Home > The First National Bank of Central Illinois > Loan Charge- Offs and Recoveries
The First National Bank of Central Illinois, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $974,000 | 1,021 |
| Loans secured by real estate, total | $180,000 | 996 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $180,000 | 996 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $180,000 | 606 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $216,000 | 1,343 |
| Loans to individuals | $560,000 | 763 |
| Credit card loan charge offs | $43,000 | 1,062 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $517,000 | 630 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $18,000 | 209 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $336,000 | 880 |
| Loans secured by real estate, total | $14,000 | 2,120 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $14,000 | 2,120 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 1,931 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $8,000 | 1,084 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $181,000 | 572 |
| Loans to individuals | $141,000 | 747 |
| Credit card loan recoveries | $13,000 | 702 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $128,000 | 670 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $638,000 | 1,101 |
| Loans secured by real estate, total | $166,000 | 809 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $166,000 | 807 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $174,000 | 517 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-8,000 | 10,252 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $35,000 | 3,099 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $419,000 | 772 |
| Credit card loan net charge offs | $30,000 | 1,177 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $389,000 | 630 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $18,000 | 170 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,280,000 | 950 |
| Loans secured by real estate, total | $207,000 | 1,038 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $207,000 | 1,038 |
| Construction and land development | $59,000 | 302 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $148,000 | 777 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $396,000 | 804 |
| Loans to individuals | $677,000 | 743 |
| Credit card loan charge offs | $17,000 | 1,782 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $660,000 | 579 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $594,000 | 682 |
| Loans secured by real estate, total | $50,000 | 1,246 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $50,000 | 1,246 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $35,000 | 833 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,062 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $367,000 | 394 |
| Loans to individuals | $177,000 | 723 |
| Credit card loan recoveries | $2,000 | 1,776 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $175,000 | 613 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $686,000 | 1,134 |
| Loans secured by real estate, total | $157,000 | 968 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $157,000 | 967 |
| Construction and land development | $59,000 | 254 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $113,000 | 758 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-15,000 | 10,870 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $29,000 | 3,468 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $500,000 | 744 |
| Credit card loan net charge offs | $15,000 | 1,704 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $485,000 | 559 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,237,000 | 987 |
| Loans secured by real estate, total | $158,000 | 1,344 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $158,000 | 1,342 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $102,000 | 1,084 |
| Secured by multifamily residential properties | $15,000 | 477 |
| Secured by nonfarm nonresidential properties | $41,000 | 1,242 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $376,000 | 815 |
| Loans to individuals | $703,000 | 669 |
| Credit card loan charge offs | $16,000 | 1,675 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $687,000 | 507 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $425,000 | 867 |
| Loans secured by real estate, total | $152,000 | 673 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $152,000 | 672 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $14,000 | 236 |
| Secured by 1-4 family residential properties - total recoveries | $84,000 | 442 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $54,000 | 690 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $82,000 | 1,347 |
| Loans to individuals | $191,000 | 679 |
| Credit card loan recoveries | $2,000 | 1,762 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $189,000 | 582 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $812,000 | 1,016 |
| Loans secured by real estate, total | $6,000 | 3,658 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $6,000 | 3,656 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $-14,000 | 10,346 |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 2,119 |
| Secured by multifamily residential properties | $15,000 | 434 |
| Secured by nonfarm nonresidential properties | $-13,000 | 11,323 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $294,000 | 717 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $512,000 | 646 |
| Credit card loan net charge offs | $14,000 | 1,598 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $498,000 | 459 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $659,000 | 1,499 |
| Loans secured by real estate, total | $281,000 | 1,139 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $281,000 | 1,139 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $40,000 | 1,927 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $241,000 | 635 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $84,000 | 2,732 |
| Loans to individuals | $294,000 | 1,025 |
| Credit card loan charge offs | $28,000 | 1,240 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $266,000 | 855 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $355,000 | 1,089 |
| Loans secured by real estate, total | $101,000 | 982 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $101,000 | 982 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $7,000 | 432 |
| Secured by 1-4 family residential properties - total recoveries | $73,000 | 548 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $21,000 | 1,163 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $204,000 | 764 |
| Loans to individuals | $50,000 | 1,824 |
| Credit card loan recoveries | $8,000 | 1,051 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $42,000 | 1,912 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $304,000 | 1,887 |
| Loans secured by real estate, total | $180,000 | 1,177 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $180,000 | 1,178 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $-7,000 | 10,718 |
| Secured by 1-4 family residential properties- net charge-offs | $-33,000 | 12,335 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $220,000 | 558 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-120,000 | 12,196 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $244,000 | 871 |
| Credit card loan net charge offs | $20,000 | 1,280 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $224,000 | 658 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,041,000 | 1,387 |
| Loans secured by real estate, total | $283,000 | 1,406 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $283,000 | 1,405 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $234,000 | 804 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $49,000 | 1,754 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $452,000 | 1,092 |
| Loans to individuals | $306,000 | 1,111 |
| Credit card loan charge offs | $21,000 | 1,512 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $285,000 | 909 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $223,000 | 1,695 |
| Loans secured by real estate, total | $56,000 | 1,492 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $56,000 | 1,492 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $23,000 | 1,353 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $33,000 | 1,024 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $131,000 | 1,217 |
| Loans to individuals | $36,000 | 2,510 |
| Credit card loan recoveries | $14,000 | 839 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $22,000 | 3,212 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $818,000 | 1,308 |
| Loans secured by real estate, total | $227,000 | 1,357 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $227,000 | 1,355 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $211,000 | 763 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $16,000 | 2,130 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $321,000 | 1,071 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $270,000 | 913 |
| Credit card loan net charge offs | $7,000 | 2,167 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $263,000 | 651 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $701,000 | 2,356 |
| Loans secured by real estate, total | $137,000 | 2,580 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $137,000 | 2,580 |
| Construction and land development | $20,000 | 1,262 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $67,000 | 2,071 |
| Secured by multifamily residential properties | $2,000 | 869 |
| Secured by nonfarm nonresidential properties | $48,000 | 2,235 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $197,000 | 2,715 |
| Loans to individuals | $367,000 | 1,196 |
| Credit card loan charge offs | $32,000 | 1,390 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $335,000 | 1,035 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $174,000 | 2,205 |
| Loans secured by real estate, total | $100,000 | 971 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $100,000 | 970 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $75,000 | 66 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,872 |
| Secured by multifamily residential properties | $20,000 | 219 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $49,000 | 2,797 |
| Loans to individuals | $25,000 | 3,355 |
| Credit card loan recoveries | $5,000 | 1,375 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $20,000 | 3,607 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $527,000 | 2,387 |
| Loans secured by real estate, total | $37,000 | 4,123 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $37,000 | 4,123 |
| Construction and land development | $20,000 | 1,184 |
| Secured by farmland | $-75,000 | 11,947 |
| Secured by 1-4 family residential properties- net charge-offs | $62,000 | 1,892 |
| Secured by multifamily residential properties | $-18,000 | 13,855 |
| Secured by nonfarm nonresidential properties | $48,000 | 2,072 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $148,000 | 2,704 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $342,000 | 999 |
| Credit card loan net charge offs | $27,000 | 1,383 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $315,000 | 788 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.