Home > The First National Bank of Crossville > Income and Expense
The First National Bank of Crossville, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,121,000 | 2,506 |
| Total interest expense | $6,532,000 | 2,296 |
| Net interest income | $6,589,000 | 2,637 |
| Provision for loan and lease losses | $107,000 | 5,029 |
| Total noninterest income | $1,038,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $621,000 | 2,114 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $417,000 | 3,202 |
| Total noninterest expense | $3,738,000 | 3,378 |
| Salaries and employee benefits | $2,007,000 | 3,302 |
| Premises and equipment expense | $453,000 | 4,019 |
| Additional noninterest expense | $1,278,000 | 3,158 |
| Pre-tax net operating income | $3,782,000 | 1,986 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,326,000 | 1,906 |
| Income before extraordinary items | $2,456,000 | 2,144 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,456,000 | 2,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $2,160,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,456,000 | 2,092 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,655,000 | 2,644 |
| Total interest expense | $5,964,000 | 2,567 |
| Net interest income | $6,691,000 | 2,635 |
| Provision for loan and lease losses | $71,000 | 5,818 |
| Total noninterest income | $925,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $682,000 | 1,986 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $243,000 | 4,611 |
| Total noninterest expense | $3,399,000 | 3,883 |
| Salaries and employee benefits | $1,755,000 | 3,753 |
| Premises and equipment expense | $419,000 | 4,367 |
| Additional noninterest expense | $1,225,000 | 3,718 |
| Pre-tax net operating income | $4,146,000 | 1,737 |
| Securities gains (losses) | $116,000 | 891 |
| Applicable income taxes | $1,516,000 | 1,585 |
| Income before extraordinary items | $2,746,000 | 1,801 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,746,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $2,260,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,671,760 | 1,819 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,664,000 | 2,852 |
| Total interest expense | $5,566,000 | 2,754 |
| Net interest income | $6,098,000 | 2,917 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $920,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $710,000 | 1,906 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $210,000 | 4,990 |
| Total noninterest expense | $3,112,000 | 4,145 |
| Salaries and employee benefits | $1,633,000 | 3,973 |
| Premises and equipment expense | $434,000 | 4,232 |
| Additional noninterest expense | $1,045,000 | 4,197 |
| Pre-tax net operating income | $3,886,000 | 1,913 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $1,384,000 | 1,770 |
| Income before extraordinary items | $2,513,000 | 2,009 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,513,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $1,473,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,505,960 | 1,991 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,689,000 | 3,128 |
| Total interest expense | $4,194,000 | 2,918 |
| Net interest income | $5,495,000 | 3,257 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $773,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $525,000 | 2,592 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $248,000 | 4,617 |
| Total noninterest expense | $3,525,000 | 3,818 |
| Salaries and employee benefits | $1,880,000 | 3,473 |
| Premises and equipment expense | $429,000 | 4,328 |
| Additional noninterest expense | $1,216,000 | 4,009 |
| Pre-tax net operating income | $2,724,000 | 2,604 |
| Securities gains (losses) | $-427,000 | 12,203 |
| Applicable income taxes | $721,000 | 3,025 |
| Income before extraordinary items | $1,576,000 | 3,047 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,576,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $2,026,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,870,630 | 2,618 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 3,209 |
| Total interest expense | $4,015,000 | 3,164 |
| Net interest income | $5,632,000 | 3,204 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $840,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $532,000 | 2,612 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $308,000 | 4,405 |
| Total noninterest expense | $3,418,000 | 4,001 |
| Salaries and employee benefits | $1,761,000 | 3,689 |
| Premises and equipment expense | $450,000 | 4,270 |
| Additional noninterest expense | $1,207,000 | 4,171 |
| Pre-tax net operating income | $3,049,000 | 2,242 |
| Securities gains (losses) | $101,000 | 2,497 |
| Applicable income taxes | $993,000 | 2,272 |
| Income before extraordinary items | $2,157,000 | 2,315 |
| Extraordinary gains, net | $-41,000 | 12,667 |
| Net income | $2,116,000 | 2,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $1,352,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,088,320 | 2,248 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,964,000 | 3,199 |
| Total interest expense | $5,121,000 | 3,246 |
| Net interest income | $5,843,000 | 3,141 |
| Provision for loan and lease losses | $17,000 | 10,772 |
| Total noninterest income | $695,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $469,000 | 2,976 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $226,000 | 5,284 |
| Total noninterest expense | $3,349,000 | 4,095 |
| Salaries and employee benefits | $1,720,000 | 3,720 |
| Premises and equipment expense | $404,000 | 4,758 |
| Additional noninterest expense | $1,225,000 | 4,266 |
| Pre-tax net operating income | $3,172,000 | 1,959 |
| Securities gains (losses) | $83,000 | 3,314 |
| Applicable income taxes | $988,000 | 2,128 |
| Income before extraordinary items | $2,267,000 | 2,024 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,267,000 | 2,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $2,071,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,208,900 | 1,908 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.