Home > The First National Bank of Carrollton > Income and Expense
The First National Bank of Carrollton, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 6,489 |
| Total interest expense | $99,000 | 6,353 |
| Net interest income | $768,000 | 6,479 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $91,000 | 6,158 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $63,000 | 5,524 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $28,000 | 6,101 |
| Total noninterest expense | $696,000 | 6,456 |
| Salaries and employee benefits | $333,000 | 6,547 |
| Premises and equipment expense | $84,000 | 6,259 |
| Additional noninterest expense | $279,000 | 6,217 |
| Pre-tax net operating income | $163,000 | 5,788 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-2,000 | 6,482 |
| Income before extraordinary items | $165,000 | 5,771 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $165,000 | 5,772 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $165,000 | 5,772 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $151,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $165,000 | 5,708 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $577,000 | 6,538 |
| Total interest expense | $71,000 | 6,364 |
| Net interest income | $506,000 | 6,523 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $64,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,126 |
| Total noninterest expense | $419,000 | 6,586 |
| Salaries and employee benefits | $245,000 | 6,512 |
| Premises and equipment expense | $50,000 | 6,368 |
| Additional noninterest expense | $124,000 | 6,587 |
| Pre-tax net operating income | $151,000 | 5,594 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-2,000 | 6,540 |
| Income before extraordinary items | $153,000 | 5,539 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $153,000 | 5,542 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $153,000 | 5,542 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $75,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $153,000 | 5,431 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $305,000 | 6,554 |
| Total interest expense | $37,000 | 6,417 |
| Net interest income | $268,000 | 6,542 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $34,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,142 |
| Total noninterest expense | $217,000 | 6,630 |
| Salaries and employee benefits | $131,000 | 6,512 |
| Premises and equipment expense | $25,000 | 6,421 |
| Additional noninterest expense | $61,000 | 6,676 |
| Pre-tax net operating income | $85,000 | 5,459 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-2,000 | 6,684 |
| Income before extraordinary items | $87,000 | 5,396 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $87,000 | 5,398 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $87,000 | 5,398 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $87,000 | 5,294 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 6,606 |
| Total interest expense | $171,000 | 6,530 |
| Net interest income | $1,134,000 | 6,586 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $121,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $89,000 | 5,598 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $32,000 | 6,085 |
| Total noninterest expense | $894,000 | 6,677 |
| Salaries and employee benefits | $457,000 | 6,705 |
| Premises and equipment expense | $112,000 | 6,431 |
| Additional noninterest expense | $325,000 | 6,570 |
| Pre-tax net operating income | $361,000 | 5,247 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-7,000 | 6,521 |
| Income before extraordinary items | $368,000 | 5,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $368,000 | 5,285 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $368,000 | 5,286 |
| Net charge-offs | $5,000 | 5,755 |
| Cash dividends | $281,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $368,000 | 5,086 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 6,700 |
| Total interest expense | $132,000 | 6,636 |
| Net interest income | $854,000 | 6,678 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $89,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $66,000 | 5,680 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 6,251 |
| Total noninterest expense | $651,000 | 6,775 |
| Salaries and employee benefits | $342,000 | 6,784 |
| Premises and equipment expense | $84,000 | 6,503 |
| Additional noninterest expense | $225,000 | 6,707 |
| Pre-tax net operating income | $292,000 | 5,334 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-7,000 | 6,744 |
| Income before extraordinary items | $299,000 | 5,326 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $299,000 | 5,325 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $299,000 | 5,325 |
| Net charge-offs | $3,000 | 5,588 |
| Cash dividends | $145,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $299,000 | 5,132 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $659,000 | 6,755 |
| Total interest expense | $91,000 | 6,699 |
| Net interest income | $568,000 | 6,737 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $60,000 | 6,288 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $43,000 | 5,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 6,249 |
| Total noninterest expense | $441,000 | 6,814 |
| Salaries and employee benefits | $235,000 | 6,813 |
| Premises and equipment expense | $56,000 | 6,544 |
| Additional noninterest expense | $150,000 | 6,769 |
| Pre-tax net operating income | $187,000 | 5,376 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-7,000 | 6,816 |
| Income before extraordinary items | $194,000 | 5,361 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $194,000 | 5,360 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $194,000 | 5,360 |
| Net charge-offs | $4,000 | 5,214 |
| Cash dividends | $80,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $194,000 | 5,165 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $332,000 | 6,811 |
| Total interest expense | $49,000 | 6,722 |
| Net interest income | $283,000 | 6,790 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $29,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $211,000 | 6,925 |
| Salaries and employee benefits | $113,000 | 6,908 |
| Premises and equipment expense | $29,000 | 6,543 |
| Additional noninterest expense | $69,000 | 6,859 |
| Pre-tax net operating income | $101,000 | 5,385 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-7,000 | 6,956 |
| Income before extraordinary items | $108,000 | 5,275 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $108,000 | 5,276 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $108,000 | 5,276 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $108,000 | 5,135 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 6,748 |
| Total interest expense | $237,000 | 6,771 |
| Net interest income | $1,289,000 | 6,697 |
| Provision for loan and lease losses | $22,000 | 6,199 |
| Total noninterest income | $118,000 | 6,288 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $84,000 | 5,755 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $34,000 | 6,147 |
| Total noninterest expense | $898,000 | 6,945 |
| Salaries and employee benefits | $469,000 | 6,952 |
| Premises and equipment expense | $117,000 | 6,692 |
| Additional noninterest expense | $312,000 | 6,822 |
| Pre-tax net operating income | $487,000 | 4,758 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $485,000 | 4,699 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $485,000 | 4,701 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $485,000 | 4,700 |
| Net charge-offs | $67,000 | 5,292 |
| Cash dividends | $366,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $485,000 | 4,575 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 6,791 |
| Total interest expense | $183,000 | 6,846 |
| Net interest income | $984,000 | 6,732 |
| Provision for loan and lease losses | $22,000 | 5,978 |
| Total noninterest income | $92,000 | 6,335 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $65,000 | 5,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $27,000 | 6,233 |
| Total noninterest expense | $668,000 | 6,983 |
| Salaries and employee benefits | $358,000 | 6,979 |
| Premises and equipment expense | $87,000 | 6,742 |
| Additional noninterest expense | $223,000 | 6,922 |
| Pre-tax net operating income | $386,000 | 4,812 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $386,000 | 4,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $386,000 | 4,713 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $386,000 | 4,713 |
| Net charge-offs | $67,000 | 4,770 |
| Cash dividends | $196,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $386,000 | 4,583 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,837 |
| Total interest expense | $124,000 | 6,922 |
| Net interest income | $674,000 | 6,762 |
| Provision for loan and lease losses | $22,000 | 5,678 |
| Total noninterest income | $59,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $41,000 | 5,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $453,000 | 7,037 |
| Salaries and employee benefits | $242,000 | 7,020 |
| Premises and equipment expense | $59,000 | 6,768 |
| Additional noninterest expense | $152,000 | 6,974 |
| Pre-tax net operating income | $258,000 | 4,795 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-3,000 | 6,811 |
| Income before extraordinary items | $261,000 | 4,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $261,000 | 4,643 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $261,000 | 4,645 |
| Net charge-offs | $64,000 | 4,268 |
| Cash dividends | $113,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $261,000 | 4,562 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 6,859 |
| Total interest expense | $63,000 | 6,990 |
| Net interest income | $348,000 | 6,760 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $28,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $229,000 | 7,080 |
| Salaries and employee benefits | $119,000 | 7,088 |
| Premises and equipment expense | $30,000 | 6,806 |
| Additional noninterest expense | $80,000 | 6,968 |
| Pre-tax net operating income | $147,000 | 4,670 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-5,000 | 6,953 |
| Income before extraordinary items | $152,000 | 4,424 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $152,000 | 4,423 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $152,000 | 4,424 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $152,000 | 4,361 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 6,819 |
| Total interest expense | $298,000 | 7,060 |
| Net interest income | $1,546,000 | 6,682 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $134,000 | 6,411 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $96,000 | 5,537 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 6,297 |
| Total noninterest expense | $946,000 | 7,126 |
| Salaries and employee benefits | $524,000 | 7,084 |
| Premises and equipment expense | $117,000 | 6,909 |
| Additional noninterest expense | $305,000 | 7,097 |
| Pre-tax net operating income | $734,000 | 3,857 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $12,000 | 4,176 |
| Income before extraordinary items | $722,000 | 3,801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $722,000 | 3,801 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $722,000 | 3,803 |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $525,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $722,000 | 3,672 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 6,905 |
| Total interest expense | $229,000 | 7,167 |
| Net interest income | $1,178,000 | 6,750 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $110,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $80,000 | 5,485 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $30,000 | 6,430 |
| Total noninterest expense | $684,000 | 7,247 |
| Salaries and employee benefits | $393,000 | 7,146 |
| Premises and equipment expense | $88,000 | 6,996 |
| Additional noninterest expense | $203,000 | 7,283 |
| Pre-tax net operating income | $604,000 | 3,940 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $595,000 | 3,799 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $595,000 | 3,799 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $595,000 | 3,800 |
| Net charge-offs | $10,000 | 6,268 |
| Cash dividends | $261,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $595,000 | 3,655 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $938,000 | 6,964 |
| Total interest expense | $156,000 | 7,236 |
| Net interest income | $782,000 | 6,788 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $72,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $51,000 | 5,564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $475,000 | 7,262 |
| Salaries and employee benefits | $269,000 | 7,177 |
| Premises and equipment expense | $61,000 | 6,995 |
| Additional noninterest expense | $145,000 | 7,277 |
| Pre-tax net operating income | $379,000 | 4,066 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $373,000 | 3,906 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $373,000 | 3,904 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $373,000 | 3,905 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $135,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $373,000 | 3,798 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 7,013 |
| Total interest expense | $78,000 | 7,357 |
| Net interest income | $404,000 | 6,798 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $35,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $244,000 | 7,321 |
| Salaries and employee benefits | $145,000 | 7,173 |
| Premises and equipment expense | $29,000 | 7,134 |
| Additional noninterest expense | $70,000 | 7,396 |
| Pre-tax net operating income | $195,000 | 4,117 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $193,000 | 3,951 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $193,000 | 3,950 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $193,000 | 3,950 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $193,000 | 3,844 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 6,976 |
| Total interest expense | $388,000 | 7,382 |
| Net interest income | $1,724,000 | 6,661 |
| Provision for loan and lease losses | $-330,000 | 8,005 |
| Total noninterest income | $136,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $112,000 | 5,598 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $24,000 | 6,867 |
| Total noninterest expense | $940,000 | 7,455 |
| Salaries and employee benefits | $539,000 | 7,345 |
| Premises and equipment expense | $107,000 | 7,318 |
| Additional noninterest expense | $294,000 | 7,448 |
| Pre-tax net operating income | $1,250,000 | 2,639 |
| Securities gains (losses) | $-500,000 | 7,590 |
| Applicable income taxes | $-19,000 | 6,309 |
| Income before extraordinary items | $769,000 | 3,204 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $769,000 | 3,203 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $769,000 | 3,203 |
| Net charge-offs | $14,000 | 6,799 |
| Cash dividends | $563,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,269,000 | 2,342 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 7,048 |
| Total interest expense | $305,000 | 7,448 |
| Net interest income | $1,293,000 | 6,691 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $100,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $83,000 | 5,651 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,000 | 7,090 |
| Total noninterest expense | $663,000 | 7,555 |
| Salaries and employee benefits | $389,000 | 7,438 |
| Premises and equipment expense | $80,000 | 7,377 |
| Additional noninterest expense | $194,000 | 7,618 |
| Pre-tax net operating income | $730,000 | 3,249 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-19,000 | 6,703 |
| Income before extraordinary items | $749,000 | 2,990 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $749,000 | 2,988 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $749,000 | 2,991 |
| Net charge-offs | $13,000 | 6,424 |
| Cash dividends | $325,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $749,000 | 2,913 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 7,102 |
| Total interest expense | $212,000 | 7,521 |
| Net interest income | $864,000 | 6,702 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $61,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $52,000 | 5,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,000 | 7,286 |
| Total noninterest expense | $444,000 | 7,630 |
| Salaries and employee benefits | $262,000 | 7,509 |
| Premises and equipment expense | $53,000 | 7,452 |
| Additional noninterest expense | $129,000 | 7,674 |
| Pre-tax net operating income | $481,000 | 3,369 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-19,000 | 6,860 |
| Income before extraordinary items | $500,000 | 3,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $500,000 | 3,090 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $500,000 | 3,091 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $163,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $500,000 | 2,988 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 7,191 |
| Total interest expense | $107,000 | 7,593 |
| Net interest income | $416,000 | 6,808 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $207,000 | 7,727 |
| Salaries and employee benefits | $128,000 | 7,584 |
| Premises and equipment expense | $27,000 | 7,482 |
| Additional noninterest expense | $52,000 | 7,816 |
| Pre-tax net operating income | $238,000 | 3,732 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-20,000 | 7,272 |
| Income before extraordinary items | $258,000 | 3,384 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $258,000 | 3,384 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $258,000 | 3,385 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $258,000 | 3,233 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,543,000 | 6,943 |
| Total interest expense | $670,000 | 7,373 |
| Net interest income | $1,873,000 | 6,565 |
| Provision for loan and lease losses | $-135,000 | 8,270 |
| Total noninterest income | $141,000 | 6,954 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $124,000 | 5,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $17,000 | 7,511 |
| Total noninterest expense | $826,000 | 7,765 |
| Salaries and employee benefits | $488,000 | 7,698 |
| Premises and equipment expense | $114,000 | 7,482 |
| Additional noninterest expense | $224,000 | 7,780 |
| Pre-tax net operating income | $1,323,000 | 3,241 |
| Securities gains (losses) | $-49,000 | 7,163 |
| Applicable income taxes | $37,000 | 4,006 |
| Income before extraordinary items | $1,237,000 | 2,849 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,237,000 | 2,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 8,245 |
| Cash dividends | $771,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,284,530 | 2,931 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 6,900 |
| Total interest expense | $539,000 | 7,404 |
| Net interest income | $1,472,000 | 6,509 |
| Provision for loan and lease losses | $-135,000 | 8,344 |
| Total noninterest income | $106,000 | 7,054 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $92,000 | 5,656 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 7,645 |
| Total noninterest expense | $592,000 | 7,849 |
| Salaries and employee benefits | $345,000 | 7,792 |
| Premises and equipment expense | $91,000 | 7,459 |
| Additional noninterest expense | $156,000 | 7,884 |
| Pre-tax net operating income | $1,121,000 | 3,459 |
| Securities gains (losses) | $-49,000 | 7,481 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $1,065,000 | 2,982 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,065,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-136,000 | 8,300 |
| Cash dividends | $671,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,113,510 | 3,037 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 7,344 |
| Total interest expense | $387,000 | 7,417 |
| Net interest income | $707,000 | 7,186 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $70,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $60,000 | 5,699 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $386,000 | 7,920 |
| Salaries and employee benefits | $225,000 | 7,879 |
| Premises and equipment expense | $59,000 | 7,533 |
| Additional noninterest expense | $102,000 | 7,945 |
| Pre-tax net operating income | $391,000 | 4,841 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $389,000 | 4,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $389,000 | 4,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $140,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $389,000 | 4,476 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $581,000 | 7,331 |
| Total interest expense | $216,000 | 7,378 |
| Net interest income | $365,000 | 7,171 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $35,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $195,000 | 7,960 |
| Salaries and employee benefits | $110,000 | 7,943 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $55,000 | 7,903 |
| Pre-tax net operating income | $205,000 | 4,915 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-2,000 | 7,763 |
| Income before extraordinary items | $207,000 | 4,594 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $207,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $207,000 | 4,499 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 7,509 |
| Total interest expense | $848,000 | 7,411 |
| Net interest income | $1,225,000 | 7,462 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $149,000 | 7,140 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $135,000 | 5,592 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $14,000 | 7,960 |
| Total noninterest expense | $805,000 | 7,927 |
| Salaries and employee benefits | $458,000 | 7,906 |
| Premises and equipment expense | $120,000 | 7,549 |
| Additional noninterest expense | $227,000 | 7,899 |
| Pre-tax net operating income | $569,000 | 5,770 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $36,000 | 5,115 |
| Income before extraordinary items | $533,000 | 5,569 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $533,000 | 5,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $368,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $533,000 | 5,557 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 7,556 |
| Total interest expense | $643,000 | 7,433 |
| Net interest income | $899,000 | 7,552 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $116,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $105,000 | 5,564 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,000 | 7,986 |
| Total noninterest expense | $574,000 | 7,973 |
| Salaries and employee benefits | $328,000 | 7,941 |
| Premises and equipment expense | $91,000 | 7,517 |
| Additional noninterest expense | $155,000 | 7,975 |
| Pre-tax net operating income | $441,000 | 5,999 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $20,000 | 5,469 |
| Income before extraordinary items | $421,000 | 5,721 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $421,000 | 5,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $166,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $421,000 | 5,706 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 7,597 |
| Total interest expense | $432,000 | 7,442 |
| Net interest income | $595,000 | 7,612 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $79,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $71,000 | 5,561 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $8,000 | 8,008 |
| Total noninterest expense | $389,000 | 8,000 |
| Salaries and employee benefits | $218,000 | 8,001 |
| Premises and equipment expense | $62,000 | 7,522 |
| Additional noninterest expense | $109,000 | 7,957 |
| Pre-tax net operating income | $285,000 | 6,136 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $16,000 | 5,455 |
| Income before extraordinary items | $269,000 | 5,882 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $269,000 | 5,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $83,000 | 4,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $269,000 | 5,867 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,641 |
| Total interest expense | $219,000 | 7,450 |
| Net interest income | $293,000 | 7,675 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $39,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $199,000 | 8,012 |
| Salaries and employee benefits | $109,000 | 8,038 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $59,000 | 7,891 |
| Pre-tax net operating income | $133,000 | 6,260 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $122,000 | 6,054 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $122,000 | 6,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $122,000 | 6,042 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 7,600 |
| Total interest expense | $791,000 | 7,337 |
| Net interest income | $1,135,000 | 7,668 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $134,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $118,000 | 5,924 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 8,092 |
| Total noninterest expense | $785,000 | 8,021 |
| Salaries and employee benefits | $449,000 | 8,019 |
| Premises and equipment expense | $120,000 | 7,589 |
| Additional noninterest expense | $216,000 | 8,023 |
| Pre-tax net operating income | $484,000 | 6,543 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $483,000 | 6,214 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $483,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $336,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $483,000 | 6,216 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 7,686 |
| Total interest expense | $578,000 | 7,376 |
| Net interest income | $838,000 | 7,755 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $101,000 | 7,497 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $88,000 | 5,997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,103 |
| Total noninterest expense | $560,000 | 8,104 |
| Salaries and employee benefits | $331,000 | 8,032 |
| Premises and equipment expense | $92,000 | 7,577 |
| Additional noninterest expense | $137,000 | 8,236 |
| Pre-tax net operating income | $379,000 | 6,692 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $378,000 | 6,353 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $378,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $167,000 | 4,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $378,000 | 6,350 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $936,000 | 7,706 |
| Total interest expense | $379,000 | 7,362 |
| Net interest income | $557,000 | 7,808 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $71,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 5,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $371,000 | 8,139 |
| Salaries and employee benefits | $221,000 | 8,071 |
| Premises and equipment expense | $62,000 | 7,587 |
| Additional noninterest expense | $88,000 | 8,292 |
| Pre-tax net operating income | $257,000 | 6,731 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $256,000 | 6,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $256,000 | 6,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $83,000 | 4,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $256,000 | 6,337 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 7,709 |
| Total interest expense | $184,000 | 7,370 |
| Net interest income | $287,000 | 7,791 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $189,000 | 8,142 |
| Salaries and employee benefits | $112,000 | 8,075 |
| Premises and equipment expense | $33,000 | 7,508 |
| Additional noninterest expense | $44,000 | 8,295 |
| Pre-tax net operating income | $130,000 | 6,676 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $129,000 | 6,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $129,000 | 6,268 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 7,704 |
| Total interest expense | $541,000 | 7,498 |
| Net interest income | $1,174,000 | 7,717 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $137,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $122,000 | 5,971 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,273 |
| Total noninterest expense | $794,000 | 8,084 |
| Salaries and employee benefits | $442,000 | 8,083 |
| Premises and equipment expense | $142,000 | 7,375 |
| Additional noninterest expense | $210,000 | 8,164 |
| Pre-tax net operating income | $517,000 | 6,697 |
| Securities gains (losses) | $-13,000 | 7,637 |
| Applicable income taxes | $-4,000 | 8,422 |
| Income before extraordinary items | $508,000 | 6,333 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $508,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,956 |
| Cash dividends | $325,000 | 4,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $521,000 | 6,254 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 7,755 |
| Total interest expense | $392,000 | 7,510 |
| Net interest income | $868,000 | 7,777 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $103,000 | 7,650 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $91,000 | 6,020 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $576,000 | 8,121 |
| Salaries and employee benefits | $321,000 | 8,098 |
| Premises and equipment expense | $108,000 | 7,353 |
| Additional noninterest expense | $147,000 | 8,236 |
| Pre-tax net operating income | $395,000 | 6,813 |
| Securities gains (losses) | $-13,000 | 8,007 |
| Applicable income taxes | $-4,000 | 8,569 |
| Income before extraordinary items | $386,000 | 6,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $386,000 | 6,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $225,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $399,000 | 6,343 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 7,758 |
| Total interest expense | $255,000 | 7,482 |
| Net interest income | $580,000 | 7,789 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $70,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $62,000 | 5,950 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $378,000 | 8,133 |
| Salaries and employee benefits | $213,000 | 8,116 |
| Premises and equipment expense | $71,000 | 7,389 |
| Additional noninterest expense | $94,000 | 8,273 |
| Pre-tax net operating income | $272,000 | 6,760 |
| Securities gains (losses) | $-13,000 | 8,228 |
| Applicable income taxes | $-4,000 | 8,591 |
| Income before extraordinary items | $263,000 | 6,405 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $263,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $125,000 | 4,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $276,000 | 6,249 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,815 |
| Total interest expense | $126,000 | 7,478 |
| Net interest income | $291,000 | 7,841 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $34,000 | 7,645 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $189,000 | 8,207 |
| Salaries and employee benefits | $107,000 | 8,179 |
| Premises and equipment expense | $34,000 | 7,517 |
| Additional noninterest expense | $48,000 | 8,312 |
| Pre-tax net operating income | $136,000 | 6,741 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-4,000 | 8,666 |
| Income before extraordinary items | $140,000 | 6,259 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $140,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $140,000 | 6,211 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 7,838 |
| Total interest expense | $402,000 | 7,684 |
| Net interest income | $1,142,000 | 7,831 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $151,000 | 7,601 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $133,000 | 6,006 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $785,000 | 8,184 |
| Salaries and employee benefits | $437,000 | 8,181 |
| Premises and equipment expense | $122,000 | 7,684 |
| Additional noninterest expense | $226,000 | 8,151 |
| Pre-tax net operating income | $508,000 | 6,691 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $-11,000 | 8,584 |
| Income before extraordinary items | $526,000 | 6,259 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $526,000 | 6,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $280,000 | 4,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $519,000 | 6,216 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 7,890 |
| Total interest expense | $295,000 | 7,729 |
| Net interest income | $845,000 | 7,878 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $121,000 | 7,544 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $116,000 | 5,767 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $558,000 | 8,255 |
| Salaries and employee benefits | $324,000 | 8,178 |
| Premises and equipment expense | $94,000 | 7,640 |
| Additional noninterest expense | $140,000 | 8,389 |
| Pre-tax net operating income | $408,000 | 6,700 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $-11,000 | 8,732 |
| Income before extraordinary items | $426,000 | 6,169 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $426,000 | 6,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $190,000 | 4,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $419,000 | 6,136 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $763,000 | 7,942 |
| Total interest expense | $193,000 | 7,823 |
| Net interest income | $570,000 | 7,908 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $75,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $71,000 | 5,950 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $369,000 | 8,309 |
| Salaries and employee benefits | $216,000 | 8,240 |
| Premises and equipment expense | $60,000 | 7,741 |
| Additional noninterest expense | $93,000 | 8,423 |
| Pre-tax net operating income | $276,000 | 6,660 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $-10,000 | 8,794 |
| Income before extraordinary items | $299,000 | 6,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 6,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $286,000 | 6,064 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $367,000 | 8,052 |
| Total interest expense | $100,000 | 7,846 |
| Net interest income | $267,000 | 8,043 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $36,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $181,000 | 8,372 |
| Salaries and employee benefits | $108,000 | 8,284 |
| Premises and equipment expense | $29,000 | 7,823 |
| Additional noninterest expense | $44,000 | 8,543 |
| Pre-tax net operating income | $122,000 | 6,831 |
| Securities gains (losses) | $18,000 | 1,769 |
| Applicable income taxes | $-11,000 | 8,867 |
| Income before extraordinary items | $151,000 | 6,002 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $151,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $133,000 | 6,173 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 8,014 |
| Total interest expense | $487,000 | 7,785 |
| Net interest income | $1,074,000 | 7,997 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $137,000 | 7,938 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $133,000 | 6,105 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,000 | 8,931 |
| Total noninterest expense | $779,000 | 8,311 |
| Salaries and employee benefits | $438,000 | 8,280 |
| Premises and equipment expense | $122,000 | 7,784 |
| Additional noninterest expense | $219,000 | 8,314 |
| Pre-tax net operating income | $432,000 | 6,915 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $207,000 | 4,874 |
| Income before extraordinary items | $225,000 | 7,646 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $225,000 | 7,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $261,000 | 4,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $225,000 | 7,509 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 8,111 |
| Total interest expense | $388,000 | 7,826 |
| Net interest income | $782,000 | 8,114 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $106,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $102,000 | 6,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 8,966 |
| Total noninterest expense | $495,000 | 8,559 |
| Salaries and employee benefits | $312,000 | 8,361 |
| Premises and equipment expense | $30,000 | 8,926 |
| Additional noninterest expense | $153,000 | 8,439 |
| Pre-tax net operating income | $393,000 | 6,734 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $216,000 | 4,533 |
| Income before extraordinary items | $177,000 | 7,738 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $177,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,382 |
| Cash dividends | $87,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $177,000 | 7,590 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $794,000 | 8,138 |
| Total interest expense | $279,000 | 7,801 |
| Net interest income | $515,000 | 8,173 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $69,000 | 7,980 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $65,000 | 6,162 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $313,000 | 8,631 |
| Salaries and employee benefits | $207,000 | 8,403 |
| Premises and equipment expense | $0 | 9,227 |
| Additional noninterest expense | $106,000 | 8,365 |
| Pre-tax net operating income | $271,000 | 6,695 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $213,000 | 3,843 |
| Income before extraordinary items | $58,000 | 8,350 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $58,000 | 8,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $58,000 | 8,224 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $418,000 | 8,097 |
| Total interest expense | $150,000 | 7,759 |
| Net interest income | $268,000 | 8,144 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $33,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $125,000 | 8,935 |
| Salaries and employee benefits | $100,000 | 8,496 |
| Premises and equipment expense | $-27,000 | 9,307 |
| Additional noninterest expense | $52,000 | 8,435 |
| Pre-tax net operating income | $176,000 | 6,145 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $213,000 | 2,586 |
| Income before extraordinary items | $-37,000 | 8,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-37,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-37,000 | 8,835 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 7,884 |
| Total interest expense | $712,000 | 7,780 |
| Net interest income | $1,256,000 | 7,829 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $115,000 | 8,229 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $19,000 | 7,985 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 6,527 |
| Total noninterest expense | $770,000 | 8,400 |
| Salaries and employee benefits | $427,000 | 8,407 |
| Premises and equipment expense | $105,000 | 8,102 |
| Additional noninterest expense | $238,000 | 8,264 |
| Pre-tax net operating income | $601,000 | 6,423 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $177,000 | 5,289 |
| Income before extraordinary items | $431,000 | 6,691 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $431,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $1,466,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $426,030 | 6,584 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 7,839 |
| Total interest expense | $1,076,000 | 7,866 |
| Net interest income | $1,335,000 | 7,628 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $111,000 | 8,353 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $21,000 | 8,109 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $90,000 | 6,656 |
| Total noninterest expense | $706,000 | 8,674 |
| Salaries and employee benefits | $407,000 | 8,591 |
| Premises and equipment expense | $120,000 | 8,004 |
| Additional noninterest expense | $179,000 | 8,829 |
| Pre-tax net operating income | $740,000 | 5,685 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $245,000 | 4,642 |
| Income before extraordinary items | $495,000 | 6,110 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $495,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $243,000 | 4,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $495,000 | 5,986 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 7,940 |
| Total interest expense | $1,147,000 | 7,914 |
| Net interest income | $1,323,000 | 7,818 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $105,000 | 8,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 6,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $688,000 | 8,849 |
| Salaries and employee benefits | $399,000 | 8,750 |
| Premises and equipment expense | $105,000 | 8,358 |
| Additional noninterest expense | $184,000 | 8,934 |
| Pre-tax net operating income | $740,000 | 6,072 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $244,000 | 5,033 |
| Income before extraordinary items | $496,000 | 6,353 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $496,000 | 6,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $175,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $496,000 | 6,368 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 7,986 |
| Total interest expense | $1,041,000 | 8,071 |
| Net interest income | $1,391,000 | 7,794 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $109,000 | 8,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $678,000 | 9,091 |
| Salaries and employee benefits | $393,000 | 8,927 |
| Premises and equipment expense | $105,000 | 8,534 |
| Additional noninterest expense | $180,000 | 9,231 |
| Pre-tax net operating income | $822,000 | 5,849 |
| Securities gains (losses) | $-17,000 | 9,494 |
| Applicable income taxes | $273,000 | 5,018 |
| Income before extraordinary items | $532,000 | 6,241 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $532,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,426 |
| Cash dividends | $542,000 | 3,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $543,220 | 6,179 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 8,147 |
| Total interest expense | $1,103,000 | 8,147 |
| Net interest income | $1,349,000 | 7,997 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $137,000 | 8,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 6,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $663,000 | 9,215 |
| Salaries and employee benefits | $390,000 | 9,031 |
| Premises and equipment expense | $89,000 | 8,954 |
| Additional noninterest expense | $184,000 | 9,296 |
| Pre-tax net operating income | $823,000 | 5,997 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $273,000 | 5,429 |
| Income before extraordinary items | $550,000 | 6,322 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $550,000 | 6,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 9,830 |
| Cash dividends | $348,000 | 4,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $550,000 | 6,211 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 8,616 |
| Total interest expense | $1,073,000 | 8,484 |
| Net interest income | $1,246,000 | 8,587 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $131,000 | 8,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $654,000 | 9,538 |
| Salaries and employee benefits | $360,000 | 9,529 |
| Premises and equipment expense | $125,000 | 8,362 |
| Additional noninterest expense | $169,000 | 9,788 |
| Pre-tax net operating income | $723,000 | 6,882 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $227,000 | 6,538 |
| Income before extraordinary items | $487,000 | 7,052 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $487,000 | 7,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 10,525 |
| Cash dividends | $295,000 | 4,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $493,120 | 6,955 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 8,980 |
| Total interest expense | $1,064,000 | 8,806 |
| Net interest income | $1,237,000 | 8,942 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $117,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,363 |
| Total noninterest expense | $663,000 | 9,941 |
| Salaries and employee benefits | $369,000 | 9,823 |
| Premises and equipment expense | $118,000 | 8,844 |
| Additional noninterest expense | $176,000 | 10,221 |
| Pre-tax net operating income | $691,000 | 6,974 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $212,000 | 6,957 |
| Income before extraordinary items | $473,000 | 7,091 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $473,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 11,064 |
| Cash dividends | $303,000 | 4,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $477,140 | 6,997 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 9,363 |
| Total interest expense | $1,064,000 | 9,021 |
| Net interest income | $1,170,000 | 9,421 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $172,000 | 8,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,497 |
| Total noninterest expense | $691,000 | 10,223 |
| Salaries and employee benefits | $356,000 | 10,285 |
| Premises and equipment expense | $109,000 | 9,346 |
| Additional noninterest expense | $226,000 | 10,112 |
| Pre-tax net operating income | $651,000 | 7,586 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $202,000 | 7,373 |
| Income before extraordinary items | $451,000 | 7,631 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $451,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 11,463 |
| Cash dividends | $275,000 | 4,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $449,620 | 7,609 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 9,800 |
| Total interest expense | $874,000 | 9,244 |
| Net interest income | $1,127,000 | 9,979 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $101,000 | 10,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $672,000 | 10,822 |
| Salaries and employee benefits | $350,000 | 10,739 |
| Premises and equipment expense | $74,000 | 10,838 |
| Additional noninterest expense | $248,000 | 10,547 |
| Pre-tax net operating income | $556,000 | 8,272 |
| Securities gains (losses) | $-30,000 | 10,653 |
| Applicable income taxes | $159,000 | 8,133 |
| Income before extraordinary items | $367,000 | 8,488 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $367,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 12,120 |
| Cash dividends | $230,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $388,000 | 8,344 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 9,974 |
| Total interest expense | $939,000 | 9,388 |
| Net interest income | $1,168,000 | 10,172 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $98,000 | 11,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $796,000 | 10,686 |
| Salaries and employee benefits | $425,000 | 10,384 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $293,000 | 10,534 |
| Pre-tax net operating income | $470,000 | 8,862 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $176,000 | 8,089 |
| Income before extraordinary items | $294,000 | 9,555 |
| Extraordinary gains, net | $148,000 | 1,250 |
| Net income | $442,000 | 8,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 12,823 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $294,000 | 9,289 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 10,232 |
| Total interest expense | $1,218,000 | 9,538 |
| Net interest income | $1,113,000 | 10,655 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $104,000 | 11,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $732,000 | 11,340 |
| Salaries and employee benefits | $419,000 | 10,642 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $237,000 | 11,712 |
| Pre-tax net operating income | $485,000 | 8,518 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $234,000 | 6,932 |
| Income before extraordinary items | $299,000 | 9,344 |
| Extraordinary gains, net | $181,000 | 478 |
| Net income | $480,000 | 7,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-126,000 | 13,779 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $268,280 | 9,330 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.