Home > The First National Bank of Chillicothe > Income and Expense
The First National Bank of Chillicothe, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 5,688 |
| Total interest expense | $78,000 | 5,552 |
| Net interest income | $789,000 | 5,673 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $152,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $101,000 | 3,710 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $51,000 | 5,152 |
| Total noninterest expense | $698,000 | 5,619 |
| Salaries and employee benefits | $356,000 | 5,687 |
| Premises and equipment expense | $123,000 | 4,873 |
| Additional noninterest expense | $219,000 | 5,629 |
| Pre-tax net operating income | $243,000 | 5,080 |
| Securities gains (losses) | $-3,000 | 5,992 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $240,000 | 4,950 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $240,000 | 4,951 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $240,000 | 4,953 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $200,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $243,000 | 4,877 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 5,740 |
| Total interest expense | $40,000 | 5,576 |
| Net interest income | $391,000 | 5,723 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $71,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $50,000 | 3,703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 5,358 |
| Total noninterest expense | $341,000 | 5,704 |
| Salaries and employee benefits | $176,000 | 5,745 |
| Premises and equipment expense | $60,000 | 4,962 |
| Additional noninterest expense | $105,000 | 5,730 |
| Pre-tax net operating income | $121,000 | 5,060 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $121,000 | 4,917 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $121,000 | 4,919 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $121,000 | 4,921 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $100,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $121,000 | 4,860 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 5,798 |
| Total interest expense | $172,000 | 5,647 |
| Net interest income | $1,599,000 | 5,781 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $432,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $242,000 | 3,603 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $190,000 | 4,589 |
| Total noninterest expense | $1,487,000 | 5,698 |
| Salaries and employee benefits | $767,000 | 5,746 |
| Premises and equipment expense | $260,000 | 4,923 |
| Additional noninterest expense | $460,000 | 5,749 |
| Pre-tax net operating income | $534,000 | 4,970 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $534,000 | 4,843 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $534,000 | 4,842 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $534,000 | 4,843 |
| Net charge-offs | $14,000 | 4,453 |
| Cash dividends | $400,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $534,000 | 4,792 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 5,865 |
| Total interest expense | $131,000 | 5,708 |
| Net interest income | $1,203,000 | 5,839 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $348,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $183,000 | 3,630 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $165,000 | 4,455 |
| Total noninterest expense | $1,095,000 | 5,768 |
| Salaries and employee benefits | $560,000 | 5,824 |
| Premises and equipment expense | $197,000 | 4,953 |
| Additional noninterest expense | $338,000 | 5,822 |
| Pre-tax net operating income | $446,000 | 4,931 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $448,000 | 4,770 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $448,000 | 4,770 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $448,000 | 4,771 |
| Net charge-offs | $10,000 | 4,150 |
| Cash dividends | $300,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $446,000 | 4,729 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $899,000 | 5,888 |
| Total interest expense | $88,000 | 5,756 |
| Net interest income | $811,000 | 5,854 |
| Provision for loan and lease losses | $6,000 | 4,008 |
| Total noninterest income | $264,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $118,000 | 3,660 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $146,000 | 4,071 |
| Total noninterest expense | $750,000 | 5,768 |
| Salaries and employee benefits | $379,000 | 5,849 |
| Premises and equipment expense | $134,000 | 4,960 |
| Additional noninterest expense | $237,000 | 5,781 |
| Pre-tax net operating income | $319,000 | 4,823 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $319,000 | 4,630 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $319,000 | 4,632 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $319,000 | 4,633 |
| Net charge-offs | $10,000 | 3,731 |
| Cash dividends | $200,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $319,000 | 4,578 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 5,942 |
| Total interest expense | $45,000 | 5,804 |
| Net interest income | $408,000 | 5,900 |
| Provision for loan and lease losses | $3,000 | 3,691 |
| Total noninterest income | $184,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $59,000 | 3,655 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $125,000 | 3,244 |
| Total noninterest expense | $387,000 | 5,797 |
| Salaries and employee benefits | $203,000 | 5,815 |
| Premises and equipment expense | $68,000 | 5,000 |
| Additional noninterest expense | $116,000 | 5,866 |
| Pre-tax net operating income | $202,000 | 4,458 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $202,000 | 4,235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 4,235 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $202,000 | 4,237 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $100,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $202,000 | 4,183 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 6,016 |
| Total interest expense | $227,000 | 5,768 |
| Net interest income | $1,571,000 | 6,008 |
| Provision for loan and lease losses | $13,000 | 4,857 |
| Total noninterest income | $365,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $234,000 | 3,829 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $131,000 | 5,104 |
| Total noninterest expense | $1,462,000 | 5,952 |
| Salaries and employee benefits | $806,000 | 5,901 |
| Premises and equipment expense | $140,000 | 5,995 |
| Additional noninterest expense | $516,000 | 5,806 |
| Pre-tax net operating income | $461,000 | 5,079 |
| Securities gains (losses) | $-1,000 | 6,053 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $460,000 | 4,985 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $460,000 | 4,988 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $460,000 | 4,988 |
| Net charge-offs | $4,000 | 5,266 |
| Cash dividends | $350,000 | 3,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $461,000 | 4,926 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 6,083 |
| Total interest expense | $180,000 | 5,804 |
| Net interest income | $1,168,000 | 6,074 |
| Provision for loan and lease losses | $9,000 | 4,742 |
| Total noninterest income | $280,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $171,000 | 3,912 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $109,000 | 5,080 |
| Total noninterest expense | $1,108,000 | 5,960 |
| Salaries and employee benefits | $619,000 | 5,889 |
| Premises and equipment expense | $109,000 | 6,009 |
| Additional noninterest expense | $380,000 | 5,857 |
| Pre-tax net operating income | $331,000 | 5,239 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $331,000 | 5,151 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $331,000 | 5,152 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $331,000 | 5,153 |
| Net charge-offs | $3,000 | 5,003 |
| Cash dividends | $100,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $331,000 | 5,069 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $899,000 | 6,109 |
| Total interest expense | $126,000 | 5,802 |
| Net interest income | $773,000 | 6,097 |
| Provision for loan and lease losses | $7,000 | 4,596 |
| Total noninterest income | $130,000 | 5,437 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $111,000 | 3,926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,126 |
| Total noninterest expense | $739,000 | 5,995 |
| Salaries and employee benefits | $419,000 | 5,907 |
| Premises and equipment expense | $105,000 | 5,529 |
| Additional noninterest expense | $215,000 | 6,086 |
| Pre-tax net operating income | $157,000 | 5,565 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $157,000 | 5,514 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $157,000 | 5,517 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $157,000 | 5,517 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $100,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $157,000 | 5,402 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 6,146 |
| Total interest expense | $64,000 | 5,857 |
| Net interest income | $390,000 | 6,135 |
| Provision for loan and lease losses | $3,000 | 4,277 |
| Total noninterest income | $75,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $57,000 | 3,854 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,763 |
| Total noninterest expense | $367,000 | 6,056 |
| Salaries and employee benefits | $209,000 | 5,956 |
| Premises and equipment expense | $53,000 | 5,559 |
| Additional noninterest expense | $105,000 | 6,194 |
| Pre-tax net operating income | $95,000 | 5,374 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $95,000 | 5,310 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $95,000 | 5,312 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $95,000 | 5,312 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $50,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $95,000 | 5,212 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 6,209 |
| Total interest expense | $328,000 | 5,860 |
| Net interest income | $1,573,000 | 6,220 |
| Provision for loan and lease losses | $13,000 | 5,697 |
| Total noninterest income | $325,000 | 5,095 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $247,000 | 3,878 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $78,000 | 5,533 |
| Total noninterest expense | $1,447,000 | 6,162 |
| Salaries and employee benefits | $854,000 | 5,987 |
| Premises and equipment expense | $205,000 | 5,689 |
| Additional noninterest expense | $388,000 | 6,386 |
| Pre-tax net operating income | $438,000 | 5,058 |
| Securities gains (losses) | $175,000 | 1,813 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $613,000 | 4,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $613,000 | 4,663 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $613,000 | 4,664 |
| Net charge-offs | $4,000 | 5,797 |
| Cash dividends | $360,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $438,000 | 4,891 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 6,303 |
| Total interest expense | $255,000 | 5,936 |
| Net interest income | $1,178,000 | 6,322 |
| Provision for loan and lease losses | $9,000 | 5,612 |
| Total noninterest income | $238,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $187,000 | 3,901 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $51,000 | 5,742 |
| Total noninterest expense | $1,033,000 | 6,288 |
| Salaries and employee benefits | $590,000 | 6,146 |
| Premises and equipment expense | $159,000 | 5,692 |
| Additional noninterest expense | $284,000 | 6,478 |
| Pre-tax net operating income | $374,000 | 5,061 |
| Securities gains (losses) | $64,000 | 2,289 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $438,000 | 4,844 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $438,000 | 4,844 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $438,000 | 4,844 |
| Net charge-offs | $3,000 | 5,588 |
| Cash dividends | $225,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $374,000 | 4,885 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $964,000 | 6,342 |
| Total interest expense | $178,000 | 5,955 |
| Net interest income | $786,000 | 6,364 |
| Provision for loan and lease losses | $6,000 | 5,444 |
| Total noninterest income | $154,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $119,000 | 3,981 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,755 |
| Total noninterest expense | $688,000 | 6,337 |
| Salaries and employee benefits | $392,000 | 6,205 |
| Premises and equipment expense | $111,000 | 5,632 |
| Additional noninterest expense | $185,000 | 6,546 |
| Pre-tax net operating income | $246,000 | 5,075 |
| Securities gains (losses) | $64,000 | 1,886 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $310,000 | 4,768 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $310,000 | 4,771 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $310,000 | 4,771 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $185,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $246,000 | 4,887 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $491,000 | 6,375 |
| Total interest expense | $92,000 | 6,011 |
| Net interest income | $399,000 | 6,389 |
| Provision for loan and lease losses | $3,000 | 5,118 |
| Total noninterest income | $78,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $61,000 | 3,920 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,857 |
| Total noninterest expense | $340,000 | 6,399 |
| Salaries and employee benefits | $199,000 | 6,223 |
| Premises and equipment expense | $55,000 | 5,677 |
| Additional noninterest expense | $86,000 | 6,670 |
| Pre-tax net operating income | $134,000 | 5,077 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $134,000 | 5,008 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $134,000 | 5,012 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $134,000 | 5,013 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $160,000 | 1,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $134,000 | 4,858 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 6,375 |
| Total interest expense | $421,000 | 6,129 |
| Net interest income | $1,670,000 | 6,381 |
| Provision for loan and lease losses | $19,000 | 6,240 |
| Total noninterest income | $317,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $262,000 | 3,865 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $55,000 | 5,861 |
| Total noninterest expense | $1,418,000 | 6,404 |
| Salaries and employee benefits | $793,000 | 6,294 |
| Premises and equipment expense | $207,000 | 5,945 |
| Additional noninterest expense | $418,000 | 6,497 |
| Pre-tax net operating income | $550,000 | 4,617 |
| Securities gains (losses) | $-2,000 | 6,752 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $548,000 | 4,529 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $548,000 | 4,532 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $548,000 | 4,531 |
| Net charge-offs | $15,000 | 5,983 |
| Cash dividends | $343,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $550,000 | 4,407 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 6,481 |
| Total interest expense | $325,000 | 6,190 |
| Net interest income | $1,201,000 | 6,501 |
| Provision for loan and lease losses | $9,000 | 6,217 |
| Total noninterest income | $241,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $199,000 | 3,858 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $42,000 | 5,951 |
| Total noninterest expense | $1,050,000 | 6,461 |
| Salaries and employee benefits | $592,000 | 6,308 |
| Premises and equipment expense | $154,000 | 6,002 |
| Additional noninterest expense | $304,000 | 6,579 |
| Pre-tax net operating income | $383,000 | 4,825 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $383,000 | 4,722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 4,723 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $383,000 | 4,723 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $268,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $383,000 | 4,593 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 6,531 |
| Total interest expense | $223,000 | 6,267 |
| Net interest income | $801,000 | 6,543 |
| Provision for loan and lease losses | $6,000 | 6,059 |
| Total noninterest income | $156,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $131,000 | 3,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,088 |
| Total noninterest expense | $722,000 | 6,469 |
| Salaries and employee benefits | $396,000 | 6,366 |
| Premises and equipment expense | $106,000 | 5,993 |
| Additional noninterest expense | $220,000 | 6,560 |
| Pre-tax net operating income | $229,000 | 4,949 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $229,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $229,000 | 4,826 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $229,000 | 4,827 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $146,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $229,000 | 4,738 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $491,000 | 6,638 |
| Total interest expense | $113,000 | 6,333 |
| Net interest income | $378,000 | 6,649 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $77,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $62,000 | 3,939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,083 |
| Total noninterest expense | $358,000 | 6,539 |
| Salaries and employee benefits | $197,000 | 6,419 |
| Premises and equipment expense | $52,000 | 6,067 |
| Additional noninterest expense | $109,000 | 6,630 |
| Pre-tax net operating income | $94,000 | 5,211 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $94,000 | 5,098 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $94,000 | 5,096 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $94,000 | 5,098 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $94,000 | 5,037 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 6,796 |
| Total interest expense | $525,000 | 6,458 |
| Net interest income | $1,355,000 | 6,845 |
| Provision for loan and lease losses | $23,000 | 6,788 |
| Total noninterest income | $349,000 | 5,167 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $280,000 | 3,769 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $69,000 | 5,832 |
| Total noninterest expense | $1,399,000 | 6,637 |
| Salaries and employee benefits | $765,000 | 6,525 |
| Premises and equipment expense | $215,000 | 6,089 |
| Additional noninterest expense | $419,000 | 6,749 |
| Pre-tax net operating income | $282,000 | 4,952 |
| Securities gains (losses) | $66,000 | 2,482 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $348,000 | 4,791 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $348,000 | 4,792 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $348,000 | 4,792 |
| Net charge-offs | $26,000 | 6,262 |
| Cash dividends | $160,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $282,000 | 4,863 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 6,950 |
| Total interest expense | $403,000 | 6,560 |
| Net interest income | $963,000 | 6,999 |
| Provision for loan and lease losses | $23,000 | 6,619 |
| Total noninterest income | $269,000 | 5,216 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $212,000 | 3,819 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $57,000 | 5,861 |
| Total noninterest expense | $1,010,000 | 6,743 |
| Salaries and employee benefits | $556,000 | 6,629 |
| Premises and equipment expense | $159,000 | 6,176 |
| Additional noninterest expense | $295,000 | 6,878 |
| Pre-tax net operating income | $199,000 | 5,255 |
| Securities gains (losses) | $68,000 | 2,245 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $267,000 | 5,010 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $267,000 | 5,012 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $267,000 | 5,013 |
| Net charge-offs | $18,000 | 6,060 |
| Cash dividends | $110,000 | 3,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $199,000 | 5,144 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $893,000 | 7,029 |
| Total interest expense | $274,000 | 6,624 |
| Net interest income | $619,000 | 7,085 |
| Provision for loan and lease losses | $19,000 | 6,440 |
| Total noninterest income | $173,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $143,000 | 3,791 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,000 | 6,144 |
| Total noninterest expense | $620,000 | 6,922 |
| Salaries and employee benefits | $355,000 | 6,757 |
| Premises and equipment expense | $92,000 | 6,458 |
| Additional noninterest expense | $173,000 | 7,077 |
| Pre-tax net operating income | $153,000 | 5,196 |
| Securities gains (losses) | $33,000 | 2,128 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $186,000 | 4,979 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $186,000 | 4,980 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $186,000 | 4,979 |
| Net charge-offs | $13,000 | 5,696 |
| Cash dividends | $60,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $153,000 | 5,049 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 7,124 |
| Total interest expense | $136,000 | 6,759 |
| Net interest income | $312,000 | 7,158 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $82,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $310,000 | 7,028 |
| Salaries and employee benefits | $168,000 | 6,944 |
| Premises and equipment expense | $52,000 | 6,329 |
| Additional noninterest expense | $90,000 | 7,124 |
| Pre-tax net operating income | $74,000 | 5,366 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $74,000 | 5,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 5,342 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $74,000 | 5,341 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $40,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $74,000 | 5,227 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 7,071 |
| Total interest expense | $626,000 | 6,863 |
| Net interest income | $1,354,000 | 7,064 |
| Provision for loan and lease losses | $26,000 | 7,116 |
| Total noninterest income | $354,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $284,000 | 3,984 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $70,000 | 6,045 |
| Total noninterest expense | $1,400,000 | 6,933 |
| Salaries and employee benefits | $758,000 | 6,806 |
| Premises and equipment expense | $221,000 | 6,318 |
| Additional noninterest expense | $421,000 | 7,028 |
| Pre-tax net operating income | $282,000 | 4,559 |
| Securities gains (losses) | $-6,000 | 6,967 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $276,000 | 4,554 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $276,000 | 4,554 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $276,000 | 4,555 |
| Net charge-offs | $27,000 | 6,547 |
| Cash dividends | $290,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $282,000 | 4,458 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 7,132 |
| Total interest expense | $486,000 | 6,929 |
| Net interest income | $1,019,000 | 7,107 |
| Provision for loan and lease losses | $16,000 | 7,008 |
| Total noninterest income | $260,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $216,000 | 3,963 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $44,000 | 6,345 |
| Total noninterest expense | $1,033,000 | 6,978 |
| Salaries and employee benefits | $570,000 | 6,834 |
| Premises and equipment expense | $171,000 | 6,292 |
| Additional noninterest expense | $292,000 | 7,156 |
| Pre-tax net operating income | $230,000 | 4,798 |
| Securities gains (losses) | $-2,000 | 7,117 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $228,000 | 4,723 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $228,000 | 4,721 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $228,000 | 4,723 |
| Net charge-offs | $28,000 | 6,077 |
| Cash dividends | $115,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $230,000 | 4,655 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 7,180 |
| Total interest expense | $340,000 | 6,966 |
| Net interest income | $680,000 | 7,147 |
| Provision for loan and lease losses | $6,000 | 7,015 |
| Total noninterest income | $176,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $144,000 | 3,944 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $32,000 | 6,339 |
| Total noninterest expense | $687,000 | 7,043 |
| Salaries and employee benefits | $376,000 | 6,934 |
| Premises and equipment expense | $115,000 | 6,316 |
| Additional noninterest expense | $196,000 | 7,198 |
| Pre-tax net operating income | $163,000 | 4,869 |
| Securities gains (losses) | $-2,000 | 7,376 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $161,000 | 4,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $161,000 | 4,786 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $161,000 | 4,786 |
| Net charge-offs | $28,000 | 5,387 |
| Cash dividends | $50,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $163,000 | 4,681 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,228 |
| Total interest expense | $178,000 | 6,989 |
| Net interest income | $335,000 | 7,189 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $89,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $325,000 | 7,125 |
| Salaries and employee benefits | $183,000 | 7,028 |
| Premises and equipment expense | $52,000 | 6,557 |
| Additional noninterest expense | $90,000 | 7,233 |
| Pre-tax net operating income | $99,000 | 5,052 |
| Securities gains (losses) | $-2,000 | 7,731 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $97,000 | 4,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $97,000 | 5,002 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $97,000 | 5,001 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $99,000 | 4,818 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 7,038 |
| Total interest expense | $1,033,000 | 6,725 |
| Net interest income | $1,405,000 | 7,122 |
| Provision for loan and lease losses | $10,000 | 7,169 |
| Total noninterest income | $371,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $286,000 | 4,104 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $85,000 | 6,138 |
| Total noninterest expense | $1,354,000 | 7,074 |
| Salaries and employee benefits | $763,000 | 7,002 |
| Premises and equipment expense | $217,000 | 6,524 |
| Additional noninterest expense | $374,000 | 7,150 |
| Pre-tax net operating income | $412,000 | 5,122 |
| Securities gains (losses) | $-98,000 | 7,244 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $314,000 | 5,047 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $314,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,844 |
| Cash dividends | $155,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $412,000 | 4,888 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 7,082 |
| Total interest expense | $807,000 | 6,768 |
| Net interest income | $1,049,000 | 7,188 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $278,000 | 5,512 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $214,000 | 4,125 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 6,278 |
| Total noninterest expense | $1,010,000 | 7,096 |
| Salaries and employee benefits | $568,000 | 7,015 |
| Premises and equipment expense | $163,000 | 6,553 |
| Additional noninterest expense | $279,000 | 7,157 |
| Pre-tax net operating income | $317,000 | 5,580 |
| Securities gains (losses) | $-98,000 | 7,533 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $219,000 | 5,602 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $219,000 | 5,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $155,000 | 4,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $317,000 | 5,317 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 7,121 |
| Total interest expense | $557,000 | 6,829 |
| Net interest income | $699,000 | 7,209 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $189,000 | 5,546 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $139,000 | 4,184 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $50,000 | 6,130 |
| Total noninterest expense | $662,000 | 7,171 |
| Salaries and employee benefits | $372,000 | 7,108 |
| Premises and equipment expense | $106,000 | 6,646 |
| Additional noninterest expense | $184,000 | 7,196 |
| Pre-tax net operating income | $226,000 | 5,646 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $226,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $105,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $226,000 | 5,363 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 7,223 |
| Total interest expense | $293,000 | 6,880 |
| Net interest income | $332,000 | 7,339 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $98,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $67,000 | 4,239 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $345,000 | 7,123 |
| Salaries and employee benefits | $184,000 | 7,152 |
| Premises and equipment expense | $67,000 | 6,170 |
| Additional noninterest expense | $94,000 | 7,167 |
| Pre-tax net operating income | $85,000 | 6,182 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $85,000 | 6,042 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $85,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $25,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $85,000 | 5,952 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 7,068 |
| Total interest expense | $1,163,000 | 6,923 |
| Net interest income | $1,519,000 | 7,088 |
| Provision for loan and lease losses | $25,000 | 6,187 |
| Total noninterest income | $330,000 | 5,855 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $290,000 | 4,146 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $40,000 | 7,305 |
| Total noninterest expense | $1,358,000 | 7,127 |
| Salaries and employee benefits | $736,000 | 7,164 |
| Premises and equipment expense | $245,000 | 6,302 |
| Additional noninterest expense | $377,000 | 7,158 |
| Pre-tax net operating income | $466,000 | 6,092 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $466,000 | 5,802 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $466,000 | 5,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,188 |
| Cash dividends | $325,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $466,000 | 5,798 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 7,126 |
| Total interest expense | $851,000 | 6,991 |
| Net interest income | $1,139,000 | 7,138 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $262,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $221,000 | 4,119 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 7,030 |
| Total noninterest expense | $1,003,000 | 7,145 |
| Salaries and employee benefits | $552,000 | 7,121 |
| Premises and equipment expense | $180,000 | 6,334 |
| Additional noninterest expense | $271,000 | 7,226 |
| Pre-tax net operating income | $373,000 | 6,274 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $374,000 | 5,950 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $374,000 | 5,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $325,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $373,000 | 5,946 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 7,213 |
| Total interest expense | $554,000 | 7,060 |
| Net interest income | $748,000 | 7,227 |
| Provision for loan and lease losses | $13,000 | 5,620 |
| Total noninterest income | $173,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $146,000 | 4,140 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $27,000 | 7,090 |
| Total noninterest expense | $651,000 | 7,233 |
| Salaries and employee benefits | $366,000 | 7,183 |
| Premises and equipment expense | $108,000 | 6,612 |
| Additional noninterest expense | $177,000 | 7,287 |
| Pre-tax net operating income | $257,000 | 6,309 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $257,000 | 5,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $257,000 | 5,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $225,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $257,000 | 5,955 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $637,000 | 7,280 |
| Total interest expense | $271,000 | 7,105 |
| Net interest income | $366,000 | 7,310 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $71,000 | 4,138 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $333,000 | 7,231 |
| Salaries and employee benefits | $184,000 | 7,222 |
| Premises and equipment expense | $58,000 | 6,480 |
| Additional noninterest expense | $91,000 | 7,255 |
| Pre-tax net operating income | $111,000 | 6,527 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $111,000 | 6,222 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $111,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $111,000 | 6,205 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 7,212 |
| Total interest expense | $866,000 | 7,192 |
| Net interest income | $1,550,000 | 7,119 |
| Provision for loan and lease losses | $47,000 | 5,681 |
| Total noninterest income | $343,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $283,000 | 4,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 7,056 |
| Total noninterest expense | $1,366,000 | 7,108 |
| Salaries and employee benefits | $731,000 | 7,172 |
| Premises and equipment expense | $248,000 | 6,236 |
| Additional noninterest expense | $387,000 | 7,134 |
| Pre-tax net operating income | $480,000 | 6,552 |
| Securities gains (losses) | $-41,000 | 7,867 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $439,000 | 6,369 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $439,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,500 |
| Cash dividends | $310,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $480,000 | 6,226 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 7,278 |
| Total interest expense | $616,000 | 7,281 |
| Net interest income | $1,165,000 | 7,195 |
| Provision for loan and lease losses | $39,000 | 5,442 |
| Total noninterest income | $243,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $202,000 | 4,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,178 |
| Total noninterest expense | $1,030,000 | 7,103 |
| Salaries and employee benefits | $553,000 | 7,151 |
| Premises and equipment expense | $195,000 | 6,143 |
| Additional noninterest expense | $282,000 | 7,201 |
| Pre-tax net operating income | $339,000 | 6,829 |
| Securities gains (losses) | $-41,000 | 8,113 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $298,000 | 6,731 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $298,000 | 6,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $235,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $339,000 | 6,513 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 7,347 |
| Total interest expense | $385,000 | 7,342 |
| Net interest income | $765,000 | 7,260 |
| Provision for loan and lease losses | $26,000 | 5,297 |
| Total noninterest income | $160,000 | 6,120 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $132,000 | 4,392 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,198 |
| Total noninterest expense | $683,000 | 7,152 |
| Salaries and employee benefits | $368,000 | 7,187 |
| Premises and equipment expense | $124,000 | 6,267 |
| Additional noninterest expense | $191,000 | 7,185 |
| Pre-tax net operating income | $216,000 | 6,976 |
| Securities gains (losses) | $-15,000 | 7,996 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $201,000 | 6,746 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $201,000 | 6,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $190,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $216,000 | 6,625 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $559,000 | 7,391 |
| Total interest expense | $184,000 | 7,370 |
| Net interest income | $375,000 | 7,321 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $76,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $339,000 | 7,180 |
| Salaries and employee benefits | $180,000 | 7,256 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $96,000 | 7,176 |
| Pre-tax net operating income | $99,000 | 7,075 |
| Securities gains (losses) | $-15,000 | 8,324 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $84,000 | 6,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $65,000 | 3,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $99,000 | 6,751 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 7,419 |
| Total interest expense | $601,000 | 7,328 |
| Net interest income | $1,439,000 | 7,379 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $317,000 | 6,224 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $268,000 | 4,419 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $49,000 | 7,413 |
| Total noninterest expense | $1,294,000 | 7,240 |
| Salaries and employee benefits | $694,000 | 7,296 |
| Premises and equipment expense | $232,000 | 6,395 |
| Additional noninterest expense | $368,000 | 7,268 |
| Pre-tax net operating income | $390,000 | 7,094 |
| Securities gains (losses) | $32,000 | 1,085 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $422,000 | 6,684 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $422,000 | 6,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,615 |
| Cash dividends | $210,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $390,000 | 6,782 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 7,462 |
| Total interest expense | $427,000 | 7,364 |
| Net interest income | $1,076,000 | 7,421 |
| Provision for loan and lease losses | $59,000 | 5,005 |
| Total noninterest income | $232,000 | 6,290 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $197,000 | 4,490 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $941,000 | 7,298 |
| Salaries and employee benefits | $519,000 | 7,281 |
| Premises and equipment expense | $178,000 | 6,312 |
| Additional noninterest expense | $244,000 | 7,492 |
| Pre-tax net operating income | $308,000 | 7,169 |
| Securities gains (losses) | $32,000 | 1,037 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $340,000 | 6,713 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $340,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,912 |
| Cash dividends | $135,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $308,000 | 6,830 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $996,000 | 7,461 |
| Total interest expense | $268,000 | 7,392 |
| Net interest income | $728,000 | 7,403 |
| Provision for loan and lease losses | $46,000 | 4,697 |
| Total noninterest income | $154,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $130,000 | 4,473 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $24,000 | 7,442 |
| Total noninterest expense | $617,000 | 7,331 |
| Salaries and employee benefits | $335,000 | 7,350 |
| Premises and equipment expense | $115,000 | 6,391 |
| Additional noninterest expense | $167,000 | 7,438 |
| Pre-tax net operating income | $219,000 | 7,100 |
| Securities gains (losses) | $32,000 | 942 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $251,000 | 6,505 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $251,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $90,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $219,000 | 6,721 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 7,591 |
| Total interest expense | $124,000 | 7,508 |
| Net interest income | $352,000 | 7,519 |
| Provision for loan and lease losses | $13,000 | 5,229 |
| Total noninterest income | $81,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $330,000 | 7,241 |
| Salaries and employee benefits | $179,000 | 7,256 |
| Premises and equipment expense | $67,000 | 6,074 |
| Additional noninterest expense | $84,000 | 7,480 |
| Pre-tax net operating income | $90,000 | 7,371 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $86,000 | 7,129 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $86,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $75,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $90,000 | 7,020 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 7,511 |
| Total interest expense | $544,000 | 7,142 |
| Net interest income | $1,329,000 | 7,560 |
| Provision for loan and lease losses | $57,000 | 5,823 |
| Total noninterest income | $369,000 | 5,970 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $302,000 | 4,297 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,035 |
| Total noninterest expense | $1,273,000 | 7,309 |
| Salaries and employee benefits | $694,000 | 7,309 |
| Premises and equipment expense | $236,000 | 6,342 |
| Additional noninterest expense | $343,000 | 7,448 |
| Pre-tax net operating income | $368,000 | 7,208 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $404,000 | 6,750 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $404,000 | 6,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,036 |
| Cash dividends | $215,000 | 4,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $368,000 | 6,874 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 7,546 |
| Total interest expense | $421,000 | 7,096 |
| Net interest income | $985,000 | 7,604 |
| Provision for loan and lease losses | $44,000 | 5,644 |
| Total noninterest income | $281,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $234,000 | 4,259 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 7,150 |
| Total noninterest expense | $967,000 | 7,247 |
| Salaries and employee benefits | $530,000 | 7,213 |
| Premises and equipment expense | $187,000 | 6,184 |
| Additional noninterest expense | $250,000 | 7,495 |
| Pre-tax net operating income | $255,000 | 7,444 |
| Securities gains (losses) | $36,000 | 1,910 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $291,000 | 6,952 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $291,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,529 |
| Cash dividends | $170,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $255,000 | 7,115 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $943,000 | 7,568 |
| Total interest expense | $290,000 | 7,056 |
| Net interest income | $653,000 | 7,649 |
| Provision for loan and lease losses | $26,000 | 5,598 |
| Total noninterest income | $194,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $158,000 | 4,210 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 6,981 |
| Total noninterest expense | $632,000 | 7,345 |
| Salaries and employee benefits | $351,000 | 7,294 |
| Premises and equipment expense | $111,000 | 6,525 |
| Additional noninterest expense | $170,000 | 7,485 |
| Pre-tax net operating income | $189,000 | 7,264 |
| Securities gains (losses) | $36,000 | 1,674 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $225,000 | 6,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $225,000 | 6,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $120,000 | 4,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $189,000 | 6,927 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $474,000 | 7,605 |
| Total interest expense | $149,000 | 7,054 |
| Net interest income | $325,000 | 7,693 |
| Provision for loan and lease losses | $13,000 | 5,421 |
| Total noninterest income | $96,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $79,000 | 4,141 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $320,000 | 7,355 |
| Salaries and employee benefits | $177,000 | 7,312 |
| Premises and equipment expense | $53,000 | 6,646 |
| Additional noninterest expense | $90,000 | 7,377 |
| Pre-tax net operating income | $88,000 | 7,338 |
| Securities gains (losses) | $36,000 | 1,385 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $124,000 | 6,441 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $124,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $40,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $88,000 | 7,005 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 7,628 |
| Total interest expense | $640,000 | 7,265 |
| Net interest income | $1,284,000 | 7,686 |
| Provision for loan and lease losses | $78,000 | 5,679 |
| Total noninterest income | $315,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $289,000 | 4,387 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $26,000 | 8,239 |
| Total noninterest expense | $1,246,000 | 7,379 |
| Salaries and employee benefits | $691,000 | 7,331 |
| Premises and equipment expense | $199,000 | 6,792 |
| Additional noninterest expense | $356,000 | 7,406 |
| Pre-tax net operating income | $275,000 | 7,529 |
| Securities gains (losses) | $37,000 | 2,758 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $312,000 | 7,229 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $312,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,909 |
| Cash dividends | $185,000 | 5,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $275,000 | 7,259 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 7,686 |
| Total interest expense | $488,000 | 7,373 |
| Net interest income | $979,000 | 7,707 |
| Provision for loan and lease losses | $64,000 | 5,444 |
| Total noninterest income | $236,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $223,000 | 4,341 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $927,000 | 7,385 |
| Salaries and employee benefits | $535,000 | 7,208 |
| Premises and equipment expense | $147,000 | 6,830 |
| Additional noninterest expense | $245,000 | 7,603 |
| Pre-tax net operating income | $224,000 | 7,594 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $234,000 | 7,370 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $234,000 | 7,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $135,000 | 4,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $224,000 | 7,272 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 7,674 |
| Total interest expense | $329,000 | 7,466 |
| Net interest income | $676,000 | 7,670 |
| Provision for loan and lease losses | $46,000 | 5,260 |
| Total noninterest income | $151,000 | 6,634 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $142,000 | 4,419 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $621,000 | 7,396 |
| Salaries and employee benefits | $360,000 | 7,212 |
| Premises and equipment expense | $93,000 | 6,939 |
| Additional noninterest expense | $168,000 | 7,540 |
| Pre-tax net operating income | $160,000 | 7,528 |
| Securities gains (losses) | $12,000 | 2,858 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $172,000 | 7,233 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $172,000 | 7,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $90,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $160,000 | 7,162 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 7,671 |
| Total interest expense | $165,000 | 7,552 |
| Net interest income | $350,000 | 7,608 |
| Provision for loan and lease losses | $22,000 | 5,127 |
| Total noninterest income | $70,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 4,539 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $316,000 | 7,387 |
| Salaries and employee benefits | $183,000 | 7,188 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $88,000 | 7,465 |
| Pre-tax net operating income | $82,000 | 7,489 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $86,000 | 7,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 7,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $82,000 | 7,094 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 7,653 |
| Total interest expense | $850,000 | 7,353 |
| Net interest income | $1,342,000 | 7,696 |
| Provision for loan and lease losses | $77,000 | 6,140 |
| Total noninterest income | $316,000 | 6,361 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $288,000 | 4,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $1,187,000 | 7,494 |
| Salaries and employee benefits | $669,000 | 7,408 |
| Premises and equipment expense | $181,000 | 7,015 |
| Additional noninterest expense | $337,000 | 7,543 |
| Pre-tax net operating income | $394,000 | 7,190 |
| Securities gains (losses) | $36,000 | 2,681 |
| Applicable income taxes | $43,000 | 6,637 |
| Income before extraordinary items | $387,000 | 6,905 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $387,000 | 6,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,660 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $354,600 | 6,931 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 7,530 |
| Total interest expense | $1,533,000 | 6,914 |
| Net interest income | $1,175,000 | 7,936 |
| Provision for loan and lease losses | $172,000 | 4,506 |
| Total noninterest income | $325,000 | 6,202 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $296,000 | 4,191 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $29,000 | 8,383 |
| Total noninterest expense | $1,147,000 | 7,585 |
| Salaries and employee benefits | $679,000 | 7,288 |
| Premises and equipment expense | $172,000 | 7,186 |
| Additional noninterest expense | $296,000 | 7,885 |
| Pre-tax net operating income | $181,000 | 7,972 |
| Securities gains (losses) | $-2,000 | 9,092 |
| Applicable income taxes | $-16,000 | 9,034 |
| Income before extraordinary items | $195,000 | 7,775 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $195,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,149 |
| Cash dividends | $125,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $197,000 | 7,644 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 7,470 |
| Total interest expense | $1,623,000 | 6,907 |
| Net interest income | $1,323,000 | 7,818 |
| Provision for loan and lease losses | $46,000 | 6,690 |
| Total noninterest income | $331,000 | 6,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 3,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $1,118,000 | 7,698 |
| Salaries and employee benefits | $666,000 | 7,351 |
| Premises and equipment expense | $167,000 | 7,292 |
| Additional noninterest expense | $285,000 | 8,064 |
| Pre-tax net operating income | $490,000 | 7,045 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $95,000 | 6,574 |
| Income before extraordinary items | $399,000 | 6,869 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $399,000 | 6,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $175,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $395,760 | 6,893 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,717,000 | 7,691 |
| Total interest expense | $1,588,000 | 6,755 |
| Net interest income | $1,129,000 | 8,339 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $305,000 | 6,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $1,080,000 | 7,902 |
| Salaries and employee benefits | $634,000 | 7,574 |
| Premises and equipment expense | $152,000 | 7,631 |
| Additional noninterest expense | $294,000 | 8,163 |
| Pre-tax net operating income | $258,000 | 8,298 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,000 | 8,598 |
| Income before extraordinary items | $253,000 | 7,918 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $253,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,447 |
| Cash dividends | $90,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $253,000 | 7,890 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 7,732 |
| Total interest expense | $1,696,000 | 6,770 |
| Net interest income | $1,130,000 | 8,503 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $263,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,196 |
| Total noninterest expense | $1,018,000 | 8,060 |
| Salaries and employee benefits | $602,000 | 7,750 |
| Premises and equipment expense | $144,000 | 7,784 |
| Additional noninterest expense | $272,000 | 8,387 |
| Pre-tax net operating income | $303,000 | 8,379 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $34,000 | 8,631 |
| Income before extraordinary items | $270,000 | 8,109 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $270,000 | 8,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,959 |
| Cash dividends | $125,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $269,110 | 8,039 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 8,016 |
| Total interest expense | $1,601,000 | 7,119 |
| Net interest income | $1,192,000 | 8,695 |
| Provision for loan and lease losses | $46,000 | 6,840 |
| Total noninterest income | $257,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 4,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $1,014,000 | 8,293 |
| Salaries and employee benefits | $584,000 | 8,029 |
| Premises and equipment expense | $143,000 | 7,962 |
| Additional noninterest expense | $287,000 | 8,454 |
| Pre-tax net operating income | $389,000 | 8,499 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $70,000 | 8,905 |
| Income before extraordinary items | $319,000 | 8,233 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $319,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,067 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $319,000 | 8,192 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 8,301 |
| Total interest expense | $1,570,000 | 7,394 |
| Net interest income | $1,214,000 | 9,001 |
| Provision for loan and lease losses | $69,000 | 5,880 |
| Total noninterest income | $250,000 | 7,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,581 |
| Total noninterest expense | $995,000 | 8,684 |
| Salaries and employee benefits | $572,000 | 8,305 |
| Premises and equipment expense | $141,000 | 8,264 |
| Additional noninterest expense | $282,000 | 9,065 |
| Pre-tax net operating income | $400,000 | 8,504 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $84,000 | 9,042 |
| Income before extraordinary items | $321,000 | 8,243 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $321,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,727 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $317,050 | 8,213 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 8,847 |
| Total interest expense | $1,439,000 | 7,857 |
| Net interest income | $1,139,000 | 9,517 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $887,000 | 9,403 |
| Salaries and employee benefits | $520,000 | 8,946 |
| Premises and equipment expense | $131,000 | 8,769 |
| Additional noninterest expense | $236,000 | 9,985 |
| Pre-tax net operating income | $418,000 | 8,953 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $92,000 | 9,345 |
| Income before extraordinary items | $330,000 | 8,672 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $330,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $326,880 | 8,660 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 9,660 |
| Total interest expense | $990,000 | 8,734 |
| Net interest income | $1,086,000 | 10,115 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $151,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $835,000 | 10,071 |
| Salaries and employee benefits | $469,000 | 9,664 |
| Premises and equipment expense | $107,000 | 9,803 |
| Additional noninterest expense | $259,000 | 10,419 |
| Pre-tax net operating income | $402,000 | 9,348 |
| Securities gains (losses) | $-69,000 | 11,290 |
| Applicable income taxes | $55,000 | 10,338 |
| Income before extraordinary items | $278,000 | 9,398 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $278,000 | 9,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $335,270 | 8,828 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 10,745 |
| Total interest expense | $812,000 | 9,986 |
| Net interest income | $916,000 | 11,099 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $135,000 | 10,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $666,000 | 11,323 |
| Salaries and employee benefits | $352,000 | 11,132 |
| Premises and equipment expense | $98,000 | 10,504 |
| Additional noninterest expense | $216,000 | 11,521 |
| Pre-tax net operating income | $385,000 | 9,530 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $87,000 | 10,051 |
| Income before extraordinary items | $304,000 | 9,436 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $304,000 | 9,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 12,163 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $299,320 | 9,224 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 11,906 |
| Total interest expense | $771,000 | 11,459 |
| Net interest income | $753,000 | 12,104 |
| Provision for loan and lease losses | $19,000 | 10,662 |
| Total noninterest income | $129,000 | 10,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 8,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $574,000 | 12,228 |
| Salaries and employee benefits | $306,000 | 11,946 |
| Premises and equipment expense | $91,000 | 11,073 |
| Additional noninterest expense | $177,000 | 12,569 |
| Pre-tax net operating income | $289,000 | 10,244 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $69,000 | 10,752 |
| Income before extraordinary items | $262,000 | 9,753 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $262,000 | 9,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $228,820 | 9,844 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.