Home > The First National Bank of Castle Rock > Income and Expense
The First National Bank of Castle Rock, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 8,731 |
| Total interest expense | $749,000 | 9,411 |
| Net interest income | $1,491,000 | 8,001 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $232,000 | 7,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,023 |
| Total noninterest expense | $1,402,000 | 7,028 |
| Salaries and employee benefits | $768,000 | 6,941 |
| Premises and equipment expense | $220,000 | 6,498 |
| Additional noninterest expense | $414,000 | 7,236 |
| Pre-tax net operating income | $285,000 | 9,078 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $80,000 | 8,742 |
| Income before extraordinary items | $205,000 | 9,113 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $205,000 | 9,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $205,000 | 9,074 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 9,500 |
| Total interest expense | $649,000 | 10,121 |
| Net interest income | $1,254,000 | 8,885 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $254,000 | 7,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,591 |
| Total noninterest expense | $1,177,000 | 8,045 |
| Salaries and employee benefits | $598,000 | 8,145 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $399,000 | 7,885 |
| Pre-tax net operating income | $304,000 | 9,108 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $99,000 | 8,762 |
| Income before extraordinary items | $205,000 | 9,244 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $205,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $205,000 | 9,190 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 10,490 |
| Total interest expense | $446,000 | 11,198 |
| Net interest income | $1,074,000 | 9,704 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $219,000 | 8,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $1,079,000 | 8,660 |
| Salaries and employee benefits | $544,000 | 8,757 |
| Premises and equipment expense | $155,000 | 8,146 |
| Additional noninterest expense | $380,000 | 8,396 |
| Pre-tax net operating income | $214,000 | 10,377 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $76,000 | 9,668 |
| Income before extraordinary items | $138,000 | 10,577 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $138,000 | 10,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $138,000 | 10,542 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 11,544 |
| Total interest expense | $263,000 | 12,168 |
| Net interest income | $827,000 | 10,957 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $222,000 | 8,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $823,000 | 10,123 |
| Salaries and employee benefits | $441,000 | 9,905 |
| Premises and equipment expense | $93,000 | 10,249 |
| Additional noninterest expense | $289,000 | 10,082 |
| Pre-tax net operating income | $226,000 | 10,696 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $51,000 | 10,446 |
| Income before extraordinary items | $175,000 | 10,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $175,000 | 10,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $175,000 | 10,597 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $44,000 | 13,268 |
| Total interest expense | $12,000 | 13,245 |
| Net interest income | $32,000 | 13,229 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $17,000 | 13,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 11,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,083 |
| Total noninterest expense | $86,000 | 13,264 |
| Salaries and employee benefits | $61,000 | 13,244 |
| Premises and equipment expense | $9,000 | 13,215 |
| Additional noninterest expense | $16,000 | 13,268 |
| Pre-tax net operating income | $-37,000 | 12,516 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-37,000 | 12,598 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-37,000 | 12,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-37,000 | 12,485 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 13,375 |
| Total interest expense | $239,000 | 13,624 |
| Net interest income | $544,000 | 12,928 |
| Provision for loan and lease losses | $-25,000 | 13,548 |
| Total noninterest income | $255,000 | 8,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $692,000 | 11,555 |
| Salaries and employee benefits | $313,000 | 11,866 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $214,000 | 12,038 |
| Pre-tax net operating income | $132,000 | 11,695 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $34,000 | 11,696 |
| Income before extraordinary items | $98,000 | 11,965 |
| Extraordinary gains, net | $34,000 | 1,101 |
| Net income | $132,000 | 11,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $98,000 | 11,671 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.