Home > The First National Bank of Canton > Income and Expense
The First National Bank of Canton, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 4,547 |
| Total interest expense | $475,000 | 4,766 |
| Net interest income | $3,035,000 | 4,449 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $221,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $275,000 | 3,148 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-54,000 | 6,854 |
| Total noninterest expense | $2,477,000 | 4,536 |
| Salaries and employee benefits | $1,044,000 | 5,061 |
| Premises and equipment expense | $415,000 | 3,629 |
| Additional noninterest expense | $1,018,000 | 4,061 |
| Pre-tax net operating income | $689,000 | 4,244 |
| Securities gains (losses) | $7,000 | 3,196 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $696,000 | 4,120 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $696,000 | 4,120 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $696,000 | 4,120 |
| Net charge-offs | $37,000 | 4,721 |
| Cash dividends | $866,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $689,000 | 3,950 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 4,578 |
| Total interest expense | $321,000 | 4,849 |
| Net interest income | $2,026,000 | 4,444 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $440,000 | 3,482 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $181,000 | 3,161 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 3,286 |
| Total noninterest expense | $1,628,000 | 4,598 |
| Salaries and employee benefits | $696,000 | 5,104 |
| Premises and equipment expense | $273,000 | 3,654 |
| Additional noninterest expense | $659,000 | 4,163 |
| Pre-tax net operating income | $778,000 | 3,337 |
| Securities gains (losses) | $7,000 | 2,812 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $785,000 | 3,083 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $785,000 | 3,082 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $785,000 | 3,083 |
| Net charge-offs | $37,000 | 4,257 |
| Cash dividends | $686,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $778,000 | 2,943 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 4,619 |
| Total interest expense | $161,000 | 4,951 |
| Net interest income | $1,011,000 | 4,487 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $157,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $87,000 | 3,218 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,214 |
| Total noninterest expense | $807,000 | 4,636 |
| Salaries and employee benefits | $350,000 | 5,130 |
| Premises and equipment expense | $135,000 | 3,709 |
| Additional noninterest expense | $322,000 | 4,194 |
| Pre-tax net operating income | $331,000 | 3,654 |
| Securities gains (losses) | $7,000 | 1,852 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $338,000 | 3,415 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $338,000 | 3,418 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $338,000 | 3,418 |
| Net charge-offs | $39,000 | 3,220 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $331,000 | 3,277 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 4,779 |
| Total interest expense | $695,000 | 5,211 |
| Net interest income | $3,896,000 | 4,609 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $742,000 | 3,661 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $396,000 | 3,046 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $346,000 | 3,647 |
| Total noninterest expense | $3,209,000 | 4,688 |
| Salaries and employee benefits | $1,317,000 | 5,302 |
| Premises and equipment expense | $591,000 | 3,612 |
| Additional noninterest expense | $1,301,000 | 4,235 |
| Pre-tax net operating income | $1,309,000 | 3,255 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,309,000 | 3,034 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,309,000 | 3,037 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,309,000 | 3,036 |
| Net charge-offs | $95,000 | 5,024 |
| Cash dividends | $798,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,309,000 | 2,937 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 4,830 |
| Total interest expense | $527,000 | 5,305 |
| Net interest income | $2,922,000 | 4,631 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $581,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $300,000 | 3,039 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $281,000 | 3,552 |
| Total noninterest expense | $2,384,000 | 4,730 |
| Salaries and employee benefits | $983,000 | 5,328 |
| Premises and equipment expense | $452,000 | 3,606 |
| Additional noninterest expense | $949,000 | 4,302 |
| Pre-tax net operating income | $1,029,000 | 3,260 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,029,000 | 3,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,029,000 | 3,012 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,029,000 | 3,012 |
| Net charge-offs | $82,000 | 4,611 |
| Cash dividends | $603,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,029,000 | 2,905 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 4,921 |
| Total interest expense | $359,000 | 5,368 |
| Net interest income | $1,911,000 | 4,715 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $364,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $196,000 | 3,076 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $168,000 | 3,763 |
| Total noninterest expense | $1,598,000 | 4,767 |
| Salaries and employee benefits | $653,000 | 5,383 |
| Premises and equipment expense | $302,000 | 3,627 |
| Additional noninterest expense | $643,000 | 4,338 |
| Pre-tax net operating income | $617,000 | 3,423 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $617,000 | 3,139 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $617,000 | 3,141 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $617,000 | 3,141 |
| Net charge-offs | $73,000 | 4,143 |
| Cash dividends | $369,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $617,000 | 3,055 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 4,938 |
| Total interest expense | $185,000 | 5,410 |
| Net interest income | $952,000 | 4,719 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $166,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $94,000 | 3,108 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,081 |
| Total noninterest expense | $792,000 | 4,818 |
| Salaries and employee benefits | $326,000 | 5,413 |
| Premises and equipment expense | $156,000 | 3,595 |
| Additional noninterest expense | $310,000 | 4,444 |
| Pre-tax net operating income | $296,000 | 3,551 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $296,000 | 3,271 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $296,000 | 3,268 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $296,000 | 3,269 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $296,000 | 3,213 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 4,910 |
| Total interest expense | $1,039,000 | 5,130 |
| Net interest income | $3,799,000 | 4,726 |
| Provision for loan and lease losses | $120,000 | 5,848 |
| Total noninterest income | $774,000 | 3,722 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $451,000 | 2,842 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $323,000 | 3,836 |
| Total noninterest expense | $3,087,000 | 4,955 |
| Salaries and employee benefits | $1,262,000 | 5,536 |
| Premises and equipment expense | $616,000 | 3,651 |
| Additional noninterest expense | $1,209,000 | 4,587 |
| Pre-tax net operating income | $1,366,000 | 2,872 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,366,000 | 2,655 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,366,000 | 2,651 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,366,000 | 2,656 |
| Net charge-offs | $114,000 | 5,311 |
| Cash dividends | $721,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,366,000 | 2,560 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 4,967 |
| Total interest expense | $827,000 | 5,155 |
| Net interest income | $2,840,000 | 4,802 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $605,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $350,000 | 2,826 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $255,000 | 3,810 |
| Total noninterest expense | $2,283,000 | 5,002 |
| Salaries and employee benefits | $952,000 | 5,558 |
| Premises and equipment expense | $460,000 | 3,720 |
| Additional noninterest expense | $871,000 | 4,685 |
| Pre-tax net operating income | $1,072,000 | 2,958 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,072,000 | 2,759 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,072,000 | 2,756 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,072,000 | 2,760 |
| Net charge-offs | $86,000 | 5,056 |
| Cash dividends | $554,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,072,000 | 2,629 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 4,993 |
| Total interest expense | $584,000 | 5,131 |
| Net interest income | $1,878,000 | 4,835 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $417,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $244,000 | 2,756 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $173,000 | 3,752 |
| Total noninterest expense | $1,527,000 | 5,018 |
| Salaries and employee benefits | $646,000 | 5,545 |
| Premises and equipment expense | $306,000 | 3,743 |
| Additional noninterest expense | $575,000 | 4,702 |
| Pre-tax net operating income | $708,000 | 3,008 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $708,000 | 2,741 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $708,000 | 2,736 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $708,000 | 2,740 |
| Net charge-offs | $82,000 | 4,452 |
| Cash dividends | $363,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $708,000 | 2,647 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 5,052 |
| Total interest expense | $304,000 | 5,171 |
| Net interest income | $930,000 | 4,881 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $222,000 | 3,440 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $125,000 | 2,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $97,000 | 3,571 |
| Total noninterest expense | $770,000 | 5,035 |
| Salaries and employee benefits | $327,000 | 5,572 |
| Premises and equipment expense | $154,000 | 3,821 |
| Additional noninterest expense | $289,000 | 4,699 |
| Pre-tax net operating income | $352,000 | 3,067 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $352,000 | 2,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $352,000 | 2,803 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $352,000 | 2,806 |
| Net charge-offs | $74,000 | 3,377 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $352,000 | 2,693 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 5,090 |
| Total interest expense | $1,560,000 | 5,077 |
| Net interest income | $3,515,000 | 4,957 |
| Provision for loan and lease losses | $102,000 | 6,398 |
| Total noninterest income | $737,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $470,000 | 3,025 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $267,000 | 4,170 |
| Total noninterest expense | $3,102,000 | 5,072 |
| Salaries and employee benefits | $1,228,000 | 5,789 |
| Premises and equipment expense | $623,000 | 3,776 |
| Additional noninterest expense | $1,251,000 | 4,628 |
| Pre-tax net operating income | $1,048,000 | 2,918 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,048,000 | 2,690 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,048,000 | 2,689 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,048,000 | 2,690 |
| Net charge-offs | $59,000 | 6,106 |
| Cash dividends | $427,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,048,000 | 2,644 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,804,000 | 5,150 |
| Total interest expense | $1,205,000 | 5,134 |
| Net interest income | $2,599,000 | 5,013 |
| Provision for loan and lease losses | $54,000 | 6,478 |
| Total noninterest income | $553,000 | 4,010 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $342,000 | 3,088 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $211,000 | 4,193 |
| Total noninterest expense | $2,266,000 | 5,179 |
| Salaries and employee benefits | $895,000 | 5,879 |
| Premises and equipment expense | $479,000 | 3,742 |
| Additional noninterest expense | $892,000 | 4,747 |
| Pre-tax net operating income | $832,000 | 3,051 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $832,000 | 2,796 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $832,000 | 2,793 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $832,000 | 2,796 |
| Net charge-offs | $52,000 | 5,648 |
| Cash dividends | $320,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $832,000 | 2,748 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 5,220 |
| Total interest expense | $819,000 | 5,229 |
| Net interest income | $1,692,000 | 5,058 |
| Provision for loan and lease losses | $36,000 | 6,323 |
| Total noninterest income | $377,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $226,000 | 3,090 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $151,000 | 4,106 |
| Total noninterest expense | $1,513,000 | 5,224 |
| Salaries and employee benefits | $601,000 | 5,917 |
| Premises and equipment expense | $320,000 | 3,748 |
| Additional noninterest expense | $592,000 | 4,761 |
| Pre-tax net operating income | $520,000 | 3,237 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $520,000 | 3,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $520,000 | 3,019 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $520,000 | 3,020 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $208,000 | 2,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $520,000 | 2,920 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 5,278 |
| Total interest expense | $424,000 | 5,242 |
| Net interest income | $824,000 | 5,124 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $176,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $113,000 | 3,030 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $63,000 | 4,437 |
| Total noninterest expense | $731,000 | 5,254 |
| Salaries and employee benefits | $308,000 | 5,912 |
| Premises and equipment expense | $152,000 | 3,929 |
| Additional noninterest expense | $271,000 | 4,718 |
| Pre-tax net operating income | $251,000 | 3,634 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $251,000 | 3,442 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $251,000 | 3,443 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $251,000 | 3,443 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $251,000 | 3,288 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,172,000 | 5,361 |
| Total interest expense | $2,043,000 | 5,244 |
| Net interest income | $3,129,000 | 5,300 |
| Provision for loan and lease losses | $72,000 | 6,313 |
| Total noninterest income | $794,000 | 3,892 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $516,000 | 2,944 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $278,000 | 4,238 |
| Total noninterest expense | $2,836,000 | 5,300 |
| Salaries and employee benefits | $1,300,000 | 5,759 |
| Premises and equipment expense | $609,000 | 3,897 |
| Additional noninterest expense | $927,000 | 5,062 |
| Pre-tax net operating income | $1,015,000 | 3,726 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,015,000 | 3,256 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,015,000 | 3,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,620 |
| Cash dividends | $407,000 | 3,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,015,000 | 3,409 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 5,432 |
| Total interest expense | $1,563,000 | 5,325 |
| Net interest income | $2,306,000 | 5,391 |
| Provision for loan and lease losses | $54,000 | 5,823 |
| Total noninterest income | $617,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $398,000 | 2,900 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $219,000 | 4,251 |
| Total noninterest expense | $2,110,000 | 5,303 |
| Salaries and employee benefits | $984,000 | 5,738 |
| Premises and equipment expense | $452,000 | 3,930 |
| Additional noninterest expense | $674,000 | 5,074 |
| Pre-tax net operating income | $759,000 | 4,192 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $759,000 | 3,661 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $759,000 | 3,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,860 |
| Cash dividends | $293,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $759,000 | 3,804 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 5,542 |
| Total interest expense | $1,045,000 | 5,466 |
| Net interest income | $1,504,000 | 5,465 |
| Provision for loan and lease losses | $36,000 | 5,459 |
| Total noninterest income | $393,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $263,000 | 2,898 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $130,000 | 4,555 |
| Total noninterest expense | $1,385,000 | 5,381 |
| Salaries and employee benefits | $653,000 | 5,805 |
| Premises and equipment expense | $291,000 | 4,047 |
| Additional noninterest expense | $441,000 | 5,116 |
| Pre-tax net operating income | $476,000 | 4,449 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $476,000 | 4,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $476,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $191,000 | 3,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $476,000 | 4,054 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 5,678 |
| Total interest expense | $526,000 | 5,635 |
| Net interest income | $736,000 | 5,541 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $187,000 | 4,129 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $123,000 | 3,001 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,577 |
| Total noninterest expense | $697,000 | 5,380 |
| Salaries and employee benefits | $331,000 | 5,811 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $224,000 | 5,020 |
| Pre-tax net operating income | $208,000 | 4,882 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $208,000 | 4,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $208,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $208,000 | 4,480 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 5,895 |
| Total interest expense | $1,750,000 | 6,112 |
| Net interest income | $2,913,000 | 5,580 |
| Provision for loan and lease losses | $72,000 | 5,309 |
| Total noninterest income | $780,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $549,000 | 2,854 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $2,642,000 | 5,433 |
| Salaries and employee benefits | $1,190,000 | 6,005 |
| Premises and equipment expense | $566,000 | 4,005 |
| Additional noninterest expense | $886,000 | 5,003 |
| Pre-tax net operating income | $979,000 | 4,780 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $979,000 | 4,368 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $979,000 | 4,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $411,000 | 3,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $979,000 | 4,360 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 5,995 |
| Total interest expense | $1,249,000 | 6,242 |
| Net interest income | $2,147,000 | 5,652 |
| Provision for loan and lease losses | $54,000 | 4,965 |
| Total noninterest income | $589,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $408,000 | 2,859 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $181,000 | 4,690 |
| Total noninterest expense | $1,949,000 | 5,448 |
| Salaries and employee benefits | $887,000 | 6,018 |
| Premises and equipment expense | $402,000 | 4,156 |
| Additional noninterest expense | $660,000 | 4,974 |
| Pre-tax net operating income | $733,000 | 5,039 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $733,000 | 4,538 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $733,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,718 |
| Cash dividends | $311,000 | 3,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $733,000 | 4,537 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 6,084 |
| Total interest expense | $796,000 | 6,372 |
| Net interest income | $1,404,000 | 5,745 |
| Provision for loan and lease losses | $36,000 | 4,731 |
| Total noninterest income | $381,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $265,000 | 2,905 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $116,000 | 4,822 |
| Total noninterest expense | $1,262,000 | 5,568 |
| Salaries and employee benefits | $584,000 | 6,097 |
| Premises and equipment expense | $252,000 | 4,358 |
| Additional noninterest expense | $426,000 | 5,074 |
| Pre-tax net operating income | $487,000 | 5,093 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $487,000 | 4,607 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $487,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $202,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $487,000 | 4,602 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 6,171 |
| Total interest expense | $382,000 | 6,460 |
| Net interest income | $685,000 | 5,816 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $184,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $133,000 | 2,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $51,000 | 5,068 |
| Total noninterest expense | $611,000 | 5,698 |
| Salaries and employee benefits | $288,000 | 6,174 |
| Premises and equipment expense | $127,000 | 4,340 |
| Additional noninterest expense | $196,000 | 5,325 |
| Pre-tax net operating income | $240,000 | 5,134 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $240,000 | 4,657 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $240,000 | 4,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $240,000 | 4,643 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 6,163 |
| Total interest expense | $1,241,000 | 6,527 |
| Net interest income | $2,703,000 | 5,810 |
| Provision for loan and lease losses | $72,000 | 5,138 |
| Total noninterest income | $702,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $508,000 | 3,023 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $194,000 | 5,176 |
| Total noninterest expense | $2,200,000 | 5,881 |
| Salaries and employee benefits | $1,029,000 | 6,339 |
| Premises and equipment expense | $348,000 | 5,342 |
| Additional noninterest expense | $823,000 | 5,153 |
| Pre-tax net operating income | $1,133,000 | 4,913 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,133,000 | 4,411 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,133,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $420,000 | 3,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,133,000 | 4,392 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 6,238 |
| Total interest expense | $872,000 | 6,624 |
| Net interest income | $2,017,000 | 5,874 |
| Provision for loan and lease losses | $54,000 | 4,980 |
| Total noninterest income | $510,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $371,000 | 3,091 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $139,000 | 5,268 |
| Total noninterest expense | $1,554,000 | 6,051 |
| Salaries and employee benefits | $747,000 | 6,419 |
| Premises and equipment expense | $229,000 | 5,728 |
| Additional noninterest expense | $578,000 | 5,327 |
| Pre-tax net operating income | $919,000 | 4,908 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $919,000 | 4,363 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $919,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $334,000 | 3,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $919,000 | 4,353 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 6,249 |
| Total interest expense | $545,000 | 6,682 |
| Net interest income | $1,351,000 | 5,898 |
| Provision for loan and lease losses | $36,000 | 4,837 |
| Total noninterest income | $328,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $246,000 | 3,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 5,531 |
| Total noninterest expense | $966,000 | 6,268 |
| Salaries and employee benefits | $470,000 | 6,584 |
| Premises and equipment expense | $139,000 | 5,966 |
| Additional noninterest expense | $357,000 | 5,554 |
| Pre-tax net operating income | $677,000 | 4,707 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $677,000 | 4,152 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $677,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $244,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $677,000 | 4,143 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 6,240 |
| Total interest expense | $259,000 | 6,715 |
| Net interest income | $685,000 | 5,865 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $148,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $115,000 | 3,157 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $484,000 | 6,276 |
| Salaries and employee benefits | $234,000 | 6,613 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $180,000 | 5,503 |
| Pre-tax net operating income | $331,000 | 4,725 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $331,000 | 4,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $331,000 | 4,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $331,000 | 4,144 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 6,245 |
| Total interest expense | $774,000 | 6,856 |
| Net interest income | $2,654,000 | 5,886 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $688,000 | 4,434 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $501,000 | 3,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $187,000 | 5,304 |
| Total noninterest expense | $1,893,000 | 6,289 |
| Salaries and employee benefits | $925,000 | 6,563 |
| Premises and equipment expense | $273,000 | 5,980 |
| Additional noninterest expense | $695,000 | 5,608 |
| Pre-tax net operating income | $1,377,000 | 4,589 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,377,000 | 4,001 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,377,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $914,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,377,000 | 3,970 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 6,346 |
| Total interest expense | $534,000 | 6,946 |
| Net interest income | $1,946,000 | 5,967 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $514,000 | 4,472 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $371,000 | 3,069 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $143,000 | 5,275 |
| Total noninterest expense | $1,412,000 | 6,270 |
| Salaries and employee benefits | $702,000 | 6,536 |
| Premises and equipment expense | $195,000 | 6,101 |
| Additional noninterest expense | $515,000 | 5,619 |
| Pre-tax net operating income | $994,000 | 4,784 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $994,000 | 4,178 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $994,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,230 |
| Cash dividends | $657,000 | 2,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $994,000 | 4,128 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 6,349 |
| Total interest expense | $330,000 | 7,014 |
| Net interest income | $1,287,000 | 5,976 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $344,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $239,000 | 3,102 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $105,000 | 5,089 |
| Total noninterest expense | $931,000 | 6,300 |
| Salaries and employee benefits | $470,000 | 6,521 |
| Premises and equipment expense | $122,000 | 6,241 |
| Additional noninterest expense | $339,000 | 5,636 |
| Pre-tax net operating income | $664,000 | 4,751 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $664,000 | 4,141 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $664,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $435,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $664,000 | 4,084 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 6,407 |
| Total interest expense | $152,000 | 7,135 |
| Net interest income | $640,000 | 6,026 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $146,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $108,000 | 3,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,751 |
| Total noninterest expense | $470,000 | 6,315 |
| Salaries and employee benefits | $240,000 | 6,497 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $169,000 | 5,615 |
| Pre-tax net operating income | $298,000 | 5,011 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $298,000 | 4,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $298,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $298,000 | 4,352 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 6,279 |
| Total interest expense | $547,000 | 7,133 |
| Net interest income | $2,614,000 | 5,862 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $568,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $382,000 | 3,748 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $186,000 | 5,256 |
| Total noninterest expense | $1,865,000 | 6,253 |
| Salaries and employee benefits | $956,000 | 6,428 |
| Premises and equipment expense | $208,000 | 6,665 |
| Additional noninterest expense | $701,000 | 5,525 |
| Pre-tax net operating income | $1,245,000 | 4,708 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,246,000 | 4,112 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,246,000 | 4,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $824,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,245,000 | 4,047 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 6,304 |
| Total interest expense | $403,000 | 7,184 |
| Net interest income | $1,948,000 | 5,883 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $412,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $281,000 | 3,815 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 5,402 |
| Total noninterest expense | $1,408,000 | 6,177 |
| Salaries and employee benefits | $716,000 | 6,396 |
| Premises and equipment expense | $152,000 | 6,692 |
| Additional noninterest expense | $540,000 | 5,401 |
| Pre-tax net operating income | $898,000 | 4,889 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $899,000 | 4,276 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $899,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $578,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $898,000 | 4,203 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 6,358 |
| Total interest expense | $263,000 | 7,281 |
| Net interest income | $1,289,000 | 5,897 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $267,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $184,000 | 3,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $83,000 | 5,537 |
| Total noninterest expense | $931,000 | 6,248 |
| Salaries and employee benefits | $475,000 | 6,462 |
| Premises and equipment expense | $96,000 | 6,873 |
| Additional noninterest expense | $360,000 | 5,426 |
| Pre-tax net operating income | $589,000 | 4,882 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $590,000 | 4,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $590,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $381,000 | 2,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $589,000 | 4,221 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $775,000 | 6,381 |
| Total interest expense | $134,000 | 7,289 |
| Net interest income | $641,000 | 5,924 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $123,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $85,000 | 3,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $462,000 | 6,312 |
| Salaries and employee benefits | $235,000 | 6,534 |
| Premises and equipment expense | $46,000 | 6,981 |
| Additional noninterest expense | $181,000 | 5,416 |
| Pre-tax net operating income | $284,000 | 4,940 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $285,000 | 4,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $285,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $284,000 | 4,291 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 6,275 |
| Total interest expense | $674,000 | 7,134 |
| Net interest income | $2,564,000 | 5,820 |
| Provision for loan and lease losses | $71,000 | 5,814 |
| Total noninterest income | $594,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $374,000 | 3,798 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $220,000 | 5,096 |
| Total noninterest expense | $1,838,000 | 6,284 |
| Salaries and employee benefits | $968,000 | 6,375 |
| Premises and equipment expense | $190,000 | 6,903 |
| Additional noninterest expense | $680,000 | 5,592 |
| Pre-tax net operating income | $1,249,000 | 4,579 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,249,000 | 4,026 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,249,000 | 4,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,047 |
| Cash dividends | $851,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,249,000 | 3,850 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 6,317 |
| Total interest expense | $533,000 | 7,154 |
| Net interest income | $1,916,000 | 5,860 |
| Provision for loan and lease losses | $53,000 | 5,711 |
| Total noninterest income | $457,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $280,000 | 3,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 5,017 |
| Total noninterest expense | $1,368,000 | 6,263 |
| Salaries and employee benefits | $724,000 | 6,367 |
| Premises and equipment expense | $142,000 | 6,925 |
| Additional noninterest expense | $502,000 | 5,626 |
| Pre-tax net operating income | $952,000 | 4,685 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $952,000 | 4,112 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $952,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,239 |
| Cash dividends | $639,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $952,000 | 3,932 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 6,324 |
| Total interest expense | $372,000 | 7,176 |
| Net interest income | $1,281,000 | 5,848 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $289,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $183,000 | 3,824 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $106,000 | 5,230 |
| Total noninterest expense | $909,000 | 6,304 |
| Salaries and employee benefits | $484,000 | 6,375 |
| Premises and equipment expense | $95,000 | 6,893 |
| Additional noninterest expense | $330,000 | 5,658 |
| Pre-tax net operating income | $626,000 | 4,721 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $626,000 | 4,166 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $626,000 | 4,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $409,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $626,000 | 3,971 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 6,364 |
| Total interest expense | $197,000 | 7,113 |
| Net interest income | $628,000 | 5,906 |
| Provision for loan and lease losses | $17,000 | 5,461 |
| Total noninterest income | $147,000 | 4,940 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 3,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $461,000 | 6,260 |
| Salaries and employee benefits | $238,000 | 6,444 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $173,000 | 5,493 |
| Pre-tax net operating income | $297,000 | 4,819 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $297,000 | 4,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $297,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $297,000 | 4,081 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 6,165 |
| Total interest expense | $997,000 | 6,940 |
| Net interest income | $2,693,000 | 5,664 |
| Provision for loan and lease losses | $72,000 | 6,236 |
| Total noninterest income | $543,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $347,000 | 3,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 5,074 |
| Total noninterest expense | $1,802,000 | 6,259 |
| Salaries and employee benefits | $938,000 | 6,364 |
| Premises and equipment expense | $186,000 | 6,955 |
| Additional noninterest expense | $678,000 | 5,512 |
| Pre-tax net operating income | $1,362,000 | 4,359 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,362,000 | 3,763 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,362,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,979 |
| Cash dividends | $929,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,362,000 | 3,648 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 6,321 |
| Total interest expense | $1,476,000 | 7,028 |
| Net interest income | $2,559,000 | 5,640 |
| Provision for loan and lease losses | $96,000 | 5,687 |
| Total noninterest income | $580,000 | 4,672 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $376,000 | 3,573 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $204,000 | 4,883 |
| Total noninterest expense | $1,643,000 | 6,478 |
| Salaries and employee benefits | $891,000 | 6,408 |
| Premises and equipment expense | $174,000 | 7,155 |
| Additional noninterest expense | $578,000 | 5,982 |
| Pre-tax net operating income | $1,400,000 | 4,046 |
| Securities gains (losses) | $11,000 | 3,540 |
| Applicable income taxes | $-33,000 | 9,104 |
| Income before extraordinary items | $1,444,000 | 3,310 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,444,000 | 3,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $1,389,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,433,000 | 3,241 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 6,606 |
| Total interest expense | $1,338,000 | 7,489 |
| Net interest income | $2,522,000 | 5,767 |
| Provision for loan and lease losses | $96,000 | 5,401 |
| Total noninterest income | $477,000 | 5,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 3,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,316 |
| Total noninterest expense | $1,483,000 | 6,791 |
| Salaries and employee benefits | $820,000 | 6,630 |
| Premises and equipment expense | $155,000 | 7,516 |
| Additional noninterest expense | $508,000 | 6,373 |
| Pre-tax net operating income | $1,420,000 | 4,224 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $13,000 | 7,999 |
| Income before extraordinary items | $1,407,000 | 3,420 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,407,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $1,324,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,407,000 | 3,410 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 6,876 |
| Total interest expense | $1,127,000 | 7,839 |
| Net interest income | $2,329,000 | 6,060 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $417,000 | 5,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 3,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,795 |
| Total noninterest expense | $1,396,000 | 7,046 |
| Salaries and employee benefits | $754,000 | 6,972 |
| Premises and equipment expense | $159,000 | 7,518 |
| Additional noninterest expense | $483,000 | 6,642 |
| Pre-tax net operating income | $1,250,000 | 4,647 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $13,000 | 8,404 |
| Income before extraordinary items | $1,237,000 | 3,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,237,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $1,189,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,237,000 | 3,749 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 7,076 |
| Total interest expense | $1,143,000 | 8,047 |
| Net interest income | $2,249,000 | 6,213 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $383,000 | 5,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 3,991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,894 |
| Total noninterest expense | $1,324,000 | 7,182 |
| Salaries and employee benefits | $696,000 | 7,207 |
| Premises and equipment expense | $164,000 | 7,353 |
| Additional noninterest expense | $464,000 | 6,691 |
| Pre-tax net operating income | $1,258,000 | 4,736 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $5,000 | 9,206 |
| Income before extraordinary items | $1,251,000 | 3,795 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,251,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,253,000 | 3,710 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 7,507 |
| Total interest expense | $1,078,000 | 8,469 |
| Net interest income | $2,122,000 | 6,675 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $384,000 | 5,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,891 |
| Total noninterest expense | $1,206,000 | 7,655 |
| Salaries and employee benefits | $654,000 | 7,580 |
| Premises and equipment expense | $146,000 | 7,890 |
| Additional noninterest expense | $406,000 | 7,300 |
| Pre-tax net operating income | $1,282,000 | 5,014 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $22,000 | 9,683 |
| Income before extraordinary items | $1,267,000 | 3,880 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,267,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $1,216,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,260,140 | 3,825 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 7,956 |
| Total interest expense | $1,008,000 | 8,977 |
| Net interest income | $2,020,000 | 7,104 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $369,000 | 6,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,979 |
| Total noninterest expense | $1,104,000 | 8,318 |
| Salaries and employee benefits | $578,000 | 8,273 |
| Premises and equipment expense | $114,000 | 8,934 |
| Additional noninterest expense | $412,000 | 7,776 |
| Pre-tax net operating income | $1,285,000 | 4,868 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $437,000 | 4,603 |
| Income before extraordinary items | $854,000 | 5,062 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $854,000 | 5,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $850,040 | 5,023 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 8,390 |
| Total interest expense | $988,000 | 9,301 |
| Net interest income | $1,898,000 | 7,540 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $335,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,356 |
| Total noninterest expense | $1,075,000 | 8,673 |
| Salaries and employee benefits | $550,000 | 8,724 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $414,000 | 8,050 |
| Pre-tax net operating income | $1,158,000 | 5,388 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $388,000 | 5,050 |
| Income before extraordinary items | $753,000 | 5,699 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $753,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $240,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $764,220 | 5,611 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 8,954 |
| Total interest expense | $827,000 | 9,459 |
| Net interest income | $1,642,000 | 8,476 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $298,000 | 7,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $1,046,000 | 9,187 |
| Salaries and employee benefits | $511,000 | 9,294 |
| Premises and equipment expense | $104,000 | 9,897 |
| Additional noninterest expense | $431,000 | 8,523 |
| Pre-tax net operating income | $894,000 | 6,433 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $305,000 | 5,815 |
| Income before extraordinary items | $589,000 | 6,625 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $589,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $240,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $589,000 | 6,683 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 9,271 |
| Total interest expense | $809,000 | 10,004 |
| Net interest income | $1,650,000 | 8,642 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $286,000 | 7,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $1,037,000 | 9,572 |
| Salaries and employee benefits | $486,000 | 9,810 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $456,000 | 8,657 |
| Pre-tax net operating income | $899,000 | 6,352 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $325,000 | 5,787 |
| Income before extraordinary items | $574,000 | 6,981 |
| Extraordinary gains, net | $44,000 | 2,256 |
| Net income | $618,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $574,000 | 6,720 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 9,466 |
| Total interest expense | $1,115,000 | 9,928 |
| Net interest income | $1,619,000 | 8,903 |
| Provision for loan and lease losses | $65,000 | 8,399 |
| Total noninterest income | $303,000 | 7,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $1,282,000 | 8,722 |
| Salaries and employee benefits | $466,000 | 10,136 |
| Premises and equipment expense | $91,000 | 11,073 |
| Additional noninterest expense | $725,000 | 6,585 |
| Pre-tax net operating income | $575,000 | 7,895 |
| Securities gains (losses) | $-29,000 | 13,577 |
| Applicable income taxes | $149,000 | 8,642 |
| Income before extraordinary items | $397,000 | 8,253 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $397,000 | 8,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 5,670 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $418,170 | 7,684 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.