Home > The First National Bank of Galena > Income and Expense
The First National Bank of Galena, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,770,000 | 5,039 |
| Total interest expense | $2,760,000 | 4,263 |
| Net interest income | $3,010,000 | 5,606 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $134,000 | 10,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-27,000 | 12,607 |
| Total noninterest expense | $1,929,000 | 6,391 |
| Salaries and employee benefits | $704,000 | 7,849 |
| Premises and equipment expense | $182,000 | 7,818 |
| Additional noninterest expense | $1,043,000 | 4,551 |
| Pre-tax net operating income | $1,197,000 | 5,249 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $354,000 | 5,224 |
| Income before extraordinary items | $854,000 | 5,103 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $854,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,590 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $846,190 | 5,187 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 5,255 |
| Total interest expense | $2,834,000 | 4,326 |
| Net interest income | $2,761,000 | 6,042 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $417,000 | 6,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 5,260 |
| Total noninterest expense | $1,877,000 | 6,684 |
| Salaries and employee benefits | $673,000 | 8,192 |
| Premises and equipment expense | $171,000 | 8,352 |
| Additional noninterest expense | $1,033,000 | 4,780 |
| Pre-tax net operating income | $1,289,000 | 4,895 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $370,000 | 5,290 |
| Income before extraordinary items | $919,000 | 5,013 |
| Extraordinary gains, net | $19,000 | 2,728 |
| Net income | $938,000 | 5,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $919,000 | 4,784 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,999,000 | 5,491 |
| Total interest expense | $3,282,000 | 4,800 |
| Net interest income | $2,717,000 | 6,183 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $306,000 | 7,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $1,698,000 | 7,269 |
| Salaries and employee benefits | $729,000 | 7,776 |
| Premises and equipment expense | $203,000 | 7,765 |
| Additional noninterest expense | $766,000 | 6,306 |
| Pre-tax net operating income | $1,301,000 | 4,607 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $372,000 | 5,067 |
| Income before extraordinary items | $971,000 | 4,618 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $971,000 | 4,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $940,760 | 4,432 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.