Home > The First National Bank of Franklin > Assets and Liabilities
The First National Bank of Franklin, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $72,439,000 | 5,584 |
| Cash and due from depository institutions | $1,976,000 | 6,877 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $11,803,000 | 6,583 |
| Federal funds sold & reverse repurchase agreements | $13,700,000 | 1,216 |
| Net loans & leases | $33,640,000 | 6,315 |
| Loan loss allowance | $2,013,000 | 1,754 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $549,000 | 7,565 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $8,624,000 | 403 |
| All other assets | $2,147,000 | 3,335 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,439,000 | 5,584 |
| Total liabilities | $58,368,000 | 5,971 |
| Total deposits | $56,517,000 | 5,849 |
| Interest-bearing deposits | $46,675,000 | 5,974 |
| Deposits held in domestic offices | $56,517,000 | 5,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,851,000 | 2,135 |
| Total equity capital | $14,071,000 | 3,179 |
| Total bank equity capital | $14,071,000 | 3,179 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $700,000 | 4,018 |
| Surplus | $13,390,000 | 1,221 |
| Undivided profits | $-19,000 | 9,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,838,000 | 1,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $377,000 | 5,708 |
| Earning assets | $59,143,000 | 6,014 |
| Long-term assets (5+ years) | $12,098,000 | 4,279 |
| Average Assets, year-to-date | $63,595,400 | 5,868 |
| Average Assets, quarterly | $67,653,500 | 5,774 |
| Volatile liabilities | $10,355,000 | 4,894 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,186,000 | 8,380 |
| Tier 1 (core) risk-based capital | $5,423,000 | 6,592 |
| Tier 2 risk-based capital | $496,940 | 5,252 |
| Total risk weighted assets | $38,239,340 | 6,054 |
| Total unused commitments | $1,186,000 | 8,388 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 26 | 6,085 |
| Assets and Liabilities | ||
| Total Assets: | $58,684,000 | 6,437 |
| Cash and due from depository institutions | $1,705,000 | 6,085 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $14,950,000 | 6,014 |
| Federal funds sold & reverse repurchase agreements | $2,015,000 | 4,928 |
| Net loans & leases | $37,682,000 | 6,029 |
| Loan loss allowance | $420,000 | 6,370 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,414,000 | 4,913 |
| Other real estate owned | $190,000 | 6,085 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $728,000 | 7,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,684,000 | 6,437 |
| Total liabilities | $53,141,000 | 6,387 |
| Total deposits | $52,963,000 | 6,177 |
| Interest-bearing deposits | $44,778,000 | 6,210 |
| Deposits held in domestic offices | $52,963,000 | 6,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $178,000 | 9,260 |
| Total equity capital | $5,543,000 | 6,730 |
| Total bank equity capital | $5,543,000 | 6,730 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $700,000 | 4,152 |
| Surplus | $850,000 | 7,858 |
| Undivided profits | $3,993,000 | 5,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $541,000 | 3,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $422,000 | 5,450 |
| Earning assets | $54,647,000 | 6,373 |
| Long-term assets (5+ years) | $11,207,000 | 4,055 |
| Average Assets, year-to-date | $57,090,600 | 6,362 |
| Average Assets, quarterly | $58,474,500 | 6,398 |
| Volatile liabilities | $8,526,000 | 5,532 |
| Insider loans | $1,582,000 | 2,505 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,834,000 | 6,665 |
| Tier 1 (core) risk-based capital | $5,554,000 | 6,586 |
| Tier 2 risk-based capital | $420,000 | 5,823 |
| Total risk weighted assets | $36,712,300 | 6,269 |
| Total unused commitments | $2,834,000 | 6,673 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $54,744,000 | 6,895 |
| Cash and due from depository institutions | $1,187,000 | 6,712 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,285,000 | 5,877 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 4,097 |
| Net loans & leases | $31,448,000 | 6,778 |
| Loan loss allowance | $424,000 | 6,561 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,211,000 | 5,390 |
| Other real estate owned | $30,000 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $858,000 | 6,870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,744,000 | 6,895 |
| Total liabilities | $50,016,000 | 6,802 |
| Total deposits | $49,886,000 | 6,599 |
| Interest-bearing deposits | $41,591,000 | 6,716 |
| Deposits held in domestic offices | $49,886,000 | 6,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $130,000 | 10,225 |
| Total equity capital | $4,728,000 | 7,478 |
| Total bank equity capital | $4,728,000 | 7,478 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $700,000 | 4,425 |
| Surplus | $700,000 | 8,600 |
| Undivided profits | $3,328,000 | 5,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $759,000 | 3,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $349,000 | 6,268 |
| Earning assets | $51,458,000 | 6,788 |
| Long-term assets (5+ years) | $7,483,000 | 4,882 |
| Average Assets, year-to-date | $51,573,000 | 6,958 |
| Average Assets, quarterly | $53,961,500 | 6,896 |
| Volatile liabilities | $7,010,000 | 6,046 |
| Insider loans | $1,983,000 | 2,135 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,943,000 | 7,521 |
| Tier 1 (core) risk-based capital | $4,751,000 | 7,357 |
| Tier 2 risk-based capital | $411,490 | 6,011 |
| Total risk weighted assets | $32,906,590 | 6,745 |
| Total unused commitments | $1,943,000 | 7,536 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $46,883,000 | 7,674 |
| Cash and due from depository institutions | $1,315,000 | 7,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,615,000 | 6,806 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 5,328 |
| Net loans & leases | $26,876,000 | 7,430 |
| Loan loss allowance | $523,000 | 5,861 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,177,000 | 5,488 |
| Other real estate owned | $0 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $750,000 | 7,568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,883,000 | 7,674 |
| Total liabilities | $42,535,000 | 7,636 |
| Total deposits | $42,370,000 | 7,462 |
| Interest-bearing deposits | $35,742,000 | 7,539 |
| Deposits held in domestic offices | $42,370,000 | 7,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $165,000 | 10,224 |
| Total equity capital | $4,348,000 | 7,980 |
| Total bank equity capital | $4,348,000 | 7,980 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $700,000 | 4,651 |
| Surplus | $700,000 | 8,883 |
| Undivided profits | $2,948,000 | 6,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 7,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $334,000 | 6,635 |
| Earning assets | $43,641,000 | 7,610 |
| Long-term assets (5+ years) | $6,195,000 | 5,248 |
| Average Assets, year-to-date | $45,868,600 | 7,598 |
| Average Assets, quarterly | $46,721,000 | 7,641 |
| Volatile liabilities | $5,998,000 | 6,292 |
| Insider loans | $1,523,000 | 2,728 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,547,000 | 8,046 |
| Tier 1 (core) risk-based capital | $4,347,000 | 7,861 |
| Tier 2 risk-based capital | $356,300 | 6,649 |
| Total risk weighted assets | $28,336,900 | 7,388 |
| Total unused commitments | $1,547,000 | 8,059 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $43,877,000 | 8,103 |
| Cash and due from depository institutions | $1,457,000 | 8,087 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,662,000 | 7,494 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 6,954 |
| Net loans & leases | $26,515,000 | 7,572 |
| Loan loss allowance | $497,000 | 6,220 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $996,000 | 6,104 |
| Other real estate owned | $0 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $797,000 | 7,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,877,000 | 8,103 |
| Total liabilities | $40,075,000 | 8,026 |
| Total deposits | $39,973,000 | 7,831 |
| Interest-bearing deposits | $33,250,000 | 7,967 |
| Deposits held in domestic offices | $39,973,000 | 7,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $102,000 | 11,080 |
| Total equity capital | $3,802,000 | 8,407 |
| Total bank equity capital | $3,802,000 | 8,407 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $700,000 | 4,881 |
| Surplus | $700,000 | 9,170 |
| Undivided profits | $2,402,000 | 6,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 10,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $249,000 | 7,471 |
| Earning assets | $40,627,000 | 8,020 |
| Long-term assets (5+ years) | $7,290,000 | 4,979 |
| Average Assets, year-to-date | $43,966,400 | 7,975 |
| Average Assets, quarterly | $43,466,000 | 8,117 |
| Volatile liabilities | $4,817,000 | 6,896 |
| Insider loans | $1,130,000 | 3,372 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,635,000 | 8,022 |
| Tier 1 (core) risk-based capital | $4,035,000 | 8,233 |
| Tier 2 risk-based capital | $339,350 | 6,958 |
| Total risk weighted assets | $26,990,450 | 7,702 |
| Total unused commitments | $1,635,000 | 8,032 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $44,084,000 | 8,344 |
| Cash and due from depository institutions | $1,098,000 | 8,670 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $16,987,000 | 6,828 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 8,149 |
| Net loans & leases | $23,618,000 | 8,099 |
| Loan loss allowance | $522,000 | 6,190 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $725,000 | 7,381 |
| Other real estate owned | $133,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $673,000 | 7,975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,084,000 | 8,344 |
| Total liabilities | $40,341,000 | 8,287 |
| Total deposits | $40,253,000 | 8,131 |
| Interest-bearing deposits | $33,268,000 | 8,303 |
| Deposits held in domestic offices | $40,253,000 | 8,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $88,000 | 11,847 |
| Total equity capital | $3,743,000 | 8,722 |
| Total bank equity capital | $3,743,000 | 8,722 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $700,000 | 5,092 |
| Surplus | $700,000 | 9,432 |
| Undivided profits | $2,343,000 | 7,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 6,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $260,000 | 6,798 |
| Earning assets | $41,455,000 | 8,186 |
| Long-term assets (5+ years) | $7,619,000 | 5,160 |
| Average Assets, year-to-date | $43,240,200 | 8,274 |
| Average Assets, quarterly | $43,551,500 | 8,355 |
| Volatile liabilities | $3,987,000 | 7,335 |
| Insider loans | $1,084,000 | 3,516 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,085,000 | 9,062 |
| Tier 1 (core) risk-based capital | $3,743,000 | 8,637 |
| Tier 2 risk-based capital | $312,450 | 7,404 |
| Total risk weighted assets | $24,786,750 | 8,176 |
| Total unused commitments | $1,085,000 | 9,085 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $42,392,000 | 8,687 |
| Cash and due from depository institutions | $1,451,000 | 8,886 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $15,931,000 | 7,090 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 6,284 |
| Net loans & leases | $20,968,000 | 8,700 |
| Loan loss allowance | $539,000 | 6,115 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $695,000 | 7,661 |
| Other real estate owned | $438,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $809,000 | 7,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,392,000 | 8,687 |
| Total liabilities | $39,002,000 | 8,631 |
| Total deposits | $38,677,000 | 8,510 |
| Interest-bearing deposits | $32,555,000 | 8,635 |
| Deposits held in domestic offices | $38,677,000 | 8,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $325,000 | 7,820 |
| Total equity capital | $3,390,000 | 9,099 |
| Total bank equity capital | $3,390,000 | 9,099 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $700,000 | 5,351 |
| Surplus | $700,000 | 9,602 |
| Undivided profits | $1,990,000 | 7,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $365,000 | 6,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $263,000 | 7,247 |
| Earning assets | $38,999,000 | 8,640 |
| Long-term assets (5+ years) | $8,155,000 | 4,929 |
| Average Assets, year-to-date | $42,615,800 | 8,507 |
| Average Assets, quarterly | $42,017,500 | 8,679 |
| Volatile liabilities | $4,367,000 | 7,083 |
| Insider loans | $1,050,000 | 789 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,404,000 | 8,307 |
| Tier 1 (core) risk-based capital | $3,390,000 | 9,034 |
| Tier 2 risk-based capital | $305,590 | 7,515 |
| Total risk weighted assets | $24,213,890 | 8,417 |
| Total unused commitments | $1,404,000 | 8,334 |
| Derivatives | $0 | 651 |