Home > The First National Bank of Effingham > Net Loans and Leases
The First National Bank of Effingham, Net Loans and Leases
| 1994-12-31 | Rank | |
| Net loans and leases | $83,013,000 | 3,120 |
| Loan loss allowance | $1,027,000 | 3,497 |
| Total loans and leases | $84,040,000 | 3,128 |
| Unearned income | $374,000 | 2,928 |
| Loans and leases, gross | $84,040,000 | 3,141 |
| All real estate loans | $58,402,000 | 3,066 |
| Real estate loans in domestic offices | $58,402,000 | 3,064 |
| Construction and development loans | $430,000 | 6,972 |
| Commercial RE | $10,004,000 | 3,782 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $219,000 | 6,125 |
| 1-4 family residential loans | $35,950,000 | 2,948 |
| Farmland loans | $11,799,000 | 270 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,615,000 | 1,417 |
| Commercial and industrial loans | $8,130,000 | 3,591 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $11,135,000 | 2,752 |
| Credit card loans | $461,000 | 2,701 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,674,000 | 2,639 |
| All other loans & leases | $132,000 | 6,384 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $29,000 | 4,937 |
| Other loans | $103,000 | 3,858 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $30,000 | 3,459 |
| Non 1-4 family restructured loans & leases | $30,000 | 3,459 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $74,607,000 | 3,389 |
| Loan loss allowance | $795,000 | 4,504 |
| Total loans and leases | $75,402,000 | 3,409 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $75,402,000 | 3,420 |
| All real estate loans | $52,915,000 | 3,291 |
| Real estate loans in domestic offices | $52,915,000 | 3,291 |
| Construction and development loans | $382,000 | 7,180 |
| Commercial RE | $10,777,000 | 3,567 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $242,000 | 6,061 |
| 1-4 family residential loans | $32,047,000 | 3,237 |
| Farmland loans | $9,467,000 | 340 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,759,000 | 1,599 |
| Commercial and industrial loans | $6,225,000 | 4,343 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $10,192,000 | 2,872 |
| Credit card loans | $480,000 | 2,647 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,712,000 | 2,771 |
| All other loans & leases | $311,000 | 5,113 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $37,000 | 5,125 |
| Other loans | $274,000 | 2,645 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $33,000 | 3,983 |
| Non 1-4 family restructured loans & leases | $33,000 | 3,983 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $65,882,000 | 3,852 |
| Loan loss allowance | $900,000 | 4,079 |
| Total loans and leases | $66,782,000 | 3,862 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $66,782,000 | 3,876 |
| All real estate loans | $43,464,000 | 3,877 |
| Real estate loans in domestic offices | $43,464,000 | 3,877 |
| Construction and development loans | $320,000 | 7,514 |
| Commercial RE | $9,446,000 | 3,854 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $433,000 | 5,114 |
| 1-4 family residential loans | $21,588,000 | 4,393 |
| Farmland loans | $11,677,000 | 183 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,230,000 | 1,694 |
| Commercial and industrial loans | $8,493,000 | 3,485 |
| To non-U.S. addressees | $998,000 | 164 |
| Loans to individuals | $9,178,000 | 3,249 |
| Credit card loans | $439,000 | 2,792 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,739,000 | 3,178 |
| All other loans & leases | $417,000 | 4,784 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $95,000 | 4,557 |
| Other loans | $322,000 | 2,532 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $466,000 | 1,847 |
| Non 1-4 family restructured loans & leases | $466,000 | 1,847 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |