Home > The First National Bank of Fairfield > Income and Expense
The First National Bank of Fairfield, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 5,326 |
| Total interest expense | $1,590,000 | 5,029 |
| Net interest income | $3,077,000 | 5,317 |
| Provision for loan and lease losses | $80,000 | 6,587 |
| Total noninterest income | $535,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $292,000 | 3,926 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $243,000 | 4,316 |
| Total noninterest expense | $2,085,000 | 6,131 |
| Salaries and employee benefits | $1,118,000 | 6,003 |
| Premises and equipment expense | $226,000 | 6,271 |
| Additional noninterest expense | $741,000 | 5,993 |
| Pre-tax net operating income | $1,447,000 | 2,404 |
| Securities gains (losses) | $266,000 | 1,331 |
| Applicable income taxes | $432,000 | 1,686 |
| Income before extraordinary items | $1,281,000 | 2,371 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,281,000 | 2,369 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,281,000 | 2,370 |
| Net charge-offs | $55,000 | 6,147 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,081,500 | 2,600 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 5,383 |
| Total interest expense | $1,213,000 | 5,123 |
| Net interest income | $2,299,000 | 5,352 |
| Provision for loan and lease losses | $63,000 | 6,382 |
| Total noninterest income | $396,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $219,000 | 3,938 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $177,000 | 4,483 |
| Total noninterest expense | $1,596,000 | 6,092 |
| Salaries and employee benefits | $881,000 | 5,912 |
| Premises and equipment expense | $161,000 | 6,414 |
| Additional noninterest expense | $554,000 | 6,013 |
| Pre-tax net operating income | $1,036,000 | 2,673 |
| Securities gains (losses) | $264,000 | 1,092 |
| Applicable income taxes | $327,000 | 1,836 |
| Income before extraordinary items | $973,000 | 2,525 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $973,000 | 2,523 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $973,000 | 2,526 |
| Net charge-offs | $-13,000 | 7,898 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $775,000 | 2,854 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 5,422 |
| Total interest expense | $826,000 | 5,206 |
| Net interest income | $1,520,000 | 5,379 |
| Provision for loan and lease losses | $54,000 | 6,022 |
| Total noninterest income | $262,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $148,000 | 3,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $114,000 | 4,574 |
| Total noninterest expense | $1,069,000 | 6,143 |
| Salaries and employee benefits | $584,000 | 5,993 |
| Premises and equipment expense | $107,000 | 6,458 |
| Additional noninterest expense | $378,000 | 5,977 |
| Pre-tax net operating income | $659,000 | 2,868 |
| Securities gains (losses) | $264,000 | 842 |
| Applicable income taxes | $247,000 | 1,742 |
| Income before extraordinary items | $676,000 | 2,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 2,562 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $676,000 | 2,564 |
| Net charge-offs | $-9,000 | 7,884 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $483,280 | 3,050 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 5,394 |
| Total interest expense | $420,000 | 5,266 |
| Net interest income | $781,000 | 5,286 |
| Provision for loan and lease losses | $13,000 | 6,217 |
| Total noninterest income | $128,000 | 4,748 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $74,000 | 3,855 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $491,000 | 6,310 |
| Salaries and employee benefits | $289,000 | 6,065 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $147,000 | 6,365 |
| Pre-tax net operating income | $405,000 | 2,779 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $-3,000 | 7,100 |
| Income before extraordinary items | $411,000 | 2,521 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $411,000 | 2,521 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $411,000 | 2,523 |
| Net charge-offs | $-16,000 | 7,951 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $408,000 | 2,389 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 5,269 |
| Total interest expense | $2,220,000 | 5,062 |
| Net interest income | $3,136,000 | 5,292 |
| Provision for loan and lease losses | $279,000 | 4,753 |
| Total noninterest income | $676,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $351,000 | 3,713 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $325,000 | 3,958 |
| Total noninterest expense | $1,972,000 | 6,269 |
| Salaries and employee benefits | $1,155,000 | 6,091 |
| Premises and equipment expense | $224,000 | 6,461 |
| Additional noninterest expense | $593,000 | 6,248 |
| Pre-tax net operating income | $1,561,000 | 2,947 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $424,000 | 2,011 |
| Income before extraordinary items | $1,139,000 | 3,033 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,139,000 | 3,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 5,174 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,137,540 | 3,181 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 5,294 |
| Total interest expense | $1,751,000 | 5,046 |
| Net interest income | $2,327,000 | 5,360 |
| Provision for loan and lease losses | $137,000 | 4,732 |
| Total noninterest income | $517,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $265,000 | 3,732 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $252,000 | 4,010 |
| Total noninterest expense | $1,504,000 | 6,218 |
| Salaries and employee benefits | $870,000 | 6,081 |
| Premises and equipment expense | $195,000 | 6,167 |
| Additional noninterest expense | $439,000 | 6,244 |
| Pre-tax net operating income | $1,203,000 | 3,315 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $420,000 | 2,102 |
| Income before extraordinary items | $783,000 | 3,610 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $783,000 | 3,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,952 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $783,000 | 3,755 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 5,334 |
| Total interest expense | $1,212,000 | 5,085 |
| Net interest income | $1,541,000 | 5,385 |
| Provision for loan and lease losses | $91,000 | 4,384 |
| Total noninterest income | $373,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $170,000 | 3,810 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $203,000 | 3,732 |
| Total noninterest expense | $991,000 | 6,289 |
| Salaries and employee benefits | $581,000 | 6,143 |
| Premises and equipment expense | $126,000 | 6,276 |
| Additional noninterest expense | $284,000 | 6,316 |
| Pre-tax net operating income | $832,000 | 3,353 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $294,000 | 2,239 |
| Income before extraordinary items | $538,000 | 3,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $538,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $538,000 | 3,815 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 5,274 |
| Total interest expense | $650,000 | 5,074 |
| Net interest income | $803,000 | 5,306 |
| Provision for loan and lease losses | $46,000 | 3,892 |
| Total noninterest income | $178,000 | 4,229 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $81,000 | 3,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,825 |
| Total noninterest expense | $493,000 | 6,327 |
| Salaries and employee benefits | $283,000 | 6,235 |
| Premises and equipment expense | $67,000 | 6,170 |
| Additional noninterest expense | $143,000 | 6,298 |
| Pre-tax net operating income | $442,000 | 3,307 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $92,000 | 2,892 |
| Income before extraordinary items | $350,000 | 3,482 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $350,000 | 3,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $350,000 | 3,384 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,997,000 | 5,232 |
| Total interest expense | $2,645,000 | 5,109 |
| Net interest income | $3,352,000 | 5,187 |
| Provision for loan and lease losses | $1,325,000 | 1,162 |
| Total noninterest income | $946,000 | 3,648 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $278,000 | 4,243 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $668,000 | 2,826 |
| Total noninterest expense | $1,764,000 | 6,533 |
| Salaries and employee benefits | $918,000 | 6,639 |
| Premises and equipment expense | $236,000 | 6,384 |
| Additional noninterest expense | $610,000 | 6,082 |
| Pre-tax net operating income | $1,209,000 | 4,347 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $172,000 | 4,004 |
| Income before extraordinary items | $1,024,000 | 4,261 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,024,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,146,000 | 932 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,035,180 | 4,235 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,479,000 | 5,262 |
| Total interest expense | $1,971,000 | 5,145 |
| Net interest income | $2,508,000 | 5,209 |
| Provision for loan and lease losses | $1,045,000 | 873 |
| Total noninterest income | $781,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $200,000 | 4,340 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $581,000 | 2,611 |
| Total noninterest expense | $1,199,000 | 6,754 |
| Salaries and employee benefits | $640,000 | 6,801 |
| Premises and equipment expense | $123,000 | 7,078 |
| Additional noninterest expense | $436,000 | 6,189 |
| Pre-tax net operating income | $1,045,000 | 4,257 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $69,000 | 4,732 |
| Income before extraordinary items | $976,000 | 3,948 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $976,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,067,000 | 624 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $976,000 | 3,935 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 5,294 |
| Total interest expense | $1,286,000 | 5,221 |
| Net interest income | $1,686,000 | 5,203 |
| Provision for loan and lease losses | $785,000 | 711 |
| Total noninterest income | $416,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $120,000 | 4,583 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $296,000 | 3,029 |
| Total noninterest expense | $763,000 | 6,905 |
| Salaries and employee benefits | $405,000 | 6,978 |
| Premises and equipment expense | $77,000 | 7,223 |
| Additional noninterest expense | $281,000 | 6,286 |
| Pre-tax net operating income | $554,000 | 4,844 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $553,000 | 4,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $553,000 | 4,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,076,000 | 431 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $553,000 | 4,326 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 5,283 |
| Total interest expense | $631,000 | 5,242 |
| Net interest income | $858,000 | 5,151 |
| Provision for loan and lease losses | $504,000 | 521 |
| Total noninterest income | $224,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $54,000 | 4,717 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $170,000 | 2,796 |
| Total noninterest expense | $370,000 | 7,012 |
| Salaries and employee benefits | $206,000 | 6,966 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $131,000 | 6,472 |
| Pre-tax net operating income | $208,000 | 5,431 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $204,000 | 5,012 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $204,000 | 5,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $776,000 | 291 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $204,000 | 5,002 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,722,000 | 5,168 |
| Total interest expense | $2,314,000 | 5,025 |
| Net interest income | $3,408,000 | 5,139 |
| Provision for loan and lease losses | $289,000 | 2,865 |
| Total noninterest income | $722,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $250,000 | 4,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $472,000 | 3,443 |
| Total noninterest expense | $1,771,000 | 6,483 |
| Salaries and employee benefits | $1,036,000 | 6,320 |
| Premises and equipment expense | $180,000 | 6,924 |
| Additional noninterest expense | $555,000 | 6,280 |
| Pre-tax net operating income | $2,070,000 | 3,563 |
| Securities gains (losses) | $-127,000 | 8,273 |
| Applicable income taxes | $740,000 | 2,593 |
| Income before extraordinary items | $1,203,000 | 4,278 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,203,000 | 4,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,115 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,284,280 | 4,099 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 5,247 |
| Total interest expense | $1,635,000 | 5,111 |
| Net interest income | $2,521,000 | 5,230 |
| Provision for loan and lease losses | $155,000 | 3,347 |
| Total noninterest income | $541,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $188,000 | 4,524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $353,000 | 3,424 |
| Total noninterest expense | $1,291,000 | 6,560 |
| Salaries and employee benefits | $764,000 | 6,357 |
| Premises and equipment expense | $119,000 | 7,179 |
| Additional noninterest expense | $408,000 | 6,336 |
| Pre-tax net operating income | $1,616,000 | 3,614 |
| Securities gains (losses) | $-106,000 | 8,422 |
| Applicable income taxes | $549,000 | 2,730 |
| Income before extraordinary items | $961,000 | 4,265 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $961,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,028,840 | 4,091 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 5,281 |
| Total interest expense | $1,067,000 | 5,059 |
| Net interest income | $1,648,000 | 5,320 |
| Provision for loan and lease losses | $103,000 | 3,273 |
| Total noninterest income | $395,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $123,000 | 4,552 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $272,000 | 3,187 |
| Total noninterest expense | $858,000 | 6,596 |
| Salaries and employee benefits | $507,000 | 6,402 |
| Premises and equipment expense | $78,000 | 7,229 |
| Additional noninterest expense | $273,000 | 6,350 |
| Pre-tax net operating income | $1,082,000 | 3,609 |
| Securities gains (losses) | $-106,000 | 8,553 |
| Applicable income taxes | $370,000 | 2,736 |
| Income before extraordinary items | $606,000 | 4,419 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $606,000 | 4,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $673,840 | 4,162 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 5,274 |
| Total interest expense | $544,000 | 4,876 |
| Net interest income | $796,000 | 5,412 |
| Provision for loan and lease losses | $53,000 | 3,054 |
| Total noninterest income | $163,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $426,000 | 6,610 |
| Salaries and employee benefits | $251,000 | 6,454 |
| Premises and equipment expense | $36,000 | 7,382 |
| Additional noninterest expense | $139,000 | 6,274 |
| Pre-tax net operating income | $480,000 | 3,841 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $114,000 | 3,410 |
| Income before extraordinary items | $366,000 | 3,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $366,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $366,000 | 3,886 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 5,131 |
| Total interest expense | $1,855,000 | 4,658 |
| Net interest income | $3,172,000 | 5,331 |
| Provision for loan and lease losses | $478,000 | 1,979 |
| Total noninterest income | $631,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $242,000 | 4,632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $389,000 | 3,819 |
| Total noninterest expense | $1,639,000 | 6,655 |
| Salaries and employee benefits | $971,000 | 6,431 |
| Premises and equipment expense | $114,000 | 7,703 |
| Additional noninterest expense | $554,000 | 6,287 |
| Pre-tax net operating income | $1,686,000 | 4,110 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $587,000 | 3,108 |
| Income before extraordinary items | $1,096,000 | 4,576 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,096,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 917 |
| Cash dividends | $75,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,097,950 | 4,532 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,711,000 | 5,151 |
| Total interest expense | $1,335,000 | 4,631 |
| Net interest income | $2,376,000 | 5,339 |
| Provision for loan and lease losses | $58,000 | 5,018 |
| Total noninterest income | $468,000 | 4,725 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $182,000 | 4,659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $286,000 | 3,881 |
| Total noninterest expense | $1,258,000 | 6,612 |
| Salaries and employee benefits | $728,000 | 6,430 |
| Premises and equipment expense | $133,000 | 6,961 |
| Additional noninterest expense | $397,000 | 6,382 |
| Pre-tax net operating income | $1,528,000 | 3,694 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $533,000 | 2,829 |
| Income before extraordinary items | $992,000 | 4,182 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $992,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 885 |
| Cash dividends | $75,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $993,950 | 4,131 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 5,139 |
| Total interest expense | $861,000 | 4,567 |
| Net interest income | $1,577,000 | 5,340 |
| Provision for loan and lease losses | $37,000 | 4,943 |
| Total noninterest income | $328,000 | 4,550 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $119,000 | 4,670 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $209,000 | 3,689 |
| Total noninterest expense | $831,000 | 6,643 |
| Salaries and employee benefits | $486,000 | 6,424 |
| Premises and equipment expense | $87,000 | 6,993 |
| Additional noninterest expense | $258,000 | 6,435 |
| Pre-tax net operating income | $1,037,000 | 3,619 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $341,000 | 2,870 |
| Income before extraordinary items | $693,000 | 4,018 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $693,000 | 4,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $75,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $695,010 | 3,950 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,232 |
| Total interest expense | $394,000 | 4,734 |
| Net interest income | $786,000 | 5,374 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $154,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,786 |
| Total noninterest expense | $414,000 | 6,691 |
| Salaries and employee benefits | $242,000 | 6,470 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $128,000 | 6,480 |
| Pre-tax net operating income | $508,000 | 3,631 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $99,000 | 3,778 |
| Income before extraordinary items | $409,000 | 3,566 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $409,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $409,000 | 3,529 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 5,075 |
| Total interest expense | $1,659,000 | 4,222 |
| Net interest income | $2,993,000 | 5,424 |
| Provision for loan and lease losses | $338,000 | 2,685 |
| Total noninterest income | $658,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $266,000 | 4,596 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $392,000 | 3,756 |
| Total noninterest expense | $1,720,000 | 6,502 |
| Salaries and employee benefits | $922,000 | 6,531 |
| Premises and equipment expense | $205,000 | 6,704 |
| Additional noninterest expense | $593,000 | 6,012 |
| Pre-tax net operating income | $1,593,000 | 4,096 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $604,000 | 3,020 |
| Income before extraordinary items | $997,000 | 4,718 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $997,000 | 4,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,032 |
| Cash dividends | $75,000 | 5,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $991,880 | 4,651 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 5,164 |
| Total interest expense | $1,199,000 | 4,291 |
| Net interest income | $2,176,000 | 5,509 |
| Provision for loan and lease losses | $156,000 | 3,462 |
| Total noninterest income | $510,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $202,000 | 4,605 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $308,000 | 3,677 |
| Total noninterest expense | $1,292,000 | 6,464 |
| Salaries and employee benefits | $683,000 | 6,523 |
| Premises and equipment expense | $168,000 | 6,459 |
| Additional noninterest expense | $441,000 | 6,001 |
| Pre-tax net operating income | $1,238,000 | 4,084 |
| Securities gains (losses) | $40,000 | 1,826 |
| Applicable income taxes | $452,000 | 3,073 |
| Income before extraordinary items | $826,000 | 4,533 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $826,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,447 |
| Cash dividends | $75,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $800,000 | 4,540 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 5,270 |
| Total interest expense | $767,000 | 4,398 |
| Net interest income | $1,417,000 | 5,584 |
| Provision for loan and lease losses | $110,000 | 3,324 |
| Total noninterest income | $351,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $137,000 | 4,559 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $214,000 | 3,611 |
| Total noninterest expense | $851,000 | 6,540 |
| Salaries and employee benefits | $452,000 | 6,598 |
| Premises and equipment expense | $111,000 | 6,525 |
| Additional noninterest expense | $288,000 | 6,101 |
| Pre-tax net operating income | $807,000 | 4,088 |
| Securities gains (losses) | $40,000 | 1,595 |
| Applicable income taxes | $305,000 | 3,060 |
| Income before extraordinary items | $542,000 | 4,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $542,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,177 |
| Cash dividends | $75,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $516,400 | 4,567 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 5,256 |
| Total interest expense | $385,000 | 4,430 |
| Net interest income | $717,000 | 5,544 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $166,000 | 4,522 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 4,450 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $97,000 | 3,782 |
| Total noninterest expense | $424,000 | 6,591 |
| Salaries and employee benefits | $228,000 | 6,623 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $140,000 | 6,209 |
| Pre-tax net operating income | $436,000 | 3,859 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $128,000 | 3,374 |
| Income before extraordinary items | $308,000 | 4,197 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $308,000 | 4,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $308,000 | 4,077 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 5,371 |
| Total interest expense | $1,679,000 | 4,555 |
| Net interest income | $2,649,000 | 5,707 |
| Provision for loan and lease losses | $148,000 | 4,620 |
| Total noninterest income | $684,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $269,000 | 4,572 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $415,000 | 3,912 |
| Total noninterest expense | $1,690,000 | 6,542 |
| Salaries and employee benefits | $926,000 | 6,512 |
| Premises and equipment expense | $206,000 | 6,707 |
| Additional noninterest expense | $558,000 | 6,207 |
| Pre-tax net operating income | $1,495,000 | 4,131 |
| Securities gains (losses) | $-25,000 | 8,894 |
| Applicable income taxes | $524,000 | 3,294 |
| Income before extraordinary items | $946,000 | 4,803 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $946,000 | 4,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $962,000 | 4,584 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 5,475 |
| Total interest expense | $1,268,000 | 4,645 |
| Net interest income | $1,937,000 | 5,823 |
| Provision for loan and lease losses | $111,000 | 4,490 |
| Total noninterest income | $518,000 | 4,650 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $202,000 | 4,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $316,000 | 3,953 |
| Total noninterest expense | $1,232,000 | 6,613 |
| Salaries and employee benefits | $690,000 | 6,512 |
| Premises and equipment expense | $145,000 | 6,860 |
| Additional noninterest expense | $397,000 | 6,360 |
| Pre-tax net operating income | $1,112,000 | 4,283 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $405,000 | 3,393 |
| Income before extraordinary items | $715,000 | 4,945 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $715,000 | 4,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $709,880 | 4,771 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 5,480 |
| Total interest expense | $855,000 | 4,726 |
| Net interest income | $1,306,000 | 5,782 |
| Provision for loan and lease losses | $74,000 | 4,459 |
| Total noninterest income | $331,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $129,000 | 4,672 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $202,000 | 4,014 |
| Total noninterest expense | $802,000 | 6,703 |
| Salaries and employee benefits | $458,000 | 6,547 |
| Premises and equipment expense | $84,000 | 7,192 |
| Additional noninterest expense | $260,000 | 6,414 |
| Pre-tax net operating income | $761,000 | 4,195 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $257,000 | 3,506 |
| Income before extraordinary items | $511,000 | 4,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $511,000 | 4,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $506,310 | 4,566 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 5,502 |
| Total interest expense | $432,000 | 4,799 |
| Net interest income | $652,000 | 5,774 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $154,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 4,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 4,120 |
| Total noninterest expense | $392,000 | 6,779 |
| Salaries and employee benefits | $228,000 | 6,579 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $377,000 | 4,190 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $296,000 | 4,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $296,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $296,000 | 4,095 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 5,649 |
| Total interest expense | $1,883,000 | 5,011 |
| Net interest income | $2,460,000 | 5,959 |
| Provision for loan and lease losses | $295,000 | 3,501 |
| Total noninterest income | $607,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $248,000 | 4,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $359,000 | 3,891 |
| Total noninterest expense | $1,640,000 | 6,581 |
| Salaries and employee benefits | $928,000 | 6,409 |
| Premises and equipment expense | $182,000 | 7,003 |
| Additional noninterest expense | $530,000 | 6,343 |
| Pre-tax net operating income | $1,132,000 | 4,869 |
| Securities gains (losses) | $139,000 | 1,444 |
| Applicable income taxes | $430,000 | 3,748 |
| Income before extraordinary items | $841,000 | 5,063 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $841,000 | 5,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 2,253 |
| Cash dividends | $225,000 | 4,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $749,260 | 5,236 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 5,953 |
| Total interest expense | $2,177,000 | 5,840 |
| Net interest income | $2,345,000 | 5,935 |
| Provision for loan and lease losses | $283,000 | 3,341 |
| Total noninterest income | $610,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $262,000 | 4,520 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $348,000 | 3,824 |
| Total noninterest expense | $1,599,000 | 6,578 |
| Salaries and employee benefits | $893,000 | 6,400 |
| Premises and equipment expense | $169,000 | 7,229 |
| Additional noninterest expense | $537,000 | 6,223 |
| Pre-tax net operating income | $1,073,000 | 4,711 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $368,000 | 3,893 |
| Income before extraordinary items | $705,000 | 5,205 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $705,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,210 |
| Cash dividends | $250,000 | 4,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $705,000 | 5,095 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 6,095 |
| Total interest expense | $2,183,000 | 5,995 |
| Net interest income | $2,315,000 | 6,087 |
| Provision for loan and lease losses | $233,000 | 3,434 |
| Total noninterest income | $661,000 | 4,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 3,239 |
| Total noninterest expense | $1,687,000 | 6,293 |
| Salaries and employee benefits | $1,006,000 | 5,884 |
| Premises and equipment expense | $170,000 | 7,242 |
| Additional noninterest expense | $511,000 | 6,344 |
| Pre-tax net operating income | $1,056,000 | 5,125 |
| Securities gains (losses) | $-43,000 | 9,134 |
| Applicable income taxes | $306,000 | 4,568 |
| Income before extraordinary items | $707,000 | 5,394 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $707,000 | 5,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,466 |
| Cash dividends | $125,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $737,100 | 5,279 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 6,061 |
| Total interest expense | $2,097,000 | 5,818 |
| Net interest income | $2,250,000 | 6,183 |
| Provision for loan and lease losses | $363,000 | 2,262 |
| Total noninterest income | $716,000 | 3,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 3,014 |
| Total noninterest expense | $1,544,000 | 6,666 |
| Salaries and employee benefits | $954,000 | 6,080 |
| Premises and equipment expense | $132,000 | 7,994 |
| Additional noninterest expense | $458,000 | 6,833 |
| Pre-tax net operating income | $1,059,000 | 5,136 |
| Securities gains (losses) | $21,000 | 1,369 |
| Applicable income taxes | $463,000 | 3,787 |
| Income before extraordinary items | $617,000 | 5,819 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $617,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 1,280 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $603,560 | 5,856 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 6,461 |
| Total interest expense | $1,826,000 | 6,501 |
| Net interest income | $2,196,000 | 6,299 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $631,000 | 4,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 4,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 3,351 |
| Total noninterest expense | $1,542,000 | 6,571 |
| Salaries and employee benefits | $960,000 | 5,943 |
| Premises and equipment expense | $181,000 | 7,033 |
| Additional noninterest expense | $401,000 | 7,210 |
| Pre-tax net operating income | $1,285,000 | 4,665 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $464,000 | 4,044 |
| Income before extraordinary items | $831,000 | 5,070 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $831,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $824,600 | 5,010 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 7,082 |
| Total interest expense | $1,554,000 | 7,226 |
| Net interest income | $2,021,000 | 6,881 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $663,000 | 4,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 3,008 |
| Total noninterest expense | $1,354,000 | 7,166 |
| Salaries and employee benefits | $882,000 | 6,386 |
| Premises and equipment expense | $186,000 | 7,092 |
| Additional noninterest expense | $286,000 | 8,466 |
| Pre-tax net operating income | $1,330,000 | 4,885 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $473,000 | 4,381 |
| Income before extraordinary items | $844,000 | 5,277 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $844,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 10,605 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $852,320 | 5,189 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 7,712 |
| Total interest expense | $1,441,000 | 7,723 |
| Net interest income | $1,770,000 | 7,622 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $649,000 | 4,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 3,119 |
| Total noninterest expense | $1,247,000 | 7,841 |
| Salaries and employee benefits | $780,000 | 7,082 |
| Premises and equipment expense | $207,000 | 6,906 |
| Additional noninterest expense | $260,000 | 9,285 |
| Pre-tax net operating income | $1,172,000 | 5,205 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $445,000 | 4,536 |
| Income before extraordinary items | $727,000 | 5,642 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $727,000 | 5,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $727,000 | 5,584 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 8,267 |
| Total interest expense | $1,322,000 | 8,212 |
| Net interest income | $1,637,000 | 8,171 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $601,000 | 4,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 3,125 |
| Total noninterest expense | $1,194,000 | 8,230 |
| Salaries and employee benefits | $677,000 | 7,886 |
| Premises and equipment expense | $205,000 | 7,096 |
| Additional noninterest expense | $312,000 | 9,124 |
| Pre-tax net operating income | $1,044,000 | 5,816 |
| Securities gains (losses) | $-23,000 | 10,647 |
| Applicable income taxes | $395,000 | 4,992 |
| Income before extraordinary items | $626,000 | 6,451 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $626,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $640,720 | 6,357 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 8,736 |
| Total interest expense | $1,097,000 | 8,297 |
| Net interest income | $1,499,000 | 8,889 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $526,000 | 5,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 3,216 |
| Total noninterest expense | $1,104,000 | 8,967 |
| Salaries and employee benefits | $665,000 | 8,162 |
| Premises and equipment expense | $144,000 | 8,713 |
| Additional noninterest expense | $295,000 | 10,024 |
| Pre-tax net operating income | $871,000 | 6,536 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $337,000 | 5,424 |
| Income before extraordinary items | $545,000 | 6,951 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $545,000 | 6,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $537,960 | 7,069 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 9,268 |
| Total interest expense | $1,087,000 | 8,741 |
| Net interest income | $1,373,000 | 9,499 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $497,000 | 5,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 3,690 |
| Total noninterest expense | $1,034,000 | 9,584 |
| Salaries and employee benefits | $581,000 | 8,970 |
| Premises and equipment expense | $141,000 | 9,145 |
| Additional noninterest expense | $312,000 | 10,293 |
| Pre-tax net operating income | $786,000 | 6,883 |
| Securities gains (losses) | $-21,000 | 12,925 |
| Applicable income taxes | $270,000 | 6,484 |
| Income before extraordinary items | $495,000 | 7,603 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $495,000 | 7,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 12,581 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $508,650 | 7,232 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 9,428 |
| Total interest expense | $1,311,000 | 9,189 |
| Net interest income | $1,442,000 | 9,477 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $490,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 3,737 |
| Total noninterest expense | $946,000 | 10,225 |
| Salaries and employee benefits | $520,000 | 9,582 |
| Premises and equipment expense | $118,000 | 10,101 |
| Additional noninterest expense | $308,000 | 10,718 |
| Pre-tax net operating income | $906,000 | 6,063 |
| Securities gains (losses) | $-10,000 | 13,291 |
| Applicable income taxes | $274,000 | 6,309 |
| Income before extraordinary items | $622,000 | 6,421 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $622,000 | 6,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 7,050 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $628,900 | 6,021 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.