Home > The First National Bank of Gainesville > Net charge- offs to loans
The First National Bank of Gainesville, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4711% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5165% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0527% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4699% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1505% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1017% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1569% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2832% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4422% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9662% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0331% | 1,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.4715% | 577 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2083% | 3,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1807% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4596% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1832% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4103% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4067% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7344% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5263% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5037% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.3538% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1994% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0199% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1490% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2295% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1442% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6755% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9991% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4028% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -13.2226% | 532 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0692% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3334% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5780% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1445% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 1,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3884% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6567% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6797% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1214% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4702% | 116 |