Home > The First National Bank of Coulterville > Income and Expense
The First National Bank of Coulterville, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $373,000 | 8,921 |
| Total interest expense | $117,000 | 8,825 |
| Net interest income | $256,000 | 8,910 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $20,000 | 7,664 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $222,000 | 8,974 |
| Salaries and employee benefits | $101,000 | 9,076 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $90,000 | 8,589 |
| Pre-tax net operating income | $61,000 | 8,299 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $59,000 | 8,341 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $59,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $2,000 | 5,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $59,000 | 8,215 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $190,000 | 8,966 |
| Total interest expense | $59,000 | 8,892 |
| Net interest income | $131,000 | 8,949 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $110,000 | 9,026 |
| Salaries and employee benefits | $51,000 | 9,108 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $46,000 | 8,601 |
| Pre-tax net operating income | $35,000 | 8,230 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $34,000 | 8,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $34,000 | 8,064 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 8,990 |
| Total interest expense | $261,000 | 8,964 |
| Net interest income | $553,000 | 8,945 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $70,000 | 8,746 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $53,000 | 7,474 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $426,000 | 9,102 |
| Salaries and employee benefits | $209,000 | 9,145 |
| Premises and equipment expense | $49,000 | 8,917 |
| Additional noninterest expense | $168,000 | 8,765 |
| Pre-tax net operating income | $197,000 | 7,934 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $27,000 | 6,900 |
| Income before extraordinary items | $170,000 | 7,992 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $170,000 | 7,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $66,000 | 5,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $170,000 | 7,887 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 9,235 |
| Total interest expense | $351,000 | 9,225 |
| Net interest income | $523,000 | 9,152 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $48,000 | 9,174 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $48,000 | 7,644 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $432,000 | 9,309 |
| Salaries and employee benefits | $208,000 | 9,380 |
| Premises and equipment expense | $48,000 | 9,159 |
| Additional noninterest expense | $176,000 | 8,851 |
| Pre-tax net operating income | $139,000 | 8,153 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $16,000 | 7,411 |
| Income before extraordinary items | $123,000 | 8,199 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $123,000 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $66,000 | 6,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $123,000 | 8,089 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $910,000 | 9,460 |
| Total interest expense | $362,000 | 9,470 |
| Net interest income | $548,000 | 9,376 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $68,000 | 9,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $393,000 | 9,611 |
| Salaries and employee benefits | $206,000 | 9,613 |
| Premises and equipment expense | $42,000 | 9,508 |
| Additional noninterest expense | $145,000 | 9,275 |
| Pre-tax net operating income | $221,000 | 8,274 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $52,000 | 7,200 |
| Income before extraordinary items | $169,000 | 8,288 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $169,000 | 8,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $49,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $169,000 | 8,297 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 9,657 |
| Total interest expense | $381,000 | 9,682 |
| Net interest income | $567,000 | 9,564 |
| Provision for loan and lease losses | $123,000 | 4,690 |
| Total noninterest income | $63,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,479 |
| Total noninterest expense | $376,000 | 9,935 |
| Salaries and employee benefits | $194,000 | 9,934 |
| Premises and equipment expense | $40,000 | 9,825 |
| Additional noninterest expense | $142,000 | 9,584 |
| Pre-tax net operating income | $131,000 | 8,915 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $115,000 | 8,862 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $115,000 | 8,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,910 |
| Cash dividends | $2,000 | 7,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $115,000 | 8,827 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 9,869 |
| Total interest expense | $443,000 | 9,814 |
| Net interest income | $541,000 | 9,843 |
| Provision for loan and lease losses | $23,000 | 7,650 |
| Total noninterest income | $58,000 | 9,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 8,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $381,000 | 10,106 |
| Salaries and employee benefits | $200,000 | 10,105 |
| Premises and equipment expense | $42,000 | 9,982 |
| Additional noninterest expense | $139,000 | 9,764 |
| Pre-tax net operating income | $195,000 | 8,927 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $48,000 | 8,366 |
| Income before extraordinary items | $147,000 | 8,996 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $147,000 | 8,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $147,000 | 8,934 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 10,345 |
| Total interest expense | $397,000 | 10,340 |
| Net interest income | $558,000 | 10,271 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $60,000 | 10,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $393,000 | 10,495 |
| Salaries and employee benefits | $211,000 | 10,486 |
| Premises and equipment expense | $46,000 | 10,292 |
| Additional noninterest expense | $136,000 | 10,163 |
| Pre-tax net operating income | $219,000 | 9,472 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $56,000 | 9,157 |
| Income before extraordinary items | $159,000 | 9,509 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $159,000 | 9,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,915 |
| Cash dividends | $46,000 | 7,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $161,960 | 9,442 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 10,949 |
| Total interest expense | $367,000 | 10,949 |
| Net interest income | $511,000 | 10,868 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $60,000 | 10,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $385,000 | 11,010 |
| Salaries and employee benefits | $200,000 | 11,015 |
| Premises and equipment expense | $45,000 | 10,780 |
| Additional noninterest expense | $140,000 | 10,671 |
| Pre-tax net operating income | $186,000 | 9,873 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $28,000 | 10,061 |
| Income before extraordinary items | $155,000 | 9,735 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $155,000 | 9,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $157,550 | 9,655 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 11,509 |
| Total interest expense | $328,000 | 11,515 |
| Net interest income | $483,000 | 11,436 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $56,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,205 |
| Total noninterest expense | $347,000 | 11,596 |
| Salaries and employee benefits | $189,000 | 11,549 |
| Premises and equipment expense | $43,000 | 11,294 |
| Additional noninterest expense | $115,000 | 11,470 |
| Pre-tax net operating income | $192,000 | 10,514 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $149,000 | 10,471 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $149,000 | 10,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $155,480 | 10,387 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $776,000 | 12,091 |
| Total interest expense | $267,000 | 12,153 |
| Net interest income | $509,000 | 11,975 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $46,000 | 12,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,965 |
| Total noninterest expense | $363,000 | 12,172 |
| Salaries and employee benefits | $170,000 | 12,252 |
| Premises and equipment expense | $54,000 | 11,490 |
| Additional noninterest expense | $139,000 | 11,924 |
| Pre-tax net operating income | $192,000 | 10,955 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $43,000 | 10,643 |
| Income before extraordinary items | $135,000 | 11,000 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $135,000 | 11,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $127,000 | 6,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $145,640 | 10,937 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 12,712 |
| Total interest expense | $284,000 | 12,737 |
| Net interest income | $490,000 | 12,585 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $51,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $366,000 | 12,775 |
| Salaries and employee benefits | $172,000 | 12,840 |
| Premises and equipment expense | $51,000 | 12,175 |
| Additional noninterest expense | $143,000 | 12,505 |
| Pre-tax net operating income | $165,000 | 11,357 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $45,000 | 11,057 |
| Income before extraordinary items | $144,000 | 11,277 |
| Extraordinary gains, net | $-3,000 | 12,192 |
| Net income | $141,000 | 11,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $226,000 | 5,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $125,760 | 11,294 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 13,105 |
| Total interest expense | $419,000 | 13,113 |
| Net interest income | $532,000 | 12,960 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $51,000 | 13,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $369,000 | 13,314 |
| Salaries and employee benefits | $163,000 | 13,467 |
| Premises and equipment expense | $45,000 | 12,878 |
| Additional noninterest expense | $161,000 | 12,768 |
| Pre-tax net operating income | $190,000 | 11,165 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $46,000 | 11,363 |
| Income before extraordinary items | $144,000 | 11,361 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $144,000 | 11,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $62,000 | 7,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $144,000 | 11,021 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.