,785 |
| Provision for loan and lease losses | $470,000 | 3,649 |
| Total noninterest income | $2,060,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $985,000 | 1,182 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,075,000 | 1,729 |
| Total noninterest expense | $7,356,000 | 1,973 |
| Salaries and employee benefits | $4,261,000 | 1,723 |
| Premises and equipment expense | $663,000 | 2,797 |
| Additional noninterest expense | $2,432,000 | 2,116 |
| Pre-tax net operating income | $3,659,000 | 1,111 |
| Securities gains (losses) | $86,000 | 2,052 |
| Applicable income taxes | $1,122,000 | 923 |
| Income before extraordinary items | $2,623,000 | 1,268 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,623,000 | 1,272 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,623,000 | 1,272 |
| Net charge-offs | $207,000 | 4,197 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,562,800 | 1,257 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,883,000 | 1,979 |
| Total interest expense | $1,625,000 | 2,621 |
| Net interest income | $6,258,000 | 1,787 |
| Provision for loan and lease losses | $335,000 | 3,454 |
| Total noninterest income | $1,406,000 | 1,585 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $656,000 | 1,189 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $750,000 | 1,600 |
| Total noninterest expense | $5,017,000 | 1,959 |
| Salaries and employee benefits | $2,867,000 | 1,718 |
| Premises and equipment expense | $447,000 | 2,776 |
| Additional noninterest expense | $1,703,000 | 2,019 |
| Pre-tax net operating income | $2,312,000 | 1,146 |
| Securities gains (losses) | $84,000 | 1,538 |
| Applicable income taxes | $730,000 | 904 |
| Income before extraordinary items | $1,666,000 | 1,329 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,666,000 | 1,330 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,666,000 | 1,330 |
| Net charge-offs | $190,000 | 3,604 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,607,200 | 1,327 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 2,037 |
| Total interest expense | $860,000 | 2,597 |
| Net interest income | $3,070,000 | 1,845 |
| Provision for loan and lease losses | $210,000 | 2,919 |
| Total noninterest income | $697,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $325,000 | 1,205 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $372,000 | 1,582 |
| Total noninterest expense | $2,416,000 | 2,036 |
| Salaries and employee benefits | $1,407,000 | 1,778 |
| Premises and equipment expense | $237,000 | 2,694 |
| Additional noninterest expense | $772,000 | 2,199 |
| Pre-tax net operating income | $1,141,000 | 1,151 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $370,000 | 890 |
| Income before extraordinary items | $771,000 | 1,426 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $771,000 | 1,428 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $771,000 | 1,428 |
| Net charge-offs | $75,000 | 3,359 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $771,000 | 1,377 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,746,000 | 2,032 |
| Total interest expense | $4,245,000 | 2,610 |
| Net interest income | $12,501,000 | 1,777 |
| Provision for loan and lease losses | $1,250,000 | 3,151 |
| Total noninterest income | $2,756,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,475,000 | 1,170 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,281,000 | 1,838 |
| Total noninterest expense | $9,980,000 | 2,029 |
| Salaries and employee benefits | $5,800,000 | 1,711 |
| Premises and equipment expense | $1,049,000 | 2,476 |
| Additional noninterest expense | $3,131,000 | 2,265 |
| Pre-tax net operating income | $4,027,000 | 1,030 |
| Securities gains (losses) | $128,000 | 1,919 |
| Applicable income taxes | $1,191,000 | 852 |
| Income before extraordinary items | $2,964,000 | 1,146 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,964,000 | 1,144 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,964,000 | 1,145 |
| Net charge-offs | $1,229,000 | 2,616 |
| Cash dividends | $825,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,873,120 | 1,166 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,700,000 | 2,038 |
| Total interest expense | $3,249,000 | 2,673 |
| Net interest income | $9,451,000 | 1,774 |
| Provision for loan and lease losses | $880,000 | 2,968 |
| Total noninterest income | $2,075,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,099,000 | 1,177 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $976,000 | 1,862 |
| Total noninterest expense | $7,209,000 | 2,089 |
| Salaries and employee benefits | $4,217,000 | 1,786 |
| Premises and equipment expense | $778,000 | 2,524 |
| Additional noninterest expense | $2,214,000 | 2,353 |
| Pre-tax net operating income | $3,437,000 | 967 |
| Securities gains (losses) | $128,000 | 1,645 |
| Applicable income taxes | $1,131,000 | 769 |
| Income before extraordinary items | $2,434,000 | 1,120 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,434,000 | 1,118 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,434,000 | 1,120 |
| Net charge-offs | $448,000 | 3,191 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,346,960 | 1,135 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,491,000 | 2,072 |
| Total interest expense | $2,218,000 | 2,721 |
| Net interest income | $6,273,000 | 1,785 |
| Provision for loan and lease losses | $280,000 | 3,840 |
| Total noninterest income | $1,359,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $736,000 | 1,154 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $623,000 | 1,949 |
| Total noninterest expense | $4,909,000 | 2,065 |
| Salaries and employee benefits | $2,811,000 | 1,814 |
| Premises and equipment expense | $529,000 | 2,522 |
| Additional noninterest expense | $1,569,000 | 2,244 |
| Pre-tax net operating income | $2,443,000 | 938 |
| Securities gains (losses) | $128,000 | 1,306 |
| Applicable income taxes | $836,000 | 716 |
| Income before extraordinary items | $1,735,000 | 1,098 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,735,000 | 1,097 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,735,000 | 1,098 |
| Net charge-offs | $295,000 | 2,946 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,649,240 | 1,110 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 2,093 |
| Total interest expense | $1,143,000 | 2,743 |
| Net interest income | $3,105,000 | 1,790 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $668,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $358,000 | 1,158 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $310,000 | 1,902 |
| Total noninterest expense | $2,350,000 | 2,107 |
| Salaries and employee benefits | $1,402,000 | 1,854 |
| Premises and equipment expense | $279,000 | 2,449 |
| Additional noninterest expense | $669,000 | 2,324 |
| Pre-tax net operating income | $1,323,000 | 961 |
| Securities gains (losses) | $128,000 | 878 |
| Applicable income taxes | $453,000 | 745 |
| Income before extraordinary items | $998,000 | 1,088 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $998,000 | 1,090 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $998,000 | 1,090 |
| Net charge-offs | $52,000 | 3,501 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $909,680 | 1,117 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,487,000 | 2,065 |
| Total interest expense | $6,360,000 | 2,396 |
| Net interest income | $12,127,000 | 1,843 |
| Provision for loan and lease losses | $624,000 | 3,435 |
| Total noninterest income | $2,967,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,591,000 | 1,124 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,376,000 | 1,697 |
| Total noninterest expense | $9,631,000 | 2,004 |
| Salaries and employee benefits | $5,761,000 | 1,771 |
| Premises and equipment expense | $1,132,000 | 2,360 |
| Additional noninterest expense | $2,738,000 | 2,182 |
| Pre-tax net operating income | $4,839,000 | 1,134 |
| Securities gains (losses) | $104,000 | 1,099 |
| Applicable income taxes | $1,509,000 | 864 |
| Income before extraordinary items | $3,434,000 | 1,213 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,434,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 3,169 |
| Cash dividends | $825,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,362,240 | 1,322 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,051,000 | 2,086 |
| Total interest expense | $4,951,000 | 2,400 |
| Net interest income | $9,100,000 | 1,860 |
| Provision for loan and lease losses | $302,000 | 3,532 |
| Total noninterest income | $2,269,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,209,000 | 1,127 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,060,000 | 1,730 |
| Total noninterest expense | $6,843,000 | 2,105 |
| Salaries and employee benefits | $4,109,000 | 1,880 |
| Premises and equipment expense | $811,000 | 2,459 |
| Additional noninterest expense | $1,923,000 | 2,238 |
| Pre-tax net operating income | $4,224,000 | 1,195 |
| Securities gains (losses) | $104,000 | 940 |
| Applicable income taxes | $1,253,000 | 968 |
| Income before extraordinary items | $3,075,000 | 1,203 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,075,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,748 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,001,160 | 1,312 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,382,000 | 2,104 |
| Total interest expense | $3,453,000 | 2,398 |
| Net interest income | $5,929,000 | 1,898 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $1,447,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $791,000 | 1,120 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $656,000 | 1,875 |
| Total noninterest expense | $4,622,000 | 2,076 |
| Salaries and employee benefits | $2,757,000 | 1,894 |
| Premises and equipment expense | $570,000 | 2,364 |
| Additional noninterest expense | $1,295,000 | 2,187 |
| Pre-tax net operating income | $2,634,000 | 1,316 |
| Securities gains (losses) | $105,000 | 929 |
| Applicable income taxes | $813,000 | 1,104 |
| Income before extraordinary items | $1,926,000 | 1,436 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,926,000 | 1,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,423 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,852,500 | 1,452 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,737,000 | 2,137 |
| Total interest expense | $1,859,000 | 2,389 |
| Net interest income | $2,878,000 | 1,938 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $710,000 | 1,728 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $361,000 | 1,219 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $349,000 | 1,788 |
| Total noninterest expense | $2,312,000 | 2,074 |
| Salaries and employee benefits | $1,361,000 | 1,931 |
| Premises and equipment expense | $308,000 | 2,215 |
| Additional noninterest expense | $643,000 | 2,175 |
| Pre-tax net operating income | $1,258,000 | 1,470 |
| Securities gains (losses) | $105,000 | 694 |
| Applicable income taxes | $426,000 | 1,142 |
| Income before extraordinary items | $937,000 | 1,594 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $937,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,100 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $864,550 | 1,645 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,766,000 | 2,200 |
| Total interest expense | $7,246,000 | 2,542 |
| Net interest income | $11,520,000 | 1,976 |
| Provision for loan and lease losses | $495,000 | 2,336 |
| Total noninterest income | $3,053,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,483,000 | 1,197 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,570,000 | 1,624 |
| Total noninterest expense | $9,293,000 | 1,984 |
| Salaries and employee benefits | $5,763,000 | 1,752 |
| Premises and equipment expense | $1,070,000 | 2,428 |
| Additional noninterest expense | $2,460,000 | 2,203 |
| Pre-tax net operating income | $4,785,000 | 1,709 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $1,489,000 | 1,424 |
| Income before extraordinary items | $3,321,000 | 1,881 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,321,000 | 1,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,776 |
| Cash dividends | $840,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,303,750 | 1,871 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,700,000 | 2,261 |
| Total interest expense | $5,282,000 | 2,600 |
| Net interest income | $8,418,000 | 2,041 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $2,228,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,098,000 | 1,201 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,130,000 | 1,664 |
| Total noninterest expense | $6,643,000 | 2,057 |
| Salaries and employee benefits | $4,034,000 | 1,862 |
| Premises and equipment expense | $813,000 | 2,375 |
| Additional noninterest expense | $1,796,000 | 2,216 |
| Pre-tax net operating income | $3,803,000 | 1,743 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,151,000 | 1,492 |
| Income before extraordinary items | $2,652,000 | 1,904 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,652,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,095 |
| Cash dividends | $15,000 | 5,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,652,000 | 1,890 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,090,000 | 2,294 |
| Total interest expense | $3,416,000 | 2,678 |
| Net interest income | $5,674,000 | 2,041 |
| Provision for loan and lease losses | $131,000 | 2,845 |
| Total noninterest income | $1,479,000 | 1,688 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $727,000 | 1,217 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $752,000 | 1,682 |
| Total noninterest expense | $4,417,000 | 2,082 |
| Salaries and employee benefits | $2,689,000 | 1,902 |
| Premises and equipment expense | $541,000 | 2,384 |
| Additional noninterest expense | $1,187,000 | 2,234 |
| Pre-tax net operating income | $2,605,000 | 1,763 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $797,000 | 1,495 |
| Income before extraordinary items | $1,808,000 | 1,913 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,808,000 | 1,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,681 |
| Cash dividends | $15,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,808,000 | 1,890 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 2,344 |
| Total interest expense | $1,671,000 | 2,716 |
| Net interest income | $2,767,000 | 2,102 |
| Provision for loan and lease losses | $107,000 | 1,919 |
| Total noninterest income | $759,000 | 1,627 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $371,000 | 1,158 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $388,000 | 1,624 |
| Total noninterest expense | $2,203,000 | 2,095 |
| Salaries and employee benefits | $1,363,000 | 1,886 |
| Premises and equipment expense | $263,000 | 2,470 |
| Additional noninterest expense | $577,000 | 2,266 |
| Pre-tax net operating income | $1,216,000 | 1,842 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $325,000 | 1,760 |
| Income before extraordinary items | $891,000 | 1,889 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $891,000 | 1,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 962 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $891,000 | 1,881 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,767,000 | 2,451 |
| Total interest expense | $5,281,000 | 2,892 |
| Net interest income | $10,486,000 | 2,203 |
| Provision for loan and lease losses | $206,000 | 3,474 |
| Total noninterest income | $2,684,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,523,000 | 1,162 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,161,000 | 2,012 |
| Total noninterest expense | $8,818,000 | 1,997 |
| Salaries and employee benefits | $5,308,000 | 1,837 |
| Premises and equipment expense | $1,181,000 | 2,101 |
| Additional noninterest expense | $2,329,000 | 2,239 |
| Pre-tax net operating income | $4,146,000 | 2,199 |
| Securities gains (losses) | $-7,000 | 7,181 |
| Applicable income taxes | $1,225,000 | 1,936 |
| Income before extraordinary items | $2,914,000 | 2,327 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,914,000 | 2,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,266 |
| Cash dividends | $687,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,918,900 | 2,301 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,424,000 | 2,511 |
| Total interest expense | $3,682,000 | 2,996 |
| Net interest income | $7,742,000 | 2,253 |
| Provision for loan and lease losses | $106,000 | 3,994 |
| Total noninterest income | $2,000,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,146,000 | 1,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $854,000 | 2,036 |
| Total noninterest expense | $6,445,000 | 2,047 |
| Salaries and employee benefits | $3,863,000 | 1,882 |
| Premises and equipment expense | $922,000 | 2,048 |
| Additional noninterest expense | $1,660,000 | 2,335 |
| Pre-tax net operating income | $3,191,000 | 2,216 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $948,000 | 1,953 |
| Income before extraordinary items | $2,243,000 | 2,361 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,243,000 | 2,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,744 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,243,000 | 2,350 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 2,526 |
| Total interest expense | $2,308,000 | 3,032 |
| Net interest income | $5,112,000 | 2,286 |
| Provision for loan and lease losses | $67,000 | 3,949 |
| Total noninterest income | $1,269,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $758,000 | 1,167 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $511,000 | 2,185 |
| Total noninterest expense | $4,272,000 | 2,057 |
| Salaries and employee benefits | $2,514,000 | 1,939 |
| Premises and equipment expense | $598,000 | 2,088 |
| Additional noninterest expense | $1,160,000 | 2,242 |
| Pre-tax net operating income | $2,042,000 | 2,264 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $670,000 | 1,907 |
| Income before extraordinary items | $1,372,000 | 2,512 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,372,000 | 2,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,844 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,372,000 | 2,494 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 2,558 |
| Total interest expense | $1,114,000 | 2,987 |
| Net interest income | $2,491,000 | 2,335 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $624,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $373,000 | 1,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $251,000 | 2,187 |
| Total noninterest expense | $2,052,000 | 2,160 |
| Salaries and employee benefits | $1,270,000 | 1,930 |
| Premises and equipment expense | $260,000 | 2,391 |
| Additional noninterest expense | $522,000 | 2,454 |
| Pre-tax net operating income | $1,063,000 | 2,172 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $300,000 | 2,029 |
| Income before extraordinary items | $763,000 | 2,287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $763,000 | 2,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $763,000 | 2,266 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,862,000 | 2,562 |
| Total interest expense | $3,558,000 | 2,901 |
| Net interest income | $9,304,000 | 2,379 |
| Provision for loan and lease losses | $321,000 | 2,693 |
| Total noninterest income | $2,938,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,534,000 | 1,162 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,404,000 | 1,757 |
| Total noninterest expense | $9,296,000 | 1,821 |
| Salaries and employee benefits | $5,591,000 | 1,678 |
| Premises and equipment expense | $1,173,000 | 2,035 |
| Additional noninterest expense | $2,532,000 | 1,996 |
| Pre-tax net operating income | $2,625,000 | 3,068 |
| Securities gains (losses) | $-11,000 | 7,567 |
| Applicable income taxes | $672,000 | 2,885 |
| Income before extraordinary items | $1,942,000 | 3,160 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,942,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,722 |
| Cash dividends | $700,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,950,140 | 3,119 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,418,000 | 2,557 |
| Total interest expense | $2,513,000 | 2,919 |
| Net interest income | $6,905,000 | 2,378 |
| Provision for loan and lease losses | $238,000 | 2,627 |
| Total noninterest income | $2,297,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,154,000 | 1,152 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,143,000 | 1,648 |
| Total noninterest expense | $6,695,000 | 1,874 |
| Salaries and employee benefits | $3,944,000 | 1,759 |
| Premises and equipment expense | $824,000 | 2,167 |
| Additional noninterest expense | $1,927,000 | 1,931 |
| Pre-tax net operating income | $2,269,000 | 2,775 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $618,000 | 2,582 |
| Income before extraordinary items | $1,653,000 | 2,902 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,653,000 | 2,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,098 |
| Cash dividends | $13,000 | 5,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,651,540 | 2,864 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,163,000 | 2,549 |
| Total interest expense | $1,585,000 | 2,925 |
| Net interest income | $4,578,000 | 2,365 |
| Provision for loan and lease losses | $175,000 | 2,402 |
| Total noninterest income | $1,520,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $756,000 | 1,137 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $764,000 | 1,634 |
| Total noninterest expense | $4,523,000 | 1,832 |
| Salaries and employee benefits | $2,705,000 | 1,700 |
| Premises and equipment expense | $529,000 | 2,232 |
| Additional noninterest expense | $1,289,000 | 1,907 |
| Pre-tax net operating income | $1,400,000 | 2,903 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $363,000 | 2,761 |
| Income before extraordinary items | $1,039,000 | 2,998 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,039,000 | 2,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,505 |
| Cash dividends | $13,000 | 4,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,037,520 | 2,960 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 2,572 |
| Total interest expense | $763,000 | 2,913 |
| Net interest income | $2,232,000 | 2,399 |
| Provision for loan and lease losses | $93,000 | 2,159 |
| Total noninterest income | $779,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $377,000 | 1,106 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $402,000 | 1,547 |
| Total noninterest expense | $2,263,000 | 1,842 |
| Salaries and employee benefits | $1,367,000 | 1,684 |
| Premises and equipment expense | $267,000 | 2,224 |
| Additional noninterest expense | $629,000 | 1,955 |
| Pre-tax net operating income | $655,000 | 3,018 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $215,000 | 2,481 |
| Income before extraordinary items | $440,000 | 3,374 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $440,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $13,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $440,000 | 3,339 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,726,000 | 2,451 |
| Total interest expense | $2,811,000 | 2,764 |
| Net interest income | $8,915,000 | 2,292 |
| Provision for loan and lease losses | $245,000 | 3,282 |
| Total noninterest income | $3,326,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,716,000 | 1,042 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,610,000 | 1,552 |
| Total noninterest expense | $9,620,000 | 1,688 |
| Salaries and employee benefits | $5,938,000 | 1,499 |
| Premises and equipment expense | $1,181,000 | 1,944 |
| Additional noninterest expense | $2,501,000 | 1,946 |
| Pre-tax net operating income | $2,376,000 | 3,124 |
| Securities gains (losses) | $53,000 | 1,691 |
| Applicable income taxes | $573,000 | 3,112 |
| Income before extraordinary items | $1,856,000 | 3,113 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,856,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,824 |
| Cash dividends | $688,000 | 3,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,815,720 | 3,104 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,770,000 | 2,425 |
| Total interest expense | $2,101,000 | 2,737 |
| Net interest income | $6,669,000 | 2,266 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $2,467,000 | 1,497 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,314,000 | 1,018 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,153,000 | 1,603 |
| Total noninterest expense | $6,844,000 | 1,762 |
| Salaries and employee benefits | $4,145,000 | 1,603 |
| Premises and equipment expense | $861,000 | 2,008 |
| Additional noninterest expense | $1,838,000 | 1,956 |
| Pre-tax net operating income | $2,102,000 | 2,758 |
| Securities gains (losses) | $53,000 | 1,616 |
| Applicable income taxes | $542,000 | 2,768 |
| Income before extraordinary items | $1,613,000 | 2,788 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,613,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,013 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,573,250 | 2,764 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,878,000 | 2,392 |
| Total interest expense | $1,411,000 | 2,710 |
| Net interest income | $4,467,000 | 2,242 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $1,645,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $866,000 | 1,016 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $779,000 | 1,572 |
| Total noninterest expense | $4,579,000 | 1,752 |
| Salaries and employee benefits | $2,847,000 | 1,549 |
| Premises and equipment expense | $558,000 | 2,056 |
| Additional noninterest expense | $1,174,000 | 2,053 |
| Pre-tax net operating income | $1,453,000 | 2,651 |
| Securities gains (losses) | $53,000 | 1,421 |
| Applicable income taxes | $371,000 | 2,694 |
| Income before extraordinary items | $1,135,000 | 2,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,135,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,702 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,095,250 | 2,649 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 2,430 |
| Total interest expense | $728,000 | 2,663 |
| Net interest income | $2,165,000 | 2,299 |
| Provision for loan and lease losses | $41,000 | 3,702 |
| Total noninterest income | $790,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $442,000 | 953 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $348,000 | 1,695 |
| Total noninterest expense | $2,274,000 | 1,780 |
| Salaries and employee benefits | $1,455,000 | 1,532 |
| Premises and equipment expense | $259,000 | 2,217 |
| Additional noninterest expense | $560,000 | 2,117 |
| Pre-tax net operating income | $640,000 | 2,914 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $155,000 | 3,023 |
| Income before extraordinary items | $485,000 | 3,020 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $485,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $485,000 | 2,912 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,764,000 | 2,250 |
| Total interest expense | $3,500,000 | 2,501 |
| Net interest income | $9,264,000 | 2,109 |
| Provision for loan and lease losses | $118,000 | 5,079 |
| Total noninterest income | $3,822,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,730,000 | 1,006 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,092,000 | 1,431 |
| Total noninterest expense | $9,927,000 | 1,621 |
| Salaries and employee benefits | $5,949,000 | 1,440 |
| Premises and equipment expense | $1,287,000 | 1,765 |
| Additional noninterest expense | $2,691,000 | 1,799 |
| Pre-tax net operating income | $3,041,000 | 2,473 |
| Securities gains (losses) | $31,000 | 2,904 |
| Applicable income taxes | $762,000 | 2,622 |
| Income before extraordinary items | $2,310,000 | 2,548 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,310,000 | 2,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,091 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,286,750 | 2,453 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,793,000 | 2,220 |
| Total interest expense | $2,721,000 | 2,515 |
| Net interest income | $7,072,000 | 2,087 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $2,918,000 | 1,399 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,270,000 | 1,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,648,000 | 1,434 |
| Total noninterest expense | $7,172,000 | 1,691 |
| Salaries and employee benefits | $4,174,000 | 1,556 |
| Premises and equipment expense | $938,000 | 1,837 |
| Additional noninterest expense | $2,060,000 | 1,752 |
| Pre-tax net operating income | $2,718,000 | 2,209 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $763,000 | 2,266 |
| Income before extraordinary items | $1,963,000 | 2,376 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,963,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $13,000 | 5,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,957,240 | 2,263 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,642,000 | 2,192 |
| Total interest expense | $1,892,000 | 2,504 |
| Net interest income | $4,750,000 | 2,059 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $1,881,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $839,000 | 1,026 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,042,000 | 1,472 |
| Total noninterest expense | $4,738,000 | 1,694 |
| Salaries and employee benefits | $2,775,000 | 1,553 |
| Premises and equipment expense | $611,000 | 1,869 |
| Additional noninterest expense | $1,352,000 | 1,781 |
| Pre-tax net operating income | $1,793,000 | 2,247 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $508,000 | 2,290 |
| Income before extraordinary items | $1,293,000 | 2,402 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,293,000 | 2,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $13,000 | 5,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,287,240 | 2,285 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 2,161 |
| Total interest expense | $986,000 | 2,466 |
| Net interest income | $2,412,000 | 2,032 |
| Provision for loan and lease losses | $64,000 | 3,180 |
| Total noninterest income | $895,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $397,000 | 1,049 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $498,000 | 1,494 |
| Total noninterest expense | $2,325,000 | 1,703 |
| Salaries and employee benefits | $1,368,000 | 1,560 |
| Premises and equipment expense | $266,000 | 2,138 |
| Additional noninterest expense | $691,000 | 1,709 |
| Pre-tax net operating income | $918,000 | 2,204 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $215,000 | 2,571 |
| Income before extraordinary items | $703,000 | 2,181 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $703,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $13,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $703,000 | 2,068 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,209,000 | 2,322 |
| Total interest expense | $4,247,000 | 2,604 |
| Net interest income | $8,962,000 | 2,165 |
| Provision for loan and lease losses | $161,000 | 4,784 |
| Total noninterest income | $2,772,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,602,000 | 1,001 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,170,000 | 1,968 |
| Total noninterest expense | $8,295,000 | 1,825 |
| Salaries and employee benefits | $5,044,000 | 1,605 |
| Premises and equipment expense | $1,053,000 | 2,078 |
| Additional noninterest expense | $2,198,000 | 2,107 |
| Pre-tax net operating income | $3,278,000 | 2,326 |
| Securities gains (losses) | $46,000 | 2,486 |
| Applicable income taxes | $764,000 | 2,677 |
| Income before extraordinary items | $2,560,000 | 2,308 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,560,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $687,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,524,580 | 2,254 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,639,000 | 2,505 |
| Total interest expense | $6,594,000 | 2,439 |
| Net interest income | $7,045,000 | 2,538 |
| Provision for loan and lease losses | $253,000 | 3,574 |
| Total noninterest income | $1,907,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,453,000 | 1,027 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $454,000 | 3,292 |
| Total noninterest expense | $6,302,000 | 2,270 |
| Salaries and employee benefits | $3,668,000 | 2,054 |
| Premises and equipment expense | $898,000 | 2,368 |
| Additional noninterest expense | $1,736,000 | 2,551 |
| Pre-tax net operating income | $2,397,000 | 2,748 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $482,000 | 3,387 |
| Income before extraordinary items | $1,915,000 | 2,635 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,915,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,653 |
| Cash dividends | $560,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,915,000 | 2,555 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,275,000 | 2,618 |
| Total interest expense | $6,116,000 | 2,736 |
| Net interest income | $7,159,000 | 2,482 |
| Provision for loan and lease losses | $159,000 | 4,289 |
| Total noninterest income | $1,641,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,168,000 | 1,159 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $473,000 | 3,040 |
| Total noninterest expense | $5,756,000 | 2,369 |
| Salaries and employee benefits | $3,276,000 | 2,185 |
| Premises and equipment expense | $992,000 | 2,075 |
| Additional noninterest expense | $1,488,000 | 2,846 |
| Pre-tax net operating income | $2,885,000 | 2,465 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $685,000 | 2,835 |
| Income before extraordinary items | $2,200,000 | 2,333 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,200,000 | 2,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,105 |
| Cash dividends | $550,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,200,000 | 2,340 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,819,000 | 2,732 |
| Total interest expense | $5,509,000 | 2,682 |
| Net interest income | $6,310,000 | 2,789 |
| Provision for loan and lease losses | $41,000 | 6,835 |
| Total noninterest income | $1,512,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,110,000 | 1,195 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $402,000 | 3,402 |
| Total noninterest expense | $5,183,000 | 2,606 |
| Salaries and employee benefits | $2,830,000 | 2,481 |
| Premises and equipment expense | $1,116,000 | 1,827 |
| Additional noninterest expense | $1,237,000 | 3,336 |
| Pre-tax net operating income | $2,598,000 | 2,712 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $610,000 | 3,184 |
| Income before extraordinary items | $1,988,000 | 2,608 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,988,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,073 |
| Cash dividends | $550,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,988,000 | 2,572 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,495,000 | 2,811 |
| Total interest expense | $5,899,000 | 2,566 |
| Net interest income | $5,596,000 | 3,074 |
| Provision for loan and lease losses | $139,000 | 4,351 |
| Total noninterest income | $1,456,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,066,000 | 1,180 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $390,000 | 3,480 |
| Total noninterest expense | $4,743,000 | 2,742 |
| Salaries and employee benefits | $2,619,000 | 2,583 |
| Premises and equipment expense | $825,000 | 2,372 |
| Additional noninterest expense | $1,299,000 | 3,137 |
| Pre-tax net operating income | $2,170,000 | 3,113 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $491,000 | 3,883 |
| Income before extraordinary items | $1,679,000 | 2,959 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,679,000 | 2,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,685 |
| Cash dividends | $550,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,679,000 | 2,873 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,874,000 | 2,988 |
| Total interest expense | $5,225,000 | 2,864 |
| Net interest income | $5,649,000 | 3,089 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $1,178,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $865,000 | 1,492 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $313,000 | 3,824 |
| Total noninterest expense | $4,466,000 | 2,842 |
| Salaries and employee benefits | $2,555,000 | 2,593 |
| Premises and equipment expense | $669,000 | 2,854 |
| Additional noninterest expense | $1,242,000 | 3,263 |
| Pre-tax net operating income | $2,286,000 | 3,144 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $511,000 | 4,152 |
| Income before extraordinary items | $1,775,000 | 2,868 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,775,000 | 2,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,648 |
| Cash dividends | $550,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,775,000 | 2,817 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,687,000 | 3,373 |
| Total interest expense | $4,595,000 | 3,256 |
| Net interest income | $5,092,000 | 3,477 |
| Provision for loan and lease losses | $282,000 | 2,711 |
| Total noninterest income | $1,131,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $803,000 | 1,657 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $328,000 | 3,863 |
| Total noninterest expense | $4,209,000 | 3,189 |
| Salaries and employee benefits | $2,356,000 | 2,843 |
| Premises and equipment expense | $602,000 | 3,201 |
| Additional noninterest expense | $1,251,000 | 3,649 |
| Pre-tax net operating income | $1,732,000 | 3,843 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $333,000 | 5,491 |
| Income before extraordinary items | $1,399,000 | 3,414 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,399,000 | 3,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,615 |
| Cash dividends | $560,000 | 3,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,399,000 | 3,369 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,162,000 | 3,566 |
| Total interest expense | $4,162,000 | 3,566 |
| Net interest income | $5,000,000 | 3,535 |
| Provision for loan and lease losses | $127,000 | 3,972 |
| Total noninterest income | $1,051,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $748,000 | 1,821 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $303,000 | 3,971 |
| Total noninterest expense | $3,796,000 | 3,482 |
| Salaries and employee benefits | $2,005,000 | 3,304 |
| Premises and equipment expense | $585,000 | 3,276 |
| Additional noninterest expense | $1,206,000 | 3,721 |
| Pre-tax net operating income | $2,128,000 | 3,302 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $429,000 | 4,704 |
| Income before extraordinary items | $1,683,000 | 2,925 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,683,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,482 |
| Cash dividends | $550,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,695,800 | 2,868 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,546,000 | 3,943 |
| Total interest expense | $3,187,000 | 3,748 |
| Net interest income | $4,359,000 | 4,041 |
| Provision for loan and lease losses | $88,000 | 4,864 |
| Total noninterest income | $963,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $744,000 | 1,816 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $219,000 | 4,985 |
| Total noninterest expense | $3,416,000 | 3,932 |
| Salaries and employee benefits | $1,753,000 | 3,719 |
| Premises and equipment expense | $454,000 | 4,125 |
| Additional noninterest expense | $1,209,000 | 4,031 |
| Pre-tax net operating income | $1,818,000 | 3,709 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $353,000 | 5,236 |
| Income before extraordinary items | $1,465,000 | 3,237 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,465,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,465,000 | 3,274 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,953,000 | 3,838 |
| Total interest expense | $3,353,000 | 3,739 |
| Net interest income | $4,600,000 | 3,848 |
| Provision for loan and lease losses | $181,000 | 4,118 |
| Total noninterest income | $935,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $756,000 | 1,806 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $179,000 | 6,010 |
| Total noninterest expense | $3,320,000 | 4,110 |
| Salaries and employee benefits | $1,700,000 | 3,824 |
| Premises and equipment expense | $426,000 | 4,464 |
| Additional noninterest expense | $1,194,000 | 4,205 |
| Pre-tax net operating income | $2,034,000 | 3,253 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $496,000 | 4,226 |
| Income before extraordinary items | $1,542,000 | 3,159 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,542,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,910 |
| Cash dividends | $560,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,538,960 | 2,989 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,583,000 | 4,025 |
| Total interest expense | $4,266,000 | 3,840 |
| Net interest income | $4,317,000 | 4,162 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $1,061,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $819,000 | 1,667 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $242,000 | 5,073 |
| Total noninterest expense | $3,252,000 | 4,211 |
| Salaries and employee benefits | $1,645,000 | 3,898 |
| Premises and equipment expense | $396,000 | 4,831 |
| Additional noninterest expense | $1,211,000 | 4,309 |
| Pre-tax net operating income | $2,084,000 | 2,991 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $520,000 | 3,869 |
| Income before extraordinary items | $1,573,000 | 2,929 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,573,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $222,000 | 4,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,566,250 | 2,717 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.