Home > The First National Bank of Garrett > Assets and Liabilities
The First National Bank of Garrett, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $44,278,000 | 7,933 |
| Cash and due from depository institutions | $1,670,000 | 7,361 |
| Interest-bearing balances | $264,000 | 4,009 |
| Securities | $10,392,000 | 8,138 |
| Federal funds sold & reverse repurchase agreements | $2,765,000 | 4,612 |
| Net loans & leases | $28,158,000 | 7,257 |
| Loan loss allowance | $364,000 | 7,369 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $779,000 | 6,908 |
| Other real estate owned | $0 | 7,361 |
| Goodwill and other intangibles | $141,000 | 2,202 |
| All other assets | $373,000 | 10,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,278,000 | 7,933 |
| Total liabilities | $39,868,000 | 7,919 |
| Total deposits | $39,551,000 | 7,777 |
| Interest-bearing deposits | $36,837,000 | 7,420 |
| Deposits held in domestic offices | $39,551,000 | 7,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $317,000 | 8,074 |
| Total equity capital | $4,410,000 | 7,913 |
| Total bank equity capital | $4,410,000 | 7,913 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $150,000 | 8,467 |
| Surplus | $2,921,000 | 4,322 |
| Undivided profits | $1,339,000 | 8,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 9,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $190,000 | 8,969 |
| Earning assets | $41,579,000 | 7,816 |
| Long-term assets (5+ years) | $11,349,000 | 3,717 |
| Average Assets, year-to-date | $44,077,800 | 7,765 |
| Average Assets, quarterly | $44,061,000 | 7,910 |
| Volatile liabilities | $4,620,000 | 7,202 |
| Insider loans | $519,000 | 5,557 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,225,000 | 7,137 |
| Tier 1 (core) risk-based capital | $4,187,000 | 8,020 |
| Tier 2 risk-based capital | $363,340 | 6,583 |
| Total risk weighted assets | $29,066,340 | 7,303 |
| Total unused commitments | $2,225,000 | 7,153 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $43,194,000 | 8,174 |
| Cash and due from depository institutions | $2,062,000 | 7,881 |
| Interest-bearing balances | $701,000 | 2,853 |
| Securities | $11,524,000 | 8,221 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $28,266,000 | 7,293 |
| Loan loss allowance | $317,000 | 8,168 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $721,000 | 7,289 |
| Other real estate owned | $0 | 7,881 |
| Goodwill and other intangibles | $171,000 | 2,008 |
| All other assets | $450,000 | 9,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,194,000 | 8,174 |
| Total liabilities | $39,302,000 | 8,123 |
| Total deposits | $38,214,000 | 8,046 |
| Interest-bearing deposits | $35,195,000 | 7,692 |
| Deposits held in domestic offices | $38,214,000 | 8,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $910,000 | 3,257 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $178,000 | 9,442 |
| Total equity capital | $3,892,000 | 8,305 |
| Total bank equity capital | $3,892,000 | 8,305 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $150,000 | 8,932 |
| Surplus | $2,921,000 | 4,256 |
| Undivided profits | $821,000 | 9,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 9,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $165,000 | 9,309 |
| Earning assets | $40,491,000 | 8,045 |
| Long-term assets (5+ years) | $10,972,000 | 3,879 |
| Average Assets, year-to-date | $41,314,400 | 8,293 |
| Average Assets, quarterly | $42,572,500 | 8,222 |
| Volatile liabilities | $5,940,000 | 6,123 |
| Insider loans | $804,000 | 4,291 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,375,000 | 7,022 |
| Tier 1 (core) risk-based capital | $3,949,000 | 8,344 |
| Tier 2 risk-based capital | $317,000 | 7,262 |
| Total risk weighted assets | $29,157,900 | 7,376 |
| Total unused commitments | $2,375,000 | 7,033 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $40,021,000 | 8,836 |
| Cash and due from depository institutions | $1,434,000 | 8,210 |
| Interest-bearing balances | $507,000 | 4,264 |
| Securities | $10,822,000 | 8,785 |
| Federal funds sold & reverse repurchase agreements | $1,820,000 | 6,113 |
| Net loans & leases | $24,683,000 | 7,874 |
| Loan loss allowance | $282,000 | 8,903 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $761,000 | 7,206 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $187,000 | 1,872 |
| All other assets | $314,000 | 11,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,021,000 | 8,836 |
| Total liabilities | $36,158,000 | 8,826 |
| Total deposits | $35,915,000 | 8,696 |
| Interest-bearing deposits | $32,794,000 | 8,370 |
| Deposits held in domestic offices | $35,915,000 | 8,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $243,000 | 8,465 |
| Total equity capital | $3,863,000 | 8,558 |
| Total bank equity capital | $3,863,000 | 8,558 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $2,921,000 | 4,223 |
| Undivided profits | $792,000 | 10,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 11,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $138,000 | 9,843 |
| Earning assets | $37,832,000 | 8,662 |
| Long-term assets (5+ years) | $9,471,000 | 4,501 |
| Average Assets, year-to-date | $36,407,400 | 9,131 |
| Average Assets, quarterly | $38,892,000 | 8,934 |
| Volatile liabilities | $5,115,000 | 6,436 |
| Insider loans | $524,000 | 5,563 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,987,000 | 7,542 |
| Tier 1 (core) risk-based capital | $3,676,000 | 8,730 |
| Tier 2 risk-based capital | $282,000 | 7,863 |
| Total risk weighted assets | $25,711,400 | 8,003 |
| Total unused commitments | $1,987,000 | 7,567 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $33,964,000 | 9,836 |
| Cash and due from depository institutions | $2,673,000 | 9,734 |
| Interest-bearing balances | $1,795,000 | 2,888 |
| Securities | $8,549,000 | 9,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $21,631,000 | 8,547 |
| Loan loss allowance | $256,000 | 9,477 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $543,000 | 8,611 |
| Other real estate owned | $0 | 9,734 |
| Goodwill and other intangibles | $210,000 | 1,824 |
| All other assets | $358,000 | 11,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,964,000 | 9,836 |
| Total liabilities | $30,264,000 | 9,917 |
| Total deposits | $29,940,000 | 9,821 |
| Interest-bearing deposits | $28,023,000 | 9,373 |
| Deposits held in domestic offices | $29,940,000 | 9,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,519 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $174,000 | 10,617 |
| Total equity capital | $3,700,000 | 8,660 |
| Total bank equity capital | $3,700,000 | 8,660 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $2,921,000 | 4,124 |
| Undivided profits | $629,000 | 10,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 10,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $131,000 | 10,579 |
| Earning assets | $31,975,000 | 9,633 |
| Long-term assets (5+ years) | $10,300,000 | 4,254 |
| Average Assets, year-to-date | $34,278,000 | 9,644 |
| Average Assets, quarterly | $34,281,500 | 9,740 |
| Volatile liabilities | $4,627,000 | 6,878 |
| Insider loans | $14,000 | 8,645 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,559,000 | 8,015 |
| Tier 1 (core) risk-based capital | $3,490,000 | 8,875 |
| Tier 2 risk-based capital | $256,000 | 8,313 |
| Total risk weighted assets | $22,130,000 | 8,853 |
| Total unused commitments | $1,559,000 | 8,047 |
| Derivatives | $0 | 651 |