Home > The First National Bank of Gatlinburg > Assets and Liabilities
The First National Bank of Gatlinburg, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 108 | 1,723 |
| Assets and Liabilities | ||
| Total Assets: | $209,839,000 | 2,221 |
| Cash and due from depository institutions | $3,804,000 | 1,723 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $38,140,000 | 3,175 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,250 |
| Net loans & leases | $154,453,000 | 1,884 |
| Loan loss allowance | $1,656,000 | 2,238 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,127,000 | 1,088 |
| Other real estate owned | $216,000 | 1,723 |
| Goodwill and other intangibles | $101,000 | 2,503 |
| All other assets | $2,198,000 | 3,316 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,839,000 | 2,221 |
| Total liabilities | $196,084,000 | 2,139 |
| Total deposits | $194,710,000 | 1,991 |
| Interest-bearing deposits | $169,057,000 | 1,983 |
| Deposits held in domestic offices | $194,710,000 | 1,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $130,000 | 3,736 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,244,000 | 2,973 |
| Total equity capital | $13,755,000 | 3,229 |
| Total bank equity capital | $13,755,000 | 3,229 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $946,000 | 3,806 |
| Surplus | $7,835,000 | 2,004 |
| Undivided profits | $4,974,000 | 4,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,432,000 | 1,519 |
| Earning assets | $196,393,000 | 2,181 |
| Long-term assets (5+ years) | $26,774,000 | 2,154 |
| Average Assets, year-to-date | $200,457,400 | 2,256 |
| Average Assets, quarterly | $209,598,000 | 2,209 |
| Volatile liabilities | $35,418,000 | 1,813 |
| Insider loans | $5,685,000 | 754 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $234,000 | 1,211 |
| Unused loan commitments | $20,458,000 | 2,019 |
| Tier 1 (core) risk-based capital | $13,700,000 | 3,147 |
| Tier 2 risk-based capital | $1,656,000 | 1,881 |
| Total risk weighted assets | $154,176,100 | 1,835 |
| Total unused commitments | $20,458,000 | 2,033 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 119 | 1,616 |
| Assets and Liabilities | ||
| Total Assets: | $195,507,000 | 2,406 |
| Cash and due from depository institutions | $5,507,000 | 1,616 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $39,647,000 | 3,178 |
| Federal funds sold & reverse repurchase agreements | $8,350,000 | 1,746 |
| Net loans & leases | $131,758,000 | 2,129 |
| Loan loss allowance | $1,523,000 | 2,442 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,404,000 | 1,019 |
| Other real estate owned | $631,000 | 1,616 |
| Goodwill and other intangibles | $116,000 | 2,286 |
| All other assets | $2,094,000 | 3,495 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,507,000 | 2,406 |
| Total liabilities | $183,183,000 | 2,318 |
| Total deposits | $180,215,000 | 2,191 |
| Interest-bearing deposits | $156,319,000 | 2,188 |
| Deposits held in domestic offices | $180,215,000 | 2,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $558,000 | 3,014 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $500,000 | 291 |
| All other liabilities | $1,910,000 | 2,182 |
| Total equity capital | $12,324,000 | 3,567 |
| Total bank equity capital | $12,324,000 | 3,567 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $946,000 | 4,000 |
| Surplus | $7,335,000 | 2,107 |
| Undivided profits | $4,043,000 | 5,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 5,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,154,000 | 1,980 |
| Earning assets | $179,755,000 | 2,399 |
| Long-term assets (5+ years) | $23,405,000 | 2,240 |
| Average Assets, year-to-date | $187,510,600 | 2,401 |
| Average Assets, quarterly | $193,928,000 | 2,396 |
| Volatile liabilities | $32,127,000 | 1,773 |
| Insider loans | $5,970,000 | 740 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $55,000 | 1,525 |
| Unused loan commitments | $15,837,000 | 2,343 |
| Tier 1 (core) risk-based capital | $11,828,000 | 3,583 |
| Tier 2 risk-based capital | $2,023,000 | 1,575 |
| Total risk weighted assets | $135,121,100 | 2,056 |
| Total unused commitments | $15,837,000 | 2,355 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 121 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $176,322,000 | 2,597 |
| Cash and due from depository institutions | $7,647,000 | 1,637 |
| Interest-bearing balances | $1,350,000 | 2,050 |
| Securities | $33,880,000 | 3,840 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $125,072,000 | 2,189 |
| Loan loss allowance | $1,500,000 | 2,537 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,298,000 | 1,004 |
| Other real estate owned | $286,000 | 1,637 |
| Goodwill and other intangibles | $131,000 | 2,135 |
| All other assets | $2,008,000 | 3,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,322,000 | 2,597 |
| Total liabilities | $166,168,000 | 2,510 |
| Total deposits | $163,896,000 | 2,348 |
| Interest-bearing deposits | $139,935,000 | 2,385 |
| Deposits held in domestic offices | $163,896,000 | 2,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,054,000 | 3,299 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $500,000 | 309 |
| All other liabilities | $718,000 | 3,940 |
| Total equity capital | $10,154,000 | 3,982 |
| Total bank equity capital | $10,154,000 | 3,982 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $946,000 | 4,172 |
| Surplus | $7,335,000 | 2,038 |
| Undivided profits | $1,873,000 | 7,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $965,000 | 2,064 |
| Earning assets | $160,302,000 | 2,616 |
| Long-term assets (5+ years) | $21,296,000 | 2,415 |
| Average Assets, year-to-date | $171,596,800 | 2,591 |
| Average Assets, quarterly | $175,788,500 | 2,584 |
| Volatile liabilities | $19,149,000 | 2,622 |
| Insider loans | $4,865,000 | 868 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $234,000 | 1,049 |
| Unused loan commitments | $14,701,000 | 2,392 |
| Tier 1 (core) risk-based capital | $10,691,000 | 3,861 |
| Tier 2 risk-based capital | $2,000,000 | 1,578 |
| Total risk weighted assets | $129,315,700 | 2,096 |
| Total unused commitments | $14,701,000 | 2,404 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 110 | 1,902 |
| Assets and Liabilities | ||
| Total Assets: | $171,703,000 | 2,686 |
| Cash and due from depository institutions | $6,361,000 | 1,902 |
| Interest-bearing balances | $1,350,000 | 2,975 |
| Securities | $32,117,000 | 4,239 |
| Federal funds sold & reverse repurchase agreements | $7,800,000 | 1,788 |
| Net loans & leases | $117,262,000 | 2,266 |
| Loan loss allowance | $1,500,000 | 2,622 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,022,000 | 1,210 |
| Other real estate owned | $396,000 | 1,902 |
| Goodwill and other intangibles | $42,000 | 2,533 |
| All other assets | $1,703,000 | 3,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,703,000 | 2,686 |
| Total liabilities | $160,947,000 | 2,614 |
| Total deposits | $156,862,000 | 2,526 |
| Interest-bearing deposits | $135,744,000 | 2,533 |
| Deposits held in domestic offices | $156,862,000 | 2,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,901,000 | 2,205 |
| Subordinated debt | $500,000 | 330 |
| All other liabilities | $1,684,000 | 2,088 |
| Total equity capital | $10,756,000 | 3,787 |
| Total bank equity capital | $10,756,000 | 3,787 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $946,000 | 4,333 |
| Surplus | $7,335,000 | 1,951 |
| Undivided profits | $2,475,000 | 6,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 9,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $834,000 | 2,114 |
| Earning assets | $158,529,000 | 2,678 |
| Long-term assets (5+ years) | $26,384,000 | 2,120 |
| Average Assets, year-to-date | $166,009,600 | 2,699 |
| Average Assets, quarterly | $167,963,500 | 2,722 |
| Volatile liabilities | $25,091,000 | 2,005 |
| Insider loans | $4,793,000 | 863 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $555,000 | 1,198 |
| Unused loan commitments | $16,507,000 | 2,155 |
| Tier 1 (core) risk-based capital | $10,248,000 | 3,898 |
| Tier 2 risk-based capital | $2,000,000 | 1,580 |
| Total risk weighted assets | $121,766,300 | 2,189 |
| Total unused commitments | $16,507,000 | 2,174 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 94 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $163,729,000 | 2,883 |
| Cash and due from depository institutions | $7,502,000 | 2,290 |
| Interest-bearing balances | $1,350,000 | 3,322 |
| Securities | $39,827,000 | 3,455 |
| Federal funds sold & reverse repurchase agreements | $6,250,000 | 2,650 |
| Net loans & leases | $101,198,000 | 2,643 |
| Loan loss allowance | $1,043,000 | 3,580 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,051,000 | 1,194 |
| Other real estate owned | $980,000 | 2,290 |
| Goodwill and other intangibles | $47,000 | 2,500 |
| All other assets | $1,874,000 | 3,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,729,000 | 2,883 |
| Total liabilities | $153,722,000 | 2,822 |
| Total deposits | $152,203,000 | 2,715 |
| Interest-bearing deposits | $133,433,000 | 2,696 |
| Deposits held in domestic offices | $152,203,000 | 2,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $500,000 | 361 |
| All other liabilities | $1,019,000 | 3,241 |
| Total equity capital | $10,007,000 | 3,883 |
| Total bank equity capital | $10,007,000 | 3,883 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $946,000 | 4,538 |
| Surplus | $7,335,000 | 1,876 |
| Undivided profits | $1,726,000 | 7,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 5,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $834,000 | 2,389 |
| Earning assets | $148,625,000 | 2,902 |
| Long-term assets (5+ years) | $32,341,000 | 1,740 |
| Average Assets, year-to-date | $158,985,400 | 2,894 |
| Average Assets, quarterly | $164,193,000 | 2,848 |
| Volatile liabilities | $20,286,000 | 2,334 |
| Insider loans | $1,191,000 | 682 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,030,000 | 2,598 |
| Tier 1 (core) risk-based capital | $9,960,000 | 3,838 |
| Tier 2 risk-based capital | $1,543,000 | 2,008 |
| Total risk weighted assets | $111,475,200 | 2,442 |
| Total unused commitments | $12,030,000 | 2,615 |
| Derivatives | $0 | 651 |