Home > The First National Bank of Effingham > Assets and Liabilities
The First National Bank of Effingham, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 49 | 4,054 |
Assets and Liabilities | ||
Total Assets: | $134,508,000 | 3,314 |
Cash and due from depository institutions | $6,948,000 | 4,054 |
Interest-bearing balances | $28,000 | 6,344 |
Securities | $41,389,000 | 3,175 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $83,013,000 | 3,120 |
Loan loss allowance | $1,027,000 | 3,497 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,262,000 | 5,247 |
Other real estate owned | $217,000 | 4,054 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,679,000 | 4,500 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $134,508,000 | 3,314 |
Total liabilities | $125,380,000 | 3,235 |
Total deposits | $106,615,000 | 3,564 |
Interest-bearing deposits | $91,550,000 | 3,553 |
Deposits held in domestic offices | $106,615,000 | 3,555 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $17,125,000 | 952 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $884,000 | 3,287 |
Subordinated debt | $0 | 372 |
All other liabilities | $756,000 | 3,776 |
Total equity capital | $9,128,000 | 4,418 |
Total bank equity capital | $9,128,000 | 4,418 |
Perpetual preferred stock | $0 | 310 |
Common stock | $618,000 | 5,124 |
Surplus | $2,382,000 | 4,953 |
Undivided profits | $6,128,000 | 3,594 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $80,000 | 8,830 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $777,000 | 2,623 |
Earning assets | $124,430,000 | 3,270 |
Long-term assets (5+ years) | $40,218,000 | 1,410 |
Average Assets, year-to-date | $132,384,600 | 3,286 |
Average Assets, quarterly | $132,178,000 | 3,350 |
Volatile liabilities | $23,426,000 | 2,239 |
Insider loans | $1,973,000 | 2,110 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $9,810,000 | 3,158 |
Tier 1 (core) risk-based capital | $9,287,000 | 4,402 |
Tier 2 risk-based capital | $963,550 | 3,009 |
Total risk weighted assets | $77,020,750 | 3,367 |
Total unused commitments | $9,810,000 | 3,169 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 52 | 3,986 |
Assets and Liabilities | ||
Total Assets: | $136,690,000 | 3,344 |
Cash and due from depository institutions | $4,857,000 | 3,986 |
Interest-bearing balances | $34,000 | 7,179 |
Securities | $43,363,000 | 3,217 |
Federal funds sold & reverse repurchase agreements | $11,150,000 | 1,208 |
Net loans & leases | $74,607,000 | 3,389 |
Loan loss allowance | $795,000 | 4,504 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,345,000 | 5,074 |
Other real estate owned | $55,000 | 3,986 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $1,313,000 | 4,954 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $136,690,000 | 3,344 |
Total liabilities | $127,939,000 | 3,243 |
Total deposits | $125,469,000 | 3,131 |
Interest-bearing deposits | $112,442,000 | 3,024 |
Deposits held in domestic offices | $125,469,000 | 3,121 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $75,000 | 3,868 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $1,586,000 | 2,330 |
Subordinated debt | $0 | 413 |
All other liabilities | $809,000 | 3,689 |
Total equity capital | $8,751,000 | 4,635 |
Total bank equity capital | $8,751,000 | 4,635 |
Perpetual preferred stock | $0 | 343 |
Common stock | $617,000 | 5,344 |
Surplus | $2,383,000 | 4,908 |
Undivided profits | $5,751,000 | 3,891 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,040,000 | 3,056 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $609,000 | 2,989 |
Earning assets | $129,154,000 | 3,251 |
Long-term assets (5+ years) | $25,418,000 | 2,177 |
Average Assets, year-to-date | $128,238,200 | 3,454 |
Average Assets, quarterly | $131,939,500 | 3,427 |
Volatile liabilities | $5,309,000 | 6,302 |
Insider loans | $414,000 | 6,291 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $7,486,000 | 3,787 |
Tier 1 (core) risk-based capital | $8,641,000 | 4,584 |
Tier 2 risk-based capital | $795,000 | 3,561 |
Total risk weighted assets | $70,937,700 | 3,601 |
Total unused commitments | $7,486,000 | 3,807 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 55 | 3,849 |
Assets and Liabilities | ||
Total Assets: | $124,276,000 | 3,722 |
Cash and due from depository institutions | $3,776,000 | 3,849 |
Interest-bearing balances | $0 | 8,059 |
Securities | $37,625,000 | 3,653 |
Federal funds sold & reverse repurchase agreements | $13,780,000 | 1,212 |
Net loans & leases | $65,882,000 | 3,852 |
Loan loss allowance | $900,000 | 4,079 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,482,000 | 4,703 |
Other real estate owned | $320,000 | 3,849 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $1,411,000 | 4,827 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $124,276,000 | 3,722 |
Total liabilities | $116,287,000 | 3,650 |
Total deposits | $113,739,000 | 3,572 |
Interest-bearing deposits | $103,073,000 | 3,437 |
Deposits held in domestic offices | $113,739,000 | 3,563 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $1,643,000 | 2,119 |
Subordinated debt | $0 | 482 |
All other liabilities | $905,000 | 3,560 |
Total equity capital | $7,989,000 | 4,792 |
Total bank equity capital | $7,989,000 | 4,792 |
Perpetual preferred stock | $0 | 346 |
Common stock | $618,000 | 5,619 |
Surplus | $2,382,000 | 4,853 |
Undivided profits | $4,989,000 | 4,180 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $570,000 | 5,229 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $745,000 | 2,675 |
Earning assets | $117,287,000 | 3,608 |
Long-term assets (5+ years) | $15,821,000 | 3,116 |
Average Assets, year-to-date | $115,986,400 | 3,880 |
Average Assets, quarterly | $122,293,500 | 3,751 |
Volatile liabilities | $4,486,000 | 6,986 |
Insider loans | $519,000 | 1,750 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $4,977,000 | 4,636 |
Tier 1 (core) risk-based capital | $7,989,000 | 4,719 |
Tier 2 risk-based capital | $866,580 | 3,291 |
Total risk weighted assets | $69,292,780 | 3,745 |
Total unused commitments | $4,977,000 | 4,661 |
Derivatives | $0 | 651 |