Home > The First National Bank of Clearwater > Income and Expense
The First National Bank of Clearwater, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $30,662,000 | 1,196 |
| Total interest expense | $13,346,000 | 1,331 |
| Net interest income | $17,316,000 | 1,068 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $8,296,000 | 677 |
| Gross Fiduciary activities income | $6,404,000 | 192 |
| Service charges on deposit accounts | $1,200,000 | 1,090 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $692,000 | 2,565 |
| Total noninterest expense | $16,471,000 | 994 |
| Salaries and employee benefits | $9,226,000 | 747 |
| Premises and equipment expense | $2,245,000 | 1,009 |
| Additional noninterest expense | $5,000,000 | 1,321 |
| Pre-tax net operating income | $9,141,000 | 700 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $3,046,000 | 766 |
| Income before extraordinary items | $6,091,000 | 786 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,091,000 | 787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,505,000 | 833 |
| Cash dividends | $1,920,000 | 894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,093,680 | 713 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.