Home > The First National Bank of Gainesville > Loan Charge- Offs and Recoveries
The First National Bank of Gainesville, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,253,000 | 463 |
| Loans secured by real estate, total | $2,132,000 | 286 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $2,132,000 | 285 |
| Construction and land development | $47,000 | 456 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $308,000 | 517 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $1,777,000 | 161 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $204,000 | 1,375 |
| Loans to individuals | $1,917,000 | 395 |
| Credit card loan charge offs | $718,000 | 328 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,199,000 | 343 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,259,000 | 429 |
| Loans secured by real estate, total | $123,000 | 759 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $123,000 | 757 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $78,000 | 470 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $45,000 | 754 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $83,000 | 1,339 |
| Loans to individuals | $1,049,000 | 278 |
| Credit card loan recoveries | $150,000 | 297 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $899,000 | 203 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $4,000 | 303 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,994,000 | 455 |
| Loans secured by real estate, total | $2,009,000 | 234 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $2,009,000 | 233 |
| Construction and land development | $47,000 | 378 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $230,000 | 510 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $1,732,000 | 129 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $121,000 | 1,465 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $868,000 | 480 |
| Credit card loan net charge offs | $568,000 | 334 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $300,000 | 662 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-4,000 | 1,130 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,844,000 | 597 |
| Loans secured by real estate, total | $724,000 | 656 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $724,000 | 656 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $157,000 | 876 |
| Secured by multifamily residential properties | $1,000 | 644 |
| Secured by nonfarm nonresidential properties | $566,000 | 413 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $310,000 | 1,023 |
| Loans to individuals | $1,810,000 | 366 |
| Credit card loan charge offs | $512,000 | 360 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,298,000 | 277 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,562,000 | 415 |
| Loans secured by real estate, total | $64,000 | 1,301 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $64,000 | 1,301 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $61,000 | 638 |
| Secured by multifamily residential properties | $1,000 | 466 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,102 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $499,000 | 378 |
| Loans to individuals | $999,000 | 279 |
| Credit card loan recoveries | $144,000 | 301 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $855,000 | 218 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,282,000 | 751 |
| Loans secured by real estate, total | $660,000 | 575 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $660,000 | 576 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $96,000 | 997 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $564,000 | 344 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-189,000 | 12,318 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $811,000 | 423 |
| Credit card loan net charge offs | $368,000 | 368 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $443,000 | 407 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,329,000 | 541 |
| Loans secured by real estate, total | $2,147,000 | 443 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,147,000 | 442 |
| Construction and land development | $114,000 | 563 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $328,000 | 656 |
| Secured by multifamily residential properties | $166,000 | 336 |
| Secured by nonfarm nonresidential properties | $1,539,000 | 286 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $212,000 | 1,918 |
| Loans to individuals | $1,922,000 | 371 |
| Credit card loan charge offs | $498,000 | 383 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,424,000 | 281 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $48,000 | 230 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,054,000 | 544 |
| Loans secured by real estate, total | $218,000 | 593 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $218,000 | 592 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 2,146 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $208,000 | 346 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $205,000 | 828 |
| Loans to individuals | $631,000 | 363 |
| Credit card loan recoveries | $110,000 | 344 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $521,000 | 306 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,275,000 | 530 |
| Loans secured by real estate, total | $1,929,000 | 410 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,929,000 | 409 |
| Construction and land development | $114,000 | 500 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $318,000 | 586 |
| Secured by multifamily residential properties | $166,000 | 305 |
| Secured by nonfarm nonresidential properties | $1,331,000 | 281 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $7,000 | 5,769 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,291,000 | 368 |
| Credit card loan net charge offs | $388,000 | 378 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $903,000 | 264 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $48,000 | 168 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,320,000 | 460 |
| Loans secured by real estate, total | $5,450,000 | 267 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $5,450,000 | 266 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $411,000 | 624 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $5,039,000 | 157 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $19,000 | 148 |
| Commercial and industrial loans | $348,000 | 1,835 |
| Loans to individuals | $1,503,000 | 505 |
| Credit card loan charge offs | $365,000 | 479 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,138,000 | 426 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $746,000 | 698 |
| Loans secured by real estate, total | $192,000 | 625 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $192,000 | 624 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $64,000 | 591 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $128,000 | 420 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $136,000 | 1,221 |
| Loans to individuals | $418,000 | 494 |
| Credit card loan recoveries | $88,000 | 382 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $330,000 | 471 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,574,000 | 436 |
| Loans secured by real estate, total | $5,258,000 | 258 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $5,258,000 | 257 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $347,000 | 621 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $4,911,000 | 150 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $19,000 | 109 |
| Commercial and industrial loans | $212,000 | 2,145 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,085,000 | 508 |
| Credit card loan net charge offs | $277,000 | 493 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $808,000 | 406 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.