Home > The First National Bank of Farmington > Income and Expense
The First National Bank of Farmington, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $43,059,000 | 786 |
| Total interest expense | $21,406,000 | 750 |
| Net interest income | $21,653,000 | 812 |
| Provision for loan and lease losses | $-800,000 | 10,192 |
| Total noninterest income | $4,804,000 | 977 |
| Gross Fiduciary activities income | $348,000 | 737 |
| Service charges on deposit accounts | $2,642,000 | 515 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,814,000 | 1,234 |
| Total noninterest expense | $15,283,000 | 930 |
| Salaries and employee benefits | $6,192,000 | 1,111 |
| Premises and equipment expense | $1,534,000 | 1,323 |
| Additional noninterest expense | $7,557,000 | 737 |
| Pre-tax net operating income | $11,974,000 | 702 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $3,101,000 | 858 |
| Income before extraordinary items | $8,877,000 | 680 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,877,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,836 |
| Cash dividends | $13,500,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,874,040 | 669 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $47,635,000 | 708 |
| Total interest expense | $26,700,000 | 628 |
| Net interest income | $20,935,000 | 816 |
| Provision for loan and lease losses | $1,425,000 | 734 |
| Total noninterest income | $3,954,000 | 1,093 |
| Gross Fiduciary activities income | $311,000 | 770 |
| Service charges on deposit accounts | $2,126,000 | 578 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,517,000 | 1,391 |
| Total noninterest expense | $14,997,000 | 922 |
| Salaries and employee benefits | $6,059,000 | 1,073 |
| Premises and equipment expense | $1,550,000 | 1,237 |
| Additional noninterest expense | $7,388,000 | 732 |
| Pre-tax net operating income | $8,467,000 | 923 |
| Securities gains (losses) | $74,000 | 1,468 |
| Applicable income taxes | $1,648,000 | 1,483 |
| Income before extraordinary items | $6,893,000 | 799 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,893,000 | 799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,265 |
| Cash dividends | $4,079,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,833,060 | 773 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $48,098,000 | 719 |
| Total interest expense | $26,480,000 | 637 |
| Net interest income | $21,618,000 | 836 |
| Provision for loan and lease losses | $1,825,000 | 632 |
| Total noninterest income | $4,287,000 | 1,024 |
| Gross Fiduciary activities income | $313,000 | 798 |
| Service charges on deposit accounts | $2,021,000 | 632 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,953,000 | 1,119 |
| Total noninterest expense | $14,122,000 | 973 |
| Salaries and employee benefits | $5,961,000 | 1,108 |
| Premises and equipment expense | $1,495,000 | 1,313 |
| Additional noninterest expense | $6,666,000 | 783 |
| Pre-tax net operating income | $9,958,000 | 818 |
| Securities gains (losses) | $-108,000 | 10,779 |
| Applicable income taxes | $2,098,000 | 1,262 |
| Income before extraordinary items | $7,752,000 | 730 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,752,000 | 731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,360,000 | 460 |
| Cash dividends | $3,277,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,837,320 | 708 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $44,390,000 | 810 |
| Total interest expense | $23,637,000 | 743 |
| Net interest income | $20,753,000 | 898 |
| Provision for loan and lease losses | $805,000 | 1,199 |
| Total noninterest income | $4,309,000 | 1,051 |
| Gross Fiduciary activities income | $291,000 | 871 |
| Service charges on deposit accounts | $1,970,000 | 681 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,048,000 | 1,141 |
| Total noninterest expense | $12,863,000 | 1,140 |
| Salaries and employee benefits | $7,435,000 | 917 |
| Premises and equipment expense | $1,685,000 | 1,232 |
| Additional noninterest expense | $3,743,000 | 1,421 |
| Pre-tax net operating income | $11,394,000 | 708 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $3,137,000 | 845 |
| Income before extraordinary items | $8,267,000 | 682 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,267,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 1,052 |
| Cash dividends | $3,456,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,259,800 | 664 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $39,439,000 | 921 |
| Total interest expense | $20,118,000 | 878 |
| Net interest income | $19,321,000 | 954 |
| Provision for loan and lease losses | $600,000 | 1,345 |
| Total noninterest income | $4,427,000 | 1,037 |
| Gross Fiduciary activities income | $280,000 | 925 |
| Service charges on deposit accounts | $2,156,000 | 637 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,991,000 | 1,131 |
| Total noninterest expense | $12,477,000 | 1,178 |
| Salaries and employee benefits | $7,076,000 | 969 |
| Premises and equipment expense | $1,388,000 | 1,478 |
| Additional noninterest expense | $4,013,000 | 1,332 |
| Pre-tax net operating income | $10,671,000 | 800 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,221,000 | 867 |
| Income before extraordinary items | $7,450,000 | 774 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,450,000 | 774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,041 |
| Cash dividends | $3,448,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,450,000 | 765 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $32,381,000 | 985 |
| Total interest expense | $14,175,000 | 950 |
| Net interest income | $18,206,000 | 1,015 |
| Provision for loan and lease losses | $-202,000 | 12,337 |
| Total noninterest income | $4,234,000 | 1,036 |
| Gross Fiduciary activities income | $275,000 | 933 |
| Service charges on deposit accounts | $2,115,000 | 651 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,844,000 | 1,194 |
| Total noninterest expense | $12,315,000 | 1,212 |
| Salaries and employee benefits | $6,909,000 | 991 |
| Premises and equipment expense | $1,418,000 | 1,471 |
| Additional noninterest expense | $3,988,000 | 1,419 |
| Pre-tax net operating income | $10,327,000 | 770 |
| Securities gains (losses) | $-394,000 | 12,185 |
| Applicable income taxes | $3,131,000 | 842 |
| Income before extraordinary items | $6,802,000 | 782 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,802,000 | 781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,546,000 | 12,587 |
| Cash dividends | $2,952,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,069,920 | 763 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,458,000 | 1,159 |
| Total interest expense | $11,025,000 | 1,235 |
| Net interest income | $16,433,000 | 1,113 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $5,044,000 | 974 |
| Gross Fiduciary activities income | $234,000 | 1,020 |
| Service charges on deposit accounts | $2,204,000 | 620 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,606,000 | 1,057 |
| Total noninterest expense | $11,631,000 | 1,316 |
| Salaries and employee benefits | $6,048,000 | 1,116 |
| Premises and equipment expense | $1,378,000 | 1,534 |
| Additional noninterest expense | $4,205,000 | 1,456 |
| Pre-tax net operating income | $9,246,000 | 797 |
| Securities gains (losses) | $401,000 | 1,049 |
| Applicable income taxes | $3,404,000 | 756 |
| Income before extraordinary items | $6,243,000 | 842 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,243,000 | 873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 2,044 |
| Cash dividends | $3,984,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,982,350 | 828 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $28,120,000 | 1,298 |
| Total interest expense | $12,241,000 | 1,445 |
| Net interest income | $15,879,000 | 1,183 |
| Provision for loan and lease losses | $1,000,000 | 1,834 |
| Total noninterest income | $3,943,000 | 1,151 |
| Gross Fiduciary activities income | $204,000 | 1,080 |
| Service charges on deposit accounts | $1,928,000 | 693 |
| Trading account gains and fees | $95,000 | 271 |
| Additional Noninterest Income | $1,716,000 | 1,385 |
| Total noninterest expense | $11,513,000 | 1,366 |
| Salaries and employee benefits | $5,713,000 | 1,171 |
| Premises and equipment expense | $1,370,000 | 1,554 |
| Additional noninterest expense | $4,430,000 | 1,486 |
| Pre-tax net operating income | $7,309,000 | 888 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $2,268,000 | 1,017 |
| Income before extraordinary items | $5,060,000 | 941 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,060,000 | 944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 5,139 |
| Cash dividends | $3,397,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,046,890 | 857 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.