Home > The First National Bank of Falmouth > Income and Expense
The First National Bank of Falmouth, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 9,639 |
| Total interest expense | $919,000 | 9,476 |
| Net interest income | $1,347,000 | 9,583 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $182,000 | 9,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,379 |
| Total noninterest expense | $905,000 | 10,174 |
| Salaries and employee benefits | $446,000 | 10,198 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $348,000 | 9,861 |
| Pre-tax net operating income | $624,000 | 7,784 |
| Securities gains (losses) | $101,000 | 2,497 |
| Applicable income taxes | $239,000 | 6,966 |
| Income before extraordinary items | $486,000 | 7,671 |
| Extraordinary gains, net | $-11,000 | 12,328 |
| Net income | $475,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $418,330 | 7,984 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 9,823 |
| Total interest expense | $1,164,000 | 9,735 |
| Net interest income | $1,380,000 | 9,701 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $167,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $874,000 | 10,644 |
| Salaries and employee benefits | $442,000 | 10,390 |
| Premises and equipment expense | $104,000 | 10,590 |
| Additional noninterest expense | $328,000 | 10,457 |
| Pre-tax net operating income | $673,000 | 7,249 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $235,000 | 6,910 |
| Income before extraordinary items | $438,000 | 7,850 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $438,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $157,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $438,000 | 7,500 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.