Home > The First National Bank of Fort Smith > Net charge- offs to loans
The First National Bank of Fort Smith, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 1,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3888% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1678% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4732% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5139% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2248% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6935% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7347% | 311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3860% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2457% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2974% | 258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0387% | 4,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9862% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0085% | 518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0275% | 4,415 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0482% | 3,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8514% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9390% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8497% | 570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,605 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0475% | 4,499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0623% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2599% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2599% | 330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0352% | 3,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3280% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3280% | 320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4669% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4669% | 291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0792% | 4,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 3,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3392% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4503% | 4,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9997% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9997% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0973% | 4,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5585% | 4,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5964% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5964% | 584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1216% | 4,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6643% | 4,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6395% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6395% | 517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0498% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2927% | 4,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0868% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0868% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0712% | 4,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 4,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 4,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3476% | 4,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8369% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8369% | 691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0818% | 4,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 4,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 4,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3706% | 4,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5478% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5478% | 996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0760% | 4,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 4,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0622% | 4,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 3,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2597% | 4,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7648% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7648% | 797 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2086% | 4,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0702% | 4,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1314% | 4,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9645% | 4,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6038% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6038% | 416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1612% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 4,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7071% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0378% | 4,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0378% | 4,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1831% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 4,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9319% | 458 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3704% | 4,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3704% | 4,922 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2592% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0221% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3873% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0914% | 5,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0914% | 5,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4909% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4494% | 166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8765% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8765% | 773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1272% | 5,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1653% | 5,201 |
| Percentage Net Loans Charged-off:Construction & development | -0.1130% | 4,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7497% | 5,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8037% | 5,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0674% | 4,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0545% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0545% | 682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1670% | 5,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2202% | 5,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.1588% | 4,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0094% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0000% | 5,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0705% | 5,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 4,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8191% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8191% | 836 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2662% | 5,369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3289% | 5,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.2468% | 4,851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0140% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.5043% | 5,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -1.6084% | 5,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1022% | 4,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7651% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7651% | 839 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5409% | 5,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6624% | 5,493 |
| Percentage Net Loans Charged-off:Construction & development | -0.5235% | 4,988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.0580% | 5,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -3.2650% | 5,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1182% | 4,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2267% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2267% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0884% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2996% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4383% | 5,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4620% | 5,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 2,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9798% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9798% | 320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1297% | 5,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0740% | 5,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3704% | 5,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3896% | 5,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5414% | 5,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8546% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8546% | 334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 4,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0328% | 5,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1742% | 5,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1830% | 5,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1426% | 4,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1389% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1389% | 268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0384% | 5,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0335% | 5,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1762% | 5,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1847% | 5,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1081% | 4,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5055% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5055% | 1,295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1230% | 5,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1604% | 5,647 |
| Percentage Net Loans Charged-off:Construction & development | -0.2351% | 5,096 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1013% | 5,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4150% | 5,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4335% | 5,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1261% | 5,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2409% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2409% | 634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1895% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1547% | 5,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1313% | 5,627 |
| Percentage Net Loans Charged-off:Construction & development | -0.3270% | 5,209 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1342% | 5,562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1013% | 5,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1057% | 5,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3591% | 5,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9740% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9740% | 763 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0333% | 5,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0603% | 5,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0569% | 5,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.5248% | 5,316 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 5,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1391% | 5,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6384% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6384% | 1,137 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0483% | 5,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0952% | 5,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0694% | 5,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0725% | 5,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5042% | 5,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7077% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7077% | 974 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1837% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1612% | 5,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3832% | 5,995 |
| Percentage Net Loans Charged-off:Construction & development | -3.7157% | 5,639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 2,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 2,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4194% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9870% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9870% | 723 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0733% | 1,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2438% | 6,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5270% | 6,119 |
| Percentage Net Loans Charged-off:Construction & development | -5.1214% | 5,712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 5,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 5,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5018% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8561% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8561% | 790 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4830% | 6,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7996% | 6,212 |
| Percentage Net Loans Charged-off:Construction & development | -7.8132% | 5,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 5,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 5,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3114% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7541% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7541% | 871 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 3,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 4,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4396% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4396% | 1,296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0767% | 3,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0701% | 2,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0208% | 1,084 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 5,379 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6416% | 5,135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5814% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6085% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 4,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1758% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1758% | 689 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0699% | 2,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0277% | 925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 1,828 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8602% | 5,188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6180% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6471% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 2,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1111% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1111% | 695 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1828% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0190% | 808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 1,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9953% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0418% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0266% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2159% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2159% | 633 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 3,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 5,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 5,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0612% | 5,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6965% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6965% | 1,075 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0076% | 5,987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 6,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.2602% | 5,735 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 6,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 3,273 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0466% | 4,743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0768% | 3,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0836% | 5,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1536% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1536% | 896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1180% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0258% | 6,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0399% | 6,276 |
| Percentage Net Loans Charged-off:Construction & development | -0.3373% | 5,843 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 6,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 3,388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0622% | 4,796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 3,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1227% | 5,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2565% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2565% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1409% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0563% | 6,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0638% | 6,413 |
| Percentage Net Loans Charged-off:Construction & development | -0.5017% | 5,948 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0291% | 6,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 3,022 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0926% | 4,835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 2,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1261% | 5,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7057% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7057% | 1,267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2464% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0326% | 5,934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0553% | 6,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.3105% | 5,936 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0566% | 6,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 2,144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1854% | 4,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0943% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0715% | 5,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8486% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8486% | 1,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4621% | 483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2009% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8570% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 2.2342% | 1,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3758% | 1,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7301% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8057% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8958% | 5,179 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9243% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3786% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2721% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2721% | 986 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1055% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6114% | 1,605 |
| Percentage Net Loans Charged-off:Construction & development | 2.7438% | 858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3704% | 1,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6140% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 3,309 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0467% | 5,228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1614% | 2,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7572% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3384% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3384% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3722% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4506% | 1,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.9739% | 1,293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3765% | 1,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0239% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 3,661 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3299% | 5,256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0806% | 3,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6019% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6551% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6551% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4042% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4816% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 2.0210% | 742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0840% | 1,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3881% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1180% | 2,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1231% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1465% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4414% | 1,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4414% | 1,770 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3578% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6077% | 2,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.3091% | 2,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 3,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5884% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5235% | 1,205 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6846% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9913% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3773% | 3,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3630% | 2,998 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2361% | 1,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4319% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7414% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.3106% | 2,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0669% | 2,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0902% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2367% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8312% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4415% | 2,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4207% | 2,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2886% | 917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1828% | 4,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2022% | 3,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.3441% | 2,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 2,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0061% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0548% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1011% | 2,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2160% | 3,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2025% | 3,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4481% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 4,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 6,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.6604% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1930% | 2,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2024% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0441% | 2,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2060% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1868% | 2,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9499% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3724% | 4,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3436% | 3,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.8726% | 2,597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2435% | 2,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1869% | 3,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1644% | 1,677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1881% | 3,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4461% | 3,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5717% | 3,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4505% | 3,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3826% | 3,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.7843% | 2,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3088% | 2,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1756% | 3,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2194% | 1,421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1731% | 3,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6661% | 2,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5187% | 3,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6147% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5552% | 2,346 |
| Percentage Net Loans Charged-off:Construction & development | 1.1397% | 1,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4720% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 3,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3277% | 1,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0935% | 3,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8058% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7298% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9644% | 1,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0768% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | 2.0708% | 1,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9618% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 2,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6541% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7635% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4338% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0255% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3126% | 1,548 |
| Percentage Net Loans Charged-off:Construction & development | 5.5410% | 1,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 3,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2500% | 2,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4021% | 1,341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2401% | 2,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3614% | 4,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2149% | 5,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0354% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7988% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0138% | 1,555 |
| Percentage Net Loans Charged-off:Construction & development | 4.0849% | 1,155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 2,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3236% | 2,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5530% | 984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3087% | 2,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2978% | 3,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0836% | 5,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4213% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0502% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3044% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 5.2905% | 795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 2,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1999% | 2,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8265% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1578% | 2,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5043% | 2,666 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0696% | 7,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0816% | 529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 5,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1371% | 2,662 |
| Percentage Net Loans Charged-off:Construction & development | -0.0434% | 7,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2261% | 1,779 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6334% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3463% | 7,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5647% | 2,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8300% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1905% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 3.7959% | 671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1400% | 1,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1856% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1996% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0954% | 4,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0576% | 5,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3799% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7734% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1165% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 3.3816% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2327% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 2,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0866% | 2,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1248% | 3,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2398% | 4,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5206% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7650% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0878% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 3.6550% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 7,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0584% | 2,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 2,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2117% | 2,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0826% | 4,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0254% | 1,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3056% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4551% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 1.5119% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 7,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 2,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0665% | 3,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0523% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2507% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3246% | 896 |
| Percentage Net Loans Charged-off:Construction & development | 0.9776% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1067% | 3,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3070% | 3,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0402% | 6,991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 4,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 7,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1567% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1740% | 4,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0540% | 7,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1519% | 2,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 7,862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4755% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1976% | 3,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0544% | 7,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3223% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 7,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0271% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2587% | 2,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0563% | 7,014 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2541% | 1,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 3,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 7,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 2,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 2,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7229% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7359% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1565% | 1,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3723% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 7,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 1,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 1,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0987% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9294% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0379% | 1,278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 2,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 7,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0372% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 1,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0549% | 2,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5136% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0573% | 7,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 8,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0586% | 7,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3432% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0608% | 7,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 4,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 7,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 8,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0772% | 3,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6372% | 2,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1547% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 5,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 8,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0346% | 7,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6079% | 2,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2521% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 4,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 8,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0725% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 6,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8643% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 7,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 8,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0344% | 8,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0923% | 7,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5640% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0366% | 8,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 1,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1276% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0418% | 2,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2895% | 8,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2491% | 5,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1276% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 3,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 1,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3232% | 2,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2083% | 4,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1615% | 2,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 2,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0929% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0933% | 1,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4481% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0208% | 5,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3401% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9612% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1275% | 4,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 4,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 3,521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 7,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5754% | 6,088 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1276% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2175% | 3,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5599% | 3,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 2,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1228% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7535% | 6,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1276% | 1,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2870% | 2,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5189% | 3,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4160% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1813% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0399% | 6,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1884% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9539% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5172% | 3,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6702% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 8,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 8,445 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7391% | 5,958 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6254% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2141% | 4,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0226% | 8,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 3,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 1,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 3,071 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0257% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1192% | 8,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1713% | 6,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1404% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1918% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 8,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2361% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2796% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2807% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0129% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1432% | 9,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4674% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1177% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 0.3394% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0757% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0690% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7132% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2025% | 158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2616% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 4,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2096% | 1,387 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0369% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0371% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0581% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1922% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1545% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 7,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.1644% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1048% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1449% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0299% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6518% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9804% | 1,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1966% | 3,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1530% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.1524% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0632% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7799% | 1,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1160% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1160% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3781% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5553% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0071% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3314% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0713% | 1,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0624% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0092% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1527% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1527% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9059% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2406% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2647% | 1,328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 5,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3997% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1952% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1952% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0700% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8151% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2765% | 1,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4331% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5324% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0569% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8148% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7271% | 22 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.7271% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3890% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5133% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7706% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1881% | 12,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5162% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9029% | 1,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0650% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0650% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0374% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3578% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4429% | 1,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4942% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5876% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8353% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4387% | 314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3490% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3490% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7590% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3454% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.6606% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |