Home > The First National Bank of Clearwater > Loan Charge- Offs and Recoveries
The First National Bank of Clearwater, Loan Charge- Offs and Recoveries
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,112,000 | 831 |
| Loans secured by real estate, total | $2,435,000 | 474 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,435,000 | 474 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $395,000 | 642 |
| Secured by multifamily residential properties | $154,000 | 398 |
| Secured by nonfarm nonresidential properties | $1,886,000 | 303 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $516,000 | 1,341 |
| Loans to individuals | $161,000 | 2,171 |
| Credit card loan charge offs | $76,000 | 954 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $85,000 | 2,991 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $607,000 | 802 |
| Loans secured by real estate, total | $157,000 | 727 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $157,000 | 726 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $62,000 | 612 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $95,000 | 516 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $203,000 | 861 |
| Loans to individuals | $247,000 | 674 |
| Credit card loan recoveries | $69,000 | 423 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $178,000 | 715 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,505,000 | 833 |
| Loans secured by real estate, total | $2,278,000 | 458 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,278,000 | 458 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $333,000 | 641 |
| Secured by multifamily residential properties | $154,000 | 387 |
| Secured by nonfarm nonresidential properties | $1,791,000 | 295 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $313,000 | 1,662 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $-86,000 | 13,910 |
| Credit card loan net charge offs | $7,000 | 2,395 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-93,000 | 13,903 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.