Home > The First National Bank of Ekalaka > Income and Expense
The First National Bank of Ekalaka, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $656,000 | 7,700 |
| Total interest expense | $230,000 | 7,427 |
| Net interest income | $426,000 | 7,707 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $23,000 | 7,627 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $23,000 | 6,676 |
| Total noninterest expense | $346,000 | 7,858 |
| Salaries and employee benefits | $211,000 | 7,731 |
| Premises and equipment expense | $13,000 | 8,085 |
| Additional noninterest expense | $122,000 | 7,726 |
| Pre-tax net operating income | $103,000 | 5,196 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $37,000 | 3,347 |
| Income before extraordinary items | $66,000 | 5,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 5,455 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $66,000 | 5,455 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $66,000 | 5,374 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 7,766 |
| Total interest expense | $117,000 | 7,503 |
| Net interest income | $209,000 | 7,755 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $10,000 | 7,767 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $174,000 | 7,885 |
| Salaries and employee benefits | $107,000 | 7,764 |
| Premises and equipment expense | $6,000 | 8,138 |
| Additional noninterest expense | $61,000 | 7,687 |
| Pre-tax net operating income | $45,000 | 5,702 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $29,000 | 6,015 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $29,000 | 6,017 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $29,000 | 5,850 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 7,627 |
| Total interest expense | $619,000 | 7,470 |
| Net interest income | $963,000 | 7,631 |
| Provision for loan and lease losses | $69,000 | 6,349 |
| Total noninterest income | $67,000 | 7,598 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $67,000 | 6,437 |
| Total noninterest expense | $704,000 | 7,923 |
| Salaries and employee benefits | $437,000 | 7,808 |
| Premises and equipment expense | $36,000 | 8,152 |
| Additional noninterest expense | $231,000 | 7,742 |
| Pre-tax net operating income | $257,000 | 5,574 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $72,000 | 3,634 |
| Income before extraordinary items | $185,000 | 5,540 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $185,000 | 5,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,979 |
| Cash dividends | $237,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $185,000 | 5,691 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 7,703 |
| Total interest expense | $485,000 | 7,545 |
| Net interest income | $710,000 | 7,718 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $44,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 6,749 |
| Total noninterest expense | $502,000 | 7,992 |
| Salaries and employee benefits | $315,000 | 7,892 |
| Premises and equipment expense | $27,000 | 8,215 |
| Additional noninterest expense | $160,000 | 7,861 |
| Pre-tax net operating income | $252,000 | 5,832 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $97,000 | 3,610 |
| Income before extraordinary items | $155,000 | 5,916 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $155,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $155,000 | 6,090 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $798,000 | 7,771 |
| Total interest expense | $342,000 | 7,581 |
| Net interest income | $456,000 | 7,800 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $31,000 | 7,849 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $339,000 | 8,044 |
| Salaries and employee benefits | $211,000 | 7,942 |
| Premises and equipment expense | $19,000 | 8,260 |
| Additional noninterest expense | $109,000 | 7,884 |
| Pre-tax net operating income | $148,000 | 6,129 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $56,000 | 3,978 |
| Income before extraordinary items | $92,000 | 6,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 6,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $92,000 | 6,341 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $413,000 | 7,803 |
| Total interest expense | $184,000 | 7,598 |
| Net interest income | $229,000 | 7,844 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $171,000 | 8,079 |
| Salaries and employee benefits | $101,000 | 8,019 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $53,000 | 7,940 |
| Pre-tax net operating income | $75,000 | 6,309 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $28,000 | 4,112 |
| Income before extraordinary items | $47,000 | 6,627 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $47,000 | 6,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $47,000 | 6,530 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 7,664 |
| Total interest expense | $728,000 | 7,604 |
| Net interest income | $1,128,000 | 7,585 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $52,000 | 8,015 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $52,000 | 7,060 |
| Total noninterest expense | $670,000 | 8,129 |
| Salaries and employee benefits | $439,000 | 7,957 |
| Premises and equipment expense | $54,000 | 8,211 |
| Additional noninterest expense | $177,000 | 8,133 |
| Pre-tax net operating income | $510,000 | 5,962 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $194,000 | 3,866 |
| Income before extraordinary items | $316,000 | 6,372 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $316,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,475 |
| Cash dividends | $316,000 | 4,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $316,000 | 6,355 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 7,683 |
| Total interest expense | $531,000 | 7,683 |
| Net interest income | $880,000 | 7,593 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $20,000 | 8,255 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 7,670 |
| Total noninterest expense | $454,000 | 8,196 |
| Salaries and employee benefits | $301,000 | 8,038 |
| Premises and equipment expense | $50,000 | 8,093 |
| Additional noninterest expense | $103,000 | 8,307 |
| Pre-tax net operating income | $446,000 | 5,976 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $169,000 | 3,912 |
| Income before extraordinary items | $277,000 | 6,435 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $277,000 | 6,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $277,000 | 6,427 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $922,000 | 7,757 |
| Total interest expense | $351,000 | 7,731 |
| Net interest income | $571,000 | 7,672 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $293,000 | 8,270 |
| Salaries and employee benefits | $201,000 | 8,088 |
| Premises and equipment expense | $25,000 | 8,294 |
| Additional noninterest expense | $67,000 | 8,369 |
| Pre-tax net operating income | $292,000 | 6,091 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $111,000 | 4,010 |
| Income before extraordinary items | $181,000 | 6,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $181,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $181,000 | 6,510 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $460,000 | 7,788 |
| Total interest expense | $175,000 | 7,751 |
| Net interest income | $285,000 | 7,723 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $10,000 | 8,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $143,000 | 8,338 |
| Salaries and employee benefits | $102,000 | 8,105 |
| Premises and equipment expense | $10,000 | 8,392 |
| Additional noninterest expense | $31,000 | 8,438 |
| Pre-tax net operating income | $152,000 | 6,035 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $58,000 | 3,953 |
| Income before extraordinary items | $94,000 | 6,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $94,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $94,000 | 6,470 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 7,758 |
| Total interest expense | $575,000 | 7,773 |
| Net interest income | $1,147,000 | 7,650 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $32,000 | 8,334 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,649 |
| Total noninterest expense | $635,000 | 8,273 |
| Salaries and employee benefits | $411,000 | 8,119 |
| Premises and equipment expense | $44,000 | 8,409 |
| Additional noninterest expense | $180,000 | 8,221 |
| Pre-tax net operating income | $544,000 | 6,337 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $209,000 | 4,250 |
| Income before extraordinary items | $335,000 | 6,764 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $335,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,188 |
| Cash dividends | $335,000 | 4,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $335,000 | 6,769 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 7,837 |
| Total interest expense | $415,000 | 7,831 |
| Net interest income | $855,000 | 7,735 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $16,000 | 8,493 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,988 |
| Total noninterest expense | $449,000 | 8,340 |
| Salaries and employee benefits | $285,000 | 8,212 |
| Premises and equipment expense | $35,000 | 8,447 |
| Additional noninterest expense | $129,000 | 8,293 |
| Pre-tax net operating income | $422,000 | 6,521 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $162,000 | 4,393 |
| Income before extraordinary items | $260,000 | 6,919 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $260,000 | 6,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $260,000 | 6,925 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $825,000 | 7,889 |
| Total interest expense | $269,000 | 7,849 |
| Net interest income | $556,000 | 7,810 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $14,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $301,000 | 8,366 |
| Salaries and employee benefits | $193,000 | 8,237 |
| Premises and equipment expense | $22,000 | 8,491 |
| Additional noninterest expense | $86,000 | 8,311 |
| Pre-tax net operating income | $269,000 | 6,657 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $102,000 | 4,492 |
| Income before extraordinary items | $167,000 | 7,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $167,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $167,000 | 7,037 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 7,917 |
| Total interest expense | $129,000 | 7,854 |
| Net interest income | $277,000 | 7,840 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $10,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $155,000 | 8,361 |
| Salaries and employee benefits | $99,000 | 8,222 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $42,000 | 8,346 |
| Pre-tax net operating income | $132,000 | 6,653 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $50,000 | 4,494 |
| Income before extraordinary items | $82,000 | 7,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $82,000 | 7,018 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 7,940 |
| Total interest expense | $374,000 | 7,975 |
| Net interest income | $1,077,000 | 7,838 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $38,000 | 8,498 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $37,000 | 7,697 |
| Total noninterest expense | $633,000 | 8,358 |
| Salaries and employee benefits | $416,000 | 8,161 |
| Premises and equipment expense | $46,000 | 8,512 |
| Additional noninterest expense | $171,000 | 8,390 |
| Pre-tax net operating income | $482,000 | 6,811 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $185,000 | 4,764 |
| Income before extraordinary items | $297,000 | 7,195 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $297,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,373 |
| Cash dividends | $295,000 | 4,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $297,000 | 7,177 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 7,992 |
| Total interest expense | $265,000 | 8,027 |
| Net interest income | $804,000 | 7,895 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $25,000 | 8,583 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $443,000 | 8,426 |
| Salaries and employee benefits | $287,000 | 8,242 |
| Premises and equipment expense | $34,000 | 8,523 |
| Additional noninterest expense | $122,000 | 8,430 |
| Pre-tax net operating income | $386,000 | 6,852 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $150,000 | 4,802 |
| Income before extraordinary items | $236,000 | 7,266 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $236,000 | 7,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $236,000 | 7,228 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $695,000 | 8,028 |
| Total interest expense | $169,000 | 8,037 |
| Net interest income | $526,000 | 7,932 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $21,000 | 8,532 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,000 | 7,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $292,000 | 8,442 |
| Salaries and employee benefits | $191,000 | 8,248 |
| Premises and equipment expense | $23,000 | 8,511 |
| Additional noninterest expense | $78,000 | 8,459 |
| Pre-tax net operating income | $255,000 | 6,876 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $94,000 | 4,889 |
| Income before extraordinary items | $161,000 | 7,248 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $161,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,937 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $161,000 | 7,205 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $339,000 | 8,110 |
| Total interest expense | $81,000 | 8,103 |
| Net interest income | $258,000 | 8,025 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $16,000 | 8,407 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $147,000 | 8,495 |
| Salaries and employee benefits | $97,000 | 8,300 |
| Premises and equipment expense | $14,000 | 8,464 |
| Additional noninterest expense | $36,000 | 8,569 |
| Pre-tax net operating income | $127,000 | 6,868 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $39,000 | 5,067 |
| Income before extraordinary items | $88,000 | 7,093 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $88,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $88,000 | 7,055 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 8,210 |
| Total interest expense | $297,000 | 8,121 |
| Net interest income | $908,000 | 8,164 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $96,000 | 8,120 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $9,000 | 7,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,638 |
| Total noninterest expense | $599,000 | 8,522 |
| Salaries and employee benefits | $404,000 | 8,291 |
| Premises and equipment expense | $44,000 | 8,671 |
| Additional noninterest expense | $151,000 | 8,589 |
| Pre-tax net operating income | $405,000 | 7,059 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $148,000 | 5,120 |
| Income before extraordinary items | $257,000 | 7,406 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $257,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,815 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $257,000 | 7,353 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $889,000 | 8,270 |
| Total interest expense | $221,000 | 8,152 |
| Net interest income | $668,000 | 8,224 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $81,000 | 8,051 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $8,000 | 7,809 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 6,476 |
| Total noninterest expense | $436,000 | 8,551 |
| Salaries and employee benefits | $281,000 | 8,376 |
| Premises and equipment expense | $30,000 | 8,744 |
| Additional noninterest expense | $125,000 | 8,514 |
| Pre-tax net operating income | $313,000 | 7,133 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $111,000 | 5,226 |
| Income before extraordinary items | $202,000 | 7,467 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $202,000 | 7,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,086 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $202,000 | 7,409 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $584,000 | 8,336 |
| Total interest expense | $149,000 | 8,199 |
| Net interest income | $435,000 | 8,306 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $43,000 | 8,339 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $6,000 | 7,847 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $289,000 | 8,611 |
| Salaries and employee benefits | $188,000 | 8,427 |
| Premises and equipment expense | $19,000 | 8,805 |
| Additional noninterest expense | $82,000 | 8,563 |
| Pre-tax net operating income | $189,000 | 7,264 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $65,000 | 5,358 |
| Income before extraordinary items | $124,000 | 7,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $124,000 | 7,482 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,368 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $220,000 | 8,330 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,896 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $144,000 | 8,653 |
| Salaries and employee benefits | $94,000 | 8,461 |
| Premises and equipment expense | $9,000 | 8,833 |
| Additional noninterest expense | $41,000 | 8,609 |
| Pre-tax net operating income | $98,000 | 7,189 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $26,000 | 5,550 |
| Income before extraordinary items | $72,000 | 7,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $72,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $72,000 | 7,295 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 8,373 |
| Total interest expense | $364,000 | 8,230 |
| Net interest income | $855,000 | 8,333 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $87,000 | 8,438 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $13,000 | 7,904 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $74,000 | 6,997 |
| Total noninterest expense | $609,000 | 8,640 |
| Salaries and employee benefits | $372,000 | 8,520 |
| Premises and equipment expense | $63,000 | 8,579 |
| Additional noninterest expense | $174,000 | 8,607 |
| Pre-tax net operating income | $333,000 | 7,305 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $128,000 | 5,463 |
| Income before extraordinary items | $205,000 | 7,738 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $205,000 | 7,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,796 |
| Cash dividends | $204,000 | 4,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $205,000 | 7,611 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $938,000 | 8,434 |
| Total interest expense | $284,000 | 8,314 |
| Net interest income | $654,000 | 8,382 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $63,000 | 8,533 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $10,000 | 7,963 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,132 |
| Total noninterest expense | $435,000 | 8,709 |
| Salaries and employee benefits | $283,000 | 8,495 |
| Premises and equipment expense | $35,000 | 8,854 |
| Additional noninterest expense | $117,000 | 8,748 |
| Pre-tax net operating income | $282,000 | 7,265 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $105,000 | 5,522 |
| Income before extraordinary items | $177,000 | 7,738 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $177,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $177,000 | 7,590 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $621,000 | 8,493 |
| Total interest expense | $197,000 | 8,358 |
| Net interest income | $424,000 | 8,442 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $55,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $6,000 | 8,002 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $49,000 | 6,605 |
| Total noninterest expense | $290,000 | 8,716 |
| Salaries and employee benefits | $190,000 | 8,516 |
| Premises and equipment expense | $22,000 | 8,899 |
| Additional noninterest expense | $78,000 | 8,758 |
| Pre-tax net operating income | $189,000 | 7,295 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $65,000 | 5,639 |
| Income before extraordinary items | $124,000 | 7,707 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $124,000 | 7,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $124,000 | 7,530 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 8,568 |
| Total interest expense | $100,000 | 8,430 |
| Net interest income | $210,000 | 8,502 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $49,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $148,000 | 8,745 |
| Salaries and employee benefits | $98,000 | 8,525 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $38,000 | 8,839 |
| Pre-tax net operating income | $111,000 | 7,026 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $78,000 | 7,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $78,000 | 7,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 8,539 |
| Total interest expense | $450,000 | 8,519 |
| Net interest income | $902,000 | 8,419 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $89,000 | 8,531 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $14,000 | 8,042 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 6,976 |
| Total noninterest expense | $602,000 | 8,761 |
| Salaries and employee benefits | $395,000 | 8,527 |
| Premises and equipment expense | $54,000 | 8,839 |
| Additional noninterest expense | $153,000 | 8,859 |
| Pre-tax net operating income | $389,000 | 7,209 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $149,000 | 5,532 |
| Income before extraordinary items | $240,000 | 7,617 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $240,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,859 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $240,000 | 7,528 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 8,578 |
| Total interest expense | $670,000 | 8,681 |
| Net interest income | $981,000 | 8,327 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $81,000 | 8,766 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $14,000 | 8,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $67,000 | 7,208 |
| Total noninterest expense | $615,000 | 8,893 |
| Salaries and employee benefits | $398,000 | 8,635 |
| Premises and equipment expense | $57,000 | 9,009 |
| Additional noninterest expense | $160,000 | 8,979 |
| Pre-tax net operating income | $447,000 | 6,762 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $169,000 | 5,285 |
| Income before extraordinary items | $278,000 | 7,263 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $278,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $265,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $278,000 | 7,146 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,846,000 | 8,573 |
| Total interest expense | $772,000 | 8,704 |
| Net interest income | $1,074,000 | 8,338 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $104,000 | 8,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,664 |
| Total noninterest expense | $582,000 | 9,147 |
| Salaries and employee benefits | $393,000 | 8,782 |
| Premises and equipment expense | $54,000 | 9,291 |
| Additional noninterest expense | $135,000 | 9,370 |
| Pre-tax net operating income | $596,000 | 6,603 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $230,000 | 5,140 |
| Income before extraordinary items | $366,000 | 7,065 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $366,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 9,552 |
| Cash dividends | $365,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $366,000 | 7,058 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 8,565 |
| Total interest expense | $610,000 | 9,181 |
| Net interest income | $1,337,000 | 7,906 |
| Provision for loan and lease losses | $32,000 | 7,174 |
| Total noninterest income | $59,000 | 9,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $555,000 | 9,450 |
| Salaries and employee benefits | $380,000 | 9,007 |
| Premises and equipment expense | $51,000 | 9,622 |
| Additional noninterest expense | $124,000 | 9,749 |
| Pre-tax net operating income | $809,000 | 5,892 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $311,000 | 4,736 |
| Income before extraordinary items | $498,000 | 6,455 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $498,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,412 |
| Cash dividends | $450,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $498,000 | 6,437 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 9,139 |
| Total interest expense | $632,000 | 9,391 |
| Net interest income | $988,000 | 8,817 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $44,000 | 9,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $564,000 | 9,571 |
| Salaries and employee benefits | $374,000 | 9,132 |
| Premises and equipment expense | $52,000 | 9,775 |
| Additional noninterest expense | $138,000 | 9,777 |
| Pre-tax net operating income | $468,000 | 7,540 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $180,000 | 6,423 |
| Income before extraordinary items | $288,000 | 7,984 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $288,000 | 7,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,653 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $288,000 | 7,899 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 9,556 |
| Total interest expense | $639,000 | 9,717 |
| Net interest income | $959,000 | 9,287 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $37,000 | 10,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $563,000 | 9,888 |
| Salaries and employee benefits | $394,000 | 9,298 |
| Premises and equipment expense | $40,000 | 10,440 |
| Additional noninterest expense | $129,000 | 10,241 |
| Pre-tax net operating income | $433,000 | 8,272 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $167,000 | 7,362 |
| Income before extraordinary items | $266,000 | 8,624 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $266,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 10,298 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $266,000 | 8,588 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 10,088 |
| Total interest expense | $618,000 | 10,219 |
| Net interest income | $891,000 | 9,856 |
| Provision for loan and lease losses | $-44,000 | 11,183 |
| Total noninterest income | $88,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 9,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $572,000 | 10,295 |
| Salaries and employee benefits | $416,000 | 9,498 |
| Premises and equipment expense | $39,000 | 10,933 |
| Additional noninterest expense | $117,000 | 10,924 |
| Pre-tax net operating income | $451,000 | 8,203 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $163,000 | 7,688 |
| Income before extraordinary items | $300,000 | 8,425 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $300,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 11,013 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $292,200 | 8,433 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 10,430 |
| Total interest expense | $604,000 | 10,646 |
| Net interest income | $949,000 | 10,085 |
| Provision for loan and lease losses | $-85,000 | 11,678 |
| Total noninterest income | $40,000 | 11,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 10,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $600,000 | 10,567 |
| Salaries and employee benefits | $416,000 | 9,828 |
| Premises and equipment expense | $37,000 | 11,447 |
| Additional noninterest expense | $147,000 | 11,084 |
| Pre-tax net operating income | $474,000 | 8,590 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $142,000 | 8,417 |
| Income before extraordinary items | $332,000 | 8,644 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $332,000 | 8,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 11,654 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $332,000 | 8,610 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 10,826 |
| Total interest expense | $516,000 | 11,029 |
| Net interest income | $940,000 | 10,600 |
| Provision for loan and lease losses | $-70,000 | 12,063 |
| Total noninterest income | $61,000 | 11,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 10,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $608,000 | 11,083 |
| Salaries and employee benefits | $414,000 | 10,170 |
| Premises and equipment expense | $40,000 | 11,980 |
| Additional noninterest expense | $154,000 | 11,740 |
| Pre-tax net operating income | $463,000 | 8,902 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $190,000 | 7,515 |
| Income before extraordinary items | $273,000 | 9,453 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $273,000 | 9,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 12,022 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $273,000 | 9,508 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 11,212 |
| Total interest expense | $564,000 | 11,341 |
| Net interest income | $951,000 | 10,950 |
| Provision for loan and lease losses | $-140,000 | 12,964 |
| Total noninterest income | $42,000 | 12,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 11,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $641,000 | 11,429 |
| Salaries and employee benefits | $433,000 | 10,310 |
| Premises and equipment expense | $42,000 | 12,473 |
| Additional noninterest expense | $166,000 | 12,201 |
| Pre-tax net operating income | $492,000 | 8,711 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $193,000 | 7,749 |
| Income before extraordinary items | $299,000 | 9,493 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $299,000 | 9,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 12,866 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $299,000 | 9,227 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 11,609 |
| Total interest expense | $671,000 | 11,962 |
| Net interest income | $980,000 | 11,171 |
| Provision for loan and lease losses | $-100,000 | 13,702 |
| Total noninterest income | $42,000 | 13,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $629,000 | 11,887 |
| Salaries and employee benefits | $409,000 | 10,756 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $177,000 | 12,569 |
| Pre-tax net operating income | $493,000 | 8,455 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $179,000 | 7,994 |
| Income before extraordinary items | $314,000 | 9,109 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $314,000 | 9,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 13,635 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $314,000 | 8,743 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.