Home > The First National Bank of Cambridge > Income and Expense
The First National Bank of Cambridge, Income and Expense
2013-03-31 (YTD Data) | Rank | |
Total interest income | $341,000 | 6,468 |
Total interest expense | $43,000 | 6,303 |
Net interest income | $298,000 | 6,439 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $99,000 | 4,855 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $23,000 | 5,410 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $76,000 | 4,167 |
Total noninterest expense | $320,000 | 6,237 |
Salaries and employee benefits | $175,000 | 6,195 |
Premises and equipment expense | $22,000 | 6,513 |
Additional noninterest expense | $123,000 | 5,988 |
Pre-tax net operating income | $77,000 | 5,544 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $3,000 | 4,340 |
Income before extraordinary items | $74,000 | 5,555 |
Extraordinary gains, net | $0 | 10 |
Net income | $74,000 | 5,557 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $74,000 | 5,557 |
Net charge-offs | $-2,000 | 5,471 |
Cash dividends | $15,000 | 2,622 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $74,000 | 5,456 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $1,546,000 | 6,446 |
Total interest expense | $239,000 | 6,231 |
Net interest income | $1,307,000 | 6,449 |
Provision for loan and lease losses | $0 | 5,905 |
Total noninterest income | $457,000 | 4,640 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $91,000 | 5,571 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $366,000 | 3,753 |
Total noninterest expense | $1,537,000 | 6,059 |
Salaries and employee benefits | $885,000 | 5,930 |
Premises and equipment expense | $94,000 | 6,571 |
Additional noninterest expense | $558,000 | 5,918 |
Pre-tax net operating income | $227,000 | 5,607 |
Securities gains (losses) | $1,000 | 3,729 |
Applicable income taxes | $9,000 | 4,412 |
Income before extraordinary items | $219,000 | 5,727 |
Extraordinary gains, net | $0 | 29 |
Net income | $219,000 | 5,725 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $219,000 | 5,726 |
Net charge-offs | $-29,000 | 6,761 |
Cash dividends | $60,000 | 4,139 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $218,040 | 5,552 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $1,174,000 | 6,538 |
Total interest expense | $190,000 | 6,293 |
Net interest income | $984,000 | 6,536 |
Provision for loan and lease losses | $0 | 5,790 |
Total noninterest income | $421,000 | 4,334 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $67,000 | 5,670 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $354,000 | 3,451 |
Total noninterest expense | $1,199,000 | 6,051 |
Salaries and employee benefits | $602,000 | 6,122 |
Premises and equipment expense | $69,000 | 6,663 |
Additional noninterest expense | $528,000 | 5,582 |
Pre-tax net operating income | $206,000 | 5,661 |
Securities gains (losses) | $1,000 | 3,476 |
Applicable income taxes | $7,000 | 4,458 |
Income before extraordinary items | $200,000 | 5,729 |
Extraordinary gains, net | $0 | 20 |
Net income | $200,000 | 5,728 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $200,000 | 5,728 |
Net charge-offs | $-28,000 | 6,818 |
Cash dividends | $45,000 | 3,568 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $199,030 | 5,552 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $777,000 | 6,602 |
Total interest expense | $133,000 | 6,327 |
Net interest income | $644,000 | 6,607 |
Provision for loan and lease losses | $0 | 5,619 |
Total noninterest income | $373,000 | 3,795 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $43,000 | 5,727 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $330,000 | 2,943 |
Total noninterest expense | $875,000 | 5,964 |
Salaries and employee benefits | $402,000 | 6,166 |
Premises and equipment expense | $45,000 | 6,725 |
Additional noninterest expense | $428,000 | 5,204 |
Pre-tax net operating income | $142,000 | 5,637 |
Securities gains (losses) | $1,000 | 3,081 |
Applicable income taxes | $5,000 | 4,421 |
Income before extraordinary items | $138,000 | 5,708 |
Extraordinary gains, net | $0 | 19 |
Net income | $138,000 | 5,707 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $138,000 | 5,707 |
Net charge-offs | $-26,000 | 6,857 |
Cash dividends | $30,000 | 3,410 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $137,030 | 5,526 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $398,000 | 6,634 |
Total interest expense | $72,000 | 6,341 |
Net interest income | $326,000 | 6,646 |
Provision for loan and lease losses | $0 | 5,254 |
Total noninterest income | $82,000 | 5,221 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $22,000 | 5,685 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $60,000 | 4,442 |
Total noninterest expense | $359,000 | 6,315 |
Salaries and employee benefits | $204,000 | 6,189 |
Premises and equipment expense | $23,000 | 6,746 |
Additional noninterest expense | $132,000 | 6,132 |
Pre-tax net operating income | $49,000 | 5,942 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $2,000 | 4,463 |
Income before extraordinary items | $47,000 | 6,010 |
Extraordinary gains, net | $0 | 19 |
Net income | $47,000 | 6,010 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $47,000 | 6,010 |
Net charge-offs | $-25,000 | 6,932 |
Cash dividends | $15,000 | 2,671 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $47,000 | 5,873 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $1,807,000 | 6,572 |
Total interest expense | $372,000 | 6,304 |
Net interest income | $1,435,000 | 6,583 |
Provision for loan and lease losses | $15,000 | 6,274 |
Total noninterest income | $512,000 | 4,352 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $96,000 | 5,577 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $416,000 | 3,375 |
Total noninterest expense | $1,584,000 | 6,223 |
Salaries and employee benefits | $951,000 | 5,964 |
Premises and equipment expense | $92,000 | 6,885 |
Additional noninterest expense | $541,000 | 6,159 |
Pre-tax net operating income | $348,000 | 5,120 |
Securities gains (losses) | $18,000 | 3,129 |
Applicable income taxes | $15,000 | 4,207 |
Income before extraordinary items | $351,000 | 5,085 |
Extraordinary gains, net | $0 | 29 |
Net income | $351,000 | 5,088 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $351,000 | 5,088 |
Net charge-offs | $69,000 | 5,272 |
Cash dividends | $345,000 | 2,864 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $333,720 | 5,028 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $1,361,000 | 6,633 |
Total interest expense | $293,000 | 6,348 |
Net interest income | $1,068,000 | 6,645 |
Provision for loan and lease losses | $15,000 | 6,089 |
Total noninterest income | $446,000 | 4,104 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $73,000 | 5,575 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $373,000 | 3,151 |
Total noninterest expense | $1,247,000 | 6,170 |
Salaries and employee benefits | $709,000 | 5,987 |
Premises and equipment expense | $67,000 | 6,937 |
Additional noninterest expense | $471,000 | 5,946 |
Pre-tax net operating income | $252,000 | 5,278 |
Securities gains (losses) | $18,000 | 2,857 |
Applicable income taxes | $10,000 | 4,260 |
Income before extraordinary items | $260,000 | 5,232 |
Extraordinary gains, net | $0 | 21 |
Net income | $260,000 | 5,232 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $260,000 | 5,232 |
Net charge-offs | $69,000 | 4,745 |
Cash dividends | $45,000 | 3,422 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $242,720 | 5,179 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $894,000 | 6,711 |
Total interest expense | $202,000 | 6,407 |
Net interest income | $692,000 | 6,732 |
Provision for loan and lease losses | $15,000 | 5,808 |
Total noninterest income | $252,000 | 4,457 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $47,000 | 5,624 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $205,000 | 3,451 |
Total noninterest expense | $828,000 | 6,237 |
Salaries and employee benefits | $508,000 | 5,904 |
Premises and equipment expense | $47,000 | 6,976 |
Additional noninterest expense | $273,000 | 6,255 |
Pre-tax net operating income | $101,000 | 5,683 |
Securities gains (losses) | $17,000 | 2,165 |
Applicable income taxes | $4,000 | 4,365 |
Income before extraordinary items | $114,000 | 5,597 |
Extraordinary gains, net | $0 | 15 |
Net income | $114,000 | 5,596 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $114,000 | 5,597 |
Net charge-offs | $70,000 | 4,189 |
Cash dividends | $30,000 | 3,221 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $97,510 | 5,634 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $448,000 | 6,755 |
Total interest expense | $104,000 | 6,463 |
Net interest income | $344,000 | 6,780 |
Provision for loan and lease losses | $0 | 5,840 |
Total noninterest income | $90,000 | 5,091 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $23,000 | 5,623 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $67,000 | 4,206 |
Total noninterest expense | $382,000 | 6,439 |
Salaries and employee benefits | $214,000 | 6,263 |
Premises and equipment expense | $24,000 | 6,995 |
Additional noninterest expense | $144,000 | 6,213 |
Pre-tax net operating income | $52,000 | 5,726 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $2,000 | 4,282 |
Income before extraordinary items | $50,000 | 5,709 |
Extraordinary gains, net | $0 | 9 |
Net income | $50,000 | 5,708 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $50,000 | 5,709 |
Net charge-offs | $0 | 5,107 |
Cash dividends | $15,000 | 2,500 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $50,000 | 5,668 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $2,026,000 | 6,716 |
Total interest expense | $538,000 | 6,421 |
Net interest income | $1,488,000 | 6,726 |
Provision for loan and lease losses | $0 | 7,042 |
Total noninterest income | $520,000 | 4,488 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $114,000 | 5,314 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $406,000 | 3,484 |
Total noninterest expense | $1,584,000 | 6,432 |
Salaries and employee benefits | $938,000 | 6,139 |
Premises and equipment expense | $103,000 | 7,029 |
Additional noninterest expense | $543,000 | 6,370 |
Pre-tax net operating income | $424,000 | 4,558 |
Securities gains (losses) | $-12,000 | 7,045 |
Applicable income taxes | $17,000 | 4,070 |
Income before extraordinary items | $395,000 | 4,638 |
Extraordinary gains, net | $0 | 29 |
Net income | $395,000 | 4,639 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $395,000 | 4,639 |
Net charge-offs | $0 | 6,851 |
Cash dividends | $360,000 | 2,741 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $406,520 | 4,454 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $1,541,000 | 6,805 |
Total interest expense | $422,000 | 6,501 |
Net interest income | $1,119,000 | 6,815 |
Provision for loan and lease losses | $0 | 6,977 |
Total noninterest income | $470,000 | 4,188 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $82,000 | 5,451 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $388,000 | 3,156 |
Total noninterest expense | $1,267,000 | 6,360 |
Salaries and employee benefits | $602,000 | 6,493 |
Premises and equipment expense | $77,000 | 7,120 |
Additional noninterest expense | $588,000 | 5,695 |
Pre-tax net operating income | $322,000 | 4,775 |
Securities gains (losses) | $-12,000 | 7,223 |
Applicable income taxes | $11,000 | 4,212 |
Income before extraordinary items | $299,000 | 4,884 |
Extraordinary gains, net | $0 | 23 |
Net income | $299,000 | 4,887 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $299,000 | 4,887 |
Net charge-offs | $0 | 6,672 |
Cash dividends | $45,000 | 3,483 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $310,520 | 4,629 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $1,019,000 | 6,860 |
Total interest expense | $289,000 | 6,552 |
Net interest income | $730,000 | 6,885 |
Provision for loan and lease losses | $0 | 6,857 |
Total noninterest income | $179,000 | 5,206 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $56,000 | 5,427 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $123,000 | 4,300 |
Total noninterest expense | $719,000 | 6,687 |
Salaries and employee benefits | $401,000 | 6,545 |
Premises and equipment expense | $53,000 | 7,140 |
Additional noninterest expense | $265,000 | 6,491 |
Pre-tax net operating income | $190,000 | 4,984 |
Securities gains (losses) | $-14,000 | 7,337 |
Applicable income taxes | $6,000 | 4,252 |
Income before extraordinary items | $170,000 | 5,093 |
Extraordinary gains, net | $0 | 19 |
Net income | $170,000 | 5,096 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $170,000 | 5,095 |
Net charge-offs | $0 | 6,372 |
Cash dividends | $30,000 | 3,299 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $183,580 | 4,850 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $507,000 | 6,943 |
Total interest expense | $146,000 | 6,654 |
Net interest income | $361,000 | 6,959 |
Provision for loan and lease losses | $0 | 6,552 |
Total noninterest income | $104,000 | 4,973 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $29,000 | 5,402 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $75,000 | 4,016 |
Total noninterest expense | $361,000 | 6,765 |
Salaries and employee benefits | $200,000 | 6,628 |
Premises and equipment expense | $32,000 | 7,033 |
Additional noninterest expense | $129,000 | 6,610 |
Pre-tax net operating income | $104,000 | 4,997 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $4,000 | 4,179 |
Income before extraordinary items | $100,000 | 4,974 |
Extraordinary gains, net | $0 | 16 |
Net income | $100,000 | 4,975 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $100,000 | 4,974 |
Net charge-offs | $0 | 5,610 |
Cash dividends | $15,000 | 2,549 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $100,000 | 4,863 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $2,136,000 | 6,958 |
Total interest expense | $642,000 | 6,816 |
Net interest income | $1,494,000 | 6,918 |
Provision for loan and lease losses | $0 | 7,427 |
Total noninterest income | $606,000 | 4,348 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $115,000 | 5,554 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $491,000 | 3,233 |
Total noninterest expense | $1,609,000 | 6,655 |
Salaries and employee benefits | $979,000 | 6,283 |
Premises and equipment expense | $103,000 | 7,354 |
Additional noninterest expense | $527,000 | 6,707 |
Pre-tax net operating income | $491,000 | 4,017 |
Securities gains (losses) | $-8,000 | 6,985 |
Applicable income taxes | $17,000 | 3,730 |
Income before extraordinary items | $466,000 | 3,970 |
Extraordinary gains, net | $0 | 34 |
Net income | $466,000 | 3,969 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $466,000 | 3,969 |
Net charge-offs | $-15,000 | 7,881 |
Cash dividends | $360,000 | 2,991 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $473,680 | 3,871 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $1,613,000 | 7,032 |
Total interest expense | $493,000 | 6,898 |
Net interest income | $1,120,000 | 6,959 |
Provision for loan and lease losses | $0 | 7,284 |
Total noninterest income | $561,000 | 3,973 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $86,000 | 5,606 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $475,000 | 2,893 |
Total noninterest expense | $1,303,000 | 6,547 |
Salaries and employee benefits | $578,000 | 6,816 |
Premises and equipment expense | $77,000 | 7,410 |
Additional noninterest expense | $648,000 | 5,631 |
Pre-tax net operating income | $378,000 | 4,262 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $13,000 | 3,954 |
Income before extraordinary items | $365,000 | 4,168 |
Extraordinary gains, net | $0 | 27 |
Net income | $365,000 | 4,163 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $365,000 | 4,166 |
Net charge-offs | $-15,000 | 7,915 |
Cash dividends | $45,000 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $365,000 | 4,088 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $1,063,000 | 7,120 |
Total interest expense | $338,000 | 6,976 |
Net interest income | $725,000 | 7,041 |
Provision for loan and lease losses | $0 | 7,158 |
Total noninterest income | $207,000 | 5,163 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $56,000 | 5,635 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $151,000 | 4,106 |
Total noninterest expense | $717,000 | 6,967 |
Salaries and employee benefits | $385,000 | 6,897 |
Premises and equipment expense | $51,000 | 7,482 |
Additional noninterest expense | $281,000 | 6,636 |
Pre-tax net operating income | $215,000 | 4,562 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $8,000 | 4,086 |
Income before extraordinary items | $207,000 | 4,502 |
Extraordinary gains, net | $0 | 21 |
Net income | $207,000 | 4,500 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $207,000 | 4,500 |
Net charge-offs | $-15,000 | 7,961 |
Cash dividends | $30,000 | 3,790 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $207,000 | 4,395 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $523,000 | 7,191 |
Total interest expense | $173,000 | 7,026 |
Net interest income | $350,000 | 7,120 |
Provision for loan and lease losses | $0 | 6,744 |
Total noninterest income | $132,000 | 4,682 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $29,000 | 5,556 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $103,000 | 3,613 |
Total noninterest expense | $353,000 | 6,978 |
Salaries and employee benefits | $192,000 | 6,923 |
Premises and equipment expense | $28,000 | 7,445 |
Additional noninterest expense | $133,000 | 6,587 |
Pre-tax net operating income | $129,000 | 4,714 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $4,000 | 4,381 |
Income before extraordinary items | $125,000 | 4,633 |
Extraordinary gains, net | $0 | 15 |
Net income | $125,000 | 4,637 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $125,000 | 4,636 |
Net charge-offs | $0 | 5,728 |
Cash dividends | $15,000 | 2,962 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $125,000 | 4,463 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $2,251,000 | 7,155 |
Total interest expense | $849,000 | 7,042 |
Net interest income | $1,402,000 | 7,126 |
Provision for loan and lease losses | $0 | 7,334 |
Total noninterest income | $613,000 | 4,422 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $116,000 | 5,695 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $497,000 | 3,178 |
Total noninterest expense | $1,586,000 | 6,763 |
Salaries and employee benefits | $960,000 | 6,500 |
Premises and equipment expense | $109,000 | 7,525 |
Additional noninterest expense | $517,000 | 6,559 |
Pre-tax net operating income | $429,000 | 5,070 |
Securities gains (losses) | $19,000 | 2,215 |
Applicable income taxes | $54,000 | 3,814 |
Income before extraordinary items | $394,000 | 4,777 |
Extraordinary gains, net | $0 | 39 |
Net income | $394,000 | 4,777 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $123,000 | 4,713 |
Cash dividends | $330,000 | 3,955 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $377,280 | 4,991 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $1,725,000 | 7,202 |
Total interest expense | $656,000 | 7,106 |
Net interest income | $1,069,000 | 7,156 |
Provision for loan and lease losses | $0 | 6,991 |
Total noninterest income | $536,000 | 4,184 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $85,000 | 5,762 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $451,000 | 2,977 |
Total noninterest expense | $1,245,000 | 6,671 |
Salaries and employee benefits | $570,000 | 7,008 |
Premises and equipment expense | $72,000 | 7,700 |
Additional noninterest expense | $603,000 | 5,411 |
Pre-tax net operating income | $360,000 | 5,408 |
Securities gains (losses) | $19,000 | 2,045 |
Applicable income taxes | $89,000 | 3,690 |
Income before extraordinary items | $290,000 | 5,259 |
Extraordinary gains, net | $0 | 31 |
Net income | $290,000 | 5,256 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,620 |
Cash dividends | $45,000 | 4,727 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $275,370 | 5,495 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $1,189,000 | 7,220 |
Total interest expense | $457,000 | 7,157 |
Net interest income | $732,000 | 7,125 |
Provision for loan and lease losses | $0 | 6,671 |
Total noninterest income | $157,000 | 5,902 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $55,000 | 5,821 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $102,000 | 5,021 |
Total noninterest expense | $684,000 | 7,104 |
Salaries and employee benefits | $390,000 | 7,015 |
Premises and equipment expense | $49,000 | 7,726 |
Additional noninterest expense | $245,000 | 6,690 |
Pre-tax net operating income | $205,000 | 5,784 |
Securities gains (losses) | $19,000 | 2,087 |
Applicable income taxes | $85,000 | 3,616 |
Income before extraordinary items | $139,000 | 6,045 |
Extraordinary gains, net | $0 | 21 |
Net income | $139,000 | 6,044 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,450 |
Cash dividends | $30,000 | 4,575 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $126,840 | 6,094 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $630,000 | 7,207 |
Total interest expense | $238,000 | 7,216 |
Net interest income | $392,000 | 7,049 |
Provision for loan and lease losses | $0 | 6,080 |
Total noninterest income | $99,000 | 5,443 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $27,000 | 5,833 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $72,000 | 4,378 |
Total noninterest expense | $349,000 | 7,107 |
Salaries and employee benefits | $196,000 | 7,052 |
Premises and equipment expense | $26,000 | 7,696 |
Additional noninterest expense | $127,000 | 6,594 |
Pre-tax net operating income | $142,000 | 5,536 |
Securities gains (losses) | $19,000 | 1,626 |
Applicable income taxes | $81,000 | 3,035 |
Income before extraordinary items | $80,000 | 6,121 |
Extraordinary gains, net | $0 | 15 |
Net income | $80,000 | 6,123 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $15,000 | 3,620 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $67,840 | 6,217 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $2,480,000 | 7,226 |
Total interest expense | $1,005,000 | 7,161 |
Net interest income | $1,475,000 | 7,145 |
Provision for loan and lease losses | $0 | 6,851 |
Total noninterest income | $481,000 | 5,098 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $128,000 | 5,664 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $353,000 | 3,972 |
Total noninterest expense | $1,531,000 | 6,879 |
Salaries and employee benefits | $961,000 | 6,528 |
Premises and equipment expense | $93,000 | 7,828 |
Additional noninterest expense | $477,000 | 6,690 |
Pre-tax net operating income | $425,000 | 6,205 |
Securities gains (losses) | $1,000 | 1,983 |
Applicable income taxes | $101,000 | 4,482 |
Income before extraordinary items | $325,000 | 6,330 |
Extraordinary gains, net | $0 | 39 |
Net income | $325,000 | 6,329 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-11,000 | 7,985 |
Cash dividends | $280,000 | 4,512 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $324,240 | 6,317 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $1,885,000 | 7,246 |
Total interest expense | $748,000 | 7,211 |
Net interest income | $1,137,000 | 7,144 |
Provision for loan and lease losses | $0 | 6,528 |
Total noninterest income | $436,000 | 4,713 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $96,000 | 5,692 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $340,000 | 3,514 |
Total noninterest expense | $1,213,000 | 6,722 |
Salaries and employee benefits | $635,000 | 6,819 |
Premises and equipment expense | $64,000 | 7,889 |
Additional noninterest expense | $514,000 | 5,736 |
Pre-tax net operating income | $360,000 | 6,321 |
Securities gains (losses) | $2,000 | 1,394 |
Applicable income taxes | $92,000 | 4,518 |
Income before extraordinary items | $270,000 | 6,476 |
Extraordinary gains, net | $0 | 33 |
Net income | $270,000 | 6,473 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 7,886 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $268,500 | 6,471 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $1,273,000 | 7,254 |
Total interest expense | $482,000 | 7,281 |
Net interest income | $791,000 | 7,109 |
Provision for loan and lease losses | $0 | 6,209 |
Total noninterest income | $158,000 | 6,037 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $69,000 | 5,607 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $89,000 | 5,328 |
Total noninterest expense | $704,000 | 7,089 |
Salaries and employee benefits | $424,000 | 6,878 |
Premises and equipment expense | $44,000 | 7,907 |
Additional noninterest expense | $236,000 | 6,728 |
Pre-tax net operating income | $245,000 | 6,383 |
Securities gains (losses) | $2,000 | 1,203 |
Applicable income taxes | $65,000 | 4,536 |
Income before extraordinary items | $182,000 | 6,511 |
Extraordinary gains, net | $0 | 29 |
Net income | $182,000 | 6,512 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 7,333 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $180,520 | 6,521 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $577,000 | 7,464 |
Total interest expense | $234,000 | 7,346 |
Net interest income | $343,000 | 7,425 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $103,000 | 5,473 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $34,000 | 5,592 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $69,000 | 4,489 |
Total noninterest expense | $358,000 | 7,083 |
Salaries and employee benefits | $211,000 | 6,911 |
Premises and equipment expense | $22,000 | 7,922 |
Additional noninterest expense | $125,000 | 6,594 |
Pre-tax net operating income | $88,000 | 6,820 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $21,000 | 4,889 |
Income before extraordinary items | $67,000 | 6,912 |
Extraordinary gains, net | $0 | 22 |
Net income | $67,000 | 6,911 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 7,195 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $67,000 | 6,895 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $2,165,000 | 7,410 |
Total interest expense | $760,000 | 7,409 |
Net interest income | $1,405,000 | 7,302 |
Provision for loan and lease losses | $0 | 6,850 |
Total noninterest income | $339,000 | 5,942 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $127,000 | 5,801 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $212,000 | 5,013 |
Total noninterest expense | $1,389,000 | 7,076 |
Salaries and employee benefits | $841,000 | 6,841 |
Premises and equipment expense | $99,000 | 7,811 |
Additional noninterest expense | $449,000 | 6,799 |
Pre-tax net operating income | $355,000 | 6,935 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $87,000 | 5,082 |
Income before extraordinary items | $268,000 | 7,037 |
Extraordinary gains, net | $0 | 51 |
Net income | $268,000 | 7,037 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,377 |
Cash dividends | $250,000 | 4,686 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $268,000 | 7,030 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $1,601,000 | 7,483 |
Total interest expense | $544,000 | 7,478 |
Net interest income | $1,057,000 | 7,359 |
Provision for loan and lease losses | $0 | 6,685 |
Total noninterest income | $308,000 | 5,575 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $97,000 | 5,844 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $211,000 | 4,427 |
Total noninterest expense | $1,084,000 | 6,993 |
Salaries and employee benefits | $610,000 | 6,898 |
Premises and equipment expense | $72,000 | 7,878 |
Additional noninterest expense | $402,000 | 6,388 |
Pre-tax net operating income | $281,000 | 7,092 |
Securities gains (losses) | $-3,000 | 7,275 |
Applicable income taxes | $76,000 | 5,161 |
Income before extraordinary items | $202,000 | 7,220 |
Extraordinary gains, net | $0 | 45 |
Net income | $202,000 | 7,224 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 7,141 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $204,190 | 7,200 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $1,054,000 | 7,522 |
Total interest expense | $354,000 | 7,470 |
Net interest income | $700,000 | 7,427 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $142,000 | 6,336 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $65,000 | 5,844 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $77,000 | 5,619 |
Total noninterest expense | $675,000 | 7,174 |
Salaries and employee benefits | $407,000 | 6,940 |
Premises and equipment expense | $48,000 | 7,895 |
Additional noninterest expense | $220,000 | 6,901 |
Pre-tax net operating income | $167,000 | 7,290 |
Securities gains (losses) | $-3,000 | 7,591 |
Applicable income taxes | $43,000 | 5,337 |
Income before extraordinary items | $121,000 | 7,374 |
Extraordinary gains, net | $0 | 39 |
Net income | $121,000 | 7,373 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,361 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $123,220 | 7,365 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $514,000 | 7,560 |
Total interest expense | $173,000 | 7,482 |
Net interest income | $341,000 | 7,492 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $78,000 | 6,127 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $32,000 | 5,806 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $46,000 | 5,273 |
Total noninterest expense | $337,000 | 7,196 |
Salaries and employee benefits | $202,000 | 6,972 |
Premises and equipment expense | $25,000 | 7,853 |
Additional noninterest expense | $110,000 | 6,869 |
Pre-tax net operating income | $82,000 | 7,279 |
Securities gains (losses) | $-3,000 | 8,027 |
Applicable income taxes | $18,000 | 5,421 |
Income before extraordinary items | $61,000 | 7,342 |
Extraordinary gains, net | $0 | 21 |
Net income | $61,000 | 7,340 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $63,310 | 7,317 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $2,039,000 | 7,421 |
Total interest expense | $633,000 | 7,235 |
Net interest income | $1,406,000 | 7,415 |
Provision for loan and lease losses | $0 | 7,120 |
Total noninterest income | $362,000 | 5,936 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $141,000 | 5,722 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $221,000 | 4,978 |
Total noninterest expense | $1,367,000 | 7,108 |
Salaries and employee benefits | $797,000 | 6,939 |
Premises and equipment expense | $99,000 | 7,866 |
Additional noninterest expense | $471,000 | 6,732 |
Pre-tax net operating income | $401,000 | 7,061 |
Securities gains (losses) | $1,000 | 2,117 |
Applicable income taxes | $99,000 | 5,379 |
Income before extraordinary items | $303,000 | 7,173 |
Extraordinary gains, net | $0 | 46 |
Net income | $303,000 | 7,174 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 5,620 |
Cash dividends | $283,000 | 4,491 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $302,250 | 7,158 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $1,470,000 | 7,506 |
Total interest expense | $467,000 | 7,214 |
Net interest income | $1,003,000 | 7,553 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $308,000 | 5,717 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $107,000 | 5,742 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $201,000 | 4,596 |
Total noninterest expense | $1,063,000 | 7,026 |
Salaries and employee benefits | $627,000 | 6,804 |
Premises and equipment expense | $75,000 | 7,880 |
Additional noninterest expense | $361,000 | 6,657 |
Pre-tax net operating income | $248,000 | 7,432 |
Securities gains (losses) | $1,000 | 2,135 |
Applicable income taxes | $62,000 | 5,641 |
Income before extraordinary items | $187,000 | 7,520 |
Extraordinary gains, net | $0 | 35 |
Net income | $187,000 | 7,521 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 4,785 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $186,250 | 7,494 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $954,000 | 7,548 |
Total interest expense | $306,000 | 7,154 |
Net interest income | $648,000 | 7,623 |
Provision for loan and lease losses | $0 | 6,626 |
Total noninterest income | $130,000 | 6,608 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $69,000 | 5,752 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $61,000 | 6,101 |
Total noninterest expense | $674,000 | 7,150 |
Salaries and employee benefits | $388,000 | 7,005 |
Premises and equipment expense | $52,000 | 7,822 |
Additional noninterest expense | $234,000 | 6,726 |
Pre-tax net operating income | $104,000 | 7,826 |
Securities gains (losses) | $1,000 | 1,973 |
Applicable income taxes | $16,000 | 6,203 |
Income before extraordinary items | $89,000 | 7,823 |
Extraordinary gains, net | $0 | 30 |
Net income | $89,000 | 7,822 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 3,735 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $88,150 | 7,784 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $483,000 | 7,564 |
Total interest expense | $149,000 | 7,180 |
Net interest income | $334,000 | 7,628 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $74,000 | 6,332 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $35,000 | 5,695 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $39,000 | 5,696 |
Total noninterest expense | $337,000 | 7,192 |
Salaries and employee benefits | $199,000 | 6,989 |
Premises and equipment expense | $26,000 | 7,883 |
Additional noninterest expense | $112,000 | 6,862 |
Pre-tax net operating income | $71,000 | 7,616 |
Securities gains (losses) | $1,000 | 1,514 |
Applicable income taxes | $14,000 | 5,897 |
Income before extraordinary items | $58,000 | 7,631 |
Extraordinary gains, net | $0 | 24 |
Net income | $58,000 | 7,630 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,095 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $57,190 | 7,613 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $1,968,000 | 7,415 |
Total interest expense | $617,000 | 6,887 |
Net interest income | $1,351,000 | 7,520 |
Provision for loan and lease losses | $50,000 | 5,899 |
Total noninterest income | $405,000 | 5,764 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $164,000 | 5,621 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $241,000 | 4,715 |
Total noninterest expense | $1,327,000 | 7,218 |
Salaries and employee benefits | $748,000 | 7,124 |
Premises and equipment expense | $99,000 | 7,984 |
Additional noninterest expense | $480,000 | 6,666 |
Pre-tax net operating income | $379,000 | 7,165 |
Securities gains (losses) | $4,000 | 3,277 |
Applicable income taxes | $89,000 | 5,629 |
Income before extraordinary items | $294,000 | 7,256 |
Extraordinary gains, net | $0 | 34 |
Net income | $294,000 | 7,255 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 4,821 |
Cash dividends | $175,000 | 5,021 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $290,920 | 7,220 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $1,455,000 | 7,467 |
Total interest expense | $466,000 | 6,879 |
Net interest income | $989,000 | 7,599 |
Provision for loan and lease losses | $0 | 7,100 |
Total noninterest income | $291,000 | 5,887 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $123,000 | 5,662 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $168,000 | 4,870 |
Total noninterest expense | $972,000 | 7,229 |
Salaries and employee benefits | $550,000 | 7,132 |
Premises and equipment expense | $69,000 | 8,064 |
Additional noninterest expense | $353,000 | 6,689 |
Pre-tax net operating income | $308,000 | 7,163 |
Securities gains (losses) | $3,000 | 3,253 |
Applicable income taxes | $78,000 | 5,616 |
Income before extraordinary items | $233,000 | 7,289 |
Extraordinary gains, net | $0 | 26 |
Net income | $233,000 | 7,290 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 3,870 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $230,750 | 7,242 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $992,000 | 7,460 |
Total interest expense | $320,000 | 6,827 |
Net interest income | $672,000 | 7,587 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $137,000 | 6,657 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $81,000 | 5,696 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $56,000 | 6,240 |
Total noninterest expense | $629,000 | 7,356 |
Salaries and employee benefits | $366,000 | 7,180 |
Premises and equipment expense | $46,000 | 8,103 |
Additional noninterest expense | $217,000 | 6,946 |
Pre-tax net operating income | $180,000 | 7,343 |
Securities gains (losses) | $3,000 | 2,926 |
Applicable income taxes | $42,000 | 5,789 |
Income before extraordinary items | $141,000 | 7,406 |
Extraordinary gains, net | $0 | 21 |
Net income | $141,000 | 7,406 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 3,762 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $138,690 | 7,357 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $508,000 | 7,455 |
Total interest expense | $169,000 | 6,763 |
Net interest income | $339,000 | 7,610 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $84,000 | 6,172 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $41,000 | 5,626 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $43,000 | 5,417 |
Total noninterest expense | $322,000 | 7,337 |
Salaries and employee benefits | $189,000 | 7,137 |
Premises and equipment expense | $24,000 | 8,053 |
Additional noninterest expense | $109,000 | 6,935 |
Pre-tax net operating income | $101,000 | 7,133 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $24,000 | 5,624 |
Income before extraordinary items | $77,000 | 7,289 |
Extraordinary gains, net | $0 | 16 |
Net income | $77,000 | 7,291 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 2,858 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $77,000 | 7,204 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $2,149,000 | 7,400 |
Total interest expense | $863,000 | 6,519 |
Net interest income | $1,286,000 | 7,680 |
Provision for loan and lease losses | $275,000 | 3,362 |
Total noninterest income | $313,000 | 6,504 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $140,000 | 5,993 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $173,000 | 5,573 |
Total noninterest expense | $1,131,000 | 7,616 |
Salaries and employee benefits | $630,000 | 7,583 |
Premises and equipment expense | $115,000 | 7,867 |
Additional noninterest expense | $386,000 | 7,247 |
Pre-tax net operating income | $193,000 | 7,839 |
Securities gains (losses) | $-5,000 | 8,699 |
Applicable income taxes | $20,000 | 6,788 |
Income before extraordinary items | $168,000 | 7,919 |
Extraordinary gains, net | $0 | 54 |
Net income | $168,000 | 7,920 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $69,000 | 4,637 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $172,450 | 7,771 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $1,647,000 | 7,447 |
Total interest expense | $681,000 | 6,534 |
Net interest income | $966,000 | 7,739 |
Provision for loan and lease losses | $275,000 | 2,660 |
Total noninterest income | $195,000 | 6,927 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $107,000 | 5,992 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $88,000 | 6,309 |
Total noninterest expense | $853,000 | 7,585 |
Salaries and employee benefits | $496,000 | 7,408 |
Premises and equipment expense | $70,000 | 8,163 |
Additional noninterest expense | $287,000 | 7,256 |
Pre-tax net operating income | $33,000 | 8,523 |
Securities gains (losses) | $-5,000 | 8,870 |
Applicable income taxes | $-23,000 | 8,969 |
Income before extraordinary items | $51,000 | 8,520 |
Extraordinary gains, net | $0 | 40 |
Net income | $51,000 | 8,521 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $60,000 | 3,971 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $56,000 | 8,380 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,116,000 | 7,459 |
Total interest expense | $478,000 | 6,519 |
Net interest income | $638,000 | 7,773 |
Provision for loan and lease losses | $275,000 | 1,970 |
Total noninterest income | $132,000 | 6,884 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $72,000 | 5,973 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $60,000 | 6,260 |
Total noninterest expense | $607,000 | 7,457 |
Salaries and employee benefits | $349,000 | 7,300 |
Premises and equipment expense | $49,000 | 8,115 |
Additional noninterest expense | $209,000 | 7,022 |
Pre-tax net operating income | $-112,000 | 8,837 |
Securities gains (losses) | $-3,000 | 8,957 |
Applicable income taxes | $16,000 | 6,732 |
Income before extraordinary items | $-131,000 | 8,946 |
Extraordinary gains, net | $0 | 30 |
Net income | $-131,000 | 8,946 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 4,485 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $-128,000 | 8,863 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $554,000 | 7,515 |
Total interest expense | $247,000 | 6,532 |
Net interest income | $307,000 | 7,885 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $74,000 | 6,601 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $35,000 | 5,954 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $39,000 | 5,739 |
Total noninterest expense | $313,000 | 7,411 |
Salaries and employee benefits | $175,000 | 7,320 |
Premises and equipment expense | $26,000 | 8,056 |
Additional noninterest expense | $112,000 | 6,838 |
Pre-tax net operating income | $68,000 | 7,700 |
Securities gains (losses) | $-4,000 | 9,096 |
Applicable income taxes | $11,000 | 6,507 |
Income before extraordinary items | $53,000 | 7,823 |
Extraordinary gains, net | $0 | 21 |
Net income | $53,000 | 7,823 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $56,320 | 7,619 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $2,535,000 | 7,324 |
Total interest expense | $1,132,000 | 6,586 |
Net interest income | $1,403,000 | 7,588 |
Provision for loan and lease losses | $50,000 | 6,677 |
Total noninterest income | $276,000 | 6,647 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $152,000 | 5,808 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $124,000 | 6,000 |
Total noninterest expense | $1,103,000 | 7,715 |
Salaries and employee benefits | $625,000 | 7,609 |
Premises and equipment expense | $118,000 | 7,906 |
Additional noninterest expense | $360,000 | 7,410 |
Pre-tax net operating income | $526,000 | 6,674 |
Securities gains (losses) | $3,000 | 4,139 |
Applicable income taxes | $133,000 | 5,668 |
Income before extraordinary items | $396,000 | 6,865 |
Extraordinary gains, net | $0 | 70 |
Net income | $396,000 | 6,864 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 6,916 |
Cash dividends | $200,000 | 4,872 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $393,750 | 6,750 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $2,793,000 | 7,461 |
Total interest expense | $1,624,000 | 6,736 |
Net interest income | $1,169,000 | 7,946 |
Provision for loan and lease losses | $0 | 8,228 |
Total noninterest income | $265,000 | 6,718 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $141,000 | 5,922 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $124,000 | 5,927 |
Total noninterest expense | $1,057,000 | 7,811 |
Salaries and employee benefits | $612,000 | 7,607 |
Premises and equipment expense | $129,000 | 7,863 |
Additional noninterest expense | $316,000 | 7,737 |
Pre-tax net operating income | $377,000 | 7,075 |
Securities gains (losses) | $-2,000 | 9,092 |
Applicable income taxes | $56,000 | 6,605 |
Income before extraordinary items | $319,000 | 7,022 |
Extraordinary gains, net | $0 | 105 |
Net income | $319,000 | 7,022 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 8,863 |
Cash dividends | $150,000 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $320,700 | 6,894 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $2,798,000 | 7,613 |
Total interest expense | $1,502,000 | 7,160 |
Net interest income | $1,296,000 | 7,873 |
Provision for loan and lease losses | $0 | 8,337 |
Total noninterest income | $191,000 | 7,369 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $133,000 | 6,004 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $58,000 | 7,528 |
Total noninterest expense | $1,023,000 | 7,953 |
Salaries and employee benefits | $552,000 | 7,962 |
Premises and equipment expense | $134,000 | 7,850 |
Additional noninterest expense | $337,000 | 7,651 |
Pre-tax net operating income | $464,000 | 7,179 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $125,000 | 6,224 |
Income before extraordinary items | $339,000 | 7,229 |
Extraordinary gains, net | $0 | 38 |
Net income | $339,000 | 7,227 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,220 |
Cash dividends | $199,000 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $339,000 | 7,222 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,544,000 | 7,866 |
Total interest expense | $1,352,000 | 7,298 |
Net interest income | $1,192,000 | 8,205 |
Provision for loan and lease losses | $25,000 | 7,415 |
Total noninterest income | $259,000 | 6,851 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $140,000 | 6,013 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $119,000 | 6,198 |
Total noninterest expense | $945,000 | 8,279 |
Salaries and employee benefits | $519,000 | 8,233 |
Premises and equipment expense | $107,000 | 8,499 |
Additional noninterest expense | $319,000 | 7,964 |
Pre-tax net operating income | $481,000 | 7,226 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $110,000 | 6,786 |
Income before extraordinary items | $371,000 | 7,154 |
Extraordinary gains, net | $0 | 35 |
Net income | $371,000 | 7,156 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,495 |
Cash dividends | $200,000 | 5,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $371,000 | 7,127 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,581,000 | 8,003 |
Total interest expense | $1,456,000 | 7,295 |
Net interest income | $1,125,000 | 8,511 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $263,000 | 6,851 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $140,000 | 6,094 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $123,000 | 6,149 |
Total noninterest expense | $930,000 | 8,339 |
Salaries and employee benefits | $485,000 | 8,449 |
Premises and equipment expense | $154,000 | 7,558 |
Additional noninterest expense | $291,000 | 8,210 |
Pre-tax net operating income | $458,000 | 7,594 |
Securities gains (losses) | $1,000 | 4,151 |
Applicable income taxes | $114,000 | 7,332 |
Income before extraordinary items | $345,000 | 7,561 |
Extraordinary gains, net | $0 | 32 |
Net income | $345,000 | 7,561 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 7,985 |
Cash dividends | $200,000 | 5,324 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $344,250 | 7,486 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,384,000 | 8,536 |
Total interest expense | $1,191,000 | 8,141 |
Net interest income | $1,193,000 | 8,693 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $254,000 | 7,175 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $133,000 | 6,493 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $121,000 | 6,255 |
Total noninterest expense | $871,000 | 8,782 |
Salaries and employee benefits | $491,000 | 8,671 |
Premises and equipment expense | $144,000 | 7,944 |
Additional noninterest expense | $236,000 | 9,008 |
Pre-tax net operating income | $576,000 | 7,533 |
Securities gains (losses) | $1,000 | 3,559 |
Applicable income taxes | $187,000 | 7,077 |
Income before extraordinary items | $390,000 | 7,712 |
Extraordinary gains, net | $0 | 44 |
Net income | $390,000 | 7,716 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,093 |
Cash dividends | $200,000 | 5,346 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $389,320 | 7,658 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,172,000 | 9,139 |
Total interest expense | $1,086,000 | 8,738 |
Net interest income | $1,086,000 | 9,319 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $330,000 | 6,610 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $142,000 | 6,615 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $188,000 | 5,346 |
Total noninterest expense | $879,000 | 9,129 |
Salaries and employee benefits | $494,000 | 8,933 |
Premises and equipment expense | $139,000 | 8,316 |
Additional noninterest expense | $246,000 | 9,438 |
Pre-tax net operating income | $537,000 | 7,741 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $153,000 | 7,833 |
Income before extraordinary items | $384,000 | 7,762 |
Extraordinary gains, net | $0 | 53 |
Net income | $384,000 | 7,759 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 8,019 |
Cash dividends | $150,000 | 5,964 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $384,000 | 7,701 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,149,000 | 9,497 |
Total interest expense | $1,089,000 | 8,935 |
Net interest income | $1,060,000 | 9,751 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $232,000 | 7,967 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $141,000 | 6,862 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $91,000 | 7,528 |
Total noninterest expense | $852,000 | 9,541 |
Salaries and employee benefits | $459,000 | 9,465 |
Premises and equipment expense | $131,000 | 8,769 |
Additional noninterest expense | $262,000 | 9,698 |
Pre-tax net operating income | $440,000 | 8,808 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $140,000 | 8,451 |
Income before extraordinary items | $300,000 | 8,939 |
Extraordinary gains, net | $0 | 65 |
Net income | $300,000 | 8,943 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,657 |
Cash dividends | $150,000 | 6,032 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $300,000 | 8,905 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,853,000 | 10,073 |
Total interest expense | $865,000 | 9,285 |
Net interest income | $988,000 | 10,428 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $213,000 | 8,516 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $126,000 | 7,458 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $87,000 | 7,945 |
Total noninterest expense | $879,000 | 9,868 |
Salaries and employee benefits | $457,000 | 9,770 |
Premises and equipment expense | $145,000 | 8,686 |
Additional noninterest expense | $277,000 | 10,219 |
Pre-tax net operating income | $322,000 | 9,971 |
Securities gains (losses) | $-3,000 | 9,178 |
Applicable income taxes | $92,000 | 9,543 |
Income before extraordinary items | $227,000 | 9,953 |
Extraordinary gains, net | $0 | 249 |
Net income | $227,000 | 9,964 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 10,929 |
Cash dividends | $100,000 | 6,840 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $229,130 | 9,998 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,918,000 | 10,344 |
Total interest expense | $913,000 | 9,492 |
Net interest income | $1,005,000 | 10,764 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $192,000 | 9,372 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $117,000 | 7,920 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $75,000 | 8,845 |
Total noninterest expense | $883,000 | 10,277 |
Salaries and employee benefits | $444,000 | 10,215 |
Premises and equipment expense | $150,000 | 8,908 |
Additional noninterest expense | $289,000 | 10,582 |
Pre-tax net operating income | $314,000 | 10,128 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $88,000 | 10,034 |
Income before extraordinary items | $227,000 | 10,311 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $227,000 | 10,431 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 9,554 |
Cash dividends | $300,000 | 4,359 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $226,280 | 10,086 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,167,000 | 10,540 |
Total interest expense | $1,204,000 | 9,592 |
Net interest income | $963,000 | 11,237 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $159,000 | 10,308 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $101,000 | 8,491 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $58,000 | 9,916 |
Total noninterest expense | $858,000 | 10,718 |
Salaries and employee benefits | $438,000 | 10,425 |
Premises and equipment expense | $132,000 | 9,627 |
Additional noninterest expense | $288,000 | 11,000 |
Pre-tax net operating income | $264,000 | 10,482 |
Securities gains (losses) | $-1,000 | 12,730 |
Applicable income taxes | $55,000 | 11,116 |
Income before extraordinary items | $208,000 | 10,494 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $208,000 | 10,633 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-55,000 | 13,524 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $208,790 | 10,143 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.