Home > The First National Bank of Clifton Forge > Assets and Liabilities
The First National Bank of Clifton Forge, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $124,760,000 | 3,587 |
| Cash and due from depository institutions | $1,339,000 | 7,821 |
| Interest-bearing balances | $4,000 | 6,535 |
| Securities | $79,478,000 | 1,487 |
| Federal funds sold & reverse repurchase agreements | $2,160,000 | 5,647 |
| Net loans & leases | $38,863,000 | 5,798 |
| Loan loss allowance | $632,000 | 4,817 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $448,000 | 8,005 |
| Other real estate owned | $73,000 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,399,000 | 3,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,760,000 | 3,587 |
| Total liabilities | $109,776,000 | 3,647 |
| Total deposits | $57,918,000 | 5,768 |
| Interest-bearing deposits | $53,076,000 | 5,501 |
| Deposits held in domestic offices | $57,918,000 | 5,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,870,000 | 466 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $36,000 | 4,996 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $952,000 | 3,673 |
| Total equity capital | $14,984,000 | 3,008 |
| Total bank equity capital | $14,984,000 | 3,008 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,575,000 | 2,272 |
| Surplus | $1,575,000 | 6,096 |
| Undivided profits | $11,834,000 | 2,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $355,000 | 4,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $212,000 | 7,752 |
| Earning assets | $120,505,000 | 3,435 |
| Long-term assets (5+ years) | $37,453,000 | 2,022 |
| Average Assets, year-to-date | $127,752,800 | 3,343 |
| Average Assets, quarterly | $125,834,000 | 3,502 |
| Volatile liabilities | $55,270,000 | 1,276 |
| Insider loans | $763,000 | 4,221 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,552,000 | 7,940 |
| Tier 1 (core) risk-based capital | $15,007,000 | 2,844 |
| Tier 2 risk-based capital | $632,000 | 4,423 |
| Total risk weighted assets | $52,081,200 | 4,935 |
| Total unused commitments | $1,552,000 | 7,951 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 16 | 7,935 |
| Assets and Liabilities | ||
| Total Assets: | $126,314,000 | 3,483 |
| Cash and due from depository institutions | $1,805,000 | 7,935 |
| Interest-bearing balances | $6,000 | 6,314 |
| Securities | $83,487,000 | 1,381 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $39,279,000 | 5,867 |
| Loan loss allowance | $447,000 | 6,135 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $502,000 | 7,924 |
| Other real estate owned | $117,000 | 7,935 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,124,000 | 5,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,314,000 | 3,483 |
| Total liabilities | $111,125,000 | 3,568 |
| Total deposits | $56,842,000 | 5,891 |
| Interest-bearing deposits | $51,724,000 | 5,653 |
| Deposits held in domestic offices | $56,842,000 | 5,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,050,000 | 1,844 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $50,308,000 | 566 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $925,000 | 3,786 |
| Total equity capital | $15,189,000 | 2,906 |
| Total bank equity capital | $15,189,000 | 2,906 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,575,000 | 2,296 |
| Surplus | $1,575,000 | 6,163 |
| Undivided profits | $12,039,000 | 2,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 4,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $222,000 | 7,918 |
| Earning assets | $122,772,000 | 3,320 |
| Long-term assets (5+ years) | $64,090,000 | 1,115 |
| Average Assets, year-to-date | $120,239,400 | 3,487 |
| Average Assets, quarterly | $126,639,500 | 3,432 |
| Volatile liabilities | $57,438,000 | 1,265 |
| Insider loans | $434,000 | 5,775 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,088,000 | 8,644 |
| Tier 1 (core) risk-based capital | $14,607,000 | 2,900 |
| Tier 2 risk-based capital | $447,000 | 5,579 |
| Total risk weighted assets | $46,782,800 | 5,301 |
| Total unused commitments | $1,088,000 | 8,654 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $101,472,000 | 4,375 |
| Cash and due from depository institutions | $1,622,000 | 8,098 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $53,399,000 | 2,284 |
| Federal funds sold & reverse repurchase agreements | $4,995,000 | 2,618 |
| Net loans & leases | $39,929,000 | 5,877 |
| Loan loss allowance | $188,000 | 9,334 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $482,000 | 8,202 |
| Other real estate owned | $18,000 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,027,000 | 6,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,472,000 | 4,375 |
| Total liabilities | $86,371,000 | 4,569 |
| Total deposits | $58,187,000 | 5,978 |
| Interest-bearing deposits | $52,896,000 | 5,725 |
| Deposits held in domestic offices | $58,187,000 | 5,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,415,000 | 698 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $769,000 | 4,325 |
| Total equity capital | $15,101,000 | 2,933 |
| Total bank equity capital | $15,101,000 | 2,933 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,575,000 | 2,437 |
| Surplus | $1,575,000 | 6,309 |
| Undivided profits | $11,951,000 | 2,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 5,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $226,000 | 8,035 |
| Earning assets | $98,323,000 | 4,164 |
| Long-term assets (5+ years) | $20,147,000 | 2,654 |
| Average Assets, year-to-date | $90,211,000 | 4,668 |
| Average Assets, quarterly | $100,817,000 | 4,333 |
| Volatile liabilities | $31,277,000 | 2,014 |
| Insider loans | $441,000 | 5,839 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,812,000 | 7,679 |
| Tier 1 (core) risk-based capital | $14,525,000 | 2,980 |
| Tier 2 risk-based capital | $188,000 | 8,842 |
| Total risk weighted assets | $41,259,500 | 5,847 |
| Total unused commitments | $1,812,000 | 7,692 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $74,681,000 | 5,667 |
| Cash and due from depository institutions | $2,500,000 | 7,970 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,455,000 | 4,518 |
| Federal funds sold & reverse repurchase agreements | $5,960,000 | 2,442 |
| Net loans & leases | $38,487,000 | 5,991 |
| Loan loss allowance | $222,000 | 9,128 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $459,000 | 8,507 |
| Other real estate owned | $0 | 7,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $820,000 | 7,193 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,681,000 | 5,667 |
| Total liabilities | $59,936,000 | 6,153 |
| Total deposits | $59,312,000 | 5,989 |
| Interest-bearing deposits | $53,470,000 | 5,788 |
| Deposits held in domestic offices | $59,312,000 | 5,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $624,000 | 5,308 |
| Total equity capital | $14,745,000 | 3,020 |
| Total bank equity capital | $14,745,000 | 3,020 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,575,000 | 2,502 |
| Surplus | $1,575,000 | 6,378 |
| Undivided profits | $11,595,000 | 2,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 7,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,447 |
| Income earned, not collected on loans | $184,000 | 9,066 |
| Earning assets | $70,902,000 | 5,517 |
| Long-term assets (5+ years) | $12,169,000 | 3,558 |
| Average Assets, year-to-date | $72,188,800 | 5,610 |
| Average Assets, quarterly | $73,819,500 | 5,656 |
| Volatile liabilities | $3,380,000 | 8,192 |
| Insider loans | $842,000 | 4,162 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,908,000 | 7,545 |
| Tier 1 (core) risk-based capital | $14,279,000 | 3,012 |
| Tier 2 risk-based capital | $222,000 | 8,512 |
| Total risk weighted assets | $35,478,800 | 6,503 |
| Total unused commitments | $1,908,000 | 7,560 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $70,262,000 | 5,914 |
| Cash and due from depository institutions | $2,105,000 | 8,329 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $25,789,000 | 4,854 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 2,600 |
| Net loans & leases | $37,568,000 | 6,041 |
| Loan loss allowance | $219,000 | 9,537 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $476,000 | 8,631 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,024,000 | 6,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,262,000 | 5,914 |
| Total liabilities | $56,912,000 | 6,422 |
| Total deposits | $56,447,000 | 6,230 |
| Interest-bearing deposits | $51,764,000 | 5,918 |
| Deposits held in domestic offices | $56,447,000 | 6,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $465,000 | 5,472 |
| Total equity capital | $13,350,000 | 3,057 |
| Total bank equity capital | $13,350,000 | 3,057 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,575,000 | 2,585 |
| Surplus | $1,575,000 | 6,439 |
| Undivided profits | $10,200,000 | 2,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 10,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,470 |
| Income earned, not collected on loans | $181,000 | 8,916 |
| Earning assets | $66,657,000 | 5,738 |
| Long-term assets (5+ years) | $12,865,000 | 3,503 |
| Average Assets, year-to-date | $71,231,000 | 5,727 |
| Average Assets, quarterly | $70,514,000 | 5,850 |
| Volatile liabilities | $2,218,000 | 9,393 |
| Insider loans | $808,000 | 4,273 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $13,442,000 | 3,081 |
| Tier 2 risk-based capital | $219,000 | 8,783 |
| Total risk weighted assets | $35,132,100 | 6,506 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $71,972,000 | 5,921 |
| Cash and due from depository institutions | $2,006,000 | 8,670 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $28,195,000 | 4,728 |
| Federal funds sold & reverse repurchase agreements | $5,750,000 | 2,431 |
| Net loans & leases | $34,483,000 | 6,359 |
| Loan loss allowance | $219,000 | 9,885 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $514,000 | 8,626 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,024,000 | 5,980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,972,000 | 5,921 |
| Total liabilities | $59,305,000 | 6,399 |
| Total deposits | $58,914,000 | 6,232 |
| Interest-bearing deposits | $53,872,000 | 5,958 |
| Deposits held in domestic offices | $58,914,000 | 6,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $391,000 | 6,381 |
| Total equity capital | $12,667,000 | 3,204 |
| Total bank equity capital | $12,667,000 | 3,204 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,575,000 | 2,642 |
| Surplus | $1,575,000 | 6,467 |
| Undivided profits | $9,517,000 | 2,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $925,000 | 3,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $204,000 | 8,023 |
| Earning assets | $68,428,000 | 5,746 |
| Long-term assets (5+ years) | $18,195,000 | 2,867 |
| Average Assets, year-to-date | $70,301,800 | 5,913 |
| Average Assets, quarterly | $70,893,500 | 5,943 |
| Volatile liabilities | $1,942,000 | 9,790 |
| Insider loans | $63,000 | 10,395 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $12,667,000 | 3,126 |
| Tier 2 risk-based capital | $219,000 | 8,954 |
| Total risk weighted assets | $35,380,200 | 6,464 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $68,135,000 | 6,270 |
| Cash and due from depository institutions | $2,802,000 | 8,629 |
| Interest-bearing balances | $251,000 | 5,866 |
| Securities | $28,773,000 | 4,630 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 5,536 |
| Net loans & leases | $32,339,000 | 6,688 |
| Loan loss allowance | $242,000 | 9,731 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $558,000 | 8,513 |
| Other real estate owned | $28,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,035,000 | 6,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,135,000 | 6,270 |
| Total liabilities | $56,579,000 | 6,750 |
| Total deposits | $56,160,000 | 6,612 |
| Interest-bearing deposits | $51,134,000 | 6,380 |
| Deposits held in domestic offices | $56,160,000 | 6,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $419,000 | 6,621 |
| Total equity capital | $11,556,000 | 3,316 |
| Total bank equity capital | $11,556,000 | 3,316 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,575,000 | 2,742 |
| Surplus | $1,575,000 | 6,412 |
| Undivided profits | $8,406,000 | 2,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 11,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $171,000 | 9,432 |
| Earning assets | $63,963,000 | 6,129 |
| Long-term assets (5+ years) | $23,185,000 | 2,310 |
| Average Assets, year-to-date | $67,139,400 | 6,200 |
| Average Assets, quarterly | $68,109,500 | 6,210 |
| Volatile liabilities | $1,418,000 | 10,981 |
| Insider loans | $25,000 | 8,124 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $11,556,000 | 3,262 |
| Tier 2 risk-based capital | $242,000 | 8,561 |
| Total risk weighted assets | $31,762,700 | 7,032 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |