Home > The First National Bank of Gilman > Income and Expense
The First National Bank of Gilman, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 7,119 |
| Total interest expense | $250,000 | 7,613 |
| Net interest income | $1,270,000 | 6,726 |
| Provision for loan and lease losses | $143,000 | 5,555 |
| Total noninterest income | $277,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $222,000 | 3,911 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $55,000 | 6,129 |
| Total noninterest expense | $1,444,000 | 6,332 |
| Salaries and employee benefits | $588,000 | 6,781 |
| Premises and equipment expense | $115,000 | 6,946 |
| Additional noninterest expense | $741,000 | 5,258 |
| Pre-tax net operating income | $-40,000 | 5,770 |
| Securities gains (losses) | $-1,658,000 | 7,909 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,698,000 | 7,073 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,698,000 | 7,071 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,698,000 | 7,072 |
| Net charge-offs | $99,000 | 5,068 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-40,000 | 5,813 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 7,147 |
| Total interest expense | $175,000 | 7,678 |
| Net interest income | $862,000 | 6,709 |
| Provision for loan and lease losses | $133,000 | 4,933 |
| Total noninterest income | $176,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $144,000 | 3,944 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $32,000 | 6,339 |
| Total noninterest expense | $999,000 | 6,299 |
| Salaries and employee benefits | $396,000 | 6,831 |
| Premises and equipment expense | $76,000 | 7,032 |
| Additional noninterest expense | $527,000 | 5,098 |
| Pre-tax net operating income | $-94,000 | 6,081 |
| Securities gains (losses) | $-1,804,000 | 8,054 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,898,000 | 7,450 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,898,000 | 7,449 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,898,000 | 7,448 |
| Net charge-offs | $97,000 | 4,280 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-94,000 | 6,135 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $541,000 | 7,141 |
| Total interest expense | $96,000 | 7,676 |
| Net interest income | $445,000 | 6,647 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $81,000 | 5,555 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $68,000 | 4,022 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $414,000 | 6,673 |
| Salaries and employee benefits | $200,000 | 6,854 |
| Premises and equipment expense | $38,000 | 7,069 |
| Additional noninterest expense | $176,000 | 5,915 |
| Pre-tax net operating income | $91,000 | 5,126 |
| Securities gains (losses) | $-1,221,000 | 8,145 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,130,000 | 7,736 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,130,000 | 7,739 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,130,000 | 7,738 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $91,000 | 4,908 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 6,871 |
| Total interest expense | $752,000 | 7,217 |
| Net interest income | $1,883,000 | 6,549 |
| Provision for loan and lease losses | $987,000 | 2,734 |
| Total noninterest income | $482,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $330,000 | 3,842 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $152,000 | 5,289 |
| Total noninterest expense | $1,616,000 | 6,719 |
| Salaries and employee benefits | $784,000 | 6,949 |
| Premises and equipment expense | $168,000 | 6,974 |
| Additional noninterest expense | $664,000 | 5,963 |
| Pre-tax net operating income | $-238,000 | 6,588 |
| Securities gains (losses) | $-494,000 | 7,554 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-732,000 | 6,851 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-732,000 | 6,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $875,000 | 2,111 |
| Cash dividends | $99,000 | 5,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-238,000 | 6,668 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 6,834 |
| Total interest expense | $626,000 | 7,180 |
| Net interest income | $1,467,000 | 6,518 |
| Provision for loan and lease losses | $200,000 | 4,198 |
| Total noninterest income | $385,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $246,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $139,000 | 5,075 |
| Total noninterest expense | $1,207,000 | 6,730 |
| Salaries and employee benefits | $586,000 | 6,949 |
| Premises and equipment expense | $128,000 | 6,995 |
| Additional noninterest expense | $493,000 | 5,939 |
| Pre-tax net operating income | $445,000 | 5,121 |
| Securities gains (losses) | $-206,000 | 7,612 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $239,000 | 5,508 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $239,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $99,000 | 4,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $445,000 | 4,780 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 6,840 |
| Total interest expense | $463,000 | 7,135 |
| Net interest income | $975,000 | 6,542 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $200,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $159,000 | 3,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $41,000 | 6,390 |
| Total noninterest expense | $800,000 | 6,790 |
| Salaries and employee benefits | $391,000 | 7,010 |
| Premises and equipment expense | $85,000 | 7,019 |
| Additional noninterest expense | $324,000 | 5,974 |
| Pre-tax net operating income | $375,000 | 4,900 |
| Securities gains (losses) | $-156,000 | 8,286 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $219,000 | 5,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $99,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $375,000 | 4,539 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $744,000 | 6,852 |
| Total interest expense | $259,000 | 7,081 |
| Net interest income | $485,000 | 6,575 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $94,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $78,000 | 3,924 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $398,000 | 6,827 |
| Salaries and employee benefits | $198,000 | 7,026 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $155,000 | 6,092 |
| Pre-tax net operating income | $181,000 | 5,132 |
| Securities gains (losses) | $-16,000 | 8,354 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $164,000 | 5,076 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $164,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $61,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $179,840 | 4,778 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 6,863 |
| Total interest expense | $1,146,000 | 6,944 |
| Net interest income | $1,825,000 | 6,721 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $376,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $304,000 | 4,053 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $72,000 | 6,672 |
| Total noninterest expense | $1,644,000 | 6,707 |
| Salaries and employee benefits | $854,000 | 6,835 |
| Premises and equipment expense | $165,000 | 7,106 |
| Additional noninterest expense | $625,000 | 6,034 |
| Pre-tax net operating income | $557,000 | 5,802 |
| Securities gains (losses) | $-220,000 | 8,269 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $335,000 | 6,299 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $335,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,868 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $552,800 | 5,492 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 6,892 |
| Total interest expense | $881,000 | 6,939 |
| Net interest income | $1,364,000 | 6,765 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $262,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $218,000 | 4,151 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $44,000 | 6,951 |
| Total noninterest expense | $1,183,000 | 6,787 |
| Salaries and employee benefits | $594,000 | 6,969 |
| Premises and equipment expense | $118,000 | 7,158 |
| Additional noninterest expense | $471,000 | 5,971 |
| Pre-tax net operating income | $443,000 | 5,990 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $441,000 | 5,621 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $441,000 | 5,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,933 |
| Cash dividends | $225,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $441,000 | 5,608 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 6,945 |
| Total interest expense | $584,000 | 6,968 |
| Net interest income | $896,000 | 6,838 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $166,000 | 5,946 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $140,000 | 4,239 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $787,000 | 6,837 |
| Salaries and employee benefits | $396,000 | 7,023 |
| Premises and equipment expense | $78,000 | 7,202 |
| Additional noninterest expense | $313,000 | 6,002 |
| Pre-tax net operating income | $275,000 | 6,192 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $274,000 | 5,848 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $274,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,240 |
| Cash dividends | $125,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $274,000 | 5,830 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $706,000 | 7,072 |
| Total interest expense | $264,000 | 7,151 |
| Net interest income | $442,000 | 6,890 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $76,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $63,000 | 4,424 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $384,000 | 6,926 |
| Salaries and employee benefits | $203,000 | 7,006 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $140,000 | 6,307 |
| Pre-tax net operating income | $134,000 | 6,245 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $134,000 | 5,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $134,000 | 5,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,505 |
| Cash dividends | $55,000 | 3,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $134,000 | 5,854 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 7,038 |
| Total interest expense | $886,000 | 7,145 |
| Net interest income | $1,759,000 | 6,857 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $348,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $298,000 | 4,145 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $50,000 | 7,251 |
| Total noninterest expense | $1,617,000 | 6,702 |
| Salaries and employee benefits | $821,000 | 6,903 |
| Premises and equipment expense | $186,000 | 6,861 |
| Additional noninterest expense | $610,000 | 6,018 |
| Pre-tax net operating income | $490,000 | 6,528 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $489,000 | 6,198 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $489,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $260,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $489,000 | 6,193 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 7,118 |
| Total interest expense | $618,000 | 7,275 |
| Net interest income | $1,322,000 | 6,931 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $259,000 | 5,931 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $221,000 | 4,208 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,269 |
| Total noninterest expense | $1,168,000 | 6,796 |
| Salaries and employee benefits | $574,000 | 7,062 |
| Premises and equipment expense | $142,000 | 6,865 |
| Additional noninterest expense | $452,000 | 6,052 |
| Pre-tax net operating income | $413,000 | 6,560 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $412,000 | 6,177 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $412,000 | 6,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $175,000 | 4,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $412,000 | 6,178 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 7,192 |
| Total interest expense | $359,000 | 7,441 |
| Net interest income | $887,000 | 6,952 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $173,000 | 5,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $143,000 | 4,236 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $772,000 | 6,859 |
| Salaries and employee benefits | $386,000 | 7,069 |
| Premises and equipment expense | $93,000 | 6,920 |
| Additional noninterest expense | $293,000 | 6,143 |
| Pre-tax net operating income | $288,000 | 6,532 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $287,000 | 6,108 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $287,000 | 6,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $287,000 | 6,109 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 7,260 |
| Total interest expense | $147,000 | 7,705 |
| Net interest income | $453,000 | 6,925 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $382,000 | 6,884 |
| Salaries and employee benefits | $193,000 | 7,085 |
| Premises and equipment expense | $45,000 | 6,974 |
| Additional noninterest expense | $144,000 | 6,179 |
| Pre-tax net operating income | $155,000 | 6,349 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $154,000 | 5,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $154,000 | 5,900 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 7,176 |
| Total interest expense | $481,000 | 7,682 |
| Net interest income | $1,821,000 | 6,865 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $349,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $283,000 | 4,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,037 |
| Total noninterest expense | $1,609,000 | 6,710 |
| Salaries and employee benefits | $792,000 | 6,961 |
| Premises and equipment expense | $194,000 | 6,778 |
| Additional noninterest expense | $623,000 | 5,943 |
| Pre-tax net operating income | $561,000 | 6,543 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $559,000 | 6,147 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $559,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,191 |
| Cash dividends | $790,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $559,000 | 6,111 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 7,204 |
| Total interest expense | $345,000 | 7,704 |
| Net interest income | $1,358,000 | 6,918 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $270,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $216,000 | 4,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,950 |
| Total noninterest expense | $1,151,000 | 6,828 |
| Salaries and employee benefits | $544,000 | 7,158 |
| Premises and equipment expense | $142,000 | 6,840 |
| Additional noninterest expense | $465,000 | 5,924 |
| Pre-tax net operating income | $477,000 | 6,478 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $475,000 | 6,019 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $475,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $660,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $475,000 | 5,984 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 7,190 |
| Total interest expense | $229,000 | 7,648 |
| Net interest income | $907,000 | 6,919 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $176,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $35,000 | 6,983 |
| Total noninterest expense | $747,000 | 6,919 |
| Salaries and employee benefits | $363,000 | 7,171 |
| Premises and equipment expense | $91,000 | 6,894 |
| Additional noninterest expense | $293,000 | 6,074 |
| Pre-tax net operating income | $336,000 | 6,363 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $334,000 | 5,892 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $334,000 | 5,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $490,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $334,000 | 5,845 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 7,204 |
| Total interest expense | $118,000 | 7,591 |
| Net interest income | $456,000 | 6,944 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $88,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $379,000 | 6,905 |
| Salaries and employee benefits | $183,000 | 7,209 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $165,000 | 6,369 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $164,000 | 5,905 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $164,000 | 5,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $215,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $164,000 | 5,867 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 6,980 |
| Total interest expense | $508,000 | 7,272 |
| Net interest income | $1,899,000 | 6,759 |
| Provision for loan and lease losses | $4,000 | 7,223 |
| Total noninterest income | $333,000 | 6,191 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $278,000 | 4,490 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $1,552,000 | 6,790 |
| Salaries and employee benefits | $788,000 | 6,977 |
| Premises and equipment expense | $171,000 | 7,088 |
| Additional noninterest expense | $593,000 | 6,012 |
| Pre-tax net operating income | $676,000 | 6,172 |
| Securities gains (losses) | $104,000 | 1,215 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $775,000 | 5,332 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $775,000 | 5,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $675,000 | 3,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $672,040 | 5,629 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 7,001 |
| Total interest expense | $384,000 | 7,282 |
| Net interest income | $1,416,000 | 6,793 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $258,000 | 6,152 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $215,000 | 4,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 7,253 |
| Total noninterest expense | $1,059,000 | 7,016 |
| Salaries and employee benefits | $520,000 | 7,263 |
| Premises and equipment expense | $126,000 | 7,104 |
| Additional noninterest expense | $413,000 | 6,213 |
| Pre-tax net operating income | $611,000 | 5,855 |
| Securities gains (losses) | $-18,000 | 8,631 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $589,000 | 5,409 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $589,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $490,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $606,820 | 5,252 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 6,973 |
| Total interest expense | $269,000 | 7,220 |
| Net interest income | $959,000 | 6,773 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $172,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $143,000 | 4,443 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $694,000 | 7,116 |
| Salaries and employee benefits | $347,000 | 7,319 |
| Premises and equipment expense | $80,000 | 7,223 |
| Additional noninterest expense | $267,000 | 6,326 |
| Pre-tax net operating income | $437,000 | 5,646 |
| Securities gains (losses) | $-18,000 | 8,784 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $416,000 | 5,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $416,000 | 5,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $433,820 | 5,013 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 6,808 |
| Total interest expense | $143,000 | 7,141 |
| Net interest income | $531,000 | 6,526 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $88,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 4,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $351,000 | 7,113 |
| Salaries and employee benefits | $173,000 | 7,370 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $139,000 | 6,236 |
| Pre-tax net operating income | $268,000 | 5,098 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $266,000 | 4,591 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $266,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $266,000 | 4,461 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 6,799 |
| Total interest expense | $646,000 | 7,240 |
| Net interest income | $2,095,000 | 6,441 |
| Provision for loan and lease losses | $59,000 | 6,101 |
| Total noninterest income | $370,000 | 6,129 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $292,000 | 4,363 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $78,000 | 6,928 |
| Total noninterest expense | $1,435,000 | 7,009 |
| Salaries and employee benefits | $760,000 | 7,067 |
| Premises and equipment expense | $164,000 | 7,207 |
| Additional noninterest expense | $511,000 | 6,499 |
| Pre-tax net operating income | $971,000 | 5,252 |
| Securities gains (losses) | $272,000 | 1,115 |
| Applicable income taxes | $13,000 | 6,950 |
| Income before extraordinary items | $1,230,000 | 4,077 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,230,000 | 4,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,746 |
| Cash dividends | $950,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $960,720 | 4,589 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 6,944 |
| Total interest expense | $493,000 | 7,353 |
| Net interest income | $1,512,000 | 6,609 |
| Provision for loan and lease losses | $59,000 | 5,561 |
| Total noninterest income | $250,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $216,000 | 4,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $1,003,000 | 7,195 |
| Salaries and employee benefits | $493,000 | 7,424 |
| Premises and equipment expense | $122,000 | 7,243 |
| Additional noninterest expense | $388,000 | 6,431 |
| Pre-tax net operating income | $700,000 | 5,502 |
| Securities gains (losses) | $272,000 | 1,025 |
| Applicable income taxes | $10,000 | 7,078 |
| Income before extraordinary items | $962,000 | 4,085 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $962,000 | 4,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,129 |
| Cash dividends | $650,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $692,720 | 4,830 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 7,159 |
| Total interest expense | $325,000 | 7,491 |
| Net interest income | $931,000 | 6,858 |
| Provision for loan and lease losses | $23,000 | 6,223 |
| Total noninterest income | $160,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $140,000 | 4,453 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $641,000 | 7,324 |
| Salaries and employee benefits | $326,000 | 7,467 |
| Premises and equipment expense | $81,000 | 7,268 |
| Additional noninterest expense | $234,000 | 6,720 |
| Pre-tax net operating income | $427,000 | 5,703 |
| Securities gains (losses) | $220,000 | 985 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $640,000 | 4,110 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $640,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,704 |
| Cash dividends | $330,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $422,200 | 5,063 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $668,000 | 7,037 |
| Total interest expense | $172,000 | 7,463 |
| Net interest income | $496,000 | 6,676 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $73,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 4,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $322,000 | 7,339 |
| Salaries and employee benefits | $161,000 | 7,534 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $119,000 | 6,675 |
| Pre-tax net operating income | $224,000 | 5,556 |
| Securities gains (losses) | $130,000 | 859 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $350,000 | 3,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $350,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,601 |
| Cash dividends | $20,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $221,300 | 4,847 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 7,051 |
| Total interest expense | $866,000 | 7,304 |
| Net interest income | $1,930,000 | 6,733 |
| Provision for loan and lease losses | $49,000 | 6,749 |
| Total noninterest income | $324,000 | 6,294 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $273,000 | 4,459 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,577 |
| Total noninterest expense | $1,397,000 | 7,064 |
| Salaries and employee benefits | $705,000 | 7,247 |
| Premises and equipment expense | $159,000 | 7,321 |
| Additional noninterest expense | $533,000 | 6,326 |
| Pre-tax net operating income | $808,000 | 5,745 |
| Securities gains (losses) | $82,000 | 1,935 |
| Applicable income taxes | $6,000 | 7,413 |
| Income before extraordinary items | $884,000 | 4,928 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $884,000 | 4,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $745,000 | 2,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $802,820 | 5,055 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 7,629 |
| Total interest expense | $1,161,000 | 7,685 |
| Net interest income | $1,442,000 | 7,431 |
| Provision for loan and lease losses | $14,000 | 7,788 |
| Total noninterest income | $254,000 | 6,828 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $203,000 | 5,130 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $51,000 | 7,655 |
| Total noninterest expense | $1,263,000 | 7,299 |
| Salaries and employee benefits | $644,000 | 7,452 |
| Premises and equipment expense | $169,000 | 7,229 |
| Additional noninterest expense | $450,000 | 6,785 |
| Pre-tax net operating income | $419,000 | 6,891 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $2,000 | 7,831 |
| Income before extraordinary items | $420,000 | 6,457 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $420,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $250,000 | 4,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $417,000 | 6,357 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 7,962 |
| Total interest expense | $1,169,000 | 7,869 |
| Net interest income | $1,280,000 | 7,907 |
| Provision for loan and lease losses | $38,000 | 6,945 |
| Total noninterest income | $233,000 | 6,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,500 |
| Total noninterest expense | $1,196,000 | 7,513 |
| Salaries and employee benefits | $632,000 | 7,530 |
| Premises and equipment expense | $176,000 | 7,142 |
| Additional noninterest expense | $388,000 | 7,244 |
| Pre-tax net operating income | $279,000 | 7,993 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $279,000 | 7,599 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $279,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $141,000 | 5,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $279,000 | 7,606 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 8,167 |
| Total interest expense | $1,124,000 | 7,851 |
| Net interest income | $1,152,000 | 8,299 |
| Provision for loan and lease losses | $61,000 | 6,111 |
| Total noninterest income | $205,000 | 7,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 5,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,752 |
| Total noninterest expense | $1,156,000 | 7,684 |
| Salaries and employee benefits | $610,000 | 7,704 |
| Premises and equipment expense | $174,000 | 7,248 |
| Additional noninterest expense | $372,000 | 7,522 |
| Pre-tax net operating income | $140,000 | 8,857 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $140,000 | 8,715 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $140,000 | 8,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $67,000 | 6,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $140,000 | 8,671 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 8,365 |
| Total interest expense | $1,091,000 | 8,175 |
| Net interest income | $1,169,000 | 8,399 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $121,000 | 8,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $824,000 | 8,695 |
| Salaries and employee benefits | $513,000 | 8,277 |
| Premises and equipment expense | $90,000 | 8,926 |
| Additional noninterest expense | $221,000 | 8,889 |
| Pre-tax net operating income | $400,000 | 7,875 |
| Securities gains (losses) | $-5,000 | 10,072 |
| Applicable income taxes | $38,000 | 8,546 |
| Income before extraordinary items | $357,000 | 7,499 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $357,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $426,000 | 3,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $361,500 | 7,387 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 8,671 |
| Total interest expense | $1,036,000 | 8,585 |
| Net interest income | $1,236,000 | 8,614 |
| Provision for loan and lease losses | $19,000 | 7,970 |
| Total noninterest income | $132,000 | 8,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $744,000 | 9,245 |
| Salaries and employee benefits | $416,000 | 9,157 |
| Premises and equipment expense | $89,000 | 9,234 |
| Additional noninterest expense | $239,000 | 8,975 |
| Pre-tax net operating income | $605,000 | 7,398 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $152,000 | 7,584 |
| Income before extraordinary items | $466,000 | 7,192 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $466,000 | 7,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $468,000 | 3,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $456,250 | 7,203 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 9,163 |
| Total interest expense | $974,000 | 9,109 |
| Net interest income | $1,182,000 | 9,062 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $115,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $732,000 | 9,702 |
| Salaries and employee benefits | $445,000 | 9,289 |
| Premises and equipment expense | $95,000 | 9,426 |
| Additional noninterest expense | $192,000 | 10,029 |
| Pre-tax net operating income | $565,000 | 7,599 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $132,000 | 8,174 |
| Income before extraordinary items | $432,000 | 7,365 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $432,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $788,000 | 2,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $432,770 | 7,308 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 9,510 |
| Total interest expense | $952,000 | 9,422 |
| Net interest income | $1,188,000 | 9,363 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $100,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $763,000 | 9,930 |
| Salaries and employee benefits | $477,000 | 9,309 |
| Premises and equipment expense | $87,000 | 10,006 |
| Additional noninterest expense | $199,000 | 10,425 |
| Pre-tax net operating income | $525,000 | 8,296 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $41,000 | 10,357 |
| Income before extraordinary items | $482,000 | 7,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $482,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $540,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $483,840 | 7,337 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 9,369 |
| Total interest expense | $872,000 | 9,251 |
| Net interest income | $1,362,000 | 9,278 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $791,000 | 10,284 |
| Salaries and employee benefits | $461,000 | 9,743 |
| Premises and equipment expense | $80,000 | 10,655 |
| Additional noninterest expense | $250,000 | 10,526 |
| Pre-tax net operating income | $671,000 | 7,580 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $112,000 | 9,094 |
| Income before extraordinary items | $550,000 | 6,909 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $550,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $562,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $557,470 | 6,901 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 9,848 |
| Total interest expense | $838,000 | 9,845 |
| Net interest income | $1,332,000 | 9,636 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $89,000 | 11,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $747,000 | 10,934 |
| Salaries and employee benefits | $431,000 | 10,325 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $238,000 | 11,227 |
| Pre-tax net operating income | $674,000 | 7,502 |
| Securities gains (losses) | $119,000 | 2,269 |
| Applicable income taxes | $178,000 | 8,047 |
| Income before extraordinary items | $615,000 | 6,669 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $615,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $812,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $522,180 | 7,120 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 10,065 |
| Total interest expense | $1,159,000 | 9,760 |
| Net interest income | $1,257,000 | 10,105 |
| Provision for loan and lease losses | $45,000 | 9,299 |
| Total noninterest income | $97,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $715,000 | 11,440 |
| Salaries and employee benefits | $399,000 | 10,875 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $248,000 | 11,558 |
| Pre-tax net operating income | $594,000 | 7,755 |
| Securities gains (losses) | $223,000 | 1,860 |
| Applicable income taxes | $192,000 | 7,715 |
| Income before extraordinary items | $625,000 | 6,401 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $625,000 | 6,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $591,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $455,520 | 7,335 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.