Home > The First National Bank of Emory > Income and Expense
The First National Bank of Emory, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 4,746 |
| Total interest expense | $128,000 | 4,750 |
| Net interest income | $1,420,000 | 4,691 |
| Provision for loan and lease losses | $6,000 | 3,874 |
| Total noninterest income | $367,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $156,000 | 2,882 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $211,000 | 3,519 |
| Total noninterest expense | $1,785,000 | 3,924 |
| Salaries and employee benefits | $682,000 | 4,618 |
| Premises and equipment expense | $77,000 | 5,257 |
| Additional noninterest expense | $1,026,000 | 2,721 |
| Pre-tax net operating income | $-4,000 | 5,777 |
| Securities gains (losses) | $1,481,000 | 98 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,477,000 | 2,160 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,477,000 | 2,159 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,477,000 | 2,159 |
| Net charge-offs | $24,000 | 2,644 |
| Cash dividends | $20,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-4,000 | 5,771 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 4,702 |
| Total interest expense | $65,000 | 4,764 |
| Net interest income | $747,000 | 4,639 |
| Provision for loan and lease losses | $4,000 | 3,524 |
| Total noninterest income | $177,000 | 3,557 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $75,000 | 2,940 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $102,000 | 3,531 |
| Total noninterest expense | $660,000 | 4,561 |
| Salaries and employee benefits | $356,000 | 4,583 |
| Premises and equipment expense | $41,000 | 5,228 |
| Additional noninterest expense | $263,000 | 4,164 |
| Pre-tax net operating income | $260,000 | 4,082 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $260,000 | 3,866 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $260,000 | 3,863 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $260,000 | 3,864 |
| Net charge-offs | $20,000 | 1,985 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $260,000 | 3,802 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,230,000 | 4,734 |
| Total interest expense | $374,000 | 4,283 |
| Net interest income | $2,856,000 | 4,734 |
| Provision for loan and lease losses | $14,000 | 4,159 |
| Total noninterest income | $788,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $371,000 | 2,657 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $417,000 | 3,543 |
| Total noninterest expense | $2,632,000 | 4,599 |
| Salaries and employee benefits | $1,269,000 | 4,798 |
| Premises and equipment expense | $214,000 | 4,997 |
| Additional noninterest expense | $1,149,000 | 4,020 |
| Pre-tax net operating income | $998,000 | 4,108 |
| Securities gains (losses) | $5,000 | 2,832 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,003,000 | 3,936 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,003,000 | 3,936 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,003,000 | 3,937 |
| Net charge-offs | $21,000 | 3,740 |
| Cash dividends | $558,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $998,000 | 3,889 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 4,769 |
| Total interest expense | $287,000 | 4,294 |
| Net interest income | $2,158,000 | 4,776 |
| Provision for loan and lease losses | $5,000 | 4,130 |
| Total noninterest income | $587,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $283,000 | 2,636 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $304,000 | 3,581 |
| Total noninterest expense | $1,922,000 | 4,686 |
| Salaries and employee benefits | $1,015,000 | 4,719 |
| Premises and equipment expense | $194,000 | 4,762 |
| Additional noninterest expense | $713,000 | 4,418 |
| Pre-tax net operating income | $818,000 | 4,046 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $823,000 | 3,833 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $823,000 | 3,832 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $823,000 | 3,833 |
| Net charge-offs | $10,000 | 3,647 |
| Cash dividends | $53,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $818,000 | 3,793 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 4,758 |
| Total interest expense | $198,000 | 4,256 |
| Net interest income | $1,458,000 | 4,768 |
| Provision for loan and lease losses | $5,000 | 3,922 |
| Total noninterest income | $385,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $185,000 | 2,646 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $200,000 | 3,639 |
| Total noninterest expense | $1,296,000 | 4,710 |
| Salaries and employee benefits | $700,000 | 4,708 |
| Premises and equipment expense | $125,000 | 4,844 |
| Additional noninterest expense | $471,000 | 4,465 |
| Pre-tax net operating income | $542,000 | 4,059 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $542,000 | 3,833 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $542,000 | 3,834 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $542,000 | 3,836 |
| Net charge-offs | $6,000 | 3,419 |
| Cash dividends | $21,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $542,000 | 3,775 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $830,000 | 4,793 |
| Total interest expense | $98,000 | 4,326 |
| Net interest income | $732,000 | 4,794 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $185,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $89,000 | 2,705 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $96,000 | 3,657 |
| Total noninterest expense | $661,000 | 4,693 |
| Salaries and employee benefits | $370,000 | 4,628 |
| Premises and equipment expense | $55,000 | 5,104 |
| Additional noninterest expense | $236,000 | 4,479 |
| Pre-tax net operating income | $256,000 | 4,113 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $256,000 | 3,915 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $256,000 | 3,918 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $256,000 | 3,919 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $256,000 | 3,833 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 4,860 |
| Total interest expense | $420,000 | 4,361 |
| Net interest income | $2,915,000 | 4,871 |
| Provision for loan and lease losses | $16,000 | 4,321 |
| Total noninterest income | $800,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $399,000 | 2,692 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $401,000 | 3,598 |
| Total noninterest expense | $2,662,000 | 4,763 |
| Salaries and employee benefits | $1,339,000 | 4,873 |
| Premises and equipment expense | $220,000 | 5,222 |
| Additional noninterest expense | $1,103,000 | 4,233 |
| Pre-tax net operating income | $1,037,000 | 4,074 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,037,000 | 3,904 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,037,000 | 3,904 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,037,000 | 3,906 |
| Net charge-offs | $183,000 | 2,564 |
| Cash dividends | $974,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,037,000 | 3,845 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 4,915 |
| Total interest expense | $319,000 | 4,387 |
| Net interest income | $2,180,000 | 4,927 |
| Provision for loan and lease losses | $9,000 | 4,188 |
| Total noninterest income | $598,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $299,000 | 2,720 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $299,000 | 3,647 |
| Total noninterest expense | $2,017,000 | 4,764 |
| Salaries and employee benefits | $1,061,000 | 4,795 |
| Premises and equipment expense | $198,000 | 4,944 |
| Additional noninterest expense | $758,000 | 4,455 |
| Pre-tax net operating income | $752,000 | 4,221 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $752,000 | 4,004 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $752,000 | 4,007 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $752,000 | 4,007 |
| Net charge-offs | $119,000 | 2,521 |
| Cash dividends | $17,000 | 3,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $752,000 | 3,957 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 4,930 |
| Total interest expense | $217,000 | 4,397 |
| Net interest income | $1,452,000 | 4,946 |
| Provision for loan and lease losses | $4,000 | 4,097 |
| Total noninterest income | $394,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $195,000 | 2,748 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $199,000 | 3,640 |
| Total noninterest expense | $1,356,000 | 4,772 |
| Salaries and employee benefits | $722,000 | 4,787 |
| Premises and equipment expense | $135,000 | 4,948 |
| Additional noninterest expense | $499,000 | 4,489 |
| Pre-tax net operating income | $486,000 | 4,224 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $486,000 | 4,009 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $486,000 | 4,015 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $486,000 | 4,015 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $7,000 | 3,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $486,000 | 3,951 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $830,000 | 4,986 |
| Total interest expense | $114,000 | 4,353 |
| Net interest income | $716,000 | 5,012 |
| Provision for loan and lease losses | $2,000 | 3,744 |
| Total noninterest income | $191,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $95,000 | 2,781 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $96,000 | 3,633 |
| Total noninterest expense | $665,000 | 4,875 |
| Salaries and employee benefits | $357,000 | 4,863 |
| Premises and equipment expense | $61,000 | 5,205 |
| Additional noninterest expense | $247,000 | 4,533 |
| Pre-tax net operating income | $240,000 | 4,169 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $240,000 | 3,935 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $240,000 | 3,937 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $240,000 | 3,937 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $240,000 | 3,890 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 5,055 |
| Total interest expense | $486,000 | 4,527 |
| Net interest income | $2,804,000 | 5,075 |
| Provision for loan and lease losses | $23,000 | 4,683 |
| Total noninterest income | $763,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $390,000 | 2,871 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $373,000 | 3,772 |
| Total noninterest expense | $2,519,000 | 5,022 |
| Salaries and employee benefits | $1,273,000 | 5,130 |
| Premises and equipment expense | $183,000 | 5,680 |
| Additional noninterest expense | $1,063,000 | 4,453 |
| Pre-tax net operating income | $1,025,000 | 4,042 |
| Securities gains (losses) | $12,000 | 2,573 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,037,000 | 3,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,037,000 | 3,826 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,037,000 | 3,826 |
| Net charge-offs | $26,000 | 4,724 |
| Cash dividends | $815,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,025,000 | 3,788 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 5,102 |
| Total interest expense | $371,000 | 4,582 |
| Net interest income | $2,106,000 | 5,114 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $565,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $286,000 | 2,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $279,000 | 3,859 |
| Total noninterest expense | $1,923,000 | 5,003 |
| Salaries and employee benefits | $1,021,000 | 5,018 |
| Premises and equipment expense | $153,000 | 5,561 |
| Additional noninterest expense | $749,000 | 4,611 |
| Pre-tax net operating income | $733,000 | 4,193 |
| Securities gains (losses) | $12,000 | 2,447 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $745,000 | 3,946 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $745,000 | 3,949 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $745,000 | 3,949 |
| Net charge-offs | $14,000 | 4,586 |
| Cash dividends | $12,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $733,000 | 3,914 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 5,118 |
| Total interest expense | $256,000 | 4,565 |
| Net interest income | $1,406,000 | 5,128 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $357,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $176,000 | 3,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $181,000 | 3,941 |
| Total noninterest expense | $1,291,000 | 5,007 |
| Salaries and employee benefits | $682,000 | 5,036 |
| Premises and equipment expense | $115,000 | 5,380 |
| Additional noninterest expense | $494,000 | 4,666 |
| Pre-tax net operating income | $457,000 | 4,290 |
| Securities gains (losses) | $12,000 | 2,226 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $469,000 | 4,050 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $469,000 | 4,053 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $469,000 | 4,053 |
| Net charge-offs | $15,000 | 4,144 |
| Cash dividends | $12,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $457,000 | 3,986 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 5,097 |
| Total interest expense | $132,000 | 4,596 |
| Net interest income | $717,000 | 5,115 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $167,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $79,000 | 3,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $88,000 | 3,948 |
| Total noninterest expense | $654,000 | 5,015 |
| Salaries and employee benefits | $348,000 | 5,030 |
| Premises and equipment expense | $56,000 | 5,454 |
| Additional noninterest expense | $250,000 | 4,642 |
| Pre-tax net operating income | $215,000 | 4,366 |
| Securities gains (losses) | $12,000 | 1,440 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $227,000 | 4,061 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $227,000 | 4,064 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $227,000 | 4,064 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $215,000 | 4,055 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 5,092 |
| Total interest expense | $649,000 | 4,582 |
| Net interest income | $3,010,000 | 5,094 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $696,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $348,000 | 3,194 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $348,000 | 3,834 |
| Total noninterest expense | $2,449,000 | 5,216 |
| Salaries and employee benefits | $1,275,000 | 5,254 |
| Premises and equipment expense | $175,000 | 5,914 |
| Additional noninterest expense | $999,000 | 4,800 |
| Pre-tax net operating income | $1,167,000 | 3,774 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,167,000 | 3,618 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,167,000 | 3,618 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,167,000 | 3,620 |
| Net charge-offs | $333,000 | 3,181 |
| Cash dividends | $496,000 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,167,000 | 3,455 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 5,126 |
| Total interest expense | $504,000 | 4,626 |
| Net interest income | $2,290,000 | 5,134 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $528,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $263,000 | 3,219 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $265,000 | 3,858 |
| Total noninterest expense | $1,888,000 | 5,197 |
| Salaries and employee benefits | $1,012,000 | 5,134 |
| Premises and equipment expense | $202,000 | 5,239 |
| Additional noninterest expense | $674,000 | 5,084 |
| Pre-tax net operating income | $840,000 | 3,951 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $840,000 | 3,777 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $840,000 | 3,777 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $840,000 | 3,779 |
| Net charge-offs | $9,000 | 5,333 |
| Cash dividends | $93,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $840,000 | 3,609 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 5,114 |
| Total interest expense | $346,000 | 4,667 |
| Net interest income | $1,551,000 | 5,131 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $336,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $168,000 | 3,289 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $168,000 | 3,905 |
| Total noninterest expense | $1,262,000 | 5,228 |
| Salaries and employee benefits | $669,000 | 5,191 |
| Premises and equipment expense | $122,000 | 5,474 |
| Additional noninterest expense | $471,000 | 5,007 |
| Pre-tax net operating income | $565,000 | 3,901 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $565,000 | 3,762 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $565,000 | 3,763 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $565,000 | 3,764 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $47,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $565,000 | 3,572 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 5,128 |
| Total interest expense | $179,000 | 4,694 |
| Net interest income | $787,000 | 5,125 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $166,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $82,000 | 3,326 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 3,962 |
| Total noninterest expense | $625,000 | 5,270 |
| Salaries and employee benefits | $315,000 | 5,387 |
| Premises and equipment expense | $55,000 | 5,677 |
| Additional noninterest expense | $255,000 | 4,814 |
| Pre-tax net operating income | $298,000 | 3,848 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $298,000 | 3,673 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $298,000 | 3,675 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $298,000 | 3,676 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $298,000 | 3,504 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 5,008 |
| Total interest expense | $853,000 | 4,780 |
| Net interest income | $3,383,000 | 4,996 |
| Provision for loan and lease losses | $189,000 | 4,688 |
| Total noninterest income | $647,000 | 3,926 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $377,000 | 3,141 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $270,000 | 4,023 |
| Total noninterest expense | $2,585,000 | 5,265 |
| Salaries and employee benefits | $1,312,000 | 5,311 |
| Premises and equipment expense | $173,000 | 6,228 |
| Additional noninterest expense | $1,100,000 | 4,690 |
| Pre-tax net operating income | $1,256,000 | 3,319 |
| Securities gains (losses) | $172,000 | 1,577 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,428,000 | 2,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,428,000 | 2,873 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,428,000 | 2,873 |
| Net charge-offs | $48,000 | 5,495 |
| Cash dividends | $735,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,256,000 | 3,015 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 5,000 |
| Total interest expense | $655,000 | 4,845 |
| Net interest income | $2,597,000 | 4,958 |
| Provision for loan and lease losses | $94,000 | 5,010 |
| Total noninterest income | $479,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $288,000 | 3,118 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $191,000 | 4,153 |
| Total noninterest expense | $2,086,000 | 5,087 |
| Salaries and employee benefits | $956,000 | 5,388 |
| Premises and equipment expense | $200,000 | 5,512 |
| Additional noninterest expense | $930,000 | 4,367 |
| Pre-tax net operating income | $896,000 | 3,512 |
| Securities gains (losses) | $172,000 | 1,318 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,068,000 | 2,932 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,068,000 | 2,935 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,068,000 | 2,935 |
| Net charge-offs | $40,000 | 5,124 |
| Cash dividends | $172,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $896,000 | 3,180 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 5,035 |
| Total interest expense | $446,000 | 4,901 |
| Net interest income | $1,723,000 | 4,984 |
| Provision for loan and lease losses | $49,000 | 5,170 |
| Total noninterest income | $316,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $188,000 | 3,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 4,197 |
| Total noninterest expense | $1,432,000 | 5,061 |
| Salaries and employee benefits | $642,000 | 5,425 |
| Premises and equipment expense | $134,000 | 5,548 |
| Additional noninterest expense | $656,000 | 4,277 |
| Pre-tax net operating income | $558,000 | 3,601 |
| Securities gains (losses) | $172,000 | 806 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $730,000 | 2,838 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $730,000 | 2,840 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $730,000 | 2,840 |
| Net charge-offs | $13,000 | 5,250 |
| Cash dividends | $72,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $558,000 | 3,262 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 5,117 |
| Total interest expense | $228,000 | 4,966 |
| Net interest income | $833,000 | 5,057 |
| Provision for loan and lease losses | $48,000 | 4,231 |
| Total noninterest income | $146,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $88,000 | 3,243 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,429 |
| Total noninterest expense | $635,000 | 5,397 |
| Salaries and employee benefits | $310,000 | 5,544 |
| Premises and equipment expense | $62,000 | 5,763 |
| Additional noninterest expense | $263,000 | 4,867 |
| Pre-tax net operating income | $296,000 | 3,551 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $296,000 | 3,271 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $296,000 | 3,268 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $296,000 | 3,269 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $296,000 | 3,213 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 5,149 |
| Total interest expense | $1,057,000 | 5,098 |
| Net interest income | $3,366,000 | 5,051 |
| Provision for loan and lease losses | $227,000 | 5,206 |
| Total noninterest income | $674,000 | 4,010 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $416,000 | 2,999 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $258,000 | 4,200 |
| Total noninterest expense | $2,541,000 | 5,464 |
| Salaries and employee benefits | $1,304,000 | 5,441 |
| Premises and equipment expense | $204,000 | 6,171 |
| Additional noninterest expense | $1,033,000 | 5,002 |
| Pre-tax net operating income | $1,272,000 | 2,993 |
| Securities gains (losses) | $52,000 | 2,628 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,324,000 | 2,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,324,000 | 2,711 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,324,000 | 2,715 |
| Net charge-offs | $33,000 | 6,156 |
| Cash dividends | $745,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,272,000 | 2,697 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 5,248 |
| Total interest expense | $810,000 | 5,200 |
| Net interest income | $2,505,000 | 5,136 |
| Provision for loan and lease losses | $224,000 | 4,755 |
| Total noninterest income | $485,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $313,000 | 3,067 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $172,000 | 4,432 |
| Total noninterest expense | $1,918,000 | 5,475 |
| Salaries and employee benefits | $986,000 | 5,454 |
| Premises and equipment expense | $198,000 | 5,758 |
| Additional noninterest expense | $734,000 | 5,144 |
| Pre-tax net operating income | $848,000 | 3,368 |
| Securities gains (losses) | $52,000 | 2,384 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $900,000 | 3,076 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $900,000 | 3,075 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $900,000 | 3,077 |
| Net charge-offs | $18,000 | 6,060 |
| Cash dividends | $170,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $848,000 | 3,063 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 5,307 |
| Total interest expense | $555,000 | 5,248 |
| Net interest income | $1,633,000 | 5,205 |
| Provision for loan and lease losses | $166,000 | 4,489 |
| Total noninterest income | $325,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $210,000 | 3,060 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $115,000 | 4,402 |
| Total noninterest expense | $1,261,000 | 5,534 |
| Salaries and employee benefits | $655,000 | 5,512 |
| Premises and equipment expense | $135,000 | 5,731 |
| Additional noninterest expense | $471,000 | 5,242 |
| Pre-tax net operating income | $531,000 | 3,527 |
| Securities gains (losses) | $52,000 | 1,856 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $583,000 | 3,123 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $583,000 | 3,118 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $583,000 | 3,121 |
| Net charge-offs | $7,000 | 5,969 |
| Cash dividends | $96,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $531,000 | 3,189 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 5,349 |
| Total interest expense | $286,000 | 5,296 |
| Net interest income | $816,000 | 5,241 |
| Provision for loan and lease losses | $88,000 | 4,167 |
| Total noninterest income | $154,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $100,000 | 3,146 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 4,552 |
| Total noninterest expense | $637,000 | 5,585 |
| Salaries and employee benefits | $321,000 | 5,627 |
| Premises and equipment expense | $60,000 | 6,053 |
| Additional noninterest expense | $256,000 | 5,049 |
| Pre-tax net operating income | $245,000 | 3,711 |
| Securities gains (losses) | $52,000 | 1,130 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $297,000 | 3,149 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $297,000 | 3,145 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $297,000 | 3,148 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $245,000 | 3,403 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 5,133 |
| Total interest expense | $1,394,000 | 5,326 |
| Net interest income | $3,601,000 | 4,898 |
| Provision for loan and lease losses | $312,000 | 5,210 |
| Total noninterest income | $646,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $405,000 | 3,308 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $241,000 | 4,333 |
| Total noninterest expense | $2,626,000 | 5,551 |
| Salaries and employee benefits | $1,333,000 | 5,536 |
| Premises and equipment expense | $255,000 | 6,015 |
| Additional noninterest expense | $1,038,000 | 5,149 |
| Pre-tax net operating income | $1,309,000 | 2,567 |
| Securities gains (losses) | $107,000 | 2,084 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,416,000 | 2,209 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,416,000 | 2,207 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,416,000 | 2,208 |
| Net charge-offs | $61,000 | 6,085 |
| Cash dividends | $810,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,309,000 | 2,292 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,898,000 | 5,083 |
| Total interest expense | $1,084,000 | 5,374 |
| Net interest income | $2,814,000 | 4,761 |
| Provision for loan and lease losses | $219,000 | 5,050 |
| Total noninterest income | $460,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $294,000 | 3,378 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $166,000 | 4,600 |
| Total noninterest expense | $2,108,000 | 5,373 |
| Salaries and employee benefits | $1,037,000 | 5,468 |
| Premises and equipment expense | $235,000 | 5,602 |
| Additional noninterest expense | $836,000 | 4,946 |
| Pre-tax net operating income | $947,000 | 2,826 |
| Securities gains (losses) | $96,000 | 1,870 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,043,000 | 2,419 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,043,000 | 2,417 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,043,000 | 2,420 |
| Net charge-offs | $43,000 | 5,787 |
| Cash dividends | $181,000 | 3,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $947,000 | 2,520 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 5,062 |
| Total interest expense | $749,000 | 5,422 |
| Net interest income | $1,908,000 | 4,715 |
| Provision for loan and lease losses | $126,000 | 4,993 |
| Total noninterest income | $289,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $185,000 | 3,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $104,000 | 4,730 |
| Total noninterest expense | $1,497,000 | 5,256 |
| Salaries and employee benefits | $702,000 | 5,486 |
| Premises and equipment expense | $129,000 | 6,078 |
| Additional noninterest expense | $666,000 | 4,404 |
| Pre-tax net operating income | $574,000 | 3,081 |
| Securities gains (losses) | $104,000 | 1,465 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $678,000 | 2,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $678,000 | 2,553 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $678,000 | 2,555 |
| Net charge-offs | $42,000 | 5,063 |
| Cash dividends | $79,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $574,000 | 2,733 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 5,102 |
| Total interest expense | $390,000 | 5,439 |
| Net interest income | $937,000 | 4,757 |
| Provision for loan and lease losses | $63,000 | 4,584 |
| Total noninterest income | $134,000 | 4,661 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $85,000 | 3,588 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $49,000 | 4,878 |
| Total noninterest expense | $779,000 | 5,044 |
| Salaries and employee benefits | $324,000 | 5,773 |
| Premises and equipment expense | $70,000 | 5,952 |
| Additional noninterest expense | $385,000 | 3,688 |
| Pre-tax net operating income | $229,000 | 3,809 |
| Securities gains (losses) | $104,000 | 975 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $333,000 | 2,931 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $333,000 | 2,933 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $333,000 | 2,933 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $229,000 | 3,492 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 5,447 |
| Total interest expense | $1,721,000 | 5,671 |
| Net interest income | $3,302,000 | 5,137 |
| Provision for loan and lease losses | $242,000 | 4,960 |
| Total noninterest income | $686,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $448,000 | 3,237 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $238,000 | 4,536 |
| Total noninterest expense | $2,514,000 | 5,630 |
| Salaries and employee benefits | $1,330,000 | 5,673 |
| Premises and equipment expense | $270,000 | 6,063 |
| Additional noninterest expense | $914,000 | 5,100 |
| Pre-tax net operating income | $1,232,000 | 3,371 |
| Securities gains (losses) | $72,000 | 1,357 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,304,000 | 2,771 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,304,000 | 2,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 4,617 |
| Cash dividends | $628,000 | 3,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,232,000 | 3,007 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 5,521 |
| Total interest expense | $1,327,000 | 5,716 |
| Net interest income | $2,435,000 | 5,226 |
| Provision for loan and lease losses | $114,000 | 5,010 |
| Total noninterest income | $517,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $343,000 | 3,225 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $174,000 | 4,699 |
| Total noninterest expense | $1,891,000 | 5,632 |
| Salaries and employee benefits | $995,000 | 5,703 |
| Premises and equipment expense | $254,000 | 5,538 |
| Additional noninterest expense | $642,000 | 5,222 |
| Pre-tax net operating income | $947,000 | 3,782 |
| Securities gains (losses) | $72,000 | 1,173 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,019,000 | 3,063 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,019,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,686 |
| Cash dividends | $167,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $947,000 | 3,359 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 5,600 |
| Total interest expense | $918,000 | 5,779 |
| Net interest income | $1,580,000 | 5,309 |
| Provision for loan and lease losses | $66,000 | 4,812 |
| Total noninterest income | $334,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $227,000 | 3,222 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $107,000 | 4,934 |
| Total noninterest expense | $1,262,000 | 5,654 |
| Salaries and employee benefits | $639,000 | 5,872 |
| Premises and equipment expense | $182,000 | 5,392 |
| Additional noninterest expense | $441,000 | 5,116 |
| Pre-tax net operating income | $586,000 | 4,070 |
| Securities gains (losses) | $72,000 | 1,184 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $658,000 | 3,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $658,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $89,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $586,000 | 3,626 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 5,741 |
| Total interest expense | $484,000 | 5,837 |
| Net interest income | $747,000 | 5,495 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $164,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $112,000 | 3,210 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,970 |
| Total noninterest expense | $615,000 | 5,739 |
| Salaries and employee benefits | $322,000 | 5,889 |
| Premises and equipment expense | $78,000 | 5,785 |
| Additional noninterest expense | $215,000 | 5,153 |
| Pre-tax net operating income | $271,000 | 4,375 |
| Securities gains (losses) | $72,000 | 882 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $343,000 | 3,527 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $343,000 | 3,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $271,000 | 3,942 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 5,802 |
| Total interest expense | $2,025,000 | 5,811 |
| Net interest income | $2,805,000 | 5,663 |
| Provision for loan and lease losses | $109,000 | 4,794 |
| Total noninterest income | $706,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $501,000 | 3,047 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $205,000 | 5,009 |
| Total noninterest expense | $2,287,000 | 5,846 |
| Salaries and employee benefits | $1,280,000 | 5,794 |
| Premises and equipment expense | $215,000 | 6,574 |
| Additional noninterest expense | $792,000 | 5,381 |
| Pre-tax net operating income | $1,115,000 | 4,512 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,115,000 | 4,072 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,115,000 | 4,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,209 |
| Cash dividends | $658,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,115,000 | 4,072 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 5,854 |
| Total interest expense | $1,517,000 | 5,838 |
| Net interest income | $2,081,000 | 5,728 |
| Provision for loan and lease losses | $55,000 | 4,944 |
| Total noninterest income | $523,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $377,000 | 3,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $146,000 | 5,142 |
| Total noninterest expense | $1,786,000 | 5,725 |
| Salaries and employee benefits | $982,000 | 5,697 |
| Premises and equipment expense | $194,000 | 6,145 |
| Additional noninterest expense | $610,000 | 5,230 |
| Pre-tax net operating income | $763,000 | 4,939 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $763,000 | 4,450 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $763,000 | 4,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,975 |
| Cash dividends | $103,000 | 4,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $763,000 | 4,441 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 5,892 |
| Total interest expense | $1,024,000 | 5,809 |
| Net interest income | $1,363,000 | 5,820 |
| Provision for loan and lease losses | $36,000 | 4,731 |
| Total noninterest income | $344,000 | 4,362 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $252,000 | 3,019 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $92,000 | 5,270 |
| Total noninterest expense | $1,187,000 | 5,763 |
| Salaries and employee benefits | $661,000 | 5,744 |
| Premises and equipment expense | $127,000 | 6,230 |
| Additional noninterest expense | $399,000 | 5,308 |
| Pre-tax net operating income | $484,000 | 5,105 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $484,000 | 4,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $484,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,560 |
| Cash dividends | $35,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $484,000 | 4,614 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 5,947 |
| Total interest expense | $512,000 | 5,792 |
| Net interest income | $658,000 | 5,917 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $164,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $121,000 | 3,053 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $43,000 | 5,388 |
| Total noninterest expense | $588,000 | 5,812 |
| Salaries and employee benefits | $336,000 | 5,720 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $190,000 | 5,431 |
| Pre-tax net operating income | $216,000 | 5,355 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $216,000 | 4,887 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $216,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,734 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $216,000 | 4,861 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 5,863 |
| Total interest expense | $1,605,000 | 5,952 |
| Net interest income | $2,836,000 | 5,695 |
| Provision for loan and lease losses | $162,000 | 3,925 |
| Total noninterest income | $662,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $508,000 | 3,023 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $154,000 | 5,572 |
| Total noninterest expense | $2,288,000 | 5,758 |
| Salaries and employee benefits | $1,246,000 | 5,786 |
| Premises and equipment expense | $253,000 | 6,189 |
| Additional noninterest expense | $789,000 | 5,274 |
| Pre-tax net operating income | $1,048,000 | 5,088 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,053,000 | 4,599 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,053,000 | 4,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,512 |
| Cash dividends | $631,000 | 3,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,048,000 | 4,595 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 5,929 |
| Total interest expense | $1,136,000 | 6,037 |
| Net interest income | $2,140,000 | 5,718 |
| Provision for loan and lease losses | $120,000 | 3,815 |
| Total noninterest income | $493,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $387,000 | 3,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $106,000 | 5,740 |
| Total noninterest expense | $1,779,000 | 5,638 |
| Salaries and employee benefits | $980,000 | 5,607 |
| Premises and equipment expense | $206,000 | 5,985 |
| Additional noninterest expense | $593,000 | 5,258 |
| Pre-tax net operating income | $734,000 | 5,408 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $739,000 | 4,888 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $739,000 | 4,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,407 |
| Cash dividends | $118,000 | 4,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $734,000 | 4,896 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 5,944 |
| Total interest expense | $728,000 | 6,052 |
| Net interest income | $1,428,000 | 5,749 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $333,000 | 4,474 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $263,000 | 2,955 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 5,792 |
| Total noninterest expense | $1,187,000 | 5,643 |
| Salaries and employee benefits | $640,000 | 5,700 |
| Premises and equipment expense | $141,000 | 5,926 |
| Additional noninterest expense | $406,000 | 5,154 |
| Pre-tax net operating income | $484,000 | 5,482 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $484,000 | 4,965 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $484,000 | 4,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,216 |
| Cash dividends | $56,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $484,000 | 4,958 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,908 |
| Total interest expense | $353,000 | 6,014 |
| Net interest income | $721,000 | 5,717 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $164,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 2,909 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $604,000 | 5,604 |
| Salaries and employee benefits | $324,000 | 5,695 |
| Premises and equipment expense | $74,000 | 5,831 |
| Additional noninterest expense | $206,000 | 5,089 |
| Pre-tax net operating income | $236,000 | 5,492 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $236,000 | 4,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 1,804 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $236,000 | 4,948 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 5,871 |
| Total interest expense | $1,094,000 | 6,062 |
| Net interest income | $2,844,000 | 5,667 |
| Provision for loan and lease losses | $215,000 | 3,469 |
| Total noninterest income | $686,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $517,000 | 2,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $169,000 | 5,520 |
| Total noninterest expense | $2,467,000 | 5,417 |
| Salaries and employee benefits | $1,398,000 | 5,291 |
| Premises and equipment expense | $269,000 | 6,017 |
| Additional noninterest expense | $800,000 | 5,172 |
| Pre-tax net operating income | $848,000 | 5,752 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $848,000 | 5,217 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $848,000 | 5,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,770 |
| Cash dividends | $588,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $848,000 | 5,185 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 5,906 |
| Total interest expense | $763,000 | 6,133 |
| Net interest income | $2,136,000 | 5,684 |
| Provision for loan and lease losses | $170,000 | 3,297 |
| Total noninterest income | $514,000 | 4,472 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $382,000 | 3,012 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $132,000 | 5,432 |
| Total noninterest expense | $1,864,000 | 5,367 |
| Salaries and employee benefits | $1,138,000 | 4,986 |
| Premises and equipment expense | $145,000 | 6,792 |
| Additional noninterest expense | $581,000 | 5,221 |
| Pre-tax net operating income | $616,000 | 5,940 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $616,000 | 5,383 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $616,000 | 5,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,538 |
| Cash dividends | $153,000 | 4,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $616,000 | 5,354 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 5,854 |
| Total interest expense | $484,000 | 6,115 |
| Net interest income | $1,440,000 | 5,625 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $340,000 | 4,443 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $244,000 | 3,059 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $96,000 | 5,271 |
| Total noninterest expense | $1,237,000 | 5,371 |
| Salaries and employee benefits | $771,000 | 4,936 |
| Premises and equipment expense | $89,000 | 6,941 |
| Additional noninterest expense | $377,000 | 5,287 |
| Pre-tax net operating income | $423,000 | 5,843 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $423,000 | 5,304 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $423,000 | 5,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,898 |
| Cash dividends | $97,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $423,000 | 5,266 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 5,836 |
| Total interest expense | $230,000 | 6,176 |
| Net interest income | $734,000 | 5,597 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $176,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $112,000 | 3,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,644 |
| Total noninterest expense | $636,000 | 5,314 |
| Salaries and employee benefits | $405,000 | 4,795 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $191,000 | 5,244 |
| Pre-tax net operating income | $214,000 | 5,800 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $214,000 | 5,249 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $214,000 | 5,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,244 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $214,000 | 5,214 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 5,776 |
| Total interest expense | $838,000 | 6,130 |
| Net interest income | $2,897,000 | 5,514 |
| Provision for loan and lease losses | $380,000 | 2,457 |
| Total noninterest income | $653,000 | 4,595 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $496,000 | 3,163 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $157,000 | 5,602 |
| Total noninterest expense | $2,290,000 | 5,569 |
| Salaries and employee benefits | $1,274,000 | 5,508 |
| Premises and equipment expense | $206,000 | 6,689 |
| Additional noninterest expense | $810,000 | 5,055 |
| Pre-tax net operating income | $880,000 | 5,552 |
| Securities gains (losses) | $58,000 | 1,619 |
| Applicable income taxes | $20,000 | 6,539 |
| Income before extraordinary items | $918,000 | 4,917 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $918,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,862 |
| Cash dividends | $547,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $861,160 | 5,021 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 5,800 |
| Total interest expense | $610,000 | 6,213 |
| Net interest income | $2,161,000 | 5,533 |
| Provision for loan and lease losses | $230,000 | 2,721 |
| Total noninterest income | $479,000 | 4,657 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $370,000 | 3,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $109,000 | 5,766 |
| Total noninterest expense | $1,668,000 | 5,640 |
| Salaries and employee benefits | $968,000 | 5,432 |
| Premises and equipment expense | $128,000 | 7,075 |
| Additional noninterest expense | $572,000 | 5,201 |
| Pre-tax net operating income | $742,000 | 5,374 |
| Securities gains (losses) | $58,000 | 1,547 |
| Applicable income taxes | $18,000 | 6,571 |
| Income before extraordinary items | $782,000 | 4,687 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $782,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,674 |
| Cash dividends | $167,000 | 4,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $725,160 | 4,782 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 5,813 |
| Total interest expense | $405,000 | 6,257 |
| Net interest income | $1,439,000 | 5,528 |
| Provision for loan and lease losses | $155,000 | 2,649 |
| Total noninterest income | $303,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $233,000 | 3,300 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $70,000 | 5,848 |
| Total noninterest expense | $1,095,000 | 5,724 |
| Salaries and employee benefits | $629,000 | 5,538 |
| Premises and equipment expense | $83,000 | 7,150 |
| Additional noninterest expense | $383,000 | 5,216 |
| Pre-tax net operating income | $492,000 | 5,345 |
| Securities gains (losses) | $58,000 | 1,362 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $538,000 | 4,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $538,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,867 |
| Cash dividends | $76,000 | 4,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $481,160 | 4,742 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 5,858 |
| Total interest expense | $203,000 | 6,313 |
| Net interest income | $719,000 | 5,533 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $153,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $113,000 | 3,294 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $536,000 | 5,817 |
| Salaries and employee benefits | $310,000 | 5,642 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $183,000 | 5,379 |
| Pre-tax net operating income | $256,000 | 5,223 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $250,000 | 4,753 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 4,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,639 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $250,000 | 4,631 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 5,808 |
| Total interest expense | $913,000 | 6,375 |
| Net interest income | $2,885,000 | 5,432 |
| Provision for loan and lease losses | $480,000 | 2,232 |
| Total noninterest income | $561,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $394,000 | 3,678 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $167,000 | 5,630 |
| Total noninterest expense | $2,114,000 | 5,802 |
| Salaries and employee benefits | $1,250,000 | 5,493 |
| Premises and equipment expense | $162,000 | 7,236 |
| Additional noninterest expense | $702,000 | 5,491 |
| Pre-tax net operating income | $852,000 | 5,540 |
| Securities gains (losses) | $151,000 | 1,554 |
| Applicable income taxes | $31,000 | 6,588 |
| Income before extraordinary items | $972,000 | 4,724 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $972,000 | 4,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,663 |
| Cash dividends | $644,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $825,530 | 5,001 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 5,867 |
| Total interest expense | $705,000 | 6,438 |
| Net interest income | $2,156,000 | 5,470 |
| Provision for loan and lease losses | $275,000 | 2,660 |
| Total noninterest income | $390,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $282,000 | 3,806 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 5,935 |
| Total noninterest expense | $1,563,000 | 5,839 |
| Salaries and employee benefits | $964,000 | 5,379 |
| Premises and equipment expense | $134,000 | 7,062 |
| Additional noninterest expense | $465,000 | 5,861 |
| Pre-tax net operating income | $708,000 | 5,470 |
| Securities gains (losses) | $151,000 | 1,417 |
| Applicable income taxes | $22,000 | 6,754 |
| Income before extraordinary items | $837,000 | 4,477 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $837,000 | 4,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,375 |
| Cash dividends | $207,000 | 3,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $690,530 | 4,837 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 5,786 |
| Total interest expense | $492,000 | 6,438 |
| Net interest income | $1,486,000 | 5,355 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $253,000 | 5,434 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $176,000 | 3,918 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $77,000 | 5,786 |
| Total noninterest expense | $1,066,000 | 5,765 |
| Salaries and employee benefits | $670,000 | 5,244 |
| Premises and equipment expense | $88,000 | 7,078 |
| Additional noninterest expense | $308,000 | 5,904 |
| Pre-tax net operating income | $473,000 | 5,455 |
| Securities gains (losses) | $151,000 | 1,224 |
| Applicable income taxes | $18,000 | 6,667 |
| Income before extraordinary items | $606,000 | 4,267 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $606,000 | 4,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,290 |
| Cash dividends | $126,000 | 4,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $459,530 | 4,820 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 5,688 |
| Total interest expense | $265,000 | 6,314 |
| Net interest income | $761,000 | 5,270 |
| Provision for loan and lease losses | $125,000 | 1,986 |
| Total noninterest income | $123,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 4,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 5,466 |
| Total noninterest expense | $531,000 | 5,798 |
| Salaries and employee benefits | $331,000 | 5,286 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $154,000 | 5,833 |
| Pre-tax net operating income | $228,000 | 5,517 |
| Securities gains (losses) | $151,000 | 794 |
| Applicable income taxes | $15,000 | 6,300 |
| Income before extraordinary items | $364,000 | 3,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,563 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $219,040 | 4,874 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,470,000 | 5,550 |
| Total interest expense | $1,382,000 | 5,976 |
| Net interest income | $3,088,000 | 5,192 |
| Provision for loan and lease losses | $525,000 | 2,307 |
| Total noninterest income | $543,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $385,000 | 3,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 5,490 |
| Total noninterest expense | $2,335,000 | 5,321 |
| Salaries and employee benefits | $1,169,000 | 5,575 |
| Premises and equipment expense | $153,000 | 7,403 |
| Additional noninterest expense | $1,013,000 | 4,139 |
| Pre-tax net operating income | $771,000 | 5,858 |
| Securities gains (losses) | $62,000 | 2,209 |
| Applicable income taxes | $8,000 | 7,355 |
| Income before extraordinary items | $825,000 | 5,113 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $825,000 | 5,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,452 |
| Cash dividends | $631,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $763,620 | 5,190 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 5,513 |
| Total interest expense | $2,278,000 | 5,700 |
| Net interest income | $2,873,000 | 5,237 |
| Provision for loan and lease losses | $590,000 | 1,932 |
| Total noninterest income | $487,000 | 5,138 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $349,000 | 3,763 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $138,000 | 5,698 |
| Total noninterest expense | $1,940,000 | 5,856 |
| Salaries and employee benefits | $1,153,000 | 5,471 |
| Premises and equipment expense | $198,000 | 6,821 |
| Additional noninterest expense | $589,000 | 5,905 |
| Pre-tax net operating income | $830,000 | 5,394 |
| Securities gains (losses) | $355,000 | 798 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,185,000 | 3,845 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,185,000 | 3,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $625,000 | 1,326 |
| Cash dividends | $607,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $830,000 | 4,658 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 5,760 |
| Total interest expense | $2,317,000 | 5,811 |
| Net interest income | $2,649,000 | 5,603 |
| Provision for loan and lease losses | $172,000 | 4,119 |
| Total noninterest income | $505,000 | 4,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,596 |
| Total noninterest expense | $1,766,000 | 6,121 |
| Salaries and employee benefits | $1,064,000 | 5,680 |
| Premises and equipment expense | $205,000 | 6,693 |
| Additional noninterest expense | $497,000 | 6,452 |
| Pre-tax net operating income | $1,216,000 | 4,684 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $443,000 | 3,768 |
| Income before extraordinary items | $773,000 | 5,141 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $773,000 | 5,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,042 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $773,000 | 5,139 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 6,368 |
| Total interest expense | $1,672,000 | 6,589 |
| Net interest income | $2,325,000 | 6,069 |
| Provision for loan and lease losses | $31,000 | 7,196 |
| Total noninterest income | $445,000 | 5,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,360 |
| Total noninterest expense | $1,646,000 | 6,425 |
| Salaries and employee benefits | $967,000 | 6,012 |
| Premises and equipment expense | $197,000 | 6,860 |
| Additional noninterest expense | $482,000 | 6,648 |
| Pre-tax net operating income | $1,093,000 | 5,045 |
| Securities gains (losses) | $24,000 | 1,292 |
| Applicable income taxes | $370,000 | 4,359 |
| Income before extraordinary items | $747,000 | 5,291 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $747,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $349,000 | 4,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $730,920 | 5,320 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,880,000 | 6,578 |
| Total interest expense | $1,826,000 | 6,501 |
| Net interest income | $2,054,000 | 6,572 |
| Provision for loan and lease losses | $52,000 | 6,526 |
| Total noninterest income | $446,000 | 5,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 3,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,630 |
| Total noninterest expense | $1,527,000 | 6,606 |
| Salaries and employee benefits | $848,000 | 6,483 |
| Premises and equipment expense | $206,000 | 6,617 |
| Additional noninterest expense | $473,000 | 6,624 |
| Pre-tax net operating income | $921,000 | 5,668 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $296,000 | 5,211 |
| Income before extraordinary items | $625,000 | 5,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $625,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $251,000 | 4,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $625,000 | 5,838 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 6,888 |
| Total interest expense | $1,675,000 | 6,940 |
| Net interest income | $2,088,000 | 6,733 |
| Provision for loan and lease losses | $77,000 | 5,729 |
| Total noninterest income | $386,000 | 5,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,280 |
| Total noninterest expense | $1,506,000 | 6,769 |
| Salaries and employee benefits | $804,000 | 6,759 |
| Premises and equipment expense | $238,000 | 6,238 |
| Additional noninterest expense | $464,000 | 6,808 |
| Pre-tax net operating income | $891,000 | 6,181 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $230,000 | 6,496 |
| Income before extraordinary items | $661,000 | 6,062 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $661,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,786 |
| Cash dividends | $261,000 | 4,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $661,000 | 6,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 7,302 |
| Total interest expense | $1,529,000 | 7,502 |
| Net interest income | $2,041,000 | 7,060 |
| Provision for loan and lease losses | $88,000 | 5,424 |
| Total noninterest income | $305,000 | 6,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $1,335,000 | 7,563 |
| Salaries and employee benefits | $687,000 | 7,612 |
| Premises and equipment expense | $236,000 | 6,453 |
| Additional noninterest expense | $412,000 | 7,776 |
| Pre-tax net operating income | $923,000 | 6,012 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $322,000 | 5,592 |
| Income before extraordinary items | $601,000 | 6,269 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $601,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,831 |
| Cash dividends | $343,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $601,000 | 6,208 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 7,660 |
| Total interest expense | $1,483,000 | 7,747 |
| Net interest income | $1,937,000 | 7,443 |
| Provision for loan and lease losses | $86,000 | 4,934 |
| Total noninterest income | $293,000 | 7,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $1,170,000 | 8,319 |
| Salaries and employee benefits | $635,000 | 8,146 |
| Premises and equipment expense | $117,000 | 9,135 |
| Additional noninterest expense | $418,000 | 8,021 |
| Pre-tax net operating income | $974,000 | 6,104 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $336,000 | 5,591 |
| Income before extraordinary items | $636,000 | 6,400 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $636,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $397,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $637,300 | 6,381 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 8,209 |
| Total interest expense | $1,015,000 | 8,628 |
| Net interest income | $1,894,000 | 7,820 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $257,000 | 7,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,174,000 | 8,710 |
| Salaries and employee benefits | $589,000 | 8,689 |
| Premises and equipment expense | $101,000 | 9,993 |
| Additional noninterest expense | $484,000 | 8,018 |
| Pre-tax net operating income | $937,000 | 6,230 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $330,000 | 5,513 |
| Income before extraordinary items | $596,000 | 6,580 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $596,000 | 6,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $343,000 | 4,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $603,040 | 6,567 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 8,613 |
| Total interest expense | $1,074,000 | 8,780 |
| Net interest income | $1,755,000 | 8,352 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $285,000 | 7,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $1,150,000 | 9,107 |
| Salaries and employee benefits | $531,000 | 9,371 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $522,000 | 8,013 |
| Pre-tax net operating income | $860,000 | 6,519 |
| Securities gains (losses) | $-7,000 | 12,665 |
| Applicable income taxes | $252,000 | 6,760 |
| Income before extraordinary items | $601,000 | 6,768 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $601,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $320,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $605,900 | 6,496 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 8,952 |
| Total interest expense | $1,431,000 | 8,739 |
| Net interest income | $1,577,000 | 9,024 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $307,000 | 7,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,992 |
| Total noninterest expense | $1,091,000 | 9,559 |
| Salaries and employee benefits | $508,000 | 9,707 |
| Premises and equipment expense | $96,000 | 10,873 |
| Additional noninterest expense | $487,000 | 8,581 |
| Pre-tax net operating income | $733,000 | 6,927 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $203,000 | 7,497 |
| Income before extraordinary items | $532,000 | 7,056 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $532,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $283,000 | 4,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $530,560 | 6,704 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.