Home > The First National Bank of Carlisle > Income and Expense

The First National Bank of Carlisle, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$2,251,000	9,027
Total interest expense	$1,005,000	8,989
Net interest income	$1,246,000	8,910
Provision for loan and lease losses	$0	9,041
Total noninterest income	$119,000	9,546
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$83,000	7,912
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	9,538
Total noninterest expense	$835,000	9,297
Salaries and employee benefits	$307,000	10,287
Premises and equipment expense	$127,000	8,603
Additional noninterest expense	$401,000	7,863
Pre-tax net operating income	$530,000	7,773
Securities gains (losses)	$34,000	1,599
Applicable income taxes	$182,000	7,416
Income before extraordinary items	$382,000	7,774
Extraordinary gains, net	$0	53
Net income	$382,000	7,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	6,149
Cash dividends	$50,000	7,494
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$358,880	7,874
1995-12-31 (YTD Data)		Rank
Total interest income	$2,336,000	9,206
Total interest expense	$986,000	9,307
Net interest income	$1,350,000	8,926
Provision for loan and lease losses	$0	8,958
Total noninterest income	$96,000	10,362
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$74,000	8,484
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	10,775
Total noninterest expense	$817,000	9,699
Salaries and employee benefits	$302,000	10,731
Premises and equipment expense	$128,000	8,845
Additional noninterest expense	$387,000	8,323
Pre-tax net operating income	$629,000	7,711
Securities gains (losses)	$-4,000	9,551
Applicable income taxes	$203,000	7,361
Income before extraordinary items	$422,000	7,868
Extraordinary gains, net	$0	65
Net income	$422,000	7,866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	10,842
Cash dividends	$1,075,000	1,914
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$424,720	7,814
1994-12-31 (YTD Data)		Rank
Total interest income	$2,043,000	9,728
Total interest expense	$707,000	10,054
Net interest income	$1,336,000	9,349
Provision for loan and lease losses	$0	9,146
Total noninterest income	$115,000	10,409
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$74,000	8,860
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	10,081
Total noninterest expense	$853,000	9,986
Salaries and employee benefits	$352,000	10,712
Premises and equipment expense	$118,000	9,449
Additional noninterest expense	$383,000	9,006
Pre-tax net operating income	$598,000	8,013
Securities gains (losses)	$-74,000	11,337
Applicable income taxes	$169,000	7,945
Income before extraordinary items	$355,000	8,595
Extraordinary gains, net	$0	249
Net income	$355,000	8,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	11,449
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$405,320	8,199
1993-12-31 (YTD Data)		Rank
Total interest income	$1,970,000	10,244
Total interest expense	$666,000	10,788
Net interest income	$1,304,000	9,714
Provision for loan and lease losses	$0	10,371
Total noninterest income	$116,000	10,933
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$79,000	9,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	10,863
Total noninterest expense	$882,000	10,282
Salaries and employee benefits	$379,000	10,848
Premises and equipment expense	$152,000	8,840
Additional noninterest expense	$351,000	9,830
Pre-tax net operating income	$538,000	8,389
Securities gains (losses)	$18,000	4,806
Applicable income taxes	$187,000	7,872
Income before extraordinary items	$369,000	8,752
Extraordinary gains, net	$0	3,149
Net income	$369,000	8,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	11,292
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$357,120	8,605
1992-12-31 (YTD Data)		Rank
Total interest income	$2,135,000	10,623
Total interest expense	$881,000	10,948
Net interest income	$1,254,000	10,119
Provision for loan and lease losses	$0	11,756
Total noninterest income	$195,000	9,520
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	9,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	7,481
Total noninterest expense	$927,000	10,321
Salaries and employee benefits	$432,000	10,494
Premises and equipment expense	$116,000	10,180
Additional noninterest expense	$379,000	9,826
Pre-tax net operating income	$522,000	8,247
Securities gains (losses)	$17,000	5,804
Applicable income taxes	$166,000	8,249
Income before extraordinary items	$373,000	8,482
Extraordinary gains, net	$0	1,422
Net income	$373,000	8,607
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	9,186
Cash dividends	$1,800,000	936
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$361,270	8,242

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.