Home > The First National Bank of Central Illinois > Assets and Liabilities
The First National Bank of Central Illinois, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 191 | 923 |
| Assets and Liabilities | ||
| Total Assets: | $701,480,000 | 704 |
| Cash and due from depository institutions | $48,922,000 | 923 |
| Interest-bearing balances | $1,000,000 | 2,444 |
| Securities | $183,507,000 | 655 |
| Federal funds sold & reverse repurchase agreements | $11,880,000 | 1,138 |
| Net loans & leases | $435,733,000 | 709 |
| Loan loss allowance | $4,839,000 | 848 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,506,000 | 630 |
| Other real estate owned | $256,000 | 923 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $9,676,000 | 888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $701,480,000 | 704 |
| Total liabilities | $643,401,000 | 699 |
| Total deposits | $620,162,000 | 628 |
| Interest-bearing deposits | $503,175,000 | 656 |
| Deposits held in domestic offices | $620,162,000 | 620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,341,000 | 784 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,898,000 | 1,023 |
| Total equity capital | $58,079,000 | 803 |
| Total bank equity capital | $58,079,000 | 803 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,000,000 | 897 |
| Surplus | $15,142,000 | 1,084 |
| Undivided profits | $38,937,000 | 646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,153,000 | 2,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,118,000 | 716 |
| Earning assets | $632,120,000 | 714 |
| Long-term assets (5+ years) | $34,652,000 | 1,880 |
| Average Assets, year-to-date | $656,672,000 | 712 |
| Average Assets, quarterly | $668,567,000 | 720 |
| Volatile liabilities | $135,978,000 | 697 |
| Insider loans | $19,568,000 | 204 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $86,552,000 | 731 |
| Tier 1 (core) risk-based capital | $58,074,000 | 745 |
| Tier 2 risk-based capital | $4,839,000 | 729 |
| Total risk weighted assets | $452,326,700 | 695 |
| Total unused commitments | $86,552,000 | 734 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 191 | 977 |
| Assets and Liabilities | ||
| Total Assets: | $637,569,000 | 781 |
| Cash and due from depository institutions | $53,387,000 | 977 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $117,176,000 | 1,031 |
| Federal funds sold & reverse repurchase agreements | $16,180,000 | 793 |
| Net loans & leases | $428,619,000 | 744 |
| Loan loss allowance | $4,757,000 | 908 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,546,000 | 652 |
| Other real estate owned | $20,000 | 977 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $10,641,000 | 863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $637,569,000 | 781 |
| Total liabilities | $583,216,000 | 770 |
| Total deposits | $565,063,000 | 711 |
| Interest-bearing deposits | $429,407,000 | 778 |
| Deposits held in domestic offices | $565,063,000 | 703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,176,000 | 997 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,977,000 | 1,007 |
| Total equity capital | $54,353,000 | 858 |
| Total bank equity capital | $54,353,000 | 858 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,000,000 | 948 |
| Surplus | $15,142,000 | 1,132 |
| Undivided profits | $35,211,000 | 720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,514,000 | 1,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,246,000 | 695 |
| Earning assets | $561,975,000 | 812 |
| Long-term assets (5+ years) | $22,034,000 | 2,489 |
| Average Assets, year-to-date | $608,448,200 | 792 |
| Average Assets, quarterly | $622,614,500 | 796 |
| Volatile liabilities | $90,580,000 | 932 |
| Insider loans | $14,336,000 | 317 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $78,712,000 | 790 |
| Tier 1 (core) risk-based capital | $54,263,000 | 815 |
| Tier 2 risk-based capital | $4,757,000 | 760 |
| Total risk weighted assets | $432,805,400 | 740 |
| Total unused commitments | $78,712,000 | 796 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 202 | 962 |
| Assets and Liabilities | ||
| Total Assets: | $575,412,000 | 883 |
| Cash and due from depository institutions | $31,426,000 | 962 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $110,581,000 | 1,130 |
| Federal funds sold & reverse repurchase agreements | $10,475,000 | 1,363 |
| Net loans & leases | $400,807,000 | 795 |
| Loan loss allowance | $5,323,000 | 872 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,876,000 | 686 |
| Other real estate owned | $583,000 | 962 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $10,664,000 | 902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $575,412,000 | 883 |
| Total liabilities | $523,042,000 | 886 |
| Total deposits | $497,228,000 | 811 |
| Interest-bearing deposits | $400,362,000 | 872 |
| Deposits held in domestic offices | $497,228,000 | 802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,107,000 | 787 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $60,000 | 4,615 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,647,000 | 1,096 |
| Total equity capital | $52,370,000 | 914 |
| Total bank equity capital | $52,370,000 | 914 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,000,000 | 954 |
| Surplus | $15,142,000 | 1,139 |
| Undivided profits | $33,228,000 | 784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,348,000 | 2,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,343,000 | 696 |
| Earning assets | $521,863,000 | 896 |
| Long-term assets (5+ years) | $28,652,000 | 1,890 |
| Average Assets, year-to-date | $567,772,400 | 862 |
| Average Assets, quarterly | $571,760,500 | 880 |
| Volatile liabilities | $70,392,000 | 1,024 |
| Insider loans | $22,949,000 | 237 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $87,321,000 | 749 |
| Tier 1 (core) risk-based capital | $52,576,000 | 864 |
| Tier 2 risk-based capital | $5,024,640 | 735 |
| Total risk weighted assets | $401,672,440 | 795 |
| Total unused commitments | $87,321,000 | 754 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 208 | 952 |
| Assets and Liabilities | ||
| Total Assets: | $495,075,000 | 968 |
| Cash and due from depository institutions | $19,722,000 | 952 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $113,867,000 | 1,146 |
| Federal funds sold & reverse repurchase agreements | $8,995,000 | 1,047 |
| Net loans & leases | $332,803,000 | 896 |
| Loan loss allowance | $5,085,000 | 907 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $10,222,000 | 713 |
| Other real estate owned | $535,000 | 952 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $8,931,000 | 1,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,075,000 | 968 |
| Total liabilities | $454,907,000 | 964 |
| Total deposits | $418,599,000 | 926 |
| Interest-bearing deposits | $333,587,000 | 1,010 |
| Deposits held in domestic offices | $418,599,000 | 915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,750,000 | 690 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $140,000 | 4,619 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,418,000 | 1,184 |
| Total equity capital | $40,168,000 | 1,037 |
| Total bank equity capital | $40,168,000 | 1,037 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,000,000 | 939 |
| Surplus | $11,719,000 | 1,339 |
| Undivided profits | $24,449,000 | 957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 3,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,678,000 | 743 |
| Earning assets | $455,665,000 | 959 |
| Long-term assets (5+ years) | $26,531,000 | 2,029 |
| Average Assets, year-to-date | $506,366,800 | 920 |
| Average Assets, quarterly | $507,059,500 | 938 |
| Volatile liabilities | $64,899,000 | 1,062 |
| Insider loans | $11,285,000 | 400 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $74,395,000 | 768 |
| Tier 1 (core) risk-based capital | $43,464,000 | 959 |
| Tier 2 risk-based capital | $4,157,270 | 826 |
| Total risk weighted assets | $331,653,770 | 882 |
| Total unused commitments | $74,395,000 | 776 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 235 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $466,572,000 | 1,037 |
| Cash and due from depository institutions | $20,318,000 | 892 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $92,454,000 | 1,476 |
| Federal funds sold & reverse repurchase agreements | $3,070,000 | 4,309 |
| Net loans & leases | $330,465,000 | 889 |
| Loan loss allowance | $4,609,000 | 1,040 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $10,393,000 | 694 |
| Other real estate owned | $2,387,000 | 892 |
| Goodwill and other intangibles | $376,000 | 1,508 |
| All other assets | $7,109,000 | 1,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $466,572,000 | 1,037 |
| Total liabilities | $425,926,000 | 1,047 |
| Total deposits | $397,594,000 | 1,005 |
| Interest-bearing deposits | $313,533,000 | 1,111 |
| Deposits held in domestic offices | $397,594,000 | 994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,094,000 | 687 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $218,000 | 3,987 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,020,000 | 1,104 |
| Total equity capital | $40,646,000 | 1,021 |
| Total bank equity capital | $40,646,000 | 1,021 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,000,000 | 936 |
| Surplus | $11,719,000 | 1,272 |
| Undivided profits | $24,927,000 | 936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,730,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,645,000 | 695 |
| Earning assets | $425,989,000 | 1,038 |
| Long-term assets (5+ years) | $10,828,000 | 4,145 |
| Average Assets, year-to-date | $468,994,400 | 1,008 |
| Average Assets, quarterly | $465,151,500 | 1,028 |
| Volatile liabilities | $36,979,000 | 1,498 |
| Insider loans | $9,222,000 | 460 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,639,000 | 592 |
| Unused loan commitments | $61,638,000 | 847 |
| Tier 1 (core) risk-based capital | $40,270,000 | 996 |
| Tier 2 risk-based capital | $4,113,940 | 842 |
| Total risk weighted assets | $328,620,240 | 889 |
| Total unused commitments | $61,638,000 | 862 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 242 | 868 |
| Assets and Liabilities | ||
| Total Assets: | $487,796,000 | 1,018 |
| Cash and due from depository institutions | $26,972,000 | 868 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $117,441,000 | 1,150 |
| Federal funds sold & reverse repurchase agreements | $7,550,000 | 2,197 |
| Net loans & leases | $312,931,000 | 957 |
| Loan loss allowance | $4,527,000 | 1,074 |
| Trading account assets | $50,000 | 333 |
| Bank premises and fixed assets | $10,826,000 | 672 |
| Other real estate owned | $3,667,000 | 868 |
| Goodwill and other intangibles | $452,000 | 1,400 |
| All other assets | $7,907,000 | 1,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $487,796,000 | 1,018 |
| Total liabilities | $449,525,000 | 1,022 |
| Total deposits | $416,684,000 | 1,009 |
| Interest-bearing deposits | $333,455,000 | 1,094 |
| Deposits held in domestic offices | $416,684,000 | 999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,592,000 | 591 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $300,000 | 3,565 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,949,000 | 954 |
| Total equity capital | $38,271,000 | 1,031 |
| Total bank equity capital | $38,271,000 | 1,031 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,000,000 | 940 |
| Surplus | $11,719,000 | 1,232 |
| Undivided profits | $22,552,000 | 950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,886,000 | 1,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,290,000 | 864 |
| Earning assets | $437,972,000 | 1,039 |
| Long-term assets (5+ years) | $20,175,000 | 2,591 |
| Average Assets, year-to-date | $478,781,600 | 1,014 |
| Average Assets, quarterly | $479,770,500 | 1,033 |
| Volatile liabilities | $54,089,000 | 1,120 |
| Insider loans | $971,000 | 874 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $55,055,000 | 898 |
| Tier 1 (core) risk-based capital | $37,819,000 | 1,013 |
| Tier 2 risk-based capital | $4,124,530 | 862 |
| Total risk weighted assets | $329,559,930 | 919 |
| Total unused commitments | $55,055,000 | 915 |
| Derivatives | $0 | 651 |