Home > The First National Bank of Centre Hall > Income and Expense
The First National Bank of Centre Hall, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 8,274 |
| Total interest expense | $1,293,000 | 8,300 |
| Net interest income | $1,663,000 | 8,108 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $182,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $1,301,000 | 7,860 |
| Salaries and employee benefits | $557,000 | 8,671 |
| Premises and equipment expense | $194,000 | 7,315 |
| Additional noninterest expense | $550,000 | 6,874 |
| Pre-tax net operating income | $494,000 | 8,473 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $135,000 | 8,529 |
| Income before extraordinary items | $359,000 | 8,401 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $359,000 | 8,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $86,000 | 7,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $359,000 | 8,382 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,494,000 | 8,912 |
| Total interest expense | $911,000 | 9,078 |
| Net interest income | $1,583,000 | 8,635 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $169,000 | 9,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,142 |
| Total noninterest expense | $1,295,000 | 8,264 |
| Salaries and employee benefits | $528,000 | 9,140 |
| Premises and equipment expense | $225,000 | 6,963 |
| Additional noninterest expense | $542,000 | 7,500 |
| Pre-tax net operating income | $307,000 | 10,088 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $63,000 | 10,161 |
| Income before extraordinary items | $244,000 | 9,763 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $244,000 | 9,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,098 |
| Cash dividends | $62,000 | 7,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $244,000 | 9,838 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 9,538 |
| Total interest expense | $821,000 | 9,927 |
| Net interest income | $1,493,000 | 9,137 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $138,000 | 10,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 8,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $1,252,000 | 8,690 |
| Salaries and employee benefits | $514,000 | 9,535 |
| Premises and equipment expense | $218,000 | 7,325 |
| Additional noninterest expense | $520,000 | 8,029 |
| Pre-tax net operating income | $355,000 | 9,774 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $69,000 | 10,505 |
| Income before extraordinary items | $286,000 | 9,629 |
| Extraordinary gains, net | $-4,000 | 12,212 |
| Net income | $282,000 | 9,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $52,000 | 7,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $286,000 | 9,371 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 9,950 |
| Total interest expense | $958,000 | 10,589 |
| Net interest income | $1,526,000 | 9,194 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $154,000 | 10,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 8,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $1,224,000 | 8,939 |
| Salaries and employee benefits | $531,000 | 9,473 |
| Premises and equipment expense | $308,000 | 5,860 |
| Additional noninterest expense | $385,000 | 9,756 |
| Pre-tax net operating income | $406,000 | 9,185 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $95,000 | 10,051 |
| Income before extraordinary items | $311,000 | 9,155 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $311,000 | 9,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 6,088 |
| Cash dividends | $52,000 | 7,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $311,000 | 8,788 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.