Home > The First National Bank of Carthage > Income and Expense

The First National Bank of Carthage, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$2,293,0008,317
Total interest expense$1,049,0008,288
Net interest income$1,244,0008,229
Provision for loan and lease losses$08,652
Total noninterest income$178,0007,842
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$133,0006,221
Trading account gains and feesNANA
Additional Noninterest Income$45,0008,339
Total noninterest expense$1,282,0007,307
Salaries and employee benefits$509,0008,304
Premises and equipment expense$228,0006,289
Additional noninterest expense$545,0006,124
Pre-tax net operating income$140,0009,230
Securities gains (losses)$04,449
Applicable income taxes$49,0008,347
Income before extraordinary items$91,0009,393
Extraordinary gains, net$032
Net income$91,0009,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$91,0009,329
1997-12-31 (YTD Data)Rank
Total interest income$2,388,0008,531
Total interest expense$1,105,0008,395
Net interest income$1,283,0008,501
Provision for loan and lease losses$08,829
Total noninterest income$185,0008,046
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$154,0006,111
Trading account gains and feesNANA
Additional Noninterest Income$31,0009,280
Total noninterest expense$1,180,0007,734
Salaries and employee benefits$506,0008,563
Premises and equipment expense$236,0006,266
Additional noninterest expense$438,0007,030
Pre-tax net operating income$288,0009,056
Securities gains (losses)$03,944
Applicable income taxes$89,0008,585
Income before extraordinary items$199,0009,161
Extraordinary gains, net$044
Net income$199,0009,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$199,0009,115
1996-12-31 (YTD Data)Rank
Total interest income$2,346,0008,910
Total interest expense$1,099,0008,700
Net interest income$1,247,0008,907
Provision for loan and lease losses$09,041
Total noninterest income$255,0007,510
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0006,138
Trading account gains and feesNANA
Additional Noninterest Income$86,0007,551
Total noninterest expense$1,232,0007,897
Salaries and employee benefits$556,0008,439
Premises and equipment expense$253,0006,211
Additional noninterest expense$423,0007,689
Pre-tax net operating income$270,0009,331
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$270,0008,665
Extraordinary gains, net$053
Net income$270,0008,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00010,470
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$270,0008,598
1995-12-31 (YTD Data)Rank
Total interest income$2,367,0009,160
Total interest expense$1,045,0009,100
Net interest income$1,322,0009,016
Provision for loan and lease losses$08,958
Total noninterest income$227,0008,033
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$174,0006,184
Trading account gains and feesNANA
Additional Noninterest Income$53,0009,088
Total noninterest expense$1,570,0007,065
Salaries and employee benefits$597,0008,372
Premises and equipment expense$245,0006,430
Additional noninterest expense$728,0005,670
Pre-tax net operating income$-21,00011,527
Securities gains (losses)$-2,0009,253
Applicable income taxes$-37,00011,613
Income before extraordinary items$14,00011,450
Extraordinary gains, net$065
Net income$14,00011,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,662
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$15,28011,418
1994-12-31 (YTD Data)Rank
Total interest income$2,058,0009,691
Total interest expense$848,0009,354
Net interest income$1,210,0009,741
Provision for loan and lease losses$09,146
Total noninterest income$206,0008,632
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$145,0007,011
Trading account gains and feesNANA
Additional Noninterest Income$61,0009,058
Total noninterest expense$1,447,0007,770
Salaries and employee benefits$580,0008,759
Premises and equipment expense$246,0006,584
Additional noninterest expense$621,0006,882
Pre-tax net operating income$-31,00012,143
Securities gains (losses)$-5,0009,408
Applicable income taxes$-4,00012,056
Income before extraordinary items$-32,00012,085
Extraordinary gains, net$0249
Net income$-32,00012,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,731
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-27,55012,102
1993-12-31 (YTD Data)Rank
Total interest income$1,998,00010,184
Total interest expense$854,0009,770
Net interest income$1,144,00010,246
Provision for loan and lease losses$-50,00012,736
Total noninterest income$221,0008,836
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$123,0007,765
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,923
Total noninterest expense$1,277,0008,590
Salaries and employee benefits$581,0008,970
Premises and equipment expense$232,0007,056
Additional noninterest expense$464,0008,573
Pre-tax net operating income$138,00011,572
Securities gains (losses)$168,0001,872
Applicable income taxes$69,00010,505
Income before extraordinary items$237,00010,185
Extraordinary gains, net$-31,00012,570
Net income$206,00010,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0004,432
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$107,64011,529
1992-12-31 (YTD Data)Rank
Total interest income$2,491,0009,937
Total interest expense$1,199,0009,604
Net interest income$1,292,00010,000
Provision for loan and lease losses$-125,00013,736
Total noninterest income$193,0009,551
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$135,0007,532
Trading account gains and feesNANA
Additional Noninterest Income$58,0009,916
Total noninterest expense$1,215,0008,977
Salaries and employee benefits$527,0009,516
Premises and equipment expense$258,0006,636
Additional noninterest expense$430,0009,206
Pre-tax net operating income$395,0009,290
Securities gains (losses)$151,0002,405
Applicable income taxes$185,0007,849
Income before extraordinary items$361,0008,606
Extraordinary gains, net$97,000764
Net income$458,0007,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-94,00013,703
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$261,3409,395

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.