Home > The First National Bank of Girard > Income and Expense
The First National Bank of Girard, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $819,000 | 4,417 |
| Total interest expense | $146,000 | 4,041 |
| Net interest income | $673,000 | 4,420 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $-50,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $26,000 | 3,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-76,000 | 5,340 |
| Total noninterest expense | $538,000 | 4,436 |
| Salaries and employee benefits | $274,000 | 4,520 |
| Premises and equipment expense | $78,000 | 3,952 |
| Additional noninterest expense | $186,000 | 4,296 |
| Pre-tax net operating income | $35,000 | 5,028 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $125,000 | 1,990 |
| Income before extraordinary items | $-90,000 | 5,238 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-90,000 | 5,237 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-90,000 | 5,237 |
| Net charge-offs | $71,000 | 1,044 |
| Cash dividends | $175,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-90,000 | 5,238 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 4,411 |
| Total interest expense | $491,000 | 3,943 |
| Net interest income | $2,711,000 | 4,432 |
| Provision for loan and lease losses | $177,000 | 2,506 |
| Total noninterest income | $168,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $133,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 5,019 |
| Total noninterest expense | $2,023,000 | 4,539 |
| Salaries and employee benefits | $1,132,000 | 4,531 |
| Premises and equipment expense | $278,000 | 4,130 |
| Additional noninterest expense | $613,000 | 4,575 |
| Pre-tax net operating income | $679,000 | 4,414 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $4,000 | 3,841 |
| Income before extraordinary items | $675,000 | 4,308 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $675,000 | 4,307 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $675,000 | 4,307 |
| Net charge-offs | $212,000 | 1,603 |
| Cash dividends | $595,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $675,000 | 4,315 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 4,467 |
| Total interest expense | $345,000 | 3,983 |
| Net interest income | $2,034,000 | 4,480 |
| Provision for loan and lease losses | $95,000 | 2,646 |
| Total noninterest income | $129,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $98,000 | 3,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 5,038 |
| Total noninterest expense | $1,488,000 | 4,593 |
| Salaries and employee benefits | $791,000 | 4,632 |
| Premises and equipment expense | $218,000 | 4,103 |
| Additional noninterest expense | $479,000 | 4,561 |
| Pre-tax net operating income | $580,000 | 4,379 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $24,000 | 3,584 |
| Income before extraordinary items | $556,000 | 4,284 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $556,000 | 4,283 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $556,000 | 4,283 |
| Net charge-offs | $77,000 | 1,925 |
| Cash dividends | $470,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $556,000 | 4,289 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,500 |
| Total interest expense | $222,000 | 3,986 |
| Net interest income | $1,347,000 | 4,525 |
| Provision for loan and lease losses | $85,000 | 2,347 |
| Total noninterest income | $92,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $66,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 5,007 |
| Total noninterest expense | $986,000 | 4,648 |
| Salaries and employee benefits | $522,000 | 4,690 |
| Premises and equipment expense | $149,000 | 4,100 |
| Additional noninterest expense | $315,000 | 4,626 |
| Pre-tax net operating income | $368,000 | 4,427 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $15,000 | 3,597 |
| Income before extraordinary items | $353,000 | 4,354 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $353,000 | 4,353 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $353,000 | 4,353 |
| Net charge-offs | $70,000 | 1,541 |
| Cash dividends | $345,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $353,000 | 4,354 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $782,000 | 4,543 |
| Total interest expense | $107,000 | 4,023 |
| Net interest income | $675,000 | 4,563 |
| Provision for loan and lease losses | $6,000 | 3,271 |
| Total noninterest income | $46,000 | 4,840 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $31,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,965 |
| Total noninterest expense | $503,000 | 4,676 |
| Salaries and employee benefits | $257,000 | 4,761 |
| Premises and equipment expense | $69,000 | 4,261 |
| Additional noninterest expense | $177,000 | 4,506 |
| Pre-tax net operating income | $212,000 | 4,281 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $9,000 | 3,531 |
| Income before extraordinary items | $203,000 | 4,164 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $203,000 | 4,164 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $203,000 | 4,164 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $175,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $203,000 | 4,166 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 4,572 |
| Total interest expense | $395,000 | 4,011 |
| Net interest income | $2,679,000 | 4,588 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $153,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $119,000 | 4,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 5,244 |
| Total noninterest expense | $2,015,000 | 4,728 |
| Salaries and employee benefits | $1,090,000 | 4,742 |
| Premises and equipment expense | $308,000 | 4,134 |
| Additional noninterest expense | $617,000 | 4,767 |
| Pre-tax net operating income | $817,000 | 4,298 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $34,000 | 3,643 |
| Income before extraordinary items | $783,000 | 4,032 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $783,000 | 4,032 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $783,000 | 4,032 |
| Net charge-offs | $38,000 | 3,123 |
| Cash dividends | $590,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $783,000 | 4,019 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 4,626 |
| Total interest expense | $289,000 | 4,063 |
| Net interest income | $1,990,000 | 4,646 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $131,000 | 5,002 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $84,000 | 4,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 5,123 |
| Total noninterest expense | $1,472,000 | 4,783 |
| Salaries and employee benefits | $771,000 | 4,833 |
| Premises and equipment expense | $230,000 | 4,166 |
| Additional noninterest expense | $471,000 | 4,768 |
| Pre-tax net operating income | $649,000 | 4,315 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $25,000 | 3,666 |
| Income before extraordinary items | $624,000 | 4,149 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $624,000 | 4,148 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $624,000 | 4,149 |
| Net charge-offs | $35,000 | 2,680 |
| Cash dividends | $470,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $624,000 | 4,131 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 4,658 |
| Total interest expense | $185,000 | 4,110 |
| Net interest income | $1,318,000 | 4,677 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $77,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $53,000 | 4,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 5,232 |
| Total noninterest expense | $991,000 | 4,808 |
| Salaries and employee benefits | $519,000 | 4,861 |
| Premises and equipment expense | $163,000 | 4,087 |
| Additional noninterest expense | $309,000 | 4,833 |
| Pre-tax net operating income | $404,000 | 4,375 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $16,000 | 3,701 |
| Income before extraordinary items | $388,000 | 4,201 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $388,000 | 4,200 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $388,000 | 4,201 |
| Net charge-offs | $5,000 | 3,121 |
| Cash dividends | $340,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $388,000 | 4,180 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 4,694 |
| Total interest expense | $93,000 | 4,124 |
| Net interest income | $653,000 | 4,721 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $41,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $26,000 | 4,343 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $15,000 | 5,180 |
| Total noninterest expense | $501,000 | 4,855 |
| Salaries and employee benefits | $258,000 | 4,909 |
| Premises and equipment expense | $89,000 | 3,957 |
| Additional noninterest expense | $154,000 | 4,882 |
| Pre-tax net operating income | $193,000 | 4,385 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $8,000 | 3,672 |
| Income before extraordinary items | $185,000 | 4,231 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $185,000 | 4,231 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $185,000 | 4,231 |
| Net charge-offs | $19,000 | 1,916 |
| Cash dividends | $170,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $185,000 | 4,216 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 4,662 |
| Total interest expense | $371,000 | 4,147 |
| Net interest income | $2,746,000 | 4,662 |
| Provision for loan and lease losses | $9,000 | 4,211 |
| Total noninterest income | $165,000 | 5,207 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $108,000 | 4,425 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $57,000 | 5,266 |
| Total noninterest expense | $2,098,000 | 4,827 |
| Salaries and employee benefits | $1,182,000 | 4,777 |
| Premises and equipment expense | $314,000 | 4,227 |
| Additional noninterest expense | $602,000 | 4,977 |
| Pre-tax net operating income | $804,000 | 4,336 |
| Securities gains (losses) | $12,000 | 2,595 |
| Applicable income taxes | $34,000 | 3,720 |
| Income before extraordinary items | $782,000 | 4,208 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $782,000 | 4,205 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $782,000 | 4,207 |
| Net charge-offs | $4,000 | 4,063 |
| Cash dividends | $585,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $770,480 | 4,179 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 4,682 |
| Total interest expense | $276,000 | 4,187 |
| Net interest income | $2,087,000 | 4,682 |
| Provision for loan and lease losses | $9,000 | 4,048 |
| Total noninterest income | $126,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $80,000 | 4,466 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $46,000 | 5,299 |
| Total noninterest expense | $1,517,000 | 4,898 |
| Salaries and employee benefits | $838,000 | 4,864 |
| Premises and equipment expense | $219,000 | 4,373 |
| Additional noninterest expense | $460,000 | 5,007 |
| Pre-tax net operating income | $687,000 | 4,260 |
| Securities gains (losses) | $12,000 | 2,520 |
| Applicable income taxes | $27,000 | 3,775 |
| Income before extraordinary items | $672,000 | 4,099 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $672,000 | 4,098 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $672,000 | 4,099 |
| Net charge-offs | $4,000 | 3,666 |
| Cash dividends | $465,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $660,480 | 4,060 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 4,701 |
| Total interest expense | $184,000 | 4,216 |
| Net interest income | $1,408,000 | 4,704 |
| Provision for loan and lease losses | $9,000 | 3,823 |
| Total noninterest income | $89,000 | 5,240 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $50,000 | 4,550 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,211 |
| Total noninterest expense | $992,000 | 4,979 |
| Salaries and employee benefits | $546,000 | 4,959 |
| Premises and equipment expense | $158,000 | 4,260 |
| Additional noninterest expense | $288,000 | 5,140 |
| Pre-tax net operating income | $496,000 | 4,167 |
| Securities gains (losses) | $12,000 | 2,186 |
| Applicable income taxes | $19,000 | 3,781 |
| Income before extraordinary items | $489,000 | 3,995 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $489,000 | 3,993 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $489,000 | 3,994 |
| Net charge-offs | $-11,000 | 5,003 |
| Cash dividends | $335,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $477,480 | 3,956 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 4,733 |
| Total interest expense | $91,000 | 4,271 |
| Net interest income | $708,000 | 4,725 |
| Provision for loan and lease losses | $3,000 | 3,551 |
| Total noninterest income | $44,000 | 5,252 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $26,000 | 4,515 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $18,000 | 5,282 |
| Total noninterest expense | $503,000 | 5,015 |
| Salaries and employee benefits | $270,000 | 5,020 |
| Premises and equipment expense | $86,000 | 4,157 |
| Additional noninterest expense | $147,000 | 5,158 |
| Pre-tax net operating income | $246,000 | 4,160 |
| Securities gains (losses) | $12,000 | 1,443 |
| Applicable income taxes | $9,000 | 3,786 |
| Income before extraordinary items | $249,000 | 3,929 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $249,000 | 3,926 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $249,000 | 3,927 |
| Net charge-offs | $-16,000 | 5,392 |
| Cash dividends | $170,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $237,360 | 3,947 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 4,823 |
| Total interest expense | $324,000 | 4,490 |
| Net interest income | $2,740,000 | 4,796 |
| Provision for loan and lease losses | $24,000 | 3,983 |
| Total noninterest income | $184,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $121,000 | 4,448 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $63,000 | 5,395 |
| Total noninterest expense | $1,970,000 | 5,083 |
| Salaries and employee benefits | $1,122,000 | 4,987 |
| Premises and equipment expense | $272,000 | 4,638 |
| Additional noninterest expense | $576,000 | 5,224 |
| Pre-tax net operating income | $930,000 | 4,192 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $38,000 | 3,730 |
| Income before extraordinary items | $892,000 | 4,091 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $892,000 | 4,091 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $892,000 | 4,092 |
| Net charge-offs | $53,000 | 3,199 |
| Cash dividends | $625,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $892,000 | 4,040 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 4,887 |
| Total interest expense | $239,000 | 4,580 |
| Net interest income | $2,037,000 | 4,865 |
| Provision for loan and lease losses | $12,000 | 3,982 |
| Total noninterest income | $135,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $92,000 | 4,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,505 |
| Total noninterest expense | $1,431,000 | 5,170 |
| Salaries and employee benefits | $784,000 | 5,120 |
| Premises and equipment expense | $207,000 | 4,659 |
| Additional noninterest expense | $440,000 | 5,244 |
| Pre-tax net operating income | $729,000 | 4,228 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $27,000 | 3,866 |
| Income before extraordinary items | $702,000 | 4,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $702,000 | 4,107 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $702,000 | 4,110 |
| Net charge-offs | $50,000 | 2,778 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $702,000 | 4,051 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 4,910 |
| Total interest expense | $157,000 | 4,644 |
| Net interest income | $1,368,000 | 4,888 |
| Provision for loan and lease losses | $9,000 | 3,821 |
| Total noninterest income | $82,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $57,000 | 4,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 5,620 |
| Total noninterest expense | $948,000 | 5,214 |
| Salaries and employee benefits | $525,000 | 5,164 |
| Premises and equipment expense | $148,000 | 4,570 |
| Additional noninterest expense | $275,000 | 5,381 |
| Pre-tax net operating income | $493,000 | 4,185 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $18,000 | 3,885 |
| Income before extraordinary items | $475,000 | 4,060 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $475,000 | 4,061 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $475,000 | 4,062 |
| Net charge-offs | $3,000 | 3,598 |
| Cash dividends | $365,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $475,000 | 3,996 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $776,000 | 4,919 |
| Total interest expense | $77,000 | 4,734 |
| Net interest income | $699,000 | 4,878 |
| Provision for loan and lease losses | $8,000 | 3,349 |
| Total noninterest income | $43,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $27,000 | 4,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 5,539 |
| Total noninterest expense | $492,000 | 5,205 |
| Salaries and employee benefits | $264,000 | 5,200 |
| Premises and equipment expense | $79,000 | 4,507 |
| Additional noninterest expense | $149,000 | 5,293 |
| Pre-tax net operating income | $242,000 | 4,191 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $233,000 | 4,055 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $233,000 | 4,059 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $233,000 | 4,059 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $185,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $233,000 | 3,990 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 5,080 |
| Total interest expense | $321,000 | 4,843 |
| Net interest income | $2,626,000 | 5,053 |
| Provision for loan and lease losses | $36,000 | 3,976 |
| Total noninterest income | $238,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $141,000 | 4,479 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $97,000 | 5,265 |
| Total noninterest expense | $1,935,000 | 5,323 |
| Salaries and employee benefits | $1,100,000 | 5,198 |
| Premises and equipment expense | $268,000 | 4,877 |
| Additional noninterest expense | $567,000 | 5,474 |
| Pre-tax net operating income | $893,000 | 4,322 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $38,000 | 3,822 |
| Income before extraordinary items | $855,000 | 4,207 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $855,000 | 4,207 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $855,000 | 4,208 |
| Net charge-offs | $9,000 | 4,601 |
| Cash dividends | $615,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $855,000 | 4,157 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 5,152 |
| Total interest expense | $242,000 | 4,908 |
| Net interest income | $1,943,000 | 5,126 |
| Provision for loan and lease losses | $18,000 | 3,984 |
| Total noninterest income | $204,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $108,000 | 4,505 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $96,000 | 5,095 |
| Total noninterest expense | $1,403,000 | 5,414 |
| Salaries and employee benefits | $764,000 | 5,329 |
| Premises and equipment expense | $207,000 | 4,877 |
| Additional noninterest expense | $432,000 | 5,492 |
| Pre-tax net operating income | $726,000 | 4,285 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $27,000 | 3,902 |
| Income before extraordinary items | $699,000 | 4,137 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $699,000 | 4,138 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $699,000 | 4,138 |
| Net charge-offs | $11,000 | 4,115 |
| Cash dividends | $475,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $699,000 | 4,081 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 5,184 |
| Total interest expense | $164,000 | 4,937 |
| Net interest income | $1,284,000 | 5,159 |
| Provision for loan and lease losses | $15,000 | 3,758 |
| Total noninterest income | $155,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $75,000 | 4,439 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $80,000 | 4,832 |
| Total noninterest expense | $913,000 | 5,475 |
| Salaries and employee benefits | $516,000 | 5,368 |
| Premises and equipment expense | $142,000 | 4,862 |
| Additional noninterest expense | $255,000 | 5,695 |
| Pre-tax net operating income | $511,000 | 4,141 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $20,000 | 3,857 |
| Income before extraordinary items | $491,000 | 3,997 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $491,000 | 4,003 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $491,000 | 4,003 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $345,000 | 2,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $491,000 | 3,936 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $727,000 | 5,220 |
| Total interest expense | $87,000 | 4,889 |
| Net interest income | $640,000 | 5,220 |
| Provision for loan and lease losses | $8,000 | 3,464 |
| Total noninterest income | $54,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $38,000 | 4,409 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $16,000 | 5,685 |
| Total noninterest expense | $465,000 | 5,511 |
| Salaries and employee benefits | $254,000 | 5,457 |
| Premises and equipment expense | $78,000 | 4,733 |
| Additional noninterest expense | $133,000 | 5,698 |
| Pre-tax net operating income | $221,000 | 4,317 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $8,000 | 3,893 |
| Income before extraordinary items | $213,000 | 4,141 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $213,000 | 4,141 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $213,000 | 4,143 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $175,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $213,000 | 4,090 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 5,300 |
| Total interest expense | $391,000 | 4,955 |
| Net interest income | $2,495,000 | 5,288 |
| Provision for loan and lease losses | $38,000 | 4,433 |
| Total noninterest income | $225,000 | 5,492 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $176,000 | 4,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 5,871 |
| Total noninterest expense | $1,888,000 | 5,556 |
| Salaries and employee benefits | $1,073,000 | 5,424 |
| Premises and equipment expense | $260,000 | 5,114 |
| Additional noninterest expense | $555,000 | 5,699 |
| Pre-tax net operating income | $794,000 | 4,417 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $32,000 | 3,932 |
| Income before extraordinary items | $762,000 | 4,322 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $762,000 | 4,325 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $762,000 | 4,326 |
| Net charge-offs | $40,000 | 4,505 |
| Cash dividends | $590,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $762,000 | 4,268 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 5,368 |
| Total interest expense | $294,000 | 5,044 |
| Net interest income | $1,853,000 | 5,359 |
| Provision for loan and lease losses | $30,000 | 4,276 |
| Total noninterest income | $173,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $137,000 | 4,280 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $36,000 | 5,970 |
| Total noninterest expense | $1,373,000 | 5,642 |
| Salaries and employee benefits | $756,000 | 5,549 |
| Premises and equipment expense | $204,000 | 5,087 |
| Additional noninterest expense | $413,000 | 5,736 |
| Pre-tax net operating income | $623,000 | 4,447 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $26,000 | 4,006 |
| Income before extraordinary items | $597,000 | 4,318 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $597,000 | 4,321 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $597,000 | 4,322 |
| Net charge-offs | $42,000 | 3,991 |
| Cash dividends | $470,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $597,000 | 4,242 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 5,400 |
| Total interest expense | $199,000 | 5,069 |
| Net interest income | $1,225,000 | 5,391 |
| Provision for loan and lease losses | $18,000 | 4,296 |
| Total noninterest income | $117,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $94,000 | 4,220 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 6,025 |
| Total noninterest expense | $902,000 | 5,692 |
| Salaries and employee benefits | $502,000 | 5,591 |
| Premises and equipment expense | $141,000 | 5,020 |
| Additional noninterest expense | $259,000 | 5,841 |
| Pre-tax net operating income | $422,000 | 4,402 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $17,000 | 4,005 |
| Income before extraordinary items | $405,000 | 4,302 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $405,000 | 4,304 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $405,000 | 4,305 |
| Net charge-offs | $39,000 | 3,556 |
| Cash dividends | $345,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $405,000 | 4,190 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 5,418 |
| Total interest expense | $102,000 | 5,109 |
| Net interest income | $618,000 | 5,408 |
| Provision for loan and lease losses | $8,000 | 4,080 |
| Total noninterest income | $55,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $47,000 | 4,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,256 |
| Total noninterest expense | $458,000 | 5,710 |
| Salaries and employee benefits | $248,000 | 5,645 |
| Premises and equipment expense | $76,000 | 4,896 |
| Additional noninterest expense | $134,000 | 5,858 |
| Pre-tax net operating income | $207,000 | 4,412 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $8,000 | 4,015 |
| Income before extraordinary items | $199,000 | 4,283 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $199,000 | 4,286 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $199,000 | 4,285 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $175,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $199,000 | 4,184 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 5,550 |
| Total interest expense | $490,000 | 5,163 |
| Net interest income | $2,381,000 | 5,559 |
| Provision for loan and lease losses | $150,000 | 4,271 |
| Total noninterest income | $278,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $196,000 | 4,298 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $82,000 | 5,490 |
| Total noninterest expense | $1,833,000 | 5,803 |
| Salaries and employee benefits | $1,023,000 | 5,660 |
| Premises and equipment expense | $258,000 | 5,277 |
| Additional noninterest expense | $552,000 | 5,938 |
| Pre-tax net operating income | $676,000 | 4,567 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $26,000 | 4,117 |
| Income before extraordinary items | $650,000 | 4,586 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $650,000 | 4,585 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $650,000 | 4,586 |
| Net charge-offs | $115,000 | 4,299 |
| Cash dividends | $595,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $650,000 | 4,408 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 5,646 |
| Total interest expense | $378,000 | 5,229 |
| Net interest income | $1,775,000 | 5,657 |
| Provision for loan and lease losses | $133,000 | 4,067 |
| Total noninterest income | $210,000 | 5,361 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $152,000 | 4,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $58,000 | 5,633 |
| Total noninterest expense | $1,310,000 | 5,919 |
| Salaries and employee benefits | $713,000 | 5,830 |
| Premises and equipment expense | $191,000 | 5,353 |
| Additional noninterest expense | $406,000 | 6,023 |
| Pre-tax net operating income | $542,000 | 4,611 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $20,000 | 4,156 |
| Income before extraordinary items | $522,000 | 4,597 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $522,000 | 4,596 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $522,000 | 4,595 |
| Net charge-offs | $122,000 | 3,772 |
| Cash dividends | $515,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $522,000 | 4,411 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 5,691 |
| Total interest expense | $262,000 | 5,255 |
| Net interest income | $1,171,000 | 5,704 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $142,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $99,000 | 4,325 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,589 |
| Total noninterest expense | $817,000 | 6,058 |
| Salaries and employee benefits | $461,000 | 5,928 |
| Premises and equipment expense | $118,000 | 5,530 |
| Additional noninterest expense | $238,000 | 6,234 |
| Pre-tax net operating income | $406,000 | 4,423 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $15,000 | 4,095 |
| Income before extraordinary items | $391,000 | 4,403 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $391,000 | 4,408 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $391,000 | 4,406 |
| Net charge-offs | $74,000 | 3,697 |
| Cash dividends | $340,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $391,000 | 4,213 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $707,000 | 5,765 |
| Total interest expense | $134,000 | 5,311 |
| Net interest income | $573,000 | 5,788 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $74,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $44,000 | 4,536 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $398,000 | 6,145 |
| Salaries and employee benefits | $219,000 | 6,066 |
| Premises and equipment expense | $54,000 | 5,718 |
| Additional noninterest expense | $125,000 | 6,212 |
| Pre-tax net operating income | $204,000 | 4,484 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $7,000 | 4,126 |
| Income before extraordinary items | $197,000 | 4,408 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $197,000 | 4,411 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $197,000 | 4,411 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $175,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $197,000 | 4,253 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 5,681 |
| Total interest expense | $632,000 | 5,408 |
| Net interest income | $2,479,000 | 5,669 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $318,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $206,000 | 4,329 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $112,000 | 5,205 |
| Total noninterest expense | $1,678,000 | 6,116 |
| Salaries and employee benefits | $910,000 | 6,040 |
| Premises and equipment expense | $191,000 | 6,078 |
| Additional noninterest expense | $577,000 | 6,057 |
| Pre-tax net operating income | $939,000 | 3,839 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $36,000 | 3,887 |
| Income before extraordinary items | $903,000 | 3,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $903,000 | 3,747 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $903,000 | 3,747 |
| Net charge-offs | $138,000 | 4,679 |
| Cash dividends | $690,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $903,000 | 3,618 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 5,729 |
| Total interest expense | $486,000 | 5,469 |
| Net interest income | $1,859,000 | 5,702 |
| Provision for loan and lease losses | $120,000 | 4,772 |
| Total noninterest income | $224,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $150,000 | 4,402 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $74,000 | 5,421 |
| Total noninterest expense | $1,218,000 | 6,214 |
| Salaries and employee benefits | $650,000 | 6,133 |
| Premises and equipment expense | $134,000 | 6,228 |
| Additional noninterest expense | $434,000 | 6,087 |
| Pre-tax net operating income | $745,000 | 3,853 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $29,000 | 3,893 |
| Income before extraordinary items | $716,000 | 3,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $716,000 | 3,721 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $716,000 | 3,720 |
| Net charge-offs | $126,000 | 4,194 |
| Cash dividends | $520,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $716,000 | 3,605 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 5,794 |
| Total interest expense | $331,000 | 5,541 |
| Net interest income | $1,223,000 | 5,777 |
| Provision for loan and lease losses | $75,000 | 4,696 |
| Total noninterest income | $152,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $93,000 | 4,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 5,287 |
| Total noninterest expense | $798,000 | 6,318 |
| Salaries and employee benefits | $443,000 | 6,148 |
| Premises and equipment expense | $85,000 | 6,342 |
| Additional noninterest expense | $270,000 | 6,274 |
| Pre-tax net operating income | $502,000 | 3,812 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $20,000 | 3,829 |
| Income before extraordinary items | $482,000 | 3,664 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $482,000 | 3,665 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $482,000 | 3,665 |
| Net charge-offs | $50,000 | 4,446 |
| Cash dividends | $350,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $482,000 | 3,556 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 5,831 |
| Total interest expense | $168,000 | 5,611 |
| Net interest income | $611,000 | 5,782 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $66,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 5,717 |
| Total noninterest expense | $393,000 | 6,386 |
| Salaries and employee benefits | $219,000 | 6,218 |
| Premises and equipment expense | $41,000 | 6,442 |
| Additional noninterest expense | $133,000 | 6,354 |
| Pre-tax net operating income | $239,000 | 3,916 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $229,000 | 3,734 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $229,000 | 3,735 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $229,000 | 3,734 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $180,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $229,000 | 3,679 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 5,844 |
| Total interest expense | $838,000 | 5,619 |
| Net interest income | $2,468,000 | 5,788 |
| Provision for loan and lease losses | $180,000 | 5,457 |
| Total noninterest income | $307,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $198,000 | 4,426 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $109,000 | 5,346 |
| Total noninterest expense | $1,764,000 | 6,242 |
| Salaries and employee benefits | $964,000 | 6,098 |
| Premises and equipment expense | $180,000 | 6,368 |
| Additional noninterest expense | $620,000 | 6,152 |
| Pre-tax net operating income | $831,000 | 3,676 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $25,000 | 3,929 |
| Income before extraordinary items | $806,000 | 3,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $806,000 | 3,597 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $806,000 | 3,599 |
| Net charge-offs | $44,000 | 5,993 |
| Cash dividends | $695,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $806,000 | 3,480 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 5,935 |
| Total interest expense | $654,000 | 5,692 |
| Net interest income | $1,839,000 | 5,890 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $223,000 | 5,503 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $145,000 | 4,547 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $78,000 | 5,525 |
| Total noninterest expense | $1,256,000 | 6,374 |
| Salaries and employee benefits | $683,000 | 6,249 |
| Premises and equipment expense | $125,000 | 6,568 |
| Additional noninterest expense | $448,000 | 6,272 |
| Pre-tax net operating income | $671,000 | 3,790 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $25,000 | 3,894 |
| Income before extraordinary items | $646,000 | 3,650 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $646,000 | 3,648 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $646,000 | 3,650 |
| Net charge-offs | $21,000 | 6,000 |
| Cash dividends | $545,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $646,000 | 3,521 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 5,952 |
| Total interest expense | $450,000 | 5,724 |
| Net interest income | $1,231,000 | 5,902 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $160,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $95,000 | 4,578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $65,000 | 5,260 |
| Total noninterest expense | $826,000 | 6,447 |
| Salaries and employee benefits | $452,000 | 6,305 |
| Premises and equipment expense | $86,000 | 6,573 |
| Additional noninterest expense | $288,000 | 6,355 |
| Pre-tax net operating income | $475,000 | 3,716 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $18,000 | 3,827 |
| Income before extraordinary items | $457,000 | 3,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $457,000 | 3,557 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $457,000 | 3,559 |
| Net charge-offs | $17,000 | 5,588 |
| Cash dividends | $365,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $457,000 | 3,449 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 6,016 |
| Total interest expense | $230,000 | 5,793 |
| Net interest income | $611,000 | 5,971 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $78,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $426,000 | 6,478 |
| Salaries and employee benefits | $225,000 | 6,402 |
| Premises and equipment expense | $44,000 | 6,603 |
| Additional noninterest expense | $157,000 | 6,255 |
| Pre-tax net operating income | $218,000 | 3,908 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $209,000 | 3,796 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $209,000 | 3,793 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $209,000 | 3,795 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $180,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $209,000 | 3,675 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 5,858 |
| Total interest expense | $1,178,000 | 5,696 |
| Net interest income | $2,582,000 | 5,757 |
| Provision for loan and lease losses | $510,000 | 4,509 |
| Total noninterest income | $297,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $222,000 | 4,452 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $75,000 | 5,986 |
| Total noninterest expense | $1,746,000 | 6,502 |
| Salaries and employee benefits | $939,000 | 6,372 |
| Premises and equipment expense | $159,000 | 6,852 |
| Additional noninterest expense | $648,000 | 6,305 |
| Pre-tax net operating income | $623,000 | 3,721 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $612,000 | 3,566 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $612,000 | 3,565 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $612,000 | 3,565 |
| Net charge-offs | $458,000 | 3,909 |
| Cash dividends | $462,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $612,000 | 3,497 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 5,888 |
| Total interest expense | $927,000 | 5,739 |
| Net interest income | $1,939,000 | 5,780 |
| Provision for loan and lease losses | $487,000 | 3,838 |
| Total noninterest income | $228,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $170,000 | 4,433 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $58,000 | 6,081 |
| Total noninterest expense | $1,229,000 | 6,660 |
| Salaries and employee benefits | $656,000 | 6,555 |
| Premises and equipment expense | $108,000 | 7,037 |
| Additional noninterest expense | $465,000 | 6,408 |
| Pre-tax net operating income | $451,000 | 4,030 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $17,000 | 3,848 |
| Income before extraordinary items | $434,000 | 3,923 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $434,000 | 3,920 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $434,000 | 3,922 |
| Net charge-offs | $444,000 | 3,199 |
| Cash dividends | $403,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $434,000 | 3,824 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 5,886 |
| Total interest expense | $640,000 | 5,778 |
| Net interest income | $1,313,000 | 5,754 |
| Provision for loan and lease losses | $412,000 | 3,230 |
| Total noninterest income | $141,000 | 5,829 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $113,000 | 4,405 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $28,000 | 6,469 |
| Total noninterest expense | $769,000 | 6,829 |
| Salaries and employee benefits | $434,000 | 6,648 |
| Premises and equipment expense | $71,000 | 7,112 |
| Additional noninterest expense | $264,000 | 6,751 |
| Pre-tax net operating income | $273,000 | 4,270 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $13,000 | 3,905 |
| Income before extraordinary items | $260,000 | 4,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 4,193 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $260,000 | 4,193 |
| Net charge-offs | $390,000 | 2,639 |
| Cash dividends | $310,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $260,000 | 4,086 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 5,878 |
| Total interest expense | $333,000 | 5,796 |
| Net interest income | $662,000 | 5,730 |
| Provision for loan and lease losses | $125,000 | 3,535 |
| Total noninterest income | $69,000 | 5,846 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $384,000 | 6,826 |
| Salaries and employee benefits | $216,000 | 6,702 |
| Premises and equipment expense | $31,000 | 7,320 |
| Additional noninterest expense | $137,000 | 6,532 |
| Pre-tax net operating income | $222,000 | 3,869 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $214,000 | 3,758 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $214,000 | 3,758 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $214,000 | 3,759 |
| Net charge-offs | $132,000 | 2,556 |
| Cash dividends | $175,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $214,000 | 3,605 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 5,703 |
| Total interest expense | $1,860,000 | 5,485 |
| Net interest income | $2,706,000 | 5,700 |
| Provision for loan and lease losses | $470,000 | 3,905 |
| Total noninterest income | $296,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $215,000 | 4,661 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $81,000 | 6,204 |
| Total noninterest expense | $1,590,000 | 6,756 |
| Salaries and employee benefits | $920,000 | 6,608 |
| Premises and equipment expense | $158,000 | 7,064 |
| Additional noninterest expense | $512,000 | 6,578 |
| Pre-tax net operating income | $942,000 | 3,872 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $39,000 | 3,983 |
| Income before extraordinary items | $903,000 | 3,475 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $903,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 3,166 |
| Cash dividends | $740,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $903,000 | 3,621 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 5,711 |
| Total interest expense | $1,466,000 | 5,485 |
| Net interest income | $2,041,000 | 5,737 |
| Provision for loan and lease losses | $290,000 | 3,611 |
| Total noninterest income | $221,000 | 5,915 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $163,000 | 4,668 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 6,404 |
| Total noninterest expense | $1,142,000 | 6,844 |
| Salaries and employee benefits | $646,000 | 6,750 |
| Premises and equipment expense | $111,000 | 7,234 |
| Additional noninterest expense | $385,000 | 6,555 |
| Pre-tax net operating income | $830,000 | 4,031 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $31,000 | 4,397 |
| Income before extraordinary items | $799,000 | 3,567 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $799,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,942 |
| Cash dividends | $605,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $799,000 | 3,709 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 5,681 |
| Total interest expense | $1,034,000 | 5,492 |
| Net interest income | $1,401,000 | 5,665 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $137,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $106,000 | 4,733 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $748,000 | 6,931 |
| Salaries and employee benefits | $433,000 | 6,801 |
| Premises and equipment expense | $74,000 | 7,276 |
| Additional noninterest expense | $241,000 | 6,723 |
| Pre-tax net operating income | $640,000 | 3,875 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $25,000 | 4,536 |
| Income before extraordinary items | $615,000 | 3,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $615,000 | 3,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,838 |
| Cash dividends | $435,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $615,000 | 3,535 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 5,526 |
| Total interest expense | $558,000 | 5,477 |
| Net interest income | $766,000 | 5,423 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $71,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $56,000 | 4,576 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $388,000 | 6,890 |
| Salaries and employee benefits | $214,000 | 6,858 |
| Premises and equipment expense | $36,000 | 7,313 |
| Additional noninterest expense | $138,000 | 6,395 |
| Pre-tax net operating income | $359,000 | 3,775 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $13,000 | 4,639 |
| Income before extraordinary items | $346,000 | 3,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $346,000 | 3,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,501 |
| Cash dividends | $170,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $346,000 | 3,403 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,754,000 | 5,849 |
| Total interest expense | $2,433,000 | 5,337 |
| Net interest income | $2,321,000 | 6,159 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $355,000 | 5,728 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $284,000 | 4,188 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $71,000 | 6,690 |
| Total noninterest expense | $1,552,000 | 6,839 |
| Salaries and employee benefits | $893,000 | 6,721 |
| Premises and equipment expense | $162,000 | 7,141 |
| Additional noninterest expense | $497,000 | 6,597 |
| Pre-tax net operating income | $924,000 | 4,895 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $31,000 | 5,211 |
| Income before extraordinary items | $893,000 | 4,559 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $893,000 | 4,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,638 |
| Cash dividends | $790,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $893,000 | 4,548 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 5,921 |
| Total interest expense | $1,820,000 | 5,359 |
| Net interest income | $1,689,000 | 6,264 |
| Provision for loan and lease losses | $130,000 | 3,745 |
| Total noninterest income | $273,000 | 5,722 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $216,000 | 4,172 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $57,000 | 6,621 |
| Total noninterest expense | $1,094,000 | 6,963 |
| Salaries and employee benefits | $622,000 | 6,872 |
| Premises and equipment expense | $120,000 | 7,124 |
| Additional noninterest expense | $352,000 | 6,714 |
| Pre-tax net operating income | $738,000 | 5,015 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $713,000 | 4,607 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $713,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,995 |
| Cash dividends | $620,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $713,000 | 4,601 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 5,982 |
| Total interest expense | $1,186,000 | 5,412 |
| Net interest income | $1,113,000 | 6,341 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $184,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $135,000 | 4,319 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $49,000 | 6,304 |
| Total noninterest expense | $701,000 | 7,098 |
| Salaries and employee benefits | $412,000 | 6,939 |
| Premises and equipment expense | $83,000 | 7,083 |
| Additional noninterest expense | $206,000 | 7,012 |
| Pre-tax net operating income | $526,000 | 4,931 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $18,000 | 5,393 |
| Income before extraordinary items | $508,000 | 4,510 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $508,000 | 4,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,577 |
| Cash dividends | $450,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $508,000 | 4,507 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 6,025 |
| Total interest expense | $584,000 | 5,455 |
| Net interest income | $547,000 | 6,409 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $78,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $361,000 | 7,063 |
| Salaries and employee benefits | $206,000 | 6,966 |
| Premises and equipment expense | $43,000 | 7,057 |
| Additional noninterest expense | $112,000 | 6,860 |
| Pre-tax net operating income | $234,000 | 5,187 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $227,000 | 4,773 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $227,000 | 4,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $270,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $227,000 | 4,750 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 5,959 |
| Total interest expense | $2,081,000 | 5,291 |
| Net interest income | $2,189,000 | 6,351 |
| Provision for loan and lease losses | $80,000 | 5,017 |
| Total noninterest income | $371,000 | 5,759 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $298,000 | 4,145 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $73,000 | 6,807 |
| Total noninterest expense | $1,470,000 | 6,956 |
| Salaries and employee benefits | $855,000 | 6,792 |
| Premises and equipment expense | $178,000 | 6,949 |
| Additional noninterest expense | $437,000 | 6,872 |
| Pre-tax net operating income | $1,010,000 | 5,178 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $974,000 | 4,778 |
| Extraordinary gains, net | $1,000 | 48 |
| Net income | $975,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,066 |
| Cash dividends | $870,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $974,000 | 4,766 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 6,012 |
| Total interest expense | $1,502,000 | 5,336 |
| Net interest income | $1,644,000 | 6,404 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $291,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $227,000 | 4,144 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,583 |
| Total noninterest expense | $989,000 | 7,198 |
| Salaries and employee benefits | $593,000 | 6,972 |
| Premises and equipment expense | $98,000 | 7,496 |
| Additional noninterest expense | $298,000 | 7,094 |
| Pre-tax net operating income | $886,000 | 5,006 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $27,000 | 5,818 |
| Income before extraordinary items | $859,000 | 4,539 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $859,000 | 4,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,289 |
| Cash dividends | $700,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $859,000 | 4,520 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 6,043 |
| Total interest expense | $952,000 | 5,356 |
| Net interest income | $1,107,000 | 6,417 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $188,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $142,000 | 4,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $636,000 | 7,318 |
| Salaries and employee benefits | $391,000 | 7,035 |
| Premises and equipment expense | $64,000 | 7,536 |
| Additional noninterest expense | $181,000 | 7,281 |
| Pre-tax net operating income | $619,000 | 4,912 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $21,000 | 5,773 |
| Income before extraordinary items | $598,000 | 4,453 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $598,000 | 4,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $530,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $598,000 | 4,441 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 6,087 |
| Total interest expense | $440,000 | 5,445 |
| Net interest income | $562,000 | 6,394 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $81,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 4,344 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $331,000 | 7,233 |
| Salaries and employee benefits | $191,000 | 7,107 |
| Premises and equipment expense | $38,000 | 7,293 |
| Additional noninterest expense | $102,000 | 7,039 |
| Pre-tax net operating income | $292,000 | 5,029 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $10,000 | 5,755 |
| Income before extraordinary items | $282,000 | 4,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $270,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $282,000 | 4,562 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 6,148 |
| Total interest expense | $1,292,000 | 5,634 |
| Net interest income | $2,260,000 | 6,309 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $400,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $274,000 | 4,387 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $126,000 | 6,027 |
| Total noninterest expense | $1,432,000 | 7,011 |
| Salaries and employee benefits | $801,000 | 6,929 |
| Premises and equipment expense | $198,000 | 6,747 |
| Additional noninterest expense | $433,000 | 6,915 |
| Pre-tax net operating income | $1,188,000 | 4,928 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $48,000 | 5,892 |
| Income before extraordinary items | $1,140,000 | 4,478 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,140,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,600 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,140,000 | 4,430 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 6,190 |
| Total interest expense | $903,000 | 5,715 |
| Net interest income | $1,709,000 | 6,322 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $320,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $209,000 | 4,369 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 5,769 |
| Total noninterest expense | $975,000 | 7,211 |
| Salaries and employee benefits | $554,000 | 7,115 |
| Premises and equipment expense | $129,000 | 7,026 |
| Additional noninterest expense | $292,000 | 7,151 |
| Pre-tax net operating income | $1,024,000 | 4,706 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $42,000 | 5,906 |
| Income before extraordinary items | $982,000 | 4,215 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $982,000 | 4,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-125,000 | 8,671 |
| Cash dividends | $430,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $982,000 | 4,167 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 6,194 |
| Total interest expense | $567,000 | 5,717 |
| Net interest income | $1,142,000 | 6,320 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $189,000 | 5,862 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $137,000 | 4,352 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $52,000 | 6,337 |
| Total noninterest expense | $617,000 | 7,331 |
| Salaries and employee benefits | $367,000 | 7,148 |
| Premises and equipment expense | $78,000 | 7,200 |
| Additional noninterest expense | $172,000 | 7,377 |
| Pre-tax net operating income | $684,000 | 4,681 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $27,000 | 5,937 |
| Income before extraordinary items | $657,000 | 4,175 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $657,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,651 |
| Cash dividends | $260,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $657,000 | 4,120 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 6,239 |
| Total interest expense | $267,000 | 5,789 |
| Net interest income | $574,000 | 6,349 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $94,000 | 5,821 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $67,000 | 4,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $315,000 | 7,348 |
| Salaries and employee benefits | $175,000 | 7,311 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $95,000 | 7,250 |
| Pre-tax net operating income | $338,000 | 4,692 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $13,000 | 5,949 |
| Income before extraordinary items | $325,000 | 4,142 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $325,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 8,802 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $325,000 | 4,100 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 6,044 |
| Total interest expense | $976,000 | 5,734 |
| Net interest income | $2,436,000 | 6,087 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $348,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $260,000 | 4,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $88,000 | 6,627 |
| Total noninterest expense | $1,447,000 | 6,982 |
| Salaries and employee benefits | $793,000 | 6,966 |
| Premises and equipment expense | $188,000 | 6,890 |
| Additional noninterest expense | $466,000 | 6,756 |
| Pre-tax net operating income | $1,217,000 | 4,762 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $50,000 | 6,036 |
| Income before extraordinary items | $1,167,000 | 4,278 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,167,000 | 4,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,672 |
| Cash dividends | $880,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,167,000 | 4,210 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 6,037 |
| Total interest expense | $727,000 | 5,723 |
| Net interest income | $1,842,000 | 6,075 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $259,000 | 6,144 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $177,000 | 4,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 6,269 |
| Total noninterest expense | $978,000 | 7,215 |
| Salaries and employee benefits | $554,000 | 7,116 |
| Premises and equipment expense | $111,000 | 7,326 |
| Additional noninterest expense | $313,000 | 6,997 |
| Pre-tax net operating income | $1,033,000 | 4,529 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $44,000 | 6,050 |
| Income before extraordinary items | $989,000 | 4,036 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $989,000 | 4,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $440,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $989,000 | 3,968 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 6,027 |
| Total interest expense | $485,000 | 5,730 |
| Net interest income | $1,235,000 | 6,069 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $178,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $116,000 | 4,937 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $636,000 | 7,333 |
| Salaries and employee benefits | $368,000 | 7,162 |
| Premises and equipment expense | $79,000 | 7,252 |
| Additional noninterest expense | $189,000 | 7,256 |
| Pre-tax net operating income | $717,000 | 4,400 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $30,000 | 6,027 |
| Income before extraordinary items | $687,000 | 3,896 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $687,000 | 3,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $260,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $687,000 | 3,813 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 6,028 |
| Total interest expense | $243,000 | 5,793 |
| Net interest income | $626,000 | 6,005 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $100,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $54,000 | 5,021 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $335,000 | 7,234 |
| Salaries and employee benefits | $183,000 | 7,218 |
| Premises and equipment expense | $46,000 | 6,981 |
| Additional noninterest expense | $106,000 | 6,996 |
| Pre-tax net operating income | $361,000 | 4,343 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $346,000 | 3,880 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $346,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $346,000 | 3,760 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 5,921 |
| Total interest expense | $1,144,000 | 5,727 |
| Net interest income | $2,510,000 | 5,889 |
| Provision for loan and lease losses | $235,000 | 3,720 |
| Total noninterest income | $327,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $232,000 | 4,921 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $95,000 | 6,619 |
| Total noninterest expense | $1,379,000 | 7,113 |
| Salaries and employee benefits | $752,000 | 7,104 |
| Premises and equipment expense | $195,000 | 6,839 |
| Additional noninterest expense | $432,000 | 6,945 |
| Pre-tax net operating income | $1,223,000 | 4,644 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $50,000 | 6,270 |
| Income before extraordinary items | $1,173,000 | 4,192 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,173,000 | 4,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,439 |
| Cash dividends | $860,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,173,000 | 4,024 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 5,947 |
| Total interest expense | $892,000 | 5,745 |
| Net interest income | $1,887,000 | 5,909 |
| Provision for loan and lease losses | $235,000 | 2,982 |
| Total noninterest income | $251,000 | 6,398 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $170,000 | 5,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 6,450 |
| Total noninterest expense | $956,000 | 7,308 |
| Salaries and employee benefits | $518,000 | 7,309 |
| Premises and equipment expense | $140,000 | 6,961 |
| Additional noninterest expense | $298,000 | 7,155 |
| Pre-tax net operating income | $947,000 | 4,700 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $40,000 | 6,389 |
| Income before extraordinary items | $907,000 | 4,265 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $907,000 | 4,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,563 |
| Cash dividends | $430,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $907,000 | 4,081 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 5,948 |
| Total interest expense | $607,000 | 5,798 |
| Net interest income | $1,266,000 | 5,888 |
| Provision for loan and lease losses | $220,000 | 2,344 |
| Total noninterest income | $159,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $606,000 | 7,462 |
| Salaries and employee benefits | $328,000 | 7,450 |
| Premises and equipment expense | $98,000 | 6,822 |
| Additional noninterest expense | $180,000 | 7,397 |
| Pre-tax net operating income | $599,000 | 4,832 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $28,000 | 6,385 |
| Income before extraordinary items | $571,000 | 4,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $571,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,683 |
| Cash dividends | $260,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $571,000 | 4,220 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $953,000 | 5,926 |
| Total interest expense | $311,000 | 5,833 |
| Net interest income | $642,000 | 5,836 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $90,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 5,598 |
| Total noninterest expense | $321,000 | 7,348 |
| Salaries and employee benefits | $163,000 | 7,504 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $98,000 | 7,195 |
| Pre-tax net operating income | $381,000 | 4,156 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $365,000 | 3,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $365,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,819 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $365,000 | 3,517 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 5,830 |
| Total interest expense | $1,493,000 | 5,733 |
| Net interest income | $2,595,000 | 5,787 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $269,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $184,000 | 5,401 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 6,773 |
| Total noninterest expense | $1,362,000 | 7,128 |
| Salaries and employee benefits | $690,000 | 7,312 |
| Premises and equipment expense | $251,000 | 6,124 |
| Additional noninterest expense | $421,000 | 7,006 |
| Pre-tax net operating income | $1,382,000 | 4,329 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $60,000 | 6,401 |
| Income before extraordinary items | $1,322,000 | 3,848 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,322,000 | 3,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,519 |
| Cash dividends | $910,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,322,000 | 3,736 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 5,880 |
| Total interest expense | $2,267,000 | 5,720 |
| Net interest income | $2,355,000 | 5,920 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $123,000 | 8,196 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $56,000 | 7,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $67,000 | 7,208 |
| Total noninterest expense | $1,207,000 | 7,434 |
| Salaries and employee benefits | $658,000 | 7,393 |
| Premises and equipment expense | $177,000 | 7,111 |
| Additional noninterest expense | $372,000 | 7,345 |
| Pre-tax net operating income | $1,181,000 | 4,450 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $50,000 | 6,706 |
| Income before extraordinary items | $1,131,000 | 3,958 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,131,000 | 3,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,124 |
| Cash dividends | $760,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,131,000 | 3,827 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 6,170 |
| Total interest expense | $2,337,000 | 5,783 |
| Net interest income | $2,066,000 | 6,475 |
| Provision for loan and lease losses | $72,000 | 5,921 |
| Total noninterest income | $116,000 | 8,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,420 |
| Total noninterest expense | $1,087,000 | 7,780 |
| Salaries and employee benefits | $639,000 | 7,499 |
| Premises and equipment expense | $131,000 | 7,898 |
| Additional noninterest expense | $317,000 | 7,810 |
| Pre-tax net operating income | $1,023,000 | 5,196 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $42,000 | 7,376 |
| Income before extraordinary items | $981,000 | 4,440 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $981,000 | 4,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,301 |
| Cash dividends | $740,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $981,000 | 4,436 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 6,378 |
| Total interest expense | $2,002,000 | 5,996 |
| Net interest income | $1,988,000 | 6,669 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $120,000 | 8,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,520 |
| Total noninterest expense | $1,017,000 | 8,071 |
| Salaries and employee benefits | $592,000 | 7,801 |
| Premises and equipment expense | $133,000 | 7,976 |
| Additional noninterest expense | $292,000 | 8,176 |
| Pre-tax net operating income | $1,019,000 | 5,252 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $43,000 | 7,758 |
| Income before extraordinary items | $976,000 | 4,507 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $976,000 | 4,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $760,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $976,000 | 4,461 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 6,605 |
| Total interest expense | $1,906,000 | 6,340 |
| Net interest income | $1,942,000 | 6,779 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $166,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,447 |
| Total noninterest expense | $980,000 | 8,169 |
| Salaries and employee benefits | $556,000 | 8,005 |
| Premises and equipment expense | $135,000 | 7,968 |
| Additional noninterest expense | $289,000 | 8,231 |
| Pre-tax net operating income | $1,056,000 | 5,257 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $55,000 | 8,243 |
| Income before extraordinary items | $1,001,000 | 4,527 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,001,000 | 4,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $810,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,001,000 | 4,415 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 6,884 |
| Total interest expense | $1,848,000 | 6,566 |
| Net interest income | $1,916,000 | 7,091 |
| Provision for loan and lease losses | $84,000 | 5,567 |
| Total noninterest income | $113,000 | 9,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 8,127 |
| Total noninterest expense | $947,000 | 8,522 |
| Salaries and employee benefits | $528,000 | 8,404 |
| Premises and equipment expense | $149,000 | 7,823 |
| Additional noninterest expense | $270,000 | 8,624 |
| Pre-tax net operating income | $998,000 | 5,838 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $128,000 | 7,946 |
| Income before extraordinary items | $870,000 | 5,176 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $870,000 | 5,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,192 |
| Cash dividends | $690,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $870,000 | 5,120 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 7,289 |
| Total interest expense | $1,665,000 | 7,175 |
| Net interest income | $1,923,000 | 7,311 |
| Provision for loan and lease losses | $55,000 | 6,421 |
| Total noninterest income | $107,000 | 9,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $956,000 | 8,856 |
| Salaries and employee benefits | $492,000 | 8,953 |
| Premises and equipment expense | $133,000 | 8,447 |
| Additional noninterest expense | $331,000 | 8,563 |
| Pre-tax net operating income | $1,019,000 | 5,668 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $315,000 | 5,673 |
| Income before extraordinary items | $703,000 | 5,750 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $703,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $630,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $703,690 | 5,694 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 7,720 |
| Total interest expense | $1,504,000 | 7,694 |
| Net interest income | $1,863,000 | 7,622 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $143,000 | 9,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $891,000 | 9,382 |
| Salaries and employee benefits | $471,000 | 9,352 |
| Premises and equipment expense | $135,000 | 8,656 |
| Additional noninterest expense | $285,000 | 9,409 |
| Pre-tax net operating income | $1,101,000 | 5,599 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $342,000 | 5,536 |
| Income before extraordinary items | $759,000 | 5,659 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $759,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $610,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $759,000 | 5,639 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 8,373 |
| Total interest expense | $1,189,000 | 7,950 |
| Net interest income | $1,619,000 | 8,529 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $282,000 | 7,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 5,065 |
| Total noninterest expense | $895,000 | 9,794 |
| Salaries and employee benefits | $444,000 | 9,877 |
| Premises and equipment expense | $124,000 | 9,273 |
| Additional noninterest expense | $327,000 | 9,634 |
| Pre-tax net operating income | $1,006,000 | 5,932 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $286,000 | 6,044 |
| Income before extraordinary items | $720,000 | 5,798 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $720,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $630,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $720,000 | 5,873 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 8,772 |
| Total interest expense | $1,159,000 | 8,445 |
| Net interest income | $1,571,000 | 8,895 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $170,000 | 9,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $810,000 | 10,619 |
| Salaries and employee benefits | $410,000 | 10,534 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $286,000 | 10,615 |
| Pre-tax net operating income | $931,000 | 6,208 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $238,000 | 6,981 |
| Income before extraordinary items | $693,000 | 6,160 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $693,000 | 6,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $890,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $693,000 | 5,887 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 8,626 |
| Total interest expense | $1,566,000 | 8,313 |
| Net interest income | $1,641,000 | 8,837 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $224,000 | 8,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,567 |
| Total noninterest expense | $824,000 | 10,887 |
| Salaries and employee benefits | $404,000 | 10,813 |
| Premises and equipment expense | $109,000 | 10,409 |
| Additional noninterest expense | $311,000 | 10,684 |
| Pre-tax net operating income | $1,001,000 | 5,613 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $274,000 | 6,309 |
| Income before extraordinary items | $727,000 | 5,766 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $727,000 | 5,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $727,000 | 5,426 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.