Home > The First National Bank of Friend > Income and Expense
The First National Bank of Friend, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 7,055 |
| Total interest expense | $97,000 | 6,553 |
| Net interest income | $239,000 | 7,148 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $197,000 | 7,213 |
| Salaries and employee benefits | $122,000 | 7,065 |
| Premises and equipment expense | $35,000 | 6,632 |
| Additional noninterest expense | $40,000 | 7,437 |
| Pre-tax net operating income | $59,000 | 5,635 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $59,000 | 5,570 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $59,000 | 5,568 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $59,000 | 5,569 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $45,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $59,000 | 5,521 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 6,844 |
| Total interest expense | $454,000 | 6,659 |
| Net interest income | $1,360,000 | 6,843 |
| Provision for loan and lease losses | $108,000 | 5,973 |
| Total noninterest income | $167,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 6,079 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $107,000 | 5,372 |
| Total noninterest expense | $949,000 | 7,123 |
| Salaries and employee benefits | $548,000 | 7,034 |
| Premises and equipment expense | $162,000 | 6,527 |
| Additional noninterest expense | $239,000 | 7,300 |
| Pre-tax net operating income | $470,000 | 4,442 |
| Securities gains (losses) | $19,000 | 3,127 |
| Applicable income taxes | $14,000 | 4,130 |
| Income before extraordinary items | $475,000 | 4,381 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $475,000 | 4,383 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $475,000 | 4,382 |
| Net charge-offs | $-25,000 | 7,524 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $456,570 | 4,301 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 6,937 |
| Total interest expense | $350,000 | 6,759 |
| Net interest income | $1,026,000 | 6,936 |
| Provision for loan and lease losses | $108,000 | 5,616 |
| Total noninterest income | $68,000 | 6,887 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $47,000 | 6,127 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $21,000 | 6,636 |
| Total noninterest expense | $731,000 | 7,178 |
| Salaries and employee benefits | $435,000 | 7,030 |
| Premises and equipment expense | $126,000 | 6,562 |
| Additional noninterest expense | $170,000 | 7,406 |
| Pre-tax net operating income | $255,000 | 5,044 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $265,000 | 5,025 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $265,000 | 5,026 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $265,000 | 5,027 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $132,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $246,570 | 4,936 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $911,000 | 7,005 |
| Total interest expense | $237,000 | 6,819 |
| Net interest income | $674,000 | 6,987 |
| Provision for loan and lease losses | $98,000 | 5,205 |
| Total noninterest income | $45,000 | 6,935 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $31,000 | 6,151 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $542,000 | 7,117 |
| Salaries and employee benefits | $338,000 | 6,843 |
| Premises and equipment expense | $82,000 | 6,631 |
| Additional noninterest expense | $122,000 | 7,418 |
| Pre-tax net operating income | $79,000 | 5,635 |
| Securities gains (losses) | $19,000 | 2,380 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $92,000 | 5,594 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $92,000 | 5,597 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $92,000 | 5,596 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $95,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $74,140 | 5,600 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 7,129 |
| Total interest expense | $123,000 | 6,890 |
| Net interest income | $324,000 | 7,112 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $276,000 | 7,181 |
| Salaries and employee benefits | $184,000 | 6,776 |
| Premises and equipment expense | $41,000 | 6,710 |
| Additional noninterest expense | $51,000 | 7,650 |
| Pre-tax net operating income | $56,000 | 5,584 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $53,000 | 5,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $53,000 | 5,657 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $53,000 | 5,656 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $30,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $53,000 | 5,557 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 7,082 |
| Total interest expense | $635,000 | 6,835 |
| Net interest income | $1,329,000 | 7,101 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $82,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $55,000 | 6,399 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $27,000 | 6,800 |
| Total noninterest expense | $1,079,000 | 7,292 |
| Salaries and employee benefits | $751,000 | 6,826 |
| Premises and equipment expense | $169,000 | 6,762 |
| Additional noninterest expense | $159,000 | 7,867 |
| Pre-tax net operating income | $282,000 | 4,559 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $12,000 | 3,833 |
| Income before extraordinary items | $270,000 | 4,578 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $270,000 | 4,577 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $270,000 | 4,578 |
| Net charge-offs | $2,000 | 7,148 |
| Cash dividends | $255,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $270,000 | 4,507 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 7,161 |
| Total interest expense | $489,000 | 6,919 |
| Net interest income | $985,000 | 7,167 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $59,000 | 7,297 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $40,000 | 6,466 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $19,000 | 7,013 |
| Total noninterest expense | $806,000 | 7,341 |
| Salaries and employee benefits | $564,000 | 6,845 |
| Premises and equipment expense | $128,000 | 6,790 |
| Additional noninterest expense | $114,000 | 7,949 |
| Pre-tax net operating income | $193,000 | 4,953 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $12,000 | 3,988 |
| Income before extraordinary items | $181,000 | 4,930 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $181,000 | 4,929 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $181,000 | 4,930 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $151,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $181,000 | 4,878 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $979,000 | 7,240 |
| Total interest expense | $332,000 | 6,996 |
| Net interest income | $647,000 | 7,233 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $35,000 | 7,427 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $543,000 | 7,408 |
| Salaries and employee benefits | $380,000 | 6,916 |
| Premises and equipment expense | $85,000 | 6,854 |
| Additional noninterest expense | $78,000 | 8,001 |
| Pre-tax net operating income | $109,000 | 5,150 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $8,000 | 4,086 |
| Income before extraordinary items | $101,000 | 5,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 5,193 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $101,000 | 5,193 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $91,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $101,000 | 5,104 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 7,300 |
| Total interest expense | $168,000 | 7,070 |
| Net interest income | $318,000 | 7,278 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $17,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $242,000 | 7,562 |
| Salaries and employee benefits | $169,000 | 7,174 |
| Premises and equipment expense | $41,000 | 6,946 |
| Additional noninterest expense | $32,000 | 8,095 |
| Pre-tax net operating income | $78,000 | 5,281 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $74,000 | 5,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 5,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $74,000 | 5,331 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $43,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $74,000 | 5,150 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 7,161 |
| Total interest expense | $796,000 | 7,141 |
| Net interest income | $1,439,000 | 7,086 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $64,000 | 7,630 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $55,000 | 6,556 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,000 | 7,711 |
| Total noninterest expense | $1,015,000 | 7,523 |
| Salaries and employee benefits | $716,000 | 7,117 |
| Premises and equipment expense | $148,000 | 7,161 |
| Additional noninterest expense | $151,000 | 8,075 |
| Pre-tax net operating income | $448,000 | 5,018 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $432,000 | 4,652 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $432,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,544 |
| Cash dividends | $418,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $432,000 | 4,822 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 7,219 |
| Total interest expense | $618,000 | 7,201 |
| Net interest income | $1,086,000 | 7,124 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $49,000 | 7,759 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $43,000 | 6,579 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 7,909 |
| Total noninterest expense | $681,000 | 7,695 |
| Salaries and employee benefits | $459,000 | 7,397 |
| Premises and equipment expense | $108,000 | 7,256 |
| Additional noninterest expense | $114,000 | 8,115 |
| Pre-tax net operating income | $434,000 | 5,156 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $11,000 | 4,828 |
| Income before extraordinary items | $423,000 | 4,710 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $423,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,177 |
| Cash dividends | $293,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $423,000 | 4,870 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 7,263 |
| Total interest expense | $434,000 | 7,228 |
| Net interest income | $718,000 | 7,154 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $48,000 | 7,532 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $32,000 | 6,500 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $464,000 | 7,718 |
| Salaries and employee benefits | $317,000 | 7,404 |
| Premises and equipment expense | $72,000 | 7,303 |
| Additional noninterest expense | $75,000 | 8,181 |
| Pre-tax net operating income | $282,000 | 5,359 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $275,000 | 5,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 5,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,328 |
| Cash dividends | $153,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $275,000 | 5,077 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $592,000 | 7,296 |
| Total interest expense | $226,000 | 7,291 |
| Net interest income | $366,000 | 7,169 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $22,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $240,000 | 7,714 |
| Salaries and employee benefits | $168,000 | 7,344 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $32,000 | 8,284 |
| Pre-tax net operating income | $128,000 | 5,682 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $125,000 | 5,516 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $125,000 | 5,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,065 |
| Cash dividends | $48,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $125,000 | 5,415 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,598,000 | 7,135 |
| Total interest expense | $1,064,000 | 7,064 |
| Net interest income | $1,534,000 | 7,071 |
| Provision for loan and lease losses | $330,000 | 3,017 |
| Total noninterest income | $124,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $64,000 | 6,532 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $60,000 | 6,901 |
| Total noninterest expense | $1,046,000 | 7,592 |
| Salaries and employee benefits | $708,000 | 7,230 |
| Premises and equipment expense | $189,000 | 6,852 |
| Additional noninterest expense | $149,000 | 8,261 |
| Pre-tax net operating income | $282,000 | 6,647 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,000 | 5,593 |
| Income before extraordinary items | $270,000 | 6,531 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $270,000 | 6,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,153 |
| Cash dividends | $233,000 | 4,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $270,000 | 6,514 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 7,177 |
| Total interest expense | $806,000 | 7,076 |
| Net interest income | $1,145,000 | 7,125 |
| Provision for loan and lease losses | $330,000 | 2,168 |
| Total noninterest income | $85,000 | 7,476 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $47,000 | 6,587 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $38,000 | 7,108 |
| Total noninterest expense | $724,000 | 7,686 |
| Salaries and employee benefits | $469,000 | 7,444 |
| Premises and equipment expense | $134,000 | 6,939 |
| Additional noninterest expense | $121,000 | 8,187 |
| Pre-tax net operating income | $176,000 | 7,057 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $11,000 | 5,703 |
| Income before extraordinary items | $165,000 | 6,975 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $165,000 | 6,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,458 |
| Cash dividends | $128,000 | 4,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $165,000 | 6,957 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 7,167 |
| Total interest expense | $534,000 | 7,121 |
| Net interest income | $794,000 | 7,099 |
| Provision for loan and lease losses | $330,000 | 1,431 |
| Total noninterest income | $53,000 | 7,590 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $30,000 | 6,661 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $489,000 | 7,724 |
| Salaries and employee benefits | $312,000 | 7,499 |
| Premises and equipment expense | $97,000 | 6,826 |
| Additional noninterest expense | $80,000 | 8,238 |
| Pre-tax net operating income | $28,000 | 7,645 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $21,000 | 7,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $21,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,070 |
| Cash dividends | $105,000 | 4,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $21,000 | 7,661 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $651,000 | 7,238 |
| Total interest expense | $268,000 | 7,129 |
| Net interest income | $383,000 | 7,201 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $232,000 | 7,818 |
| Salaries and employee benefits | $155,000 | 7,558 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $29,000 | 8,463 |
| Pre-tax net operating income | $147,000 | 6,091 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $143,000 | 5,743 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $143,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,933 |
| Cash dividends | $105,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $143,000 | 5,726 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 7,097 |
| Total interest expense | $947,000 | 7,038 |
| Net interest income | $1,606,000 | 7,039 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $141,000 | 7,378 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $74,000 | 6,521 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $67,000 | 6,920 |
| Total noninterest expense | $1,069,000 | 7,595 |
| Salaries and employee benefits | $741,000 | 7,147 |
| Premises and equipment expense | $171,000 | 7,028 |
| Additional noninterest expense | $157,000 | 8,332 |
| Pre-tax net operating income | $633,000 | 6,092 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $14,000 | 6,054 |
| Income before extraordinary items | $619,000 | 5,752 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $619,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,771 |
| Cash dividends | $605,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $619,000 | 5,739 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 7,180 |
| Total interest expense | $682,000 | 7,105 |
| Net interest income | $1,193,000 | 7,157 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $111,000 | 7,381 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $58,000 | 6,554 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,851 |
| Total noninterest expense | $724,000 | 7,767 |
| Salaries and employee benefits | $468,000 | 7,518 |
| Premises and equipment expense | $121,000 | 7,148 |
| Additional noninterest expense | $135,000 | 8,251 |
| Pre-tax net operating income | $580,000 | 5,935 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $11,000 | 6,190 |
| Income before extraordinary items | $569,000 | 5,483 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $569,000 | 5,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $455,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $569,000 | 5,484 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 7,252 |
| Total interest expense | $427,000 | 7,182 |
| Net interest income | $785,000 | 7,211 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $78,000 | 7,353 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,539 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $478,000 | 7,802 |
| Salaries and employee benefits | $311,000 | 7,562 |
| Premises and equipment expense | $78,000 | 7,229 |
| Additional noninterest expense | $89,000 | 8,286 |
| Pre-tax net operating income | $385,000 | 5,975 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $378,000 | 5,516 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $378,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,553 |
| Cash dividends | $305,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $378,000 | 5,516 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,293 |
| Total interest expense | $197,000 | 7,248 |
| Net interest income | $394,000 | 7,227 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $221,000 | 7,943 |
| Salaries and employee benefits | $147,000 | 7,678 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $34,000 | 8,506 |
| Pre-tax net operating income | $205,000 | 5,794 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $202,000 | 5,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $202,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $155,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $202,000 | 5,335 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 7,335 |
| Total interest expense | $601,000 | 7,328 |
| Net interest income | $1,521,000 | 7,270 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $166,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $110,000 | 6,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $56,000 | 7,243 |
| Total noninterest expense | $1,045,000 | 7,676 |
| Salaries and employee benefits | $707,000 | 7,241 |
| Premises and equipment expense | $173,000 | 7,026 |
| Additional noninterest expense | $165,000 | 8,415 |
| Pre-tax net operating income | $642,000 | 6,295 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $14,000 | 6,434 |
| Income before extraordinary items | $628,000 | 5,902 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $628,000 | 5,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,005 |
| Cash dividends | $613,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $628,000 | 5,873 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 7,371 |
| Total interest expense | $434,000 | 7,338 |
| Net interest income | $1,141,000 | 7,307 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $122,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $82,000 | 6,199 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,342 |
| Total noninterest expense | $682,000 | 7,882 |
| Salaries and employee benefits | $437,000 | 7,648 |
| Premises and equipment expense | $115,000 | 7,244 |
| Additional noninterest expense | $130,000 | 8,364 |
| Pre-tax net operating income | $581,000 | 6,093 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $11,000 | 6,502 |
| Income before extraordinary items | $570,000 | 5,588 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $570,000 | 5,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $455,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $570,000 | 5,546 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 7,393 |
| Total interest expense | $278,000 | 7,331 |
| Net interest income | $751,000 | 7,347 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $79,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $56,000 | 6,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $458,000 | 7,884 |
| Salaries and employee benefits | $290,000 | 7,672 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $94,000 | 8,273 |
| Pre-tax net operating income | $372,000 | 6,152 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $365,000 | 5,678 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $365,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $305,000 | 2,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $365,000 | 5,640 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $507,000 | 7,459 |
| Total interest expense | $136,000 | 7,340 |
| Net interest income | $371,000 | 7,418 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $228,000 | 7,961 |
| Salaries and employee benefits | $137,000 | 7,813 |
| Premises and equipment expense | $36,000 | 7,416 |
| Additional noninterest expense | $55,000 | 8,158 |
| Pre-tax net operating income | $180,000 | 6,187 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $176,000 | 5,725 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $176,000 | 5,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $155,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $176,000 | 5,689 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 7,236 |
| Total interest expense | $572,000 | 7,057 |
| Net interest income | $1,569,000 | 7,224 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $153,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $99,000 | 6,493 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,316 |
| Total noninterest expense | $1,025,000 | 7,763 |
| Salaries and employee benefits | $699,000 | 7,284 |
| Premises and equipment expense | $160,000 | 7,220 |
| Additional noninterest expense | $166,000 | 8,502 |
| Pre-tax net operating income | $697,000 | 6,108 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $15,000 | 6,646 |
| Income before extraordinary items | $682,000 | 5,660 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $682,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $730,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $682,000 | 5,600 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 7,242 |
| Total interest expense | $433,000 | 7,034 |
| Net interest income | $1,183,000 | 7,229 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $117,000 | 7,596 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $74,000 | 6,546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 7,253 |
| Total noninterest expense | $682,000 | 7,951 |
| Salaries and employee benefits | $426,000 | 7,730 |
| Premises and equipment expense | $108,000 | 7,369 |
| Additional noninterest expense | $148,000 | 8,321 |
| Pre-tax net operating income | $618,000 | 5,818 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $11,000 | 6,758 |
| Income before extraordinary items | $607,000 | 5,331 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $607,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $580,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $607,000 | 5,248 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 7,263 |
| Total interest expense | $298,000 | 6,993 |
| Net interest income | $793,000 | 7,240 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $78,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $48,000 | 6,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $439,000 | 8,070 |
| Salaries and employee benefits | $281,000 | 7,812 |
| Premises and equipment expense | $75,000 | 7,342 |
| Additional noninterest expense | $83,000 | 8,549 |
| Pre-tax net operating income | $432,000 | 5,677 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $424,000 | 5,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $424,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $430,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $424,000 | 5,073 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 7,309 |
| Total interest expense | $151,000 | 7,026 |
| Net interest income | $395,000 | 7,282 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $39,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $24,000 | 6,539 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $220,000 | 8,100 |
| Salaries and employee benefits | $140,000 | 7,848 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $41,000 | 8,609 |
| Pre-tax net operating income | $214,000 | 5,668 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $210,000 | 5,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $210,000 | 5,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $280,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $210,000 | 5,095 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 7,344 |
| Total interest expense | $665,000 | 7,167 |
| Net interest income | $1,564,000 | 7,261 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $156,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $100,000 | 6,554 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $56,000 | 7,407 |
| Total noninterest expense | $953,000 | 7,987 |
| Salaries and employee benefits | $664,000 | 7,447 |
| Premises and equipment expense | $117,000 | 7,844 |
| Additional noninterest expense | $172,000 | 8,618 |
| Pre-tax net operating income | $767,000 | 5,802 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $15,000 | 6,905 |
| Income before extraordinary items | $752,000 | 5,389 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $752,000 | 5,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $606,000 | 3,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $752,000 | 5,245 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 7,417 |
| Total interest expense | $513,000 | 7,251 |
| Net interest income | $1,160,000 | 7,348 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $117,000 | 7,810 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $74,000 | 6,631 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,425 |
| Total noninterest expense | $610,000 | 8,246 |
| Salaries and employee benefits | $401,000 | 7,927 |
| Premises and equipment expense | $76,000 | 8,069 |
| Additional noninterest expense | $133,000 | 8,600 |
| Pre-tax net operating income | $667,000 | 5,629 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $656,000 | 5,161 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $656,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $455,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $656,000 | 4,974 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 7,436 |
| Total interest expense | $354,000 | 7,298 |
| Net interest income | $772,000 | 7,362 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $70,000 | 7,961 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $47,000 | 6,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $390,000 | 8,340 |
| Salaries and employee benefits | $265,000 | 7,966 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $79,000 | 8,741 |
| Pre-tax net operating income | $452,000 | 5,565 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $444,000 | 5,118 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $444,000 | 5,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $305,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $444,000 | 4,919 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 7,447 |
| Total interest expense | $188,000 | 7,248 |
| Net interest income | $383,000 | 7,391 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $33,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $188,000 | 8,428 |
| Salaries and employee benefits | $129,000 | 8,056 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $39,000 | 8,811 |
| Pre-tax net operating income | $228,000 | 5,517 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $224,000 | 5,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 5,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $155,000 | 2,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $224,000 | 4,811 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 7,319 |
| Total interest expense | $896,000 | 7,210 |
| Net interest income | $1,644,000 | 7,193 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $139,000 | 7,951 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $92,000 | 6,721 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,677 |
| Total noninterest expense | $931,000 | 8,082 |
| Salaries and employee benefits | $666,000 | 7,423 |
| Premises and equipment expense | $103,000 | 8,131 |
| Additional noninterest expense | $162,000 | 8,799 |
| Pre-tax net operating income | $852,000 | 5,614 |
| Securities gains (losses) | $41,000 | 2,579 |
| Applicable income taxes | $14,000 | 7,185 |
| Income before extraordinary items | $879,000 | 4,936 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $879,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $875,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $838,820 | 4,946 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 7,401 |
| Total interest expense | $1,413,000 | 7,165 |
| Net interest income | $1,441,000 | 7,432 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $116,000 | 8,291 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $80,000 | 6,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $36,000 | 8,155 |
| Total noninterest expense | $896,000 | 8,219 |
| Salaries and employee benefits | $625,000 | 7,558 |
| Premises and equipment expense | $101,000 | 8,285 |
| Additional noninterest expense | $170,000 | 8,912 |
| Pre-tax net operating income | $661,000 | 5,947 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $15,000 | 7,441 |
| Income before extraordinary items | $646,000 | 5,434 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $646,000 | 5,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $638,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $646,000 | 5,302 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 7,590 |
| Total interest expense | $1,352,000 | 7,459 |
| Net interest income | $1,466,000 | 7,513 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $104,000 | 8,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $878,000 | 8,361 |
| Salaries and employee benefits | $638,000 | 7,507 |
| Premises and equipment expense | $99,000 | 8,459 |
| Additional noninterest expense | $141,000 | 9,314 |
| Pre-tax net operating income | $692,000 | 6,252 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $15,000 | 7,958 |
| Income before extraordinary items | $677,000 | 5,497 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $677,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $740,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $677,000 | 5,504 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 7,808 |
| Total interest expense | $1,265,000 | 7,486 |
| Net interest income | $1,327,000 | 7,927 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $95,000 | 8,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $730,000 | 8,946 |
| Salaries and employee benefits | $542,000 | 8,088 |
| Premises and equipment expense | $83,000 | 8,967 |
| Additional noninterest expense | $105,000 | 9,889 |
| Pre-tax net operating income | $692,000 | 6,347 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $676,000 | 5,566 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $676,000 | 5,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $655,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $676,000 | 5,528 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 7,943 |
| Total interest expense | $1,342,000 | 7,560 |
| Net interest income | $1,292,000 | 8,144 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $94,000 | 9,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $733,000 | 9,001 |
| Salaries and employee benefits | $529,000 | 8,178 |
| Premises and equipment expense | $92,000 | 8,886 |
| Additional noninterest expense | $112,000 | 10,032 |
| Pre-tax net operating income | $653,000 | 6,668 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $14,000 | 8,997 |
| Income before extraordinary items | $639,000 | 5,869 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $639,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $639,000 | 5,759 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 8,171 |
| Total interest expense | $1,326,000 | 7,787 |
| Net interest income | $1,343,000 | 8,378 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $90,000 | 9,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $724,000 | 9,315 |
| Salaries and employee benefits | $519,000 | 8,467 |
| Premises and equipment expense | $92,000 | 9,159 |
| Additional noninterest expense | $113,000 | 10,417 |
| Pre-tax net operating income | $709,000 | 6,939 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $149,000 | 7,627 |
| Income before extraordinary items | $573,000 | 6,524 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $573,000 | 6,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $490,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $562,730 | 6,527 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 8,519 |
| Total interest expense | $1,315,000 | 8,066 |
| Net interest income | $1,314,000 | 8,734 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $108,000 | 9,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,363 |
| Total noninterest expense | $680,000 | 9,874 |
| Salaries and employee benefits | $484,000 | 9,000 |
| Premises and equipment expense | $90,000 | 9,558 |
| Additional noninterest expense | $106,000 | 11,034 |
| Pre-tax net operating income | $742,000 | 6,743 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $255,000 | 6,386 |
| Income before extraordinary items | $497,000 | 6,923 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $497,000 | 6,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $475,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $490,400 | 6,900 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 8,958 |
| Total interest expense | $1,223,000 | 8,517 |
| Net interest income | $1,285,000 | 9,113 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $87,000 | 10,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $655,000 | 10,344 |
| Salaries and employee benefits | $429,000 | 9,704 |
| Premises and equipment expense | $71,000 | 10,456 |
| Additional noninterest expense | $155,000 | 10,999 |
| Pre-tax net operating income | $717,000 | 7,244 |
| Securities gains (losses) | $43,000 | 1,415 |
| Applicable income taxes | $212,000 | 7,226 |
| Income before extraordinary items | $548,000 | 6,912 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $548,000 | 6,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $517,040 | 7,102 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 9,164 |
| Total interest expense | $989,000 | 8,739 |
| Net interest income | $1,363,000 | 9,272 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $88,000 | 11,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $674,000 | 10,813 |
| Salaries and employee benefits | $408,000 | 10,222 |
| Premises and equipment expense | $90,000 | 10,345 |
| Additional noninterest expense | $176,000 | 11,454 |
| Pre-tax net operating income | $777,000 | 6,990 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $252,000 | 6,503 |
| Income before extraordinary items | $527,000 | 7,098 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $527,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,591 |
| Cash dividends | $495,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $525,640 | 7,151 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 9,433 |
| Total interest expense | $1,042,000 | 8,911 |
| Net interest income | $1,332,000 | 9,636 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $623,000 | 11,523 |
| Salaries and employee benefits | $388,000 | 10,763 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $173,000 | 12,113 |
| Pre-tax net operating income | $788,000 | 6,879 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $252,000 | 6,760 |
| Income before extraordinary items | $539,000 | 7,233 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $539,000 | 7,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $536,960 | 6,999 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 9,771 |
| Total interest expense | $1,321,000 | 9,157 |
| Net interest income | $1,252,000 | 10,136 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $75,000 | 12,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,735 |
| Total noninterest expense | $629,000 | 11,887 |
| Salaries and employee benefits | $377,000 | 11,128 |
| Premises and equipment expense | $81,000 | 11,458 |
| Additional noninterest expense | $171,000 | 12,650 |
| Pre-tax net operating income | $698,000 | 7,108 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $200,000 | 7,567 |
| Income before extraordinary items | $502,000 | 7,318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $502,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $489,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $499,120 | 6,961 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.