Home > The First National Bank of Danville > Assets and Liabilities
The First National Bank of Danville, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 79 | 2,110 |
| Assets and Liabilities | ||
| Total Assets: | $148,218,000 | 4,063 |
| Cash and due from depository institutions | $13,368,000 | 2,110 |
| Interest-bearing balances | $7,386,000 | 2,206 |
| Securities | $26,312,000 | 3,758 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $83,664,000 | 4,450 |
| Loan loss allowance | $3,462,000 | 1,997 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,401,000 | 2,380 |
| Other real estate owned | $2,144,000 | 2,110 |
| Goodwill and other intangibles | $3,777,000 | 970 |
| All other assets | $13,552,000 | 1,514 |
| Life insurance assets | $5,554,000 | 1,173 |
| Total liabilities and capital | $148,218,000 | 4,063 |
| Total liabilities | $144,515,000 | 3,844 |
| Total deposits | $140,185,000 | 3,667 |
| Interest-bearing deposits | $125,412,000 | 3,553 |
| Deposits held in domestic offices | $140,185,000 | 3,665 |
| % insured | 80.98% | 3,432 |
| Federal funds purchased & repurchase agreements | $2,888,000 | 1,811 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,442,000 | 3,012 |
| Total equity capital | $3,703,000 | 7,488 |
| Total bank equity capital | $3,703,000 | 7,488 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,850,000 | 1,552 |
| Surplus | $14,237,000 | 2,061 |
| Undivided profits | $-13,384,000 | 7,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $9,631,000 | 1,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $564,000 | 5,188 |
| Earning assets | $117,362,000 | 4,462 |
| Long-term assets (5+ years) | $25,165,000 | 3,693 |
| Average Assets, year-to-date | $161,489,330 | 3,794 |
| Average Assets, quarterly | $156,471,000 | 3,919 |
| Volatile liabilities | $13,588,000 | 5,790 |
| Insider loans | $1,110,000 | 4,115 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,743,000 | 6,198 |
| Tier 1 (core) risk-based capital | $611,000 | 8,160 |
| Tier 2 risk-based capital | $611,000 | 5,472 |
| Total risk weighted assets | $144,712,000 | 3,181 |
| Total unused commitments | $3,743,000 | 6,200 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 75 | 2,240 |
| Assets and Liabilities | ||
| Total Assets: | $164,724,000 | 3,780 |
| Cash and due from depository institutions | $10,799,000 | 2,240 |
| Interest-bearing balances | $7,594,000 | 1,968 |
| Securities | $36,925,000 | 2,984 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $92,705,000 | 4,210 |
| Loan loss allowance | $5,441,000 | 1,330 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,497,000 | 2,359 |
| Other real estate owned | $2,055,000 | 2,240 |
| Goodwill and other intangibles | $3,751,000 | 988 |
| All other assets | $12,992,000 | 1,543 |
| Life insurance assets | $5,509,000 | 1,179 |
| Total liabilities and capital | $164,724,000 | 3,780 |
| Total liabilities | $155,789,000 | 3,613 |
| Total deposits | $144,869,000 | 3,560 |
| Interest-bearing deposits | $135,278,000 | 3,354 |
| Deposits held in domestic offices | $144,869,000 | 3,558 |
| % insured | 81.48% | 3,353 |
| Federal funds purchased & repurchase agreements | $9,530,000 | 1,152 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,390,000 | 3,021 |
| Total equity capital | $8,935,000 | 5,737 |
| Total bank equity capital | $8,935,000 | 5,736 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,850,000 | 1,563 |
| Surplus | $14,237,000 | 2,049 |
| Undivided profits | $-8,152,000 | 7,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,571,000 | 1,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $627,000 | 4,886 |
| Earning assets | $137,224,000 | 4,049 |
| Long-term assets (5+ years) | $26,642,000 | 3,501 |
| Average Assets, year-to-date | $168,125,000 | 3,687 |
| Average Assets, quarterly | $168,125,000 | 3,687 |
| Volatile liabilities | $26,535,000 | 4,261 |
| Insider loans | $1,110,000 | 4,162 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $4,816,000 | 5,905 |
| Tier 1 (core) risk-based capital | $5,181,000 | 6,940 |
| Tier 2 risk-based capital | $1,955,000 | 2,681 |
| Total risk weighted assets | $152,919,000 | 3,066 |
| Total unused commitments | $4,816,000 | 5,908 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 77 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $171,526,000 | 3,638 |
| Cash and due from depository institutions | $10,105,000 | 2,194 |
| Interest-bearing balances | $1,000 | 7,019 |
| Securities | $39,748,000 | 2,783 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $96,680,000 | 4,116 |
| Loan loss allowance | $5,389,000 | 1,301 |
| Trading account assets | $138,000 | 219 |
| Bank premises and fixed assets | $5,612,000 | 2,339 |
| Other real estate owned | $1,967,000 | 2,194 |
| Goodwill and other intangibles | $3,718,000 | 1,012 |
| All other assets | $13,558,000 | 1,498 |
| Life insurance assets | $5,464,000 | 1,182 |
| Total liabilities and capital | $171,526,000 | 3,638 |
| Total liabilities | $157,930,000 | 3,565 |
| Total deposits | $149,564,000 | 3,424 |
| Interest-bearing deposits | $139,952,000 | 3,193 |
| Deposits held in domestic offices | $149,564,000 | 3,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,003,000 | 1,456 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,363,000 | 3,033 |
| Total equity capital | $13,596,000 | 4,427 |
| Total bank equity capital | $13,596,000 | 4,427 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,850,000 | 1,566 |
| Surplus | $14,237,000 | 2,025 |
| Undivided profits | $-3,491,000 | 7,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,769,000 | 1,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $877,000 | 4,079 |
| Earning assets | $136,567,000 | 4,017 |
| Long-term assets (5+ years) | $34,658,000 | 2,958 |
| Average Assets, year-to-date | $195,893,800 | 3,191 |
| Average Assets, quarterly | $178,213,500 | 3,498 |
| Volatile liabilities | $24,117,000 | 4,470 |
| Insider loans | $1,751,000 | 3,404 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,542,000 | 5,670 |
| Tier 1 (core) risk-based capital | $12,601,000 | 4,546 |
| Tier 2 risk-based capital | $1,477,000 | 3,293 |
| Total risk weighted assets | $114,380,000 | 3,790 |
| Total unused commitments | $5,542,000 | 5,671 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 76 | 2,241 |
| Assets and Liabilities | ||
| Total Assets: | $184,901,000 | 3,407 |
| Cash and due from depository institutions | $4,099,000 | 2,241 |
| Interest-bearing balances | $1,000 | 6,745 |
| Securities | $52,884,000 | 2,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $104,700,000 | 3,905 |
| Loan loss allowance | $826,000 | 4,905 |
| Trading account assets | $556,000 | 209 |
| Bank premises and fixed assets | $5,745,000 | 2,277 |
| Other real estate owned | $1,939,000 | 2,241 |
| Goodwill and other intangibles | $3,734,000 | 1,055 |
| All other assets | $11,244,000 | 1,716 |
| Life insurance assets | $5,418,000 | 1,169 |
| Total liabilities and capital | $184,901,000 | 3,407 |
| Total liabilities | $166,577,000 | 3,385 |
| Total deposits | $150,225,000 | 3,364 |
| Interest-bearing deposits | $139,887,000 | 3,151 |
| Deposits held in domestic offices | $150,225,000 | 3,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,598,000 | 1,242 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $5,105,000 | 4,108 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $649,000 | 4,870 |
| Total equity capital | $18,324,000 | 3,511 |
| Total bank equity capital | $18,324,000 | 3,511 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,850,000 | 1,579 |
| Surplus | $14,237,000 | 2,023 |
| Undivided profits | $1,237,000 | 6,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 4,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $904,000 | 4,183 |
| Earning assets | $158,141,000 | 3,577 |
| Long-term assets (5+ years) | $40,664,000 | 2,602 |
| Average Assets, year-to-date | $201,985,750 | 3,114 |
| Average Assets, quarterly | $189,069,000 | 3,338 |
| Volatile liabilities | $20,026,000 | 4,796 |
| Insider loans | $1,754,000 | 3,405 |
| FHLB advances | $5,105,000 | 3,972 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $9,185,000 | 4,848 |
| Tier 1 (core) risk-based capital | $17,026,000 | 3,674 |
| Tier 2 risk-based capital | $826,000 | 4,672 |
| Total risk weighted assets | $126,370,000 | 3,536 |
| Total unused commitments | $9,185,000 | 4,853 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $193,237,000 | 3,293 |
| Cash and due from depository institutions | $4,948,000 | 2,088 |
| Interest-bearing balances | $1,000 | 6,723 |
| Securities | $63,898,000 | 1,865 |
| Federal funds sold & reverse repurchase agreements | $165,000 | 5,611 |
| Net loans & leases | $101,790,000 | 3,964 |
| Loan loss allowance | $812,000 | 4,934 |
| Trading account assets | $662,000 | 226 |
| Bank premises and fixed assets | $5,832,000 | 2,239 |
| Other real estate owned | $1,236,000 | 2,088 |
| Goodwill and other intangibles | $3,749,000 | 1,065 |
| All other assets | $10,957,000 | 1,716 |
| Life insurance assets | $5,210,000 | 1,206 |
| Total liabilities and capital | $193,237,000 | 3,293 |
| Total liabilities | $175,055,000 | 3,255 |
| Total deposits | $165,807,000 | 3,125 |
| Interest-bearing deposits | $155,649,000 | 2,868 |
| Deposits held in domestic offices | $165,807,000 | 3,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,437,000 | 1,520 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $1,300,000 | 5,093 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $511,000 | 5,386 |
| Total equity capital | $18,182,000 | 3,563 |
| Total bank equity capital | $18,182,000 | 3,563 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,850,000 | 1,582 |
| Surplus | $14,237,000 | 2,005 |
| Undivided profits | $1,095,000 | 6,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,320,000 | 3,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,177,000 | 3,226 |
| Earning assets | $166,516,000 | 3,444 |
| Long-term assets (5+ years) | $42,299,000 | 2,531 |
| Average Assets, year-to-date | $207,680,670 | 3,048 |
| Average Assets, quarterly | $201,825,000 | 3,170 |
| Volatile liabilities | $17,146,000 | 5,180 |
| Insider loans | $1,755,000 | 3,408 |
| FHLB advances | $1,300,000 | 4,916 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $14,064,000 | 4,032 |
| Tier 1 (core) risk-based capital | $16,361,000 | 3,821 |
| Tier 2 risk-based capital | $812,000 | 4,716 |
| Total risk weighted assets | $123,420,000 | 3,602 |
| Total unused commitments | $14,064,000 | 4,032 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 82 | 2,116 |
| Assets and Liabilities | ||
| Total Assets: | $210,413,000 | 3,040 |
| Cash and due from depository institutions | $5,537,000 | 2,116 |
| Interest-bearing balances | $4,000 | 6,592 |
| Securities | $76,720,000 | 1,545 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $105,743,000 | 3,790 |
| Loan loss allowance | $588,000 | 5,674 |
| Trading account assets | $880,000 | 219 |
| Bank premises and fixed assets | $5,951,000 | 2,166 |
| Other real estate owned | $1,340,000 | 2,116 |
| Goodwill and other intangibles | $3,741,000 | 1,076 |
| All other assets | $10,501,000 | 1,715 |
| Life insurance assets | $5,166,000 | 1,208 |
| Total liabilities and capital | $210,413,000 | 3,040 |
| Total liabilities | $193,477,000 | 2,966 |
| Total deposits | $183,642,000 | 2,834 |
| Interest-bearing deposits | $152,770,000 | 2,907 |
| Deposits held in domestic offices | $183,642,000 | 2,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,528,000 | 1,353 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,307,000 | 3,414 |
| Total equity capital | $16,936,000 | 3,869 |
| Total bank equity capital | $16,936,000 | 3,869 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,850,000 | 1,581 |
| Surplus | $12,487,000 | 2,216 |
| Undivided profits | $1,599,000 | 6,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,350,000 | 3,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,048 |
| Income earned, not collected on loans | $1,132,000 | 3,364 |
| Earning assets | $183,347,000 | 3,197 |
| Long-term assets (5+ years) | $44,673,000 | 2,337 |
| Average Assets, year-to-date | $214,902,500 | 2,944 |
| Average Assets, quarterly | $214,902,500 | 2,944 |
| Volatile liabilities | $21,751,000 | 4,573 |
| Insider loans | $1,757,000 | 3,348 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $13,019,000 | 4,257 |
| Tier 1 (core) risk-based capital | $14,543,000 | 4,206 |
| Tier 2 risk-based capital | $588,000 | 5,449 |
| Total risk weighted assets | $128,653,000 | 3,450 |
| Total unused commitments | $13,019,000 | 4,259 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $219,392,000 | 2,873 |
| Cash and due from depository institutions | $4,973,000 | 1,987 |
| Interest-bearing balances | $1,000 | 6,573 |
| Securities | $81,059,000 | 1,478 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 5,758 |
| Net loans & leases | $112,359,000 | 3,638 |
| Loan loss allowance | $647,000 | 5,396 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,003,000 | 2,143 |
| Other real estate owned | $1,341,000 | 1,987 |
| Goodwill and other intangibles | $3,750,000 | 1,074 |
| All other assets | $9,677,000 | 1,838 |
| Life insurance assets | $4,414,000 | 1,363 |
| Total liabilities and capital | $219,392,000 | 2,873 |
| Total liabilities | $203,006,000 | 2,791 |
| Total deposits | $177,623,000 | 2,885 |
| Interest-bearing deposits | $165,882,000 | 2,669 |
| Deposits held in domestic offices | $177,623,000 | 2,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,797,000 | 1,660 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,719,000 | 1,951 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $867,000 | 4,337 |
| Total equity capital | $16,386,000 | 3,923 |
| Total bank equity capital | $16,386,000 | 3,923 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,850,000 | 1,569 |
| Surplus | $12,487,000 | 2,193 |
| Undivided profits | $1,049,000 | 6,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 3,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,025 |
| Income earned, not collected on loans | $1,430,000 | 2,942 |
| Earning assets | $193,649,000 | 2,981 |
| Long-term assets (5+ years) | $31,565,000 | 2,789 |
| Average Assets, year-to-date | $226,301,000 | 2,715 |
| Average Assets, quarterly | $225,983,000 | 2,775 |
| Volatile liabilities | $38,841,000 | 3,160 |
| Insider loans | $1,859,000 | 3,187 |
| FHLB advances | $18,719,000 | 1,859 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $19,572,000 | 3,410 |
| Tier 1 (core) risk-based capital | $13,673,000 | 4,365 |
| Tier 2 risk-based capital | $647,000 | 5,208 |
| Total risk weighted assets | $138,495,000 | 3,246 |
| Total unused commitments | $19,572,000 | 3,412 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 83 | 2,068 |
| Assets and Liabilities | ||
| Total Assets: | $232,574,000 | 2,699 |
| Cash and due from depository institutions | $12,275,000 | 2,068 |
| Interest-bearing balances | $1,000 | 6,533 |
| Securities | $74,537,000 | 1,602 |
| Federal funds sold & reverse repurchase agreements | $16,285,000 | 860 |
| Net loans & leases | $109,759,000 | 3,651 |
| Loan loss allowance | $672,000 | 5,299 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,057,000 | 2,078 |
| Other real estate owned | $1,247,000 | 2,068 |
| Goodwill and other intangibles | $3,758,000 | 1,052 |
| All other assets | $8,656,000 | 1,998 |
| Life insurance assets | $4,374,000 | 1,331 |
| Total liabilities and capital | $232,574,000 | 2,699 |
| Total liabilities | $212,969,000 | 2,643 |
| Total deposits | $202,261,000 | 2,511 |
| Interest-bearing deposits | $190,839,000 | 2,322 |
| Deposits held in domestic offices | $202,261,000 | 2,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,324,000 | 1,302 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,384,000 | 3,297 |
| Total equity capital | $19,605,000 | 3,334 |
| Total bank equity capital | $19,605,000 | 3,334 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,850,000 | 1,545 |
| Surplus | $12,487,000 | 2,153 |
| Undivided profits | $4,268,000 | 5,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 3,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,047 |
| Income earned, not collected on loans | $1,395,000 | 3,167 |
| Earning assets | $200,582,000 | 2,844 |
| Long-term assets (5+ years) | $32,565,000 | 2,621 |
| Average Assets, year-to-date | $228,028,250 | 2,692 |
| Average Assets, quarterly | $229,460,000 | 2,712 |
| Volatile liabilities | $25,969,000 | 4,098 |
| Insider loans | $860,000 | 4,580 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $20,502,000 | 3,366 |
| Tier 1 (core) risk-based capital | $16,142,000 | 3,836 |
| Tier 2 risk-based capital | $672,000 | 5,107 |
| Total risk weighted assets | $142,454,000 | 3,121 |
| Total unused commitments | $20,502,000 | 3,367 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 91 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $226,346,000 | 2,770 |
| Cash and due from depository institutions | $6,460,000 | 1,916 |
| Interest-bearing balances | $12,000 | 6,153 |
| Securities | $81,859,000 | 1,452 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $118,324,000 | 3,450 |
| Loan loss allowance | $675,000 | 5,290 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,097,000 | 2,060 |
| Other real estate owned | $1,270,000 | 1,916 |
| Goodwill and other intangibles | $3,764,000 | 1,060 |
| All other assets | $8,572,000 | 2,018 |
| Life insurance assets | $4,345,000 | 1,334 |
| Total liabilities and capital | $226,346,000 | 2,770 |
| Total liabilities | $207,149,000 | 2,718 |
| Total deposits | $192,788,000 | 2,650 |
| Interest-bearing deposits | $180,877,000 | 2,457 |
| Deposits held in domestic offices | $192,788,000 | 2,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,940,000 | 1,061 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,421,000 | 3,042 |
| Total equity capital | $19,197,000 | 3,347 |
| Total bank equity capital | $19,197,000 | 3,347 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,850,000 | 1,539 |
| Surplus | $12,487,000 | 2,149 |
| Undivided profits | $3,860,000 | 5,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $767,000 | 3,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,095 |
| Income earned, not collected on loans | $1,369,000 | 3,031 |
| Earning assets | $200,195,000 | 2,847 |
| Long-term assets (5+ years) | $33,223,000 | 2,540 |
| Average Assets, year-to-date | $226,513,000 | 2,731 |
| Average Assets, quarterly | $226,846,000 | 2,752 |
| Volatile liabilities | $29,672,000 | 3,732 |
| Insider loans | $1,601,000 | 3,420 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $16,730,000 | 3,776 |
| Tier 1 (core) risk-based capital | $15,822,000 | 3,872 |
| Tier 2 risk-based capital | $675,000 | 5,097 |
| Total risk weighted assets | $145,619,000 | 3,052 |
| Total unused commitments | $16,730,000 | 3,777 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 90 | 1,945 |
| Assets and Liabilities | ||
| Total Assets: | $227,346,000 | 2,758 |
| Cash and due from depository institutions | $4,109,000 | 1,945 |
| Interest-bearing balances | $1,000 | 6,602 |
| Securities | $81,410,000 | 1,461 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $122,558,000 | 3,316 |
| Loan loss allowance | $713,000 | 5,146 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,793,000 | 2,132 |
| Other real estate owned | $1,240,000 | 1,945 |
| Goodwill and other intangibles | $3,762,000 | 1,045 |
| All other assets | $8,474,000 | 1,971 |
| Life insurance assets | $4,309,000 | 1,326 |
| Total liabilities and capital | $227,346,000 | 2,758 |
| Total liabilities | $209,177,000 | 2,694 |
| Total deposits | $189,530,000 | 2,692 |
| Interest-bearing deposits | $179,209,000 | 2,491 |
| Deposits held in domestic offices | $189,530,000 | 2,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,181,000 | 828 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,466,000 | 3,036 |
| Total equity capital | $18,169,000 | 3,521 |
| Total bank equity capital | $18,169,000 | 3,521 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,850,000 | 1,522 |
| Surplus | $12,187,000 | 2,169 |
| Undivided profits | $3,132,000 | 5,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $864,000 | 3,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,104 |
| Income earned, not collected on loans | $1,179,000 | 3,343 |
| Earning assets | $203,969,000 | 2,805 |
| Long-term assets (5+ years) | $36,604,000 | 2,347 |
| Average Assets, year-to-date | $226,596,500 | 2,755 |
| Average Assets, quarterly | $226,596,500 | 2,755 |
| Volatile liabilities | $32,878,000 | 3,427 |
| Insider loans | $511,000 | 5,469 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $16,461,000 | 3,810 |
| Tier 1 (core) risk-based capital | $14,834,000 | 4,065 |
| Tier 2 risk-based capital | $713,000 | 4,937 |
| Total risk weighted assets | $146,236,000 | 3,022 |
| Total unused commitments | $16,461,000 | 3,810 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 90 | 1,925 |
| Assets and Liabilities | ||
| Total Assets: | $225,847,000 | 2,762 |
| Cash and due from depository institutions | $4,972,000 | 1,925 |
| Interest-bearing balances | $3,000 | 6,518 |
| Securities | $78,871,000 | 1,544 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $122,735,000 | 3,314 |
| Loan loss allowance | $722,000 | 5,095 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,711,000 | 2,119 |
| Other real estate owned | $1,267,000 | 1,925 |
| Goodwill and other intangibles | $3,755,000 | 1,029 |
| All other assets | $8,536,000 | 1,978 |
| Life insurance assets | $4,273,000 | 1,311 |
| Total liabilities and capital | $225,847,000 | 2,762 |
| Total liabilities | $208,487,000 | 2,697 |
| Total deposits | $182,778,000 | 2,781 |
| Interest-bearing deposits | $170,515,000 | 2,574 |
| Deposits held in domestic offices | $182,778,000 | 2,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,605,000 | 759 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,900,000 | 4,567 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,204,000 | 3,430 |
| Total equity capital | $17,360,000 | 3,578 |
| Total bank equity capital | $17,360,000 | 3,578 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,850,000 | 1,514 |
| Surplus | $12,187,000 | 2,119 |
| Undivided profits | $2,323,000 | 6,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $770,000 | 3,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,021 |
| Income earned, not collected on loans | $1,339,000 | 3,095 |
| Earning assets | $201,609,000 | 2,835 |
| Long-term assets (5+ years) | $37,431,000 | 2,255 |
| Average Assets, year-to-date | $224,854,400 | 2,685 |
| Average Assets, quarterly | $226,212,500 | 2,735 |
| Volatile liabilities | $37,045,000 | 3,280 |
| Insider loans | $591,000 | 5,208 |
| FHLB advances | $1,900,000 | 4,408 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $15,110,000 | 3,901 |
| Tier 1 (core) risk-based capital | $14,193,000 | 4,144 |
| Tier 2 risk-based capital | $722,000 | 4,882 |
| Total risk weighted assets | $141,909,000 | 3,057 |
| Total unused commitments | $15,110,000 | 3,901 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 89 | 1,970 |
| Assets and Liabilities | ||
| Total Assets: | $226,578,000 | 2,743 |
| Cash and due from depository institutions | $8,168,000 | 1,970 |
| Interest-bearing balances | $4,000 | 6,526 |
| Securities | $78,301,000 | 1,555 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $122,072,000 | 3,309 |
| Loan loss allowance | $755,000 | 4,974 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,669,000 | 2,519 |
| Other real estate owned | $1,211,000 | 1,970 |
| Goodwill and other intangibles | $3,775,000 | 1,024 |
| All other assets | $8,382,000 | 1,993 |
| Life insurance assets | $4,237,000 | 1,287 |
| Total liabilities and capital | $226,578,000 | 2,743 |
| Total liabilities | $209,542,000 | 2,664 |
| Total deposits | $185,142,000 | 2,712 |
| Interest-bearing deposits | $173,851,000 | 2,498 |
| Deposits held in domestic offices | $185,142,000 | 2,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,199,000 | 829 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,900,000 | 3,992 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,301,000 | 3,228 |
| Total equity capital | $17,036,000 | 3,608 |
| Total bank equity capital | $17,036,000 | 3,608 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,850,000 | 1,506 |
| Surplus | $12,187,000 | 2,090 |
| Undivided profits | $1,999,000 | 6,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $791,000 | 2,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,087 |
| Income earned, not collected on loans | $1,179,000 | 3,447 |
| Earning assets | $200,377,000 | 2,826 |
| Long-term assets (5+ years) | $41,247,000 | 2,108 |
| Average Assets, year-to-date | $224,606,250 | 2,699 |
| Average Assets, quarterly | $224,825,000 | 2,745 |
| Volatile liabilities | $38,767,000 | 3,166 |
| Insider loans | $592,000 | 5,215 |
| FHLB advances | $3,900,000 | 3,832 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $11,412,000 | 4,490 |
| Tier 1 (core) risk-based capital | $13,930,000 | 4,192 |
| Tier 2 risk-based capital | $755,000 | 4,752 |
| Total risk weighted assets | $135,157,000 | 3,166 |
| Total unused commitments | $11,412,000 | 4,490 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 96 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $223,072,000 | 2,769 |
| Cash and due from depository institutions | $4,899,000 | 1,820 |
| Interest-bearing balances | $16,000 | 6,170 |
| Securities | $83,348,000 | 1,462 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 4,165 |
| Net loans & leases | $116,313,000 | 3,398 |
| Loan loss allowance | $842,000 | 4,656 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,589,000 | 2,535 |
| Other real estate owned | $379,000 | 1,820 |
| Goodwill and other intangibles | $3,795,000 | 1,004 |
| All other assets | $8,399,000 | 1,995 |
| Life insurance assets | $3,949,000 | 1,335 |
| Total liabilities and capital | $223,072,000 | 2,769 |
| Total liabilities | $207,147,000 | 2,684 |
| Total deposits | $186,765,000 | 2,675 |
| Interest-bearing deposits | $175,290,000 | 2,446 |
| Deposits held in domestic offices | $186,765,000 | 2,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,239,000 | 1,189 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,900,000 | 2,866 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,243,000 | 3,056 |
| Total equity capital | $15,925,000 | 3,695 |
| Total bank equity capital | $15,925,000 | 3,695 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,850,000 | 1,499 |
| Surplus | $12,187,000 | 2,048 |
| Undivided profits | $888,000 | 7,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,025,000 | 1,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 939 |
| Income earned, not collected on loans | $1,221,000 | 3,043 |
| Earning assets | $201,027,000 | 2,804 |
| Long-term assets (5+ years) | $41,368,000 | 2,079 |
| Average Assets, year-to-date | $223,949,000 | 2,716 |
| Average Assets, quarterly | $224,240,500 | 2,736 |
| Volatile liabilities | $25,853,000 | 4,005 |
| Insider loans | $593,000 | 5,190 |
| FHLB advances | $8,900,000 | 2,734 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $15,210,000 | 3,884 |
| Tier 1 (core) risk-based capital | $13,387,000 | 4,248 |
| Tier 2 risk-based capital | $842,000 | 4,427 |
| Total risk weighted assets | $133,520,000 | 3,165 |
| Total unused commitments | $15,210,000 | 3,884 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 94 | 1,851 |
| Assets and Liabilities | ||
| Total Assets: | $225,409,000 | 2,726 |
| Cash and due from depository institutions | $3,957,000 | 1,851 |
| Interest-bearing balances | $1,000 | 6,719 |
| Securities | $85,276,000 | 1,445 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $120,122,000 | 3,251 |
| Loan loss allowance | $824,000 | 4,688 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,248,000 | 2,637 |
| Other real estate owned | $298,000 | 1,851 |
| Goodwill and other intangibles | $3,770,000 | 984 |
| All other assets | $7,738,000 | 2,067 |
| Life insurance assets | $3,922,000 | 1,300 |
| Total liabilities and capital | $225,409,000 | 2,726 |
| Total liabilities | $209,105,000 | 2,655 |
| Total deposits | $177,336,000 | 2,779 |
| Interest-bearing deposits | $147,208,000 | 2,825 |
| Deposits held in domestic offices | $177,336,000 | 2,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,529,000 | 743 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,900,000 | 2,779 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,340,000 | 2,918 |
| Total equity capital | $16,304,000 | 3,589 |
| Total bank equity capital | $16,304,000 | 3,589 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,850,000 | 1,487 |
| Surplus | $12,187,000 | 1,986 |
| Undivided profits | $1,267,000 | 6,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,851,000 | 1,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $91,000 | 767 |
| Income earned, not collected on loans | $1,129,000 | 3,076 |
| Earning assets | $205,399,000 | 2,729 |
| Long-term assets (5+ years) | $41,393,000 | 2,048 |
| Average Assets, year-to-date | $224,387,500 | 2,708 |
| Average Assets, quarterly | $224,387,500 | 2,708 |
| Volatile liabilities | $42,500,000 | 2,801 |
| Insider loans | $495,000 | 5,458 |
| FHLB advances | $8,900,000 | 2,669 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $14,021,000 | 4,088 |
| Tier 1 (core) risk-based capital | $13,468,000 | 4,168 |
| Tier 2 risk-based capital | $906,000 | 4,181 |
| Total risk weighted assets | $136,093,000 | 3,072 |
| Total unused commitments | $14,021,000 | 4,088 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 95 | 1,828 |
| Assets and Liabilities | ||
| Total Assets: | $223,366,000 | 2,725 |
| Cash and due from depository institutions | $6,899,000 | 1,828 |
| Interest-bearing balances | $1,000 | 6,749 |
| Securities | $81,145,000 | 1,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $119,987,000 | 3,227 |
| Loan loss allowance | $827,000 | 4,651 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,850,000 | 2,834 |
| Other real estate owned | $396,000 | 1,828 |
| Goodwill and other intangibles | $3,308,000 | 1,033 |
| All other assets | $7,781,000 | 2,069 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $223,366,000 | 2,725 |
| Total liabilities | $206,775,000 | 2,651 |
| Total deposits | $187,003,000 | 2,635 |
| Interest-bearing deposits | $154,738,000 | 2,686 |
| Deposits held in domestic offices | $187,003,000 | 2,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,635,000 | 1,187 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,900,000 | 2,867 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,237,000 | 3,024 |
| Total equity capital | $16,591,000 | 3,523 |
| Total bank equity capital | $16,591,000 | 3,523 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,850,000 | 1,472 |
| Surplus | $12,363,000 | 1,914 |
| Undivided profits | $1,378,000 | 6,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,216,000 | 1,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 756 |
| Income earned, not collected on loans | $1,304,000 | 2,729 |
| Earning assets | $201,133,000 | 2,749 |
| Long-term assets (5+ years) | $45,105,000 | 1,898 |
| Average Assets, year-to-date | $197,008,400 | 2,894 |
| Average Assets, quarterly | $223,733,000 | 2,702 |
| Volatile liabilities | $32,884,000 | 3,275 |
| Insider loans | $496,000 | 5,427 |
| FHLB advances | $8,900,000 | 2,740 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $16,337,000 | 3,702 |
| Tier 1 (core) risk-based capital | $14,135,000 | 3,957 |
| Tier 2 risk-based capital | $908,000 | 4,154 |
| Total risk weighted assets | $130,629,000 | 3,155 |
| Total unused commitments | $16,337,000 | 3,704 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 91 | 1,902 |
| Assets and Liabilities | ||
| Total Assets: | $224,100,000 | 2,684 |
| Cash and due from depository institutions | $10,607,000 | 1,902 |
| Interest-bearing balances | $544,000 | 3,333 |
| Securities | $84,322,000 | 1,447 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $114,335,000 | 3,311 |
| Loan loss allowance | $1,221,000 | 3,550 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,370,000 | 3,102 |
| Other real estate owned | $524,000 | 1,902 |
| Goodwill and other intangibles | $2,524,000 | 1,146 |
| All other assets | $8,418,000 | 1,886 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $224,100,000 | 2,684 |
| Total liabilities | $207,511,000 | 2,615 |
| Total deposits | $182,122,000 | 2,636 |
| Interest-bearing deposits | $153,680,000 | 2,645 |
| Deposits held in domestic offices | $182,122,000 | 2,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,274,000 | 899 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,900,000 | 2,892 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,215,000 | 3,023 |
| Total equity capital | $16,589,000 | 3,484 |
| Total bank equity capital | $16,589,000 | 3,484 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,850,000 | 1,444 |
| Surplus | $12,363,000 | 1,858 |
| Undivided profits | $1,376,000 | 6,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,480,000 | 1,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 920 |
| Income earned, not collected on loans | $1,354,000 | 2,598 |
| Earning assets | $199,201,000 | 2,749 |
| Long-term assets (5+ years) | $48,338,000 | 1,807 |
| Average Assets, year-to-date | $190,419,000 | 2,958 |
| Average Assets, quarterly | $198,284,000 | 2,915 |
| Volatile liabilities | $36,347,000 | 2,983 |
| Insider loans | $410,000 | 5,770 |
| FHLB advances | $8,900,000 | 2,760 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,293,000 | 4,825 |
| Tier 1 (core) risk-based capital | $14,720,000 | 3,754 |
| Tier 2 risk-based capital | $1,233,000 | 3,336 |
| Total risk weighted assets | $121,768,000 | 3,268 |
| Total unused commitments | $9,293,000 | 4,825 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 85 | 2,027 |
| Assets and Liabilities | ||
| Total Assets: | $172,468,000 | 3,236 |
| Cash and due from depository institutions | $6,781,000 | 2,027 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $73,744,000 | 1,670 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $82,337,000 | 4,134 |
| Loan loss allowance | $1,086,000 | 3,804 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,314,000 | 3,976 |
| Other real estate owned | $430,000 | 2,027 |
| Goodwill and other intangibles | $43,000 | 3,053 |
| All other assets | $6,819,000 | 2,144 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $172,468,000 | 3,236 |
| Total liabilities | $162,162,000 | 3,123 |
| Total deposits | $149,575,000 | 3,067 |
| Interest-bearing deposits | $123,111,000 | 3,123 |
| Deposits held in domestic offices | $149,575,000 | 3,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,633,000 | 1,057 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $954,000 | 3,353 |
| Total equity capital | $10,306,000 | 5,003 |
| Total bank equity capital | $10,306,000 | 5,003 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,850,000 | 1,424 |
| Surplus | $3,663,000 | 4,328 |
| Undivided profits | $3,793,000 | 5,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,051,000 | 1,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $871,000 | 3,571 |
| Earning assets | $156,081,000 | 3,265 |
| Long-term assets (5+ years) | $17,830,000 | 3,583 |
| Average Assets, year-to-date | $179,192,000 | 3,081 |
| Average Assets, quarterly | $176,779,500 | 3,142 |
| Volatile liabilities | $22,110,000 | 4,031 |
| Insider loans | $410,000 | 5,752 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,849,000 | 4,681 |
| Tier 1 (core) risk-based capital | $10,625,000 | 4,776 |
| Tier 2 risk-based capital | $1,090,000 | 3,584 |
| Total risk weighted assets | $97,658,000 | 3,784 |
| Total unused commitments | $9,849,000 | 4,682 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 83 | 2,061 |
| Assets and Liabilities | ||
| Total Assets: | $181,091,000 | 3,095 |
| Cash and due from depository institutions | $6,615,000 | 2,061 |
| Interest-bearing balances | $1,000 | 6,790 |
| Securities | $73,406,000 | 1,680 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $90,173,000 | 3,840 |
| Loan loss allowance | $1,194,000 | 3,565 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,371,000 | 3,911 |
| Other real estate owned | $1,213,000 | 2,061 |
| Goodwill and other intangibles | $43,000 | 3,038 |
| All other assets | $7,270,000 | 2,020 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $181,091,000 | 3,095 |
| Total liabilities | $171,612,000 | 2,968 |
| Total deposits | $155,440,000 | 2,959 |
| Interest-bearing deposits | $128,576,000 | 3,021 |
| Deposits held in domestic offices | $155,440,000 | 2,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,184,000 | 1,302 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,700,000 | 2,969 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,288,000 | 2,679 |
| Total equity capital | $9,479,000 | 5,198 |
| Total bank equity capital | $9,479,000 | 5,198 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,850,000 | 1,423 |
| Surplus | $3,663,000 | 4,313 |
| Undivided profits | $2,966,000 | 5,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,179,000 | 2,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,067,000 | 2,881 |
| Earning assets | $163,580,000 | 3,126 |
| Long-term assets (5+ years) | $20,147,000 | 3,408 |
| Average Assets, year-to-date | $182,554,000 | 3,061 |
| Average Assets, quarterly | $182,554,000 | 3,061 |
| Volatile liabilities | $26,326,000 | 3,490 |
| Insider loans | $410,000 | 5,746 |
| FHLB advances | $7,700,000 | 2,843 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,206,000 | 4,563 |
| Tier 1 (core) risk-based capital | $10,294,000 | 4,830 |
| Tier 2 risk-based capital | $1,198,000 | 3,344 |
| Total risk weighted assets | $105,789,000 | 3,526 |
| Total unused commitments | $10,206,000 | 4,565 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 82 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $184,017,000 | 3,054 |
| Cash and due from depository institutions | $5,190,000 | 2,092 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $75,011,000 | 1,673 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $93,447,000 | 3,705 |
| Loan loss allowance | $1,182,000 | 3,554 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,445,000 | 3,791 |
| Other real estate owned | $1,213,000 | 2,092 |
| Goodwill and other intangibles | $43,000 | 3,033 |
| All other assets | $6,668,000 | 2,133 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $184,017,000 | 3,054 |
| Total liabilities | $173,962,000 | 2,938 |
| Total deposits | $144,688,000 | 3,140 |
| Interest-bearing deposits | $117,947,000 | 3,203 |
| Deposits held in domestic offices | $144,688,000 | 3,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,399,000 | 619 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $875,000 | 3,409 |
| Total equity capital | $10,055,000 | 4,987 |
| Total bank equity capital | $10,055,000 | 4,987 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,850,000 | 1,406 |
| Surplus | $3,663,000 | 4,284 |
| Undivided profits | $3,542,000 | 5,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,028,000 | 2,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $964,000 | 3,136 |
| Earning assets | $168,458,000 | 3,055 |
| Long-term assets (5+ years) | $21,338,000 | 3,354 |
| Average Assets, year-to-date | $169,981,600 | 3,140 |
| Average Assets, quarterly | $174,522,500 | 3,152 |
| Volatile liabilities | $35,779,000 | 2,785 |
| Insider loans | $410,000 | 5,787 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,700,000 | 4,299 |
| Tier 1 (core) risk-based capital | $10,184,000 | 4,807 |
| Tier 2 risk-based capital | $1,185,000 | 3,332 |
| Total risk weighted assets | $108,638,000 | 3,445 |
| Total unused commitments | $10,700,000 | 4,299 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 86 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $165,028,000 | 3,293 |
| Cash and due from depository institutions | $3,675,000 | 1,986 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $64,248,000 | 1,926 |
| Federal funds sold & reverse repurchase agreements | $6,640,000 | 1,673 |
| Net loans & leases | $80,518,000 | 4,098 |
| Loan loss allowance | $1,176,000 | 3,564 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,437,000 | 3,771 |
| Other real estate owned | $1,214,000 | 1,986 |
| Goodwill and other intangibles | $43,000 | 2,987 |
| All other assets | $6,253,000 | 2,199 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $165,028,000 | 3,293 |
| Total liabilities | $154,343,000 | 3,169 |
| Total deposits | $146,725,000 | 3,040 |
| Interest-bearing deposits | $122,733,000 | 3,093 |
| Deposits held in domestic offices | $146,725,000 | 3,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,679,000 | 1,414 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $939,000 | 3,347 |
| Total equity capital | $10,685,000 | 4,773 |
| Total bank equity capital | $10,685,000 | 4,773 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,850,000 | 1,396 |
| Surplus | $3,663,000 | 4,254 |
| Undivided profits | $4,172,000 | 5,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,001,000 | 2,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $991,000 | 3,152 |
| Earning assets | $151,406,000 | 3,295 |
| Long-term assets (5+ years) | $23,092,000 | 3,260 |
| Average Assets, year-to-date | $166,472,750 | 3,187 |
| Average Assets, quarterly | $162,964,500 | 3,295 |
| Volatile liabilities | $17,714,000 | 4,396 |
| Insider loans | $410,000 | 5,781 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,135,000 | 4,835 |
| Tier 1 (core) risk-based capital | $10,212,000 | 4,786 |
| Tier 2 risk-based capital | $1,157,000 | 3,375 |
| Total risk weighted assets | $92,562,000 | 3,834 |
| Total unused commitments | $8,135,000 | 4,839 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 88 | 1,950 |
| Assets and Liabilities | ||
| Total Assets: | $160,901,000 | 3,346 |
| Cash and due from depository institutions | $6,631,000 | 1,950 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $62,588,000 | 1,998 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $80,977,000 | 4,042 |
| Loan loss allowance | $1,177,000 | 3,567 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,474,000 | 3,692 |
| Other real estate owned | $1,392,000 | 1,950 |
| Goodwill and other intangibles | $43,000 | 3,001 |
| All other assets | $6,796,000 | 2,054 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $160,901,000 | 3,346 |
| Total liabilities | $150,727,000 | 3,231 |
| Total deposits | $129,166,000 | 3,401 |
| Interest-bearing deposits | $104,165,000 | 3,537 |
| Deposits held in domestic offices | $129,166,000 | 3,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,413,000 | 728 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,148,000 | 2,665 |
| Total equity capital | $10,174,000 | 4,815 |
| Total bank equity capital | $10,174,000 | 4,815 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,850,000 | 1,395 |
| Surplus | $3,663,000 | 4,226 |
| Undivided profits | $3,661,000 | 5,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,063,000 | 2,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $901,000 | 3,231 |
| Earning assets | $143,565,000 | 3,421 |
| Long-term assets (5+ years) | $27,873,000 | 2,967 |
| Average Assets, year-to-date | $166,954,330 | 3,182 |
| Average Assets, quarterly | $164,391,500 | 3,249 |
| Volatile liabilities | $28,883,000 | 3,119 |
| Insider loans | $410,000 | 5,819 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,751,000 | 4,975 |
| Tier 1 (core) risk-based capital | $10,346,000 | 4,669 |
| Tier 2 risk-based capital | $1,148,000 | 3,368 |
| Total risk weighted assets | $91,792,000 | 3,828 |
| Total unused commitments | $7,751,000 | 4,978 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 84 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $167,882,000 | 3,190 |
| Cash and due from depository institutions | $3,549,000 | 2,036 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $76,072,000 | 1,686 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $78,100,000 | 4,078 |
| Loan loss allowance | $1,217,000 | 3,413 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,503,000 | 3,629 |
| Other real estate owned | $1,438,000 | 2,036 |
| Goodwill and other intangibles | $43,000 | 2,991 |
| All other assets | $6,177,000 | 2,099 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $167,882,000 | 3,190 |
| Total liabilities | $156,611,000 | 3,103 |
| Total deposits | $129,707,000 | 3,382 |
| Interest-bearing deposits | $103,249,000 | 3,555 |
| Deposits held in domestic offices | $129,707,000 | 3,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,825,000 | 620 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,079,000 | 3,047 |
| Total equity capital | $11,271,000 | 4,528 |
| Total bank equity capital | $11,271,000 | 4,528 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,850,000 | 1,390 |
| Surplus | $3,663,000 | 4,200 |
| Undivided profits | $4,758,000 | 4,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,280,000 | 2,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $822,000 | 3,457 |
| Earning assets | $154,172,000 | 3,192 |
| Long-term assets (5+ years) | $39,041,000 | 2,288 |
| Average Assets, year-to-date | $169,981,000 | 3,138 |
| Average Assets, quarterly | $169,981,000 | 3,138 |
| Volatile liabilities | $32,441,000 | 2,775 |
| Insider loans | $410,000 | 5,794 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,913,000 | 4,922 |
| Tier 1 (core) risk-based capital | $10,363,000 | 4,620 |
| Tier 2 risk-based capital | $1,100,000 | 3,427 |
| Total risk weighted assets | $87,910,000 | 3,889 |
| Total unused commitments | $7,913,000 | 4,929 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $172,080,000 | 3,127 |
| Cash and due from depository institutions | $4,452,000 | 1,987 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $83,649,000 | 1,601 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $75,573,000 | 4,137 |
| Loan loss allowance | $1,177,000 | 3,505 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,193,000 | 3,952 |
| Other real estate owned | $394,000 | 1,987 |
| Goodwill and other intangibles | $43,000 | 2,981 |
| All other assets | $5,776,000 | 2,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,080,000 | 3,127 |
| Total liabilities | $161,324,000 | 3,036 |
| Total deposits | $135,007,000 | 3,238 |
| Interest-bearing deposits | $109,844,000 | 3,348 |
| Deposits held in domestic offices | $135,007,000 | 3,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,588,000 | 637 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $729,000 | 3,809 |
| Total equity capital | $10,756,000 | 4,625 |
| Total bank equity capital | $10,756,000 | 4,625 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,850,000 | 1,394 |
| Surplus | $3,663,000 | 4,169 |
| Undivided profits | $4,243,000 | 5,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,352,000 | 2,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,032,000 | 2,910 |
| Earning assets | $159,222,000 | 3,099 |
| Long-term assets (5+ years) | $38,999,000 | 2,309 |
| Average Assets, year-to-date | $161,272,400 | 3,191 |
| Average Assets, quarterly | $168,424,000 | 3,157 |
| Volatile liabilities | $36,585,000 | 2,537 |
| Insider loans | $412,000 | 5,817 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,955,000 | 4,788 |
| Tier 1 (core) risk-based capital | $10,285,000 | 4,628 |
| Tier 2 risk-based capital | $1,051,000 | 3,556 |
| Total risk weighted assets | $83,967,000 | 4,008 |
| Total unused commitments | $7,955,000 | 4,791 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 85 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $164,768,000 | 3,226 |
| Cash and due from depository institutions | $4,095,000 | 2,053 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $77,271,000 | 1,695 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $76,443,000 | 4,099 |
| Loan loss allowance | $1,182,000 | 3,487 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,167,000 | 3,962 |
| Other real estate owned | $442,000 | 2,053 |
| Goodwill and other intangibles | $43,000 | 2,965 |
| All other assets | $4,307,000 | 2,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,768,000 | 3,226 |
| Total liabilities | $153,625,000 | 3,137 |
| Total deposits | $128,141,000 | 3,384 |
| Interest-bearing deposits | $102,725,000 | 3,555 |
| Deposits held in domestic offices | $128,141,000 | 3,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,696,000 | 639 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $788,000 | 3,767 |
| Total equity capital | $11,143,000 | 4,470 |
| Total bank equity capital | $11,143,000 | 4,470 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,850,000 | 1,388 |
| Surplus | $3,663,000 | 4,112 |
| Undivided profits | $4,630,000 | 4,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,611,000 | 1,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $902,000 | 3,437 |
| Earning assets | $153,714,000 | 3,178 |
| Long-term assets (5+ years) | $40,931,000 | 2,208 |
| Average Assets, year-to-date | $158,570,500 | 3,258 |
| Average Assets, quarterly | $159,287,500 | 3,286 |
| Volatile liabilities | $35,653,000 | 2,521 |
| Insider loans | $327,000 | 6,184 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,410,000 | 5,244 |
| Tier 1 (core) risk-based capital | $10,696,000 | 4,477 |
| Tier 2 risk-based capital | $1,032,000 | 3,593 |
| Total risk weighted assets | $82,392,000 | 4,040 |
| Total unused commitments | $6,410,000 | 5,251 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 94 | 1,862 |
| Assets and Liabilities | ||
| Total Assets: | $153,807,000 | 3,382 |
| Cash and due from depository institutions | $3,062,000 | 1,862 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $71,762,000 | 1,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $72,046,000 | 4,261 |
| Loan loss allowance | $1,100,000 | 3,639 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,164,000 | 3,945 |
| Other real estate owned | $533,000 | 1,862 |
| Goodwill and other intangibles | $43,000 | 2,928 |
| All other assets | $4,197,000 | 2,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,807,000 | 3,382 |
| Total liabilities | $141,886,000 | 3,317 |
| Total deposits | $125,511,000 | 3,425 |
| Interest-bearing deposits | $99,579,000 | 3,648 |
| Deposits held in domestic offices | $125,511,000 | 3,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,057,000 | 835 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,318,000 | 2,745 |
| Total equity capital | $11,921,000 | 4,258 |
| Total bank equity capital | $11,921,000 | 4,258 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,850,000 | 1,379 |
| Surplus | $3,663,000 | 4,066 |
| Undivided profits | $5,408,000 | 4,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,828,000 | 1,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $951,000 | 3,148 |
| Earning assets | $143,808,000 | 3,322 |
| Long-term assets (5+ years) | $29,282,000 | 2,697 |
| Average Assets, year-to-date | $156,504,670 | 3,290 |
| Average Assets, quarterly | $154,220,000 | 3,346 |
| Volatile liabilities | $23,196,000 | 3,448 |
| Insider loans | $926,000 | 4,160 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,860,000 | 5,056 |
| Tier 1 (core) risk-based capital | $10,537,000 | 4,460 |
| Tier 2 risk-based capital | $970,000 | 3,707 |
| Total risk weighted assets | $77,452,000 | 4,207 |
| Total unused commitments | $6,860,000 | 5,068 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 95 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $154,633,000 | 3,329 |
| Cash and due from depository institutions | $6,338,000 | 1,813 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $69,656,000 | 1,762 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $72,354,000 | 4,174 |
| Loan loss allowance | $1,112,000 | 3,543 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,106,000 | 3,968 |
| Other real estate owned | $328,000 | 1,813 |
| Goodwill and other intangibles | $43,000 | 2,909 |
| All other assets | $3,808,000 | 2,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,633,000 | 3,329 |
| Total liabilities | $143,088,000 | 3,253 |
| Total deposits | $124,221,000 | 3,414 |
| Interest-bearing deposits | $98,595,000 | 3,661 |
| Deposits held in domestic offices | $124,221,000 | 3,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,592,000 | 745 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,275,000 | 2,828 |
| Total equity capital | $11,545,000 | 4,291 |
| Total bank equity capital | $11,545,000 | 4,291 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,850,000 | 1,383 |
| Surplus | $3,663,000 | 4,016 |
| Undivided profits | $5,032,000 | 4,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,906,000 | 1,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,336 |
| Income earned, not collected on loans | $802,000 | 3,714 |
| Earning assets | $142,010,000 | 3,316 |
| Long-term assets (5+ years) | $21,372,000 | 3,255 |
| Average Assets, year-to-date | $157,853,500 | 3,263 |
| Average Assets, quarterly | $157,853,500 | 3,263 |
| Volatile liabilities | $24,559,000 | 3,261 |
| Insider loans | $928,000 | 4,109 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,772,000 | 5,020 |
| Tier 1 (core) risk-based capital | $10,371,000 | 4,441 |
| Tier 2 risk-based capital | $981,000 | 3,625 |
| Total risk weighted assets | $78,379,000 | 4,115 |
| Total unused commitments | $6,772,000 | 5,033 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 92 | 1,865 |
| Assets and Liabilities | ||
| Total Assets: | $161,074,000 | 3,201 |
| Cash and due from depository institutions | $7,758,000 | 1,865 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $74,072,000 | 1,665 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $72,757,000 | 4,156 |
| Loan loss allowance | $1,166,000 | 3,346 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,126,000 | 3,924 |
| Other real estate owned | $243,000 | 1,865 |
| Goodwill and other intangibles | $43,000 | 2,877 |
| All other assets | $4,075,000 | 2,729 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,074,000 | 3,201 |
| Total liabilities | $149,310,000 | 3,122 |
| Total deposits | $132,168,000 | 3,193 |
| Interest-bearing deposits | $107,398,000 | 3,318 |
| Deposits held in domestic offices | $132,168,000 | 3,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,009,000 | 804 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,133,000 | 3,105 |
| Total equity capital | $11,764,000 | 4,181 |
| Total bank equity capital | $11,764,000 | 4,181 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,850,000 | 1,377 |
| Surplus | $3,663,000 | 3,970 |
| Undivided profits | $5,251,000 | 4,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,796,000 | 1,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 925 |
| Income earned, not collected on loans | $1,110,000 | 2,902 |
| Earning assets | $146,829,000 | 3,206 |
| Long-term assets (5+ years) | $20,868,000 | 3,242 |
| Average Assets, year-to-date | $147,360,200 | 3,304 |
| Average Assets, quarterly | $162,543,500 | 3,160 |
| Volatile liabilities | $23,891,000 | 3,317 |
| Insider loans | $930,000 | 4,127 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,418,000 | 4,729 |
| Tier 1 (core) risk-based capital | $10,403,000 | 4,367 |
| Tier 2 risk-based capital | $988,000 | 3,557 |
| Total risk weighted assets | $78,846,000 | 4,073 |
| Total unused commitments | $7,418,000 | 4,731 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 82 | 2,094 |
| Assets and Liabilities | ||
| Total Assets: | $135,143,000 | 3,563 |
| Cash and due from depository institutions | $5,916,000 | 2,094 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $48,757,000 | 2,252 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $74,105,000 | 3,966 |
| Loan loss allowance | $1,128,000 | 3,277 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,134,000 | 3,856 |
| Other real estate owned | $323,000 | 2,094 |
| Goodwill and other intangibles | $43,000 | 2,829 |
| All other assets | $3,865,000 | 2,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,143,000 | 3,563 |
| Total liabilities | $124,890,000 | 3,475 |
| Total deposits | $112,791,000 | 3,538 |
| Interest-bearing deposits | $89,241,000 | 3,795 |
| Deposits held in domestic offices | $112,791,000 | 3,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,764,000 | 997 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $335,000 | 6,586 |
| Total equity capital | $10,253,000 | 4,411 |
| Total bank equity capital | $10,253,000 | 4,411 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,850,000 | 1,371 |
| Surplus | $3,663,000 | 3,875 |
| Undivided profits | $3,740,000 | 5,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,109,000 | 2,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 934 |
| Income earned, not collected on loans | $1,213,000 | 2,858 |
| Earning assets | $122,862,000 | 3,578 |
| Long-term assets (5+ years) | $26,513,000 | 2,736 |
| Average Assets, year-to-date | $134,726,600 | 3,431 |
| Average Assets, quarterly | $135,867,500 | 3,501 |
| Volatile liabilities | $22,791,000 | 3,322 |
| Insider loans | $924,000 | 4,090 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,238,000 | 5,895 |
| Tier 1 (core) risk-based capital | $10,009,000 | 4,345 |
| Tier 2 risk-based capital | $1,023,000 | 3,299 |
| Total risk weighted assets | $81,738,000 | 3,832 |
| Total unused commitments | $4,238,000 | 5,900 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 85 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $138,257,000 | 3,376 |
| Cash and due from depository institutions | $8,243,000 | 1,985 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $54,007,000 | 2,042 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $69,053,000 | 4,119 |
| Loan loss allowance | $1,052,000 | 3,335 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,307,000 | 3,602 |
| Other real estate owned | $248,000 | 1,985 |
| Goodwill and other intangibles | $48,000 | 2,811 |
| All other assets | $4,351,000 | 2,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,257,000 | 3,376 |
| Total liabilities | $128,980,000 | 3,272 |
| Total deposits | $116,744,000 | 3,291 |
| Interest-bearing deposits | $94,878,000 | 3,476 |
| Deposits held in domestic offices | $116,744,000 | 3,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,251,000 | 1,024 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $985,000 | 3,640 |
| Total equity capital | $9,277,000 | 4,669 |
| Total bank equity capital | $9,277,000 | 4,669 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,850,000 | 1,377 |
| Surplus | $3,663,000 | 3,832 |
| Undivided profits | $2,764,000 | 5,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $992,000 | 2,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $690,000 | 3,930 |
| Earning assets | $123,060,000 | 3,468 |
| Long-term assets (5+ years) | $30,711,000 | 2,368 |
| Average Assets, year-to-date | $138,488,800 | 3,239 |
| Average Assets, quarterly | $138,879,000 | 3,318 |
| Volatile liabilities | $20,004,000 | 3,647 |
| Insider loans | $984,000 | 3,916 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,550,000 | 3,413 |
| Tier 1 (core) risk-based capital | $9,816,000 | 4,354 |
| Tier 2 risk-based capital | $1,052,000 | 3,136 |
| Total risk weighted assets | $85,000,100 | 3,573 |
| Total unused commitments | $11,550,000 | 3,413 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 90 | 1,917 |
| Assets and Liabilities | ||
| Total Assets: | $139,102,000 | 3,308 |
| Cash and due from depository institutions | $7,556,000 | 1,917 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $68,806,000 | 1,660 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $56,027,000 | 4,766 |
| Loan loss allowance | $949,000 | 3,577 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,256,000 | 3,631 |
| Other real estate owned | $308,000 | 1,917 |
| Goodwill and other intangibles | $52,000 | 2,870 |
| All other assets | $4,097,000 | 2,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,102,000 | 3,308 |
| Total liabilities | $130,582,000 | 3,203 |
| Total deposits | $121,953,000 | 3,114 |
| Interest-bearing deposits | $99,689,000 | 3,270 |
| Deposits held in domestic offices | $121,953,000 | 3,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,409,000 | 1,401 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,220,000 | 2,768 |
| Total equity capital | $8,520,000 | 4,839 |
| Total bank equity capital | $8,520,000 | 4,839 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,850,000 | 1,379 |
| Surplus | $3,663,000 | 3,807 |
| Undivided profits | $2,007,000 | 6,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,058,000 | 2,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $631,000 | 3,718 |
| Earning assets | $124,833,000 | 3,357 |
| Long-term assets (5+ years) | $29,871,000 | 2,556 |
| Average Assets, year-to-date | $140,900,600 | 3,146 |
| Average Assets, quarterly | $140,016,500 | 3,258 |
| Volatile liabilities | $17,137,000 | 3,864 |
| Insider loans | $269,000 | 6,688 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,117,000 | 3,942 |
| Tier 1 (core) risk-based capital | $10,071,000 | 4,226 |
| Tier 2 risk-based capital | $918,340 | 3,389 |
| Total risk weighted assets | $73,436,640 | 3,901 |
| Total unused commitments | $9,117,000 | 3,945 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 90 | 1,911 |
| Assets and Liabilities | ||
| Total Assets: | $142,456,000 | 3,175 |
| Cash and due from depository institutions | $6,301,000 | 1,911 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $72,999,000 | 1,620 |
| Federal funds sold & reverse repurchase agreements | $4,150,000 | 3,924 |
| Net loans & leases | $53,516,000 | 4,728 |
| Loan loss allowance | $928,000 | 3,554 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,351,000 | 3,406 |
| Other real estate owned | $214,000 | 1,911 |
| Goodwill and other intangibles | $57,000 | 2,855 |
| All other assets | $2,868,000 | 2,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,456,000 | 3,175 |
| Total liabilities | $132,503,000 | 3,082 |
| Total deposits | $125,048,000 | 3,034 |
| Interest-bearing deposits | $102,755,000 | 3,130 |
| Deposits held in domestic offices | $125,048,000 | 3,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,324,000 | 1,278 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,131,000 | 3,182 |
| Total equity capital | $9,953,000 | 4,366 |
| Total bank equity capital | $9,953,000 | 4,366 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,850,000 | 1,330 |
| Surplus | $3,663,000 | 3,673 |
| Undivided profits | $3,440,000 | 5,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,491,000 | 1,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $188,000 | 656 |
| Income earned, not collected on loans | $648,000 | 3,598 |
| Earning assets | $130,665,000 | 3,189 |
| Long-term assets (5+ years) | $43,234,000 | 1,781 |
| Average Assets, year-to-date | $137,485,200 | 3,119 |
| Average Assets, quarterly | $138,751,000 | 3,192 |
| Volatile liabilities | $16,190,000 | 3,581 |
| Insider loans | $220,000 | 7,032 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,252,000 | 3,553 |
| Tier 1 (core) risk-based capital | $10,176,000 | 4,093 |
| Tier 2 risk-based capital | $886,710 | 3,363 |
| Total risk weighted assets | $70,895,410 | 3,819 |
| Total unused commitments | $10,252,000 | 3,557 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 90 | 1,959 |
| Assets and Liabilities | ||
| Total Assets: | $132,962,000 | 3,336 |
| Cash and due from depository institutions | $4,829,000 | 1,959 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $69,993,000 | 1,641 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 6,491 |
| Net loans & leases | $51,797,000 | 4,834 |
| Loan loss allowance | $982,000 | 3,406 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,515,000 | 3,138 |
| Other real estate owned | $258,000 | 1,959 |
| Goodwill and other intangibles | $61,000 | 2,841 |
| All other assets | $2,559,000 | 2,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,962,000 | 3,336 |
| Total liabilities | $122,122,000 | 3,258 |
| Total deposits | $118,174,000 | 3,163 |
| Interest-bearing deposits | $99,118,000 | 3,222 |
| Deposits held in domestic offices | $118,174,000 | 3,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,698,000 | 1,935 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,250,000 | 2,964 |
| Total equity capital | $10,840,000 | 4,006 |
| Total bank equity capital | $10,840,000 | 4,006 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,850,000 | 1,308 |
| Surplus | $3,663,000 | 3,597 |
| Undivided profits | $4,327,000 | 4,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $994,000 | 2,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,349 |
| Income earned, not collected on loans | $603,000 | 3,942 |
| Earning assets | $122,740,000 | 3,321 |
| Long-term assets (5+ years) | $37,390,000 | 1,767 |
| Average Assets, year-to-date | $138,307,000 | 3,054 |
| Average Assets, quarterly | $135,954,000 | 3,206 |
| Volatile liabilities | $10,853,000 | 4,727 |
| Insider loans | $1,018,000 | 3,520 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,102,000 | 3,952 |
| Tier 1 (core) risk-based capital | $10,640,000 | 3,937 |
| Tier 2 risk-based capital | $838,530 | 3,430 |
| Total risk weighted assets | $66,938,830 | 3,975 |
| Total unused commitments | $8,102,000 | 3,953 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 89 | 2,105 |
| Assets and Liabilities | ||
| Total Assets: | $139,138,000 | 3,262 |
| Cash and due from depository institutions | $5,078,000 | 2,105 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $66,061,000 | 1,831 |
| Federal funds sold & reverse repurchase agreements | $11,350,000 | 1,139 |
| Net loans & leases | $50,850,000 | 4,972 |
| Loan loss allowance | $1,235,000 | 2,922 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,649,000 | 2,928 |
| Other real estate owned | $0 | 2,105 |
| Goodwill and other intangibles | $65,000 | 2,711 |
| All other assets | $3,085,000 | 2,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,138,000 | 3,262 |
| Total liabilities | $128,057,000 | 3,194 |
| Total deposits | $125,074,000 | 3,046 |
| Interest-bearing deposits | $102,265,000 | 3,203 |
| Deposits held in domestic offices | $125,074,000 | 3,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,588,000 | 2,438 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,395,000 | 2,738 |
| Total equity capital | $11,081,000 | 3,962 |
| Total bank equity capital | $11,081,000 | 3,962 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,850,000 | 1,361 |
| Surplus | $3,663,000 | 3,683 |
| Undivided profits | $4,568,000 | 4,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,120,000 | 2,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $44,000 | 1,314 |
| Income earned, not collected on loans | $660,000 | 3,495 |
| Earning assets | $128,261,000 | 3,239 |
| Long-term assets (5+ years) | $12,158,000 | 3,762 |
| Average Assets, year-to-date | $147,319,600 | 2,962 |
| Average Assets, quarterly | $142,657,000 | 3,138 |
| Volatile liabilities | $10,066,000 | 4,844 |
| Insider loans | $701,000 | 4,580 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,719,000 | 3,992 |
| Tier 1 (core) risk-based capital | $10,984,000 | 3,891 |
| Tier 2 risk-based capital | $855,380 | 3,451 |
| Total risk weighted assets | $68,050,780 | 3,944 |
| Total unused commitments | $7,719,000 | 4,006 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 77 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $119,985,000 | 3,729 |
| Cash and due from depository institutions | $5,047,000 | 2,512 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $58,801,000 | 2,120 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $50,569,000 | 4,934 |
| Loan loss allowance | $1,450,000 | 2,552 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,476,000 | 3,051 |
| Other real estate owned | $0 | 2,512 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,092,000 | 2,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,985,000 | 3,729 |
| Total liabilities | $107,805,000 | 3,738 |
| Total deposits | $105,254,000 | 3,630 |
| Interest-bearing deposits | $86,386,000 | 3,804 |
| Deposits held in domestic offices | $105,254,000 | 3,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,509 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,251,000 | 3,020 |
| Total equity capital | $12,180,000 | 3,622 |
| Total bank equity capital | $12,180,000 | 3,622 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,850,000 | 1,383 |
| Surplus | $2,863,000 | 4,373 |
| Undivided profits | $6,467,000 | 3,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,521,000 | 1,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $617,000 | 3,876 |
| Earning assets | $109,370,000 | 3,756 |
| Long-term assets (5+ years) | $7,289,000 | 4,841 |
| Average Assets, year-to-date | $115,720,400 | 3,715 |
| Average Assets, quarterly | $118,318,000 | 3,738 |
| Volatile liabilities | $11,561,000 | 4,106 |
| Insider loans | $439,000 | 6,025 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $253,000 | 1,234 |
| Unused loan commitments | $6,547,000 | 4,267 |
| Tier 1 (core) risk-based capital | $12,144,000 | 3,502 |
| Tier 2 risk-based capital | $740,390 | 3,839 |
| Total risk weighted assets | $58,521,690 | 4,423 |
| Total unused commitments | $6,547,000 | 4,279 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 80 | 2,498 |
| Assets and Liabilities | ||
| Total Assets: | $117,170,000 | 3,768 |
| Cash and due from depository institutions | $4,969,000 | 2,498 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $47,544,000 | 2,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $57,892,000 | 4,343 |
| Loan loss allowance | $1,790,000 | 2,176 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,580,000 | 2,870 |
| Other real estate owned | $198,000 | 2,498 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,987,000 | 2,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,170,000 | 3,768 |
| Total liabilities | $106,395,000 | 3,772 |
| Total deposits | $99,710,000 | 3,797 |
| Interest-bearing deposits | $82,857,000 | 3,900 |
| Deposits held in domestic offices | $99,710,000 | 3,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,881,000 | 1,652 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $804,000 | 3,604 |
| Total equity capital | $10,775,000 | 3,781 |
| Total bank equity capital | $10,775,000 | 3,781 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,850,000 | 1,394 |
| Surplus | $2,863,000 | 4,308 |
| Undivided profits | $5,062,000 | 4,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,317,000 | 886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $721,000 | 2,823 |
| Earning assets | $105,436,000 | 3,838 |
| Long-term assets (5+ years) | $5,530,000 | 5,725 |
| Average Assets, year-to-date | $124,364,800 | 3,478 |
| Average Assets, quarterly | $120,246,500 | 3,659 |
| Volatile liabilities | $12,421,000 | 3,707 |
| Insider loans | $377,000 | 6,503 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $182,000 | 1,103 |
| Unused loan commitments | $6,868,000 | 4,042 |
| Tier 1 (core) risk-based capital | $12,027,000 | 3,421 |
| Tier 2 risk-based capital | $847,550 | 3,380 |
| Total risk weighted assets | $66,861,350 | 3,838 |
| Total unused commitments | $6,868,000 | 4,049 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 82 | 2,549 |
| Assets and Liabilities | ||
| Total Assets: | $130,072,000 | 3,490 |
| Cash and due from depository institutions | $8,163,000 | 2,549 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $43,949,000 | 3,178 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $71,034,000 | 3,541 |
| Loan loss allowance | $1,740,000 | 2,309 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,688,000 | 2,726 |
| Other real estate owned | $809,000 | 2,549 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,429,000 | 2,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,072,000 | 3,490 |
| Total liabilities | $117,978,000 | 3,493 |
| Total deposits | $113,367,000 | 3,462 |
| Interest-bearing deposits | $94,305,000 | 3,572 |
| Deposits held in domestic offices | $113,367,000 | 3,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,574,000 | 1,749 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $40,000 | 4,704 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $997,000 | 3,119 |
| Total equity capital | $12,094,000 | 3,380 |
| Total bank equity capital | $12,094,000 | 3,380 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,850,000 | 1,407 |
| Surplus | $2,863,000 | 4,280 |
| Undivided profits | $6,381,000 | 3,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,088,000 | 1,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $904,000 | 1,942 |
| Earning assets | $114,983,000 | 3,602 |
| Long-term assets (5+ years) | $12,854,000 | 3,679 |
| Average Assets, year-to-date | $136,139,400 | 3,264 |
| Average Assets, quarterly | $129,958,000 | 3,473 |
| Volatile liabilities | $13,462,000 | 3,259 |
| Insider loans | $324,000 | 7,051 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $265,000 | 1,404 |
| Unused loan commitments | $10,486,000 | 2,996 |
| Tier 1 (core) risk-based capital | $11,810,000 | 3,387 |
| Tier 2 risk-based capital | $1,036,270 | 2,790 |
| Total risk weighted assets | $82,197,870 | 3,138 |
| Total unused commitments | $10,486,000 | 3,017 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 69 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $139,452,000 | 3,342 |
| Cash and due from depository institutions | $7,861,000 | 3,112 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $23,639,000 | 5,405 |
| Federal funds sold & reverse repurchase agreements | $16,970,000 | 998 |
| Net loans & leases | $84,762,000 | 3,080 |
| Loan loss allowance | $1,244,000 | 3,131 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,912,000 | 3,763 |
| Other real estate owned | $1,251,000 | 3,112 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,057,000 | 2,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,452,000 | 3,342 |
| Total liabilities | $127,357,000 | 3,352 |
| Total deposits | $121,084,000 | 3,359 |
| Interest-bearing deposits | $102,248,000 | 3,461 |
| Deposits held in domestic offices | $121,084,000 | 3,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,350,000 | 1,329 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $68,000 | 4,491 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $855,000 | 3,733 |
| Total equity capital | $12,095,000 | 3,171 |
| Total bank equity capital | $12,095,000 | 3,171 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,850,000 | 1,443 |
| Surplus | $2,850,000 | 4,194 |
| Undivided profits | $6,395,000 | 3,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,870,000 | 1,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,125,000 | 1,727 |
| Earning assets | $125,371,000 | 3,376 |
| Long-term assets (5+ years) | $18,110,000 | 2,806 |
| Average Assets, year-to-date | $142,356,800 | 3,195 |
| Average Assets, quarterly | $139,597,000 | 3,317 |
| Volatile liabilities | $14,836,000 | 2,993 |
| Insider loans | $1,725,000 | 408 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $35,000 | 1,189 |
| Unused loan commitments | $14,177,000 | 2,311 |
| Tier 1 (core) risk-based capital | $12,095,000 | 3,117 |
| Tier 2 risk-based capital | $1,244,000 | 2,398 |
| Total risk weighted assets | $101,294,000 | 2,639 |
| Total unused commitments | $14,177,000 | 2,328 |
| Derivatives | $0 | 651 |