Home > The First National Bank of Canon City, Colorado > Income and Expense
The First National Bank of Canon City, Colorado, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,120,000 | 4,518 |
| Total interest expense | $2,629,000 | 5,390 |
| Net interest income | $4,491,000 | 3,796 |
| Provision for loan and lease losses | $14,000 | 7,804 |
| Total noninterest income | $723,000 | 3,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $518,000 | 2,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,739 |
| Total noninterest expense | $3,375,000 | 3,841 |
| Salaries and employee benefits | $1,867,000 | 3,671 |
| Premises and equipment expense | $544,000 | 3,549 |
| Additional noninterest expense | $964,000 | 4,099 |
| Pre-tax net operating income | $1,825,000 | 3,537 |
| Securities gains (losses) | $28,000 | 862 |
| Applicable income taxes | $22,000 | 7,798 |
| Income before extraordinary items | $1,831,000 | 2,768 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,831,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $2,878,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,803,280 | 2,796 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,671,000 | 4,582 |
| Total interest expense | $2,190,000 | 5,665 |
| Net interest income | $4,481,000 | 3,796 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $366,000 | 5,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,897 |
| Total noninterest expense | $3,254,000 | 3,931 |
| Salaries and employee benefits | $1,779,000 | 3,782 |
| Premises and equipment expense | $536,000 | 3,560 |
| Additional noninterest expense | $939,000 | 4,230 |
| Pre-tax net operating income | $1,578,000 | 3,959 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,578,000 | 3,126 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,578,000 | 3,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,758 |
| Cash dividends | $891,000 | 2,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,578,000 | 3,095 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,510,000 | 4,669 |
| Total interest expense | $2,332,000 | 5,619 |
| Net interest income | $4,178,000 | 3,981 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $481,000 | 5,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 4,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,513 |
| Total noninterest expense | $3,002,000 | 4,118 |
| Salaries and employee benefits | $1,625,000 | 3,987 |
| Premises and equipment expense | $508,000 | 3,654 |
| Additional noninterest expense | $869,000 | 4,408 |
| Pre-tax net operating income | $1,597,000 | 3,992 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $29,000 | 8,719 |
| Income before extraordinary items | $1,568,000 | 3,141 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,568,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $924,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,568,000 | 3,047 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 4,996 |
| Total interest expense | $2,190,000 | 5,897 |
| Net interest income | $3,912,000 | 4,318 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $327,000 | 6,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,255 |
| Total noninterest expense | $2,854,000 | 4,270 |
| Salaries and employee benefits | $1,507,000 | 4,241 |
| Premises and equipment expense | $506,000 | 3,665 |
| Additional noninterest expense | $841,000 | 4,556 |
| Pre-tax net operating income | $1,349,000 | 4,843 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $237,000 | 6,404 |
| Income before extraordinary items | $1,112,000 | 4,323 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,112,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $606,000 | 3,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,112,000 | 4,254 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,916,000 | 5,237 |
| Total interest expense | $2,079,000 | 6,270 |
| Net interest income | $3,837,000 | 4,483 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $351,000 | 6,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,966 |
| Total noninterest expense | $2,741,000 | 4,641 |
| Salaries and employee benefits | $1,464,000 | 4,407 |
| Premises and equipment expense | $504,000 | 3,755 |
| Additional noninterest expense | $773,000 | 5,333 |
| Pre-tax net operating income | $1,441,000 | 4,491 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $353,000 | 5,301 |
| Income before extraordinary items | $1,088,000 | 4,190 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,088,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $889,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,088,000 | 4,129 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 5,409 |
| Total interest expense | $2,124,000 | 6,219 |
| Net interest income | $3,609,000 | 4,720 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $391,000 | 6,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,266 |
| Total noninterest expense | $2,760,000 | 4,585 |
| Salaries and employee benefits | $1,418,000 | 4,512 |
| Premises and equipment expense | $484,000 | 3,864 |
| Additional noninterest expense | $858,000 | 4,954 |
| Pre-tax net operating income | $1,150,000 | 5,419 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $225,000 | 7,020 |
| Income before extraordinary items | $925,000 | 4,875 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $925,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,995 |
| Cash dividends | $211,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $925,000 | 4,875 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 5,575 |
| Total interest expense | $1,654,000 | 6,462 |
| Net interest income | $3,461,000 | 4,991 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $374,000 | 6,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,611 |
| Total noninterest expense | $2,664,000 | 4,875 |
| Salaries and employee benefits | $1,338,000 | 4,761 |
| Premises and equipment expense | $453,000 | 4,129 |
| Additional noninterest expense | $873,000 | 5,316 |
| Pre-tax net operating income | $1,147,000 | 5,409 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $239,000 | 6,699 |
| Income before extraordinary items | $908,000 | 4,874 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $908,000 | 4,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,482 |
| Cash dividends | $351,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $908,000 | 4,933 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,127,000 | 5,651 |
| Total interest expense | $1,729,000 | 6,540 |
| Net interest income | $3,398,000 | 5,076 |
| Provision for loan and lease losses | $-174,000 | 13,014 |
| Total noninterest income | $362,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $3,120,000 | 4,364 |
| Salaries and employee benefits | $1,281,000 | 4,950 |
| Premises and equipment expense | $416,000 | 4,571 |
| Additional noninterest expense | $1,423,000 | 3,660 |
| Pre-tax net operating income | $814,000 | 6,740 |
| Securities gains (losses) | $-13,000 | 12,831 |
| Applicable income taxes | $148,000 | 8,695 |
| Income before extraordinary items | $653,000 | 6,405 |
| Extraordinary gains, net | $176,000 | 1,097 |
| Net income | $829,000 | 5,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $588,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $663,660 | 6,093 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 5,818 |
| Total interest expense | $2,191,000 | 6,632 |
| Net interest income | $3,402,000 | 5,131 |
| Provision for loan and lease losses | $68,000 | 8,314 |
| Total noninterest income | $330,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 8,137 |
| Total noninterest expense | $2,611,000 | 5,105 |
| Salaries and employee benefits | $1,181,000 | 5,245 |
| Premises and equipment expense | $361,000 | 5,234 |
| Additional noninterest expense | $1,069,000 | 4,784 |
| Pre-tax net operating income | $1,053,000 | 5,427 |
| Securities gains (losses) | $99,000 | 3,013 |
| Applicable income taxes | $330,000 | 5,574 |
| Income before extraordinary items | $822,000 | 5,250 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $822,000 | 5,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $507,000 | 2,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $751,710 | 5,286 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.