Home > The First National Bank of Fredericksburg > Net charge- offs to loans

The First National Bank of Fredericksburg, Net charge- offs to loans

2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1995%1,290
Percentage Net Loans Charged-off: Total real estate loans0.1440%1,149
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.4173%394
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,781
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0000%2,664
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,095
Percentage Net Loans Charged-off: Loans to individuals0.4587%1,582
Percentage Net Loans Charged-off: Credit card loans0.8304%498
Percentage Net Loans Charged-off: Other loans to individual0.4437%1,505
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0765%2,295
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,722
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,507
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0000%2,362
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,760
Percentage Net Loans Charged-off: Loans to individuals0.3386%1,783
Percentage Net Loans Charged-off: Credit card loans1.2464%385
Percentage Net Loans Charged-off: Other loans to individual0.3013%1,773
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0590%2,164
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,078
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.2659%1,806
Percentage Net Loans Charged-off: Credit card loans2.1731%252
Percentage Net Loans Charged-off: Other loans to individual0.1848%1,914
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1408%2,621
Percentage Net Loans Charged-off: Total real estate loans0.0799%2,584
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0561%1,768
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1431%2,002
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.1642%1,776
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,737
Percentage Net Loans Charged-off: Loans to individuals0.4132%2,044
Percentage Net Loans Charged-off: Credit card loans0.7576%581
Percentage Net Loans Charged-off: Other loans to individual0.3974%1,959
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1251%2,549
Percentage Net Loans Charged-off: Total real estate loans0.0935%2,190
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0743%1,412
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1609%1,734
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.1844%1,513
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individuals0.2955%2,263
Percentage Net Loans Charged-off: Credit card loans0.3035%669
Percentage Net Loans Charged-off: Other loans to individual0.2951%2,105
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0557%3,165
Percentage Net Loans Charged-off: Total real estate loans0.0609%2,385
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1443%1,735
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.1651%1,541
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individuals0.0679%3,047
Percentage Net Loans Charged-off: Credit card loans0.4578%582
Percentage Net Loans Charged-off: Other loans to individual0.0498%2,985
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0056%4,850
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,538
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,172
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals-0.0273%5,241
Percentage Net Loans Charged-off: Credit card loans0.6070%458
Percentage Net Loans Charged-off: Other loans to individual-0.0571%5,238
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2000%2,873
Percentage Net Loans Charged-off: Total real estate loans0.0789%3,375
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.1270%1,969
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0810%3,165
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.0915%2,949
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,100
Percentage Net Loans Charged-off: Loans to individuals0.6720%1,663
Percentage Net Loans Charged-off: Credit card loans0.9617%570
Percentage Net Loans Charged-off: Other loans to individual0.6578%1,564
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1974%2,657
Percentage Net Loans Charged-off: Total real estate loans0.0792%3,121
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.1916%1,539
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0298%3,450
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0335%3,256
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,729
Percentage Net Loans Charged-off: Loans to individuals0.6491%1,552
Percentage Net Loans Charged-off: Credit card loans0.6900%596
Percentage Net Loans Charged-off: Other loans to individual0.6471%1,441
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1881%2,623
Percentage Net Loans Charged-off: Total real estate loans-0.0022%5,702
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate-0.0189%6,179
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0100%3,278
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0112%3,088
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,362
Percentage Net Loans Charged-off: Loans to individuals0.8611%1,179
Percentage Net Loans Charged-off: Credit card loans0.7417%549
Percentage Net Loans Charged-off: Other loans to individual0.8669%1,067
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2129%2,147
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,055
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-0.0252%6,302
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0201%2,455
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0225%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.9686%1,034
Percentage Net Loans Charged-off: Credit card loans1.4859%395
Percentage Net Loans Charged-off: Other loans to individual0.9430%942
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0869%4,808
Percentage Net Loans Charged-off: Total real estate loans0.0954%4,059
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.2048%2,265
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0573%4,042
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.0638%3,794
Percentage Net Loans Charged-off: Commercial and industrial-0.0774%5,967
Percentage Net Loans Charged-off: Loans to individuals0.0914%4,004
Percentage Net Loans Charged-off: Credit card loans0.3784%826
Percentage Net Loans Charged-off: Other loans to individual0.0762%3,936
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0437%5,041
Percentage Net Loans Charged-off: Total real estate loans0.0474%4,295
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate-0.0085%6,458
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1097%3,324
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.1219%3,104
Percentage Net Loans Charged-off: Commercial and industrial-0.1011%6,055
Percentage Net Loans Charged-off: Loans to individuals0.0569%3,951
Percentage Net Loans Charged-off: Credit card loans0.1015%808
Percentage Net Loans Charged-off: Other loans to individual0.0545%3,787
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0531%4,664
Percentage Net Loans Charged-off: Total real estate loans0.0708%3,795
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate-0.0128%6,523
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1621%2,797
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.1796%2,571
Percentage Net Loans Charged-off: Commercial and industrial-0.0962%6,018
Percentage Net Loans Charged-off: Loans to individuals0.0157%3,747
Percentage Net Loans Charged-off: Credit card loans0.1554%727
Percentage Net Loans Charged-off: Other loans to individual0.0083%3,581
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0130%4,516
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,705
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.1949%6,268
Percentage Net Loans Charged-off: Loans to individuals0.0939%2,820
Percentage Net Loans Charged-off: Credit card loans0.3113%559
Percentage Net Loans Charged-off: Other loans to individual0.0824%2,682
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1346%5,070
Percentage Net Loans Charged-off: Total real estate loans0.0051%5,560
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate-0.0126%6,836
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0192%4,743
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0206%4,565
Percentage Net Loans Charged-off: Commercial and industrial2.0457%1,175
Percentage Net Loans Charged-off: Loans to individuals0.2881%3,590
Percentage Net Loans Charged-off: Credit card loans0.7068%818
Percentage Net Loans Charged-off: Other loans to individual0.2295%3,583
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0318%5,704
Percentage Net Loans Charged-off: Total real estate loans-0.0027%6,819
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate-0.0083%6,818
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,497
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0000%4,317
Percentage Net Loans Charged-off: Commercial and industrial0.3937%2,599
Percentage Net Loans Charged-off: Loans to individuals0.0929%4,184
Percentage Net Loans Charged-off: Credit card loans0.7365%768
Percentage Net Loans Charged-off: Other loans to individual0.0533%4,205
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0472%5,192
Percentage Net Loans Charged-off: Total real estate loans-0.0020%6,777
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate-0.0062%6,794
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,039
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0000%3,832
Percentage Net Loans Charged-off: Commercial and industrial0.6464%1,953
Percentage Net Loans Charged-off: Loans to individuals0.1216%3,661
Percentage Net Loans Charged-off: Credit card loans1.1230%614
Percentage Net Loans Charged-off: Other loans to individual0.0627%3,738
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0300%4,678
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,921
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial1.2563%1,119
Percentage Net Loans Charged-off: Loans to individuals-0.0369%5,986
Percentage Net Loans Charged-off: Credit card loans1.2769%511
Percentage Net Loans Charged-off: Other loans to individual-0.0635%6,036
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2155%5,001
Percentage Net Loans Charged-off: Total real estate loans0.1809%4,324
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.5570%1,927
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0019%5,023
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.0020%4,837
Percentage Net Loans Charged-off: Commercial and industrial1.1041%2,426
Percentage Net Loans Charged-off: Loans to individuals0.1758%4,623
Percentage Net Loans Charged-off: Credit card loans1.4036%808
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0740%5,781
Percentage Net Loans Charged-off: Total real estate loans0.0013%5,553
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0024%4,630
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0026%4,431
Percentage Net Loans Charged-off: Commercial and industrial1.4676%1,802
Percentage Net Loans Charged-off: Loans to individuals0.0903%4,725
Percentage Net Loans Charged-off: Credit card loans1.6608%695
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0513%5,666
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,075
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,093
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial2.1845%1,265
Percentage Net Loans Charged-off: Loans to individuals-0.0731%6,752
Percentage Net Loans Charged-off: Credit card loans0.6633%823
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0667%4,743
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial5.5386%475
Percentage Net Loans Charged-off: Loans to individuals-0.4106%7,260
Percentage Net Loans Charged-off: Credit card loans-1.0025%1,503
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5366%3,638
Percentage Net Loans Charged-off: Total real estate loans0.0075%5,837
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0252%3,254
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,946
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial6.8650%474
Percentage Net Loans Charged-off: Loans to individuals1.0312%2,620
Percentage Net Loans Charged-off: Credit card loans1.7337%874
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1481%5,224
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,459
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,457
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial0.6427%2,880
Percentage Net Loans Charged-off: Loans to individuals0.4763%3,805
Percentage Net Loans Charged-off: Credit card loans0.9347%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1394%4,772
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,882
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial0.9572%2,037
Percentage Net Loans Charged-off: Loans to individuals0.4059%3,756
Percentage Net Loans Charged-off: Credit card loans0.7086%916
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1420%3,823
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.5894%2,764
Percentage Net Loans Charged-off: Credit card loans-2.1534%1,661
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0715%5,742
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,348
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.3314%3,136
Percentage Net Loans Charged-off: Loans to individuals0.2917%4,574
Percentage Net Loans Charged-off: Credit card loans1.9323%726
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0598%5,065
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,589
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.4560%2,129
Percentage Net Loans Charged-off: Loans to individuals0.2103%4,412
Percentage Net Loans Charged-off: Credit card loans2.1301%604
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0661%4,363
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.3960%3,220
Percentage Net Loans Charged-off: Credit card loans2.8727%456
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1508%2,510
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.9425%1,618
Percentage Net Loans Charged-off: Credit card loans5.0461%225
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0986%3,965
Percentage Net Loans Charged-off: Total real estate loans0.0646%2,603
Percentage Net Loans Charged-off:Construction & development1.6694%278
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial-0.0153%7,061
Percentage Net Loans Charged-off: Loans to individuals0.3297%3,878
Percentage Net Loans Charged-off: Credit card loans0.7886%988
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1007%3,182
Percentage Net Loans Charged-off: Total real estate loans0.0855%1,641
Percentage Net Loans Charged-off:Construction & development2.2839%115
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.0204%6,937
Percentage Net Loans Charged-off: Loans to individuals0.2217%3,962
Percentage Net Loans Charged-off: Credit card loans0.9396%850
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0173%4,647
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.1430%3,964
Percentage Net Loans Charged-off: Credit card loans1.2645%665
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0127%3,990
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.1105%3,442
Percentage Net Loans Charged-off: Credit card loans0.4301%754
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0218%5,270
Percentage Net Loans Charged-off: Total real estate loans-0.0066%7,820
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0121%7,975
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0123%7,935
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,710
Percentage Net Loans Charged-off: Loans to individuals0.3176%3,788
Percentage Net Loans Charged-off: Credit card loans1.7897%646
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0192%4,790
Percentage Net Loans Charged-off: Total real estate loans-0.0089%7,819
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0164%7,998
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0168%7,971
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.3328%3,283
Percentage Net Loans Charged-off: Credit card loans1.9766%555
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0172%4,434
Percentage Net Loans Charged-off: Total real estate loans-0.0194%7,999
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0358%8,158
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0365%8,132
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals0.4308%2,602
Percentage Net Loans Charged-off: Credit card loans2.3103%472
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0345%3,166
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.4281%2,363
Percentage Net Loans Charged-off: Credit card loans0.9106%702
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0245%5,516
Percentage Net Loans Charged-off: Total real estate loans0.0107%3,052
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0198%2,563
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0203%2,413
Percentage Net Loans Charged-off: Commercial and industrial-0.2647%7,917
Percentage Net Loans Charged-off: Loans to individuals0.3647%4,215
Percentage Net Loans Charged-off: Credit card loans1.4454%1,021
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0038%5,957
Percentage Net Loans Charged-off: Total real estate loans0.0146%2,484
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0271%2,062
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0277%1,939
Percentage Net Loans Charged-off: Commercial and industrial-0.3365%7,924
Percentage Net Loans Charged-off: Loans to individuals0.1238%5,059
Percentage Net Loans Charged-off: Credit card loans0.4453%1,227
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0157%4,944
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.1919%4,222
Percentage Net Loans Charged-off: Credit card loans0.6669%1,050
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0080%4,427
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0981%4,000
Percentage Net Loans Charged-off: Credit card loans-0.4437%2,002
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0545%5,165
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial-0.0170%7,278
Percentage Net Loans Charged-off: Loans to individuals0.7080%2,956
Percentage Net Loans Charged-off: Credit card loans2.2252%890
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0467%4,789
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.5996%3,009
Percentage Net Loans Charged-off: Credit card loans2.1072%864
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0538%4,300
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.6929%2,601
Percentage Net Loans Charged-off: Credit card loans2.2962%801
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0570%3,573
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.7305%2,337
Percentage Net Loans Charged-off: Credit card loans2.7288%634
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0427%6,034
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial-0.0174%7,618
Percentage Net Loans Charged-off: Loans to individuals0.5284%4,095
Percentage Net Loans Charged-off: Credit card loans0.9755%1,530
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0271%5,959
Percentage Net Loans Charged-off: Total real estate loans0.0105%3,060
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0179%2,464
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0184%2,352
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.2165%5,321
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0225%5,671
Percentage Net Loans Charged-off: Total real estate loans0.0157%2,460
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0266%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0274%1,853
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.1067%5,520
Percentage Net Loans Charged-off: Credit card loans1.0993%1,320
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0313%4,599
Percentage Net Loans Charged-off: Total real estate loans0.0315%1,602
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0527%1,241
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0542%1,179
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.0527%4,899
Percentage Net Loans Charged-off: Credit card loans1.7827%940
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1382%4,492
Percentage Net Loans Charged-off: Total real estate loans0.0246%3,160
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0540%1,239
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0188%2,911
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0193%2,779
Percentage Net Loans Charged-off: Commercial and industrial0.1890%3,835
Percentage Net Loans Charged-off: Loans to individuals1.2281%1,865
Percentage Net Loans Charged-off: Credit card loans2.6235%1,052
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1828%3,832
Percentage Net Loans Charged-off: Total real estate loans0.1240%1,435
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.4152%488
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0399%2,285
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0406%2,168
Percentage Net Loans Charged-off: Commercial and industrial0.7400%2,182
Percentage Net Loans Charged-off: Loans to individuals0.2363%5,740
Percentage Net Loans Charged-off: Credit card loans3.6597%707
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1299%4,092
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0375%6,427
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0772%5,653
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0723%6,114
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0153%8,155
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0072%8,573
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0313%7,623
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0385%11,572
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4020%5,056
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA