Home > The First National Bank of Deer River > Income and Expense
The First National Bank of Deer River, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $158,000 | 8,696 |
| Total interest expense | $37,000 | 8,638 |
| Net interest income | $121,000 | 8,693 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $14,000 | 8,514 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $8,000 | 7,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $110,000 | 8,715 |
| Salaries and employee benefits | $65,000 | 8,701 |
| Premises and equipment expense | $11,000 | 8,665 |
| Additional noninterest expense | $34,000 | 8,713 |
| Pre-tax net operating income | $25,000 | 8,035 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $13,000 | 6,132 |
| Income before extraordinary items | $12,000 | 8,094 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $12,000 | 8,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $1,000 | 5,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $12,000 | 8,081 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $417,000 | 8,499 |
| Total interest expense | $78,000 | 8,566 |
| Net interest income | $339,000 | 8,358 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $55,000 | 7,771 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $349,000 | 8,217 |
| Salaries and employee benefits | $217,000 | 8,098 |
| Premises and equipment expense | $32,000 | 8,262 |
| Additional noninterest expense | $100,000 | 8,152 |
| Pre-tax net operating income | $45,000 | 7,984 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $20,000 | 5,801 |
| Income before extraordinary items | $25,000 | 8,059 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $25,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $7,000 | 5,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $25,000 | 8,056 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 8,518 |
| Total interest expense | $38,000 | 8,588 |
| Net interest income | $169,000 | 8,395 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $28,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $179,000 | 8,210 |
| Salaries and employee benefits | $114,000 | 8,052 |
| Premises and equipment expense | $15,000 | 8,314 |
| Additional noninterest expense | $50,000 | 8,162 |
| Pre-tax net operating income | $18,000 | 8,050 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $10,000 | 8,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,000 | 8,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $7,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $10,000 | 8,100 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 8,462 |
| Total interest expense | $130,000 | 8,572 |
| Net interest income | $694,000 | 8,348 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $132,000 | 7,649 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $79,000 | 6,599 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,317 |
| Total noninterest expense | $756,000 | 8,139 |
| Salaries and employee benefits | $468,000 | 8,001 |
| Premises and equipment expense | $65,000 | 8,283 |
| Additional noninterest expense | $223,000 | 8,087 |
| Pre-tax net operating income | $70,000 | 8,073 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $19,000 | 6,341 |
| Income before extraordinary items | $51,000 | 8,142 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $51,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $51,000 | 8,113 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $620,000 | 8,497 |
| Total interest expense | $97,000 | 8,612 |
| Net interest income | $523,000 | 8,382 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $102,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 6,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,265 |
| Total noninterest expense | $571,000 | 8,129 |
| Salaries and employee benefits | $353,000 | 7,974 |
| Premises and equipment expense | $48,000 | 8,296 |
| Additional noninterest expense | $170,000 | 8,066 |
| Pre-tax net operating income | $54,000 | 8,174 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $27,000 | 6,133 |
| Income before extraordinary items | $27,000 | 8,277 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $27,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $27,000 | 8,243 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $401,000 | 8,525 |
| Total interest expense | $64,000 | 8,620 |
| Net interest income | $337,000 | 8,426 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $39,000 | 6,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $35,000 | 6,983 |
| Total noninterest expense | $388,000 | 8,109 |
| Salaries and employee benefits | $233,000 | 7,996 |
| Premises and equipment expense | $34,000 | 8,261 |
| Additional noninterest expense | $121,000 | 7,967 |
| Pre-tax net operating income | $23,000 | 8,267 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $13,000 | 8,317 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,000 | 8,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $13,000 | 8,283 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $198,000 | 8,610 |
| Total interest expense | $33,000 | 8,675 |
| Net interest income | $165,000 | 8,524 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $41,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $180,000 | 8,274 |
| Salaries and employee benefits | $116,000 | 8,073 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $46,000 | 8,360 |
| Pre-tax net operating income | $26,000 | 8,191 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $11,000 | 6,040 |
| Income before extraordinary items | $15,000 | 8,293 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $15,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $15,000 | 8,265 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 8,555 |
| Total interest expense | $135,000 | 8,646 |
| Net interest income | $682,000 | 8,462 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $175,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $85,000 | 6,695 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,590 |
| Total noninterest expense | $747,000 | 8,254 |
| Salaries and employee benefits | $454,000 | 8,123 |
| Premises and equipment expense | $72,000 | 8,322 |
| Additional noninterest expense | $221,000 | 8,184 |
| Pre-tax net operating income | $110,000 | 8,081 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $34,000 | 6,272 |
| Income before extraordinary items | $76,000 | 8,184 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $76,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $76,000 | 8,147 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $609,000 | 8,605 |
| Total interest expense | $99,000 | 8,716 |
| Net interest income | $510,000 | 8,504 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $140,000 | 7,309 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $65,000 | 6,713 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 6,422 |
| Total noninterest expense | $542,000 | 8,291 |
| Salaries and employee benefits | $338,000 | 8,119 |
| Premises and equipment expense | $56,000 | 8,290 |
| Additional noninterest expense | $148,000 | 8,321 |
| Pre-tax net operating income | $108,000 | 8,085 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $47,000 | 6,002 |
| Income before extraordinary items | $61,000 | 8,271 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $61,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $61,000 | 8,230 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $392,000 | 8,685 |
| Total interest expense | $66,000 | 8,775 |
| Net interest income | $326,000 | 8,590 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $105,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $371,000 | 8,304 |
| Salaries and employee benefits | $235,000 | 8,106 |
| Premises and equipment expense | $37,000 | 8,342 |
| Additional noninterest expense | $99,000 | 8,367 |
| Pre-tax net operating income | $60,000 | 8,191 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $27,000 | 6,108 |
| Income before extraordinary items | $33,000 | 8,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 8,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $33,000 | 8,305 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 8,692 |
| Total interest expense | $33,000 | 8,824 |
| Net interest income | $173,000 | 8,579 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $41,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $188,000 | 8,326 |
| Salaries and employee benefits | $122,000 | 8,085 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $47,000 | 8,471 |
| Pre-tax net operating income | $26,000 | 8,239 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $15,000 | 8,399 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 8,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $15,000 | 8,333 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 8,720 |
| Total interest expense | $174,000 | 8,801 |
| Net interest income | $672,000 | 8,605 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $133,000 | 7,976 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $97,000 | 6,604 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,000 | 7,939 |
| Total noninterest expense | $824,000 | 8,230 |
| Salaries and employee benefits | $487,000 | 8,127 |
| Premises and equipment expense | $67,000 | 8,532 |
| Additional noninterest expense | $270,000 | 7,963 |
| Pre-tax net operating income | $-19,000 | 8,564 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-3,000 | 8,712 |
| Income before extraordinary items | $-16,000 | 8,652 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-16,000 | 8,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-16,000 | 8,568 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $642,000 | 8,794 |
| Total interest expense | $138,000 | 8,889 |
| Net interest income | $504,000 | 8,669 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $92,000 | 8,134 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $75,000 | 6,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $610,000 | 8,246 |
| Salaries and employee benefits | $361,000 | 8,144 |
| Premises and equipment expense | $52,000 | 8,528 |
| Additional noninterest expense | $197,000 | 8,019 |
| Pre-tax net operating income | $-14,000 | 8,671 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $-18,000 | 8,759 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-18,000 | 8,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-18,000 | 8,670 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $433,000 | 8,831 |
| Total interest expense | $97,000 | 8,918 |
| Net interest income | $336,000 | 8,704 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $61,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $49,000 | 6,621 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $410,000 | 8,249 |
| Salaries and employee benefits | $232,000 | 8,230 |
| Premises and equipment expense | $36,000 | 8,500 |
| Additional noninterest expense | $142,000 | 7,878 |
| Pre-tax net operating income | $-13,000 | 8,713 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $-17,000 | 8,809 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-17,000 | 8,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-17,000 | 8,707 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 8,873 |
| Total interest expense | $50,000 | 8,969 |
| Net interest income | $170,000 | 8,736 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $204,000 | 8,304 |
| Salaries and employee benefits | $119,000 | 8,219 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $69,000 | 7,971 |
| Pre-tax net operating income | $-4,000 | 8,740 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $14,000 | 6,371 |
| Income before extraordinary items | $-18,000 | 8,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,000 | 8,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-18,000 | 8,771 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 8,907 |
| Total interest expense | $244,000 | 8,994 |
| Net interest income | $701,000 | 8,741 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $138,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $102,000 | 6,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $749,000 | 8,447 |
| Salaries and employee benefits | $479,000 | 8,221 |
| Premises and equipment expense | $68,000 | 8,631 |
| Additional noninterest expense | $202,000 | 8,545 |
| Pre-tax net operating income | $90,000 | 8,342 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $27,000 | 6,900 |
| Income before extraordinary items | $63,000 | 8,494 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $63,000 | 8,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $63,000 | 8,405 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 9,111 |
| Total interest expense | $358,000 | 9,214 |
| Net interest income | $713,000 | 8,827 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $140,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $83,000 | 6,914 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $57,000 | 7,479 |
| Total noninterest expense | $743,000 | 8,582 |
| Salaries and employee benefits | $471,000 | 8,306 |
| Premises and equipment expense | $79,000 | 8,646 |
| Additional noninterest expense | $193,000 | 8,715 |
| Pre-tax net operating income | $110,000 | 8,285 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $36,000 | 6,952 |
| Income before extraordinary items | $74,000 | 8,473 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $74,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,917 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $74,000 | 8,372 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 9,316 |
| Total interest expense | $394,000 | 9,427 |
| Net interest income | $715,000 | 9,080 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $133,000 | 8,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $713,000 | 8,791 |
| Salaries and employee benefits | $503,000 | 8,227 |
| Premises and equipment expense | $59,000 | 9,200 |
| Additional noninterest expense | $151,000 | 9,225 |
| Pre-tax net operating income | $135,000 | 8,663 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $46,000 | 7,301 |
| Income before extraordinary items | $89,000 | 8,777 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $89,000 | 8,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $89,000 | 8,765 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 9,558 |
| Total interest expense | $358,000 | 9,715 |
| Net interest income | $698,000 | 9,285 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $149,000 | 8,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,013 |
| Total noninterest expense | $717,000 | 8,984 |
| Salaries and employee benefits | $488,000 | 8,409 |
| Premises and equipment expense | $58,000 | 9,477 |
| Additional noninterest expense | $171,000 | 9,329 |
| Pre-tax net operating income | $130,000 | 8,927 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $38,000 | 7,850 |
| Income before extraordinary items | $92,000 | 9,022 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $92,000 | 9,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $92,000 | 8,988 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 9,805 |
| Total interest expense | $359,000 | 9,963 |
| Net interest income | $695,000 | 9,506 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $120,000 | 8,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,090 |
| Total noninterest expense | $671,000 | 9,187 |
| Salaries and employee benefits | $452,000 | 8,643 |
| Premises and equipment expense | $69,000 | 9,377 |
| Additional noninterest expense | $150,000 | 9,656 |
| Pre-tax net operating income | $144,000 | 9,203 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $49,000 | 8,347 |
| Income before extraordinary items | $95,000 | 9,373 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $95,000 | 9,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,719 |
| Cash dividends | $5,000 | 7,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $95,000 | 9,309 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 10,237 |
| Total interest expense | $352,000 | 10,432 |
| Net interest income | $714,000 | 9,901 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $121,000 | 9,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,302 |
| Total noninterest expense | $664,000 | 9,511 |
| Salaries and employee benefits | $415,000 | 9,161 |
| Premises and equipment expense | $84,000 | 9,342 |
| Additional noninterest expense | $165,000 | 9,834 |
| Pre-tax net operating income | $151,000 | 9,841 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $54,000 | 9,200 |
| Income before extraordinary items | $96,000 | 9,986 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $96,000 | 9,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $96,640 | 9,942 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 10,830 |
| Total interest expense | $350,000 | 10,985 |
| Net interest income | $643,000 | 10,536 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $232,000 | 7,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,576 |
| Total noninterest expense | $688,000 | 9,852 |
| Salaries and employee benefits | $436,000 | 9,351 |
| Premises and equipment expense | $96,000 | 9,398 |
| Additional noninterest expense | $156,000 | 10,477 |
| Pre-tax net operating income | $187,000 | 9,865 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $60,000 | 9,509 |
| Income before extraordinary items | $126,000 | 9,988 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $126,000 | 9,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $126,680 | 9,934 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 11,348 |
| Total interest expense | $346,000 | 11,488 |
| Net interest income | $617,000 | 11,082 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $93,000 | 10,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $564,000 | 10,737 |
| Salaries and employee benefits | $358,000 | 10,273 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $128,000 | 11,335 |
| Pre-tax net operating income | $146,000 | 10,795 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $49,000 | 10,213 |
| Income before extraordinary items | $96,000 | 10,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $96,000 | 10,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $5,000 | 8,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $96,660 | 10,939 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 11,991 |
| Total interest expense | $319,000 | 11,960 |
| Net interest income | $526,000 | 11,923 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $124,000 | 10,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $540,000 | 11,406 |
| Salaries and employee benefits | $332,000 | 10,921 |
| Premises and equipment expense | $40,000 | 11,980 |
| Additional noninterest expense | $168,000 | 11,549 |
| Pre-tax net operating income | $104,000 | 11,604 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $25,000 | 11,050 |
| Income before extraordinary items | $72,000 | 11,639 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $72,000 | 11,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $77,180 | 11,646 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 12,573 |
| Total interest expense | $308,000 | 12,644 |
| Net interest income | $547,000 | 12,399 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $111,000 | 11,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $579,000 | 11,754 |
| Salaries and employee benefits | $321,000 | 11,433 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $197,000 | 11,772 |
| Pre-tax net operating income | $79,000 | 12,005 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $19,000 | 11,624 |
| Income before extraordinary items | $58,000 | 12,195 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $58,000 | 12,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $59,500 | 12,028 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 13,076 |
| Total interest expense | $413,000 | 13,139 |
| Net interest income | $556,000 | 12,891 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $111,000 | 11,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $552,000 | 12,346 |
| Salaries and employee benefits | $313,000 | 11,866 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $185,000 | 12,456 |
| Pre-tax net operating income | $85,000 | 12,162 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $27,000 | 11,890 |
| Income before extraordinary items | $58,000 | 12,480 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $58,000 | 12,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 13,287 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $58,000 | 12,204 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.