The First National Bank of Gordon, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,220,0002,368
Total interest expense$2,393,0002,862
Net interest income$11,827,0002,138
Provision for loan and lease losses$75,0002,605
Total noninterest income$3,816,0001,404
Gross Fiduciary activities income$0981
Service charges on deposit accounts$897,0001,087
Trading account gains and feesNANA
Additional Noninterest Income$2,919,0001,276
Total noninterest expense$5,641,0002,879
Salaries and employee benefits$3,824,0002,595
Premises and equipment expense$183,0004,019
Additional noninterest expense$2,919,0001,276
Pre-tax net operating income$9,927,0001,168
Securities gains (losses)$-749,0004,256
Applicable income taxes$113,0002,742
Income before extraordinary items$9,065,0001,097
Extraordinary gains, net$054
Net income$9,065,0001,110
Minority interest net income$088
Net income of bank and minority interests.$9,065,0001,100
Net charge-offs$-25,0004,036
Cash dividends$4,800,000846
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,806,5101,043
2023-09-30 (YTD Data)Rank
Total interest income$10,037,0002,419
Total interest expense$1,477,0002,954
Net interest income$8,560,0002,197
Provision for loan and lease losses$75,0002,285
Total noninterest income$2,920,0001,378
Gross Fiduciary activities income$0950
Service charges on deposit accounts$699,0001,048
Trading account gains and feesNANA
Additional Noninterest Income$2,221,0001,276
Total noninterest expense$3,860,0002,986
Salaries and employee benefits$2,516,0002,773
Premises and equipment expense$123,0004,084
Additional noninterest expense$2,221,0001,276
Pre-tax net operating income$7,545,0001,192
Securities gains (losses)$-335,0004,311
Applicable income taxes$94,0002,740
Income before extraordinary items$7,116,0001,103
Extraordinary gains, net$052
Net income$7,116,0001,108
Minority interest net income$081
Net income of bank and minority interests.$7,116,0001,103
Net charge-offs$-83,0004,327
Cash dividends$3,300,000829
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,447,6501,076
2023-06-30 (YTD Data)Rank
Total interest income$6,540,0002,417
Total interest expense$785,0003,052
Net interest income$5,755,0002,203
Provision for loan and lease losses$02,940
Total noninterest income$1,953,0001,319
Gross Fiduciary activities income$0931
Service charges on deposit accounts$473,0001,022
Trading account gains and feesNANA
Additional Noninterest Income$1,480,0001,195
Total noninterest expense$2,564,0002,998
Salaries and employee benefits$1,706,0002,749
Premises and equipment expense$84,0004,086
Additional noninterest expense$1,480,0001,194
Pre-tax net operating income$5,144,0001,177
Securities gains (losses)$-298,0004,407
Applicable income taxes$63,0002,768
Income before extraordinary items$4,783,0001,092
Extraordinary gains, net$051
Net income$4,783,0001,105
Minority interest net income$081
Net income of bank and minority interests.$4,783,0001,092
Net charge-offs$-221,0004,547
Cash dividends$2,300,000781
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,078,0201,048
2023-03-31 (YTD Data)Rank
Total interest income$3,202,0002,436
Total interest expense$303,0003,166
Net interest income$2,899,0002,201
Provision for loan and lease losses$02,612
Total noninterest income$987,0001,304
Gross Fiduciary activities income$0913
Service charges on deposit accounts$216,0001,110
Trading account gains and feesNANA
Additional Noninterest Income$771,0001,157
Total noninterest expense$1,213,0003,116
Salaries and employee benefits$814,0002,860
Premises and equipment expense$43,0004,119
Additional noninterest expense$771,0001,157
Pre-tax net operating income$2,673,0001,171
Securities gains (losses)$-73,0004,313
Applicable income taxes$32,0002,775
Income before extraordinary items$2,568,0001,044
Extraordinary gains, net$04
Net income$2,568,0001,044
Minority interest net income$048
Net income of bank and minority interests.$2,568,0001,043
Net charge-offs$-171,0004,595
Cash dividends$1,200,000718
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,640,2701,045
2022-12-31 (YTD Data)Rank
Total interest income$9,184,0002,649
Total interest expense$676,0002,891
Net interest income$8,508,0002,588
Provision for loan and lease losses$200,0001,781
Total noninterest income$2,202,0001,941
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$819,0001,182
Trading account gains and feesNANA
Additional Noninterest Income$1,383,0001,991
Total noninterest expense$5,163,0002,985
Salaries and employee benefits$3,459,0002,716
Premises and equipment expense$200,0004,024
Additional noninterest expense$1,383,0001,991
Pre-tax net operating income$5,347,0001,960
Securities gains (losses)$-231,0004,141
Applicable income taxes$122,0002,910
Income before extraordinary items$4,994,0001,819
Extraordinary gains, net$05
Net income$4,994,0001,817
Minority interest net income$063
Net income of bank and minority interests.$4,994,0001,818
Net charge-offs$549,000562
Cash dividends$1,600,0001,698
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,220,3801,797
2022-09-30 (YTD Data)Rank
Total interest income$6,262,0002,733
Total interest expense$426,0002,866
Net interest income$5,836,0002,705
Provision for loan and lease losses$100,0001,857
Total noninterest income$1,363,0002,165
Gross Fiduciary activities income$0968
Service charges on deposit accounts$608,0001,204
Trading account gains and feesNANA
Additional Noninterest Income$755,0002,370
Total noninterest expense$3,553,0003,121
Salaries and employee benefits$2,303,0002,890
Premises and equipment expense$145,0004,068
Additional noninterest expense$755,0002,370
Pre-tax net operating income$3,546,0002,079
Securities gains (losses)$11,000419
Applicable income taxes$90,0002,930
Income before extraordinary items$3,467,0001,903
Extraordinary gains, net$04
Net income$3,467,0001,902
Minority interest net income$057
Net income of bank and minority interests.$3,467,0001,902
Net charge-offs$286,000587
Cash dividends$1,200,0001,511
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,456,3301,942
2022-06-30 (YTD Data)Rank
Total interest income$3,844,0002,819
Total interest expense$234,0003,005
Net interest income$3,610,0002,775
Provision for loan and lease losses$02,599
Total noninterest income$760,0002,353
Gross Fiduciary activities income$0925
Service charges on deposit accounts$410,0001,177
Trading account gains and feesNANA
Additional Noninterest Income$350,0002,790
Total noninterest expense$2,335,0003,129
Salaries and employee benefits$1,543,0002,896
Premises and equipment expense$91,0004,135
Additional noninterest expense$701,0003,183
Pre-tax net operating income$2,035,0002,174
Securities gains (losses)$0687
Applicable income taxes$60,0002,842
Income before extraordinary items$1,975,0002,011
Extraordinary gains, net$04
Net income$1,975,0002,011
Minority interest net income$060
Net income of bank and minority interests.$1,975,0002,011
Net charge-offs$210,000522
Cash dividends$800,0001,502
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,975,0002,051
2022-03-31 (YTD Data)Rank
Total interest income$1,825,0002,862
Total interest expense$97,0003,218
Net interest income$1,728,0002,802
Provision for loan and lease losses$02,285
Total noninterest income$342,0002,445
Gross Fiduciary activities income$0892
Service charges on deposit accounts$181,0001,273
Trading account gains and feesNANA
Additional Noninterest Income$161,0002,813
Total noninterest expense$1,136,0003,167
Salaries and employee benefits$727,0002,984
Premises and equipment expense$41,0004,222
Additional noninterest expense$368,0003,124
Pre-tax net operating income$934,0002,182
Securities gains (losses)$0623
Applicable income taxes$30,0002,761
Income before extraordinary items$904,0002,044
Extraordinary gains, net$04
Net income$904,0002,043
Minority interest net income$050
Net income of bank and minority interests.$904,0002,044
Net charge-offs$-99,0004,552
Cash dividends$400,0001,311
Sale, conversion, retirement of capital stock, net$0453
Net operating income$904,0002,059
2021-12-31 (YTD Data)Rank
Total interest income$8,889,0002,648
Total interest expense$546,0003,046
Net interest income$8,343,0002,586
Provision for loan and lease losses$400,0001,195
Total noninterest income$1,003,0002,971
Gross Fiduciary activities income$0994
Service charges on deposit accounts$715,0001,231
Trading account gains and feesNANA
Additional Noninterest Income$288,0003,754
Total noninterest expense$4,869,0003,065
Salaries and employee benefits$3,228,0002,821
Premises and equipment expense$188,0004,182
Additional noninterest expense$1,453,0003,147
Pre-tax net operating income$4,077,0002,302
Securities gains (losses)$50,0001,125
Applicable income taxes$113,0003,010
Income before extraordinary items$4,014,0002,156
Extraordinary gains, net$010
Net income$4,014,0002,157
Minority interest net income$074
Net income of bank and minority interests.$4,014,0002,157
Net charge-offs$915,000448
Cash dividends$1,600,0001,735
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,965,5002,156
2021-09-30 (YTD Data)Rank
Total interest income$7,039,0002,598
Total interest expense$413,0003,134
Net interest income$6,626,0002,538
Provision for loan and lease losses$300,0001,152
Total noninterest income$477,0003,479
Gross Fiduciary activities income$0957
Service charges on deposit accounts$520,0001,254
Trading account gains and feesNANA
Additional Noninterest Income$-43,0004,897
Total noninterest expense$3,458,0003,175
Salaries and employee benefits$2,240,0002,951
Premises and equipment expense$135,0004,261
Additional noninterest expense$1,083,0003,180
Pre-tax net operating income$3,345,0002,281
Securities gains (losses)$02,015
Applicable income taxes$80,0003,015
Income before extraordinary items$3,265,0002,142
Extraordinary gains, net$08
Net income$3,265,0002,143
Minority interest net income$069
Net income of bank and minority interests.$3,265,0002,143
Net charge-offs$805,000378
Cash dividends$1,200,0001,567
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,265,0002,112
2021-06-30 (YTD Data)Rank
Total interest income$5,289,0002,434
Total interest expense$282,0003,181
Net interest income$5,007,0002,348
Provision for loan and lease losses$200,0001,183
Total noninterest income$219,0003,814
Gross Fiduciary activities income$0951
Service charges on deposit accounts$326,0001,277
Trading account gains and feesNANA
Additional Noninterest Income$-107,0004,940
Total noninterest expense$2,326,0003,144
Salaries and employee benefits$1,508,0002,936
Premises and equipment expense$84,0004,337
Additional noninterest expense$734,0003,145
Pre-tax net operating income$2,700,0002,011
Securities gains (losses)$01,818
Applicable income taxes$48,0003,049
Income before extraordinary items$2,652,0001,862
Extraordinary gains, net$06
Net income$2,652,0001,863
Minority interest net income$067
Net income of bank and minority interests.$2,652,0001,862
Net charge-offs$685,000332
Cash dividends$800,0001,553
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,652,0001,826
2021-03-31 (YTD Data)Rank
Total interest income$2,362,0002,590
Total interest expense$149,0003,187
Net interest income$2,213,0002,518
Provision for loan and lease losses$150,000937
Total noninterest income$105,0003,839
Gross Fiduciary activities income$0922
Service charges on deposit accounts$168,0001,245
Trading account gains and feesNANA
Additional Noninterest Income$-63,0004,962
Total noninterest expense$1,200,0003,087
Salaries and employee benefits$766,0002,901
Premises and equipment expense$37,0004,433
Additional noninterest expense$397,0002,957
Pre-tax net operating income$968,0002,407
Securities gains (losses)$01,392
Applicable income taxes$24,0003,006
Income before extraordinary items$944,0002,293
Extraordinary gains, net$03
Net income$944,0002,293
Minority interest net income$055
Net income of bank and minority interests.$944,0002,293
Net charge-offs$496,000268
Cash dividends$400,0001,351
Sale, conversion, retirement of capital stock, net$0482
Net operating income$944,0002,245
2020-12-31 (YTD Data)Rank
Total interest income$8,697,0002,742
Total interest expense$930,0003,046
Net interest income$7,767,0002,652
Provision for loan and lease losses$900,0001,710
Total noninterest income$734,0003,217
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$631,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$103,0004,360
Total noninterest expense$4,237,0003,280
Salaries and employee benefits$2,841,0003,026
Premises and equipment expense$196,0004,262
Additional noninterest expense$1,200,0003,421
Pre-tax net operating income$3,364,0002,292
Securities gains (losses)$02,675
Applicable income taxes$90,0002,976
Income before extraordinary items$3,274,0002,178
Extraordinary gains, net$04
Net income$3,274,0002,178
Minority interest net income$072
Net income of bank and minority interests.$3,274,0002,178
Net charge-offs$405,0001,119
Cash dividends$1,700,0001,676
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,274,0002,131
2020-09-30 (YTD Data)Rank
Total interest income$6,912,0002,663
Total interest expense$761,0003,018
Net interest income$6,151,0002,584
Provision for loan and lease losses$900,0001,436
Total noninterest income$448,0003,417
Gross Fiduciary activities income$0981
Service charges on deposit accounts$453,0001,400
Trading account gains and feesNANA
Additional Noninterest Income$-5,0004,991
Total noninterest expense$3,134,0003,290
Salaries and employee benefits$2,097,0003,028
Premises and equipment expense$137,0004,344
Additional noninterest expense$900,0003,387
Pre-tax net operating income$2,565,0002,253
Securities gains (losses)$02,494
Applicable income taxes$64,0002,984
Income before extraordinary items$2,501,0002,149
Extraordinary gains, net$04
Net income$2,501,0002,149
Minority interest net income$065
Net income of bank and minority interests.$2,501,0002,149
Net charge-offs$358,000935
Cash dividends$1,300,0001,460
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,501,0002,090
2020-06-30 (YTD Data)Rank
Total interest income$4,866,0002,600
Total interest expense$575,0002,933
Net interest income$4,291,0002,517
Provision for loan and lease losses$600,0001,444
Total noninterest income$262,0003,546
Gross Fiduciary activities income$0970
Service charges on deposit accounts$302,0001,415
Trading account gains and feesNANA
Additional Noninterest Income$-40,0005,030
Total noninterest expense$2,064,0003,318
Salaries and employee benefits$1,422,0003,019
Premises and equipment expense$88,0004,389
Additional noninterest expense$554,0003,544
Pre-tax net operating income$1,889,0002,082
Securities gains (losses)$02,249
Applicable income taxes$42,0002,965
Income before extraordinary items$1,847,0001,936
Extraordinary gains, net$04
Net income$1,847,0001,934
Minority interest net income$065
Net income of bank and minority interests.$1,847,0001,936
Net charge-offs$387,000696
Cash dividends$900,0001,420
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,847,0001,904
2020-03-31 (YTD Data)Rank
Total interest income$2,547,0002,525
Total interest expense$309,0002,965
Net interest income$2,238,0002,414
Provision for loan and lease losses$300,0001,167
Total noninterest income$240,0002,788
Gross Fiduciary activities income$0941
Service charges on deposit accounts$161,0001,552
Trading account gains and feesNANA
Additional Noninterest Income$79,0003,436
Total noninterest expense$1,027,0003,354
Salaries and employee benefits$699,0003,061
Premises and equipment expense$43,0004,453
Additional noninterest expense$285,0003,537
Pre-tax net operating income$1,151,0001,643
Securities gains (losses)$01,705
Applicable income taxes$19,0002,910
Income before extraordinary items$1,132,0001,499
Extraordinary gains, net$04
Net income$1,132,0001,497
Minority interest net income$056
Net income of bank and minority interests.$1,132,0001,499
Net charge-offs$281,000512
Cash dividends$450,0001,368
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,132,0001,475
2019-12-31 (YTD Data)Rank
Total interest income$9,587,0002,650
Total interest expense$1,393,0002,844
Net interest income$8,194,0002,576
Provision for loan and lease losses$1,350,000723
Total noninterest income$915,0002,943
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$682,0001,534
Trading account gains and feesNANA
Additional Noninterest Income$233,0003,823
Total noninterest expense$4,378,0003,267
Salaries and employee benefits$2,815,0003,051
Premises and equipment expense$211,0004,321
Additional noninterest expense$1,352,0003,273
Pre-tax net operating income$3,381,0002,292
Securities gains (losses)$02,379
Applicable income taxes$76,0003,158
Income before extraordinary items$3,305,0002,158
Extraordinary gains, net$011
Net income$3,305,0002,160
Minority interest net income$076
Net income of bank and minority interests.$3,305,0002,160
Net charge-offs$1,873,000437
Cash dividends$1,950,0001,612
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,305,0002,118
2019-09-30 (YTD Data)Rank
Total interest income$7,169,0002,694
Total interest expense$1,044,0002,870
Net interest income$6,125,0002,612
Provision for loan and lease losses$900,000740
Total noninterest income$681,0002,964
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$506,0001,556
Trading account gains and feesNANA
Additional Noninterest Income$175,0003,850
Total noninterest expense$3,071,0003,398
Salaries and employee benefits$1,931,0003,205
Premises and equipment expense$134,0004,542
Additional noninterest expense$1,006,0003,317
Pre-tax net operating income$2,835,0002,182
Securities gains (losses)$02,167
Applicable income taxes$55,0003,219
Income before extraordinary items$2,780,0002,044
Extraordinary gains, net$011
Net income$2,780,0002,043
Minority interest net income$072
Net income of bank and minority interests.$2,780,0002,045
Net charge-offs$1,163,000451
Cash dividends$1,150,0001,664
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,780,0002,017
2019-06-30 (YTD Data)Rank
Total interest income$4,673,0002,734
Total interest expense$664,0002,921
Net interest income$4,009,0002,656
Provision for loan and lease losses$550,000798
Total noninterest income$454,0002,928
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$328,0001,570
Trading account gains and feesNANA
Additional Noninterest Income$126,0003,773
Total noninterest expense$2,055,0003,417
Salaries and employee benefits$1,298,0003,204
Premises and equipment expense$85,0004,603
Additional noninterest expense$672,0003,342
Pre-tax net operating income$1,858,0002,187
Securities gains (losses)$01,702
Applicable income taxes$36,0003,237
Income before extraordinary items$1,822,0002,056
Extraordinary gains, net$011
Net income$1,822,0002,054
Minority interest net income$069
Net income of bank and minority interests.$1,822,0002,056
Net charge-offs$279,000824
Cash dividends$600,0001,903
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,822,0002,033
2019-03-31 (YTD Data)Rank
Total interest income$2,236,0002,825
Total interest expense$306,0003,010
Net interest income$1,930,0002,742
Provision for loan and lease losses$300,000677
Total noninterest income$227,0002,895
Gross Fiduciary activities income$0972
Service charges on deposit accounts$156,0001,621
Trading account gains and feesNANA
Additional Noninterest Income$71,0003,636
Total noninterest expense$1,022,0003,456
Salaries and employee benefits$668,0003,199
Premises and equipment expense$39,0004,713
Additional noninterest expense$315,0003,465
Pre-tax net operating income$835,0002,308
Securities gains (losses)$01,087
Applicable income taxes$18,0003,195
Income before extraordinary items$817,0002,167
Extraordinary gains, net$05
Net income$817,0002,166
Minority interest net income$052
Net income of bank and minority interests.$817,0002,166
Net charge-offs$110,000851
Cash dividends$250,0001,856
Sale, conversion, retirement of capital stock, net$0529
Net operating income$817,0002,156
2018-12-31 (YTD Data)Rank
Total interest income$8,724,0002,778
Total interest expense$1,156,0002,727
Net interest income$7,568,0002,745
Provision for loan and lease losses$1,650,000588
Total noninterest income$866,0003,044
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$680,0001,570
Trading account gains and feesNANA
Additional Noninterest Income$186,0004,150
Total noninterest expense$4,074,0003,454
Salaries and employee benefits$2,670,0003,167
Premises and equipment expense$193,0004,568
Additional noninterest expense$1,211,0003,569
Pre-tax net operating income$2,710,0002,659
Securities gains (losses)$6,000806
Applicable income taxes$75,0003,223
Income before extraordinary items$2,641,0002,514
Extraordinary gains, net$06
Net income$2,641,0002,512
Minority interest net income$072
Net income of bank and minority interests.$2,641,0002,513
Net charge-offs$831,000690
Cash dividends$1,600,0001,660
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,635,1802,510
2018-09-30 (YTD Data)Rank
Total interest income$6,457,0002,798
Total interest expense$817,0002,733
Net interest income$5,640,0002,771
Provision for loan and lease losses$1,350,000513
Total noninterest income$587,0003,200
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$499,0001,609
Trading account gains and feesNANA
Additional Noninterest Income$88,0004,539
Total noninterest expense$2,935,0003,547
Salaries and employee benefits$1,900,0003,258
Premises and equipment expense$136,0004,670
Additional noninterest expense$899,0003,599
Pre-tax net operating income$1,942,0002,787
Securities gains (losses)$6,000797
Applicable income taxes$56,0003,274
Income before extraordinary items$1,892,0002,610
Extraordinary gains, net$05
Net income$1,892,0002,610
Minority interest net income$066
Net income of bank and minority interests.$1,892,0002,609
Net charge-offs$734,000553
Cash dividends$850,0001,841
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,886,1802,610
2018-06-30 (YTD Data)Rank
Total interest income$4,261,0002,806
Total interest expense$486,0002,835
Net interest income$3,775,0002,771
Provision for loan and lease losses$900,000507
Total noninterest income$391,0003,225
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$330,0001,608
Trading account gains and feesNANA
Additional Noninterest Income$61,0004,541
Total noninterest expense$1,946,0003,576
Salaries and employee benefits$1,291,0003,254
Premises and equipment expense$92,0004,694
Additional noninterest expense$563,0003,748
Pre-tax net operating income$1,320,0002,725
Securities gains (losses)$7,000660
Applicable income taxes$37,0003,280
Income before extraordinary items$1,290,0002,560
Extraordinary gains, net$06
Net income$1,290,0002,559
Minority interest net income$065
Net income of bank and minority interests.$1,290,0002,559
Net charge-offs$523,000511
Cash dividends$550,0001,883
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,283,2102,558
2018-03-31 (YTD Data)Rank
Total interest income$2,028,0002,898
Total interest expense$203,0003,056
Net interest income$1,825,0002,847
Provision for loan and lease losses$450,000507
Total noninterest income$212,0003,098
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$160,0001,649
Trading account gains and feesNANA
Additional Noninterest Income$52,0004,110
Total noninterest expense$960,0003,636
Salaries and employee benefits$647,0003,266
Premises and equipment expense$50,0004,647
Additional noninterest expense$263,0003,892
Pre-tax net operating income$627,0002,745
Securities gains (losses)$7,000490
Applicable income taxes$19,0003,269
Income before extraordinary items$615,0002,574
Extraordinary gains, net$07
Net income$615,0002,574
Minority interest net income$052
Net income of bank and minority interests.$615,0002,574
Net charge-offs$255,000474
Cash dividends$300,0001,579
Sale, conversion, retirement of capital stock, net$0580
Net operating income$608,2102,586
2017-12-31 (YTD Data)Rank
Total interest income$8,284,0002,803
Total interest expense$784,0002,955
Net interest income$7,500,0002,757
Provision for loan and lease losses$1,800,000560
Total noninterest income$902,0003,102
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$741,0001,502
Trading account gains and feesNANA
Additional Noninterest Income$161,0004,418
Total noninterest expense$4,045,0003,528
Salaries and employee benefits$2,630,0003,232
Premises and equipment expense$215,0004,630
Additional noninterest expense$1,200,0003,673
Pre-tax net operating income$2,557,0002,714
Securities gains (losses)$15,0001,438
Applicable income taxes$90,0003,335
Income before extraordinary items$2,482,0002,340
Extraordinary gains, net$09
Net income$2,482,0002,340
Minority interest net income$076
Net income of bank and minority interests.$2,482,0002,340
Net charge-offs$1,045,000671
Cash dividends$1,000,0002,186
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,467,4502,321
2017-09-30 (YTD Data)Rank
Total interest income$6,209,0002,815
Total interest expense$570,0002,998
Net interest income$5,639,0002,777
Provision for loan and lease losses$1,350,000550
Total noninterest income$689,0003,085
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$571,0001,487
Trading account gains and feesNANA
Additional Noninterest Income$118,0004,488
Total noninterest expense$2,729,0003,753
Salaries and employee benefits$1,795,0003,426
Premises and equipment expense$140,0004,841
Additional noninterest expense$794,0003,929
Pre-tax net operating income$2,249,0002,533
Securities gains (losses)$29,0001,142
Applicable income taxes$70,0003,322
Income before extraordinary items$2,208,0002,223
Extraordinary gains, net$09
Net income$2,208,0002,224
Minority interest net income$071
Net income of bank and minority interests.$2,208,0002,224
Net charge-offs$271,0001,186
Cash dividends$750,0001,995
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,179,8702,224
2017-06-30 (YTD Data)Rank
Total interest income$4,074,0002,831
Total interest expense$355,0003,077
Net interest income$3,719,0002,787
Provision for loan and lease losses$900,000532
Total noninterest income$431,0003,210
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$380,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$51,0004,857
Total noninterest expense$1,812,0003,785
Salaries and employee benefits$1,194,0003,451
Premises and equipment expense$89,0004,910
Additional noninterest expense$529,0003,948
Pre-tax net operating income$1,438,0002,561
Securities gains (losses)$15,0001,091
Applicable income taxes$51,0003,293
Income before extraordinary items$1,402,0002,264
Extraordinary gains, net$011
Net income$1,402,0002,264
Minority interest net income$071
Net income of bank and minority interests.$1,402,0002,264
Net charge-offs$147,0001,259
Cash dividends$500,0001,993
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,387,6002,252
2017-03-31 (YTD Data)Rank
Total interest income$1,972,0002,889
Total interest expense$171,0003,138
Net interest income$1,801,0002,845
Provision for loan and lease losses$450,000486
Total noninterest income$211,0003,226
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$188,0001,481
Trading account gains and feesNANA
Additional Noninterest Income$23,0004,953
Total noninterest expense$915,0003,797
Salaries and employee benefits$603,0003,486
Premises and equipment expense$44,0004,967
Additional noninterest expense$268,0003,943
Pre-tax net operating income$647,0002,670
Securities gains (losses)$4,000846
Applicable income taxes$31,0003,152
Income before extraordinary items$620,0002,384
Extraordinary gains, net$08
Net income$620,0002,383
Minority interest net income$055
Net income of bank and minority interests.$620,0002,384
Net charge-offs$62,0001,194
Cash dividends$250,0001,772
Sale, conversion, retirement of capital stock, net$0632
Net operating income$616,2002,377
2016-12-31 (YTD Data)Rank
Total interest income$7,685,0002,935
Total interest expense$710,0003,020
Net interest income$6,975,0002,896
Provision for loan and lease losses$2,550,000431
Total noninterest income$888,0003,231
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$788,0001,459
Trading account gains and fees$0170
Additional Noninterest Income$100,0004,956
Total noninterest expense$3,918,0003,683
Salaries and employee benefits$2,488,0003,414
Premises and equipment expense$223,0004,767
Additional noninterest expense$1,207,0003,801
Pre-tax net operating income$1,395,0003,612
Securities gains (losses)$22,0002,312
Applicable income taxes$40,0003,675
Income before extraordinary items$1,377,0003,413
Extraordinary gains, net$05
Net income$1,377,0003,411
Minority interest net income$082
Net income of bank and minority interests.$1,377,0003,412
Net charge-offs$2,620,000323
Cash dividends$1,100,0002,087
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,355,6603,387
2016-09-30 (YTD Data)Rank
Total interest income$5,681,0002,968
Total interest expense$526,0003,039
Net interest income$5,155,0002,934
Provision for loan and lease losses$1,000,000682
Total noninterest income$677,0003,210
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$573,0001,493
Trading account gains and fees$0169
Additional Noninterest Income$104,0004,763
Total noninterest expense$2,786,0003,802
Salaries and employee benefits$1,797,0003,477
Premises and equipment expense$128,0005,097
Additional noninterest expense$861,0003,945
Pre-tax net operating income$2,046,0002,579
Securities gains (losses)$22,0002,256
Applicable income taxes$52,0003,554
Income before extraordinary items$2,016,0002,330
Extraordinary gains, net$05
Net income$2,016,0002,328
Minority interest net income$071
Net income of bank and minority interests.$2,016,0002,330
Net charge-offs$717,000615
Cash dividends$1,100,0001,561
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,994,6602,287
2016-06-30 (YTD Data)Rank
Total interest income$3,700,0003,025
Total interest expense$344,0003,080
Net interest income$3,356,0003,000
Provision for loan and lease losses$600,000726
Total noninterest income$458,0003,185
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$377,0001,503
Trading account gains and fees$0157
Additional Noninterest Income$81,0004,629
Total noninterest expense$1,861,0003,826
Salaries and employee benefits$1,201,0003,500
Premises and equipment expense$78,0005,243
Additional noninterest expense$582,0003,946
Pre-tax net operating income$1,353,0002,567
Securities gains (losses)$22,0001,892
Applicable income taxes$34,0003,578
Income before extraordinary items$1,341,0002,305
Extraordinary gains, net$016
Net income$1,341,0002,304
Minority interest net income$071
Net income of bank and minority interests.$1,341,0002,304
Net charge-offs$355,000766
Cash dividends$550,0001,861
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,319,4402,275
2016-03-31 (YTD Data)Rank
Total interest income$1,735,0003,169
Total interest expense$170,0003,118
Net interest income$1,565,0003,134
Provision for loan and lease losses$300,000670
Total noninterest income$213,0003,261
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$172,0001,610
Trading account gains and fees$0142
Additional Noninterest Income$41,0004,611
Total noninterest expense$940,0003,835
Salaries and employee benefits$612,0003,482
Premises and equipment expense$35,0005,383
Additional noninterest expense$293,0003,937
Pre-tax net operating income$538,0002,908
Securities gains (losses)$22,0001,191
Applicable income taxes$17,0003,549
Income before extraordinary items$543,0002,615
Extraordinary gains, net$012
Net income$543,0002,615
Minority interest net income$062
Net income of bank and minority interests.$543,0002,615
Net charge-offs$243,000572
Cash dividends$250,0001,750
Sale, conversion, retirement of capital stock, net$0659
Net operating income$521,6602,635
2015-12-31 (YTD Data)Rank
Total interest income$7,538,0002,964
Total interest expense$702,0003,060
Net interest income$6,836,0002,911
Provision for loan and lease losses$1,490,000576
Total noninterest income$789,0003,449
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$692,0001,664
Trading account gains and fees$0159
Additional Noninterest Income$97,0005,110
Total noninterest expense$3,715,0003,872
Salaries and employee benefits$2,398,0003,513
Premises and equipment expense$186,0005,173
Additional noninterest expense$1,131,0004,047
Pre-tax net operating income$2,420,0002,691
Securities gains (losses)$31,0001,973
Applicable income taxes$73,0003,482
Income before extraordinary items$2,378,0002,421
Extraordinary gains, net$023
Net income$2,378,0002,423
Minority interest net income$081
Net income of bank and minority interests.$2,378,0002,423
Net charge-offs$928,000732
Cash dividends$1,300,0001,796
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,347,9302,403
2015-09-30 (YTD Data)Rank
Total interest income$5,656,0002,980
Total interest expense$527,0003,094
Net interest income$5,129,0002,928
Provision for loan and lease losses$950,000630
Total noninterest income$573,0003,526
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$502,0001,721
Trading account gains and fees$0153
Additional Noninterest Income$71,0005,156
Total noninterest expense$2,685,0003,969
Salaries and employee benefits$1,721,0003,636
Premises and equipment expense$135,0005,275
Additional noninterest expense$829,0004,109
Pre-tax net operating income$2,067,0002,514
Securities gains (losses)$31,0001,769
Applicable income taxes$54,0003,600
Income before extraordinary items$2,044,0002,225
Extraordinary gains, net$021
Net income$2,044,0002,226
Minority interest net income$078
Net income of bank and minority interests.$2,044,0002,226
Net charge-offs$473,000900
Cash dividends$1,000,0001,586
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,013,9302,213
2015-06-30 (YTD Data)Rank
Total interest income$3,679,0003,028
Total interest expense$348,0003,135
Net interest income$3,331,0002,998
Provision for loan and lease losses$450,000841
Total noninterest income$374,0003,558
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$328,0001,727
Trading account gains and fees$0157
Additional Noninterest Income$46,0005,237
Total noninterest expense$1,794,0004,010
Salaries and employee benefits$1,155,0003,640
Premises and equipment expense$88,0005,333
Additional noninterest expense$551,0004,148
Pre-tax net operating income$1,461,0002,380
Securities gains (losses)$11,0001,976
Applicable income taxes$37,0003,612
Income before extraordinary items$1,435,0002,126
Extraordinary gains, net$022
Net income$1,435,0002,128
Minority interest net income$075
Net income of bank and minority interests.$1,435,0002,128
Net charge-offs$83,0001,894
Cash dividends$750,0001,515
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,424,3302,087
2015-03-31 (YTD Data)Rank
Total interest income$1,842,0003,041
Total interest expense$171,0003,203
Net interest income$1,671,0002,976
Provision for loan and lease losses$225,000816
Total noninterest income$194,0003,481
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$159,0001,753
Trading account gains and fees$0152
Additional Noninterest Income$35,0004,901
Total noninterest expense$882,0004,089
Salaries and employee benefits$572,0003,699
Premises and equipment expense$38,0005,539
Additional noninterest expense$272,0004,178
Pre-tax net operating income$758,0002,283
Securities gains (losses)$4,0001,704
Applicable income taxes$20,0003,527
Income before extraordinary items$742,0002,035
Extraordinary gains, net$013
Net income$742,0002,036
Minority interest net income$064
Net income of bank and minority interests.$742,0002,036
Net charge-offs$35,0001,797
Cash dividends$750,000825
Sale, conversion, retirement of capital stock, net$0697
Net operating income$738,1201,984
2014-12-31 (YTD Data)Rank
Total interest income$7,689,0002,959
Total interest expense$697,0003,322
Net interest income$6,992,0002,892
Provision for loan and lease losses$950,000905
Total noninterest income$979,0003,147
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$707,0001,733
Trading account gains and fees$0180
Additional Noninterest Income$272,0004,144
Total noninterest expense$3,637,0004,045
Salaries and employee benefits$2,362,0003,625
Premises and equipment expense$183,0005,462
Additional noninterest expense$1,092,0004,254
Pre-tax net operating income$3,384,0002,086
Securities gains (losses)$18,0002,377
Applicable income taxes$65,0003,606
Income before extraordinary items$3,337,0001,846
Extraordinary gains, net$017
Net income$3,337,0001,846
Minority interest net income$084
Net income of bank and minority interests.$3,337,0001,845
Net charge-offs$396,0001,738
Cash dividends$1,550,0001,534
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,319,3601,827
2014-09-30 (YTD Data)Rank
Total interest income$5,773,0002,980
Total interest expense$517,0003,385
Net interest income$5,256,0002,912
Provision for loan and lease losses$725,000864
Total noninterest income$773,0003,087
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$514,0001,787
Trading account gains and fees$0174
Additional Noninterest Income$259,0003,854
Total noninterest expense$2,577,0004,199
Salaries and employee benefits$1,643,0003,815
Premises and equipment expense$130,0005,582
Additional noninterest expense$804,0004,322
Pre-tax net operating income$2,727,0002,007
Securities gains (losses)$-26,0006,281
Applicable income taxes$49,0003,670
Income before extraordinary items$2,652,0001,756
Extraordinary gains, net$015
Net income$2,652,0001,757
Minority interest net income$081
Net income of bank and minority interests.$2,652,0001,756
Net charge-offs$197,0002,007
Cash dividends$750,0001,802
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,677,4801,712
2014-06-30 (YTD Data)Rank
Total interest income$3,819,0003,001
Total interest expense$341,0003,443
Net interest income$3,478,0002,935
Provision for loan and lease losses$450,000910
Total noninterest income$426,0003,396
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$334,0001,805
Trading account gains and fees$0172
Additional Noninterest Income$92,0004,684
Total noninterest expense$1,692,0004,265
Salaries and employee benefits$1,109,0003,802
Premises and equipment expense$82,0005,691
Additional noninterest expense$501,0004,481
Pre-tax net operating income$1,762,0002,007
Securities gains (losses)$-2,0006,107
Applicable income taxes$32,0003,667
Income before extraordinary items$1,728,0001,740
Extraordinary gains, net$020
Net income$1,728,0001,743
Minority interest net income$080
Net income of bank and minority interests.$1,728,0001,742
Net charge-offs$60,0002,626
Cash dividends$750,0001,426
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,729,9601,703
2014-03-31 (YTD Data)Rank
Total interest income$1,873,0003,061
Total interest expense$168,0003,530
Net interest income$1,705,0002,986
Provision for loan and lease losses$225,000909
Total noninterest income$193,0003,514
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$158,0001,854
Trading account gains and fees$0147
Additional Noninterest Income$35,0004,979
Total noninterest expense$837,0004,319
Salaries and employee benefits$548,0003,870
Premises and equipment expense$38,0005,848
Additional noninterest expense$251,0004,503
Pre-tax net operating income$836,0002,028
Securities gains (losses)$17,0001,007
Applicable income taxes$16,0003,623
Income before extraordinary items$837,0001,739
Extraordinary gains, net$016
Net income$837,0001,743
Minority interest net income$066
Net income of bank and minority interests.$837,0001,742
Net charge-offs$29,0002,245
Cash dividends$400,0001,206
Sale, conversion, retirement of capital stock, net$0747
Net operating income$820,3401,746
2013-12-31 (YTD Data)Rank
Total interest income$7,011,0003,245
Total interest expense$735,0003,633
Net interest income$6,276,0003,157
Provision for loan and lease losses$850,0001,264
Total noninterest income$669,0003,946
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$577,0002,137
Trading account gains and fees$0184
Additional Noninterest Income$92,0005,443
Total noninterest expense$3,585,0004,193
Salaries and employee benefits$2,271,0003,785
Premises and equipment expense$222,0005,395
Additional noninterest expense$1,092,0004,400
Pre-tax net operating income$2,510,0002,464
Securities gains (losses)$03,182
Applicable income taxes$71,0003,603
Income before extraordinary items$2,439,0002,241
Extraordinary gains, net$029
Net income$2,439,0002,244
Minority interest net income$090
Net income of bank and minority interests.$2,439,0002,244
Net charge-offs$934,0001,344
Cash dividends$1,500,0001,473
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,439,0002,190
2013-09-30 (YTD Data)Rank
Total interest income$5,208,0003,297
Total interest expense$558,0003,697
Net interest income$4,650,0003,204
Provision for loan and lease losses$700,0001,182
Total noninterest income$491,0004,048
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$419,0002,196
Trading account gains and fees$0180
Additional Noninterest Income$72,0005,495
Total noninterest expense$2,601,0004,303
Salaries and employee benefits$1,614,0003,919
Premises and equipment expense$172,0005,392
Additional noninterest expense$815,0004,433
Pre-tax net operating income$1,840,0002,583
Securities gains (losses)$03,040
Applicable income taxes$56,0003,665
Income before extraordinary items$1,784,0002,326
Extraordinary gains, net$025
Net income$1,784,0002,331
Minority interest net income$084
Net income of bank and minority interests.$1,784,0002,331
Net charge-offs$801,0001,176
Cash dividends$500,0002,089
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,784,0002,265
2013-06-30 (YTD Data)Rank
Total interest income$3,343,0003,413
Total interest expense$380,0003,703
Net interest income$2,963,0003,317
Provision for loan and lease losses$550,0001,076
Total noninterest income$321,0004,097
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$267,0002,249
Trading account gains and fees$0157
Additional Noninterest Income$54,0005,427
Total noninterest expense$1,683,0004,391
Salaries and employee benefits$1,073,0003,955
Premises and equipment expense$98,0005,646
Additional noninterest expense$512,0004,582
Pre-tax net operating income$1,051,0002,798
Securities gains (losses)$02,791
Applicable income taxes$39,0003,624
Income before extraordinary items$1,012,0002,624
Extraordinary gains, net$022
Net income$1,012,0002,629
Minority interest net income$082
Net income of bank and minority interests.$1,012,0002,629
Net charge-offs$558,0001,177
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,012,0002,517
2013-03-31 (YTD Data)Rank
Total interest income$1,624,0003,504
Total interest expense$196,0003,719
Net interest income$1,428,0003,412
Provision for loan and lease losses$350,000887
Total noninterest income$155,0004,121
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$128,0002,308
Trading account gains and fees$0148
Additional Noninterest Income$27,0005,418
Total noninterest expense$835,0004,445
Salaries and employee benefits$529,0004,020
Premises and equipment expense$46,0005,781
Additional noninterest expense$260,0004,557
Pre-tax net operating income$398,0003,305
Securities gains (losses)$01,966
Applicable income taxes$21,0003,565
Income before extraordinary items$377,0003,133
Extraordinary gains, net$010
Net income$377,0003,134
Minority interest net income$076
Net income of bank and minority interests.$377,0003,135
Net charge-offs$429,000851
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$377,0003,042
2012-12-31 (YTD Data)Rank
Total interest income$6,968,0003,461
Total interest expense$903,0003,863
Net interest income$6,065,0003,343
Provision for loan and lease losses$550,0002,586
Total noninterest income$694,0003,901
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$603,0002,144
Trading account gains and fees$0166
Additional Noninterest Income$91,0005,429
Total noninterest expense$3,383,0004,462
Salaries and employee benefits$2,201,0003,898
Premises and equipment expense$212,0005,635
Additional noninterest expense$970,0004,865
Pre-tax net operating income$2,826,0002,205
Securities gains (losses)$-1,0006,602
Applicable income taxes$60,0003,803
Income before extraordinary items$2,765,0002,000
Extraordinary gains, net$029
Net income$2,765,0001,999
Minority interest net income$093
Net income of bank and minority interests.$2,765,0002,001
Net charge-offs$134,0004,156
Cash dividends$2,400,0001,044
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,765,9801,890
2012-09-30 (YTD Data)Rank
Total interest income$5,314,0003,479
Total interest expense$692,0003,922
Net interest income$4,622,0003,366
Provision for loan and lease losses$400,0002,581
Total noninterest income$533,0003,893
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$456,0002,154
Trading account gains and fees$0157
Additional Noninterest Income$77,0005,401
Total noninterest expense$2,427,0004,583
Salaries and employee benefits$1,563,0004,050
Premises and equipment expense$151,0005,767
Additional noninterest expense$713,0004,953
Pre-tax net operating income$2,328,0002,098
Securities gains (losses)$03,575
Applicable income taxes$45,0003,836
Income before extraordinary items$2,283,0001,878
Extraordinary gains, net$020
Net income$2,283,0001,877
Minority interest net income$086
Net income of bank and minority interests.$2,283,0001,879
Net charge-offs$173,0003,453
Cash dividends$1,400,0001,048
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,283,0001,779
2012-06-30 (YTD Data)Rank
Total interest income$3,514,0003,517
Total interest expense$474,0003,954
Net interest income$3,040,0003,407
Provision for loan and lease losses$250,0002,658
Total noninterest income$359,0003,869
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$305,0002,132
Trading account gains and fees$0153
Additional Noninterest Income$54,0005,374
Total noninterest expense$1,608,0004,632
Salaries and employee benefits$1,040,0004,067
Premises and equipment expense$96,0005,867
Additional noninterest expense$472,0005,000
Pre-tax net operating income$1,541,0002,094
Securities gains (losses)$03,178
Applicable income taxes$30,0003,829
Income before extraordinary items$1,511,0001,871
Extraordinary gains, net$019
Net income$1,511,0001,870
Minority interest net income$084
Net income of bank and minority interests.$1,511,0001,871
Net charge-offs$131,0003,168
Cash dividends$950,0001,028
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,511,0001,783
2012-03-31 (YTD Data)Rank
Total interest income$1,726,0003,600
Total interest expense$240,0004,023
Net interest income$1,486,0003,484
Provision for loan and lease losses$100,0002,838
Total noninterest income$175,0003,923
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$144,0002,209
Trading account gains and fees$0148
Additional Noninterest Income$31,0005,311
Total noninterest expense$817,0004,600
Salaries and employee benefits$513,0004,137
Premises and equipment expense$47,0005,945
Additional noninterest expense$257,0004,795
Pre-tax net operating income$744,0002,147
Securities gains (losses)$02,210
Applicable income taxes$15,0003,807
Income before extraordinary items$729,0001,947
Extraordinary gains, net$019
Net income$729,0001,948
Minority interest net income$078
Net income of bank and minority interests.$729,0001,949
Net charge-offs$-7,0006,510
Cash dividends$450,000954
Sale, conversion, retirement of capital stock, net$0861
Net operating income$729,0001,843
2011-12-31 (YTD Data)Rank
Total interest income$7,604,0003,468
Total interest expense$1,032,0004,332
Net interest income$6,572,0003,231
Provision for loan and lease losses$600,0003,157
Total noninterest income$692,0003,793
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$600,0002,238
Trading account gains and fees$0146
Additional Noninterest Income$92,0005,387
Total noninterest expense$3,338,0004,605
Salaries and employee benefits$2,055,0004,111
Premises and equipment expense$216,0005,877
Additional noninterest expense$1,067,0004,749
Pre-tax net operating income$3,326,0001,670
Securities gains (losses)$71,0002,325
Applicable income taxes$61,0003,657
Income before extraordinary items$3,336,0001,463
Extraordinary gains, net$029
Net income$3,336,0001,463
Minority interest net income$096
Net income of bank and minority interests.$3,336,0001,463
Net charge-offs$452,0003,300
Cash dividends$1,800,0001,047
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,266,4201,426
2011-09-30 (YTD Data)Rank
Total interest income$5,851,0003,433
Total interest expense$783,0004,414
Net interest income$5,068,0003,180
Provision for loan and lease losses$550,0002,737
Total noninterest income$526,0003,782
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$450,0002,258
Trading account gains and fees$0145
Additional Noninterest Income$76,0005,396
Total noninterest expense$2,453,0004,653
Salaries and employee benefits$1,448,0004,264
Premises and equipment expense$128,0006,290
Additional noninterest expense$877,0004,530
Pre-tax net operating income$2,591,0001,680
Securities gains (losses)$71,0002,065
Applicable income taxes$45,0003,682
Income before extraordinary items$2,617,0001,458
Extraordinary gains, net$021
Net income$2,617,0001,458
Minority interest net income$087
Net income of bank and minority interests.$2,617,0001,458
Net charge-offs$376,0002,987
Cash dividends$1,300,000939
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,547,4201,413
2011-06-30 (YTD Data)Rank
Total interest income$3,820,0003,521
Total interest expense$517,0004,538
Net interest income$3,303,0003,251
Provision for loan and lease losses$300,0002,953
Total noninterest income$344,0003,853
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$292,0002,278
Trading account gains and fees$0153
Additional Noninterest Income$52,0005,412
Total noninterest expense$1,665,0004,663
Salaries and employee benefits$966,0004,289
Premises and equipment expense$89,0006,282
Additional noninterest expense$610,0004,479
Pre-tax net operating income$1,682,0001,692
Securities gains (losses)$71,0001,364
Applicable income taxes$30,0003,639
Income before extraordinary items$1,723,0001,429
Extraordinary gains, net$015
Net income$1,723,0001,430
Minority interest net income$089
Net income of bank and minority interests.$1,723,0001,430
Net charge-offs$204,0003,097
Cash dividends$800,000975
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,653,4201,423
2011-03-31 (YTD Data)Rank
Total interest income$1,931,0003,510
Total interest expense$258,0004,670
Net interest income$1,673,0003,202
Provision for loan and lease losses$150,0002,750
Total noninterest income$167,0003,950
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$137,0002,357
Trading account gains and fees$0158
Additional Noninterest Income$30,0005,389
Total noninterest expense$842,0004,659
Salaries and employee benefits$488,0004,302
Premises and equipment expense$52,0006,067
Additional noninterest expense$302,0004,510
Pre-tax net operating income$848,0001,691
Securities gains (losses)$42,000820
Applicable income taxes$16,0003,560
Income before extraordinary items$874,0001,385
Extraordinary gains, net$09
Net income$874,0001,386
Minority interest net income$086
Net income of bank and minority interests.$874,0001,386
Net charge-offs$43,0003,481
Cash dividends$500,000725
Sale, conversion, retirement of capital stock, net$0925
Net operating income$832,8401,389
2010-12-31 (YTD Data)Rank
Total interest income$7,551,0003,702
Total interest expense$1,191,0004,840
Net interest income$6,360,0003,328
Provision for loan and lease losses$750,0003,475
Total noninterest income$707,0003,919
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$554,0002,454
Trading account gains and fees$0175
Additional Noninterest Income$153,0004,946
Total noninterest expense$3,189,0004,852
Salaries and employee benefits$2,062,0004,140
Premises and equipment expense$136,0006,752
Additional noninterest expense$991,0005,111
Pre-tax net operating income$3,128,0001,574
Securities gains (losses)$154,0001,808
Applicable income taxes$61,0003,532
Income before extraordinary items$3,221,0001,321
Extraordinary gains, net$029
Net income$3,221,0001,322
Minority interest net income$0111
Net income of bank and minority interests.$3,221,0001,323
Net charge-offs$429,0003,852
Cash dividends$2,110,000775
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,070,0801,329
2010-09-30 (YTD Data)Rank
Total interest income$5,688,0003,764
Total interest expense$914,0004,940
Net interest income$4,774,0003,371
Provision for loan and lease losses$605,0003,231
Total noninterest income$561,0003,826
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$413,0002,524
Trading account gains and fees$0165
Additional Noninterest Income$148,0004,664
Total noninterest expense$2,229,0005,068
Salaries and employee benefits$1,479,0004,311
Premises and equipment expense$87,0007,009
Additional noninterest expense$663,0005,406
Pre-tax net operating income$2,501,0001,581
Securities gains (losses)$154,0001,578
Applicable income taxes$45,0003,623
Income before extraordinary items$2,610,0001,274
Extraordinary gains, net$023
Net income$2,610,0001,278
Minority interest net income$0110
Net income of bank and minority interests.$2,610,0001,278
Net charge-offs$388,0003,407
Cash dividends$1,350,000818
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,459,0801,308
2010-06-30 (YTD Data)Rank
Total interest income$3,805,0003,797
Total interest expense$629,0004,957
Net interest income$3,176,0003,384
Provision for loan and lease losses$400,0003,175
Total noninterest income$336,0004,018
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$280,0002,493
Trading account gains and fees$0152
Additional Noninterest Income$56,0005,457
Total noninterest expense$1,423,0005,209
Salaries and employee benefits$1,001,0004,292
Premises and equipment expense$55,0007,103
Additional noninterest expense$367,0005,846
Pre-tax net operating income$1,689,0001,533
Securities gains (losses)$154,0001,115
Applicable income taxes$30,0003,574
Income before extraordinary items$1,813,0001,228
Extraordinary gains, net$019
Net income$1,813,0001,229
Minority interest net income$0105
Net income of bank and minority interests.$1,813,0001,229
Net charge-offs$322,0002,966
Cash dividends$900,000798
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,662,0801,287
2010-03-31 (YTD Data)Rank
Total interest income$1,934,0003,806
Total interest expense$331,0004,958
Net interest income$1,603,0003,376
Provision for loan and lease losses$150,0003,336
Total noninterest income$178,0003,915
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$144,0002,415
Trading account gains and fees$0175
Additional Noninterest Income$34,0005,280
Total noninterest expense$653,0005,509
Salaries and employee benefits$500,0004,358
Premises and equipment expense$28,0007,169
Additional noninterest expense$125,0006,652
Pre-tax net operating income$978,0001,332
Securities gains (losses)$15,0001,604
Applicable income taxes$15,0003,592
Income before extraordinary items$978,0001,110
Extraordinary gains, net$016
Net income$978,0001,110
Minority interest net income$091
Net income of bank and minority interests.$978,0001,112
Net charge-offs$4,0005,215
Cash dividends$450,000752
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$963,3001,099
2009-12-31 (YTD Data)Rank
Total interest income$7,890,0003,854
Total interest expense$1,626,0004,972
Net interest income$6,264,0003,341
Provision for loan and lease losses$550,0004,387
Total noninterest income$623,0004,293
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$543,0002,719
Trading account gains and fees$0211
Additional Noninterest Income$80,0005,919
Total noninterest expense$3,446,0004,770
Salaries and employee benefits$2,013,0004,349
Premises and equipment expense$206,0006,431
Additional noninterest expense$1,227,0004,676
Pre-tax net operating income$2,891,0001,387
Securities gains (losses)$177,0001,646
Applicable income taxes$57,0003,194
Income before extraordinary items$3,011,0001,123
Extraordinary gains, net$034
Net income$3,011,0001,121
Minority interest net income$0115
Net income of bank and minority interests.$3,011,0001,122
Net charge-offs$467,0003,881
Cash dividends$2,000,000905
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,837,5401,181
2009-09-30 (YTD Data)Rank
Total interest income$5,915,0003,909
Total interest expense$1,264,0005,018
Net interest income$4,651,0003,372
Provision for loan and lease losses$350,0004,373
Total noninterest income$474,0004,325
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$402,0002,752
Trading account gains and fees$0212
Additional Noninterest Income$72,0005,821
Total noninterest expense$2,364,0005,038
Salaries and employee benefits$1,402,0004,601
Premises and equipment expense$137,0006,676
Additional noninterest expense$825,0004,979
Pre-tax net operating income$2,411,0001,341
Securities gains (losses)$165,0001,438
Applicable income taxes$39,0003,468
Income before extraordinary items$2,537,0001,077
Extraordinary gains, net$027
Net income$2,537,0001,076
Minority interest net income$0118
Net income of bank and minority interests.$2,537,0001,077
Net charge-offs$259,0003,916
Cash dividends$1,156,0001,112
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,375,3001,124
2009-06-30 (YTD Data)Rank
Total interest income$3,919,0003,960
Total interest expense$855,0005,101
Net interest income$3,064,0003,396
Provision for loan and lease losses$250,0003,992
Total noninterest income$311,0004,354
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$257,0002,809
Trading account gains and fees$0193
Additional Noninterest Income$54,0005,737
Total noninterest expense$1,635,0004,977
Salaries and employee benefits$937,0004,637
Premises and equipment expense$92,0006,733
Additional noninterest expense$606,0004,696
Pre-tax net operating income$1,490,0001,533
Securities gains (losses)$40,0002,039
Applicable income taxes$25,0003,592
Income before extraordinary items$1,505,0001,253
Extraordinary gains, net$021
Net income$1,505,0001,251
Minority interest net income$0112
Net income of bank and minority interests.$1,505,0001,252
Net charge-offs$107,0004,176
Cash dividends$800,0001,125
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,465,8001,250
2009-03-31 (YTD Data)Rank
Total interest income$1,955,0004,007
Total interest expense$445,0005,123
Net interest income$1,510,0003,428
Provision for loan and lease losses$150,0003,210
Total noninterest income$153,0004,339
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$122,0002,852
Trading account gains and fees$0171
Additional Noninterest Income$31,0005,565
Total noninterest expense$768,0005,098
Salaries and employee benefits$468,0004,686
Premises and equipment expense$45,0006,803
Additional noninterest expense$255,0004,896
Pre-tax net operating income$745,0001,713
Securities gains (losses)$39,0001,402
Applicable income taxes$12,0003,875
Income before extraordinary items$772,0001,422
Extraordinary gains, net$015
Net income$772,0001,421
Minority interest net income$0102
Net income of bank and minority interests.$772,0001,424
Net charge-offs$129,0002,580
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$733,7801,404
2008-12-31 (YTD Data)Rank
Total interest income$8,361,0004,019
Total interest expense$2,112,0005,175
Net interest income$6,249,0003,361
Provision for loan and lease losses$330,0004,460
Total noninterest income$586,0004,523
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$494,0003,044
Trading account gains and fees$0154
Additional Noninterest Income$92,0006,036
Total noninterest expense$2,911,0005,217
Salaries and employee benefits$1,928,0004,585
Premises and equipment expense$198,0006,697
Additional noninterest expense$785,0005,524
Pre-tax net operating income$3,594,0001,521
Securities gains (losses)$-23,0007,099
Applicable income taxes$54,0003,814
Income before extraordinary items$3,517,0001,185
Extraordinary gains, net$039
Net income$3,517,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0003,599
Cash dividends$1,600,0001,632
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,539,5401,253
2008-09-30 (YTD Data)Rank
Total interest income$6,281,0004,071
Total interest expense$1,621,0005,240
Net interest income$4,660,0003,398
Provision for loan and lease losses$230,0003,971
Total noninterest income$449,0004,571
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$372,0003,067
Trading account gains and fees$0148
Additional Noninterest Income$77,0006,008
Total noninterest expense$2,052,0005,387
Salaries and employee benefits$1,330,0004,841
Premises and equipment expense$142,0006,818
Additional noninterest expense$580,0005,523
Pre-tax net operating income$2,827,0001,718
Securities gains (losses)$-19,0007,406
Applicable income taxes$33,0004,365
Income before extraordinary items$2,775,0001,341
Extraordinary gains, net$031
Net income$2,775,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,958
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,793,8101,405
2008-06-30 (YTD Data)Rank
Total interest income$4,153,0004,137
Total interest expense$1,106,0005,333
Net interest income$3,047,0003,452
Provision for loan and lease losses$130,0003,857
Total noninterest income$287,0004,728
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$236,0003,136
Trading account gains and fees$0149
Additional Noninterest Income$51,0006,108
Total noninterest expense$1,398,0005,355
Salaries and employee benefits$896,0004,855
Premises and equipment expense$91,0006,912
Additional noninterest expense$411,0005,337
Pre-tax net operating income$1,806,0001,844
Securities gains (losses)$-6,0008,076
Applicable income taxes$22,0004,624
Income before extraordinary items$1,778,0001,541
Extraordinary gains, net$021
Net income$1,778,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,081
Cash dividends$1,000,0001,384
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,783,9401,501
2008-03-31 (YTD Data)Rank
Total interest income$2,079,0004,205
Total interest expense$566,0005,446
Net interest income$1,513,0003,463
Provision for loan and lease losses$130,0002,351
Total noninterest income$149,0004,635
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$119,0003,082
Trading account gains and fees$0158
Additional Noninterest Income$30,0005,904
Total noninterest expense$681,0005,461
Salaries and employee benefits$449,0004,893
Premises and equipment expense$45,0006,958
Additional noninterest expense$187,0005,554
Pre-tax net operating income$851,0002,046
Securities gains (losses)$02,688
Applicable income taxes$11,0004,747
Income before extraordinary items$840,0001,746
Extraordinary gains, net$015
Net income$840,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,826
Cash dividends$500,0001,332
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$840,0001,680
2007-12-31 (YTD Data)Rank
Total interest income$7,433,0004,583
Total interest expense$2,348,0005,433
Net interest income$5,085,0003,950
Provision for loan and lease losses$330,0003,017
Total noninterest income$533,0004,890
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$458,0003,253
Trading account gains and fees$0178
Additional Noninterest Income$75,0006,615
Total noninterest expense$2,703,0005,347
Salaries and employee benefits$1,844,0004,667
Premises and equipment expense$229,0006,448
Additional noninterest expense$630,0006,012
Pre-tax net operating income$2,585,0002,750
Securities gains (losses)$-35,0007,913
Applicable income taxes$137,0004,210
Income before extraordinary items$2,413,0002,455
Extraordinary gains, net$039
Net income$2,413,0002,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0002,240
Cash dividends$1,150,0002,413
Sale, conversion, retirement of capital stock, net$-880,0008,490
Net operating income$2,446,2502,412
2007-09-30 (YTD Data)Rank
Total interest income$5,504,0004,624
Total interest expense$1,756,0005,450
Net interest income$3,748,0004,013
Provision for loan and lease losses$30,0005,532
Total noninterest income$406,0004,868
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$342,0003,249
Trading account gains and fees$0184
Additional Noninterest Income$64,0006,464
Total noninterest expense$1,867,0005,580
Salaries and employee benefits$1,267,0004,929
Premises and equipment expense$168,0006,504
Additional noninterest expense$432,0006,199
Pre-tax net operating income$2,257,0002,614
Securities gains (losses)$-18,0007,926
Applicable income taxes$126,0004,220
Income before extraordinary items$2,113,0002,279
Extraordinary gains, net$033
Net income$2,113,0002,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,416
Cash dividends$1,150,0001,817
Sale, conversion, retirement of capital stock, net$-880,0008,528
Net operating income$2,129,9202,245
2007-06-30 (YTD Data)Rank
Total interest income$3,561,0004,713
Total interest expense$1,124,0005,568
Net interest income$2,437,0004,117
Provision for loan and lease losses$06,209
Total noninterest income$268,0004,932
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$229,0003,215
Trading account gains and fees$0168
Additional Noninterest Income$39,0006,648
Total noninterest expense$1,272,0005,544
Salaries and employee benefits$848,0004,944
Premises and equipment expense$112,0006,531
Additional noninterest expense$312,0006,012
Pre-tax net operating income$1,433,0002,767
Securities gains (losses)$01,444
Applicable income taxes$20,0005,345
Income before extraordinary items$1,413,0002,312
Extraordinary gains, net$029
Net income$1,413,0002,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,409
Cash dividends$250,0003,343
Sale, conversion, retirement of capital stock, net$-880,0008,592
Net operating income$1,413,0002,296
2007-03-31 (YTD Data)Rank
Total interest income$1,718,0004,809
Total interest expense$543,0005,654
Net interest income$1,175,0004,228
Provision for loan and lease losses$05,779
Total noninterest income$141,0004,774
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$113,0003,201
Trading account gains and fees$0195
Additional Noninterest Income$28,0006,096
Total noninterest expense$641,0005,547
Salaries and employee benefits$425,0004,966
Premises and equipment expense$49,0006,834
Additional noninterest expense$167,0005,809
Pre-tax net operating income$675,0002,869
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$675,0002,403
Extraordinary gains, net$022
Net income$675,0002,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0001,903
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$675,0002,387
2006-12-31 (YTD Data)Rank
Total interest income$6,521,0004,755
Total interest expense$1,893,0005,550
Net interest income$4,628,0004,260
Provision for loan and lease losses$180,0003,697
Total noninterest income$780,0004,124
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$433,0003,369
Trading account gains and fees$0130
Additional Noninterest Income$347,0004,011
Total noninterest expense$2,679,0005,265
Salaries and employee benefits$1,782,0004,647
Premises and equipment expense$255,0006,160
Additional noninterest expense$642,0005,874
Pre-tax net operating income$2,549,0003,091
Securities gains (losses)$-55,0007,979
Applicable income taxes$765,0002,540
Income before extraordinary items$1,729,0003,449
Extraordinary gains, net$051
Net income$1,729,0003,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,234
Cash dividends$650,0003,319
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,766,9503,378
2006-09-30 (YTD Data)Rank
Total interest income$4,827,0004,781
Total interest expense$1,364,0005,596
Net interest income$3,463,0004,278
Provision for loan and lease losses$80,0004,494
Total noninterest income$661,0003,830
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$335,0003,326
Trading account gains and fees$0126
Additional Noninterest Income$326,0003,591
Total noninterest expense$1,922,0005,388
Salaries and employee benefits$1,267,0004,800
Premises and equipment expense$176,0006,394
Additional noninterest expense$479,0005,884
Pre-tax net operating income$2,122,0002,995
Securities gains (losses)$-16,0007,758
Applicable income taxes$608,0002,578
Income before extraordinary items$1,498,0003,206
Extraordinary gains, net$045
Net income$1,498,0003,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,683
Cash dividends$450,0003,081
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,509,3603,186
2006-06-30 (YTD Data)Rank
Total interest income$3,170,0004,783
Total interest expense$914,0005,464
Net interest income$2,256,0004,365
Provision for loan and lease losses$06,419
Total noninterest income$278,0004,918
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$220,0003,334
Trading account gains and fees$0126
Additional Noninterest Income$58,0006,139
Total noninterest expense$1,286,0005,387
Salaries and employee benefits$855,0004,785
Premises and equipment expense$114,0006,467
Additional noninterest expense$317,0005,902
Pre-tax net operating income$1,248,0003,276
Securities gains (losses)$01,185
Applicable income taxes$358,0002,792
Income before extraordinary items$890,0003,474
Extraordinary gains, net$039
Net income$890,0003,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,501
Cash dividends$300,0003,088
Sale, conversion, retirement of capital stock, net$0887
Net operating income$890,0003,464
2006-03-31 (YTD Data)Rank
Total interest income$1,548,0004,809
Total interest expense$434,0005,484
Net interest income$1,114,0004,390
Provision for loan and lease losses$06,013
Total noninterest income$143,0004,794
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$103,0003,410
Trading account gains and fees$0115
Additional Noninterest Income$40,0005,532
Total noninterest expense$624,0005,496
Salaries and employee benefits$436,0004,747
Premises and equipment expense$53,0006,629
Additional noninterest expense$135,0006,355
Pre-tax net operating income$633,0003,195
Securities gains (losses)$0955
Applicable income taxes$185,0002,713
Income before extraordinary items$448,0003,416
Extraordinary gains, net$021
Net income$448,0003,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0001,440
Cash dividends$150,0002,701
Sale, conversion, retirement of capital stock, net$0648
Net operating income$448,0003,394
2005-12-31 (YTD Data)Rank
Total interest income$5,556,0004,819
Total interest expense$1,267,0005,689
Net interest income$4,289,0004,416
Provision for loan and lease losses$310,0002,744
Total noninterest income$566,0004,946
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$423,0003,436
Trading account gains and fees$0138
Additional Noninterest Income$143,0005,813
Total noninterest expense$2,784,0005,031
Salaries and employee benefits$1,823,0004,435
Premises and equipment expense$276,0005,954
Additional noninterest expense$685,0005,649
Pre-tax net operating income$1,761,0004,006
Securities gains (losses)$-18,0007,776
Applicable income taxes$486,0003,412
Income before extraordinary items$1,257,0004,233
Extraordinary gains, net$046
Net income$1,257,0004,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0001,665
Cash dividends$400,0003,975
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,269,9604,185
2005-09-30 (YTD Data)Rank
Total interest income$3,966,0004,944
Total interest expense$911,0005,695
Net interest income$3,055,0004,582
Provision for loan and lease losses$310,0002,151
Total noninterest income$423,0004,979
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$319,0003,423
Trading account gains and fees$0126
Additional Noninterest Income$104,0005,876
Total noninterest expense$1,976,0005,184
Salaries and employee benefits$1,287,0004,606
Premises and equipment expense$201,0006,019
Additional noninterest expense$488,0005,779
Pre-tax net operating income$1,192,0004,313
Securities gains (losses)$-18,0008,135
Applicable income taxes$335,0003,606
Income before extraordinary items$839,0004,633
Extraordinary gains, net$035
Net income$839,0004,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,0001,258
Cash dividends$200,0004,032
Sale, conversion, retirement of capital stock, net$0769
Net operating income$851,7804,553
2005-06-30 (YTD Data)Rank
Total interest income$2,485,0005,078
Total interest expense$566,0005,724
Net interest income$1,919,0004,741
Provision for loan and lease losses$240,0001,839
Total noninterest income$280,0004,960
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$203,0003,480
Trading account gains and fees$0116
Additional Noninterest Income$77,0005,690
Total noninterest expense$1,321,0005,165
Salaries and employee benefits$851,0004,613
Premises and equipment expense$123,0006,229
Additional noninterest expense$347,0005,554
Pre-tax net operating income$638,0004,860
Securities gains (losses)$-13,0008,228
Applicable income taxes$179,0003,977
Income before extraordinary items$446,0005,170
Extraordinary gains, net$030
Net income$446,0005,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0001,110
Cash dividends$100,0004,233
Sale, conversion, retirement of capital stock, net$0643
Net operating income$455,2305,073
2005-03-31 (YTD Data)Rank
Total interest income$1,201,0005,168
Total interest expense$264,0005,825
Net interest income$937,0004,834
Provision for loan and lease losses$155,0001,354
Total noninterest income$146,0004,772
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$101,0003,425
Trading account gains and fees$0115
Additional Noninterest Income$45,0005,411
Total noninterest expense$573,0005,652
Salaries and employee benefits$398,0004,854
Premises and equipment expense$51,0006,715
Additional noninterest expense$124,0006,570
Pre-tax net operating income$355,0004,560
Securities gains (losses)$-19,0008,656
Applicable income taxes$94,0003,867
Income before extraordinary items$242,0004,948
Extraordinary gains, net$024
Net income$242,0004,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,000661
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$255,6804,771
2004-12-31 (YTD Data)Rank
Total interest income$4,981,0004,864
Total interest expense$1,134,0005,290
Net interest income$3,847,0004,609
Provision for loan and lease losses$830,0001,248
Total noninterest income$755,0004,205
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$557,0002,880
Trading account gains and fees$0138
Additional Noninterest Income$198,0005,129
Total noninterest expense$2,810,0004,892
Salaries and employee benefits$1,633,0004,667
Premises and equipment expense$262,0006,062
Additional noninterest expense$915,0004,633
Pre-tax net operating income$962,0005,337
Securities gains (losses)$-12,0008,276
Applicable income taxes$280,0004,284
Income before extraordinary items$670,0005,695
Extraordinary gains, net$034
Net income$670,0005,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,192,000681
Cash dividends$200,0004,847
Sale, conversion, retirement of capital stock, net$0872
Net operating income$678,5205,608
2004-09-30 (YTD Data)Rank
Total interest income$3,801,0004,789
Total interest expense$876,0005,165
Net interest income$2,925,0004,560
Provision for loan and lease losses$680,0001,117
Total noninterest income$608,0004,037
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$439,0002,774
Trading account gains and fees$0134
Additional Noninterest Income$169,0004,855
Total noninterest expense$1,941,0005,140
Salaries and employee benefits$1,148,0004,825
Premises and equipment expense$173,0006,379
Additional noninterest expense$620,0004,947
Pre-tax net operating income$912,0004,846
Securities gains (losses)$-12,0008,545
Applicable income taxes$254,0004,055
Income before extraordinary items$646,0005,168
Extraordinary gains, net$026
Net income$646,0005,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,006,000568
Cash dividends$200,0003,963
Sale, conversion, retirement of capital stock, net$0738
Net operating income$654,6405,050
2004-06-30 (YTD Data)Rank
Total interest income$2,560,0004,756
Total interest expense$592,0005,136
Net interest income$1,968,0004,522
Provision for loan and lease losses$430,0001,152
Total noninterest income$403,0004,072
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$287,0002,815
Trading account gains and fees$0130
Additional Noninterest Income$116,0004,862
Total noninterest expense$1,291,0005,166
Salaries and employee benefits$776,0004,815
Premises and equipment expense$110,0006,547
Additional noninterest expense$405,0005,020
Pre-tax net operating income$650,0004,634
Securities gains (losses)$-2,0008,438
Applicable income taxes$184,0003,927
Income before extraordinary items$464,0004,929
Extraordinary gains, net$021
Net income$464,0004,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$638,000589
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$465,4404,827
2004-03-31 (YTD Data)Rank
Total interest income$1,343,0004,616
Total interest expense$306,0005,104
Net interest income$1,037,0004,369
Provision for loan and lease losses$180,0001,248
Total noninterest income$228,0003,729
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$126,0003,056
Trading account gains and fees$0121
Additional Noninterest Income$102,0003,674
Total noninterest expense$631,0005,281
Salaries and employee benefits$403,0004,712
Premises and equipment expense$49,0006,832
Additional noninterest expense$179,0005,453
Pre-tax net operating income$454,0003,768
Securities gains (losses)$4,0002,410
Applicable income taxes$137,0003,251
Income before extraordinary items$321,0004,090
Extraordinary gains, net$016
Net income$321,0004,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,000471
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$318,2003,977
2003-12-31 (YTD Data)Rank
Total interest income$5,384,0004,642
Total interest expense$1,453,0004,965
Net interest income$3,931,0004,415
Provision for loan and lease losses$890,0001,342
Total noninterest income$685,0004,613
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$507,0003,056
Trading account gains and fees$0160
Additional Noninterest Income$178,0005,525
Total noninterest expense$2,416,0005,341
Salaries and employee benefits$1,635,0004,564
Premises and equipment expense$195,0006,839
Additional noninterest expense$586,0006,061
Pre-tax net operating income$1,310,0004,467
Securities gains (losses)$2,0004,163
Applicable income taxes$-46,0008,861
Income before extraordinary items$1,358,0003,808
Extraordinary gains, net$054
Net income$1,358,0003,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$793,0001,106
Cash dividends$300,0004,343
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,356,0003,659
2003-09-30 (YTD Data)Rank
Total interest income$4,065,0004,674
Total interest expense$1,112,0005,043
Net interest income$2,953,0004,433
Provision for loan and lease losses$160,0003,772
Total noninterest income$479,0004,854
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$378,0003,084
Trading account gains and fees$0153
Additional Noninterest Income$101,0006,060
Total noninterest expense$1,905,0005,141
Salaries and employee benefits$1,197,0004,627
Premises and equipment expense$157,0006,673
Additional noninterest expense$551,0005,319
Pre-tax net operating income$1,367,0003,725
Securities gains (losses)$2,0003,872
Applicable income taxes$406,0003,388
Income before extraordinary items$963,0004,081
Extraordinary gains, net$040
Net income$963,0004,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,349
Cash dividends$300,0003,447
Sale, conversion, retirement of capital stock, net$0722
Net operating income$961,6003,910
2003-06-30 (YTD Data)Rank
Total interest income$2,702,0004,718
Total interest expense$743,0005,162
Net interest income$1,959,0004,457
Provision for loan and lease losses$120,0003,448
Total noninterest income$317,0004,843
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$240,0003,164
Trading account gains and fees$0150
Additional Noninterest Income$77,0005,786
Total noninterest expense$1,316,0005,016
Salaries and employee benefits$805,0004,586
Premises and equipment expense$106,0006,619
Additional noninterest expense$405,0004,968
Pre-tax net operating income$840,0003,928
Securities gains (losses)$2,0003,460
Applicable income taxes$239,0003,635
Income before extraordinary items$603,0004,279
Extraordinary gains, net$030
Net income$603,0004,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,426
Cash dividends$300,0002,868
Sale, conversion, retirement of capital stock, net$0589
Net operating income$601,5604,086
2003-03-31 (YTD Data)Rank
Total interest income$1,354,0004,738
Total interest expense$376,0005,217
Net interest income$978,0004,464
Provision for loan and lease losses$40,0004,103
Total noninterest income$168,0004,593
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$116,0003,170
Trading account gains and fees$0134
Additional Noninterest Income$52,0005,197
Total noninterest expense$616,0005,251
Salaries and employee benefits$402,0004,596
Premises and equipment expense$49,0006,835
Additional noninterest expense$165,0005,630
Pre-tax net operating income$490,0003,554
Securities gains (losses)$02,891
Applicable income taxes$180,0002,886
Income before extraordinary items$310,0004,144
Extraordinary gains, net$021
Net income$310,0004,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,069
Cash dividends$150,0002,511
Sale, conversion, retirement of capital stock, net$0419
Net operating income$310,0003,955
2002-12-31 (YTD Data)Rank
Total interest income$5,660,0004,733
Total interest expense$1,707,0005,312
Net interest income$3,953,0004,385
Provision for loan and lease losses$655,0001,924
Total noninterest income$605,0004,709
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$534,0002,825
Trading account gains and fees$0153
Additional Noninterest Income$71,0007,051
Total noninterest expense$2,620,0004,925
Salaries and employee benefits$1,548,0004,576
Premises and equipment expense$174,0007,109
Additional noninterest expense$898,0004,552
Pre-tax net operating income$1,283,0004,533
Securities gains (losses)$04,537
Applicable income taxes$450,0003,661
Income before extraordinary items$833,0005,087
Extraordinary gains, net$070
Net income$833,0005,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0002,279
Cash dividends$450,0003,607
Sale, conversion, retirement of capital stock, net$0862
Net operating income$833,0004,960
2001-12-31 (YTD Data)Rank
Total interest income$6,620,0004,606
Total interest expense$2,685,0005,142
Net interest income$3,935,0004,176
Provision for loan and lease losses$250,0003,605
Total noninterest income$656,0004,356
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$550,0002,623
Trading account gains and fees$0177
Additional Noninterest Income$106,0006,307
Total noninterest expense$2,320,0005,215
Salaries and employee benefits$1,521,0004,463
Premises and equipment expense$184,0007,014
Additional noninterest expense$615,0005,744
Pre-tax net operating income$2,021,0003,150
Securities gains (losses)$04,612
Applicable income taxes$576,0003,043
Income before extraordinary items$1,445,0003,308
Extraordinary gains, net$0105
Net income$1,445,0003,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,575
Cash dividends$650,0002,984
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,445,0003,207
2000-12-31 (YTD Data)Rank
Total interest income$6,707,0004,742
Total interest expense$3,021,0004,896
Net interest income$3,686,0004,447
Provision for loan and lease losses$250,0003,225
Total noninterest income$668,0004,128
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$548,0002,479
Trading account gains and feesNANA
Additional Noninterest Income$120,0005,988
Total noninterest expense$2,304,0005,153
Salaries and employee benefits$1,510,0004,345
Premises and equipment expense$197,0006,817
Additional noninterest expense$597,0005,816
Pre-tax net operating income$1,800,0003,568
Securities gains (losses)$01,956
Applicable income taxes$448,0003,751
Income before extraordinary items$1,352,0003,523
Extraordinary gains, net$038
Net income$1,352,0003,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,678
Cash dividends$650,0003,054
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,352,0003,512
1999-12-31 (YTD Data)Rank
Total interest income$6,406,0004,733
Total interest expense$2,937,0004,678
Net interest income$3,469,0004,679
Provision for loan and lease losses$270,0002,899
Total noninterest income$549,0004,689
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$447,0002,910
Trading account gains and feesNANA
Additional Noninterest Income$102,0006,585
Total noninterest expense$2,249,0005,249
Salaries and employee benefits$1,414,0004,551
Premises and equipment expense$207,0006,697
Additional noninterest expense$628,0005,661
Pre-tax net operating income$1,499,0004,092
Securities gains (losses)$03,155
Applicable income taxes$385,0004,267
Income before extraordinary items$1,114,0004,096
Extraordinary gains, net$035
Net income$1,114,0004,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,502
Cash dividends$600,0003,129
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,114,0004,051
1998-12-31 (YTD Data)Rank
Total interest income$6,376,0004,770
Total interest expense$2,998,0004,732
Net interest income$3,378,0004,720
Provision for loan and lease losses$330,0002,400
Total noninterest income$762,0003,752
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$456,0002,777
Trading account gains and feesNANA
Additional Noninterest Income$306,0003,981
Total noninterest expense$2,160,0005,290
Salaries and employee benefits$1,308,0004,736
Premises and equipment expense$192,0006,833
Additional noninterest expense$660,0005,389
Pre-tax net operating income$1,650,0003,901
Securities gains (losses)$-18,00010,273
Applicable income taxes$469,0004,011
Income before extraordinary items$1,163,0004,036
Extraordinary gains, net$032
Net income$1,163,0004,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,807
Cash dividends$600,0003,104
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,175,7803,906
1997-12-31 (YTD Data)Rank
Total interest income$6,161,0004,964
Total interest expense$2,760,0005,031
Net interest income$3,401,0004,831
Provision for loan and lease losses$485,0001,816
Total noninterest income$567,0004,591
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$421,0003,089
Trading account gains and feesNANA
Additional Noninterest Income$146,0005,775
Total noninterest expense$2,076,0005,510
Salaries and employee benefits$1,237,0004,963
Premises and equipment expense$133,0008,167
Additional noninterest expense$706,0005,183
Pre-tax net operating income$1,407,0004,714
Securities gains (losses)$03,944
Applicable income taxes$440,0004,599
Income before extraordinary items$967,0004,817
Extraordinary gains, net$044
Net income$967,0004,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,374
Cash dividends$525,0003,359
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$967,0004,757
1996-12-31 (YTD Data)Rank
Total interest income$5,896,0005,249
Total interest expense$2,695,0005,233
Net interest income$3,201,0005,197
Provision for loan and lease losses$400,0002,077
Total noninterest income$553,0004,828
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$391,0003,401
Trading account gains and feesNANA
Additional Noninterest Income$162,0005,740
Total noninterest expense$1,956,0006,026
Salaries and employee benefits$1,190,0005,249
Premises and equipment expense$127,0008,603
Additional noninterest expense$639,0006,104
Pre-tax net operating income$1,398,0004,583
Securities gains (losses)$-29,00010,826
Applicable income taxes$365,0005,187
Income before extraordinary items$1,004,0004,494
Extraordinary gains, net$053
Net income$1,004,0004,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0001,967
Cash dividends$450,0003,623
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,025,1704,341
1995-12-31 (YTD Data)Rank
Total interest income$5,367,0005,684
Total interest expense$2,282,0005,924
Net interest income$3,085,0005,383
Provision for loan and lease losses$325,0002,159
Total noninterest income$993,0003,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$392,0003,425
Trading account gains and feesNANA
Additional Noninterest Income$601,0002,526
Total noninterest expense$2,079,0005,810
Salaries and employee benefits$1,111,0005,557
Premises and equipment expense$133,0008,707
Additional noninterest expense$835,0005,076
Pre-tax net operating income$1,674,0004,073
Securities gains (losses)$03,831
Applicable income taxes$420,0004,777
Income before extraordinary items$1,254,0003,807
Extraordinary gains, net$065
Net income$1,254,0003,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,409
Cash dividends$700,0002,638
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,254,0003,787
1994-12-31 (YTD Data)Rank
Total interest income$4,664,0005,989
Total interest expense$1,900,0005,833
Net interest income$2,764,0005,984
Provision for loan and lease losses$75,0005,153
Total noninterest income$529,0005,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$430,0003,163
Trading account gains and feesNANA
Additional Noninterest Income$99,0007,543
Total noninterest expense$1,898,0006,456
Salaries and employee benefits$1,013,0006,029
Premises and equipment expense$139,0008,849
Additional noninterest expense$746,0006,017
Pre-tax net operating income$1,320,0004,885
Securities gains (losses)$03,600
Applicable income taxes$269,0006,265
Income before extraordinary items$1,051,0004,347
Extraordinary gains, net$0249
Net income$1,051,0004,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,783
Cash dividends$600,0002,782
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,051,0004,407
1993-12-31 (YTD Data)Rank
Total interest income$4,459,0006,352
Total interest expense$1,838,0006,243
Net interest income$2,621,0006,315
Provision for loan and lease losses$010,371
Total noninterest income$522,0005,448
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$420,0003,300
Trading account gains and feesNANA
Additional Noninterest Income$102,0007,802
Total noninterest expense$1,856,0006,741
Salaries and employee benefits$911,0006,648
Premises and equipment expense$139,0009,201
Additional noninterest expense$806,0005,891
Pre-tax net operating income$1,287,0004,900
Securities gains (losses)$07,477
Applicable income taxes$289,0006,213
Income before extraordinary items$998,0004,719
Extraordinary gains, net$03,149
Net income$998,0004,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0005,115
Cash dividends$575,0002,752
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$998,0004,472
1992-12-31 (YTD Data)Rank
Total interest income$4,592,0006,779
Total interest expense$2,083,0006,914
Net interest income$2,509,0006,576
Provision for loan and lease losses$011,756
Total noninterest income$559,0005,232
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$376,0003,691
Trading account gains and feesNANA
Additional Noninterest Income$183,0005,968
Total noninterest expense$1,986,0006,418
Salaries and employee benefits$901,0006,617
Premises and equipment expense$135,0009,539
Additional noninterest expense$950,0005,272
Pre-tax net operating income$1,082,0005,322
Securities gains (losses)$91,0003,163
Applicable income taxes$370,0005,088
Income before extraordinary items$803,0005,348
Extraordinary gains, net$01,422
Net income$803,0005,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0004,990
Cash dividends$400,0003,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$741,1205,343

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.