Home > The First National Bank of Gainesville > Income and Expense
The First National Bank of Gainesville, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $76,239,000 | 559 |
| Total interest expense | $41,858,000 | 510 |
| Net interest income | $34,381,000 | 595 |
| Provision for loan and lease losses | $4,781,000 | 329 |
| Total noninterest income | $21,379,000 | 376 |
| Gross Fiduciary activities income | $2,581,000 | 321 |
| Service charges on deposit accounts | $4,510,000 | 367 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $14,288,000 | 356 |
| Total noninterest expense | $39,649,000 | 470 |
| Salaries and employee benefits | $17,893,000 | 442 |
| Premises and equipment expense | $3,923,000 | 602 |
| Additional noninterest expense | $17,833,000 | 466 |
| Pre-tax net operating income | $11,330,000 | 752 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $3,911,000 | 740 |
| Income before extraordinary items | $7,426,000 | 777 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,426,000 | 777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,994,000 | 455 |
| Cash dividends | $4,525,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,421,380 | 768 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $65,543,000 | 555 |
| Total interest expense | $31,050,000 | 514 |
| Net interest income | $34,493,000 | 595 |
| Provision for loan and lease losses | $200,000 | 3,000 |
| Total noninterest income | $20,262,000 | 376 |
| Gross Fiduciary activities income | $2,453,000 | 327 |
| Service charges on deposit accounts | $2,085,000 | 658 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $15,724,000 | 329 |
| Total noninterest expense | $39,608,000 | 469 |
| Salaries and employee benefits | $17,670,000 | 439 |
| Premises and equipment expense | $4,076,000 | 572 |
| Additional noninterest expense | $17,862,000 | 476 |
| Pre-tax net operating income | $14,947,000 | 577 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $4,241,000 | 653 |
| Income before extraordinary items | $10,694,000 | 527 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $10,694,000 | 526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,282,000 | 751 |
| Cash dividends | $4,310,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $10,702,640 | 534 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $64,594,000 | 556 |
| Total interest expense | $29,696,000 | 534 |
| Net interest income | $34,898,000 | 579 |
| Provision for loan and lease losses | $888,000 | 1,419 |
| Total noninterest income | $26,283,000 | 327 |
| Gross Fiduciary activities income | $2,387,000 | 343 |
| Service charges on deposit accounts | $2,203,000 | 622 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $21,693,000 | 256 |
| Total noninterest expense | $41,192,000 | 473 |
| Salaries and employee benefits | $17,165,000 | 443 |
| Premises and equipment expense | $4,514,000 | 538 |
| Additional noninterest expense | $19,513,000 | 475 |
| Pre-tax net operating income | $19,101,000 | 418 |
| Securities gains (losses) | $146,000 | 2,007 |
| Applicable income taxes | $5,906,000 | 474 |
| Income before extraordinary items | $13,341,000 | 425 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $13,341,000 | 437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,275,000 | 530 |
| Cash dividends | $5,123,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $13,240,260 | 406 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $67,589,000 | 604 |
| Total interest expense | $35,788,000 | 578 |
| Net interest income | $31,801,000 | 644 |
| Provision for loan and lease losses | $6,740,000 | 490 |
| Total noninterest income | $34,815,000 | 265 |
| Gross Fiduciary activities income | $2,522,000 | 336 |
| Service charges on deposit accounts | $2,073,000 | 660 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $30,220,000 | 197 |
| Total noninterest expense | $46,272,000 | 432 |
| Salaries and employee benefits | $15,810,000 | 469 |
| Premises and equipment expense | $3,960,000 | 635 |
| Additional noninterest expense | $26,502,000 | 384 |
| Pre-tax net operating income | $13,604,000 | 475 |
| Securities gains (losses) | $1,077,000 | 612 |
| Applicable income taxes | $4,038,000 | 583 |
| Income before extraordinary items | $10,643,000 | 464 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $10,643,000 | 468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,574,000 | 436 |
| Cash dividends | $4,827,000 | 395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $9,867,560 | 448 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.