Home > The First National Bank of Davis > Income and Expense
The First National Bank of Davis, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 5,229 |
| Total interest expense | $934,000 | 5,375 |
| Net interest income | $3,362,000 | 5,059 |
| Provision for loan and lease losses | $617,000 | 3,802 |
| Total noninterest income | $651,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $245,000 | 4,047 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $406,000 | 3,484 |
| Total noninterest expense | $2,461,000 | 5,540 |
| Salaries and employee benefits | $1,112,000 | 5,826 |
| Premises and equipment expense | $228,000 | 5,968 |
| Additional noninterest expense | $1,121,000 | 4,786 |
| Pre-tax net operating income | $935,000 | 3,489 |
| Securities gains (losses) | $249,000 | 1,417 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,184,000 | 2,943 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,184,000 | 2,939 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,184,000 | 2,943 |
| Net charge-offs | $582,000 | 3,444 |
| Cash dividends | $619,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $935,000 | 3,216 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 5,344 |
| Total interest expense | $713,000 | 5,485 |
| Net interest income | $2,489,000 | 5,150 |
| Provision for loan and lease losses | $527,000 | 3,459 |
| Total noninterest income | $521,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $182,000 | 4,127 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $339,000 | 3,351 |
| Total noninterest expense | $1,764,000 | 5,694 |
| Salaries and employee benefits | $815,000 | 5,912 |
| Premises and equipment expense | $166,000 | 6,081 |
| Additional noninterest expense | $783,000 | 4,976 |
| Pre-tax net operating income | $719,000 | 3,663 |
| Securities gains (losses) | $229,000 | 1,270 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $948,000 | 2,987 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $948,000 | 2,984 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $948,000 | 2,987 |
| Net charge-offs | $485,000 | 3,121 |
| Cash dividends | $579,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $719,000 | 3,336 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 5,445 |
| Total interest expense | $492,000 | 5,519 |
| Net interest income | $1,587,000 | 5,285 |
| Provision for loan and lease losses | $427,000 | 3,099 |
| Total noninterest income | $411,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $121,000 | 4,119 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $290,000 | 2,889 |
| Total noninterest expense | $1,128,000 | 5,815 |
| Salaries and employee benefits | $530,000 | 6,014 |
| Premises and equipment expense | $106,000 | 6,216 |
| Additional noninterest expense | $492,000 | 5,134 |
| Pre-tax net operating income | $443,000 | 3,828 |
| Securities gains (losses) | $160,000 | 1,090 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $603,000 | 3,056 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $603,000 | 3,051 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $603,000 | 3,054 |
| Net charge-offs | $306,000 | 3,019 |
| Cash dividends | $298,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $443,000 | 3,502 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 5,614 |
| Total interest expense | $247,000 | 5,624 |
| Net interest income | $754,000 | 5,466 |
| Provision for loan and lease losses | $216,000 | 2,896 |
| Total noninterest income | $140,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $62,000 | 4,062 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $78,000 | 3,960 |
| Total noninterest expense | $542,000 | 5,985 |
| Salaries and employee benefits | $254,000 | 6,159 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $237,000 | 5,261 |
| Pre-tax net operating income | $136,000 | 4,691 |
| Securities gains (losses) | $150,000 | 625 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $286,000 | 3,224 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $286,000 | 3,221 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $286,000 | 3,224 |
| Net charge-offs | $160,000 | 2,658 |
| Cash dividends | $258,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $136,000 | 4,433 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 5,496 |
| Total interest expense | $1,184,000 | 5,683 |
| Net interest income | $3,176,000 | 5,238 |
| Provision for loan and lease losses | $1,055,000 | 3,415 |
| Total noninterest income | $408,000 | 5,087 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $254,000 | 4,210 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $154,000 | 5,054 |
| Total noninterest expense | $1,985,000 | 6,244 |
| Salaries and employee benefits | $971,000 | 6,300 |
| Premises and equipment expense | $173,000 | 6,728 |
| Additional noninterest expense | $841,000 | 5,692 |
| Pre-tax net operating income | $544,000 | 3,891 |
| Securities gains (losses) | $84,000 | 2,282 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $628,000 | 3,532 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $628,000 | 3,532 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $628,000 | 3,531 |
| Net charge-offs | $649,000 | 3,461 |
| Cash dividends | $453,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $544,000 | 3,668 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 5,612 |
| Total interest expense | $925,000 | 5,743 |
| Net interest income | $2,277,000 | 5,379 |
| Provision for loan and lease losses | $535,000 | 3,701 |
| Total noninterest income | $273,000 | 5,367 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $181,000 | 4,307 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $92,000 | 5,504 |
| Total noninterest expense | $1,458,000 | 6,311 |
| Salaries and employee benefits | $732,000 | 6,330 |
| Premises and equipment expense | $126,000 | 6,814 |
| Additional noninterest expense | $600,000 | 5,820 |
| Pre-tax net operating income | $557,000 | 3,729 |
| Securities gains (losses) | $39,000 | 2,429 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $596,000 | 3,401 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $596,000 | 3,400 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $596,000 | 3,401 |
| Net charge-offs | $241,000 | 4,018 |
| Cash dividends | $453,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $557,000 | 3,410 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 5,649 |
| Total interest expense | $640,000 | 5,778 |
| Net interest income | $1,513,000 | 5,389 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $144,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $117,000 | 4,337 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $27,000 | 6,503 |
| Total noninterest expense | $1,000,000 | 6,295 |
| Salaries and employee benefits | $487,000 | 6,395 |
| Premises and equipment expense | $84,000 | 6,869 |
| Additional noninterest expense | $429,000 | 5,639 |
| Pre-tax net operating income | $477,000 | 3,379 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $485,000 | 3,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $485,000 | 3,146 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $485,000 | 3,147 |
| Net charge-offs | $20,000 | 5,615 |
| Cash dividends | $413,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $477,000 | 3,066 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 5,705 |
| Total interest expense | $350,000 | 5,681 |
| Net interest income | $722,000 | 5,486 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $55,000 | 4,417 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $476,000 | 6,379 |
| Salaries and employee benefits | $239,000 | 6,490 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $195,000 | 5,669 |
| Pre-tax net operating income | $224,000 | 3,853 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $224,000 | 3,671 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $224,000 | 3,671 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $224,000 | 3,672 |
| Net charge-offs | $13,000 | 4,614 |
| Cash dividends | $125,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $224,000 | 3,522 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 5,686 |
| Total interest expense | $1,956,000 | 5,360 |
| Net interest income | $2,633,000 | 5,780 |
| Provision for loan and lease losses | $405,000 | 4,120 |
| Total noninterest income | $285,000 | 5,908 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $240,000 | 4,440 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $45,000 | 6,857 |
| Total noninterest expense | $1,694,000 | 6,620 |
| Salaries and employee benefits | $820,000 | 6,855 |
| Premises and equipment expense | $182,000 | 6,833 |
| Additional noninterest expense | $692,000 | 5,840 |
| Pre-tax net operating income | $819,000 | 4,114 |
| Securities gains (losses) | $115,000 | 1,033 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $934,000 | 3,412 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $934,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $508,000 | 2,777 |
| Cash dividends | $362,000 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $819,000 | 3,787 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,489,000 | 5,725 |
| Total interest expense | $1,554,000 | 5,339 |
| Net interest income | $1,935,000 | 5,873 |
| Provision for loan and lease losses | $315,000 | 3,467 |
| Total noninterest income | $208,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $181,000 | 4,464 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 7,207 |
| Total noninterest expense | $1,239,000 | 6,679 |
| Salaries and employee benefits | $592,000 | 6,933 |
| Premises and equipment expense | $134,000 | 6,914 |
| Additional noninterest expense | $513,000 | 5,835 |
| Pre-tax net operating income | $589,000 | 4,675 |
| Securities gains (losses) | $115,000 | 874 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $704,000 | 3,803 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $704,000 | 3,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 2,030 |
| Cash dividends | $362,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $589,000 | 4,319 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 5,746 |
| Total interest expense | $1,123,000 | 5,288 |
| Net interest income | $1,251,000 | 5,960 |
| Provision for loan and lease losses | $235,000 | 2,897 |
| Total noninterest income | $125,000 | 6,299 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $118,000 | 4,516 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $781,000 | 6,854 |
| Salaries and employee benefits | $380,000 | 7,066 |
| Premises and equipment expense | $89,000 | 6,949 |
| Additional noninterest expense | $312,000 | 6,092 |
| Pre-tax net operating income | $360,000 | 4,971 |
| Securities gains (losses) | $114,000 | 875 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $474,000 | 4,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $474,000 | 4,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,451 |
| Cash dividends | $362,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $360,000 | 4,620 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 5,684 |
| Total interest expense | $641,000 | 5,115 |
| Net interest income | $619,000 | 6,020 |
| Provision for loan and lease losses | $190,000 | 1,878 |
| Total noninterest income | $79,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $59,000 | 4,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $397,000 | 6,836 |
| Salaries and employee benefits | $187,000 | 7,121 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $165,000 | 5,914 |
| Pre-tax net operating income | $111,000 | 5,892 |
| Securities gains (losses) | $88,000 | 784 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $199,000 | 4,675 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $199,000 | 4,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $101,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $111,000 | 5,602 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 5,791 |
| Total interest expense | $2,540,000 | 5,214 |
| Net interest income | $2,322,000 | 6,156 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $326,000 | 5,882 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $254,000 | 4,424 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $72,000 | 6,672 |
| Total noninterest expense | $1,594,000 | 6,779 |
| Salaries and employee benefits | $745,000 | 7,136 |
| Premises and equipment expense | $137,000 | 7,367 |
| Additional noninterest expense | $712,000 | 5,683 |
| Pre-tax net operating income | $934,000 | 4,872 |
| Securities gains (losses) | $-229,000 | 8,274 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $705,000 | 5,036 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $705,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,810 |
| Cash dividends | $657,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $934,000 | 4,457 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 5,863 |
| Total interest expense | $1,876,000 | 5,270 |
| Net interest income | $1,706,000 | 6,240 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $234,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 4,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $51,000 | 6,759 |
| Total noninterest expense | $1,182,000 | 6,789 |
| Salaries and employee benefits | $563,000 | 7,088 |
| Premises and equipment expense | $102,000 | 7,372 |
| Additional noninterest expense | $517,000 | 5,725 |
| Pre-tax net operating income | $668,000 | 5,216 |
| Securities gains (losses) | $-229,000 | 8,389 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $439,000 | 5,634 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $439,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,157 |
| Cash dividends | $657,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $668,000 | 4,782 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 5,954 |
| Total interest expense | $1,195,000 | 5,389 |
| Net interest income | $1,130,000 | 6,300 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $160,000 | 6,019 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $123,000 | 4,520 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $37,000 | 6,715 |
| Total noninterest expense | $776,000 | 6,876 |
| Salaries and employee benefits | $373,000 | 7,147 |
| Premises and equipment expense | $68,000 | 7,400 |
| Additional noninterest expense | $335,000 | 5,808 |
| Pre-tax net operating income | $454,000 | 5,247 |
| Securities gains (losses) | $-17,000 | 8,102 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $437,000 | 4,866 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $437,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $515,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $454,000 | 4,789 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 6,052 |
| Total interest expense | $572,000 | 5,503 |
| Net interest income | $552,000 | 6,390 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $73,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $54,000 | 4,717 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $370,000 | 7,012 |
| Salaries and employee benefits | $179,000 | 7,272 |
| Premises and equipment expense | $34,000 | 7,427 |
| Additional noninterest expense | $157,000 | 6,002 |
| Pre-tax net operating income | $225,000 | 5,267 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $225,000 | 4,792 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $225,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,955 |
| Cash dividends | $191,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $225,000 | 4,767 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,608,000 | 5,778 |
| Total interest expense | $2,235,000 | 5,114 |
| Net interest income | $2,373,000 | 6,153 |
| Provision for loan and lease losses | $218,000 | 3,381 |
| Total noninterest income | $601,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $274,000 | 4,299 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $327,000 | 4,132 |
| Total noninterest expense | $1,570,000 | 6,781 |
| Salaries and employee benefits | $734,000 | 7,166 |
| Premises and equipment expense | $155,000 | 7,198 |
| Additional noninterest expense | $681,000 | 5,721 |
| Pre-tax net operating income | $1,186,000 | 4,815 |
| Securities gains (losses) | $-24,000 | 7,627 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,162,000 | 4,351 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,162,000 | 4,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,548 |
| Cash dividends | $821,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,186,000 | 4,289 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 5,762 |
| Total interest expense | $1,643,000 | 5,097 |
| Net interest income | $1,826,000 | 6,153 |
| Provision for loan and lease losses | $188,000 | 2,984 |
| Total noninterest income | $252,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $207,000 | 4,324 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,069 |
| Total noninterest expense | $1,200,000 | 6,745 |
| Salaries and employee benefits | $565,000 | 7,098 |
| Premises and equipment expense | $117,000 | 7,214 |
| Additional noninterest expense | $518,000 | 5,666 |
| Pre-tax net operating income | $690,000 | 5,568 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $690,000 | 5,034 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $690,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,477 |
| Cash dividends | $821,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $690,000 | 5,030 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 5,775 |
| Total interest expense | $1,049,000 | 5,108 |
| Net interest income | $1,239,000 | 6,141 |
| Provision for loan and lease losses | $105,000 | 3,244 |
| Total noninterest income | $156,000 | 6,166 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $143,000 | 4,236 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $819,000 | 6,710 |
| Salaries and employee benefits | $376,000 | 7,128 |
| Premises and equipment expense | $61,000 | 7,602 |
| Additional noninterest expense | $382,000 | 5,366 |
| Pre-tax net operating income | $471,000 | 5,544 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $471,000 | 5,033 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $471,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,112 |
| Cash dividends | $573,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $471,000 | 5,019 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 5,784 |
| Total interest expense | $504,000 | 5,098 |
| Net interest income | $622,000 | 6,135 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $76,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $410,000 | 6,719 |
| Salaries and employee benefits | $185,000 | 7,194 |
| Premises and equipment expense | $33,000 | 7,508 |
| Additional noninterest expense | $192,000 | 5,309 |
| Pre-tax net operating income | $213,000 | 5,709 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $213,000 | 5,215 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 5,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,457 |
| Cash dividends | $252,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $213,000 | 5,208 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 5,550 |
| Total interest expense | $1,590,000 | 5,090 |
| Net interest income | $2,815,000 | 5,697 |
| Provision for loan and lease losses | $287,000 | 2,934 |
| Total noninterest income | $324,000 | 6,176 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $235,000 | 4,705 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $89,000 | 6,588 |
| Total noninterest expense | $1,692,000 | 6,578 |
| Salaries and employee benefits | $737,000 | 7,132 |
| Premises and equipment expense | $159,000 | 7,175 |
| Additional noninterest expense | $796,000 | 5,183 |
| Pre-tax net operating income | $1,160,000 | 4,978 |
| Securities gains (losses) | $-118,000 | 8,470 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,042,000 | 4,721 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,042,000 | 4,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,143 |
| Cash dividends | $936,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,160,000 | 4,392 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,255,000 | 5,560 |
| Total interest expense | $1,116,000 | 5,140 |
| Net interest income | $2,139,000 | 5,675 |
| Provision for loan and lease losses | $257,000 | 2,491 |
| Total noninterest income | $266,000 | 6,029 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $167,000 | 4,848 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,963 |
| Total noninterest expense | $1,292,000 | 6,528 |
| Salaries and employee benefits | $574,000 | 7,030 |
| Premises and equipment expense | $119,000 | 7,174 |
| Additional noninterest expense | $599,000 | 5,131 |
| Pre-tax net operating income | $856,000 | 5,154 |
| Securities gains (losses) | $-46,000 | 8,452 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $810,000 | 4,721 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $810,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,641 |
| Cash dividends | $765,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $856,000 | 4,540 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 5,543 |
| Total interest expense | $708,000 | 5,119 |
| Net interest income | $1,433,000 | 5,639 |
| Provision for loan and lease losses | $207,000 | 2,118 |
| Total noninterest income | $185,000 | 5,911 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $102,000 | 4,990 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $83,000 | 5,536 |
| Total noninterest expense | $872,000 | 6,495 |
| Salaries and employee benefits | $385,000 | 7,028 |
| Premises and equipment expense | $80,000 | 7,151 |
| Additional noninterest expense | $407,000 | 5,033 |
| Pre-tax net operating income | $539,000 | 5,280 |
| Securities gains (losses) | $-46,000 | 8,575 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $493,000 | 4,919 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $493,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,130 |
| Cash dividends | $628,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $539,000 | 4,645 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 5,583 |
| Total interest expense | $336,000 | 5,158 |
| Net interest income | $714,000 | 5,679 |
| Provision for loan and lease losses | $117,000 | 1,831 |
| Total noninterest income | $135,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $52,000 | 4,904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $431,000 | 6,562 |
| Salaries and employee benefits | $195,000 | 7,042 |
| Premises and equipment expense | $40,000 | 7,221 |
| Additional noninterest expense | $196,000 | 5,154 |
| Pre-tax net operating income | $301,000 | 4,987 |
| Securities gains (losses) | $-23,000 | 8,686 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $278,000 | 4,581 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $278,000 | 4,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,455 |
| Cash dividends | $325,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $301,000 | 4,331 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 5,702 |
| Total interest expense | $973,000 | 5,744 |
| Net interest income | $2,839,000 | 5,595 |
| Provision for loan and lease losses | $182,000 | 3,865 |
| Total noninterest income | $193,000 | 7,210 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $183,000 | 5,395 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,525 |
| Total noninterest expense | $1,513,000 | 6,864 |
| Salaries and employee benefits | $718,000 | 7,223 |
| Premises and equipment expense | $153,000 | 7,293 |
| Additional noninterest expense | $642,000 | 5,790 |
| Pre-tax net operating income | $1,337,000 | 4,529 |
| Securities gains (losses) | $-112,000 | 8,739 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,225,000 | 4,154 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,225,000 | 4,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,697 |
| Cash dividends | $715,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,337,000 | 3,855 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 5,850 |
| Total interest expense | $679,000 | 5,912 |
| Net interest income | $2,046,000 | 5,725 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $149,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $135,000 | 5,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 8,295 |
| Total noninterest expense | $1,123,000 | 6,860 |
| Salaries and employee benefits | $539,000 | 7,178 |
| Premises and equipment expense | $95,000 | 7,622 |
| Additional noninterest expense | $489,000 | 5,699 |
| Pre-tax net operating income | $982,000 | 4,649 |
| Securities gains (losses) | $-123,000 | 8,909 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $859,000 | 4,407 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $859,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,336 |
| Cash dividends | $715,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $982,000 | 3,984 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 6,044 |
| Total interest expense | $417,000 | 6,177 |
| Net interest income | $1,296,000 | 5,883 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $130,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $96,000 | 5,356 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $738,000 | 6,935 |
| Salaries and employee benefits | $356,000 | 7,253 |
| Premises and equipment expense | $77,000 | 7,299 |
| Additional noninterest expense | $305,000 | 5,930 |
| Pre-tax net operating income | $628,000 | 4,713 |
| Securities gains (losses) | $-73,000 | 8,949 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $555,000 | 4,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $555,000 | 4,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,927 |
| Cash dividends | $635,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $628,000 | 4,033 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 6,214 |
| Total interest expense | $198,000 | 6,377 |
| Net interest income | $616,000 | 6,074 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $66,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $362,000 | 7,030 |
| Salaries and employee benefits | $179,000 | 7,286 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $290,000 | 4,883 |
| Securities gains (losses) | $-7,000 | 8,881 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $283,000 | 4,429 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $283,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $268,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $290,000 | 4,229 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 6,524 |
| Total interest expense | $767,000 | 6,817 |
| Net interest income | $2,224,000 | 6,285 |
| Provision for loan and lease losses | $107,000 | 5,222 |
| Total noninterest income | $225,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $190,000 | 5,378 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $35,000 | 7,968 |
| Total noninterest expense | $1,478,000 | 6,926 |
| Salaries and employee benefits | $705,000 | 7,282 |
| Premises and equipment expense | $100,000 | 8,065 |
| Additional noninterest expense | $673,000 | 5,620 |
| Pre-tax net operating income | $864,000 | 5,507 |
| Securities gains (losses) | $120,000 | 1,724 |
| Applicable income taxes | $115,000 | 5,568 |
| Income before extraordinary items | $869,000 | 5,026 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $869,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,655 |
| Cash dividends | $764,000 | 2,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $763,400 | 5,205 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 6,703 |
| Total interest expense | $585,000 | 6,915 |
| Net interest income | $1,598,000 | 6,433 |
| Provision for loan and lease losses | $77,000 | 5,176 |
| Total noninterest income | $167,000 | 7,198 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $135,000 | 5,524 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 7,787 |
| Total noninterest expense | $1,097,000 | 6,952 |
| Salaries and employee benefits | $523,000 | 7,280 |
| Premises and equipment expense | $92,000 | 7,780 |
| Additional noninterest expense | $482,000 | 5,754 |
| Pre-tax net operating income | $591,000 | 5,920 |
| Securities gains (losses) | $120,000 | 1,583 |
| Applicable income taxes | $115,000 | 5,417 |
| Income before extraordinary items | $596,000 | 5,413 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $596,000 | 5,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 9,111 |
| Cash dividends | $661,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $495,200 | 5,710 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 6,872 |
| Total interest expense | $393,000 | 7,013 |
| Net interest income | $1,008,000 | 6,619 |
| Provision for loan and lease losses | $51,000 | 5,095 |
| Total noninterest income | $108,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $86,000 | 5,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $670,000 | 7,215 |
| Salaries and employee benefits | $343,000 | 7,350 |
| Premises and equipment expense | $55,000 | 7,952 |
| Additional noninterest expense | $272,000 | 6,275 |
| Pre-tax net operating income | $395,000 | 5,892 |
| Securities gains (losses) | $116,000 | 1,395 |
| Applicable income taxes | $115,000 | 4,928 |
| Income before extraordinary items | $396,000 | 5,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $396,000 | 5,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-133,000 | 9,162 |
| Cash dividends | $402,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $306,680 | 5,855 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $682,000 | 6,973 |
| Total interest expense | $199,000 | 7,083 |
| Net interest income | $483,000 | 6,748 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $333,000 | 7,254 |
| Salaries and employee benefits | $173,000 | 7,350 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $132,000 | 6,375 |
| Pre-tax net operating income | $183,000 | 6,046 |
| Securities gains (losses) | $97,000 | 1,020 |
| Applicable income taxes | $115,000 | 3,702 |
| Income before extraordinary items | $165,000 | 5,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $119,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $102,920 | 6,691 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 7,164 |
| Total interest expense | $867,000 | 7,301 |
| Net interest income | $1,825,000 | 6,908 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $241,000 | 6,938 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $185,000 | 5,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,449 |
| Total noninterest expense | $1,179,000 | 7,518 |
| Salaries and employee benefits | $609,000 | 7,669 |
| Premises and equipment expense | $101,000 | 8,155 |
| Additional noninterest expense | $469,000 | 6,686 |
| Pre-tax net operating income | $767,000 | 5,868 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $284,000 | 4,536 |
| Income before extraordinary items | $501,000 | 6,403 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $501,000 | 6,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,179 |
| Cash dividends | $219,000 | 4,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $489,480 | 6,296 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 7,580 |
| Total interest expense | $1,118,000 | 7,778 |
| Net interest income | $1,535,000 | 7,265 |
| Provision for loan and lease losses | $133,000 | 5,016 |
| Total noninterest income | $216,000 | 7,156 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $165,000 | 5,585 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $51,000 | 7,655 |
| Total noninterest expense | $1,016,000 | 7,916 |
| Salaries and employee benefits | $512,000 | 8,119 |
| Premises and equipment expense | $85,000 | 8,547 |
| Additional noninterest expense | $419,000 | 6,998 |
| Pre-tax net operating income | $602,000 | 6,162 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $218,000 | 4,878 |
| Income before extraordinary items | $386,000 | 6,659 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $386,000 | 6,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,560 |
| Cash dividends | $485,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $384,720 | 6,527 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 7,654 |
| Total interest expense | $1,302,000 | 7,577 |
| Net interest income | $1,452,000 | 7,537 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $214,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,759 |
| Total noninterest expense | $971,000 | 8,108 |
| Salaries and employee benefits | $508,000 | 8,202 |
| Premises and equipment expense | $83,000 | 8,738 |
| Additional noninterest expense | $380,000 | 7,315 |
| Pre-tax net operating income | $575,000 | 6,682 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $200,000 | 5,386 |
| Income before extraordinary items | $370,000 | 7,036 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $370,000 | 7,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,481 |
| Cash dividends | $361,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $373,250 | 7,016 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 7,776 |
| Total interest expense | $1,178,000 | 7,700 |
| Net interest income | $1,441,000 | 7,706 |
| Provision for loan and lease losses | $183,000 | 3,738 |
| Total noninterest income | $253,000 | 6,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,047 |
| Total noninterest expense | $930,000 | 8,333 |
| Salaries and employee benefits | $477,000 | 8,473 |
| Premises and equipment expense | $76,000 | 9,102 |
| Additional noninterest expense | $377,000 | 7,471 |
| Pre-tax net operating income | $581,000 | 6,779 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $203,000 | 5,680 |
| Income before extraordinary items | $378,000 | 7,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $378,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,618 |
| Cash dividends | $252,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $378,000 | 7,080 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 8,049 |
| Total interest expense | $1,145,000 | 8,039 |
| Net interest income | $1,401,000 | 7,903 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $181,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,572 |
| Total noninterest expense | $862,000 | 8,561 |
| Salaries and employee benefits | $438,000 | 8,719 |
| Premises and equipment expense | $76,000 | 9,240 |
| Additional noninterest expense | $348,000 | 7,687 |
| Pre-tax net operating income | $600,000 | 6,915 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $213,000 | 6,047 |
| Income before extraordinary items | $391,000 | 7,277 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $391,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $409,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $388,400 | 7,208 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 8,398 |
| Total interest expense | $1,072,000 | 8,488 |
| Net interest income | $1,413,000 | 8,202 |
| Provision for loan and lease losses | $123,000 | 4,577 |
| Total noninterest income | $211,000 | 7,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,113 |
| Total noninterest expense | $854,000 | 8,835 |
| Salaries and employee benefits | $424,000 | 9,108 |
| Premises and equipment expense | $84,000 | 9,342 |
| Additional noninterest expense | $346,000 | 7,839 |
| Pre-tax net operating income | $647,000 | 7,216 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $218,000 | 6,646 |
| Income before extraordinary items | $444,000 | 7,351 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $444,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,337 |
| Cash dividends | $436,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $433,950 | 7,367 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 9,250 |
| Total interest expense | $886,000 | 9,364 |
| Net interest income | $1,216,000 | 8,996 |
| Provision for loan and lease losses | $31,000 | 7,373 |
| Total noninterest income | $195,000 | 8,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $806,000 | 9,410 |
| Salaries and employee benefits | $409,000 | 9,546 |
| Premises and equipment expense | $89,000 | 9,582 |
| Additional noninterest expense | $308,000 | 8,792 |
| Pre-tax net operating income | $574,000 | 7,549 |
| Securities gains (losses) | $-36,000 | 10,916 |
| Applicable income taxes | $183,000 | 7,402 |
| Income before extraordinary items | $355,000 | 7,962 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $355,000 | 7,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $321,000 | 4,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $378,760 | 7,743 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 9,532 |
| Total interest expense | $1,063,000 | 9,028 |
| Net interest income | $1,061,000 | 9,747 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $191,000 | 8,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $823,000 | 9,670 |
| Salaries and employee benefits | $413,000 | 9,844 |
| Premises and equipment expense | $64,000 | 10,656 |
| Additional noninterest expense | $346,000 | 8,730 |
| Pre-tax net operating income | $429,000 | 8,879 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $145,000 | 8,346 |
| Income before extraordinary items | $300,000 | 8,939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $300,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $289,280 | 9,014 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 10,100 |
| Total interest expense | $776,000 | 9,729 |
| Net interest income | $1,057,000 | 10,220 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $173,000 | 9,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $813,000 | 10,190 |
| Salaries and employee benefits | $398,000 | 10,303 |
| Premises and equipment expense | $71,000 | 10,948 |
| Additional noninterest expense | $344,000 | 9,422 |
| Pre-tax net operating income | $393,000 | 9,422 |
| Securities gains (losses) | $-84,000 | 11,416 |
| Applicable income taxes | $99,000 | 9,383 |
| Income before extraordinary items | $210,000 | 10,161 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $210,000 | 10,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,561 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $267,120 | 9,570 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 11,147 |
| Total interest expense | $584,000 | 11,229 |
| Net interest income | $957,000 | 10,935 |
| Provision for loan and lease losses | $79,000 | 6,364 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $750,000 | 10,921 |
| Salaries and employee benefits | $351,000 | 11,140 |
| Premises and equipment expense | $75,000 | 11,339 |
| Additional noninterest expense | $324,000 | 10,135 |
| Pre-tax net operating income | $302,000 | 10,224 |
| Securities gains (losses) | $69,000 | 2,994 |
| Applicable income taxes | $125,000 | 9,194 |
| Income before extraordinary items | $246,000 | 10,090 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $246,000 | 10,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 4,247 |
| Cash dividends | $76,000 | 7,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $200,460 | 10,427 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 11,371 |
| Total interest expense | $737,000 | 11,641 |
| Net interest income | $1,033,000 | 10,972 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $166,000 | 10,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $723,000 | 11,392 |
| Salaries and employee benefits | $351,000 | 11,423 |
| Premises and equipment expense | $72,000 | 11,802 |
| Additional noninterest expense | $300,000 | 10,820 |
| Pre-tax net operating income | $476,000 | 8,587 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $322,000 | 9,022 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $322,000 | 9,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $306,000 | 3,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $322,680 | 8,655 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.