Home > The First National Bank of Decatur > Income and Expense
The First National Bank of Decatur, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,055,000 | 1,409 |
| Total interest expense | $4,847,000 | 1,239 |
| Net interest income | $10,208,000 | 1,476 |
| Provision for loan and lease losses | $360,000 | 1,934 |
| Total noninterest income | $3,701,000 | 1,100 |
| Gross Fiduciary activities income | $1,712,000 | 238 |
| Service charges on deposit accounts | $717,000 | 1,849 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,272,000 | 1,497 |
| Total noninterest expense | $7,783,000 | 1,567 |
| Salaries and employee benefits | $3,235,000 | 2,013 |
| Premises and equipment expense | $891,000 | 1,930 |
| Additional noninterest expense | $3,657,000 | 1,008 |
| Pre-tax net operating income | $5,766,000 | 1,142 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,995,000 | 1,012 |
| Income before extraordinary items | $3,771,000 | 1,308 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,771,000 | 1,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,946 |
| Cash dividends | $2,000,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,771,000 | 1,270 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,048,000 | 1,387 |
| Total interest expense | $3,202,000 | 1,234 |
| Net interest income | $6,846,000 | 1,456 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $2,505,000 | 1,082 |
| Gross Fiduciary activities income | $1,167,000 | 236 |
| Service charges on deposit accounts | $478,000 | 1,827 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $860,000 | 1,473 |
| Total noninterest expense | $5,186,000 | 1,559 |
| Salaries and employee benefits | $2,160,000 | 2,016 |
| Premises and equipment expense | $586,000 | 1,956 |
| Additional noninterest expense | $2,440,000 | 1,021 |
| Pre-tax net operating income | $3,925,000 | 1,098 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,384,000 | 982 |
| Income before extraordinary items | $2,541,000 | 1,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,541,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,732 |
| Cash dividends | $1,500,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,541,000 | 1,234 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 1,347 |
| Total interest expense | $1,611,000 | 1,236 |
| Net interest income | $3,563,000 | 1,392 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $1,247,000 | 1,057 |
| Gross Fiduciary activities income | $589,000 | 240 |
| Service charges on deposit accounts | $232,000 | 1,827 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $426,000 | 1,462 |
| Total noninterest expense | $2,580,000 | 1,578 |
| Salaries and employee benefits | $1,116,000 | 1,966 |
| Premises and equipment expense | $285,000 | 2,027 |
| Additional noninterest expense | $1,179,000 | 1,040 |
| Pre-tax net operating income | $2,110,000 | 1,023 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $748,000 | 943 |
| Income before extraordinary items | $1,362,000 | 1,196 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,362,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,362,000 | 1,133 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,348,000 | 1,323 |
| Total interest expense | $6,980,000 | 1,268 |
| Net interest income | $14,368,000 | 1,363 |
| Provision for loan and lease losses | $480,000 | 2,232 |
| Total noninterest income | $5,127,000 | 1,111 |
| Gross Fiduciary activities income | $2,137,000 | 249 |
| Service charges on deposit accounts | $1,016,000 | 1,700 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,974,000 | 1,488 |
| Total noninterest expense | $10,039,000 | 1,601 |
| Salaries and employee benefits | $4,347,000 | 1,980 |
| Premises and equipment expense | $1,125,000 | 2,028 |
| Additional noninterest expense | $4,567,000 | 1,108 |
| Pre-tax net operating income | $8,976,000 | 942 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,079,000 | 900 |
| Income before extraordinary items | $5,897,000 | 1,096 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,897,000 | 1,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 2,042 |
| Cash dividends | $18,900,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,897,000 | 1,032 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,253,000 | 1,329 |
| Total interest expense | $5,337,000 | 1,297 |
| Net interest income | $10,916,000 | 1,355 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $3,738,000 | 1,153 |
| Gross Fiduciary activities income | $1,623,000 | 254 |
| Service charges on deposit accounts | $763,000 | 1,697 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,352,000 | 1,655 |
| Total noninterest expense | $7,546,000 | 1,601 |
| Salaries and employee benefits | $3,305,000 | 1,949 |
| Premises and equipment expense | $827,000 | 2,084 |
| Additional noninterest expense | $3,414,000 | 1,117 |
| Pre-tax net operating income | $6,748,000 | 974 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,289,000 | 952 |
| Income before extraordinary items | $4,459,000 | 1,126 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,459,000 | 1,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,017 |
| Cash dividends | $17,400,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,459,000 | 1,058 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,960,000 | 1,331 |
| Total interest expense | $3,701,000 | 1,297 |
| Net interest income | $7,259,000 | 1,353 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $2,455,000 | 1,167 |
| Gross Fiduciary activities income | $1,119,000 | 257 |
| Service charges on deposit accounts | $496,000 | 1,706 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $840,000 | 1,719 |
| Total noninterest expense | $4,989,000 | 1,610 |
| Salaries and employee benefits | $2,208,000 | 1,928 |
| Premises and equipment expense | $541,000 | 2,103 |
| Additional noninterest expense | $2,240,000 | 1,127 |
| Pre-tax net operating income | $4,485,000 | 973 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,511,000 | 985 |
| Income before extraordinary items | $2,974,000 | 1,138 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,974,000 | 1,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,259 |
| Cash dividends | $3,000,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,974,000 | 1,047 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 1,319 |
| Total interest expense | $1,927,000 | 1,268 |
| Net interest income | $3,622,000 | 1,353 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $1,271,000 | 1,107 |
| Gross Fiduciary activities income | $627,000 | 245 |
| Service charges on deposit accounts | $228,000 | 1,799 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $416,000 | 1,692 |
| Total noninterest expense | $2,518,000 | 1,588 |
| Salaries and employee benefits | $1,094,000 | 1,944 |
| Premises and equipment expense | $316,000 | 1,812 |
| Additional noninterest expense | $1,108,000 | 1,117 |
| Pre-tax net operating income | $2,255,000 | 984 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $761,000 | 988 |
| Income before extraordinary items | $1,494,000 | 1,113 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,494,000 | 1,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $1,500,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,494,000 | 1,029 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,622,000 | 1,250 |
| Total interest expense | $9,133,000 | 1,229 |
| Net interest income | $15,489,000 | 1,239 |
| Provision for loan and lease losses | $480,000 | 2,438 |
| Total noninterest income | $4,344,000 | 1,180 |
| Gross Fiduciary activities income | $2,372,000 | 258 |
| Service charges on deposit accounts | $954,000 | 1,681 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,018,000 | 2,152 |
| Total noninterest expense | $10,548,000 | 1,457 |
| Salaries and employee benefits | $5,621,000 | 1,448 |
| Premises and equipment expense | $1,653,000 | 1,326 |
| Additional noninterest expense | $3,274,000 | 1,451 |
| Pre-tax net operating income | $8,805,000 | 966 |
| Securities gains (losses) | $167,000 | 1,289 |
| Applicable income taxes | $2,942,000 | 938 |
| Income before extraordinary items | $6,030,000 | 1,042 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,030,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 2,108 |
| Cash dividends | $5,500,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,918,110 | 1,021 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $28,272,000 | 1,212 |
| Total interest expense | $12,837,000 | 1,267 |
| Net interest income | $15,435,000 | 1,149 |
| Provision for loan and lease losses | $480,000 | 2,273 |
| Total noninterest income | $4,010,000 | 1,177 |
| Gross Fiduciary activities income | $1,942,000 | 295 |
| Service charges on deposit accounts | $903,000 | 1,677 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,165,000 | 1,833 |
| Total noninterest expense | $10,883,000 | 1,345 |
| Salaries and employee benefits | $5,752,000 | 1,291 |
| Premises and equipment expense | $1,743,000 | 1,217 |
| Additional noninterest expense | $3,388,000 | 1,386 |
| Pre-tax net operating income | $8,082,000 | 932 |
| Securities gains (losses) | $166,000 | 1,338 |
| Applicable income taxes | $2,665,000 | 924 |
| Income before extraordinary items | $5,583,000 | 985 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,583,000 | 986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,010 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,470,120 | 964 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,497,000 | 1,241 |
| Total interest expense | $13,247,000 | 1,311 |
| Net interest income | $15,250,000 | 1,154 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $4,218,000 | 1,038 |
| Gross Fiduciary activities income | $1,998,000 | 286 |
| Service charges on deposit accounts | $939,000 | 1,455 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,281,000 | 1,579 |
| Total noninterest expense | $11,258,000 | 1,229 |
| Salaries and employee benefits | $5,944,000 | 1,189 |
| Premises and equipment expense | $1,857,000 | 1,076 |
| Additional noninterest expense | $3,457,000 | 1,318 |
| Pre-tax net operating income | $7,910,000 | 978 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $2,477,000 | 974 |
| Income before extraordinary items | $5,425,000 | 990 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,425,000 | 990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,909 |
| Cash dividends | $1,359,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,430,520 | 985 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,567,000 | 1,323 |
| Total interest expense | $11,452,000 | 1,316 |
| Net interest income | $13,115,000 | 1,327 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $4,227,000 | 1,049 |
| Gross Fiduciary activities income | $1,750,000 | 344 |
| Service charges on deposit accounts | $848,000 | 1,551 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,629,000 | 1,329 |
| Total noninterest expense | $10,717,000 | 1,287 |
| Salaries and employee benefits | $5,422,000 | 1,280 |
| Premises and equipment expense | $2,103,000 | 958 |
| Additional noninterest expense | $3,192,000 | 1,443 |
| Pre-tax net operating income | $6,460,000 | 1,189 |
| Securities gains (losses) | $87,000 | 789 |
| Applicable income taxes | $2,030,000 | 1,218 |
| Income before extraordinary items | $4,517,000 | 1,207 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,517,000 | 1,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,747 |
| Cash dividends | $1,079,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,456,970 | 1,206 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,979,000 | 1,406 |
| Total interest expense | $10,924,000 | 1,410 |
| Net interest income | $12,055,000 | 1,400 |
| Provision for loan and lease losses | $250,000 | 2,981 |
| Total noninterest income | $4,105,000 | 1,072 |
| Gross Fiduciary activities income | $1,587,000 | 360 |
| Service charges on deposit accounts | $899,000 | 1,398 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,619,000 | 1,332 |
| Total noninterest expense | $9,892,000 | 1,326 |
| Salaries and employee benefits | $4,909,000 | 1,336 |
| Premises and equipment expense | $1,859,000 | 1,037 |
| Additional noninterest expense | $3,124,000 | 1,403 |
| Pre-tax net operating income | $6,018,000 | 1,250 |
| Securities gains (losses) | $121,000 | 1,167 |
| Applicable income taxes | $1,888,000 | 1,335 |
| Income before extraordinary items | $4,251,000 | 1,254 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,251,000 | 1,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,234 |
| Cash dividends | $3,625,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,167,510 | 1,233 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,538,000 | 1,527 |
| Total interest expense | $9,459,000 | 1,635 |
| Net interest income | $12,079,000 | 1,437 |
| Provision for loan and lease losses | $395,000 | 2,128 |
| Total noninterest income | $3,678,000 | 1,142 |
| Gross Fiduciary activities income | $1,485,000 | 380 |
| Service charges on deposit accounts | $951,000 | 1,344 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,242,000 | 1,512 |
| Total noninterest expense | $9,885,000 | 1,333 |
| Salaries and employee benefits | $4,890,000 | 1,349 |
| Premises and equipment expense | $1,882,000 | 1,053 |
| Additional noninterest expense | $3,113,000 | 1,398 |
| Pre-tax net operating income | $5,477,000 | 1,420 |
| Securities gains (losses) | $43,000 | 1,423 |
| Applicable income taxes | $1,797,000 | 1,457 |
| Income before extraordinary items | $3,723,000 | 1,455 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,723,000 | 1,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,111 |
| Cash dividends | $1,211,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,694,190 | 1,430 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,475,000 | 1,557 |
| Total interest expense | $9,555,000 | 1,658 |
| Net interest income | $11,920,000 | 1,495 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $3,153,000 | 1,312 |
| Gross Fiduciary activities income | $1,402,000 | 425 |
| Service charges on deposit accounts | $1,011,000 | 1,327 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $740,000 | 2,205 |
| Total noninterest expense | $9,596,000 | 1,490 |
| Salaries and employee benefits | $4,721,000 | 1,420 |
| Premises and equipment expense | $1,825,000 | 1,152 |
| Additional noninterest expense | $3,050,000 | 1,708 |
| Pre-tax net operating income | $5,177,000 | 1,396 |
| Securities gains (losses) | $33,000 | 1,622 |
| Applicable income taxes | $1,733,000 | 1,404 |
| Income before extraordinary items | $3,477,000 | 1,420 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,477,000 | 1,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,178 |
| Cash dividends | $1,131,000 | 1,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,454,890 | 1,398 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,645,000 | 1,641 |
| Total interest expense | $9,272,000 | 1,716 |
| Net interest income | $11,373,000 | 1,574 |
| Provision for loan and lease losses | $275,000 | 2,402 |
| Total noninterest income | $2,774,000 | 1,423 |
| Gross Fiduciary activities income | $1,346,000 | 465 |
| Service charges on deposit accounts | $931,000 | 1,468 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $497,000 | 2,887 |
| Total noninterest expense | $9,955,000 | 1,425 |
| Salaries and employee benefits | $4,892,000 | 1,358 |
| Premises and equipment expense | $1,636,000 | 1,269 |
| Additional noninterest expense | $3,427,000 | 1,507 |
| Pre-tax net operating income | $3,917,000 | 1,898 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $1,301,000 | 1,869 |
| Income before extraordinary items | $2,624,000 | 1,906 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,624,000 | 1,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,966 |
| Cash dividends | $684,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,618,640 | 1,896 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,060,000 | 1,619 |
| Total interest expense | $7,334,000 | 1,706 |
| Net interest income | $11,726,000 | 1,535 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $2,684,000 | 1,476 |
| Gross Fiduciary activities income | $1,287,000 | 463 |
| Service charges on deposit accounts | $918,000 | 1,476 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $479,000 | 3,030 |
| Total noninterest expense | $9,970,000 | 1,475 |
| Salaries and employee benefits | $4,955,000 | 1,366 |
| Premises and equipment expense | $1,467,000 | 1,422 |
| Additional noninterest expense | $3,548,000 | 1,572 |
| Pre-tax net operating income | $4,140,000 | 1,712 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $1,371,000 | 1,683 |
| Income before extraordinary items | $2,791,000 | 1,757 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,791,000 | 1,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,661 |
| Cash dividends | $663,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,776,260 | 1,764 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,856,000 | 1,591 |
| Total interest expense | $7,045,000 | 1,848 |
| Net interest income | $12,811,000 | 1,416 |
| Provision for loan and lease losses | $800,000 | 1,514 |
| Total noninterest income | $2,548,000 | 1,658 |
| Gross Fiduciary activities income | $1,225,000 | 498 |
| Service charges on deposit accounts | $892,000 | 1,521 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $431,000 | 3,585 |
| Total noninterest expense | $10,171,000 | 1,504 |
| Salaries and employee benefits | $4,941,000 | 1,365 |
| Premises and equipment expense | $1,517,000 | 1,406 |
| Additional noninterest expense | $3,713,000 | 1,618 |
| Pre-tax net operating income | $4,388,000 | 1,588 |
| Securities gains (losses) | $47,000 | 3,500 |
| Applicable income taxes | $1,452,000 | 1,616 |
| Income before extraordinary items | $2,983,000 | 1,694 |
| Extraordinary gains, net | $-64,000 | 12,794 |
| Net income | $2,919,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,934 |
| Cash dividends | $589,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,951,510 | 1,610 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,819,000 | 1,708 |
| Total interest expense | $9,014,000 | 1,882 |
| Net interest income | $11,805,000 | 1,563 |
| Provision for loan and lease losses | $935,000 | 1,919 |
| Total noninterest income | $2,274,000 | 1,776 |
| Gross Fiduciary activities income | $1,113,000 | 526 |
| Service charges on deposit accounts | $852,000 | 1,594 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $309,000 | 4,344 |
| Total noninterest expense | $9,508,000 | 1,613 |
| Salaries and employee benefits | $4,604,000 | 1,444 |
| Premises and equipment expense | $1,321,000 | 1,612 |
| Additional noninterest expense | $3,583,000 | 1,723 |
| Pre-tax net operating income | $3,636,000 | 1,698 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $1,110,000 | 1,914 |
| Income before extraordinary items | $2,557,000 | 1,782 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,557,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $744,000 | 1,905 |
| Cash dividends | $550,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,535,300 | 1,657 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.