Home > The First National Bank of El Dorado > Assets and Liabilities
The First National Bank of El Dorado, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 81 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $289,929,000 | 1,635 |
| Cash and due from depository institutions | $15,540,000 | 2,140 |
| Interest-bearing balances | $1,090,000 | 2,316 |
| Securities | $135,902,000 | 863 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 568 |
| Net loans & leases | $114,182,000 | 2,611 |
| Loan loss allowance | $1,337,000 | 2,653 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,214,000 | 3,696 |
| Other real estate owned | $70,000 | 2,140 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,021,000 | 2,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,929,000 | 1,635 |
| Total liabilities | $266,899,000 | 1,591 |
| Total deposits | $256,851,000 | 1,462 |
| Interest-bearing deposits | $203,196,000 | 1,603 |
| Deposits held in domestic offices | $256,851,000 | 1,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,742,000 | 1,371 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,637,000 | 4,152 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $669,000 | 4,408 |
| Total equity capital | $23,030,000 | 1,926 |
| Total bank equity capital | $23,030,000 | 1,926 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $870,000 | 3,597 |
| Surplus | $5,175,000 | 2,891 |
| Undivided profits | $16,985,000 | 1,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,169 |
| Income earned, not collected on loans | $1,022,000 | 2,203 |
| Earning assets | $269,174,000 | 1,601 |
| Long-term assets (5+ years) | $92,025,000 | 1,034 |
| Average Assets, year-to-date | $292,797,400 | 1,539 |
| Average Assets, quarterly | $286,972,500 | 1,630 |
| Volatile liabilities | $54,774,000 | 1,536 |
| Insider loans | $4,184,000 | 1,132 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,615,000 | 2,698 |
| Tier 1 (core) risk-based capital | $24,802,000 | 1,755 |
| Tier 2 risk-based capital | $1,337,000 | 2,414 |
| Total risk weighted assets | $144,058,500 | 2,128 |
| Total unused commitments | $16,615,000 | 2,701 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $312,730,000 | 1,455 |
| Cash and due from depository institutions | $15,252,000 | 2,040 |
| Interest-bearing balances | $1,139,000 | 2,705 |
| Securities | $145,808,000 | 809 |
| Federal funds sold & reverse repurchase agreements | $26,800,000 | 589 |
| Net loans & leases | $119,131,000 | 2,336 |
| Loan loss allowance | $1,472,000 | 2,370 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,570,000 | 3,148 |
| Other real estate owned | $0 | 2,040 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,169,000 | 2,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,730,000 | 1,455 |
| Total liabilities | $286,889,000 | 1,442 |
| Total deposits | $276,134,000 | 1,332 |
| Interest-bearing deposits | $222,716,000 | 1,426 |
| Deposits held in domestic offices | $276,134,000 | 1,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,617,000 | 1,253 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,026,000 | 2,838 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,112,000 | 3,219 |
| Total equity capital | $25,841,000 | 1,722 |
| Total bank equity capital | $25,841,000 | 1,722 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $870,000 | 3,617 |
| Surplus | $5,175,000 | 2,742 |
| Undivided profits | $19,796,000 | 1,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $947,000 | 2,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,374 |
| Income earned, not collected on loans | $1,176,000 | 1,851 |
| Earning assets | $292,878,000 | 1,424 |
| Long-term assets (5+ years) | $85,753,000 | 1,021 |
| Average Assets, year-to-date | $304,118,600 | 1,420 |
| Average Assets, quarterly | $307,187,000 | 1,463 |
| Volatile liabilities | $60,752,000 | 1,198 |
| Insider loans | $3,901,000 | 1,096 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,901,000 | 2,267 |
| Tier 1 (core) risk-based capital | $25,637,000 | 1,633 |
| Tier 2 risk-based capital | $1,472,000 | 2,145 |
| Total risk weighted assets | $149,615,400 | 1,910 |
| Total unused commitments | $19,901,000 | 2,276 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 85 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $291,200,000 | 1,566 |
| Cash and due from depository institutions | $15,562,000 | 2,092 |
| Interest-bearing balances | $707,000 | 2,791 |
| Securities | $163,443,000 | 742 |
| Federal funds sold & reverse repurchase agreements | $9,825,000 | 1,388 |
| Net loans & leases | $97,658,000 | 2,821 |
| Loan loss allowance | $1,477,000 | 2,378 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,267,000 | 3,434 |
| Other real estate owned | $0 | 2,092 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,445,000 | 2,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,200,000 | 1,566 |
| Total liabilities | $266,305,000 | 1,543 |
| Total deposits | $249,781,000 | 1,480 |
| Interest-bearing deposits | $202,158,000 | 1,597 |
| Deposits held in domestic offices | $249,781,000 | 1,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,977,000 | 970 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,941,000 | 2,511 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,606,000 | 2,416 |
| Total equity capital | $24,895,000 | 1,802 |
| Total bank equity capital | $24,895,000 | 1,802 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $870,000 | 3,725 |
| Surplus | $5,175,000 | 2,672 |
| Undivided profits | $18,850,000 | 1,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $605,000 | 3,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $919,000 | 2,492 |
| Earning assets | $271,633,000 | 1,552 |
| Long-term assets (5+ years) | $66,885,000 | 1,082 |
| Average Assets, year-to-date | $292,128,000 | 1,487 |
| Average Assets, quarterly | $297,484,000 | 1,507 |
| Volatile liabilities | $55,347,000 | 1,300 |
| Insider loans | $2,367,000 | 1,777 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,991,000 | 1,904 |
| Tier 1 (core) risk-based capital | $24,638,000 | 1,727 |
| Tier 2 risk-based capital | $1,477,000 | 2,040 |
| Total risk weighted assets | $132,204,000 | 2,112 |
| Total unused commitments | $22,991,000 | 1,909 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 84 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $285,589,000 | 1,648 |
| Cash and due from depository institutions | $17,757,000 | 2,234 |
| Interest-bearing balances | $4,416,000 | 878 |
| Securities | $158,163,000 | 792 |
| Federal funds sold & reverse repurchase agreements | $19,500,000 | 675 |
| Net loans & leases | $85,275,000 | 3,205 |
| Loan loss allowance | $1,470,000 | 2,484 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,256,000 | 3,414 |
| Other real estate owned | $0 | 2,234 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,638,000 | 2,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $285,589,000 | 1,648 |
| Total liabilities | $261,540,000 | 1,624 |
| Total deposits | $244,812,000 | 1,570 |
| Interest-bearing deposits | $199,232,000 | 1,680 |
| Deposits held in domestic offices | $244,812,000 | 1,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,667,000 | 956 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $281,000 | 4,341 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,780,000 | 2,247 |
| Total equity capital | $24,049,000 | 1,869 |
| Total bank equity capital | $24,049,000 | 1,869 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $870,000 | 3,967 |
| Surplus | $5,175,000 | 2,756 |
| Undivided profits | $18,004,000 | 1,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 3,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $765,000 | 2,975 |
| Earning assets | $267,354,000 | 1,610 |
| Long-term assets (5+ years) | $65,713,000 | 1,021 |
| Average Assets, year-to-date | $288,941,800 | 1,562 |
| Average Assets, quarterly | $289,096,500 | 1,608 |
| Volatile liabilities | $56,691,000 | 1,276 |
| Insider loans | $3,242,000 | 1,332 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $24,320,000 | 1,781 |
| Tier 1 (core) risk-based capital | $23,992,000 | 1,804 |
| Tier 2 risk-based capital | $1,470,000 | 2,080 |
| Total risk weighted assets | $124,400,600 | 2,263 |
| Total unused commitments | $24,320,000 | 1,796 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 89 | 2,190 |
| Assets and Liabilities | ||
| Total Assets: | $292,217,000 | 1,616 |
| Cash and due from depository institutions | $23,325,000 | 2,190 |
| Interest-bearing balances | $4,190,000 | 1,105 |
| Securities | $142,899,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $19,500,000 | 732 |
| Net loans & leases | $101,169,000 | 2,670 |
| Loan loss allowance | $1,642,000 | 2,304 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,980,000 | 3,740 |
| Other real estate owned | $67,000 | 2,190 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,277,000 | 2,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,217,000 | 1,616 |
| Total liabilities | $268,115,000 | 1,611 |
| Total deposits | $249,218,000 | 1,564 |
| Interest-bearing deposits | $201,475,000 | 1,688 |
| Deposits held in domestic offices | $249,218,000 | 1,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,517,000 | 871 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,113,000 | 2,807 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,267,000 | 3,001 |
| Total equity capital | $24,102,000 | 1,870 |
| Total bank equity capital | $24,102,000 | 1,870 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $870,000 | 4,157 |
| Surplus | $5,175,000 | 2,765 |
| Undivided profits | $18,057,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 3,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $898,000 | 2,581 |
| Earning assets | $267,758,000 | 1,625 |
| Long-term assets (5+ years) | $60,523,000 | 1,019 |
| Average Assets, year-to-date | $275,680,800 | 1,640 |
| Average Assets, quarterly | $284,585,000 | 1,641 |
| Volatile liabilities | $64,049,000 | 1,096 |
| Insider loans | $3,724,000 | 1,182 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $19,431,000 | 2,040 |
| Tier 1 (core) risk-based capital | $23,991,000 | 1,791 |
| Tier 2 risk-based capital | $1,642,000 | 1,880 |
| Total risk weighted assets | $138,395,700 | 2,008 |
| Total unused commitments | $19,431,000 | 2,051 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 105 | 1,914 |
| Assets and Liabilities | ||
| Total Assets: | $267,012,000 | 1,722 |
| Cash and due from depository institutions | $19,047,000 | 1,914 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $128,277,000 | 1,013 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,094 |
| Net loans & leases | $104,094,000 | 2,578 |
| Loan loss allowance | $1,795,000 | 2,167 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,992,000 | 3,666 |
| Other real estate owned | $73,000 | 1,914 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,029,000 | 1,684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,012,000 | 1,722 |
| Total liabilities | $245,524,000 | 1,716 |
| Total deposits | $239,094,000 | 1,590 |
| Interest-bearing deposits | $192,499,000 | 1,715 |
| Deposits held in domestic offices | $239,094,000 | 1,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,067,000 | 1,973 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,723,000 | 2,661 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $640,000 | 4,350 |
| Total equity capital | $21,488,000 | 1,926 |
| Total bank equity capital | $21,488,000 | 1,926 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $870,000 | 4,345 |
| Surplus | $5,175,000 | 2,669 |
| Undivided profits | $15,443,000 | 1,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 3,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $740,000 | 2,758 |
| Earning assets | $240,871,000 | 1,746 |
| Long-term assets (5+ years) | $47,136,000 | 1,231 |
| Average Assets, year-to-date | $278,040,800 | 1,619 |
| Average Assets, quarterly | $270,075,000 | 1,691 |
| Volatile liabilities | $42,561,000 | 1,398 |
| Insider loans | $1,599,000 | 2,535 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $15,807,000 | 2,279 |
| Tier 1 (core) risk-based capital | $24,083,000 | 1,714 |
| Tier 2 risk-based capital | $1,707,120 | 1,815 |
| Total risk weighted assets | $136,481,620 | 1,998 |
| Total unused commitments | $15,807,000 | 2,290 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 100 | 2,091 |
| Assets and Liabilities | ||
| Total Assets: | $283,943,000 | 1,634 |
| Cash and due from depository institutions | $18,885,000 | 2,091 |
| Interest-bearing balances | $1,309,000 | 2,996 |
| Securities | $127,011,000 | 1,083 |
| Federal funds sold & reverse repurchase agreements | $18,600,000 | 736 |
| Net loans & leases | $113,208,000 | 2,335 |
| Loan loss allowance | $2,136,000 | 1,969 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,084,000 | 3,497 |
| Other real estate owned | $347,000 | 2,091 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,808,000 | 1,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,943,000 | 1,634 |
| Total liabilities | $255,851,000 | 1,675 |
| Total deposits | $237,679,000 | 1,677 |
| Interest-bearing deposits | $194,420,000 | 1,789 |
| Deposits held in domestic offices | $237,679,000 | 1,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,750,000 | 982 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,835,000 | 1,399 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $587,000 | 4,756 |
| Total equity capital | $28,092,000 | 1,455 |
| Total bank equity capital | $28,092,000 | 1,455 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $870,000 | 4,520 |
| Surplus | $5,175,000 | 2,599 |
| Undivided profits | $22,047,000 | 1,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $781,000 | 3,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $833,000 | 2,119 |
| Earning assets | $260,128,000 | 1,645 |
| Long-term assets (5+ years) | $52,463,000 | 1,162 |
| Average Assets, year-to-date | $284,924,000 | 1,603 |
| Average Assets, quarterly | $284,944,000 | 1,626 |
| Volatile liabilities | $59,258,000 | 1,069 |
| Insider loans | $1,882,000 | 2,182 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $416,000 | 1,273 |
| Unused loan commitments | $8,506,000 | 3,466 |
| Tier 1 (core) risk-based capital | $28,092,000 | 1,418 |
| Tier 2 risk-based capital | $1,816,670 | 1,720 |
| Total risk weighted assets | $145,014,070 | 1,877 |
| Total unused commitments | $8,506,000 | 3,487 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 95 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $294,220,000 | 1,639 |
| Cash and due from depository institutions | $26,144,000 | 2,272 |
| Interest-bearing balances | $4,220,000 | 1,652 |
| Securities | $130,135,000 | 1,034 |
| Federal funds sold & reverse repurchase agreements | $34,200,000 | 545 |
| Net loans & leases | $97,875,000 | 2,736 |
| Loan loss allowance | $2,095,000 | 2,046 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,248,000 | 3,242 |
| Other real estate owned | $765,000 | 2,272 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,853,000 | 2,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,220,000 | 1,639 |
| Total liabilities | $266,292,000 | 1,671 |
| Total deposits | $248,298,000 | 1,684 |
| Interest-bearing deposits | $197,769,000 | 1,836 |
| Deposits held in domestic offices | $248,298,000 | 1,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,705,000 | 776 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $191,000 | 3,915 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,098,000 | 3,054 |
| Total equity capital | $27,928,000 | 1,388 |
| Total bank equity capital | $27,928,000 | 1,388 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $870,000 | 4,736 |
| Surplus | $5,175,000 | 2,502 |
| Undivided profits | $21,883,000 | 980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $880,000 | 4,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $775,000 | 2,565 |
| Earning assets | $266,430,000 | 1,655 |
| Long-term assets (5+ years) | $46,516,000 | 1,249 |
| Average Assets, year-to-date | $282,615,200 | 1,661 |
| Average Assets, quarterly | $285,855,500 | 1,668 |
| Volatile liabilities | $62,636,000 | 1,007 |
| Insider loans | $43,000 | 7,409 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $508,000 | 889 |
| Unused loan commitments | $12,620,000 | 2,508 |
| Tier 1 (core) risk-based capital | $27,928,000 | 1,352 |
| Tier 2 risk-based capital | $1,709,750 | 1,847 |
| Total risk weighted assets | $136,394,850 | 2,046 |
| Total unused commitments | $12,620,000 | 2,527 |
| Derivatives | $0 | 651 |