Home > The First National Bank of Central Illinois > Income and Expense
The First National Bank of Central Illinois, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $48,886,000 | 705 |
| Total interest expense | $22,400,000 | 732 |
| Net interest income | $26,486,000 | 683 |
| Provision for loan and lease losses | $720,000 | 1,297 |
| Total noninterest income | $6,935,000 | 735 |
| Gross Fiduciary activities income | $2,036,000 | 322 |
| Service charges on deposit accounts | $2,956,000 | 449 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,943,000 | 1,123 |
| Total noninterest expense | $15,215,000 | 930 |
| Salaries and employee benefits | $7,083,000 | 934 |
| Premises and equipment expense | $2,060,000 | 970 |
| Additional noninterest expense | $6,072,000 | 845 |
| Pre-tax net operating income | $17,486,000 | 508 |
| Securities gains (losses) | $199,000 | 706 |
| Applicable income taxes | $6,524,000 | 502 |
| Income before extraordinary items | $11,161,000 | 535 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $11,161,000 | 535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $638,000 | 1,101 |
| Cash dividends | $7,350,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $11,033,640 | 519 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $43,820,000 | 814 |
| Total interest expense | $19,177,000 | 876 |
| Net interest income | $24,643,000 | 762 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $6,479,000 | 798 |
| Gross Fiduciary activities income | $1,556,000 | 401 |
| Service charges on deposit accounts | $2,298,000 | 596 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,625,000 | 964 |
| Total noninterest expense | $14,140,000 | 1,064 |
| Salaries and employee benefits | $7,115,000 | 954 |
| Premises and equipment expense | $1,840,000 | 1,135 |
| Additional noninterest expense | $5,185,000 | 1,103 |
| Pre-tax net operating income | $16,862,000 | 513 |
| Securities gains (losses) | $69,000 | 1,150 |
| Applicable income taxes | $6,244,000 | 506 |
| Income before extraordinary items | $10,687,000 | 547 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,687,000 | 549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $686,000 | 1,134 |
| Cash dividends | $9,000,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $10,642,840 | 536 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $42,596,000 | 861 |
| Total interest expense | $18,779,000 | 929 |
| Net interest income | $23,817,000 | 807 |
| Provision for loan and lease losses | $450,000 | 1,710 |
| Total noninterest income | $6,108,000 | 830 |
| Gross Fiduciary activities income | $1,774,000 | 404 |
| Service charges on deposit accounts | $2,005,000 | 675 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,329,000 | 1,027 |
| Total noninterest expense | $14,354,000 | 1,044 |
| Salaries and employee benefits | $7,144,000 | 961 |
| Premises and equipment expense | $1,818,000 | 1,160 |
| Additional noninterest expense | $5,392,000 | 1,058 |
| Pre-tax net operating income | $15,121,000 | 589 |
| Securities gains (losses) | $-25,000 | 10,717 |
| Applicable income taxes | $5,561,000 | 575 |
| Income before extraordinary items | $9,535,000 | 617 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,535,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $812,000 | 1,016 |
| Cash dividends | $5,600,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $9,551,000 | 610 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $35,955,000 | 889 |
| Total interest expense | $12,913,000 | 1,016 |
| Net interest income | $23,042,000 | 821 |
| Provision for loan and lease losses | $780,000 | 1,121 |
| Total noninterest income | $7,053,000 | 738 |
| Gross Fiduciary activities income | $3,495,000 | 278 |
| Service charges on deposit accounts | $1,951,000 | 700 |
| Trading account gains and fees | $35,000 | 301 |
| Additional Noninterest Income | $1,572,000 | 1,333 |
| Total noninterest expense | $16,092,000 | 961 |
| Salaries and employee benefits | $8,379,000 | 821 |
| Premises and equipment expense | $1,894,000 | 1,117 |
| Additional noninterest expense | $5,819,000 | 1,036 |
| Pre-tax net operating income | $13,223,000 | 637 |
| Securities gains (losses) | $35,000 | 1,379 |
| Applicable income taxes | $4,775,000 | 595 |
| Income before extraordinary items | $8,483,000 | 656 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,483,000 | 655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,887 |
| Cash dividends | $5,665,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,460,600 | 658 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $33,287,000 | 966 |
| Total interest expense | $11,082,000 | 1,229 |
| Net interest income | $22,205,000 | 848 |
| Provision for loan and lease losses | $900,000 | 1,396 |
| Total noninterest income | $6,827,000 | 783 |
| Gross Fiduciary activities income | $3,082,000 | 299 |
| Service charges on deposit accounts | $1,977,000 | 692 |
| Trading account gains and fees | $340,000 | 194 |
| Additional Noninterest Income | $1,428,000 | 1,610 |
| Total noninterest expense | $16,419,000 | 982 |
| Salaries and employee benefits | $8,571,000 | 808 |
| Premises and equipment expense | $2,019,000 | 1,071 |
| Additional noninterest expense | $5,829,000 | 1,124 |
| Pre-tax net operating income | $11,713,000 | 621 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $4,149,000 | 628 |
| Income before extraordinary items | $7,575,000 | 693 |
| Extraordinary gains, net | $180,000 | 1,083 |
| Net income | $7,755,000 | 702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $818,000 | 1,308 |
| Cash dividends | $5,380,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,567,850 | 643 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $36,771,000 | 1,004 |
| Total interest expense | $14,791,000 | 1,203 |
| Net interest income | $21,980,000 | 865 |
| Provision for loan and lease losses | $1,200,000 | 1,633 |
| Total noninterest income | $6,693,000 | 792 |
| Gross Fiduciary activities income | $2,883,000 | 312 |
| Service charges on deposit accounts | $1,866,000 | 711 |
| Trading account gains and fees | $253,000 | 216 |
| Additional Noninterest Income | $1,691,000 | 1,400 |
| Total noninterest expense | $16,801,000 | 979 |
| Salaries and employee benefits | $8,989,000 | 768 |
| Premises and equipment expense | $2,246,000 | 1,007 |
| Additional noninterest expense | $5,566,000 | 1,199 |
| Pre-tax net operating income | $10,672,000 | 599 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,474,000 | 676 |
| Income before extraordinary items | $7,198,000 | 656 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,198,000 | 650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 2,387 |
| Cash dividends | $4,915,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,198,000 | 602 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.