Home > The First National Bank of Clearwater > Assets and Liabilities
The First National Bank of Clearwater, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 249 | 844 |
| Assets and Liabilities | ||
| Total Assets: | $457,506,000 | 1,090 |
| Cash and due from depository institutions | $20,244,000 | 844 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $225,215,000 | 628 |
| Federal funds sold & reverse repurchase agreements | $49,000,000 | 425 |
| Net loans & leases | $141,582,000 | 1,973 |
| Loan loss allowance | $3,449,000 | 1,368 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,642,000 | 838 |
| Other real estate owned | $5,884,000 | 844 |
| Goodwill and other intangibles | $292,000 | 1,622 |
| All other assets | $6,647,000 | 1,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $457,506,000 | 1,090 |
| Total liabilities | $416,184,000 | 1,101 |
| Total deposits | $372,053,000 | 1,115 |
| Interest-bearing deposits | $320,301,000 | 1,147 |
| Deposits held in domestic offices | $372,053,000 | 1,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,373,000 | 469 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,758,000 | 2,077 |
| Total equity capital | $41,322,000 | 954 |
| Total bank equity capital | $41,322,000 | 954 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $24,000,000 | 168 |
| Surplus | $10,810,000 | 1,338 |
| Undivided profits | $6,512,000 | 3,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $968,000 | 3,768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $742,000 | 2,684 |
| Earning assets | $415,797,000 | 1,084 |
| Long-term assets (5+ years) | $59,447,000 | 1,000 |
| Average Assets, year-to-date | $443,844,400 | 1,095 |
| Average Assets, quarterly | $444,308,500 | 1,109 |
| Volatile liabilities | $57,486,000 | 1,077 |
| Insider loans | $467,000 | 1,965 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,693,000 | 1,979 |
| Tier 1 (core) risk-based capital | $41,030,000 | 929 |
| Tier 2 risk-based capital | $2,491,370 | 1,317 |
| Total risk weighted assets | $198,352,170 | 1,458 |
| Total unused commitments | $17,693,000 | 1,995 |
| Derivatives | $0 | 651 |