Home > The First National Bank of Elmore > Income and Expense
The First National Bank of Elmore, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 9,583 |
| Total interest expense | $1,026,000 | 9,160 |
| Net interest income | $1,065,000 | 9,732 |
| Provision for loan and lease losses | $-200,000 | 11,809 |
| Total noninterest income | $80,000 | 10,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 9,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $740,000 | 10,032 |
| Salaries and employee benefits | $396,000 | 9,976 |
| Premises and equipment expense | $46,000 | 11,193 |
| Additional noninterest expense | $298,000 | 9,258 |
| Pre-tax net operating income | $597,000 | 7,879 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $240,000 | 6,788 |
| Income before extraordinary items | $361,000 | 8,381 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $361,000 | 8,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 11,372 |
| Cash dividends | $140,000 | 6,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $358,440 | 8,386 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 10,184 |
| Total interest expense | $787,000 | 9,666 |
| Net interest income | $1,006,000 | 10,366 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $56,000 | 11,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $734,000 | 10,543 |
| Salaries and employee benefits | $351,000 | 10,725 |
| Premises and equipment expense | $121,000 | 9,362 |
| Additional noninterest expense | $262,000 | 10,380 |
| Pre-tax net operating income | $328,000 | 9,927 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $118,000 | 8,968 |
| Income before extraordinary items | $210,000 | 10,161 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $210,000 | 10,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,735 |
| Cash dividends | $220,000 | 5,230 |
| Sale, conversion, retirement of capital stock, net | $585,000 | 521 |
| Net operating income | $210,000 | 10,208 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 11,452 |
| Total interest expense | $631,000 | 10,970 |
| Net interest income | $767,000 | 11,631 |
| Provision for loan and lease losses | $-150,000 | 12,974 |
| Total noninterest income | $74,000 | 11,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 10,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $618,000 | 11,552 |
| Salaries and employee benefits | $248,000 | 12,209 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $282,000 | 10,661 |
| Pre-tax net operating income | $373,000 | 9,636 |
| Securities gains (losses) | $-7,000 | 12,665 |
| Applicable income taxes | $149,000 | 8,674 |
| Income before extraordinary items | $217,000 | 10,453 |
| Extraordinary gains, net | $17,000 | 2,772 |
| Net income | $234,000 | 10,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $221,480 | 10,154 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 12,208 |
| Total interest expense | $696,000 | 11,836 |
| Net interest income | $693,000 | 12,344 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $145,000 | 10,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $481,000 | 12,743 |
| Salaries and employee benefits | $229,000 | 12,842 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $193,000 | 12,331 |
| Pre-tax net operating income | $357,000 | 9,617 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $122,000 | 9,301 |
| Income before extraordinary items | $235,000 | 10,099 |
| Extraordinary gains, net | $120,000 | 650 |
| Net income | $355,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 13,128 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $235,000 | 9,746 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.