Home > The First National Bank of Denver > Income and Expense
The First National Bank of Denver, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 8,342 |
| Total interest expense | $787,000 | 9,666 |
| Net interest income | $2,050,000 | 7,445 |
| Provision for loan and lease losses | $-120,000 | 12,213 |
| Total noninterest income | $460,000 | 5,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $1,989,000 | 6,232 |
| Salaries and employee benefits | $975,000 | 6,208 |
| Premises and equipment expense | $307,000 | 5,617 |
| Additional noninterest expense | $707,000 | 6,267 |
| Pre-tax net operating income | $641,000 | 7,764 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $256,000 | 6,437 |
| Income before extraordinary items | $398,000 | 8,213 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $398,000 | 8,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 12,053 |
| Cash dividends | $24,000 | 8,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $389,680 | 8,334 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 8,810 |
| Total interest expense | $725,000 | 10,437 |
| Net interest income | $1,988,000 | 7,712 |
| Provision for loan and lease losses | $-370,000 | 13,135 |
| Total noninterest income | $516,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $2,005,000 | 6,326 |
| Salaries and employee benefits | $922,000 | 6,586 |
| Premises and equipment expense | $299,000 | 5,874 |
| Additional noninterest expense | $784,000 | 6,021 |
| Pre-tax net operating income | $869,000 | 6,477 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $272,000 | 6,460 |
| Income before extraordinary items | $596,000 | 6,813 |
| Extraordinary gains, net | $-83,000 | 12,877 |
| Net income | $513,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-205,000 | 13,116 |
| Cash dividends | $21,000 | 8,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $596,690 | 6,560 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 9,581 |
| Total interest expense | $927,000 | 10,731 |
| Net interest income | $1,749,000 | 8,507 |
| Provision for loan and lease losses | $-348,000 | 13,875 |
| Total noninterest income | $495,000 | 5,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,308 |
| Total noninterest expense | $1,908,000 | 6,634 |
| Salaries and employee benefits | $858,000 | 6,880 |
| Premises and equipment expense | $351,000 | 5,357 |
| Additional noninterest expense | $699,000 | 6,753 |
| Pre-tax net operating income | $684,000 | 7,192 |
| Securities gains (losses) | $91,000 | 3,163 |
| Applicable income taxes | $327,000 | 5,607 |
| Income before extraordinary items | $448,000 | 7,758 |
| Extraordinary gains, net | $300,000 | 306 |
| Net income | $748,000 | 5,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 13,524 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 716 |
| Net operating income | $389,760 | 7,963 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.