Home > The First National Bank of Central Illinois > Net charge- offs to loans
The First National Bank of Central Illinois, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1445% | 4,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 1,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1409% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1529% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0338% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7872% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7881% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1285% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 0.2642% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0995% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8111% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8843% | 908 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 3,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0544% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3466% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8437% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8051% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 5,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0901% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3561% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0382% | 1,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1660% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5098% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1337% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2527% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1257% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2401% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2601% | 267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4173% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5815% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3925% | 936 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1671% | 7,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.1133% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0838% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2225% | 1,453 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1918% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7235% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5192% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |